DK0836727T3 - Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto - Google Patents

Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto

Info

Publication number
DK0836727T3
DK0836727T3 DK96919084T DK96919084T DK0836727T3 DK 0836727 T3 DK0836727 T3 DK 0836727T3 DK 96919084 T DK96919084 T DK 96919084T DK 96919084 T DK96919084 T DK 96919084T DK 0836727 T3 DK0836727 T3 DK 0836727T3
Authority
DK
Denmark
Prior art keywords
methods
prepaid
providing
account
customer account
Prior art date
Application number
DK96919084T
Other languages
English (en)
Inventor
M Taskett John
Original Assignee
American Express Trs
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Trs filed Critical American Express Trs
Application granted granted Critical
Publication of DK0836727T3 publication Critical patent/DK0836727T3/da

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/51—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP for resellers, retailers or service providers
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H04M17/205—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless by calling a service number, e.g. interactive voice response [IVR] or menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/24—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless
    • H04M2017/241—Prepayment of wireline communication systems, wireless communication systems or telephone systems with on-line recharging of an account or card, e.g. cashless by calling a service number IVR, menu
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/54—Resellers-retail or service providers billing, e.g. agreements with telephone service operator, activation, charging/recharging of accounts
DK96919084T 1995-06-01 1996-06-03 Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto DK0836727T3 (da)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US45652595A 1995-06-01 1995-06-01
PCT/US1996/008865 WO1996038801A1 (en) 1995-06-01 1996-06-03 Methods and apparatus for providing a prepaid, remote entry customer account

Publications (1)

Publication Number Publication Date
DK0836727T3 true DK0836727T3 (da) 1999-12-27

Family

ID=23813104

Family Applications (1)

Application Number Title Priority Date Filing Date
DK96919084T DK0836727T3 (da) 1995-06-01 1996-06-03 Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto

Country Status (11)

Country Link
EP (1) EP0836727B1 (da)
JP (2) JPH11506558A (da)
AT (1) ATE185208T1 (da)
AU (1) AU695518B2 (da)
CA (1) CA2222749C (da)
DE (1) DE69604495T2 (da)
DK (1) DK0836727T3 (da)
ES (1) ES2139359T3 (da)
GR (1) GR3032178T3 (da)
HK (1) HK1010256A1 (da)
WO (1) WO1996038801A1 (da)

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US5993047A (en) * 1997-10-02 1999-11-30 John C. Novogrod Apparatus and method for requesting and dispensing negotiable instruments
US6119931A (en) 1997-10-02 2000-09-19 Novogrod; John C. System and method for requesting and dispensing negotiable instruments
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US6263060B1 (en) * 1998-08-18 2001-07-17 Priority Call Management, Inc. Transportable logic to facilitate a large calling card transaction network supporting dynamic changes
PT1633151T (pt) * 1998-09-15 2017-05-11 Upaid Systems Ltd Sistemas de comunicação
US9098958B2 (en) 1998-09-15 2015-08-04 U-Paid Systems, Ltd. Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
US7010512B1 (en) * 1998-11-09 2006-03-07 C/Base, Inc. Transfer instrument
CN1348568A (zh) * 1998-11-17 2002-05-08 普里内特公司 利用中间帐户的电子付款系统
WO2000051052A1 (en) * 1999-02-25 2000-08-31 Cybersource Corporation Stored value electronic certificate processing
ATE227039T1 (de) 1999-05-03 2002-11-15 Swisscom Mobile Ag Verfahren zum verteilen von wertcodes
WO2000079492A1 (en) * 1999-06-17 2000-12-28 Keil Dean S System and method for acquiring pre-paid products and services
AU6500400A (en) 1999-07-29 2001-02-19 Privacash.Com, Inc. Method and system for transacting an anoymous purchase over the internet
AUPQ250699A0 (en) * 1999-08-27 1999-09-23 E Com Industries E commerce system
JP3782617B2 (ja) 1999-09-02 2006-06-07 グレートインフォメーション株式会社 有価暗号情報発行システム及び通話料決済システム
WO2001045052A2 (en) 1999-10-18 2001-06-21 Sutton David B Auction system requiring advance credit information from both buyer and seller
ITMI992363A1 (it) * 1999-11-11 2001-05-11 Roberto Colli Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta
AU4711801A (en) * 1999-12-06 2001-06-18 Rolfe M. Philip Method of masking the identity of a purchaser during a credit transaction
GB9929983D0 (en) * 1999-12-17 2000-02-09 Hitbits Co Uk Limited On-line purchasing system
AU2001232230A1 (en) * 2000-02-08 2001-08-20 Tokyo Mechatronics Co., Limited Prepaid card settlement system and method on internet and apparatus and method for using them
DE10008132A1 (de) * 2000-02-22 2001-09-06 Brodos Ag Verfahren zur Aufladung eines Prepaid-Kundenkontos und Vorrichtung zur Durchführung des Verfahrens
AU2001240547A1 (en) * 2000-02-22 2001-09-03 Brodos Ag Method for charging a customer account for telecommunication services and corresponding charging system
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DE10021673A1 (de) * 2000-05-05 2001-11-15 Berthold Binder Verfahren und Vorrichtung zur Abwicklung von vorausbezahlbaren geschäftlichen Transaktionen oder Dienstleistungen
US6651885B1 (en) * 2000-06-08 2003-11-25 Luis A. Arias Multi-function transaction processing system
US7181416B2 (en) 2000-06-08 2007-02-20 Blackstone Corporation Multi-function transaction processing system
US7546947B1 (en) 2000-06-08 2009-06-16 Arias Luis A Multi-function transaction processing system
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
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Also Published As

Publication number Publication date
ES2139359T3 (es) 2000-02-01
EP0836727B1 (en) 1999-09-29
DE69604495D1 (de) 1999-11-04
EP0836727A1 (en) 1998-04-22
GR3032178T3 (en) 2000-04-27
ATE185208T1 (de) 1999-10-15
AU695518B2 (en) 1998-08-13
DE69604495T2 (de) 2000-05-04
HK1010256A1 (en) 1999-06-17
MX9709401A (es) 1998-07-31
WO1996038801A1 (en) 1996-12-05
CA2222749C (en) 2003-08-19
AU6151896A (en) 1996-12-18
JP2002189961A (ja) 2002-07-05
JPH11506558A (ja) 1999-06-08
CA2222749A1 (en) 1996-12-05
EP0836727A4 (da) 1998-05-13

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