EP0841644A2 - Geldscheinbearbeitung - Google Patents

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Publication number
EP0841644A2
EP0841644A2 EP97308839A EP97308839A EP0841644A2 EP 0841644 A2 EP0841644 A2 EP 0841644A2 EP 97308839 A EP97308839 A EP 97308839A EP 97308839 A EP97308839 A EP 97308839A EP 0841644 A2 EP0841644 A2 EP 0841644A2
Authority
EP
European Patent Office
Prior art keywords
parcels
cash
parcel
locations
dispensing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP97308839A
Other languages
English (en)
French (fr)
Other versions
EP0841644A3 (de
Inventor
Fraser Crisfield Henderson
John Victor Livy
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Air Tube Conveyors Ltd
Original Assignee
Air Tube Conveyors Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Air Tube Conveyors Ltd filed Critical Air Tube Conveyors Ltd
Publication of EP0841644A2 publication Critical patent/EP0841644A2/de
Publication of EP0841644A3 publication Critical patent/EP0841644A3/de
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/10—Mechanical details
    • G07D11/12—Containers for valuable papers
    • G07D11/135—Remote note containers
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/20—Controlling or monitoring the operation of devices; Data handling
    • G07D11/32—Record keeping
    • G07D11/34—Monitoring the contents of devices, e.g. the number of stored valuable papers
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/40—Device architecture, e.g. modular construction

