JP2001076117A - Advantageous card - Google Patents

Advantageous card

Info

Publication number
JP2001076117A
JP2001076117A JP24582799A JP24582799A JP2001076117A JP 2001076117 A JP2001076117 A JP 2001076117A JP 24582799 A JP24582799 A JP 24582799A JP 24582799 A JP24582799 A JP 24582799A JP 2001076117 A JP2001076117 A JP 2001076117A
Authority
JP
Japan
Prior art keywords
card
credit card
display
cash payment
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP24582799A
Other languages
Japanese (ja)
Inventor
Akifumi Aizawa
紀史 相澤
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Toppan Edge Inc
Original Assignee
Toppan Forms Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Toppan Forms Co Ltd filed Critical Toppan Forms Co Ltd
Priority to JP24582799A priority Critical patent/JP2001076117A/en
Publication of JP2001076117A publication Critical patent/JP2001076117A/en
Pending legal-status Critical Current

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  • Credit Cards Or The Like (AREA)

Abstract

PROBLEM TO BE SOLVED: To provide an advantageous card with which the consumption trend of a credit card holder at cash payment can be grasped in order to accurately grasp the consumption trend of the credit card holder including cash payment and card payment. SOLUTION: A title 2 being advantageous information at cash payment, the display 3 of day of issue, the name display 4 of a use object store and store display 5 for optical reading which is displayed by a bar code are displayed as well as the display 6 of a member number for optical reading which is displayed by a bar code being the holder specified information of a credit card on the surface of this advantageous card 1, a bar code reader reads the display 6 of the member number for optical reading at cash payment, and the read member number is connected to sales information to be subjected to sales processing.

Description

【発明の詳細な説明】DETAILED DESCRIPTION OF THE INVENTION

【0001】[0001]

【発明の属する技術分野】本発明は、クレジットカード
を使用しないで現金支払いした場合の売り上げデータ
を、クレジットカード所有者の売り上げデータとして処
理可能な、現金支払い時に使用する特典カードに関す
る。
BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a privilege card used at the time of cash payment, which can process sales data when cash payment is made without using a credit card as sales data of a credit card owner.

【0002】[0002]

【従来の技術】図4に示すように、従来の一般的なクレ
ジットカード20は、会員番号などのカード所有者を特
定するデータなどを磁気データとして、裏面側の磁気ス
トライプ21に記録している。そして、クレジットカー
ド所有者がクレジットカード20を提示して支払いの決
済をした場合にだけ、前記磁気ストライプ21に記録し
ている磁気データを読み出すことにより、その売り上げ
データを、クレジットカード所有者の売り上げデータと
して処理できるものである。
2. Description of the Related Art As shown in FIG. 4, a conventional general credit card 20 records data identifying a card holder such as a membership number as magnetic data on a magnetic stripe 21 on the back side. . Only when the credit card holder presents the credit card 20 and settles the payment, the magnetic data recorded on the magnetic stripe 21 is read out, and the sales data is transferred to the credit card owner's sales. It can be processed as data.

【0003】[0003]

【発明が解決しようとする課題】このため、従来におい
ては、顧客がカードを所持している場合でも、現金で支
払いをした場合には、この売り上げデータを、クレジッ
トカード所有者の売り上げデータとして処理することは
できなかった。したがって、従来は、現金支払い時の消
費動向を把握できなかったので、現金支払いとカード支
払いを含めたクレジットカード所有者の消費動向を、的
確に把握することができないという不都合があった。
For this reason, conventionally, even when a customer has a card and pays in cash, the sales data is processed as the sales data of the credit card holder. I couldn't. Therefore, conventionally, since the consumption trend at the time of cash payment could not be grasped, there was an inconvenience that the consumption trend of the credit card holder including the cash payment and the card payment could not be accurately grasped.

【0004】本発明は、このような従来の不都合を解消
して、クレジットカード所有者の現金支払い時の消費動
向を把握することにより、現金支払いとカード支払いを
含めたクレジットカード所有者の消費動向を、的確に把
握することができる、現金支払い時に使用する特典カー
ドを提供することを目的とする。
The present invention solves such a conventional inconvenience and grasps the consumption trend at the time of cash payment by the credit card holder, thereby obtaining the consumption trend of the credit card holder including cash payment and card payment. It is an object of the present invention to provide a privilege card which can be accurately grasped and used at the time of cash payment.

