ITMI992363A0 - Procedimento di transazione di pagamento in rete mediante carta prepag ata e relativa carta - Google Patents

Procedimento di transazione di pagamento in rete mediante carta prepag ata e relativa carta

Info

Publication number
ITMI992363A0
ITMI992363A0 IT99MI002363A ITMI992363A ITMI992363A0 IT MI992363 A0 ITMI992363 A0 IT MI992363A0 IT 99MI002363 A IT99MI002363 A IT 99MI002363A IT MI992363 A ITMI992363 A IT MI992363A IT MI992363 A0 ITMI992363 A0 IT MI992363A0
Authority
IT
Italy
Prior art keywords
card
payment transaction
network payment
transaction procedure
prepaid card
Prior art date
Application number
IT99MI002363A
Other languages
English (en)
Inventor
Roberto Colli
Original Assignee
Roberto Colli
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Roberto Colli filed Critical Roberto Colli
Priority to IT1999MI002363A priority Critical patent/ITMI992363A1/it
Publication of ITMI992363A0 publication Critical patent/ITMI992363A0/it
Priority to ES00123440T priority patent/ES2220320T3/es
Priority to AT00123440T priority patent/ATE261158T1/de
Priority to DE60008669T priority patent/DE60008669T2/de
Priority to EP00123440A priority patent/EP1100056B1/en
Publication of ITMI992363A1 publication Critical patent/ITMI992363A1/it

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342Cards defining paid or billed services or quantities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • G06Q20/3558Preliminary personalisation for transfer to user
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification
    • G07F7/122Online card verification

Landscapes

  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Pinball Game Machines (AREA)
IT1999MI002363A 1999-11-11 1999-11-11 Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta ITMI992363A1 (it)

Priority Applications (5)

Application Number Priority Date Filing Date Title
IT1999MI002363A ITMI992363A1 (it) 1999-11-11 1999-11-11 Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta
ES00123440T ES2220320T3 (es) 1999-11-11 2000-11-03 Metodo de transaccion de pago en linea utilizando una tarjeta de prepago y tarjeta asociada.
AT00123440T ATE261158T1 (de) 1999-11-11 2000-11-03 Verfahren zum durchführen einer on-line zahlungstransaktion mit einer vorausbezahlten karte und zugeordnete karte
DE60008669T DE60008669T2 (de) 1999-11-11 2000-11-03 Verfahren zum Durchführen einer On-Line Zahlungstransaktion mit einer vorausbezahlten Karte und zugeordnete Karte
EP00123440A EP1100056B1 (en) 1999-11-11 2000-11-03 Online payment transaction method using a prepaid card, and associated card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IT1999MI002363A ITMI992363A1 (it) 1999-11-11 1999-11-11 Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta

Publications (2)

Publication Number Publication Date
ITMI992363A0 true ITMI992363A0 (it) 1999-11-11
ITMI992363A1 ITMI992363A1 (it) 2001-05-11

Family

ID=11383942

Family Applications (1)

Application Number Title Priority Date Filing Date
IT1999MI002363A ITMI992363A1 (it) 1999-11-11 1999-11-11 Procedimento di transazione di pagamento in rete mediante carta prepagata e relativa carta

Country Status (5)

Country Link
EP (1) EP1100056B1 (it)
AT (1) ATE261158T1 (it)
DE (1) DE60008669T2 (it)
ES (1) ES2220320T3 (it)
IT (1) ITMI992363A1 (it)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2201865B1 (es) * 2001-07-04 2005-05-01 Castaver Asesores, S.L.L. Sistema de tarjetas prepago desechables para transaccion a traves de redes de datos y en concreto internet.
FR2827978A1 (fr) * 2001-07-27 2003-01-31 Daniel Louis Sionis Dispositif de paiement securise pour regler des achats de biens et de services a distance
NO315727B1 (no) * 2002-02-22 2003-10-13 Handcash As Betalingskort og tilhörende fremgangsmåte
CN1650332A (zh) * 2002-02-27 2005-08-03 环电国际公司 安全电子支付方法及装置
NL1020734C2 (nl) * 2002-05-31 2003-12-02 Pulse Marketing Services V O F Werkwijze voor het verrichten van digitale transacties, computerprogramma, en computer.
NL1022105C1 (nl) * 2002-05-31 2003-12-02 Marter B V Werkwijze voor het verrichten van digitale transacties, computerprogramma, en computer.
GB2397677A (en) * 2003-01-23 2004-07-28 Sema Uk Ltd Customer identification using an identification key that is unique to a customer and an organization
NL1024547C2 (nl) * 2003-03-31 2004-10-01 Koninkl Kpn Nv Werkwijze voor het gebruik van een elektromagnetische kraskaart voor het leveren van diensten.
NL1023058C2 (nl) * 2003-03-31 2004-10-01 Koninkl Kpn Nv Werkwijze voor het gebruik van een elektronische kraskaart voor het leveren van diensten.
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
WO2009031912A1 (en) * 2007-09-04 2009-03-12 Mircea Pantelie On-line payment system

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577109A (en) * 1994-06-06 1996-11-19 Call Processing, Inc. Pre-paid card system and method
DK0836727T3 (da) * 1995-06-01 1999-12-27 American Express Trs Fremgangsmåder og apparat til tilvejebringelse af en forudbetalt, fjernindlæst kundekonto
US5673309A (en) * 1995-11-17 1997-09-30 Avery Dennison Corporation ATM phone card system
FR2747962A1 (fr) * 1995-12-19 1997-10-31 Ittah Aaron Titre de paiement sur tous les types de reseaux electroniques et en particulier le reseau internet
DE19716068A1 (de) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Verfahren zur Erzeugung eines Guthabens mittels eines vorausbezahlten Wertgutscheins
EP0921487A3 (en) * 1997-12-08 2000-07-26 Nippon Telegraph and Telephone Corporation Method and system for billing on the internet
US6298336B1 (en) * 1997-12-19 2001-10-02 Visa International Service Association Card activation at point of distribution
CN1298526A (zh) * 1998-03-24 2001-06-06 特尔科迪亚技术股份有限公司 对商务交易使用电话呼叫卡的方法

Also Published As

Publication number Publication date
EP1100056A3 (en) 2002-07-03
EP1100056B1 (en) 2004-03-03
ITMI992363A1 (it) 2001-05-11
DE60008669D1 (de) 2004-04-08
ATE261158T1 (de) 2004-03-15
ES2220320T3 (es) 2004-12-16
EP1100056A2 (en) 2001-05-16
DE60008669T2 (de) 2004-08-05

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