EP1096430A2 - Système pour la gestion d'information relative à l'utilisation d'un véhicule à moteur, en particulier dans le domaine de la responsabilité civile - Google Patents

Système pour la gestion d'information relative à l'utilisation d'un véhicule à moteur, en particulier dans le domaine de la responsabilité civile Download PDF

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Publication number
EP1096430A2
EP1096430A2 EP00122856A EP00122856A EP1096430A2 EP 1096430 A2 EP1096430 A2 EP 1096430A2 EP 00122856 A EP00122856 A EP 00122856A EP 00122856 A EP00122856 A EP 00122856A EP 1096430 A2 EP1096430 A2 EP 1096430A2
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EP
European Patent Office
Prior art keywords
information
motor vehicle
control device
programming data
coupled
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP00122856A
Other languages
German (de)
English (en)
Other versions
EP1096430A3 (fr
Inventor
Jole Maria Castellacci
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of EP1096430A2 publication Critical patent/EP1096430A2/fr
Publication of EP1096430A3 publication Critical patent/EP1096430A3/fr
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C5/00—Registering or indicating the working of vehicles
    • G07C5/08—Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
    • G07C5/0841—Registering performance data
    • G07C5/085—Registering performance data using electronic data carriers
    • G07C5/0858—Registering performance data using electronic data carriers wherein the data carrier is removable

