EP1260930B1 - Kartenleser für Magnetstreifen- und IC-Karten - Google Patents

Kartenleser für Magnetstreifen- und IC-Karten Download PDF

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Publication number
EP1260930B1
EP1260930B1 EP02252489A EP02252489A EP1260930B1 EP 1260930 B1 EP1260930 B1 EP 1260930B1 EP 02252489 A EP02252489 A EP 02252489A EP 02252489 A EP02252489 A EP 02252489A EP 1260930 B1 EP1260930 B1 EP 1260930B1
Authority
EP
European Patent Office
Prior art keywords
card
card reader
interface
reader
terminals
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
EP02252489A
Other languages
English (en)
French (fr)
Other versions
EP1260930A3 (de
EP1260930A2 (de
Inventor
David Charles Carrington May
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NCR International Inc
Original Assignee
NCR International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NCR International Inc filed Critical NCR International Inc
Publication of EP1260930A2 publication Critical patent/EP1260930A2/de
Publication of EP1260930A3 publication Critical patent/EP1260930A3/de
Application granted granted Critical
Publication of EP1260930B1 publication Critical patent/EP1260930B1/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K13/00Conveying record carriers from one station to another, e.g. from stack to punching mechanism
    • G06K13/02Conveying record carriers from one station to another, e.g. from stack to punching mechanism the record carrier having longitudinal dimension comparable with transverse dimension, e.g. punched card
    • G06K13/08Feeding or discharging cards
    • G06K13/0868Feeding or discharging cards using an arrangement for keeping the feeding or insertion slot of the card station clean of dirt, or to avoid feeding of foreign or unwanted objects into the slot
    • G06K13/0875Feeding or discharging cards using an arrangement for keeping the feeding or insertion slot of the card station clean of dirt, or to avoid feeding of foreign or unwanted objects into the slot the arrangement comprising a shutter for blocking at least part of the card insertion slot
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K13/00Conveying record carriers from one station to another, e.g. from stack to punching mechanism
    • G06K13/02Conveying record carriers from one station to another, e.g. from stack to punching mechanism the record carrier having longitudinal dimension comparable with transverse dimension, e.g. punched card
    • G06K13/08Feeding or discharging cards
    • G06K13/0806Feeding or discharging cards using an arrangement for ejection of an inserted card
    • G06K13/0831Feeding or discharging cards using an arrangement for ejection of an inserted card the ejection arrangement comprising a slide, carriage or drawer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0004Hybrid readers