Definitions

  • This invention relates to apparatus for dispensing cash, primarily but not exclusively, in the form of banknotes.
  • ATMs automatic teller machines
  • TTDs teller note dispensers
  • bank notes to the required value are counted as they are drawn from one or more secure storage locations within the machine, and after counting are dispensed as either a wad of notes, or as individual notes into a receiving tray from which they are extracted by the user.
  • a cash dispensing apparatus comprising:
  • parcel is used herein to denote an assembly of cash, usually bank notes, in a stack, pile, or bundle of a predetermined value, which parcel may or may not involve some form of binding, band, clip, or packaging, but which is characterised in that it can be handled as a unit.
  • control means directing said mechanism to a location appropriate to the value of parcel demanded.
  • the apparatus includes means for replenishing locations from which parcels have been extracted.
  • said means includes a cash supply, a counting mechanism for dispensing cash in parcels of predetermined value, and a transport arrangement for transporting dispensed parcels to said storage unit to replenish appropriate locations.
  • said cash supply and said counting mechanism are housed in a secure area remote from said storage unit.
  • said transport arrangement includes a tube conveyor along which one or more carriers conveying one or more parcels of cash are moved by an air flow.
  • said parcel extraction mechanism forms part of the replenishment means.
  • control mechanism monitors the locations from which parcels have been extracted and signals a replenishment means to supply replacement parcels of appropriate value to replenish those locations.
  • said collection location is the output of an ATM or a TND.
  • the invention further resides in a method of automated cash dispensing including:
  • Figure 1 illustrates a storage unit 11 shown in more detail in Figures 3, 4 and 5 comprising a rectangular box-like housing divided internally by horizontal partition walls 12 to define a plurality of vertically spaced shallow compartments 13.
  • One vertical face, hereinafter referred to as the front face, of the unit is open and each of the walls 12 is formed with one or more elongate slots 14 extending inwardly from the open front face of the unit along the centre line of the wall.
  • each compartment 13 is used to house a discrete parcel of banknotes which together make up a predetermined monetary value.
  • each parcel Preferably the notes forming each parcel are not bound together in any way, and sit as a simple stack of aligned bank notes in the respective compartment 13.
  • the width and depth of the compartments 13 are dimensioned to accommodate the width and depth dimensions of the largest denomination bank note, and the height of each compartment 13 is chosen to provide clearance above the maximum height of a stack of bank notes to be stored.
  • a parcel "pick and place” mechanism 15 is associated with the storage unit 1 1 and includes a vertically extending rail 16 along which a carriage 17 is movable. In addition, there is a mechanism (not shown) for rotating the rail 15 about its longitudinal axis although it will be understood that in some applications rotational movement may not be necessary. Projecting outwardly from the carriage 17 and extensible and retractable relative thereto, is an arm 18 carrying a narrow jaw assembly 19 at its free end. The jaws of the assembly 19 are movable towards and away from one another in known manner so as to grip, or release an article, for example a parcel of bank notes, interposed between the jaws.
  • the jaws may consist of first and second relatively moveable fingers between which the notes are gripped, or three fingers with two operating as a fixed pair with respect to which the third is relatively moveable, the third finger being parallel to and aligned between the other two so as to impart a bow or bend to the notes when gripped.
  • a control system is associated with the mechanism 15 for controlling rotational movement of the rail, rectilinear movement of the carriage along the rail, extension and retraction of the arm, and opening and closing movement of the jaws 19.
  • the mechanism 15 can be operated to extract a parcel 21 of bank notes from a compartment 13 of the unit 1 1 and deliver it to a dispensing mechanism 22 which could, in its simplest form, be a tray from which the parcel of bank notes is lifted by a user.
  • the mechanism 22 could be the dispensing mechanism of an ATM where a pinch roller arrangement or the like feeds the parcel of bank notes delivered to it by the mechanism 15, to a receiving tray or gripper for presentation to the user.
  • the mechanism 22 could be a Teller Note Dispenser (TND) at the work station of a teller of a bank, post office, or other financial institution.
  • TID Teller Note Dispenser
  • the invention is described herein in relation to financial institutions it may find use in other areas where cash is handled, for example supermarkets, petrol stations and railway stations.
  • the control system of the mechanism 15 preferably incorporates a microprocessor and memory arrangement or an equivalent computer control system for interpreting requests for money entered by a user, by way of a key pad or the like and for guiding the mechanism 15 accordingly.
  • the storage unit 11 has 15 compartments 13, and an upper, large compartment 23 the purpose of which will be described hereinafter.
  • the uppermost three compartments 13 are charged with, by way of example, bank note parcels of the value of Georgia, and it does not matter whether each compartment has one Mega note, or two £5 notes.
  • the next three compartments each have, by way of example, parcels of £15 and again it does not matter whether each parcel is composed of three £5 notes or a Georgia note and a £5 note.
  • the next three compartments each contain, by way of example, parcels to the value of £20, the next three may contain parcels to the value of £25 and the lowermost three may contain parcels to the value of £30.
  • the control system will drive the mechanism 15 so that the jaws 19, in an open configuration, embrace a Mega parcel in one of the three upper compartments 13. It will be recognised that the slots 14 in the walls 12 permit the lower jaw of the assembly 19 to pass beneath the appropriate parcel while the upper jaw passes above the parcel. It follows therefore than when the jaws close they close around the parcel gripping the parcel and allow it to be withdrawn from the respective compartment 13 as the arm 18 is retracted. Thereafter the carriage 17 is driven towards the dispensing mechanism 22, and the rail 16 is rotated through an angle sufficient to align the parcel 21 carried by the jaws 19 with the dispensing mechanism 22 which receives the parcel from the jaws as they open, and delivers the parcel to the user.
  • the control system will be arranged to remember the location of each parcel, and whether or not a compartment which has had its parcel removed has subsequently been replenished. It will be recognised therefore that the cash dispensing apparatus does not need to perform a bank note counting operation between the demand for a cash value, and that cash value being dispensed to the demander.
  • all of the compartments 13 can be charged with parcels of the same predetermined value.
  • a teller required to dispense repeatedly the same parcel value can be provided with a single control button which initiates extraction of an appropriate parcel from the store and delivery to his work station, or a selection of standard amount buttons if a selection of standard amounts is to be stored.
