CN201477682U - Remote authorization management system of commercial bank - Google Patents
Remote authorization management system of commercial bank Download PDFInfo
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- CN201477682U CN201477682U CN2009203077090U CN200920307709U CN201477682U CN 201477682 U CN201477682 U CN 201477682U CN 2009203077090 U CN2009203077090 U CN 2009203077090U CN 200920307709 U CN200920307709 U CN 200920307709U CN 201477682 U CN201477682 U CN 201477682U
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Abstract
The utility model relates to a remote authorization management system of a commercial bank, which is characterized by comprising an image acquisition platform, a foreground computer, a background computer and a server. The image acquisition platform is provided with double cameras and is used for collecting business documents and head portraits of business handlers; the foreground computer is connected with the image acquisition platform and is used for processing images and sending authorization application to the background; the background computer is connected with the foreground computer and is used for identifying the authorization application sent by the foreground computer and sending authorization commands to the foreground computer; and the server is used for storing information on business chains and respectively receiving storage documents, checks, identity cards, customer head portraits, voice of authorizing people and tellers and also billing information. The utility model realizes the purposes of optimizing the process, standardizing the authorization management, saving the manpower, reducing the cost, improving the efficiency and preventing the risk, and has the significance in controlling the authorization risk, reducing the operational cost and the management cost in each circle, preventing the repeated investment and improving the automation degree of the authorization.
Description
Technical field
The utility model relates to commercial bank authoring system field, specifically a kind of remote authorization management system.
Background technology
The original authorization of commercial bank be the teller when carrying out business operation, when running into authorization tasks, notified on authorization is responsible for mandate.Authorize and be responsible for the content that need examine three aspects: 1, whether the operation of being done on core system before the teller is wrong; Does 2, whether this business take place in real time? at the scene whether the client; 3, whether the voucher and the client itself of client's submission be relevant.After examining, authorize the person in charge can determine whether authorize, authorize the general mode of using magnetic card or IC-card, this is traditional licensing mode.
The drawback that this licensing mode exists is as follows:
The first, from business operation, only write down the result who authorizes, the act of authorization is not carried out the management and the control of system;
The second, on operational risk, the teller, mandate person, supervisor all are in same physical points, and this authorization itself provides the condition of ganging up crime to the lawless person;
Three, from cost control, no matter be in the site of what scale, existing licensing mode has determined to be equipped with to authorize and has been responsible for, and such mode has caused waste of manpower resource and do not conformed to physics and chemistry, has increased cost;
Four, on professional efficient, to authorize and be responsible for frequent demand side 5-7 teller, task is heavy, and the rhythm anxiety influences the judgement of authorizing, and the concurrent situation of business is difficult to look after, and increases client's stand-by period.
Therefore, existing licensing mode can not satisfy risk control and the efficiency under the data centralization pattern of bank, can not satisfy financial system reform to the cost control problem under commercial bank's future trend.
Summary of the invention
The utility model provides a kind of commercial bank remote authorization management system for the deficiency that overcomes above existence.
This commercial bank remote authorization management system is characterized in that: comprises,
The image acquisition platform that has dual camera is used for capturing service voucher and business handling person's head portrait;
The foreground computer that is connected with the image acquisition platform is used to carry out Flame Image Process and sends authorized application to the backstage computer;
The backstage computer that is connected with the foreground computer is used to screen the authorized application that the foreground computer sends, and sends authorized order to the foreground computer;
The server that is used for the storage service chain information receives storage voucher, check, I.D., client's head portrait and mandate person and teller's voice, accounting information respectively.
Above-described image acquisition platform comprises the flat base that is used to place voucher, is connected in the pillar on the flat base, and the pillar top is provided with the head portrait acquisition camera, is connected with support in the middle of the pillar, and support is provided with the image acquisition camera.Gather the voucher and the transacting business personnel's that come head portrait simultaneously and send to the foreground computer and preserve processing.
Support comprises upper supporting plate and lower carrier plate, and the lower carrier plate relative fixed is on pillar, and upper supporting plate is connected on the pillar by ball bearing, also is provided with the guidepost that is used to adjust the upper supporting plate position between upper supporting plate and lower carrier plate.The height that can regulate upper supporting plate is in the image taking that adapts to different size.
Adopt the remote authorization management system to have the meaning of following several respects in commercial bank:
1, optimizes human resources, control cost effectively.Can be responsible for for the mandate that bank reduces more than 2/3, reduce a lot of personnel's wages and utilization cost.
2, promote work efficiency, increase customer satisfaction degree.Reduced the situations such as mandate inefficiency of authorizing queuing to cause, avoided the field staff to authorize the quality phenomenon, reduced the service authorization time, simplified the complexity of foreground transaction, shortened the waiting time of client before sales counter because of authorizing pressure to reduce greatly.
3, strengthen the risk prevention ability.The teller is on remote authorization software and do not know to be responsible for object, only shows ID number of this person in charge, lands numbering.
