Classifications

• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/04—Payment circuits
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/04—Payment circuits
  • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
  • G07G5/00—Receipt-giving machines

Definitions

• the invention concerns a communication method and system, particularly a communication method and a system intended to issue a receipt means to a consumer, said receipt means containing data concerning a commercial transaction performed with a remote dealer for the purchase of goods and/or services, such as purchase of railway tickets, air tickets, tickets for shows, receipts of stakes in forecast games, or drawing games, etc .
• a commercial transaction performed with a remote dealer for the purchase of goods and/or services, such as purchase of railway tickets, air tickets, tickets for shows, receipts of stakes in forecast games, or drawing games, etc .
• bank cards or credit cards, or magnetic cards paid in advance such as, for instance, telephone cards in which an amount of money is registered which can be used by the consumer for the transaction, the cost of the transaction being deducted from said amount.
• bank cards or credit cards, or magnetic cards paid in advance for the above mentioned transactions requires usually that the consumer goes personally where the negotiable instruments concerning the transactions are issued, whether by an operator, or by devices operated by means of said bank cards, credit cards or magnetic cards paid in advance, which implies unavoidable troubles and losses of time.
• the present invention intends to provide a method and a system which allow a consumer to perform commercial transactions which may comprise the issuance of a negotiable instrument, for instance from his house, or place of work, or using his mobile phone.
• a communication method particularly a communication method intended to issue to a consumer a receipt means containing data concerning a commercial transaction for the purchase of goods and/or services performed with a remote dealer, said receipt means being usable to benefit from said goods and/or services, characterised in that it comprises transmitting said data from said remote dealer to said consumer via e telephone network, receiving said data by means of receiving means connected to said telephone network and recording said data on a removable data recording support.
• a communication system comprising transmitting and receiving means for vocal signals and/or data, said means being connectable via a telephone network to other remote transmitting and receiving means for vocal signals and/or data, reading means suitable for reading data recorded on a data recording support, recognising means suitable for causing said other remote means to recognise said transmitting and receiving means, characterised in that it comprises recording means suitable for storing data received by said transmitting and receiving means via said telephone network.
• the method and the system according to the invention make possible to made available to a consumer a receipt means consisting, for instance, of a data recording support, such as a card with a magnetic strip, or a card with an electronic memory, containing data certifying a commercial transaction for the purchase of goods and/or services performed with a remote dealer, for instance by means of a telephone call, said data being usable by the consumer in order to benefit from said goods and/or services.
• a data recording support such as a card with a magnetic strip, or a card with an electronic memory
• data certifying a commercial transaction for the purchase of goods and/or services performed with a remote dealer for instance by means of a telephone call
• the data stored on the data recording support may be used to obtain the issuance of the ticket concerning the above mentioned transaction from ticket issuing machines arranged in a railway station, in an airport, or in a place where said sport or cultural event takes place.
• the consumer is not obliged any more to go to the dealer, with which he has made the transaction, in order to obtain the ticket, with a considerable saving of time.
• the method and the system according to the invention may be used by a consumer to make stakes in forecast games of drawing games, receiving on said data recording support the data concerning the stake made .
• the invention will be described now by way of a non-limiting example.
• the method and the system according to the invention provides for the use of means for transmitting and receiving vocal signals and/or data, which may comprise a telephone apparatus, stationary or mobile, which may be connected to a telephone network.
• the telephone apparatus is associated with means for reading and recording data on a data recording support such as, for instance, a card with magnetic strip, a floppy disk, a card with electronic memory, even a remotely readable electronic memory, or an optically readable disk.
• the data reading and recording means may be incorporated in the telephone apparatus. On the data recording support data are registered which allow the consumer to be identified and may be associated, in a database held by a dealer of goods and/or services, with data concerning the bank details and/or the credit card of the consumer, in order to debit the transaction performed.
• the reading means are associated with data transmitting means for transmitting to said telephone network the data read on said data recording support by the reading means.
• the data transmitting means may be suitable for transmitting data at the same time as vocal signals are transmitted by said telephone apparatus.
• the data transmitting means may be operatively connected to the keyboard of the telephone apparatus, in order to make possible to trasmit data using said keyboard.