Definitions

  • the present invention relates to a system for the management of information relating to the use of a motor vehicle, in particular in the field of civil responsibility, and more specifically a system for permitting the transfer of the said information remotely, for example for its subsequent processing.
  • This data can easily be obtained by having available a system able conveniently to interface with the electronic control units which supervise the control of the on board systems (for example, ignition, fuel supply, transmission control, braking system, etc).
  • the electronic control units which supervise the control of the on board systems (for example, ignition, fuel supply, transmission control, braking system, etc).
  • the object of the present invention is to provide a simple and economic system for the management of information relating to the use of a motor vehicle, in particular for the acquisition of such information and the remote transfer thereof, able to co-operate with the control units already present on board the vehicle, and having an easily transportable memory component.
  • a system according to the invention can be used advantageously to allow the detection and recording of data indicative of the occurrence of the operations of starting and turning off of a vehicle, and subsequent processing thereof by a provider of services connected with the use of the vehicle, for example, in a preferred application, an insurance services provider.
  • the support on which this data is recorded may conveniently be a microprocessor or smart card, such as is today commonly used in the commercial environment by virtue of its simplicity of use and reliability.
  • a remote processing system with which the service supplier may be provided may read and interpret such data, calculating, for example, the effective time for which the vehicle has been in use and therefore the cost for a predetermined service provided to the proprietor (hereinafter identified equally as the user) of the motor vehicle, such as an insurance policy, as a function of this time.
  • a predetermined service provided to the proprietor (hereinafter identified equally as the user) of the motor vehicle, such as an insurance policy
  • the system according to the invention also makes it possible to display the information detected and recorded on the card during its period of use, together with a set of data which has been preliminarily stored on the card by its supplier, for example the expiry date of the insurance policy.
  • a microprocessor control device suitable for installation on board a motor vehicle is indicated DC. It is operatively connected to an on board electronic control unit ECU, for example a unit which is in charge of controlling the ignition, via a cable C.
  • ECU electronice control unit
  • a display D for example of the six-character liquid crystal type, and a series of selector push buttons generally indicated P, the operation of which is indicated by means of associated pictograms.
  • the control device also has a slot F accessible to the user to allow the introduction thereinto of a microprocessor or smart card SC carrying a semi-conductor memory unit M of non-volatile type.
  • this memory unit is of re-writable type to allow re-use of the cards for several operative cycles as will become clearer hereinafter.
  • the device DC need not have a slot for the introduction of the smart card, but may require that this is preliminarily secured within the device by the supplier.
  • control device DC is provided with an interface connector (not shown) provided for connecting to an external processor unit, in particular a unit for diagnosis of the system, via a serial connector.
  • an external processor unit in particular a unit for diagnosis of the system
  • serial connector in this way the control device is arranged to allow the reading or writing of the card without requiring its removal.
  • the system described is advantageously intended to be used in the management of services associated with the use of the motor vehicle, such as, for example, insurance services.
  • control device DC The installation of the control device DC on the vehicle and its connection to the control unit ECU can be achieved simply by a specialised operator.
  • the microprocessor card SC can be provided to the vehicle proprietor by the services provider, who has preliminarily recorded on it a set of programming data such as, for example, a term during which the card is valid and within which it can be utilised.
  • the introduction of the card SC into the control device DC is a simple operation and can be completed without difficulty by the user of the vehicle.
  • the control device DC is arranged to retain the card within it and to prevent its removal at least during the validity term within which it can be utilised.
  • the system allows the acquisition from the electronic control unit ECU of information relating to the use of the vehicle, such as data indicative of the occurrence of the starting and turning off operations, and the recording of this information on the memory unit M.
  • the display D presents, on request by the user (via the push buttons) the information and/or programming data recorded on the memory unit of the card SC, such as, for example, the expiry of the validity term of the card itself (in the form of absolute date or remaining use time), the effective current time for which the vehicle has been in use, the indication of the expiry of the period of validity of the card (and of the insurance contract associated with it) and the necessity of replacement.
  • the expiry of the validity term of the card itself in the form of absolute date or remaining use time
  • the effective current time for which the vehicle has been in use the indication of the expiry of the period of validity of the card (and of the insurance contract associated with it) and the necessity of replacement.
  • the card SC can be removed by a specialist operator and sent to the service supplier who provides for reading the information recorded thereon via its own processing system.
  • the system can interpret the recorded data and calculate on the basis thereof the effective use time of the vehicle and/or other correlated parameters.
  • These parameters may be used to calculate the cost for a predetermined service provided to the motor vehicle user, for example the cost of an insurance policy, as a function of the effective time for which the vehicle itself is in use.
  • the card can then be "recharged” for a new operating cycle.
  • control device DC is advantageously arranged to recognise an attempt at tampering with the system by uncoupling the device itself from the control unit ECU on board the vehicle (by disconnecting or cutting the cable C).
  • the control device is arranged to assume as the last detected item of information that the motor vehicle has been put in operation (even if it has not) making the attempt at tampering useless, but rather penalising the possible cheat as it would record on the memory unit of the card, by virtue of this, information such as to cause, in the last analysis, calculation of a use time of the vehicle even greater than would occur with a correct use of the system.
  • the system according to the invention is advantageously used in the management of an insurance plan relating to an obligatory insurance contract for civil responsibility for motor vehicles.
  • the insurance premium can be determined, for example, by the sum of a fixed basic amount (for vehicles which are not in motion) and a variable amount as a function of the effective time for which the vehicle is in use during the period of validity of the contract.
  • the insurance company providing the service can make available to its clients a microprocessor card of the type described, which the client will have to take care to insert into the control device previously installed on his motor vehicle.
  • the validity of the card is made to correspond to the duration of the insurance contract relating to the card itself.
  • the insurance company can provide a contract comprising a fixed annual amount and a variable amount relating to three months use of the vehicle to be used up within the year of validity of the contract.
  • the memory unit with which the card is provided records, during the period of use, all the starting and turning off operations on the vehicle.
  • the vehicle user thanks to the display, can read this information or watch the expiry of his insurance policy, for example by displaying the minutes or quarters of an hour still left available within the term of validity.
  • the card Upon expiry of the insurance period, the card (or the entire control device) is made available to the insurance company. This can occur within a short period of time (for example a fortnight) of "extra" operation for which the card was programmed, which may subsequently be deducted in the reprogramming of the same card to renew the insurance contract.
  • the information recorded can be read and processed by means of a normal personal computer equipped with an appropriate interface and communications software to calculate the effective cost of the policy, or at least of the variable amount, as a function of the effective time for which the vehicle has been in use.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Control Of Vehicle Engines Or Engines For Specific Uses (AREA)
  • Control Of Electric Motors In General (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP00122856A 1999-10-22 2000-10-20 Système pour la gestion d'information relative à l'utilisation d'un véhicule à moteur, en particulier dans le domaine de la responsabilité civile Withdrawn EP1096430A3 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IT1999TO000916A IT1314670B1 (it) 1999-10-22 1999-10-22 Sistema per la gestione di informazioni relative all'utilizzo di unautoveicolo, in particolare nell'ambito della responsabilita' civile.
ITTO990916 1999-10-22

Publications (2)

Publication Number Publication Date
EP1096430A2 true EP1096430A2 (fr) 2001-05-02
EP1096430A3 EP1096430A3 (fr) 2001-06-06

Family

ID=11418163

Family Applications (1)

Application Number Title Priority Date Filing Date
EP00122856A Withdrawn EP1096430A3 (fr) 1999-10-22 2000-10-20 Système pour la gestion d'information relative à l'utilisation d'un véhicule à moteur, en particulier dans le domaine de la responsabilité civile

