JPH0615320Y2 - Card terminal - Google Patents

Description

[Detailed Description of the Invention] [Industrial field of application] The present invention relates to a card terminal device having an accident card file storing card information of accident cards.

[Prior Art] As is well known, a prepaid card has magnetic amount information recorded in advance, and a card user purchases this card by paying a price corresponding to the magnetically recorded amount information. Then, each time the user uses the prepaid card, for example, a ticket vending machine, a public telephone, etc., the amount of money corresponding to the usage fee is subtracted from the magnetically recorded amount information.

It is conceivable that a prepaid card (hereinafter abbreviated as a card) having such a function of prepaid price can be applied to a general store. In this case, the price is collected at the time the card is sold, which is very financially advantageous to the store side. Moreover, since it is not necessary to make a credit reference to the card like a credit card, the efficiency of sales operations can be improved.

However, issuing cards for each store at multiple stores will be confusing, so each card is issued by the company (store) that issued this card.
It is necessary to magnetically store the issuing company code indicating the above to limit the stores where this card can be used.

Further, if the range of merchandise that can be used with the card is expanded even at the same store, it becomes difficult to distinguish it from a gift certificate, which causes a tax problem. Further, when the same card is used by an unspecified number of people, there is a problem that it becomes the same as cash.

In order to eliminate such inconvenience, the membership number and PIN are magnetically recorded on each card to identify the person who can use this card and show that it is different from the gift certificate or cash. By checking your membership number and PIN, even if the customer loses the card,
It is conceivable that the third party who finds it cannot use it and can reissue the card to the lost person.

It is necessary to invalidate the stolen card so that it cannot be used by a third party not only when the card is lost but also when the card is stolen, as in the case where the card is lost.

[Problems to be solved by the invention] However, even if the membership number and the personal identification number are recorded on each card in this way, it is difficult to completely prevent the unauthorized use of the card by a third party against loss or theft. Met.

That is, unlike a credit card, a prepaid card loses its useful value and is discarded when the amount of money magnetically recorded on the card becomes zero. Then you need to buy a new card. Generally, one customer is given one membership number, and the personal identification number is not generally changed. Therefore, the same membership number and PIN as those of the used card are magnetically recorded on the newly purchased card.

Therefore, if you purchase a new card or purchase multiple cards at the same time with the remaining amount remaining in the previous card, you can temporarily use multiple cards that have the same membership number and the same PIN. There will be a card. As a result, if one of them is lost or stolen, there is a problem that the accident card cannot be specified.

If the accident card cannot be specified, not only can the third party completely prevent the use of the accident card, but the accident card cannot be specified. Therefore, the card that has been lost or stolen cannot be reissued. It will be impossible. Note that the card illegal use prevention measure using only the personal identification number cannot be a complete illegal use prevention measure because the personal identification number tends to be easily indexed.

The present invention has been made in view of such circumstances,
By providing an accident card file that stores each card information of a combination selected from a plurality of card information such as a member number, a personal identification number in an accident card such as lost or stolen, and a card number consecutive to all cards, at the time of sales operation An object of the present invention is to provide a card terminal device capable of surely determining whether or not an inputted card is an accident card, preventing the use of the accident card, and greatly improving reliability.

[Means for Solving the Problems] In order to solve the above problems, the present invention reads the amount information recorded on a card inserted from a card insertion slot with a card reader / writer, and calculates the sales amount input from a keyboard. In a card terminal device that writes the amount information after deducting it from the amount information and writes it to a card with a card reader / writer and ejects it, multiple cards such as member number, personal identification number, card number etc. in accident cards such as lost or stolen An accident card file having an area for storing information and one or more pieces of card information predetermined from the plurality of pieces of card information, and one piece of an accident card with each piece of card information configured. Combination selection of multiple types that can be specified and one combination selected from multiple types by key operation on the keyboard And an accident card registration means for registering each card information contained in the combination selected by the combination selection means and selected by the combination selection means in the accident card file, and recorded in the card inserted into the card insertion slot at the time of sales operation. A judgment means for searching the accident card file by using each card information that has been judged to judge whether or not the corresponding card is an accident card, and an accident card exclusion for excluding a card judged as an accident card by this judgment means. And means.

