JPH07120463B2 - Card issuing device - Google Patents

Description

The present invention relates to a card issuing device that can issue a gift certificate card and a prepaid card.

[Prior Art] As is well known, a prepaid card has magnetic amount information recorded in advance, and a card user purchases this card by paying a price corresponding to the magnetically recorded amount information. Then, every time a ticket vending machine or a public telephone is used, the amount of money corresponding to the usage fee is subtracted from the magnetically recorded amount information.

It is conceivable that the prepaid card having such a function of prepaid price can be widely applied to general shops. In this case, the price is collected at the time the card is sold, which is very financially advantageous to the store side. Moreover, since it is not necessary to make a credit reference to the card like a credit card, the efficiency of sales operations can be improved.

On the other hand, there is a gift certificate system that is sold as a gift at a large-scale store such as a department store as a prepaid system. As is well known, this gift certificate is subject to tax when it exceeds a certain amount. For example, if a tax of 5% is set for a gift certificate with a face value of 10,000 yen, the purchaser pays 15,100 yen to purchase the gift certificate.

Then, the person who is presented with the gift certificate can purchase various products at the shop and other affiliated shops. That is, this gift certificate does not limit who uses it like cash.

[Problems to be Solved by the Invention] Since such a gift certificate system exists, it becomes difficult to distinguish it from a gift certificate if the usable range of the prepaid card is greatly expanded.

However, in general, the gift certificate is rarely used by the purchaser, and is used by the gifted third party. On the other hand, prepaid cards never give gifts to a third party,
Generally used by the purchaser. That is, the prepaid card is just a card for the convenience of the user (purchaser). Therefore, it is desired to distinguish the prepaid card from the gift certificate by specifying the user of the prepaid card.

However, since the basic function of a prepaid ticket or card is the same, it is desired to develop a system that can handle a gift certificate and a prepaid card with one device.

The present invention has been made in view of such circumstances,
In the prepaid card, the password for identifying the user is recorded together with the amount information, and in the gift certificate card, the password unnecessary information and the denomination information are recorded together with the amount information, so that the gift certificate card and the prepaid card can be recorded. Cards that can be issued separately with one device can greatly improve the work efficiency of issuing operations for each card and can significantly reduce the overall equipment cost compared to the case of installing two devices It is intended to provide an issuing device.

[Means for Solving the Problems] In order to solve the above problems, according to the present invention, a card reader / writer is provided for a base card for a prepaid card which is inserted from a card insertion slot and in which money amount information is recorded in advance. A card issuing device for writing a separately entered member number and personal identification number to issue as a prepaid card, and an input section for inputting amount information and a predetermined specific member number, and a card insertion Using the card reader / writer for the original card for the gift certificate card inserted in the mouth, the specific member number and the amount information entered from the input section, the denomination information indicating the type of this amount information, and the secret code are unnecessary. Card information writing means for writing information and a gift card issuance for issuing the original card on which each information is written by this card information writing means as a gift certificate card It is that a stage.

[Operation] Cards issued by the card issuing device configured as described above are a gift certificate card and a prepaid card in which the amount information and the like are recorded in the same format. Then, there are two types of original cards, that is, an original card for prepaid cards in which amount information is recorded in advance and an original card for gift cards in which amount information is not recorded in advance.

When issuing a prepaid card, insert the original card for the prepaid card into the card insertion slot, and enter the membership number and PIN to enter the prepaid card into which the membership number, PIN and amount information are written. Is issued. When purchasing a product using this prepaid card, the user can be identified by using the personal identification number.

When issuing a gift certificate card, insert the original card for the gift certificate card into the card insertion slot, and enter the specific membership number and the amount of money information that are set in advance. , A gift certificate card in which money amount information and denomination information are written is issued. However, when a product is purchased using this gift certificate card, there is no need to input a personal identification number, so the user is not limited.

[Embodiment] An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is an external view showing each original card handled by the card issuing device of the embodiment, the issued gift certificate card and prepaid card.