【0005】[0005]

【課題を解決するための手段】この目的を達成するため
に、本願発明の請求項1に記載した特典カードは、クレ
ジットカードの所有者特定情報を光学読み取り可能に表
示するとともに、現金支払い時に前記所有者特定情報を
光学的に読み取らせるものである。
In order to achieve this object, a privilege card according to the first aspect of the present invention displays a credit card owner identification information in an optically readable manner, and displays the credit card owner information at the time of cash payment. This is to optically read the owner identification information.

【0006】同じく、上記目的を達成するために、本願
発明の請求項2に記載した特典カードは、クレジットカ
ードの所有者特定情報を光学読み取り可能に表示すると
ともに、現金支払い時の特典情報、例えば割引する旨の
表示、あるいは割引額や割引率を表示し、現金支払い時
に前記所有者特定情報を光学的に読み取らせるものであ
る。
[0006] Similarly, in order to achieve the above object, the privilege card according to the second aspect of the present invention displays the credit card owner identification information in an optically readable manner and also displays privilege information at the time of cash payment, for example, A display indicating that a discount is provided, or a discount amount or a discount rate is displayed, and the owner identification information is optically read at the time of cash payment.

【0007】[0007]

【発明の実施の形態】以下、本発明の好適な実施の形態
を添付図面の図1〜図3に基づいて詳細に説明する。こ
こにおいて、図1は特典カードの平面図、図2は特典カ
ードを発行するシステムのブロック図、図3は現金支払
い時の売り上げ情報を処理するシステムのブロック図で
ある。
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Preferred embodiments of the present invention will be described below in detail with reference to FIGS. Here, FIG. 1 is a plan view of a privilege card, FIG. 2 is a block diagram of a system for issuing a privilege card, and FIG. 3 is a block diagram of a system for processing sales information at the time of cash payment.

【0008】図1に示すように、特典カード1は、紙製
でその一面側には、「現金割引カード」なる表題2と、
発行年月日表示3と、使用対象店舗名表示4と、使用対
象店舗名をバーコードで表示した光学読み取り用店舗表
示5と、現金支払い希望者が所持しているクレジットカ
ードの会員番号をバーコードで表示した光学読み取り用
会員番号表示6とを印字している。ここで、前記表題2
が現金支払い時の特典情報であり、また、前記光学読み
取り用会員番号表示6がクレジットカードの所有者特定
情報である。
As shown in FIG. 1, a privilege card 1 is made of paper and has a title 2 "Cash Discount Card" on one side,
The issue date display 3, the store name display 4 to be used, the store display 5 for optical reading that displays the store name to be used as a bar code, and the member number of the credit card held by the cash payer The optical reading member number display 6 indicated by the code is printed. Here, the title 2
Is the privilege information at the time of cash payment, and the optical reading member number display 6 is the credit card owner identification information.

【0009】続いて、特典カード1の発行方法を図2に
基づいて説明する。まず、現金支払い希望者が所持して
いるクレジットカード(図4参照)の磁気データを磁気
カードリーダ10で読み取り、読み取った会員番号デー
タを制御装置11の記憶部に格納する。次に、キーボー
ド12から、表題2となる「現金割引カード」の各文
字、発行年月日、使用対象店舗名、の各データをそれぞ
れ入力する。
Next, a method for issuing the privilege card 1 will be described with reference to FIG. First, the magnetic data of the credit card (see FIG. 4) possessed by the applicant for cash payment is read by the magnetic card reader 10 and the read membership number data is stored in the storage unit of the control device 11. Next, data of each character of the “cash discount card”, title, date of issue, and name of the store to be used, which are the title 2, are input from the keyboard 12.

【0010】そして、これらキーボード12から入力し
た入力データと、制御装置11の記憶部に格納しておい
た会員番号データをバーコードに変換した光学読み取り
用会員番号データ、入力した使用対象店舗名データをバ
ーコードに変換した光学読み取り用店舗データを、感圧
プリンタのような適宜なプリンタ13でカード基材に印
字して、表題2と、発行年月日表示3と、使用対象店舗
名表示4と、光学読み取り用店舗表示5と、光学読み取
り用会員番号表示6を表示した特典カード1を発行する
ものである。
The input data input from the keyboard 12, the member number data for optical reading obtained by converting the member number data stored in the storage unit of the control device 11 into a bar code, the input target store name data Is converted into a barcode, and the optically-read shop data is printed on a card base material by an appropriate printer 13 such as a pressure-sensitive printer, and a title 2, an issue date display 3, and a target shop name indication 4 And a privilege card 1 displaying an optical reading store display 5 and an optical reading member number display 6.

