CN114220234A - High integrated finance all-in-one equipment - Google Patents
High integrated finance all-in-one equipment Download PDFInfo
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- CN114220234A CN114220234A CN202111519676.8A CN202111519676A CN114220234A CN 114220234 A CN114220234 A CN 114220234A CN 202111519676 A CN202111519676 A CN 202111519676A CN 114220234 A CN114220234 A CN 114220234A
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- financial
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0009—Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0018—Constructional details, e.g. of drawer, printing means, input means
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Abstract
The invention discloses a high-integration financial all-in-one machine device, which relates to the technical field of financial devices and comprises the following components: the mobile terminal comprises a shell and a battery arranged in the shell, wherein an embedded financial terminal system is arranged on the shell and comprises a financial security subsystem and an Android subsystem which are connected with the battery; the financial security subsystem and the Android subsystem are communicated through a serial port; the financial security subsystem is used for reading bank card information of a user and carrying out security encryption on the bank card information; and the Android subsystem is used for identifying and verifying the identities of the user and the banking staff to complete service handling. The financial all-in-one machine equipment integrates the functions of a flat plate and a financial back splint, and the financial security subsystem and the Android subsystem are communicated through a serial port, so that the communication is stable and reliable, the mobile business handling can be provided, the carrying is convenient, and the financial security level is reached.
Description
Technical Field
The invention relates to the technical field of financial equipment, in particular to high-integration financial all-in-one machine equipment.
Background
Banks not only compete with a huge and powerful shadow bank system, but also face wide competition of financial technology companies and large-scale technology, and the financial technology companies all over the world make great progress in establishing digitalized and physical bank products and services. With the increasing importance of cloud computing, artificial intelligence and digital platforms, the competition is more and more intense.
In order to stand out in the increasingly competitive environment, banks develop new service means in disputes, the development trend of changing from high-cabinet type service to low-cabinet type service has appeared in bank outlets, and in addition, in order to improve the service experience of high-end customers, a VIP service hall is additionally arranged, but the measures still cannot meet the service requirements of differentiation, individuation, anytime and anywhere of the current customers. Therefore, a plurality of banks aim at the mobile business and carry out the mobile transformation of the bank business IT system, so that a safe and convenient financial terminal for providing mobile service for customers is the key of the mobile business which is stopped at the propaganda and display level by the banks and causes the propaganda, marketing and transaction integrated service.
The financial back splint meets the requirement of outgoing marketing operation of financial customers, a special operating system is adopted, and the bank can realize mobile marketing, transaction and business handling based on the flat plate and the financial back splint, but the flat plate and the financial back splint are independently separated, the flat plate is a universal flat plate for the market, and the safety is not guaranteed; the bank business handling personnel need to carry two devices, namely a tablet and a financial back clip, so that the mobile business handling is not facilitated; the tablet personal computer and the financial back splint are communicated through Bluetooth, and the communication distance and the speed stability are limited.
Therefore, how to integrate the tablet function and the financial back-clip function into a whole, provide financial security guarantee, and mobile business transaction, and ensure speed stability is a problem that needs to be solved urgently by technical personnel in the field.
Disclosure of Invention
In view of the above, the invention provides a highly integrated financial all-in-one machine, which integrates a tablet function and a financial back-clip function, adopts a customized design, provides financial level security guarantee and mobile business handling, and is convenient to carry, and high in stability and reliability.
In order to achieve the above purpose, the invention provides the following technical scheme:
a highly integrated financial institution device comprising: the mobile terminal comprises a shell and a battery arranged in the shell, wherein an embedded financial terminal system is arranged on the shell and comprises a financial security subsystem and an Android subsystem which are connected with the battery; the financial security subsystem and the Android subsystem are communicated through a serial port;
the financial security subsystem is used for reading bank card information of a user and carrying out security encryption on the bank card information;
and the Android subsystem is used for identifying and verifying the identities of the user and the banking staff to complete service handling.
Optionally, the financial security subsystem includes a magnetic card reading module, a contact IC card reading module, a non-contact IC card reading module, and a security encryption module; the magnetic card reading module, the contact type IC card reading module and the non-contact type IC card reading module are all connected with the security encryption module;
the magnetic card reading module adopts a safety encryption magnetic head and is used for reading standard bank cards and passbooks at home and abroad;
the contact type IC card reading module is used for reading a standard financial bank card and a financial social security card;
the non-contact IC card reading module is used for reading a Unionpay card, a mastercard, a VISA card, an NFC mobile phone and an NFC standard TAG;
and the security encryption module encrypts the acquired bank card information according to a security key and firmware signature verification, and establishes a security channel with the background server by using a digital certificate.
