DE60008669D1 - Verfahren zum Durchführen einer On-Line Zahlungstransaktion mit einer vorausbezahlten Karte und zugeordnete Karte - Google Patents

Verfahren zum Durchführen einer On-Line Zahlungstransaktion mit einer vorausbezahlten Karte und zugeordnete Karte

Info

Publication number
DE60008669D1
DE60008669D1 DE60008669T DE60008669T DE60008669D1 DE 60008669 D1 DE60008669 D1 DE 60008669D1 DE 60008669 T DE60008669 T DE 60008669T DE 60008669 T DE60008669 T DE 60008669T DE 60008669 D1 DE60008669 D1 DE 60008669D1
Authority
DE
Germany
Prior art keywords
card
prepaid card
payment transaction
code
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
DE60008669T
Other languages
English (en)
Other versions
DE60008669T2 (de
Inventor
Roberto Colli
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
THREECODEX Srl
Original Assignee
THREECODEX Srl
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by THREECODEX Srl filed Critical THREECODEX Srl
Publication of DE60008669D1 publication Critical patent/DE60008669D1/de
Application granted granted Critical
Publication of DE60008669T2 publication Critical patent/DE60008669T2/de
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3558—Preliminary personalisation for transfer to user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Landscapes

  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Pinball Game Machines (AREA)
DE60008669T 1999-11-11 2000-11-03 Verfahren zum Durchführen einer On-Line Zahlungstransaktion mit einer vorausbezahlten Karte und zugeordnete Karte Expired - Fee Related DE60008669T2 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IT1999MI002363A ITMI992363A1 (it) 1999-11-11 1999-11-11 Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta
ITMI992363 1999-11-11

Publications (2)

Publication Number Publication Date
DE60008669D1 true DE60008669D1 (de) 2004-04-08
DE60008669T2 DE60008669T2 (de) 2004-08-05

Family

ID=11383942

Family Applications (1)

Application Number Title Priority Date Filing Date
DE60008669T Expired - Fee Related DE60008669T2 (de) 1999-11-11 2000-11-03 Verfahren zum Durchführen einer On-Line Zahlungstransaktion mit einer vorausbezahlten Karte und zugeordnete Karte

Country Status (5)

Country Link
EP (1) EP1100056B1 (de)
AT (1) ATE261158T1 (de)
DE (1) DE60008669T2 (de)
ES (1) ES2220320T3 (de)
IT (1) ITMI992363A1 (de)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2201865B1 (es) * 2001-07-04 2005-05-01 Castaver Asesores, S.L.L. Sistema de tarjetas prepago desechables para transaccion a traves de redes de datos y en concreto internet.
FR2827978A1 (fr) * 2001-07-27 2003-01-31 Daniel Louis Sionis Dispositif de paiement securise pour regler des achats de biens et de services a distance
NO315727B1 (no) * 2002-02-22 2003-10-13 Handcash As Betalingskort og tilhörende fremgangsmåte
CN1650332A (zh) * 2002-02-27 2005-08-03 环电国际公司 安全电子支付方法及装置
NL1020734C2 (nl) * 2002-05-31 2003-12-02 Pulse Marketing Services V O F Werkwijze voor het verrichten van digitale transacties, computerprogramma, en computer.
NL1022105C1 (nl) * 2002-05-31 2003-12-02 Marter B V Werkwijze voor het verrichten van digitale transacties, computerprogramma, en computer.
GB2397677A (en) * 2003-01-23 2004-07-28 Sema Uk Ltd Customer identification using an identification key that is unique to a customer and an organization
NL1024547C2 (nl) * 2003-03-31 2004-10-01 Koninkl Kpn Nv Werkwijze voor het gebruik van een elektromagnetische kraskaart voor het leveren van diensten.
NL1023058C2 (nl) * 2003-03-31 2004-10-01 Koninkl Kpn Nv Werkwijze voor het gebruik van een elektronische kraskaart voor het leveren van diensten.
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
WO2009031912A1 (en) * 2007-09-04 2009-03-12 Mircea Pantelie On-line payment system

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
DK0836727T3 (da) * 1995-06-01 1999-12-27 American Express Trs Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto
US5673309A (en) * 1995-11-17 1997-09-30 Avery Dennison Corporation ATM phone card system
FR2747962A1 (fr) * 1995-12-19 1997-10-31 Ittah Aaron Titre de paiement sur tous les types de reseaux electroniques et en particulier le reseau internet
DE19716068A1 (de) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Verfahren zur Erzeugung eines Guthabens mittels eines vorausbezahlten Wertgutscheins
EP0921487A3 (de) * 1997-12-08 2000-07-26 Nippon Telegraph and Telephone Corporation Verfahren und System zum Verrechnen über das Internet
US6298336B1 (en) * 1997-12-19 2001-10-02 Visa International Service Association Card activation at point of distribution
CN1298526A (zh) * 1998-03-24 2001-06-06 特尔科迪亚技术股份有限公司 对商务交易使用电话呼叫卡的方法

Also Published As

Publication number Publication date
EP1100056A3 (de) 2002-07-03
EP1100056B1 (de) 2004-03-03
ITMI992363A1 (it) 2001-05-11
ATE261158T1 (de) 2004-03-15
ITMI992363A0 (it) 1999-11-11
ES2220320T3 (es) 2004-12-16
EP1100056A2 (de) 2001-05-16
DE60008669T2 (de) 2004-08-05

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Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8339 Ceased/non-payment of the annual fee