4, real-time oversight Authorized operation effectively improves supervisory quality.Main frame long with being responsible for row on remote authorization software dock, and business operation is authorized in monitoring in real time, is responsible for to go length and can examine, check authenticity, correctness, standardization, the legitimacy of every accounting content of each outlet; But the accuracy of audit voucher's key element and integrality; Can have access to all business information in real time, really accomplish real-time monitoring.Thoroughly changed the situation of supervising work and becoming a mere formality afterwards.Improve the efficient of subsequent supervision, pinpoint the problems sooner.
5, business chain information stores.Remote authorization software detects all the elements that teller's emulation terminal is produced always.All operations information all can be retained, the operation steps of each workflow control of remote authorization has all stored in the Operation Log, need the file of storage to be registered in the index service, and carry out the management of file by resource service, when business is inquired about, not only have only image information like this, other operation informations all can show in the lump, guarantee the accuracy of information fully, evaded the generation of error.
So commercial bank adopts the remote authorization pattern, can reach optimize flow process, standard empowerment management, save manpower, purpose such as reduce cost, raise the efficiency, avert risks, existing credential management and miniature system are brought optimization on the matter.The remote authorization pattern is authorized risk to control, reduces the operational and administrative expenses of each row, avoids overlapping investment, and it is all significant to improve aspects such as authorizing automaticity.
Description of drawings
Fig. 1 is the utility model system architecture synoptic diagram.
Fig. 2 is an image acquisition platform structure synoptic diagram of the present utility model.
Embodiment
Below in conjunction with accompanying drawing to the utility model being described with embodiment.
As shown in Figure 1, this commercial bank remote authorization management system is included in each bank cashier front end, and need to install that a specific authorisation image acquisition platform 1, being used to of being connected with the image acquisition platform carry out Flame Image Process and send authorized application foreground computer 2 to backstage computer 3 be the professional PC of teller, and foreground computer 2 is installed emulation terminals, remote authorization software.When taking place to authorize business, foreground staff use authority image acquisition platform 1 on foreground computer 2 is finished the collection of image, video, audio frequency, video recording, sends authorized applications to backstage computer 3 simultaneously; Backstage computer 3 is equipped with emulation terminal, remote authorization software, receive and finish the real time inspection of information such as image that the foreground computer sends, video, audio frequency, video recording, and confirm whether authorize, and associated authorization is examined structure be delivered on the foreground computer 2 according to the relevant information that the foreground computer is submitted to; System also comprises the server 4 that is used for the storage service chain information, server 4 ends need provide remote authorization master control service, day handle eventually and the auto-update of system, remote authorization file service, the service of I.D. image file etc. automatically, more specifically say so and receive storage voucher, check, I.D., client's head portrait and mandate person and teller's voice, accounting information respectively.Therefore mandate person's terminal needs server end that many-sided mutual support is provided.And teller terminal also needs to authorize the operation system operation after finishing further to be submitted in the comprehensive business system, thus the interlock of realization and comprehensive business system.
Support comprises upper supporting plate 14 and lower carrier plate 15, and lower carrier plate 15 relative fixed are on pillar 11, and upper supporting plate 14 is connected on the pillar 11 by ball bearing 16, and 15 of upper supporting plate 14 and lower carrier plates also are provided with the guidepost 17 that is used to adjust the upper supporting plate position.The image taking that can adapt to different size by the height of regulating upper supporting plate 14.
This commercial bank remote authorization management system adopts special-purpose mandate image acquisition platform, using up and down, two high definition cameras carry out image acquisition, following camera collection business voucher image, last camera collection head portrait, image is real-time fully, can connect video, and the own backstage Digital Image Processing chip of use company carrying out lossless process to images acquired, is that the remote authorization system is implemented indispensable hardware device.Novel image acquisition platform can accomplish and the computer plug and play, adjusting and maintenance that need not specialty, so the pressure of system maintenance and cost are seldom; Do not need specific mainboard or video card, be not subjected to the influence and the restriction of computer hardware upgrading, support Windows XP professional version or upgrade version Windows operating system.In order to reach better result of use, native system embodiment detail parameters is as follows:
(1), mechanical part:
1, negative is an aluminium, and black oxidation, black are dominant hue so that the shooting of follow-up image and reduction, and the negative peripheral frame is convenient to take A4 paper and weight reduction;
2, bracket fixing plate is the aluminium chemical nickel plating, act as the location of guidepost;
3, pillar is tubing nickel plating, is used for supporting adjustable plate and hiding connecting line;
4, axle sleeve nickel plating is so that sliding panel moves up and down;
5, the steel ball tightening is in order to regulate up and down highly location.
(2), camera part:
1, camera can be taken A4, the following business voucher paper of A5 equal-amplitude surface, 8,000,000 pixels, manual focusing down;
2, going up camera is the HD video camera, and 2,000,000 pixels (containing above) are used when cooperating camera mandate down, are used to take head portrait;
3, common focusing range: main focusing range is 15cm～100cm;
4, single image picking rate=0.5 second;
5, picture format: RGB24;
6, jpeg image compress mode;
7, colored degree of depth black white image, 16 above coloured images;
8, image file size: take the A4 book size, satisfying under the prerequisite of picture quality image file size=300K (16 above coloured images); Take A5 (1/2A4) book size, satisfying under the prerequisite of picture quality image file size=150K (16 above coloured images);
9, angular field of view: more than 60 degree.