Optionally, the Android subsystem includes an identity authentication module, a communication module, an electromagnetic screen, and an LCD touch screen; the electromagnetic screen and the LCD touch screen are both connected with a battery and embedded in the shell; the identity authentication module is in data interactive connection with the financial security subsystem through the communication module;
an electromagnetic pen support is arranged on one side of the shell, and an electromagnetic pen is buckled on the electromagnetic pen support; the electromagnetic screen is electrically connected with the electromagnetic pen and used for signing operation of a user;
and a random soft keyboard is displayed on the LCD touch screen and is used for inputting the personal password of the user.
Optionally, the identity authentication module includes a fingerprint device module, a second-generation card module, and a camera assembly; the fingerprint instrument module and the second-generation certificate module are embedded in the shell; the camera component comprises a camera and a camera bracket for fixing the camera;
the top of the shell is provided with a mounting groove for mounting a camera and a camera bracket, and the bottom of the camera bracket is connected with a rotating shaft for driving the camera and the camera bracket to rotate; the top of the rotating shaft is fixedly connected with the bottom of the camera support, and the bottom of the rotating shaft is connected with a driving motor for driving the rotating shaft to rotate; the mounting groove both sides are equipped with the rotatory arc wall of camera and camera support of being convenient for.
Optionally, the communication module includes a WIFI module, a bluetooth module, and a 4G module.
Optionally, the system further comprises a positioning module, wherein the positioning module comprises a GPS module, a GLONASS module and a big dipper function module.
Optionally, the housing includes an upper housing, a lower housing and a security chip embedded in the housing;
an anti-disassembly component is arranged in a cavity formed by the upper shell and the lower shell, and is fixedly connected with the upper shell and the lower shell at the same time;
the anti-dismantling component is electrically connected with the safety chip, and when the anti-dismantling component is damaged, the safety chip deletes the safety key stored in the anti-dismantling component.
Optionally, the system further comprises an audio receiving device and a loudspeaker, and is used for receiving the recording information of the user and sending voice broadcast reminding information to the user.
Optionally, a USB interface is provided on the housing, the USB interface is electrically connected to the battery, and the battery is powered through the USB interface.
According to the technical scheme, compared with the prior art, the invention discloses and provides the high-integration financial all-in-one machine, which integrates the functions of a flat plate and a financial back clamp, adopts a customized design, is convenient to carry and can provide mobile business handling; the financial security subsystem and the Android subsystem are communicated through a serial port, so that the communication is stable, and the financial level security is achieved; in addition, the structural arrangement of user identity authentication is more humanized, and the camera adopts a push-pull rotatable structural design, so that the requirement of human face image acquisition of users with different heights and different angles is met; the anti-disassembly design of the shell can detect whether the equipment is attacked by uncapping, illegally detecting the plaintext of the secret key and the like, and if the equipment is attacked, the secret key can be immediately deleted, so that the equipment is in a locked state.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a block diagram showing the construction of an embedded financial terminal system;
FIG. 2 is a block diagram of a financial security subsystem;
FIG. 3 is a structural block diagram of an Android subsystem;
fig. 4 is a schematic diagram of the circuit connection of the financial all-in-one machine.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiment of the invention discloses a high-integration financial all-in-one machine, as shown in figure 1, comprising: the embedded financial terminal system comprises a financial security subsystem and an Android subsystem which are connected with the battery; the financial security subsystem and the Android subsystem are communicated through a serial port;
the financial security subsystem is used for reading bank card information of a user and carrying out security encryption on the bank card information;
and the Android subsystem is used for identifying and verifying the identities of the user and the bank service personnel to complete service handling.
Referring to fig. 2, the financial security subsystem includes a magnetic card reading module, a contact IC card reading module, a non-contact IC card reading module, and a security encryption module; the magnetic card reading module, the contact type IC card reading module and the non-contact type IC card reading module are all connected with the security encryption module;
the magnetic card reading Module (MCR) adopts a safety encryption magnetic head and is used for reading standard bank cards and passbooks at home and abroad;
the contact type IC card reading module (ICC) conforms to the EMV/PBOC L1 and L2 standards and is used for reading standard financial bank cards and financial social security cards;
the non-contact IC card reading module (NFC) accords with the domestic and foreign standards such as EMV/QPBOC L1, QPBOC L2, QUICS, PayPass, Paywave and the like, is used for reading Unionpay cards, MasterCard, VISA cards, NFC mobile phones and NFC standard TAG, and can be applied to the service scene of digital RMB;
the security encryption module, namely the equipment supports international and national cipher hardware algorithms, encrypts the acquired bank card information according to a security key and firmware signature verification to prevent the bank card information from being tampered, ensures the authenticity and integrity of firmware running in the equipment, establishes a security channel with a background server by using a digital certificate, and ensures the security of key downloading and transaction interaction.