1A and 1B are an original card 1a for a gift certificate card and a gift certificate card 1b issued using this original card 1a. On the original card 1a and the gift certificate card 1b, a name 2 such as [gift certificate card] and a plurality of amounts 3 used when confirming an approximate card balance are written, and a magnetic stripe 4 is formed. Further, the issued gift card 1b is provided with a punch hole 5 on the right side of the amount 3 corresponding to the amount (face value) initially written on the gift card 1b.

Nothing is recorded on the magnetic stripe 4 of the original card 1a of the gift certificate card 1b as shown in FIG. 2 (a).

And the magnetic stripe 4 of the issued gift certificate card 1b
As shown in FIG. 2 (b), this gift card card 1b
Issuing company code 4a indicating the company that issued the
A store in which this card issuing device is installed or a specific member number 4c predetermined for specifying this card issuing device
This card is a gift certificate card 1b and a gift certificate code 4d as PIN code unnecessary information indicating that the PIN code is not required when paying the card, a card number 4e consecutive to all gift certificate cards 1b, an amount 4f and issuance A denomination code 4g or the like indicating the type of the amount of money 4f at that time is magnetically recorded in a predetermined area.

Further, FIG. 1 (c) and FIG. 1 (d) show an original card 6a for a prepaid card and a prepaid card 6b issued using this original card 6a. Former card 6a and prepaid card 6b include [shopping card] and face value 7
And a plurality of amounts of money 8 are displayed and a magnetic stripe 9 is formed. The prepaid card 6b at the time of issuance
Since the punch face 5 of the gift certificate card 1b is marked with the face value 7, it is not punched.

As shown in FIG. 2 (c), the issuing company code 9a, the card number 9e, the amount 9f, etc. consecutive to all the original cards 6a are magnetically recorded in a predetermined area on the magnetic stripe 9 of the original card 6a of the prepaid card. Has been done.

On the other hand, as shown in FIG. 2D, the issuing company code 9 is added to the magnetic stripe 9 of the issued prepaid card 6b.
a, Issue date 9b, Cardholder membership number 9c, PIN 9d,
The card number 9e, the amount 9f, etc. are magnetically recorded in a predetermined area.

FIG. 3 is an external view showing the card issuing device 11. A keyboard 12 is provided on the front surface of the housing, and a card insertion slot 13 and a display section 14 are provided on the upper part. Further, the card issuing device 11 is connected to a pin pad 15 for the customer to input a personal identification number and a printer 17 for printing the issuing data of the gift certificate card 1b and the prepaid card 6b on the recording paper 16 by a cable if necessary. Has been done.

As shown in FIG. 4, on the keyboard 12, in addition to a numeric key 18 for inputting numeric data, a confirmation key 19 for confirming the numeric data entered, issuance of a gift certificate card 1b. Various function keys 20 such as a gift certificate card issuance key 20a for designating a prepaid card 6b and a prepaid card issuance key 20b for designating issuance of a prepaid card 6b are provided.

Further, the keyboard 12 is provided with a work changeover switch 21 which is operated by an operator to switch to a key. Then, with this work changeover switch 21, "card issuance" [inspection]
Various operations such as [clearing] are selected and set.

FIG. 5 is a block diagram showing a schematic configuration of the card issuing device 11.

Via a bus line 26 to a CPU 25 that executes various information processing, a ROM 27 that stores a control program, a RAM 28 that stores various variable data such as a gift certificate card issuing file and a prepaid card issuing file, and a keyboard 12 as an input unit. , A communication control circuit 30 composed of MODEM etc. connected online to a card center 29 composed of a host computer via a telephone line, a display section 14 for displaying various inputted data and various operation guidance, and a card insertion slot 13 inserted. A card reader / writer 31 that reads and writes information from and on various cards, an interface 32 connected to the pin pad 15, an interface 33 connected to the printer 17, and the like are connected.

Further, the drive voltages V _D and V _C are supplied from the power source 34 to the electronic components.