(3), backstage picture processing chip performance:
1, picture processing chip, processed pixels are 8,000,000 pixels.
2, high speed USB 2.0 interfaces can reach 480Mb/s;
3,30 frame/seconds of frame speed;
4, CMOS progressive scanning picture sensor;
5, support static picture catching (GIF, BMP) and dynamically AVI picture catching, MP4;
6, hardware and bottom software are supported later image enhancement function such as time shutter, aberration, brightness, contrast, saturation degree;
7, bill front image ratio of compression=80%, back of bill image ratio of compression=20%.
8, image color is abundant, true to nature, high-grade image quality;
9, support the general access waies of all WINDOWS such as DIRECT SHOW, VIDEO FOR WINDOW comprehensively;
10, support Windows XP and above operating system;
(4), other performances:
1, plug and play meets localized power requirement rule;
2, support can crooked certain angle, and adjustable angle is whole;
3, camera connecting line length can extend to 3 meters;
4, working environment: temperature+5 are ℃ to 35 ℃, relative humidity 15% to 85%;
5, shell is sturdy and durable.
Claims (3)
1. commercial bank's remote authorization management system is characterized in that: comprises,
The image acquisition platform that has dual camera is used for capturing service voucher and business handling person's head portrait;
The foreground computer that is connected with the image acquisition platform is used to carry out Flame Image Process and sends authorized application to the backstage computer;
The backstage computer that is connected with the foreground computer is used to screen the authorized application that the foreground computer sends, and sends authorized order to the foreground computer;
The server that is used for the storage service chain information receives storage voucher, check, I.D., client's head portrait and mandate person and teller's voice, accounting information respectively.
2. commercial bank according to claim 1 remote authorization management system, it is characterized in that: described image acquisition platform comprises the flat base that is used to place voucher, be connected in the pillar on the flat base, the pillar top is provided with the head portrait acquisition camera, be connected with support in the middle of the pillar, support is provided with the image acquisition camera.
3. commercial bank according to claim 2 remote authorization management system, it is characterized in that: described support comprises upper supporting plate and lower carrier plate, the lower carrier plate relative fixed is on pillar, upper supporting plate is connected on the pillar by ball bearing, also is provided with the guidepost that is used to adjust the upper supporting plate position between upper supporting plate and lower carrier plate.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009203077090U CN201477682U (en) | 2009-08-10 | 2009-08-10 | Remote authorization management system of commercial bank |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009203077090U CN201477682U (en) | 2009-08-10 | 2009-08-10 | Remote authorization management system of commercial bank |
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| Publication Number | Publication Date |
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| CN201477682U true CN201477682U (en) | 2010-05-19 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2009203077090U Expired - Fee Related CN201477682U (en) | 2009-08-10 | 2009-08-10 | Remote authorization management system of commercial bank |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916477A (en) * | 2010-07-19 | 2010-12-15 | 中国工商银行股份有限公司 | Bank teller terminal remote-authorization method, server and system |
| CN102855710A (en) * | 2012-09-14 | 2013-01-02 | 交通银行股份有限公司 | Method and system for remotely authenticating customer identity information |
| CN105160772A (en) * | 2014-05-30 | 2015-12-16 | Ncr公司 | Automated check deposit decisions |
| CN107958551A (en) * | 2017-12-29 | 2018-04-24 | 福建省农村信用社联合社 | A kind of full channel remote centralized authoring system of the expansible bank of business |
| CN108921510A (en) * | 2018-06-27 | 2018-11-30 | 中国建设银行股份有限公司 | Banking remote auto checking method and system |
-
2009
- 2009-08-10 CN CN2009203077090U patent/CN201477682U/en not_active Expired - Fee Related
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916477A (en) * | 2010-07-19 | 2010-12-15 | 中国工商银行股份有限公司 | Bank teller terminal remote-authorization method, server and system |
| CN101916477B (en) * | 2010-07-19 | 2012-12-05 | 中国工商银行股份有限公司 | Bank teller terminal remote-authorization system |
| CN102855710A (en) * | 2012-09-14 | 2013-01-02 | 交通银行股份有限公司 | Method and system for remotely authenticating customer identity information |
| CN102855710B (en) * | 2012-09-14 | 2015-07-22 | 交通银行股份有限公司 | Method and system for remotely authenticating customer identity information |
| CN105160772A (en) * | 2014-05-30 | 2015-12-16 | Ncr公司 | Automated check deposit decisions |
| CN105160772B (en) * | 2014-05-30 | 2019-03-29 | Ncr公司 | Automatic checking account decision |
| CN107958551A (en) * | 2017-12-29 | 2018-04-24 | 福建省农村信用社联合社 | A kind of full channel remote centralized authoring system of the expansible bank of business |
| CN108921510A (en) * | 2018-06-27 | 2018-11-30 | 中国建设银行股份有限公司 | Banking remote auto checking method and system |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20100519 Termination date: 20170810 |
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| CF01 | Termination of patent right due to non-payment of annual fee |