As shown in fig. 3, the Android subsystem includes an identity authentication module, a communication module, an electromagnetic screen, and an LCD touch screen; the electromagnetic screen and the LCD touch screen are both connected with the battery and embedded in the shell; the identity authentication module is in data interactive connection with the financial security subsystem through the communication module;
an electromagnetic pen support is arranged on one side of the shell, and the electromagnetic pen is buckled on the electromagnetic pen support; the electromagnetic screen is electrically connected with the electromagnetic pen, the encrypted safe electromagnetic screen is adopted, and the electromagnetic pen is matched with the electromagnetic screen to perform signature operation of a user, so that the electronic signature is prevented from being forged;
the LCD touch screen displays a random soft keyboard, and the digit position is randomly changed after each input, so that a user can safely input a personal password.
Furthermore, the identity authentication module comprises a fingerprint instrument module, a second-generation card module and a camera assembly; the fingerprint instrument module and the second-generation card module are embedded in the shell; the camera component comprises a camera and a camera bracket for fixing the camera;
the top of the shell is provided with a mounting groove for mounting a camera and a camera bracket, and the bottom of the camera bracket is connected with a rotating shaft for driving the camera and the camera bracket to rotate; the top of the rotating shaft is fixedly connected with the bottom of the camera support, and the bottom of the rotating shaft is connected with a driving motor for driving the rotating shaft to rotate; the mounting groove both sides are equipped with the arc wall of the camera and the camera support rotation of being convenient for. The camera of the equipment adopts the structural design of a push-pull rotatable camera, and can well meet the requirements of human face image acquisition at different heights and different angles.
Further, the communication module comprises a WIFI module, a Bluetooth module and a 4G module. In addition, the remote video conference can be realized by combining the communication module and the camera assembly.
Furthermore, the device also comprises a positioning module, wherein the positioning module comprises a GPS module, a GLONASS module and a Beidou functional module.
Next, the financial all-in-one machine equipment is subjected to anti-disassembly design, and the shell comprises an upper shell, a lower shell and a safety chip arranged in the shell;
an anti-dismounting component is arranged in a cavity formed by the upper shell and the lower shell, and is fixedly connected with the upper shell and the lower shell at the same time;
the anti-disassembly component is electrically connected with the safety chip, and when the anti-disassembly component is damaged, the safety chip immediately deletes the safety key stored in the anti-disassembly component, so that the equipment is in a locking state.
In addition, the voice broadcasting system also comprises an audio receiving device and a loudspeaker, and is used for receiving the recording information of the user and sending voice broadcasting reminding information to the user. Furthermore, a USB interface can be arranged on the shell, the USB interface is electrically connected with the battery, the battery is powered through the USB interface, and the USB interface can also be used as main equipment to be connected with other peripheral equipment. The patch can be updated regularly through the Android subsystem, a signature verification function is used for firmware and application, and illegal firmware and application downloading and installation into equipment are avoided.
Fig. 4 is a schematic diagram of circuit connection of the financial all-in-one machine device, the device integrates a tablet function and a financial back-clip function, a financial security subsystem and an Android subsystem communicate with each other through a serial port, communication is stable and reliable, and the design of the whole machine meets standards of UPTS and PCI to achieve financial level security. The shell adopts the anti-disassembly design, can be used for detecting whether equipment is attacked by uncapping, illegally detecting a secret key plaintext and the like, and once the illegal attack is detected, the secret key is immediately cleared, so that the equipment is in a locked state, and the information safety of a user is ensured.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (9)
1. A highly integrated financial all-in-one machine device, comprising: the mobile terminal comprises a shell and a battery arranged in the shell, wherein an embedded financial terminal system is arranged on the shell and comprises a financial security subsystem and an Android subsystem which are connected with the battery; the financial security subsystem and the Android subsystem are communicated through a serial port;
the financial security subsystem is used for reading bank card information of a user and carrying out security encryption on the bank card information;
and the Android subsystem is used for identifying and verifying the identities of the user and the banking staff to complete service handling.