• the data recording means are associated with receiving means capable of receiving data from said telephone network, in order to have them registered on said data recording support.
• the data receiving means may be capable of receiving data transmitted to said telephone apparatus together with vocal signals.
• the data receiving means are associated with recognising means capable of recognising said data and separating them from said vocal signals.
• the method and the system according to the invention may provide for a single data recording support on which data capable of allowing the consumer to be identified are permanently stored and data concerning the transaction performed are erasably stored each time.
• the invention may provide for a first data recording support on which data capable of allowing the consumer to be identified may be permanently stored and at least a further data recording support on which data concerning the transaction made are erasably stored each time. This last alternative is preferred because it allows the consumer to perform a plurality of transactions during a single telephone call, by recording the data of each transaction on a separate data recording support, and to use said separate support to benefit from the goods and/or the services purchased, independently of the possession of an other data recording support containing data allowing the consumer to be identified.
• the method and the system according to the invention work as follows: a consumer, who wishes to perform a transaction for the purchase of goods and/or services, gets a connection with a dealer of said goods and services, via a telephone line. After getting the connection with said dealer, the telephone apparatus may transmit an identifying code which is associated, in a database of the dealer, with the identifying data of the consumer recorded on the data recording support. This in order to avoid that, in the event that the data recording support containing the identifying data of the consumer is stolen or lost, the recording support might be used by a non-authorised person. Alternatively, the consumer may be recognised only by means of the identifying code of the telephone apparatus, or by means of data capable of allowing the consumer to be identified and recorded on the data recording support.
• the dealer transmits the data concerning the transaction to the telephone apparatus of the consumer via the telephone line; said data are recognised by the recognising means and recorded on the data recording support by the recording means.
• the dealer may transmit to the telephone apparatus of the consumer a control code allowing the data recorded on the data recording support to be read and transmitted to the dealer, so that the dealer may check whether they are correct.
• the telephone number of the remote dealer may be recorded together with a sequence of codes which is capable of operating automatically the telephone apparatus of the consumer in order to dial said telephone number.
• the telephone apparatus is equipped with interpreting means capable of interpreting the code sequence, which may be read by the reading means, and activating the calling means of the telephone apparatus.
• the telephone apparatus may be equipped with displaying means and/or printing means associated with the reading means which read the data recording support, in order to allow the consumer to check and print, if the case may be, the data concerning the transaction which has been performed and recorded, even after the end of the telephone connection.
• the data recording support may be used subsequently by the consumer, for instance in the place where the consumer intends to benefit from a service purchased by means of said transaction, to obtain a paper negotiable instrument which allows him to benefit from the service, such as, for instance, a railway ticket, an air ticket or a tickets for a sport or cultural event.
• the data recording support may be used by the consumer to be authorised by suitable apparatus to have access to a sport or cultural event, to a transport means, and so on, and to obtain a note indicating the seat reserved to the consumer, if the case may be.
• the consumer may use the data recorded on the data recording support and concerning a transaction performed to check the validity of the transaction by connecting again with the dealer of goods and/or services, or to have the cost of the transaction paid back, if the consumer renounce to benefit from the goods or services purchased.
• the method and the system according to the invention may be modified without departing from the extent of protection of the present invention.

Landscapes

• Business, Economics & Management (AREA)
• Physics & Mathematics (AREA)
• General Physics & Mathematics (AREA)
• Accounting & Taxation (AREA)
• Strategic Management (AREA)
• General Business, Economics & Management (AREA)
• Engineering & Computer Science (AREA)
• Theoretical Computer Science (AREA)
• Telephonic Communication Services (AREA)
• Radar Systems Or Details Thereof (AREA)
• Radio Relay Systems (AREA)
• Data Exchanges In Wide-Area Networks (AREA)

Applications Claiming Priority (3)

Publications (1)

Family

ID=11386452

Family Applications (1)

Country Status (4)

Families Citing this family (3)

Family Cites Families (4)

• 1997
  • 1997-10-31 IT IT97MO000199A patent/IT1297316B1/it active IP Right Grant
• 1998
  • 1998-10-30 AU AU14871/99A patent/AU1487199A/en not_active Abandoned
  • 1998-10-30 WO PCT/EP1998/006875 patent/WO1999023619A1/en not_active Application Discontinuation
  • 1998-10-30 EP EP98958883A patent/EP0976115A1/de not_active Withdrawn

Non-Patent Citations (1)

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