In addition to the above-mentioned means, another invention is provided with an accident identification information writing means for writing accident card identification information with a card reader / writer to a card judged as an accident card by the judgment means.

[Operation] In the card terminal device configured as described above, in addition to the amount information, a plurality of card information such as at least a member number, a personal identification number, and a card number continuous with all cards are recorded on the card. And in the card terminal device,
An accident card file having an area for storing the card information of the accident card is formed. And
When an accident card such as lost or stolen occurs, without inputting all the card information of the accident card, each card information included in one combination selected from a plurality of predetermined combinations is displayed. If entered, each entered card information is stored in the accident card file. Therefore, one accident card is specified from the card information.

Then, when a card is inserted into the card insertion slot during sales operation, each card information recorded on that card is read, the accident card file is searched by that card information, and the card that matches each card information When a combination of card information having information is searched, it can be determined that the card inserted in the card insertion slot is an accident card. As a result, the accident card is eliminated.

Further, since the accident card identification information is written on the accident card, the card cannot be used thereafter.

[Embodiment] An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a diagram showing a card (prepaid card) used in the card terminal device of the embodiment. On this card 1, a name indicating a prepaid card such as a [shopping card] and a face value 2 such as [50000 yen] are described, and a magnetic stripe 3 in which each card information is magnetically recorded is formed. Further, the card number 4 consecutive to all the cards 1 is described.

In the magnetic stripe 3, as shown in FIG. 2, the issuing company code 3a, the issuing date 3b, the cardholder's membership number 3 of the company (store) that issued (sold) this card 1
c, personal identification number 3d, card number 3e continuous to all cards 1, amount 3f as amount information, accident identification code 3g set to 1 when this card 1 is determined to be an accident card by the card terminal device Etc. are recorded. Therefore, when the card is issued, the accident identification code 3g is 0.

FIG. 3 is an external view showing a card terminal device 5 in which the card 1 is used. A keyboard 6 is provided on the front surface of the housing, and a card insertion slot 7 and a display unit 8 are provided on the upper portion. Further, to the card terminal device 5, a pin pad 9 for a customer to input a personal identification number and a printer 11 for printing sales information, accident card finding report, etc. on a recording paper 10 are connected by a cable.

As shown in FIG. 4, the keyboard 6 includes a numeric keypad 12 for inputting numerical data, a confirmation key 13 for confirming the numerical data entered, and a single inputting key. Sales total key 1 to sum the sales amount to
4a, reset key 14 forcibly returning the operation to the initial state
b, a lost registration key 14c used when registering each card information of the accident card when lost or stolen, a lost search key 14d used when searching each card information stored in the accident card file, etc. Various function keys 14 are provided.

Further, the keyboard 6 is provided with a work changeover switch 15 which is operated by an operator with a key. And
[Sales] [Inspection]
Various operations such as [payment] are selected and set.

FIG. 5 is a block diagram showing a schematic configuration of the card terminal device 5.

A ROM 27 that stores a control program via a bus line 26 to a CPU 25 that executes various types of information processing,
RA that stores various variable data such as accident card files
M28, keyboard 6, communication control circuit 30 including a MODEM or the like online connected to a card center 29 including a host computer via a telephone line, and reading / writing information from / to each card 1 inserted through the card insertion slot 7 A card reader / writer 31, an interface 32 connected to the pin pad 9, an interface 33 connected to the printer 11, etc. are connected.

Further, the driving voltages V _D and V _C are supplied from the power source 34 to the electronic components.

In the RAM 28, as shown in FIG. 6, an accident card file 28a is stored in which card information such as accident card membership number, personal identification number, card number, and date of report of lost or stolen information is stored. This accident card file 2
Card information of up to 20 accident cards can be registered in 8a. Further, in the RAM 28, a combination type table 28b is provided. In this combination type table 28a, for each of the three kinds of combination type cards 1, 2, 3 there is set the card information constituting the accident card file 28a assigned to the combination type code. . For example, in the case of the combination type code 1, the member number, the personal identification number and the card number are assigned, and the combination type card 2 is assigned the member number, the personal identification number and the notification date. Furthermore, in the case of combination code 3,
Only the card number is assigned. In other words, one accident card can be identified by combining the card information assigned to one combination type code. Further, a type code memory 28c for storing one selected combination type code is formed.

