IN2015DN03115A - - Google Patents
Download PDFInfo
- Publication number
- IN2015DN03115A IN2015DN03115A IN3115DEN2015A IN2015DN03115A IN 2015DN03115 A IN2015DN03115 A IN 2015DN03115A IN 3115DEN2015 A IN3115DEN2015 A IN 3115DEN2015A IN 2015DN03115 A IN2015DN03115 A IN 2015DN03115A
- Authority
- IN
- India
- Prior art keywords
- user
- mobile
- payment account
- barcode
- mobile payment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/620,775 US20130018782A1 (en) | 2011-07-18 | 2012-09-15 | Methods and systems for facilitating mobile device payments using codes and cashback business model |
US13/875,311 US20130240622A1 (en) | 2011-07-18 | 2013-05-02 | Facilitating mobile device payments using mobile payment account, mobile barcode and universal digital mobile currency |
PCT/IB2013/058164 WO2014041458A1 (en) | 2012-09-15 | 2013-08-30 | Facilitating mobile device payments using mobile payment account, mobile barcode and universal digital mobile currency |
Publications (1)
Publication Number | Publication Date |
---|---|
IN2015DN03115A true IN2015DN03115A (zh) | 2015-10-02 |
Family
ID=50277714
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
IN3115DEN2015 IN2015DN03115A (zh) | 2012-09-15 | 2013-08-30 |
Country Status (5)
Country | Link |
---|---|
US (1) | US20130240622A1 (zh) |
EP (1) | EP2896001A1 (zh) |
CN (1) | CN105164707B (zh) |
IN (1) | IN2015DN03115A (zh) |
WO (1) | WO2014041458A1 (zh) |
Families Citing this family (59)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20170221087A1 (en) * | 2002-10-01 | 2017-08-03 | Zhou Tian Xing | Systems and methods for providing compensation, rebate, cashback, and reward for using mobile and wearable payment services, digital currency, nfc touch payments, mobile digital card barcode payments, and multimedia haptic capture buying |
US9367841B2 (en) * | 2011-07-18 | 2016-06-14 | Tiger T G Zhou | Facilitating mobile device payments using product code scanning |
US9824349B2 (en) * | 2002-10-01 | 2017-11-21 | World Award Academy | Facilitating mobile device payments using product code scanning |
US9016565B2 (en) * | 2011-07-18 | 2015-04-28 | Dylan T X Zhou | Wearable personal digital device for facilitating mobile device payments and personal use |
US10733593B2 (en) * | 2011-07-18 | 2020-08-04 | Rabih S. Ballout | Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions |
US12014347B2 (en) | 2011-07-18 | 2024-06-18 | Rabih S. Ballout | Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions |
US10192216B2 (en) * | 2012-09-11 | 2019-01-29 | Visa International Service Association | Cloud-based virtual wallet NFC apparatuses, methods and systems |
US20170076273A1 (en) * | 2013-02-06 | 2017-03-16 | Zhou Tian Xing | Systems and methods for providing compensation, rebate, cashback, and reward for using mobile and wearable payment services |
US9836728B1 (en) * | 2013-08-30 | 2017-12-05 | Capital One Financial Corporation | Systems and methods for point of sale deposits |
US9836727B1 (en) * | 2013-08-30 | 2017-12-05 | Capital One Financial Corporation | Systems and methods for point of sale deposits |
CN103646327A (zh) * | 2013-11-14 | 2014-03-19 | 成都博约创信科技有限责任公司 | 基于二维码的支付方法 |
KR20150109859A (ko) * | 2014-03-21 | 2015-10-02 | 에스케이플래닛 주식회사 | 분할 결제 방법, 이를 위한 장치 및 시스템 |
WO2015148725A2 (en) * | 2014-03-25 | 2015-10-01 | Mark Stephen Meadows | Systems and methods for executing cryptographically secure transactions using voice and natural language processing |