Definitions

  • the present invention relates to a card reader, and particularly to a manual insertion hybrid dip card reader.
  • a hybrid card reader is a card reader that can read a magnetic stripe card, a smart card (also referred to as an integrated circuit card), and a combined magnetic stripe and smart card.
  • the stripe To read a magnetic stripe, the stripe must move relative to a magnetic read head; however, to read a smart card having conducting terminals, the card terminals must align, make contact, and remain in contact with terminals used for reading the smart card.
  • a dip card reader is a reader that does not have any transport mechanism for automatically transporting a card (unlike a motorised card reader/writer module), but a dip reader does receive and support an inserted card (unlike a swipe card reader).
  • a dip reader To use a dip reader, a user must manually insert his/her card, typically short edge first, and then manually remove the card.
  • a hybrid dip card reader typically comprises a housing having a guide portion extending therefrom.
  • the guide portion is generally u-shaped, defines recesses for receiving opposite long edges of a card, and includes a magnetic read head.
  • the housing contains pivoting read/write smart card terminals that are lowered by a leading edge of an inserted card so that when the card has been fully inserted the read/write terminals align with and contact the card terminals on the card.
  • Hybrid dip card readers are used in apparatus, such as an automated teller machine (ATM), where a user may insert a magnetic stripe card, a smart card, or a combined magnetic stripe and smart card to conduct a transaction.
  • ATM automated teller machine
  • a magnetic card If a magnetic card is used, then the user typically inserts and then immediately removes the card to initiate a transaction. However, if a combined magnetic and smart card is used, then the dip reader locks the card in the reader using a pin shutter.
  • Another disadvantage of such an arrangement is that a user may not know whether he/she has to insert and remove the card, or insert and leave the card in place. If a user inserts a card and attempts to withdraw it immediately, but the dip reader locks the card, then the user may experience an unpleasant jarring sensation, which may also damage the card and/or the card reader. This may reduce the usability of the card reader and may discourage users from using the card reader again.
  • FR-A-2 552 252 discloses a card reader for reading a magnetic stripe and an integrated circuit on a hybrid card.
  • the integrated circuit is mounted on an interface which is movable. This is set forth in the preamble of claim 1.
  • US-A-5 557 089 discloses a card reader system including a spring loaded forward gate.
  • US-A-4 904 852 discloses an integrated circuit card reader in which contact members come into contact with IC card terminals without sliding along the terminals.
  • EP-A-0 293 888 discloses an IC card reader which detects insertion of a card at a predetermined point.
  • EP-A-0 274 684 discloses an IC card reader in which a contact member is pivotably coupled to a slide member that abuts part of an IC card.
  • a card reader comprising a magnetic read head for reading a magnetic stripe, and an integrated circuit interface for reading terminals on an integrated circuit card, wherein the interface is mounted on a moveable carrier for moving relative to the magnetic read head while the interface is coupled to the card terminals characterised in that, the carrier is biased towards an entrance of the card reader, so that an inserted card engages with the interface at the start of an insertion sequence thereby allowing the card reader to determine if the inserted card has any terminals prior to the card being fully inserted.
  • the card reader interface is able to read data from the card terminals while the card is being inserted and moving relative to the magnetic read head.
  • the interface is coupled to the card at the beginning of the insertion sequence, then there is no change in force required to insert the card fully. As there is no change in force required, the probability of a card being inserted at a constant rate is increased. This increases the probability of the magnetic read head being able to read a magnetic stripe accurately. This also allows the card reader to determine if the card has any terminals prior to the card being fully inserted rather than after the card has been fully inserted.
  • the carrier is biased nearer the entrance than the magnetic read head so that the interface is in contact with the card terminals prior to a magnetic stripe on the card passing over the magnetic read head.
  • the interface is pivotably mounted on the carrier.
  • the interface co-operates with a surface of the card reader so that as a leading edge of an integrated circuit card is inserted the interface is lowered into contact with terminals on the card.
  • the card reader includes a shutter for locking an inserted card within the card reader.
  • the shutter is resiliently mounted to the card reader so that the shutter allows some movement of a trapped card. This provides an improved user interface as it avoids the jarring effect of a user attempting to remove a card that has been locked by the shutter.
  • a self-service terminal (SST) incorporating a card reader according to the first aspect of the invention.
  • the SST may be an automated teller machine (ATM).
  • the SST may be a retail point of sale (PoS) terminal.
  • ATM automated teller machine
  • PoS retail point of sale
  • the card reader 10 comprises a bezel 12 covering a guide portion 14 extending from a housing portion 16.
  • the bezel 12 includes a transparent cover 20 that aligns with an LED (not shown) in the guide portion 14.
  • the guide portion 14 has two arms 22,24; each arm 22,24 defines a slot that aligns with part of a continuous slot 26 in the bezel 12 for guiding an inserted card through the bezel 12 and guide portion 14, and into a card chamber 27 in the card reader housing portion 16.
  • Arm 22 is narrower than arm 24 and serves only to guide a card during insertion and removal.
  • Arm 24, however, is wider than arm 22 and includes: a magnetic read head 28 for reading a magnetic stripe on a card; a pin shutter 30 for locking a card within the reader 10; a solenoid 32 for activating the pin shutter 30; and a card sensor 34 for sensing the presence of a card.
  • the solenoid 32 is mounted to the housing portion 16 by a resilient member 36 in the form of a coil spring.
  • the arm 24 also includes a manually actuated movable carrier 40 having an integrated circuit (smart card) interface 42 for reading terminals on a smart card.
  • the carrier 40 which moves within an enclosure 43, will be described in more detail below.
  • the housing portion 16 incorporates a controller 50, as illustrated in Fig 4, for controlling the operation of the card reader 10.
  • the controller 50 is coupled to a communications interface 52, in addition to being coupled to the shutter mechanism (including the pin shutter 30 and solenoid 32), the magnetic read head 28, the smart card interface 42, and the card sensor 34.
  • Fig 4 also illustrates a hybrid card 60 having a magnetic stripe 62 and integrated circuit terminals 64 located on an opposite side of the card 60 to the magnetic stripe 62.
  • Figs 5a and 5b are simplified schematic diagrams of the card 60 engaging with the carrier 40 located in the card enclosure 43.
  • the carrier 40 comprises the smart card interface 42 pivotably mounted to a chassis 72.
  • the interface 42 includes reading terminals 44 and the chassis 72 includes two rollers 74 located within tracks (not shown) for enabling the carrier 40 to move smoothly from an entrance end 76 of the enclosure 43 to an opposite (stop) end 78 of the enclosure 43.
  • the carrier 40 is coupled to the enclosure 43 by a resilient member 80 in the form of a light coil spring for urging the carrier 40 to the entrance end 76 so that part of the carrier 40 protrudes through the entrance end 76 for engaging with a card.
  • the coil spring 80 applies only a very small force to the carrier 40, so that a user does not notice the force imparted by the spring 80 when the card 60 is inserted or removed.
  • the enclosure 43 includes an upper surface 82 defining a lip 84 that co-operates with the pivotable interface 42, so that as the carrier moves towards the stop end 78, the interface 42 is urged downwards until the reading terminals 44 contact the terminals 64 on the card 60.
  • Fig 5b illustrates the card 60 when it has been fully inserted into the enclosure 43.
  • the controller 50 can determine if the card 60 includes any terminals 64, and can convey this information to an application controlling the card reader 10. Thus, if the card reader is used in an ATM that offers additional services to card holders having a smart card, then the ATM can determine whether to offer the additional services prior to the card being fully inserted.
  • the card reader 10 activates the shutter 30 via the solenoid 32 to ensure that the card 60 is not removed by the user until a transaction has been completed. By determining that the card is a smart card as the card is being inserted, the card reader 10 is able to activate the shutter 30 prior to completion of the insertion sequence.
  • the integrated circuit interface 42 pivotably mounted to the carrier 40 engages with terminals on the card 60 prior to the magnetic stripe on the card 60 passing over the magnetic read head 28.
  • the movable carrier may be conveyed using a different mechanism than that described, for example, a sliding mechanism may be used instead of a rolling mechanism.
  • the card reader may be a card reader and writer.