In the RAM 28, as shown in FIG. 6, a gift certificate card 1
Number of issued cards and sales amount for each face value (denomination) when b is issued, and a gift certificate card issuance file 28a that stores the amount of sales, and the same number and sales amount for each face value (denomination) when a prepaid card 6b is issued A prepaid card issuing file 28b for storing the amount of money, a card information memory 28c for storing the card information read by the card reader / writer 31, a display buffer 28d for storing the display data to be displayed on the display unit 14, and the printer 1.
A print buffer 28e for storing print data to be printed on the recording paper 16 at 7, a transmission buffer 28f for storing each card issuing data to be transmitted to the card center 29, and a terminal keyword assigned to its own card issuing device 11 are stored. A keyword memory 28g etc. is formed.

Then, when the power supply 34 of the card issuing device 11 is turned on,
The CPU 25 is programmed so as to execute the issuing operation of the gift certificate card 1b and the prepaid card 6b according to the flow chart of FIG.

The flow chart is started, and the keyboard 12 is pressed at S (step) 1.
If the task changeover switch 21 is designated for [card issuance] task, the operation guide of [keyword input] is displayed on the display unit 14 through the display buffer 28d in S2. Then, it waits for the terminal keyword assigned to the card issuing device 11 to be input by operating the combination keys of the numeral keys 18 and the confirmation key 19. Then, when the input terminal keyword matches the terminal keyword in the keyword memory 28g, a message of "card selection" is displayed to inform the operator of the operation of selecting the card to be issued in S4. Then, when the gift certificate card issuing key 20a is operated in S5, the message [issue gift card] is displayed on the display unit 14.

Original card 1a for gift certificate card from card insertion slot 13 at S6
When is inserted, the operation guide of [Enter Membership Number] is displayed on the display unit 14. In S7, when a predetermined specific member number is input to this card issuing device 11 by a combination key operation of the number key 18 and the confirmation key 19, the input specific member number 4c is stored in the RAM 28 card. Store in the member number area of the information memory 28c. When the input process of the specific member number is completed,
The operation guide of [amount of money (value) input] is displayed on the display unit 14. At S8, the value of the face value desired by the customer is selected from a plurality of face values set in advance, such as 10,000 yen, 8,000 yen, ... When input by operation, the amount 4f is stored in the amount area of the card information memory 28c. Then, the denomination code 4g corresponding to the amount is stored in the denomination code area of the card information memory 28c as well.

Next, a predetermined issuing company code 4a, an issuing date 4b read from a clock circuit (not shown), a gift certificate code 4d,
The card number 4e or the like counted by a counter or the like is stored in each area of the card information memory 28c. After that, the issuing company code 4a set in the card information memory 28c in S9
The card information consisting of the denomination code 4g is written in each area of the magnetic stripe 4 of the original card 1a being inserted into the card insertion slot 13 using the card reader / writer 31. Next, FIG. 1 (b)
As shown in, a punch hole 5 is formed on the right side of the amount 8 corresponding to the amount 4f written in the magnetic stripe 4.

After that, issuing company code 4a, issuing date 4b, specific member number 4
The printer 17 prints out the gift certificate card issuing data consisting of c, the card number 4e, the amount 4f, the denomination code 4f, etc. on the recording paper 16. Further, the gift certificate card issuing data is transmitted to the card center 29.

After that, 1 is added to the issued number of the face value in the gift certificate card issuing file 28a of the RAM 28, and the amount 4f is added to the sales amount of the face value. When the counting process for the gift certificate card issuing file 28a is completed, the card information memory 28c is cleared, and then the original card 1a in which various information 4a to 4g inserted in the card insertion slot 13 is written in S10 is a gift certificate. Eject as card 1b. Then, the gift card 1b is handed to the customer in exchange for money corresponding to the face value. 1 above
Since the issuing process of the one gift certificate card 1b is completed, the process returns to S4, and the operation guide of [card selection] for the next customer is displayed on the display unit 14.