  • the storage unit 11 will not, at any given instant, be holding a particularly large sum of money, and so the security arrangements associated with the storage unit 11 need not be as stringent as those which are associated with conventional ATMs which of course are required to hold very substantial sums.
  • the apparatus also lends itself admirably to the TND environment where a teller can rapidly dispense predetermined amounts but does not have a large stock of bank note exposed in a cash drawer or the like at his work station.
  • the enlarged compartment 23 which for convenience is located at the uppermost end of the storage unit 11 is provided to accept parcels of bank notes which have been withdrawn from compartments 13, but which, for some reason, have not been accepted by the demander.
  • Most ATMs have the facility for recovering from the delivery system bank notes which have not been accepted, within a predetermined length of time, by the demander. In this situation the parcel of bank notes is returned by the mechanism 22 to the jaws 19 which then, under the control of the control system return the unused parcels to the large compartment 23 from which they are removed at predetermined intervals manually, for counting and reconciliation with the records of cash dispensed kept by the control system.
  • the dispensing mechanism 22 is an ATM then the usual security arrangements will apply in that a demander will need to supply an appropriate card to a card reader, and will also need to input a corresponding personal identification number.
  • FIG. 2 illustrates such an arrangement diagrammatically.
  • a conventional bank note counting and dispensing mechanism 25 can compile parcels of bank notes of predetermined value, and supply them to the jaw assembly of a pick and place mechanism 26.
  • the mechanism 26 then transports parcels individually from the dispensing mechanism 25 and inserts them into the sending station 28 of a pneumatic tube conveyor system 27.
  • the conveying tube of the system 27 terminates at its opposite end in a receiving station 29 adjacent the storage unit 11 and accessible to the jaw assembly 19 of the pick and place mechanism 15.
  • the control system of the mechanism 15 also effects control over the secure dispensing mechanism 25 the pick and place mechanism 26 and the conveyor system 27.
  • the mechanism 15 in addition to the control system sending the mechanism 15 to extract a Mega parcel from the storage unit 11 it also instructs the mechanism 25 to prepare a replacement Mega parcel and to present it to the mechanism 26.
  • the mechanism 26 passes the £ parcel to the station 28 where it is introduced into a carrier and the carrier is despatched along the tube system to the receiving station 29.
  • the replacement hundred parcel is either removed from the carrier and presented for access by the jaw assembly 19, or alternatively the carrier itself is opened to provide access for the jaw assembly 19 to the replacement hundred parcel.
  • the control system instructs the mechanism 15 to retrieve the replacement Mega parcel from the station 29 and to introduce it into the currently empty Mega storage compartment 13 of the unit 11.
  • replenishment of compartments 13 can take place whenever convenient, for example while the apparatus is idle between transactions, or while there is "dead” time during a transaction such as while the next customer is entering his personal identification number or his selection, while the transaction is being cleared by the accounts computer or a transaction slip is being printed.
  • replenishment does not constitute a penalty in the time between a cash demand, and the cash being dispensed.
  • the dispensing mechanism 22 has a holding area and where the amount demanded can be made up by combining two or more existing parcels then the pick and place mechanism 15 can be commanded to place a first parcel in the holding area of the mechanism 22 and then to deliver one or more further parcels so that the parcels together form the demanded value.
  • control system can operate with "fuzzy logic" or the like and can have a learning mode in which such patterns are learned and are used in conjunction with the time of day, the day of the week, and other triggers, to predict the probable demand in the immediate future. From this the control system can determine the best mode of stocking the storage unit 11 to accommodate the probable future demand. As an example, it is possible that demand patterns will reveal higher demand for lower value parcels on Mondays, and a higher demand for higher value parcels on Fridays in the afternoon.
  • control system will stock more compartments 13 with low values parcels whereas from Friday midday onwards the system will start to stock compartments 13 with a higher proportion of large value parcels. If necessary the system can move parcels of a less used value to the compartment 23 and restock those compartments with a more appropriate value as the predicted demand patterns change.
  • the system can stock the most heavily demanded parcel values in those compartments 13 which are closest to the normal rest position of the jaw assembly 19 so that the movement of the mechanism 15 necessary to dispense a parcel of that value is minimised, thus minimising the time penalty during dispensing.
  • Figure 6 illustrates a minor modification of the storage unit 11 in which the front, open edge of each compartment wall 12 is turned upwardly to provide a lip restraining parcels introduced into the compartments 13.
  • the up-turned lip minimises the risk of notes, or parcels of notes being dislodged inadvertently from compartments 13, for example by the air flow generated by the passage of the pick and place mechanism 15.
  • the lip has other advantages for example should the jaws not close sufficiently tightly to grip the parcel then it will be stripped from the jaws as they retract from the compartment so remaining in the compartment aligned along the lip.
  • FIG. 7 there is illustrated an arrangement in which a single storage module 31, which may consist of one or more storage units 11, is used to serve a pair of adjacent dispensing stations 22.
  • the pick and place mechanism 32 spans the gap between the dispensing stations 22 and can extract parcels from the storage module 31 and dispense them to either of the stations 22 on demand.
  • Such an arrangement could be useful where there are two cashier work stations adjacent one another each dispensing station 22 being a TND.
  • the arrangement of Figure 7 would be useful where the stations 22 are first and second ATMs positioned close to one another.
  • the module 31 could have a pneumatic conveyor receiving station in close proximity so that the mechanism 32 can also be used to restock the module 31 from the remote, secure cash office or the like.
  • a storage unit 11 with its associated pick and place mechanism 15 and control arrangement could be utilized to supply an existing ATM and/or TND unit and could be interposed, in association with a conveyor system between an existing secure cash room and existing ATM and/or TND units, the control arrangement interfacing with existing controls of the ATM/TND and the counting and dispensing mechanism in the secure cash room.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Vending Machines For Individual Products (AREA)
EP97308839A 1996-11-06 1997-11-04 Geldscheinbearbeitung Withdrawn EP0841644A3 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB9623190 1996-11-06
GBGB9623190.7A GB9623190D0 (en) 1996-11-06 1996-11-06 Cash handling