Further, in the RAM 28, a sales totalization file 28d for totaling the sales amount of products sold by the card 1, a card information memory 28e for storing each card information read by the card reader / writer 31, a total sales amount for one customer. A total memory 28f for calculating, a transmission buffer 28g for storing sales information and total information to be transmitted to the card center 29,
A display buffer 28h for storing display data to be displayed on the display unit 8 and a print buffer 28i for storing print data to be printed on the recording paper 10 by the printer 11 are formed.

Then, when the power supply 34 of the card terminal device 5 is turned on, the CPU 25 is programmed to execute the accident card registration processing task according to the flowchart of FIG.

The flow chart starts, and the keyboard 6 is pressed at S (step) 1.
When the work changeover switch 15 is set to [check] work, the [check] work message is displayed on the display unit 8 via the display buffer 28h. And lost registration key 14
When c is keyed in, the accident card registration operation has started, and the display unit 8 displays [Loss registration]. When the confirmation key 13 is keyed in, the operation guidance of [combination type input] is displayed on the display unit 8.

In S2, when any one of the combination type codes 1, 2, and 3 is input by the numeric keypad 12, the input combination type code is stored in the type code memory 28c. And
If the combination type codes stored in the type code memory 28c in S3 are 1 and 2, the combination type table 2
Since it is necessary to enter the member number by judging from 8b, the operation guidance of [Enter Member Number] is displayed. Eg 6
When the digit membership number is entered with the numeric keypad 12, the membership number is displayed, and when the confirmation key 13 is entered, the membership number is registered as an empty registration N in the accident card file 28a.
Store in the member number area corresponding to O.

Next, the operation guide of [PIN code input] is displayed on the display unit 8,
For example, if a 4-digit PIN is entered using the numeric keypad 12,
When the identification number is displayed and the confirmation key 13 is keyed in, the identification number is stored in the area of the identification number of the registration NO. Determined previously in the accident card file 28a.

Next, in S4, the combination type code in the type code memory 28c is checked again. Note that the combination type code is 3 in S3.
If so, it is not necessary to input the member number and the personal identification number, and the process immediately proceeds to S4. If the combination type code is 1 or 3 in S4, it is necessary to input the card number, so the operation guidance of [input card number] is displayed. When the card number is entered by operating the combination key of the numeric keypad 12 and the confirmation key 13, the entered card number is stored in the card number area of the registered NO. In the accident card file 28a. If the combination type code is 2, it is not necessary to enter the card number.

Further, in S5, the combination type code in the type code memory 28c is checked again. If the combination type code is 2,
Since it is necessary to input the notification date, the current date is stored as a notification date from a separately provided clock circuit in the notification date area of the previous registration number of the accident card file 28a. If the combination type code is 1 or 3, it is not necessary to store the notification date.

With the above processing, registration processing of each card information regarding one accident card into the accident card memory 28a is completed.
The printer 11 stores the card information of the relevant accident card stored in the accident card file 28a in 6 as registration data.
Then, the recording sheet 10 is printed out and the flow chart ends.

Next, the CPU 25 is programmed to execute sales processing operations in accordance with the flow chart of FIG. 8 in a state where card information relating to each accident card is registered in the accident card file 28a.

When the flow chart is started, if the work changeover switch 15 of the keyboard 6 is set to the [sales] work in S7, the operation guidance of [card insertion] is displayed on the display unit 8. When the card 1 is inserted into the card insertion slot 7, the card reader / writer 31 causes the magnetic stripe 3 of the card 1 to be inserted.
Issuer company code 3a, issue date 3b, member number 3c, personal identification number 3d, card number 3e, amount 3f,
Read each card information such as the accident identification code 3g. Then, the read card information is stored in the card information memory 28e of the RAM 28. Next, in S8, a process of determining whether or not the inserted card 1 is an accident card is executed from the card information stored in the card information memory 28e.

