CN202563592U - Safety on-line remote non-contact IC (integrated circuit) card writing top-up system - Google Patents

Safety on-line remote non-contact IC (integrated circuit) card writing top-up system Download PDF

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Publication number
CN202563592U
CN202563592U CN2012201893217U CN201220189321U CN202563592U CN 202563592 U CN202563592 U CN 202563592U CN 2012201893217 U CN2012201893217 U CN 2012201893217U CN 201220189321 U CN201220189321 U CN 201220189321U CN 202563592 U CN202563592 U CN 202563592U
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China
Prior art keywords
card
contact
money
server
write
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Expired - Lifetime
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CN2012201893217U
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Chinese (zh)
Inventor
董建强
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Zhengzhou Xinda Jiean Information Technology Co Ltd
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Zhengzhou Xinda Jiean Information Technology Co Ltd
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Abstract

The utility model relates to a safety on-line remote non-contact IC (integrated circuit) card writing top-up system which comprises a certificate server, an issuer server, a computer desktop system, a desktop non-contact IC card writing top-up service module and a non-contact IC card reader. The issuer server is in network connection with the certificate server. The computer desktop system is connected with the issuer server through a network. The desktop non-contact IC card writing top-up service module is disposed in the computer desktop system. The non-contact IC card reader is used based on the computer desktop system and has the functions of bank card swiping and bus pass top-up writing. The desktop non-contact IC card writing top-up service module is connected with the non-contact IC card reader. The desktop non-contact IC card writing top-up service module is connected with the issuer server through a USB (universal serial bus) Key for providing a security authentication carrier. The safety on-line remote non-contact IC card writing top-up system is high in safety, malicious users are effectively prevented from optionally and illegally topping up, and non-contact IC card topping up without going out is achieved.

