Classifications

• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
  • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/343—Cards including a counter
  • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/355—Personalisation of cards for use
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/38—Payment protocols; Details thereof
  • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q30/00—Commerce
  • G06Q30/02—Marketing; Price estimation or determination; Fundraising
  • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
  • G06Q30/0236—Incentive or reward received by requiring registration or ID from user
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q30/00—Commerce
  • G06Q30/06—Buying, selling or leasing transactions
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
  • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
  • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
  • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
  • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Definitions

• the present invention relates to a method and to a kiosk for managing access to services available on a computer network.
• the invention falls within the field of the merchant's remuneration for the service in exchange for access to this service.
• the invention finds a very advantageous application in that it allows, by distributing and managing prepaid scratch tickets, to establish with confidence a transaction between a merchant and a customer, the merchant having a website offering a given service and the client wishing to access the service.
• a potential customer who wants to access a service, connects to the network and then accesses the site of a merchant.
• the customer To access the service, the customer generally gives his bank card number or his identity accompanied by his address so that the invoice is sent to him.
• the merchant is paid for the consumption by the customer of access to his service.
• the customer either he has a certain reluctance to communicate to the merchant his bank card number which can be intercepted and used fraudulently, or he sees his identity communicated to an unknown company without commitment on his part on the use it will make of it.
• the merchant either he may be confronted with an invalid bank card number, or he has no assurance that his invoice will be paid.
• the technical problem to be solved by the object of the present invention is to propose a method for managing access to services available on a computer network, the services being offered by merchants and being intended for customers, which allows to the actors that are, on the one hand the merchants and, on the other hand the customers, to establish transactions with confidence.
• a solution to the technical problem posed consists, according to the present invention, in that said method, implemented by a kiosk, comprises the steps which consist in: - creating a list of identifiers, to associate at least one service of a merchant with an identifier,
• the subject of the invention is a kiosk for managing access to services available on a computer network, the services being offered by merchants and being intended for customers.
• Said kiosk includes:
• an identifier controller provided by a client to access a service.
• the method according to the invention which relates to the management of access to services available on a computer network, allows a merchant to offer his service to the corisornmation by a customer, by means of the supply by the customer of a identifier; each service of a merchant being associated by the kiosk with known identifiers.
• the customer provides an identifier to the kiosk controller and the controller authorizes or not access to the merchant's service if he recognizes the identifier.
• the customer receives an identifier from a distributor in exchange for financial compensation or as a gift; the identifier having been associated with one or more services by the supervisor belonging to the kiosk.
• the method and the kiosk for managing access to services available on a computer network in accordance with the invention solve the problem posed.
• the customer pays for his consumption in advance by buying scratch tickets at a price displayed during the sale of tickets and, the merchant is remunerated by participating in the sale of scratch tickets.
• the customer has no exchange with the merchant, his only contact is the kiosk to which he provides an identifier.
• the identifier being consumable at the same time as the service and the identifier being recognized as belonging to a list established by the supervisor of the kiosk, it ensures, respectively to the customer and the merchant, a consumption without surprise and a secure payment.
• the actual consumption of the service can be confirmed by the merchant at the kiosk.
• the kiosk can credit the customer's wallet that has been debited for a service not rendered.
• the process and the kiosk according to the invention allow the actors to establish transactions with confidence.
• the kiosk is paid by the merchants based, for example, on the number of services it manages for them and possibly depending on the number of access to the services.
• the process and the kiosk manage access to merchant services, which allows them to be relieved of all associated management problems.
• the method and the kiosk can offer clients portfolio management in order to relieve them of the associated management problems.
• the process and the kiosk are fully adaptable to the different forms of subscriptions that merchants define for access to their services.
• Adaptation is done by determining as many ticket categories as different subscription forms.
• the method and the kiosk also have the advantage of being able to transmit information to customers or to merchants.
• the transmission of information can be done by registering on a home page when accessing the kiosk. These registrations can come from the kiosk or from external suppliers who have rented spaces on the home page.
• the method and the kiosk also offer customers the possibility of accessing the sites completely anonymously by simply exchanging an identifier which is initially created by the kiosk without any link with any customer.
• Figure 1 is a flow diagram of a method according to the invention.
• Figure 2 is a diagram of a kiosk according to the invention.
• a generator creates a list of identifiers which consist, for example, of words composed of letters and numbers.
• a supervisor associates with each identifier of the list a service from a merchant, the service being accessible on a computer network.
• the supervisor associates with certain identifiers several services of the same merchant or of different merchants.
• a distributor distributes scratch tickets, which are personalized with an identifier and encapsulated to ensure their integrity. Encapsulation consists in hiding the identifier until it is used.
• a controller takes the order from a customer who wishes to access a service from a merchant available on a computer network and asks him for an identifier. The controller interrogates the list with which the merchant services are associated and concludes, after a comparison between the identifier and the content of the list, if the customer is authorized to access the service.
• Figure 2 is a diagram of a kiosk according to the invention.