CN105376286B (zh) | 2014-08-29 | 2019-12-10 | 阿里巴巴集团控股有限公司 | 一种获取位置信息的方法及装置 |
WO2016053760A1 (en) * | 2014-09-30 | 2016-04-07 | Raistone, Inc. | Systems and methods for transferring digital assets using a de-centralized exchange |
US9269083B1 (en) | 2014-09-30 | 2016-02-23 | Wal-Mart Stores, Inc. | Mobile device payment |
CN104376274B (zh) * | 2014-11-21 | 2017-08-25 | 北京奇虎科技有限公司 | 移动终端支付界面保护方法及装置 |
US10778439B2 (en) | 2015-07-14 | 2020-09-15 | Fmr Llc | Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems |
US11636471B2 (en) | 2017-12-15 | 2023-04-25 | Fmr Llc | Social data tracking datastructures, apparatuses, methods and systems |
US11436598B2 (en) | 2017-12-15 | 2022-09-06 | Fmr Llc | Social data tracking datastructures, apparatuses, methods and systems |
US10504179B1 (en) | 2015-12-08 | 2019-12-10 | Fmr Llc | Social aggregated fractional equity transaction partitioned acquisition apparatuses, methods and systems |
US11488147B2 (en) | 2015-07-14 | 2022-11-01 | Fmr Llc | Computationally efficient transfer processing and auditing apparatuses, methods and systems |
US10339523B2 (en) | 2015-07-14 | 2019-07-02 | Fmr Llc | Point-to-point transaction guidance apparatuses, methods and systems |
US10992469B2 (en) | 2015-07-14 | 2021-04-27 | Fmr Llc | Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems |
US10644885B2 (en) | 2015-07-14 | 2020-05-05 | Fmr Llc | Firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems |
CN105069442B (zh) * | 2015-08-25 | 2018-12-07 | 杭州晟元数据安全技术股份有限公司 | 一种指纹安全单元se模组及支付验证方法 |
CN105205660A (zh) * | 2015-08-28 | 2015-12-30 | 深圳市泰久信息系统股份有限公司 | 一种依托二维码技术实现无卡支付的方法 |
CN105787798A (zh) * | 2016-02-26 | 2016-07-20 | 贵州合石电子商务有限公司 | 招商贷互联网金融移动化系统 |
CN107230054B (zh) * | 2016-03-25 | 2020-11-03 | 中国人民银行数字货币研究所 | 将数字货币存入存款账户的方法和系统 |
US10607224B2 (en) | 2016-04-04 | 2020-03-31 | Mastercard International Incorporated | Systems and methods for secure authentication of transactions initiated at a client device |
CN107403319B (zh) * | 2016-05-18 | 2023-09-05 | 艾玛迪斯简易股份公司 | 基于条形码和令牌通过网络的敏感数据的安全交换 |
CN109564657A (zh) * | 2016-06-15 | 2019-04-02 | 万事达卡国际公司 | 代表支付卡系统交易收单方进行商家的支付的系统和方法 |
CN106066601A (zh) * | 2016-06-15 | 2016-11-02 | 金钱象网络科技(北京)有限公司 | 一种可扫码支付智能手表 |
RU2642360C1 (ru) * | 2016-09-14 | 2018-01-24 | Общество с ограниченной ответственностью "Мобильные платежные технологии" (ООО "МПТ") | Способ инициализации банковских транзакций без использования pos-терминалов и система для его реализации |
CN106412041B (zh) * | 2016-09-20 | 2020-03-03 | 徐蔚 | 移动终端与服务提供设备连接的系统及服务提供方法 |
CN106886892A (zh) * | 2016-11-18 | 2017-06-23 | 阿里巴巴集团控股有限公司 | 基于条码的通信方法和装置、支付的实现方法和装置 |
US10685348B2 (en) * | 2016-12-14 | 2020-06-16 | Mastercard International Incorporated | System and method for secured tax refund for cross border transactions with mobile device wallet application |
US10475031B2 (en) * | 2016-12-14 | 2019-11-12 | Target Brands, Inc. | Conducting secure retail transactions using a mobile wallet system |
WO2018122709A1 (en) * | 2016-12-26 | 2018-07-05 | Xing Zhou | Wearable augmented reality eyeglass communication device including mobile phone and mobile computing via virtual touch screen gesture control and neuron command |
CN108269084A (zh) * | 2017-01-03 | 2018-07-10 | 阿里巴巴集团控股有限公司 | 一种用于在移动设备上进行扫码支付的方法及装置 |