Specifically, first, if the accident identification code 3g set to 1 exists in the card information memory 28e, the card 1 is an accident card. Next, the accident card file 28 with the card number 3c stored in the card information memory 28e.
Search for the card number of each registration number in a. If the same card number is searched, it can be judged that the input card 1 is an accident card unconditionally. If the same card number is not retrieved, the member number and the personal identification number of each registration number are retrieved from the member number 3c and the personal identification number 3d stored in the card information memory 28e. When the registration number with which the member number and the secret code are the same is retrieved, the notification date of this registration number and the issue date 3b of the card information memory 28e are compared. When the notification date is newer than the issuance date 3b, it is determined that the inserted card 1 is an accident card. The card 1 that does not correspond to the above is determined to be a normal card.

Then, if the card 1 input in S9 is an accident card, a message "unavailable for accident card" is displayed in S10, and when the reset key 14b of the keyboard 6 is pressed, the card reader / writer 31 Write the accident identification code 3g set to 1 in the relevant area of the card 1. Then, the issuing company code 3a, the member number 3c, the personal identification number 3d, and the card number 3e are read out from the card information memory 28e, and as shown in FIG. Issue as 35. Then, the respective card information of the relevant accident card is cleared from the accident card file 28a. Then, in S11, the relevant accident card is ejected.

If the card 1 input in S9 is a normal card, S
When the operation guide of [PIN code input] is displayed at 12, and the customer inputs a PIN code of, for example, a four-digit PIN number on the pin pad 9, the PIN code is stored in the card information memory 28.
It is checked whether or not it matches the personal identification number 3d stored in e. If they do not match, the operation guide of [PIN code input] is displayed and waits for the PIN code to be input again. If the personal identification numbers do not match even if they are entered three times, it is determined that the card is an accident card, [Unusable] is displayed, and S11 is displayed.
Eject the relevant card.

If the personal identification numbers match, in S13, the card information memory 2
The amount 3f of 8e is displayed as the balance. When the customer purchases the price of the product with the numeric keypad 12, determines that the displayed price is correct, and then presses the confirmation key 13, the sum is stored in the total memory 28f. to add. When the sales total key 14a is operated, the total processing of the sales amount for one customer is completed, and the total amount is 3f in the card information memory 28e.
Confirm that the card balance is less than or equal to.

If it is less than or equal to the card balance, the total amount is deducted from the amount 3f to display the deduction balance, and the deduction balance is written in the card information memory 28e as a new amount 3f.

Then, in S5, the new amount of money 3f stored in the card information memory 28e is written in the corresponding area of the magnetic stripe 3 of the card 1 inserted in the card reader / writer 31.

Next, the total sales amount is registered in the total sales file 28d, and the sales information such as the total sales amount, the member number, the card balance before subtracting the total sales amount, and the card balance after subtracting the total sales amount are printed. At 11, the printout is printed on the recording paper 10 and issued as a receipt. Finally, the card 1 is discharged, and the sales processing operation by the card 1 for one customer is completed.

In the card terminal device 5 configured as described above, in addition to the amount of money 3f, the issuing date 3b, the member number 3c,
A plurality of pieces of card information such as a personal identification number 3d and consecutive card numbers 3e on all cards are recorded. Further, in the card terminal device 5, an accident card file 28a having an area for storing the card information of the accident card is formed. Then, when an accident card such as loss or theft occurs, each card information for identifying the accident card may be registered in the accident card file 28a, but it is not always necessary to register all the above card information. You can specify one accident card. In the card terminal device 5 of the embodiment, three types of card information combinations that can identify the accident card are prepared, and combination type codes 1 and
A few are given.

Then, according to the type and number of card information that the customer remembers, the most convenient combination type code is input to the keyboard 6
It suffices to select by the above key operation and input each card information designated by the selected combination type code. That is, there is no problem if the customer remembers the consecutive card numbers 3e on all the cards 1, but as described above, the card 1 is discarded when the balance reaches zero, and a new card 1 is purchased. Remembering numbers all the time is cumbersome. Therefore, the accident card is specified by registering the membership number and the personal identification number together with the notification date, thereby reducing the burden on the customer.