【0011】続いて、この特典カード1を使用した売り
上げデータ処理方法を図3に基づいて説明する。クレジ
ットカード所持者が現金支払いをする際に、特典カード
1を提示すると、この特典カード1の光学読み取り用店
舗表示5と、光学読み取り用会員番号表示6をバーコー
ドリーダ14で光学的に読み取ったうえ、POSレジス
タ15で現金売り上げのPOS処理を通常と同様に行
う。そして、これらのデータをホストコンピュータ16
に送り、クレジットカード所持者と売り上げデータを紐
付けして記録する。
Next, a sales data processing method using the privilege card 1 will be described with reference to FIG. When the credit card holder presented the privilege card 1 when paying cash, the bar code reader 14 optically read the store display 5 for optical reading and the member number display 6 for optical reading of the privilege card 1. In addition, the POS register 15 performs POS processing for cash sales in the same manner as usual. Then, these data are transferred to the host computer 16.
And link the credit card holder with the sales data and record it.

【0012】この売り上げ記録を、別途記録したクレジ
ットカードを使用した場合の売り上げ記録と総合するこ
とにより、クレジットカード所持者の消費動向を把握す
ることができる。
By integrating this sales record with the sales record when a separately recorded credit card is used, it is possible to grasp the consumption trend of the credit card holder.

【0013】なお、本発明は、上述した実施形態に限定
されるものではなく、例えば、「10%割引します」の
ような具体的な割引情報を、表題2とともに印字しても
よい。また、特典の内容は、割引に限らず、いわゆるポ
イントカードのように、ポイント数の加算であってもよ
い。さらに、特典情報を特典カード1に表示しないで、
別途チラシに表示して配布したり、店内の掲示板などに
表示したり、その他適宜な広告手段を用いて知らせるこ
とも可能である。またさらに、クレジットカード所有者
特定情報は、会員番号以外でも特定できる情報である限
りは如何なるものでもよいほか、光学読み取り可能な表
示は、バーコード表示に限らない。
The present invention is not limited to the above-described embodiment. For example, specific discount information such as “10% discount” may be printed together with title 2. The content of the privilege is not limited to the discount, but may be an addition of the number of points as in a so-called point card. Furthermore, without displaying the privilege information on privilege card 1,
It can be separately displayed and distributed on a flyer, displayed on a bulletin board in a store, or notified using other appropriate advertising means. Further, the credit card owner specifying information may be any information as long as it can be specified other than the member number, and the optically readable display is not limited to the bar code display.

【0014】[0014]

【発明の効果】以上のように、本発明の請求項1におけ
る特典カードによれば、クレジットカードの所有者特定
情報を光学読み取り可能に表示するとともに、現金支払
い時に前記所有者特定情報を光学的に読み取らせるの
で、この特典カードを利用して、クレジットカード所有
者の現金支払い時の消費動向を把握することにより、現
金支払いとカード支払いを含めたクレジットカード所有
者の消費動向を、的確に把握することができるという効
果を奏する。
As described above, according to the privilege card of the first aspect of the present invention, the owner identification information of the credit card is displayed optically readable, and the owner identification information is optically read at the time of cash payment. By using this award card, the credit card holder's consumption trends at the time of cash payment can be grasped, and the credit card holder's consumption trends including cash payment and card payment can be accurately grasped. It has the effect that it can be done.

【0015】また、本発明の請求項2における特典カー
ドによれば、クレジットカードの所有者特定情報を光学
読み取り可能に表示するとともに、現金支払い時の特典
情報を表示したので、現金支払い時にこの特典カードを
使用する動機付けをより確実にすることができ、この特
典カードを利用して、クレジットカード所有者の現金支
払い時の消費動向を把握することにより、現金支払いと
カード支払いを含めたクレジットカード所有者の消費動
向を、的確に把握することができるという効果を奏す
る。
According to the privilege card of claim 2 of the present invention, the credit card owner identification information is displayed optically readable and the privilege information at the time of cash payment is displayed. Motivation to use the card can be assured, and this reward card can be used to understand the trends in consumption of credit card holders when paying cash, so that credit card including cash payment and card payment The effect is that the consumption trend of the owner can be accurately grasped.

