CN202494957U

CN202494957U - Computer with payment function

Info

Publication number: CN202494957U
Application number: CN2012200864005U
Authority: CN
Inventors: 关俭文; 唐连云; 古剑
Original assignee: FOSHAN NANHAI CORNUCOPIA DIGITAL ELECTRIC Co Ltd
Current assignee: FOSHAN NANHAI CORNUCOPIA DIGITAL ELECTRIC Co Ltd
Priority date: 2012-03-08
Filing date: 2012-03-08
Publication date: 2012-10-17
Anticipated expiration: 2022-03-08

Abstract

The utility model relates to a computer with a payment function. The computer with the payment function comprises a computer body. The computer body includes a main-board integrated-circuit and further includes a radio frequency identification device (RFID) card reader which is connected with the main-board integrated-circuit. The RFID card reader is provided with an external-installed antenna which is wirelessly connected with an RFID non-contact-type central processing unit (CPU) card. Due to the fact that an RFID reader-writer is implanted into the computer, when payment is needed, an order payment can be finished only by taping the computer with the RFID non-contact-typed CPU card, and therefore the problems of information leaks caused by multi-authentications when a third party online payment method is used, and tedious and inconvenient payment processes can be solved effectively, simultaneously, utilization of radio frequency reader-writer technology in business payment is expanded, and the radio frequency technology is enabled to be popularized among people who apply the business payment.

Description

A kind of computing machine with payment function

Technical field

The utility model relates to a kind of multimedia payment technology, is specifically related to a kind of computing machine with payment function.

Background technology

When at present online ecommerce relates to the payment link; Generally use a computer or equipment and Internet connection such as handheld terminal; Each payment need be through confirming goods order, payment information with the repeatedly authentication communication step of third party's payment mechanism, complex operation inconvenience.

Wireless radio-frequency has been applied to commercial affairs payment link gradually.Wireless radio-frequency is to implant frequency read/write at fixing trade company's end at the application mode majority of commercial affairs payment at present; And RFID (Radio Frequency Identification RF identification) chip is implanted to portable terminal; When consumer wants is ordered; Need described portable terminal and IC-card and described trade company end to be carried out non-contact inductive, finally confirm order and the information of paying to fixing commercial affairs end.But there is the scene limitation in this application mode, can not be applicable to most shopping on net scene.

Computing machine become gradually in people work and the amusement must a part; Current computer is mainly used in file processing, amusement and recreation or browse network etc.; Can certainly on network, do shopping but all only rest on traditional mode that Third Way is paid or cashed on delivery of passing through in the modes of payments; Usually all will be when paying through input consumer's associated bank number of the account and password through the third party; This just possibly cause Private Banking's information earial drainage, and a whole set of is safe, quick and easy payment system has become current matter of utmost importance in the industry so set up.

The utility model content

To the deficiency of prior art, the utility model provides a kind of computing machine with payment function, and it can utilize computer realization transaction payment function safely, quickly and easily.

For realizing above-mentioned purpose, the utility model adopts following technical scheme:

A kind of computing machine with payment function; Comprise computer body; Said computer body is provided with a mainboard integrated circuit, and said computing machine further with payment function comprises the RFID card reader, and said RFID card reader links to each other with the mainboard integrated circuit; The RFID card reader also is provided with an external antenna, said external antenna and the wireless connections of the contactless CPU card of a RFID.

Preferably, said RFID card reader links to each other with the mainboard integrated circuit through USB interface or the UART interface that the mainboard integrated circuit is provided with.

Preferably; Said computing machine with payment function further comprises network; Said network is cable network or wireless network, and said cable network links to each other with the mainboard integrated circuit through the wired network interface, and said wireless network links to each other with the mainboard integrated circuit through wireless network card.

Preferably, said computing machine with payment function further comprises input equipment, and said input equipment links to each other with the mainboard integrated circuit.

Preferably, said input equipment is that mouse is or/and keyboard.

Preferably, said computing machine with payment function further comprises output device, and said output device links to each other with the mainboard integrated circuit.

Preferably, said output device is a display.

Preferably, said computer body is desk-top computer or notebook.

Preferably, the contactless CPU card of the said RFID radio-frequency card that is built-in little mainboard integrated circuit.

A kind of computing machine that the utility model is set forth with payment function; Compared with prior art; Its beneficial effect is: the computing machine that the utlity model has payment function is through being implanted to rfid interrogator in the computing machine, and net end of signal when making the rfid interrogator reading writing working and computer utility uses the contactless CPU card of RFID simultaneously; When the payment link occurs; Only need to use contactless CPU card of RFID and said computing machine to carry out non-contact inductive (clapping card) and can accomplish the order and payment step, efficiently solve and use third party's payment way to need the repeatedly information leakage of authentication, the problem of the loaded down with trivial details inconvenience of flow process; It is sex-limited in the regional center (RC) of commercial affairs payment to have expanded less radio-frequency read-write technology simultaneously; Make radio-frequency technique more universal the application crowd of commercial affairs payment, implementation cost is low, has expanded the functions of use of general computing machine.

Description of drawings

Accompanying drawing 1 is a kind of structured flowchart with computing machine of payment function of the utility model.