Then, when the card 1 is inserted into the card insertion slot 7 during the sales operation, each card information recorded in the card 1 is read, and the accident card file 2 is read by each card information.
When 8a is searched and a combination of card information having card information matching each card information is searched, it is determined that the card 1 inserted in the card insertion slot 7 is an accident card.

When it is determined that the card is an accident card, the card is ejected with the accident identification code 3g of 1. Therefore, even if each card information of the accident card is cleared from the accident card file 28a, this accident It becomes impossible to use the card in the card terminal device 5.

Further, since the accident card finding report 35 shown in FIG. 9 is issued, the operator can confirm the detailed card information of the accident card.

Further, since each card information of the found accident card is deleted from the accident card file 28a, the storage capacity of the accident card file 28a can be suppressed within a certain limit.

As described above, by providing the accident card file 28a for specifying the accident card, it is possible to surely prevent the accident card from being illegally used. Therefore, for accident cards that are found, a way to reissue the card is opened. Therefore, the reliability of the entire card terminal device can be improved.

Also, registration of accident cards such as lost or stolen can be easily done without imposing a heavy burden on the customer.

[Advantages of the Invention] As described above, in the card terminal device of the present invention, a plurality of card information such as a member number, a personal identification number, and a card number consecutive to all cards in an accident card such as loss or theft is selected. There is an accident card file that stores each card information of the combination. Therefore, the customer can easily register the accident card, and the store side can surely determine whether or not the card input at the time of the sales operation is the accident card, prevent the accident card from being used, and prevent the entire device from being used. The reliability can be greatly improved.

[Brief description of drawings]

1 to 9 show a card terminal device according to an embodiment of the present invention. FIG. 1 is an external view of the card, FIG. 2 is a view showing card information stored in the card, and FIG. 3 is an external view showing the card terminal device, FIG. 4 is a key layout diagram of the keyboard, FIG. 5 is a block diagram showing a schematic configuration of the card terminal device, and FIG. 6 shows each memory formed in the storage section. FIG. 7, FIG. 7 and FIG. 8 are flow charts showing the operation, and FIG. 9 is a diagram showing an accident card discovery report. 1 ... Card, 3 ... Magnetic stripe, 3a ... Issuing company code, 3b ... Issuing date, 3c ... Member number, 3d
...... PIN code, 3e ...... Card number, 3f ...... Amount of money, 3
g ... Accident identification code, 5 ... Card terminal device, 6 ...
Keyboard, 7 ... Card slot, 8 ... Display, 9 ...
… Pin pad, 11 …… Printer, 12 …… Numeric key,
14a ... Sales key, 14c ... Lost registration key, 25
... CPU, 28 ... RAM, 28a ... accident card file, 28b ... combination type table, 28e ... card information memory, 31 ... card reader / writer, 35 ...
… Accident card discovery report.

Claims (2)

[Scope of utility model registration request] 1. A card reader / writer (31) reads the amount information (3f) recorded on the card (1) inserted from the card insertion slot (7), and the sales amount input from the keyboard (6) is described above. In a card terminal device in which the card reader / writer writes and ejects the amount information after deducting the amount information from the amount information, a plurality of member numbers, personal identification numbers, card numbers, etc. in accident cards such as lost or stolen Of the accident card file (28a) having an area for storing the card information and one or more pieces of card information predetermined from the plurality of pieces of card information. Multiple types of combinations that can identify one accident card (28
b), combination selection means (S2) for selecting one combination from the plurality of combinations by key operation on the keyboard, and combination included in the combination input from the keyboard and selected by the combination selection means Accident card registration means (S3 to S6) for registering each card information stored in the accident card file, and each accident card file by using each card information recorded in the card inserted into the card insertion slot at the time of sales operation. Equipped with judging means (S8) for searching and judging whether or not the relevant card is an accident card, and accident card excluding means (S10 to S11) for excluding a card judged to be an accident card by this judging means. Card terminal equipment. 2. The card terminal device according to claim 1, further comprising accident identification information writing means (S14) for writing accident card identification information by the card reader / writer to a card determined to be an accident card by the determination means. .