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Conveying Record Carriers (AREA)

Claims (7)

  1. Kartenleser (10), der einen Magnetlesekopf (28) zum Lesen eines Magnetstreifens (62) und ein IC-Interface (42) zum Lesen von Anschlüssen (64) auf einer IC-Karte (60) umfasst, worin das Interface (42) auf einem bewegbaren Träger (40) montiert ist, um es relativ zu dem Magnetlesekopf (28) zu bewegen, während das Interface (42) mit den Kartenanschlüssen (64) verbunden ist, dadurch gekennzeichnet, dass der Träger (40) in Richtung eines Eingangs des Kartenlesers (10) vorgespannt ist, so dass eine eingeführte Karte mit dem Interface (42) bei dem Beginn einer Einführ-Abfolge in Kontakt kommt und es dabei dem Kartenleser (10) erlaubt, zu bestimmen, ob die eingeführte Karte irgendwelche Anschlüsse (64) aufweist, bevor die Karte vollständig eingeführt ist.
  2. Kartenleser (10) nach Anspruch 1, worin der Träger (40) näher bei dem Eingang vorgespannt ist als der Magnetlesekopf (28).
  3. Kartenleser (10) nach einem der vorhergehenden Ansprüche, worin das Interface (42) drehbar an dem Träger (40) montiert ist.
  4. Kartenleser (10) nach Anspruch 3, worin das Interface (42) mit einer Oberfläche (84) des Kartenlesers (10) zusammenwirkt, so dass während eine führende Kante einer IC-Karte (60) eingeführt wird, das Interface (42) zu einem Kontakt mit den Anschlüssen (64) auf der Karte (60) abgesenkt wird.
  5. Kartenleser (10) nach einem der vorhergehenden Ansprüche, worin der Kartenleser (10) einen Verschluss (30) zum Blockieren einer eingeführten Karte innerhalb des Kartenlesers enthält.
  6. Kartenleser (10) nach Anspruch 5, worin der Verschluss (30) an dem Kartenleser (10) durch ein elastisches Element (36) montiert ist.
  7. Selbstbedienungsterminal, das einen Kartenleser nach einem der vorangehenden Ansprüche umfasst.
EP02252489A 2001-05-16 2002-04-06 Kartenleser für Magnetstreifen- und IC-Karten Expired - Lifetime EP1260930B1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB0111989 2001-05-16
GBGB0111989.0A GB0111989D0 (en) 2001-05-16 2001-05-16 Card reader

Publications (3)

Publication Number Publication Date
EP1260930A2 EP1260930A2 (de) 2002-11-27
EP1260930A3 EP1260930A3 (de) 2003-06-04
EP1260930B1 true EP1260930B1 (de) 2005-07-27

Family

ID=9914768

Family Applications (1)

