CN203276428U - Multifunctional fiscard read-write apparatus - Google Patents

Abstract

The utility model discloses a multifunctional fiscard read-write apparatus, comprising a finance module main controller and a fiscard read-write module and a security encryption module in connection with the finance module main controller, wherein the fiscard read-write module comprises a magnetic card read-write module, an IC card read-write module, a radio-frequency card read-write module and a PSAM card read-write module. The multifunctional fiscard read-write apparatus is directly embedded in a mainboard of a consumption terminal and is in connection with a CPU of the consumption terminal. According to current fiscard types, the multifunctional fiscard read-write apparatus integrates four read-write functions of a magnetic card, an IC card, a radio-frequency card and a PSAM card and has perfect compatibility for fiscards. The multifunctional fiscard read-write apparatus is in direct connection with a computer CPU through a communication interface; the main controller directly completes operation for the read-write apparatus; card information data of the read-write apparatus is outputted in an encryption form; the multifunctional fiscard read-write apparatus helps to realize an integrated design idea and substantially raise operation convenience and security.

Description

Multifunctional financial card class read-write equipment

Technical field

The utility model relates to the E-Payment field, relates in particular to a kind of Multifunctional financial card read-write equipment.

Background technology

Existing product on the market at present, panel computer, notebook computer, desktop computer are completed the financial payment process like need, must be by the computer peripheral equipment interface, card-reading apparatus as external in USB interface, but this mode, no matter be in security, compatibility, still degree easy to use aspect all is short of to some extent.

Along with the development of shopping at network platform, the daily shopping proportion that net purchase occupies increasing, a computer with fiscard reader device becomes demand.

The utility model content

Exist security hidden trouble to reach the incompatible deficiency of all kinds of fiscards in order to overcome existing external card-reading apparatus, the purpose of this utility model directly can be fixedly mounted on consumption terminal by communication interface, and the multi-card class is possessed the Multifunctional financial card class read-write equipment of good compatibility.

To achieve these goals, the utility model solves the technical scheme that the problem of its technology takes and is:

Multifunctional financial card class read-write equipment comprises: the financial module master controller;

Be connected with described financial module master controller, be used for reading the fiscard module for reading and writing of card information; Described fiscard module for reading and writing comprises: magnetic card module for reading and writing, IC-card module for reading and writing, RF Signal module and PSAM card module for reading and writing;

Be connected with described financial module master controller, have key, be used for safety encipher module that card information and clip pin are encrypted by key;

Described Multifunctional financial card class read-write equipment directly embeds the mainboard of consumption terminal, is connected with the CPU of consumption terminal.

Described consumption terminal is mobile phone, panel computer, PC or PDA.

The beneficial effects of the utility model are, according to the fiscard kind of existing circulation, with product integrated magnetic card, IC-card, radio-frequency card, four kinds of read-write capabilitys of PSAM card, financial class jig is had perfect compatibility; This financial module directly is connected with the computer master control board by communication interface, directly completes operation to this read-write equipment by master controller, the card category information data of this read-write equipment are all exported with encrypted form; It has realized the integrated design concept, greatly improves convenience and the security of operation; Simultaneously, the display screen of the utility model by consumption terminal shows Transaction Information, the key-press input password has been realized resource sharing, the energy-conserving and environment-protective purpose that has reached.

Description of drawings

Fig. 1 is the modular structure schematic diagram of the utility model embodiment.

In figure: 1, financial module master controller; 2, fiscard module for reading and writing; 3, safety encipher module;

21, magnetic card module for reading and writing; 22, IC-card module for reading and writing; 23, RF Signal module; 24, PSAM card module for reading and writing.

Embodiment

Below in conjunction with drawings and Examples, the utility model is described further:

With reference to shown in Figure 1, Multifunctional financial card class read-write equipment comprises: financial module master controller 1;

Be connected with described financial module master controller 1, be used for reading the fiscard module for reading and writing of card information; Described fiscard module for reading and writing 2 comprises: magnetic card module for reading and writing 21, IC-card module for reading and writing 22, RF Signal module 23 and PSAM card module for reading and writing 24;

Be connected with described financial module master controller 2, have key, be used for safety encipher module 3 that card information and clip pin are encrypted by key;

Described Multifunctional financial card class read-write equipment directly embeds the mainboard of consumption terminal, is connected with the CPU of consumption terminal.

Described Multifunctional financial card class read-write equipment directly embeds the mainboard of consumption terminal, is connected with the CPU of consumption terminal.

Described consumption terminal is PC.

With middle the insertion or close fiscard class read-write equipment arbitrarily in magnetic card, IC-card, radio-frequency card or PSAM card; Swipe the card when consumption terminal need to send to described fiscard class read-write equipment, during the steering order such as key storage, data encryption and authentication, the data that need to send are sent to master controller 1 in described fiscard class read-write equipment by communication interface, master controller 1 is controlled other parts and is carried out this steering order, after this steering order is completed in the keyboard cooperation of fiscard module for reading and writing 2 and safety encipher module 3 and consumption terminal, can output in the CPU of consumption terminal by the communication interface in described fiscard class read-write equipment.When described fiscard class read-write equipment need to send data to consumption terminal, the data that send sent through communication interface, after consumption terminal is received signal, can be undertaken by some modules of consumption terminal inside.

The present embodiment is according to the fiscard kind of existing circulation, with product integrated magnetic card, IC-card, radio-frequency card, four kinds of read-write capabilitys of PSAM card, financial class jig is had perfect compatibility; This financial module directly is connected with the computer master control board by communication interface, directly completes operation to this read-write equipment by master controller, the card category information data of this read-write equipment are all exported with encrypted form; It has realized the integrated design concept, greatly improves convenience and the security of operation; Simultaneously, the display screen of the utility model by consumption terminal shows Transaction Information, the key-press input password has been realized resource sharing, the energy-conserving and environment-protective purpose that has reached.

The announcement of book and instruction according to the above description, the utility model those skilled in the art can also carry out suitable change and modification to above-mentioned embodiment.Therefore, the embodiment that discloses and describe above the utility model is not limited to also should fall in the protection domain of claim of the present utility model modifications and changes more of the present utility model.In addition, although used some specific terms in this instructions, these terms do not consist of any restriction to the utility model just for convenience of description.

Claims (2)

1. Multifunctional financial card class read-write equipment, is characterized in that, comprising: the financial module master controller;

Be connected with described financial module master controller, be used for reading the fiscard module for reading and writing of card information; Described fiscard module for reading and writing comprises: magnetic card module for reading and writing, IC-card module for reading and writing, RF Signal module and PSAM card module for reading and writing;

Be connected with described financial module master controller, have key, be used for safety encipher module that card information and clip pin are encrypted by key;

Described Multifunctional financial card class read-write equipment directly embeds the mainboard of consumption terminal, is connected with the CPU of consumption terminal.

2. Multifunctional financial card class read-write equipment according to claim 1, it is characterized in that: described consumption terminal is mobile phone, panel computer, PC or PDA.