TWI758574B (zh) * | 2017-03-29 | 2022-03-21 | 楊建綱 | 多維條碼行動支付方法及支付伺服系統 |
TWI734764B (zh) | 2017-03-29 | 2021-08-01 | 楊建綱 | 多維條碼行動支付方法 |
TWI635448B (zh) * | 2017-05-05 | 2018-09-11 | 兆豐國際商業銀行股份有限公司 | 收款系統及收款方法 |
US11276055B1 (en) * | 2017-10-11 | 2022-03-15 | Wells Fargo Bank, N.A. | Cash delivery service |
WO2019150255A1 (en) * | 2018-02-01 | 2019-08-08 | Zhou Andrew Hai Bin | Digital currency (virtual payment cards) issued by central bank for mobile and wearable devices |
TWI668652B (zh) * | 2018-03-13 | 2019-08-11 | 全家便利商店股份有限公司 | 整合系統及整合方法 |
CN108596294B (zh) * | 2018-03-23 | 2020-11-27 | 创新先进技术有限公司 | 一种应用条码的方法、系统及服务器 |
US10496909B1 (en) | 2018-06-14 | 2019-12-03 | T-Mobile Usa, Inc. | Laser light detection and barcode display at mobile phone |
KR102619524B1 (ko) | 2018-08-01 | 2023-12-29 | 리지뷰 디지털 엘엘씨 | 디지털 화폐를 사용하는 거래를 용이하게 하기 위한 시스템 및 방법 |
CN110135836B (zh) * | 2018-09-29 | 2022-08-26 | 广东小天才科技有限公司 | 一种基于可穿戴设备的支付控制方法及可穿戴设备 |
CN109472651A (zh) * | 2018-11-21 | 2019-03-15 | 深圳前海微众银行股份有限公司 | 基于礼品卡的支付方法、设备及计算机可读存储介质 |
CN109598515B (zh) * | 2018-11-29 | 2020-08-04 | 阿里巴巴集团控股有限公司 | 一种支付方法、支付装置及终端设备 |
WO2020109972A1 (en) * | 2018-11-30 | 2020-06-04 | Andrew H B Zhou | Un currency (virtual payment cards) issued by central bank or other issuer for mobile and wearable devices |
CN109446786B (zh) * | 2018-12-25 | 2021-01-01 | 飞天诚信科技股份有限公司 | 一种智能密钥装置的工作方法及智能密钥装置 |
US10510069B1 (en) * | 2019-07-17 | 2019-12-17 | Capital One Services, Llc | Variable deposits maximums for a digital cash deposit digitization service |
US11412372B2 (en) | 2020-03-03 | 2022-08-09 | International Business Machines Corporation | Secure display of transaction approval code |
US11687917B2 (en) | 2020-07-16 | 2023-06-27 | Mehdi M. Rohani | Mobile device, system and method for currency exchange |
CN111967861A (zh) * | 2020-08-17 | 2020-11-20 | 陶丽萍 | 一种数字货币的可视化交易方法、装置和设备 |
TWI795690B (zh) * | 2020-11-11 | 2023-03-11 | 財金資訊股份有限公司 | 整合金融支付平台之方法及其系統 |
Family Cites Families (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7318049B2 (en) * | 2000-11-17 | 2008-01-08 | Gregory Fx Iannacci | System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling |
US20130018782A1 (en) * | 2011-07-18 | 2013-01-17 | Tiger T G Zhou | Methods and systems for facilitating mobile device payments using codes and cashback business model |
US9367841B2 (en) * | 2011-07-18 | 2016-06-14 | Tiger T G Zhou | Facilitating mobile device payments using product code scanning |
JP4305847B2 (ja) * | 2004-03-26 | 2009-07-29 | 富士通株式会社 | 店舗決済方法、システム及びプログラム |
US20080189185A1 (en) * | 2005-08-10 | 2008-08-07 | Ebank Corporation | Account Opening Method |
CN101038642A (zh) * | 2007-04-27 | 2007-09-19 | 王亚东 | 一种基于条形码及条形码扫描仪的个人付费方法 |
CN101299286A (zh) * | 2007-04-30 | 2008-11-05 | 胡红雨 | 利用手机生成认证图形进行pos支付的方法及其系统和手机 |
US8249967B2 (en) * | 2008-01-10 | 2012-08-21 | Park David S | Image-based payment medium |
US10839384B2 (en) * | 2008-12-02 | 2020-11-17 | Paypal, Inc. | Mobile barcode generation and payment |
US8831677B2 (en) * | 2010-11-17 | 2014-09-09 | Antony-Euclid C. Villa-Real | Customer-controlled instant-response anti-fraud/anti-identity theft devices (with true-personal identity verification), method and systems for secured global applications in personal/business e-banking, e-commerce, e-medical/health insurance checker, e-education/research/invention, e-disaster advisor, e-immigration, e-airport/aircraft security, e-military/e-law enforcement, with or without NFC component and system, with cellular/satellite phone/internet/multi-media functions |