Embodiment

Below, in conjunction with accompanying drawing and embodiment, a kind of computing machine with payment function of the utility model done further describing, so that clearerly understand the utility model technological thought required for protection.

A kind of computing machine that the utility model provides with payment function, through being implanted to RFID card reader 2 in the computing machine, net end of signal when making RFID card reader 2 reading writing workings and computer utility; Carry out being connected through network 4 with the server of payment platform; Use the contactless CPU card 3 of RFID simultaneously, when the payment link occurs, only need to use contactless CPU card 3 of RFID and said computing machine to carry out non-contact inductive (clapping card) and can accomplish the order and payment step; Efficiently solve and use third party's payment way to need the repeatedly information leakage of authentication; The problem of the loaded down with trivial details inconvenience of flow process, it is sex-limited in the regional center (RC) of commercial affairs payment to have expanded less radio-frequency read-write technology simultaneously, makes radio-frequency technique more universal the application crowd of commercial affairs payment; Implementation cost is low, has expanded the functions of use of general computing machine.

Particularly, as shown in Figure 1, a kind of computing machine with payment function comprises the contactless CPU card of computer body 1, RFID card reader 2, RFID 3, network 4.Computer body 1 includes a mainboard integrated circuit 11; The USB/UART 12 that RFID card reader 2 is provided with through mainboard integrated circuit 11 (USB interface or UART interface) links to each other with mainboard integrated circuit 11; RFID card reader 2 also is provided with an external antenna 21, external antenna 21 and contactless CPU card 3 wireless connections of RFID.Network 4 can be cable network or wireless network, when adopting cable network, links to each other with mainboard integrated circuit 11 through the wired network interface, when adopting wireless network, links to each other with mainboard integrated circuit 11 through wireless network card.In the utility model preferred embodiment, computer body 1 can adopt desk-top computer, can certainly notebook or panel computer etc.The radio-frequency card that the contactless CPU card 3 of RFID is a kind of built-in little mainboard integrated circuit, with respect to common IC-card, himself has processing capacity, can write down the relevant payment information of payer, for example authentication etc.

The utlity model has the computing machine of payment function, its course of work is following:

1, the 1 pair of merchant website of body that uses a computer is browsed, and confirms order goods;

2, carry out non-contact inductive (bat card) affirmation of paying through contactless CPU card 3 of use RFID and computer body 1 and operate, payment affirmation comprises the information such as authentication that comprise in the contactless CPU card 3 of affirmation RFID;

3, computer body 1 is communicated to payment platform through this authentication information of internet transmission;

4, the server of payment platform confirm after the authentication information payment information of preserving in the payment platform upgraded and feedback information to computer body 1; Wherein, Said payment information comprises sequence information, expense rating information etc.; Computer body 1 is assigned and is instructed RFID card reader 2, and the contactless CPU card 3 of 2 couples of RFID of RFID card reader carries out information updating.

As the utility model preferred embodiment; Computing machine with payment function further comprises, is used for input information and the input equipment 5 that terminal transmission is set, and input equipment 5 links to each other with mainboard integrated circuit 11; Input equipment can be mouse or keyboard, can certainly be the combination of the two.

As the utility model preferred embodiment, the computing machine with payment function further comprises, is used for the output device 6 of display message, and input equipment 6 links to each other with mainboard integrated circuit 11, and output device can adopt display.

For a person skilled in the art, can make other various corresponding changes and distortion, and these all changes and distortion should belong within the protection domain of the utility model claim all according to the technical scheme and the design of above description.

Claims

1. computing machine with payment function; Comprise computer body, said computer body comprises a mainboard integrated circuit, it is characterized in that; Said computing machine further with payment function comprises the RFID card reader; Said RFID card reader links to each other with the mainboard integrated circuit, and the RFID card reader also is provided with an external antenna, said external antenna and the wireless connections of the contactless CPU card of a RFID.

2. the computing machine with payment function according to claim 1 is characterized in that, said RFID card reader links to each other with the mainboard integrated circuit through USB interface or the UART interface that the mainboard integrated circuit is provided with.

3. the computing machine with payment function according to claim 1; It is characterized in that; Said computing machine with payment function further comprises network; Said network is cable network or wireless network, and said cable network links to each other with the mainboard integrated circuit through the wired network interface, and said wireless network links to each other with the mainboard integrated circuit through wireless network card.

4. the computing machine with payment function according to claim 1 is characterized in that, said computing machine with payment function further comprises input equipment, and said input equipment links to each other with the mainboard integrated circuit.

5. the computing machine with payment function according to claim 4 is characterized in that, said input equipment is that mouse is or/and keyboard.

6. the computing machine with payment function according to claim 1 is characterized in that, said computing machine with payment function further comprises output device, and said output device links to each other with the mainboard integrated circuit.

7. the computing machine with payment function according to claim 6 is characterized in that, said output device is a display.

8. the computing machine with payment function according to claim 1 is characterized in that, said computer body is desk-top computer or notebook.

9. the computing machine with payment function according to claim 1 is characterized in that, the radio-frequency card that the contactless CPU card of said RFID is built-in little mainboard integrated circuit.