2. The highly integrated financial all-in-one machine device as claimed in claim 1, wherein the financial security subsystem comprises a magnetic card reading module, a contact type IC card reading module, a non-contact type IC card reading module and a security encryption module; the magnetic card reading module, the contact type IC card reading module and the non-contact type IC card reading module are all connected with the security encryption module;
the magnetic card reading module adopts a safety encryption magnetic head and is used for reading standard bank cards and passbooks at home and abroad;
the contact type IC card reading module is used for reading a standard financial bank card and a financial social security card;
the non-contact IC card reading module is used for reading a Unionpay card, a mastercard, a VISA card, an NFC mobile phone and an NFC standard TAG;
and the security encryption module encrypts the acquired bank card information according to a security key and firmware signature verification, and establishes a security channel with the background server by using a digital certificate.
3. The highly integrated financial all-in-one machine device according to claim 1, wherein the Android subsystem comprises an identity authentication module, a communication module, an electromagnetic screen and an LCD touch screen; the electromagnetic screen and the LCD touch screen are both connected with a battery and embedded in the shell; the identity authentication module is in data interactive connection with the financial security subsystem through the communication module;
an electromagnetic pen support is arranged on one side of the shell, and an electromagnetic pen is buckled on the electromagnetic pen support; the electromagnetic screen is electrically connected with the electromagnetic pen and used for signing operation of a user;
and a random soft keyboard is displayed on the LCD touch screen and is used for inputting the personal password of the user.
4. The integrated financial machine equipment as claimed in claim 3, wherein the identity authentication module comprises a fingerprint device module, a second-generation card module, and a camera assembly; the fingerprint instrument module and the second-generation certificate module are embedded in the shell; the camera component comprises a camera and a camera bracket for fixing the camera;
the top of the shell is provided with a mounting groove for mounting a camera and a camera bracket, and the bottom of the camera bracket is connected with a rotating shaft for driving the camera and the camera bracket to rotate; the top of the rotating shaft is fixedly connected with the bottom of the camera support, and the bottom of the rotating shaft is connected with a driving motor for driving the rotating shaft to rotate; the mounting groove both sides are equipped with the rotatory arc wall of camera and camera support of being convenient for.
5. The highly integrated financial all-in-one machine device as claimed in claim 3, wherein the communication module comprises a WIFI module, a Bluetooth module and a 4G module.
6. The integrated financial institution equipment of claim 1, further comprising a positioning module, wherein the positioning module comprises a GPS module, a GLONASS module, and a beidou function module.
7. The integrated financial machine device of claim 1, wherein the housing comprises an upper housing, a lower housing and a security chip embedded in the housing;
an anti-disassembly component is arranged in a cavity formed by the upper shell and the lower shell, and is fixedly connected with the upper shell and the lower shell at the same time;
the anti-dismantling component is electrically connected with the safety chip, and when the anti-dismantling component is damaged, the safety chip deletes the safety key stored in the anti-dismantling component.
8. The integrated financial machine equipment as claimed in claim 1, further comprising an audio receiving device, a speaker for receiving the recorded information of the user and sending a voice broadcast reminding message to the user.
9. The integrated financial machine of claim 1, wherein the housing has a USB port, the USB port is electrically connected to the battery, and the battery is powered through the USB port.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111519676.8A CN114220234A (en) | 2021-12-13 | 2021-12-13 | High integrated finance all-in-one equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111519676.8A CN114220234A (en) | 2021-12-13 | 2021-12-13 | High integrated finance all-in-one equipment |
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| Publication Number | Publication Date |
|---|---|
| CN114220234A true CN114220234A (en) | 2022-03-22 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111519676.8A Pending CN114220234A (en) | 2021-12-13 | 2021-12-13 | High integrated finance all-in-one equipment |
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| CN208706001U (en) * | 2018-07-20 | 2019-04-05 | 珠海汇金科技股份有限公司 | Banking integral type finance mobile terminal |
| CN210348706U (en) * | 2019-10-18 | 2020-04-17 | 广州南翼信息科技有限公司 | Desktop formula upset camera information calling set |
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2021
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Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN203276428U (en) * | 2013-05-31 | 2013-11-06 | 深圳市中磁计算机技术有限公司 | Multifunctional fiscard read-write apparatus |
| CN103366202A (en) * | 2013-07-08 | 2013-10-23 | 中国工商银行股份有限公司 | Data preprocessing terminal and system employing integrated circuit (IC) card |
| CN104217327A (en) * | 2014-09-25 | 2014-12-17 | 山东中孚信息产业股份有限公司 | Financial IC (integrated circuit) card Internet terminal and trading method thereof |
| CN205405731U (en) * | 2016-03-01 | 2016-07-27 | 新晨科技股份有限公司 | Remove financial business terminal all -in -one |
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Application publication date: 20220322 |
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