When the prepaid card issuance key 20b is operated in S5, the process proceeds to FIG. 8 and the display section 14 displays a message of [prepaid card issuance]. Then, when the already issued prepaid card 6b brought by the customer in S11 is inserted into the card insertion slot 13, the issued prepaid card
The card information consisting of the issuing company code 9a to the amount 9f shown in FIG. 2 (d) recorded on the magnetic stripe 9 of 6b is read by the card reader / writer 31 and temporarily stored in the card information memory 28c of the RAM 28. And the card information memory 28c
The member number 9c stored in is displayed on the display unit 14 for a fixed time such as 5 seconds. After that, the issued prepaid card 6b inserted in the card insertion slot 13 is ejected, and the operation guide for [insert original card] is displayed on the display unit 14.

At S12, when the original card 6a for the prepaid card with the face value 7 desired by the customer is inserted into the card insertion slot,
In S13, the original card 6a inserted in the card insertion slot 13
A card reader / writer in a predetermined area of the magnetic stripe 9 of
With 31, the member number 9c, the personal identification number 9d stored in the card information memory 28c, and the current issue date 9b separately read from the clock circuit are written. Then, the printer 17 records the prepaid card issuance data including the issuing company code 9a, the issuing date 9b, the member number 9c, the card number 9e, the amount 9f, etc.
Print out to. Further, the prepaid card issue data is transmitted to the card center 29 via the communication control circuit 30.

After that, RAM28 prepaid card issuance file 28b
1 is added to the number of issuances, and the amount 9f is added to the sales amount of the relevant face. When the counting process for the prepaid card issuance file 28b is completed, the card information memory 28c is cleared, and then the original card 6a in which various information 9a to 9f inserted in the card insertion slot 13 is written is ejected as a prepaid card 6b. . Then, the prepaid card 6b is handed to the customer in exchange for money corresponding to the face value. Since the issuing process of one prepaid card 6b is completed as described above, the process returns to S4 in FIG. 7 and the operation guidance of [card selection] for the next customer is displayed on the display unit 14.

Although not shown in the flow chart of FIG. 8, the prepaid card 6b for the first time without the issued prepaid card 6b is held.
For customers who purchase the, the clerk will register a new membership number for this new customer, and the original card of the prepaid card
With 6a inserted in the card insertion slot 13, enter the registered membership number by the numeric keypad 18 of the keyboard 12 and ask the customer to enter the personal identification number using the pin pad 15. Can issue prepaid card 6b.

When issuing the gift certificate card 1b in the card issuing device 11 configured as described above, the gift certificate card issuing key 20
After key operation of a, insert the original card 1a for gift certificate into the card insertion slot 13 and key in the amount of face value and the specific member number desired by the customer. The gift certificate card 1b in which the card information including the amount 4f and the denomination code 4g shown in () is written is issued.

Since the gift certificate code 1d is recorded on the gift certificate card 1b as the password-unnecessary information that does not identify the user, the third party who gives the gift certificate card 1b uses the gift certificate card 1b. It becomes possible to purchase products freely by using them. That is, the user is not limited to this gift certificate card 1b.

The amount 4f recorded on this gift certificate card 1b will be sequentially reduced each time a card payment occurs, but the denomination code 4g is unchanged, so the card transaction in which this gift certificate card 1b is used. In the device, it is possible to grasp the face value when the used gift certificate card 1b is issued,
Even if the tax rate differs for each face value, it is possible to accurately grasp the tax amount for the amount paid with this gift certificate card 1b.

Next, using this card issuing device 11, a prepaid card
When issuing the 6b, the prepaid card issuance key 20b is keyed in, and then the issued prepaid card 6b brought by the customer is inserted into the card entrance 13. Then, after the member number 9c, the personal identification number 9d, etc. recorded on the prepaid card 6b are read, the corresponding prepaid card 6b is ejected.
Then, the original card 6a for the prepaid card in which the customer's desired face value 7 is written is inserted into the card insertion slot 13. Then, the prepaid card 6b in which the member number 9c, the personal identification number 9d, the amount 9f and the like are recorded is issued.