Publications (2)

Publication Number Publication Date
EP0841644A2 true EP0841644A2 (de) 1998-05-13
EP0841644A3 EP0841644A3 (de) 1999-02-03

Family

ID=10802582

Family Applications (1)

Application Number Title Priority Date Filing Date
EP97308839A Withdrawn EP0841644A3 (de) 1996-11-06 1997-11-04 Geldscheinbearbeitung

Country Status (3)

Country Link
EP (1) EP0841644A3 (de)
AU (1) AU4439497A (de)
GB (1) GB9623190D0 (de)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL1017820C2 (nl) * 2001-04-11 2002-10-14 Ergoflow B V Systeem voor het hanteren van waardeobjecten.
DE10160586A1 (de) * 2001-12-10 2003-06-18 Giesecke & Devrient Gmbh Kasse und Einrichtung für die Aufbewahrung von geldwerten Gegenständen in der Kasse
WO2008148521A1 (de) 2007-06-04 2008-12-11 Giesecke & Devrient Gmbh Vorrichtung zur zahlung eines vorgegebenen rechnungsbetrages und verfahren annahme von wertdokumenten und ausgabe in einer speichereinrichtung gespeicherter wertdokumente
EP2068285A1 (de) 2007-12-05 2009-06-10 Air Tube Conveyors Limited Bargeldhandhabungssystem
DE102008048932A1 (de) * 2008-09-25 2010-04-08 Wincor Nixdorf International Gmbh Wertscheinautomat
WO2012172275A1 (en) 2011-06-15 2012-12-20 Airtube Technologies Limited Cash handling system
DE102012011231A1 (de) * 2012-06-06 2013-12-12 Giesecke & Devrient Gmbh Verfahren und Vorrichtung für die Bearbeitung von Wertdokumenten
US20220250853A1 (en) * 2021-02-09 2022-08-11 Capital One Services, Llc Instrument conveyance using a shuttle