Application Number Title Priority Date Filing Date
EP02252489A Expired - Lifetime EP1260930B1 (de) 2001-05-16 2002-04-06 Kartenleser für Magnetstreifen- und IC-Karten

Country Status (6)

Country Link
US (1) US6761310B2 (de)
EP (1) EP1260930B1 (de)
JP (1) JP4176373B2 (de)
DE (1) DE60205166T2 (de)
ES (1) ES2246375T3 (de)
GB (1) GB0111989D0 (de)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7761904B2 (en) * 2002-09-30 2010-07-20 Harris Corporation Removable cryptographic ignition key system and method
JP4275514B2 (ja) * 2002-12-25 2009-06-10 日本電産サンキョー株式会社 カードリーダ
JP4224809B2 (ja) * 2003-03-03 2009-02-18 旭精工株式会社 Icカード処理装置の通信基板装着装置
US20040173677A1 (en) * 2003-03-07 2004-09-09 Bennie E. Lucas Integrated circuit and magnetic stripe reader
CN2609080Y (zh) * 2003-03-22 2004-03-31 汕头市川田科技有限公司 一种收款机
GB0420443D0 (en) * 2004-09-14 2004-10-20 Ncr Int Inc A card reader
US8382567B2 (en) 2004-11-03 2013-02-26 Mattel, Inc. Interactive DVD gaming systems
CA2595738A1 (en) * 2005-02-03 2006-08-10 Lee R. Rice High security transaction card system and method
US20060287028A1 (en) * 2005-05-23 2006-12-21 Maciver Peter Remote game device for dvd gaming systems
EP2711889A3 (de) * 2005-09-28 2014-04-30 Visa International Service Association Vorrichtung, System und Verfahren zum Verringern einer Interaktionszeit für eine kontaktlose Transaktion
JP5116138B2 (ja) * 2007-02-02 2013-01-09 株式会社ユニバーサルエンターテインメント カード処理装置
JP5152956B2 (ja) * 2007-02-28 2013-02-27 株式会社ユニバーサルエンターテインメント 遊技媒体処理装置
US7975912B2 (en) * 2007-12-07 2011-07-12 Dresser, Inc. Method and system for operating a hybrid card reader
US8915434B2 (en) * 2011-05-03 2014-12-23 Ncr Corporation Fraud prevention
CN102810145B (zh) * 2011-05-30 2015-11-25 罗魏熙 利用超声波确定在设定的安全距离内的移动终端刷卡方法和装置
US9483667B1 (en) * 2015-07-07 2016-11-01 Diebold Self-Service Systems Division Of Diebold, Incorporated Dip card reader
JP6571554B2 (ja) * 2016-02-16 2019-09-04 日本電産サンキョー株式会社 カードリーダ
JP2019101623A (ja) * 2017-11-30 2019-06-24 日本電産サンキョー株式会社 カードリーダ
CN112950867B (zh) * 2021-02-03 2023-09-22 淮南师范学院 一种金融交易收款机

Family Cites Families (7)

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Publication number Priority date Publication date Assignee Title
FR2552252B1 (fr) * 1983-09-21 1987-07-31 Dassault Electronique Lecteur mixte pour cartes a piste magnetique et/ou a puce electronique
JPH07117998B2 (ja) * 1987-06-01 1995-12-18 オムロン株式会社 カードリーダ
JPS63148386A (ja) * 1986-12-12 1988-06-21 Omron Tateisi Electronics Co Icカ−ドリ−ダ
US4904852A (en) * 1986-12-12 1990-02-27 Omron Tateisi Electronics Co. IC card reader
US5557089A (en) * 1995-03-03 1996-09-17 Intellicall, Inc. Card reader system and method of operation
NL1007956C2 (nl) 1998-01-05 1999-08-25 Lumino B V Doorschuifchipkaartlezer.
EP1018693B1 (de) * 1999-01-04 2008-01-23 Nidec Sankyo Corporation Kartenlesegerät

Also Published As

Publication number Publication date
US20020170957A1 (en) 2002-11-21
ES2246375T3 (es) 2006-02-16
US6761310B2 (en) 2004-07-13
EP1260930A3 (de) 2003-06-04
DE60205166T2 (de) 2006-06-29
EP1260930A2 (de) 2002-11-27
JP4176373B2 (ja) 2008-11-05
GB0111989D0 (en) 2001-07-04
JP2002352195A (ja) 2002-12-06
DE60205166D1 (de) 2005-09-01

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