CN102156943A (zh) * | 2011-04-18 | 2011-08-17 | 徐蔚 | 一种通过嵌入感动芯引擎的移动终端实现即时交易的信息处理系统及其方法 |
US9047600B2 (en) * | 2011-07-18 | 2015-06-02 | Andrew H B Zhou | Mobile and wearable device payments via free cross-platform messaging service, free voice over internet protocol communication, free over-the-top content communication, and universal digital mobile and wearable device currency faces |
CN102567877A (zh) * | 2011-12-01 | 2012-07-11 | 福建新大陆电脑股份有限公司 | 一种现场支付方法、设备及系统 |
CN202394268U (zh) * | 2011-12-01 | 2012-08-22 | 福建新大陆电脑股份有限公司 | 一种现场支付设备 |
-
2013
- 2013-05-02 US US13/875,311 patent/US20130240622A1/en not_active Abandoned
- 2013-08-30 EP EP13836625.7A patent/EP2896001A1/en not_active Withdrawn
- 2013-08-30 IN IN3115DEN2015 patent/IN2015DN03115A/en unknown
- 2013-08-30 CN CN201380059335.4A patent/CN105164707B/zh active Active
- 2013-08-30 WO PCT/IB2013/058164 patent/WO2014041458A1/en active Application Filing
Also Published As
Publication number | Publication date |
---|---|
US20130240622A1 (en) | 2013-09-19 |
CN105164707A (zh) | 2015-12-16 |
WO2014041458A1 (en) | 2014-03-20 |
CN105164707B (zh) | 2020-11-20 |
EP2896001A1 (en) | 2015-07-22 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
IN2015DN03115A (zh) | ||
IN2015DN03127A (zh) | ||
GB2516590A (en) | Mobile payment via a virtual peripheral device | |
IN2013KO01437A (zh) | ||
WO2013012200A3 (ko) | 휴대용단말기를 이용한 복합결제시스템 및 복합결제방법 | |
MX346866B (es) | Metodo y sistema para autentificacion de doble fase con geolocalizacion. | |
MX2012004397A (es) | Sistemas y metodos para transaccion financiera a traves de lector de tarjeta miniaturizado. | |
WO2012006098A3 (en) | Methods, systems, and computer readable media for facilitating in-store or near-store ordering and payment of goods and services through a single-tap of a near field communication (nfc) device | |
GB2514517A (en) | System and method for facilitating secure self payment transactions of retail goods | |
WO2011109508A3 (en) | Systems and methods using mobile device in payment transaction | |
PH12015501831A1 (en) | Systems, apparatus and methods for mobile companion prepaid card | |
WO2011149959A3 (en) | Systems and methods for redemption of offers | |
WO2012151590A3 (en) | Systems and methods for enabling mobile payments | |
GB2491076A (en) | System and method for transaction payments using a mobile device | |
WO2011119761A3 (en) | Merchant fraud risk score | |
MX2014008472A (es) | Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion. | |
IN2015DN03128A (zh) | ||
ECSP12012081A (es) | Sistema y método para la realización de transacciones financieras | |
AU2011275691A8 (en) | Stand-alone secure pin entry device for enabling emv card transactions with separate card reader | |
EP2581867A3 (en) | Apparatus and methods for payment transactions using near field communication | |
WO2011130323A3 (en) | Camera as a vehicle to identify a merchant access device | |
MX2015007554A (es) | Realizar transacciones utilizando codigos de respuesta rapida. | |
WO2014076686A3 (en) | Methods and apparatus for card transactions | |
MX365511B (es) | Metodo para controlar un sistema de comunicacion. | |
WO2012040598A3 (en) | Method and system for mobile bill presentment and payment, messaging and marketing |