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2133942A1 (de) * 1971-04-21 1972-12-01 Ostertag Werke Ag
US3949364A (en) * 1972-07-07 1976-04-06 Diebold, Incorporated Automatic remote banking system and equipment
US4884698A (en) * 1985-06-17 1989-12-05 Hitachi, Ltd. Apparatus for handling sheets of paper
EP0555531A1 (de) * 1992-02-10 1993-08-18 Mars, Incorporated Kassierstation
EP0604880A2 (de) * 1992-12-30 1994-07-06 M.I.B. Elettronica S.R.L. Vorrichtung und Verfahren zum automatischen Annehmen und Ausgeben von Banknoten und Wertgegenständen
EP0783162A1 (de) * 1995-12-28 1997-07-09 M.I.B. Elettronica S.R.L. Vorrichtung und Verfahren zur Eingabe und Ausgabe von Geldscheinen und Wertpapieren
EP0841643A1 (de) * 1996-11-06 1998-05-13 NCR International, Inc. Vorrichtung zum vorläufigen Speichern von Geldscheinen

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2133942A1 (de) * 1971-04-21 1972-12-01 Ostertag Werke Ag
US3949364A (en) * 1972-07-07 1976-04-06 Diebold, Incorporated Automatic remote banking system and equipment
US4884698A (en) * 1985-06-17 1989-12-05 Hitachi, Ltd. Apparatus for handling sheets of paper
EP0555531A1 (de) * 1992-02-10 1993-08-18 Mars, Incorporated Kassierstation
EP0604880A2 (de) * 1992-12-30 1994-07-06 M.I.B. Elettronica S.R.L. Vorrichtung und Verfahren zum automatischen Annehmen und Ausgeben von Banknoten und Wertgegenständen
EP0783162A1 (de) * 1995-12-28 1997-07-09 M.I.B. Elettronica S.R.L. Vorrichtung und Verfahren zur Eingabe und Ausgabe von Geldscheinen und Wertpapieren
EP0841643A1 (de) * 1996-11-06 1998-05-13 NCR International, Inc. Vorrichtung zum vorläufigen Speichern von Geldscheinen

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL1017820C2 (nl) * 2001-04-11 2002-10-14 Ergoflow B V Systeem voor het hanteren van waardeobjecten.
DE10160586A1 (de) * 2001-12-10 2003-06-18 Giesecke & Devrient Gmbh Kasse und Einrichtung für die Aufbewahrung von geldwerten Gegenständen in der Kasse
WO2008148521A1 (de) 2007-06-04 2008-12-11 Giesecke & Devrient Gmbh Vorrichtung zur zahlung eines vorgegebenen rechnungsbetrages und verfahren annahme von wertdokumenten und ausgabe in einer speichereinrichtung gespeicherter wertdokumente
EP2068285A1 (de) 2007-12-05 2009-06-10 Air Tube Conveyors Limited Bargeldhandhabungssystem
DE102008048932A1 (de) * 2008-09-25 2010-04-08 Wincor Nixdorf International Gmbh Wertscheinautomat
WO2012172275A1 (en) 2011-06-15 2012-12-20 Airtube Technologies Limited Cash handling system
DE102012011231A1 (de) * 2012-06-06 2013-12-12 Giesecke & Devrient Gmbh Verfahren und Vorrichtung für die Bearbeitung von Wertdokumenten
US9514593B2 (en) 2012-06-06 2016-12-06 Giesecke & Devrient Gmbh Method and apparatus for processing value documents
US20220250853A1 (en) * 2021-02-09 2022-08-11 Capital One Services, Llc Instrument conveyance using a shuttle

Also Published As

Publication number Publication date
EP0841644A3 (de) 1999-02-03
GB9623190D0 (en) 1997-01-08
AU4439497A (en) 1998-05-14

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