Description

The online long-range non-contact IC card of safety is write the card charging system
Technical field
The utility model relates to a kind of non-contact IC card and writes the card charging system, and the online long-range non-contact IC card of particularly a kind of peace safety is write the card charging system.
Background technology
Non-contact IC card is called radio-frequency card again.Form by IC chip, induction antenna.Generally be encapsulated in the PVC card of standard, chip and antenna do not expose.It successfully combines REID and IC-card technology.Card near the read write line surface, is accomplished data write operation through the transmission of radiowave in the certain distance scope.Non-contact IC card is widely used in fields such as public transport, all-in-one campus card.In these applications, at present general present situation is when the user need supplement with money in card, must supplement the site with money and just can supplement with money to what fix.But this can bring some troubles to the user, such as if supplement the site with money not nearby, just needs special trip to walk certain distance and goes to supplement with money.In addition, if the people who supplements with money more also will wait in line.Therefore, generally speaking, it is a thing that relatively wastes time and energy that this type card is supplemented with money.
How to improve and existing supplement mode with money, make its both more simple possible, easy to use being easy to promoted, and realizes home-confinedly can accomplishing supplementing with money of this type card, and good security is arranged again, prevents that effectively malicious user from arbitrarily illegally supplementing with money, becomes urgent problem.
Summary of the invention
The purpose of the utility model is to overcome the deficiency that the existing non-contact IC card mode of supplementing with money exists and the online long-range non-contact IC card of peace safety that provides write the card charging system.
The purpose of the utility model be achieved in that comprise certificate server, card issuer's server, computer desktop system, be installed in desktop non-contact IC card in the computer desktop system write card supplement with money the serviced component module, as the USBKey of safety certification carrier is provided, based on the noncontact IC card read/write device of computer desktop system, it is characterized in that:
The computer desktop system is connected with noncontact IC card read/write device, and the computer desktop system is connected with card issuer's server through network, and the computer desktop system is connected with USBKey when safety certification, and card issuer's server is connected with certificate server through network,
Be installed in the intrasystem desktop non-contact IC card of computer desktop and write card and supplement the function that the serviced component module then provides mutual interface and starts and realize supplementing with money for the user with money,
Said USBKey is a kind of hardware device of USB interface of private key and the digital certificate store space with storage user, its built-in single-chip microcomputer or intelligent card chip.
The utlity model has following good effect: when non-contact IC card when Sorry, your ticket has not enough value, must go special non-contact IC card to supplement the site with money and supplement with money at present.But this can bring some troubles to people, such as if supplement the site with money not nearby, just needs special trip to walk certain distance and goes to supplement with money.In addition, if the people who supplements with money more also will wait in line.Therefore, generally speaking, it is a thing that relatively wastes time and energy that non-contact IC card is supplemented with money.If adopt the online remote writing-card recharge method of the safety that proposes in the utility model then can solve the above problems; Thereby make the existing mode of supplementing with money be improved; Make its both more simple possible; Easy to use being easy to promoted, and has good security again, prevents that effectively malicious user from arbitrarily illegally supplementing with money.Realize home-confinedly can accomplishing non-contact IC card and supplementing with money.
Description of drawings
Fig. 1 is the basic synoptic diagram of the utility model.
Embodiment
The basic synoptic diagram of the utility model is as shown in Figure 1, the utility model discloses the online remote writing-card charging system of a kind of safety.
The online long-range non-contact IC card of a kind of safety is write the card charging system; Comprise certificate server 1, card issuer's server 2, computer desktop system 3, be installed in desktop non-contact IC card in the computer desktop system 3 write card supplement with money the serviced component module, as the USBKey4 of safety certification carrier is provided, based on the noncontact IC card read/write device 5 of computer desktop system, it is characterized in that:
Computer desktop system 3 is connected with noncontact IC card read/write device 5; Computer desktop system 3 is connected with card issuer's server 2 through network; Computer desktop system 3 is connected with USBKey 4 when safety certification, and card issuer's server 2 is connected with certificate server 1 through network
Be installed in the intrasystem desktop non-contact IC card of computer desktop and write card and supplement the function that the serviced component module then provides mutual interface and starts and realize supplementing with money for user's non-contact IC card 6 with money,
Said USBKey 4 is hardware devices of a kind of USB interface of private key and the digital certificate store space with storage user, its built-in single-chip microcomputer or intelligent card chip.
A kind of safe online remote writing-card recharge method is characterized in that: this method comprises uses USBKey as the carrier of safety certification being provided, in desktop system, increasing special-purpose desktop non-contact IC card and write that card is supplemented serviced component (be designated hereinafter simply as special use write card supplement assembly with money) with money and safety certification is supplemented three essential parts such as agreement with money.
Described USBKey is a kind of hardware device of USB interface.Its built-in single-chip microcomputer or intelligent card chip has certain storage space, can store user's private key and digital certificate, utilizes the built-in public key algorithm of USBKey can realize the authentication to user identity.Because private key for user is kept in the closed security zone in the USBKey, uses any way all can't read in theory, therefore can guarantee the security of authentification of user.
Described special use is write card and is supplemented assembly with money and be used to carry out safety certification and supplement agreement with money.It comprises two aspect functions: the card issuer of a right and wrong Contact Type Ic Card carries out the authentication of identity, the transmission of charging information etc.; The 2nd, call external read write line and write recharge amount to card.
Described safety certification supplement with money agreement be meant the each side that in the process that whole remote writing-card is supplemented with money, relates to agreement and the standard that should follow.It is to be based upon on the basis of the certificate that uses public-key that this safety certification is supplemented agreement with money.User's public key certificate and private key and corresponding enciphering and deciphering algorithm, digest algorithm all are stored in the USBKey; Safety certification with supplement with money in the process, card is write in special use, and to supplement between assembly and the card issuer's server related data that needs receive and dispatch with money all be to handle (like digital signature, encryption and decryption etc.) via USBKey.
The distribution of public key certificate may further comprise the steps:
1. certificate server is that card issuer and user generate public key certificate separately;
2. the certificate server off-line writes card issuer's server public key certificate to USBKey;
3. certificate server is to card issuer's server notification user's public key certificate;
Special use is write card and is supplemented with money between assembly and the card issuer's server through public key certificate, realizes both sides' authentication, and and then realizes transmission and the affirmation etc. of load value data.
It is following that safety certification is supplemented the message that agreement sends with money:
1.?C->S:?PEs(IDc,Nc)
2.?S->C:?PEc(Ns,SIGs(Nc))
3.?C->S:?PEs(Ns,AMOUNT)
4.?S->C:?PEc(Ns+1,RESULTsc)
5.?C->S:?PEs(Ns+2,RESULTcs)
Wherein, C representes that user side's special use writes card and supplement assembly with money, and S representes card issuer's server take over party;
PEc representes the public key encryption with C, and SIGc representes the private key signature with C;
PEs representes the public key encryption with S, and SIGs representes the private key signature with S;
IDc representes card number information; AMOUNT need to represent recharge amount;
Nc representes the proof factor (producing at random when at every turn concluding the business) that C produces;
Ns representes the proof factor (producing at random when at every turn concluding the business) that S produces;
RESULTsc representes that S returns to C and allows the result that supplements with money, and 0 for not allowing, and 1 for allowing;
RESULTcs representes C returns successful recharging whether result to S;
It is following that safety certification is supplemented the detailed step that agreement carries out with money:
The first step, the user writes the card number IDc and the amount information AMOUNT that needs in card, to supplement with money that card is supplemented input non-contact IC card in the assembly with money in the special use of desktop system;
In second step, special use is write card and is supplemented assembly with money and send authentication and charging request to card issuer's server, and request content comprises that card number information IDc writes the proof factor Nc that card is supplemented the assembly generation with money with special-purpose.(all encryption and decryption of user side, the function of signature are all realized by USBKey request content with card issuer's server side public key encryption; Special use is write card and is supplemented assembly with money and be responsible for the data that needs are handled are sent into USBKey; USBKey calculates the back and writes card to special use and supplement assembly with money and return result, and hereinafter repeats no more);
The 3rd step; Card issuer's server is searched the corresponding certificate of this user according to IDc; And after this certificate legitimacy of certificate server checking, produce a new proof factor Ns, utilize oneself private key that Nc is signed after; With both one reinstate the user side encrypted public key encrypt, pass to user's special use then and write card and supplement assembly with money;
In the 4th step, special use is write card and is supplemented cipher-text information that assembly sends card issuer's server with money and carry out DecryptDecryption (earlier with self private key DecryptDecryption, again with the PKI visa server signature of the card issuer's server that prestores in the USBKey), inspection Nc consistance; If inconsistent, then finish this recharge procedure.
In the 5th step, special use is write card and is supplemented with money and send card issuer's server to after assembly will need recharge amount information A MOUNT and Ns one to reinstate the public key encryption of card issuer's server;
In the 6th step, the on-line payment function that card is supplemented assembly startup user desktop with money is write in special use, makes the user pass through Web bank or third party's payment platform (like Alipay etc.) required recharge amount is carried out on-line payment;
In the 7th step, after user's on-line payment success, whether card issuer's server will be compared user's actual delivery amount of money identical with said amount of money AMOUNT of the 5th step; If inequality, then return user's payment, and finish this recharge procedure to user account.
In the 8th step, card issuer's server returns to user's special use with Ns+1 (it is in order to prevent Replay Attack that Ns adds 1) and RESULTsc=1 with user side's encrypted public key encryption and writes card and supplement assembly with money;
In the 9th step, user's special use is write card and is supplemented assembly with money after obtaining writing Card Admissions, writes the card device writes amount information from AMOUNT quantity to card through external.
In the tenth step, if write card successfully, user's special use is write card and is supplemented assembly with money and return success information to card issuer's server; If write card crash, user's special use is write card and is supplemented assembly with money and return the card crash information of writing to card issuer's server, returns the user after the payment at card issuer's server to user account, this recharge procedure end.