The prepaid card 6b has a personal identification number 9d for identifying the person who uses the card. And
When purchasing a product using this prepaid card 6a, it is necessary to input a personal identification number using a pin pad connected to the card transaction device. Therefore, it becomes impossible for an unspecified number of third parties to use the prepaid card 6b. That is, the user of this prepaid card 6b is specified.

Even if the purchaser loses this prepaid card 6b, the third party who picks it up will find this prepaid card 6b.
Since it is impossible to use, the prepaid card can be reissued to the lost person by confirming the card number and the card balance.

In this manner, one card issuing device 11 can issue two types of cards, which are different in nature, the gift certificate card 1b and the prepaid card 6b. Therefore, as compared with the case where a dedicated card issuing device is installed for each card, the work efficiency of the card issuing work can be significantly improved. In addition, the equipment cost is significantly reduced as compared with the case where two card issuing devices are installed.

The present invention is not limited to the above embodiment. In the embodiment, as shown at S (step) 7 in FIG. 7, the clerk inputs the specific member number by operating the numeral keys 18 on the keyboard 12. However, for example, the specific member number is recorded. It is also possible to input using a membership card dedicated to the taco shop or this card issuing device 11. In this case, before inserting the original card 1a for the gift card in S6, insert the membership card into the card insertion slot.
It is necessary to insert it into 13 and read the specific member number and store it in the card information memory 28c.

[Effects of the Invention] As described above, according to the card issuing device of the present invention,
In the prepaid card, a personal identification number for identifying the user is recorded together with the amount information, and in the gift certificate card, the personal identification number unnecessary information and denomination information are recorded together with the amount information. Therefore, it becomes possible to issue a card by distinguishing a gift certificate card and a prepaid card with one device, and it is possible to greatly improve the work efficiency of the issuing work of each card, and to compare with the case where two devices are installed. The total equipment cost can be reduced significantly.

[Brief description of drawings]

FIG. 1 shows a card issuing device according to an embodiment of the present invention. FIG. 1 is an external view showing a gift certificate card and a prepaid card and respective original cards, and FIG. 2 is a gift certificate card and a prepaid card. FIG. 3 is a diagram showing the contents recorded on each original card, FIG. 3 is an external view of the card issuing device, FIG. 4 is a key layout diagram of the keyboard, FIG. 5 is a block diagram showing a schematic configuration, and FIG. 6 is a memory. FIGS. 7 and 8 are flow charts showing the operation of each memory formed in the section. 1a, 6a …… Original card, 1b …… Gift card, 4,9 …… Magnetic stripe, 4c …… Specific membership number, 4d …… Gift code, 4f, 9f …… Amount, 4g …… Grade code , 6b …… Prepaid card, 7 …… face value, 11 …… Card issuing device, 12…
… Keyboard, 13 …… Card slot, 14 …… Display, 17
...... Printer, 18 …… Numeric key, 20a …… Gift card issue key, 20b …… Prepaid card issue key, 25 …… C
PU, 28 …… RAM, 28a …… Gift card issue file, 28
b …… Prepaid card issuing file, 28c …… Card information memory, 31 …… Card reader / writer.

Claims (1)

[Claims] 1. A card reader / writer (31) is used separately for a base card (6a) for a prepaid card in which the amount information (9f) is recorded in advance, which is inserted from a card insertion slot (13). The entered membership number (9c) and PIN (9d)
Is a card issuing device that writes and to issue as a prepaid card (6b), including amount information (4f) and a predetermined specific member number (4
c) is input to the input section (12) and the original card (1a) for the gift card inserted in the card insertion slot,
A card information form that uses the card reader / writer to write the specific member number and the amount information input from the input unit, denomination information (4g) indicating the type of this amount information, and password unnecessary information (4d) Inserting means (S9) and a gift certificate card issuing means (S1) for issuing the original card on which the above information is written by the card information writing means as a gift certificate card (1b).
0) and a card issuing device.