Country Status (2)

Country Link
EP (1) EP1096430A3 (fr)
IT (1) IT1314670B1 (fr)

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2005073926A1 (fr) * 2004-01-29 2005-08-11 Intelligent Mechatronic Systems Inc. Enregistrement et rapport de caracteristiques de conduite de vehicule
WO2007036755A1 (fr) * 2005-09-27 2007-04-05 Perez Munoz Jairo Alberto Systeme electronique permettant de controler la duree de polices d'assurance
US7711522B2 (en) 2006-08-31 2010-05-04 Caterpillar Inc. Systems and methods for monitoring a machine
FR2961932A1 (fr) * 2010-06-28 2011-12-30 Omg France Chariots Elevateurs Systeme de location de materiel
US8595034B2 (en) 1996-01-29 2013-11-26 Progressive Casualty Insurance Company Monitoring system for determining and communicating a cost of insurance
US20140180723A1 (en) * 2012-12-21 2014-06-26 The Travelers Indemnity Company Systems and methods for surface segment data
US8892451B2 (en) 1996-01-29 2014-11-18 Progressive Casualty Insurance Company Vehicle monitoring system
ES2526712A1 (es) * 2013-07-09 2015-01-14 Ignacio TARTON RAMÍREZ Sistema de control personalizado de vehículos
US11030702B1 (en) 2012-02-02 2021-06-08 Progressive Casualty Insurance Company Mobile insurance platform system

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3889273A (en) * 1970-07-29 1975-06-10 Volkswagenwerk Ag Apparatus for diagnosing a technical object, especially a motor vehicle
EP0495104A1 (fr) * 1989-10-02 1992-07-22 Kabushiki Kaisha Komatsu Seisakusho Systeme de gestion pour machines de construction

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3889273A (en) * 1970-07-29 1975-06-10 Volkswagenwerk Ag Apparatus for diagnosing a technical object, especially a motor vehicle
EP0495104A1 (fr) * 1989-10-02 1992-07-22 Kabushiki Kaisha Komatsu Seisakusho Systeme de gestion pour machines de construction

Cited By (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8595034B2 (en) 1996-01-29 2013-11-26 Progressive Casualty Insurance Company Monitoring system for determining and communicating a cost of insurance
US9754424B2 (en) 1996-01-29 2017-09-05 Progressive Casualty Insurance Company Vehicle monitoring system
US8892451B2 (en) 1996-01-29 2014-11-18 Progressive Casualty Insurance Company Vehicle monitoring system
US9514582B2 (en) 2004-01-29 2016-12-06 Intelligent Mechatronic Systems Inc. Recording and reporting of driving characteristics
WO2005073926A1 (fr) * 2004-01-29 2005-08-11 Intelligent Mechatronic Systems Inc. Enregistrement et rapport de caracteristiques de conduite de vehicule
US10692303B2 (en) 2004-01-29 2020-06-23 Appy Risk Technologies Limited Recording and reporting of driving characteristics
WO2007036755A1 (fr) * 2005-09-27 2007-04-05 Perez Munoz Jairo Alberto Systeme electronique permettant de controler la duree de polices d'assurance
US7711522B2 (en) 2006-08-31 2010-05-04 Caterpillar Inc. Systems and methods for monitoring a machine
FR2961932A1 (fr) * 2010-06-28 2011-12-30 Omg France Chariots Elevateurs Systeme de location de materiel
WO2012000758A1 (fr) * 2010-06-28 2012-01-05 Omg France Chariots Elevateurs Système de location de matériel
US11030702B1 (en) 2012-02-02 2021-06-08 Progressive Casualty Insurance Company Mobile insurance platform system
US20140180723A1 (en) * 2012-12-21 2014-06-26 The Travelers Indemnity Company Systems and methods for surface segment data
US11030700B2 (en) 2012-12-21 2021-06-08 The Travelers Indemnity Company Systems and methods for surface segment data
US11847705B2 (en) 2012-12-21 2023-12-19 The Travelers Indemnity Company Systems and methods for surface segment data
ES2526712A1 (es) * 2013-07-09 2015-01-14 Ignacio TARTON RAMÍREZ Sistema de control personalizado de vehículos

Also Published As

Publication number Publication date
ITTO990916A1 (it) 2001-04-22
EP1096430A3 (fr) 2001-06-06
ITTO990916A0 (it) 1999-10-22
IT1314670B1 (it) 2002-12-31

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