Claims (1)

1. the online long-range non-contact IC card of safety is write the card charging system; Comprise certificate server, card issuer's server, computer desktop system, be installed in desktop non-contact IC card in the computer desktop system write card supplement with money the serviced component module, as the USBKey of safety certification carrier is provided, based on the noncontact IC card read/write device of computer desktop system, it is characterized in that:
The computer desktop system is connected with noncontact IC card read/write device, and the computer desktop system is connected with card issuer's server through network, and the computer desktop system is connected with USBKey when safety certification, and card issuer's server is connected with certificate server through network,
Be installed in the intrasystem desktop non-contact IC card of computer desktop and write card and supplement the function that the serviced component module then provides mutual interface and starts and realize supplementing with money for the user with money,
Said USBKey is a kind of hardware device of USB interface of private key and the digital certificate store space with storage user, its built-in single-chip microcomputer or intelligent card chip.
CN2012201893217U 2012-04-28 2012-04-28 Safety on-line remote non-contact IC (integrated circuit) card writing top-up system Expired - Lifetime CN202563592U (en)

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CN2012201893217U CN202563592U (en) 2012-04-28 2012-04-28 Safety on-line remote non-contact IC (integrated circuit) card writing top-up system

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Application Number Priority Date Filing Date Title
CN2012201893217U CN202563592U (en) 2012-04-28 2012-04-28 Safety on-line remote non-contact IC (integrated circuit) card writing top-up system

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102708618A (en) * 2012-04-28 2012-10-03 郑州信大捷安信息技术股份有限公司 Remote online safety non-contact IC (integrated circuit) card writing recharging system and recharging method
CN103714624A (en) * 2013-12-19 2014-04-09 吴根佑 Method, system and server for recharging electronic wallet and recharging operating terminal
CN104537763A (en) * 2015-01-12 2015-04-22 上海贤能信息技术有限公司 Intelligent IC card recharge device and method
WO2017020468A1 (en) * 2015-08-06 2017-02-09 深圳市文鼎创数据科技有限公司 Data exchange method and apparatus for composite smart card device

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102708618A (en) * 2012-04-28 2012-10-03 郑州信大捷安信息技术股份有限公司 Remote online safety non-contact IC (integrated circuit) card writing recharging system and recharging method
CN102708618B (en) * 2012-04-28 2014-05-07 郑州信大捷安信息技术股份有限公司 Remote online safety non-contact IC (integrated circuit) card writing recharging system and recharging method
CN103714624A (en) * 2013-12-19 2014-04-09 吴根佑 Method, system and server for recharging electronic wallet and recharging operating terminal
CN103714624B (en) * 2013-12-19 2016-08-24 吴根佑 Electronic purse recharging method, system and supplement operation terminal with money
CN104537763A (en) * 2015-01-12 2015-04-22 上海贤能信息技术有限公司 Intelligent IC card recharge device and method
CN104537763B (en) * 2015-01-12 2016-11-30 上海贤能信息技术有限公司 A kind of intellective IC card recharging device and recharge method thereof
WO2017020468A1 (en) * 2015-08-06 2017-02-09 深圳市文鼎创数据科技有限公司 Data exchange method and apparatus for composite smart card device

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Granted publication date: 20121128