【図面の簡単な説明】[Brief description of the drawings]

【図1】特典カードの平面図。FIG. 1 is a plan view of a privilege card.

【図2】特典カードを発行するシステムのブロック図。FIG. 2 is a block diagram of a system for issuing a privilege card.

【図3】現金支払い時の売り上げ情報を処理するシステ
ムのブロック図。
FIG. 3 is a block diagram of a system for processing sales information at the time of cash payment.

【図4】一般的なクレジットカードの裏面側を示す平面
図。
FIG. 4 is a plan view showing the back side of a general credit card.

【符号の説明】[Explanation of symbols]

1 特典カード 2 表題 3 発行年月日表示 4 使用対象店舗名表示 5 光学読み取り用店舗表示 6 光学読み取り用会員番号表示 1 Privilege card 2 Title 3 Date of issuance display 4 Target store name display 5 Store display for optical reading 6 Member number display for optical reading

Claims (2)

【特許請求の範囲】[Claims] 【請求項1】 クレジットカードの所有者特定情報を光
学読み取り可能に表示するとともに、現金支払い時に前
記所有者特定情報を光学的に読み取らせることを特徴と
する特典カード。
1. A privilege card, wherein owner information of a credit card is displayed optically readable, and the owner identification information is optically read at the time of cash payment.
【請求項2】 クレジットカードの所有者特定情報を表
示するとともに、現金支払い時の特典情報を表示し、現
金支払い時に前記所有者特定情報を光学的に読み取らせ
ることを特徴とする特典カード。
2. A privilege card which displays owner identification information of a credit card, displays privilege information at the time of cash payment, and optically reads the owner identification information at the time of cash payment.
JP24582799A 1999-08-31 1999-08-31 Advantageous card Pending JP2001076117A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
JP24582799A JP2001076117A (en) 1999-08-31 1999-08-31 Advantageous card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP24582799A JP2001076117A (en) 1999-08-31 1999-08-31 Advantageous card

Publications (1)

Publication Number Publication Date
JP2001076117A true JP2001076117A (en) 2001-03-23

Family

ID=17139454

Family Applications (1)

Application Number Title Priority Date Filing Date
JP24582799A Pending JP2001076117A (en) 1999-08-31 1999-08-31 Advantageous card

Country Status (1)

Country Link
JP (1) JP2001076117A (en)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003060794A1 (en) * 2002-01-04 2003-07-24 Mastercard International Incorporated Method and system for conducting transactions using a payment card with account information encoded in bar code
US6857566B2 (en) 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies
US7422157B2 (en) 2004-07-15 2008-09-09 Mastercard International Incorporated Payment card signal characterization methods and circuits
US7669772B2 (en) 2004-07-15 2010-03-02 Mastercard International Incorporated Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats
US8439271B2 (en) 2004-07-15 2013-05-14 Mastercard International Incorporated Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6857566B2 (en) 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies
US7287695B2 (en) 2001-12-06 2007-10-30 Mastercard International Incorporated Method and system for conducting transactions using a payment card with two technologies
WO2003060794A1 (en) * 2002-01-04 2003-07-24 Mastercard International Incorporated Method and system for conducting transactions using a payment card with account information encoded in bar code
US7422157B2 (en) 2004-07-15 2008-09-09 Mastercard International Incorporated Payment card signal characterization methods and circuits
US7424977B2 (en) 2004-07-15 2008-09-16 Mastercard International Incorporated Method and system for conducting contactless payment card transactions
US7431217B2 (en) 2004-07-15 2008-10-07 Mastercard International Incorporated Reference equipment for testing contactless payment devices
US7520435B2 (en) 2004-07-15 2009-04-21 Mastercard International Incorporated Contactless payment card reader with a frusto-conical operating volume
US7669772B2 (en) 2004-07-15 2010-03-02 Mastercard International Incorporated Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats
US7717346B2 (en) 2004-07-15 2010-05-18 Mastercard International Incorporated Collision detection and avoidance scheme for contactless card payment systems
US7775445B2 (en) 2004-07-15 2010-08-17 Mastercard International Incorporated Reference equipment for testing contactless payment devices
US8439271B2 (en) 2004-07-15 2013-05-14 Mastercard International Incorporated Method and system using a bitmap for passing contactless payment card transaction variables in standardized data formats

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