• the kiosk 5 includes a generator 6, a supervisor 7, a base 8 of tickets and a controller 9.
• the kiosk 5 allows a client 10 to access a service available on the computer site 11 of a merchant 12.
• the site computer 11 is hosted for the example on the Internet, but it can be hosted on any other computer network.
• the generator 6 generates a list 13 of identifiers confidentially.
• the generator 6 can be a recognized international organization, an intergovernmental organization or any other official organization or society in a close house with the supervisor 7.
• the supervisor 7 enters in a database 14 the coordinates of the merchants 12, as well as the services that they offer. It retrieves from the generator 6 the list 13 of identifiers and it associates with each identifier one or more services to create a list 15 of identifier / merchant correspondence.
• the nature of the supervisor 7 can be the same as that of the generator 6 and, in particular, the supervisor 7 and the generator 6 can be combined in the same entity, for example a company.
• the registration 16 of a merchant 12 with the supervisor 7 can be carried out in particular by writing to a computer site of the supervisor 7 accessible on the Internet or by any other means, such as sending a mail.
• the ticket base 8 holds scratch tickets which have been personalized beforehand with an identifier and then encapsulated to hide the identifier until the consumption of said identifier.
• the supervisor 7 collects from the merchant 12 the accessible service (s) and the form of access.
• the different categories of tickets are determined by the different types of subscription offered by merchants. Subscriptions are distinguished by their duration, their account, the type of access. Thus, it is possible to distinguish tickets with a validity period, tickets with a limited number of connections and tickets representing financial power.
• the duration can be fixed and the corresponding ticket is valid for a predefined period of one month for example or, the duration can be slippery and the corresponding ticket is valid for a given period to from the registration of the ticket.
• the duration of access can be extended by a period determined by the merchant during which the service remains accessible to customers but in a degraded form.
• the ticket can allow access to the merchant site to one or more customers, these are single or multi-user tickets or, it can allow access to one or more sites of different merchants.
• a ticket may require registration, either in a nominative wallet and access to the service can only be done if the customer gives his details at the kiosk, or in an anonymous wallet and the customer identifies himself with a connection name, or login according to Anglo-Saxon terminology and, a password. Access can also be done without registration and it is immediate after recognition of the identifier.
• the ticket can allow access to the merchant site for one or more customers, they are single or multi-user tickets or, it can allow access to one or more sites of different merchants.
• a ticket may require registration, either in a nominative wallet and access to the service can only be done if the customer gives his details at the kiosk, or in an anonymous wallet and the customer identifies himself with a connection name, or login according to Anglo-Saxon terminology and, a password. Access can also be done without registration and it is immediate after recognition of the identifier.
• the kiosk decreases the connection credit in the customer's account by one. The consumption of the service, and possibly of a good linked to the service, is confirmed at kiosk by the merchant. In the event of a consumption problem, the chent account can be re-credited.
• the ticket can allow access to the merchant site to one or more customers, they are single or multi-user tickets or, it can allow access to one or more sites from different merchants.
• a ticket may require registration, either in a nominative wallet and access to the service can only be done if the customer gives his contact details at the kiosk, or in an anonymous wallet and the customer identifies himself with a connection name, or login according to Anglo-Saxon technology and, a password. Access can also be done without registration and it is immediate after recognition of the identifier.
• the kiosk queries the kiosk to check the account balance for chent and order the kiosk to debit the account in order to deliver the good to chent.
• the merchant orders the kiosk to re-credit the chent account.
• the distribution of scratch tickets is organized at the merchant's instigation.
• the merchant collects from the kiosk the categories of tickets that have been assigned to him, and he prints personalized and encapsulated tickets for each category.
• the merchant contacts a distribution network which is responsible for returning the tickets.
• the merchant can also give gift tickets to privileged customers, when purchasing a product, etc.
• the distribution of tickets can be in paper or electronic form.
• the ticket can look like a coupon the size of a metro ticket with a scratch-off area to discover the identifier.
• the ticket can be communicated in an encoded file with a decoding key sent by post or by a means of communication such as a telephone.
• the sale of tickets is done through a distributor 17.
• the chent 10 pays the distributor 17 the value of the ticket, and the distributor 17 pays 20 back to the merchant part of the value of the ticket.
• the chent 10 can only exchange money with the distributor 17.
• the chent 10 can also obtain a free ticket, for example as a gift when buying a magazine, newspaper or any other product or, when purchasing a service, such as managing a bank account, etc.
• Kiosk 5 displays a presentation page in HTML format, abbreviation of the Anglo-Saxon terms Hyper Text Mark Up Language on which several options can be offered:
• the chent 10 provides the controller 9 of the kiosk 5 with an identifier.
• the controller 9 checks the validity of the identifier by interrogating the list 15 of identifier / merchant correspondence and authorizes or not access 18 to the service 11 or to the services 11 corresponding to this identifier.
• the chent 10 registers with the supervisor 7 of the kiosk 5 who assigns him a wallet in which his still valid tickets are stored. Each time a new ticket is used, the chent 10 writes his ticket in his wallet; for each subsequent use, all they need to do is identify themselves at kiosk 5 and select a ticket from their wallet to access the service they have chosen.
• Booth 5 updates the wallet of chent 10 by deleting expired tickets.
• a merchant 12 wants to delegate to kiosk 5 the management of access to some of his services available on his website 11, he registers with kiosk 5; the supervisor 7 declares it in a merchant base 14.
• the merchant 12 declares at kiosk 5, simultaneously or subsequently, the services which must be managed by kiosk 5 as well as the categories of tickets which he wishes to associate with his services.
• the relationships 16, 18 between the merchant 12 and the kiosk 5, and between the chent 10 and the merchant's site 11 can be implemented by means of a merchant kit delivered to the merchant by the kiosk.
• the merchant's computer site 11 is not hosted by kiosk 5; the merchant chooses the accommodation time and informs the kiosk.

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• Business, Economics & Management (AREA)
• Engineering & Computer Science (AREA)
• General Physics & Mathematics (AREA)
• Accounting & Taxation (AREA)
• Physics & Mathematics (AREA)
• Strategic Management (AREA)
• Theoretical Computer Science (AREA)
• General Business, Economics & Management (AREA)
• Finance (AREA)
• Development Economics (AREA)
• Microelectronics & Electronic Packaging (AREA)
• Computer Networks & Wireless Communication (AREA)
• Marketing (AREA)
• Economics (AREA)
• Entrepreneurship & Innovation (AREA)
• Game Theory and Decision Science (AREA)
• Cash Registers Or Receiving Machines (AREA)
• Management, Administration, Business Operations System, And Electronic Commerce (AREA)

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• 2000
  • 2000-03-06 FR FR0003203A patent/FR2805910A1/fr active Pending
• 2001
  • 2001-03-02 EP EP01911826A patent/EP1190357A1/de not_active Withdrawn
  • 2001-03-02 WO PCT/FR2001/000618 patent/WO2001067316A1/fr active Application Filing
  • 2001-03-02 JP JP2001565062A patent/JP2003526161A/ja active Pending
  • 2001-11-06 US US09/994,987 patent/US20020082916A1/en not_active Abandoned

Non-Patent Citations (1)

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