CN203038374U - Corporate business self-help all-in-one machine - Google Patents
Corporate business self-help all-in-one machine Download PDFInfo
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- CN203038374U CN203038374U CN 201320018953 CN201320018953U CN203038374U CN 203038374 U CN203038374 U CN 203038374U CN 201320018953 CN201320018953 CN 201320018953 CN 201320018953 U CN201320018953 U CN 201320018953U CN 203038374 U CN203038374 U CN 203038374U
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Abstract
The utility model provides a corporate business self-help all-in-one machine, which comprises a machine cabinet, wherein the machine cabinet comprises an industrial control host, a power supply module, a check processing module, a card processing module, a bill printing module, a log printing module and a second generation identity card recognition module which are connected with the industrial control host, wherein the machine cabinet is provided with a display, a keyboard, a printed bill outlet, a printed log outlet, a check passageway and an identity card (IC) passageway which are connected in the inner portion of the machine cabinet, and the power supply module supplies power for the whole corporate business self-help all-in-one machine. The check processing module is connected with the check passageway, collects checks, scans and distinguishes the checks, and judges the checks to collect or return, the card processing module is connected with the card passageway, and distinguishes inserted IC cards or magnetic stripes, the bill printing module is connected with the printed bill outlet, and supplies receipt vouchers of collected checks for users through a printed voucher outlet, and the log printing module is connected with the printed log outlet, and supplies operated logs for the users through the printed log outlet. The corporate business self-help all-in-one machine can deal with check business in unlimited time in a self-help mode.
Description
Technical field
The utility model relates to Possum, is specifically related to the self-service all-in-one of a kind of service for corporate customers.
Background technology
Along with deeply popularizing of financial circles IT application process, the contact of banking ticket payment all needs a mode quick, safe, that maintain secrecy to carry out, yet ticket payment exchange termination operation is original, poor stability, low, the manpower waste of exchange efficiency, directly have influence on the enforcement that clients fund steams again and concludes the business, caused the hysteresis of economic development, therefore, business finance, bank and clearing center are badly in need of a kind of professional self-service all-in-one to public affairs, to change present bank to accepting of taking of client's bill, problem that the stand-by period is long in limited time.
The utility model content
The self-service all-in-one of a kind of service for corporate customers that the utility model provides, described all-in-one comprises rack, described rack inside comprises power module, China second-generation identity card identification module, check processing module, card processing module, bill printing module and the daily record print module of industrial control host and described industrial control host control linkage, and described rack is provided with the inner display that links to each other of rack, keyboard, printed tickets outlet, print log outlet, check is imported and exported and IC-card is imported and exported;
Described power module provides power supply for whole self-aided terminal all-in-one;
Described check processing module is imported and exported with described check and is linked to each other, and collects check, and check is identified, and judges check is collected or return;
Described card processing module with described stick into the outlet link to each other, to the insertion IC-card or magnetic stripe scan identification;
Described bill printing module links to each other with the printed tickets outlet, and the receipt bill of the check of collecting is provided to the user by described printed tickets outlet;
Described daily record print module links to each other with described print log outlet, provides Operation Log by this print log outlet to the user.
In first preferred embodiment that the utility model provides: described power module comprises primary power and standby power supply, and described primary power is alternating current 220V power supply, automatically switches to described standby power supply power supply during described primary power source de-energizes.
In second preferred embodiment that the utility model provides: described check processing module comprises the false proof verification module of check, anti-counterfeit of seals verification module, check scan module, magnetic code read module, OCR module and the check memory module that connects successively, and the false proof verification module of wherein said check is imported and exported with described check and linked to each other;
After the user sends check into described all-in-one by the check import and export, the false proof verification module of described check is identified described check, whether the paper of judging described check meets false proof requirement, judge that described check enters described anti-counterfeit of seals verification module after qualified the seal of described check is differentiated, by after enter described check scan module, described check scan module carries out two-sided coloured image scanning to check, described magnetic code read module is read the magnetic code on the described check, voucher on the described check of described OCR module Recognition and Acquisition number and the hand-written amount of money, described check memory module is stored check, and the chest portion of described check memory module is divided according to requiring to be designed to meet GA166-2006.
In the 3rd preferred embodiment that the utility model provides: described check processing module also comprises the invalidated ticket memory module;
Check is not by in the false proof verification module of check, anti-counterfeit of seals verification module and the magnetic code read module after each, described check is sent outside the described all-in-one by described check import and export from described all-in-one is mobile from inside to outside, when importing and exporting the described check return from described check when the user does not in time fetch, described check is reclaimed automatically as invalidated ticket be stored in the described invalidated ticket memory module.
In the 4th preferred embodiment that the utility model provides: stating the card processing module is suction-type magnetic stripe, the two-in-one card reader of Contact Type Ic Card.
In the 5th preferred embodiment that the utility model provides: described bill printing module also comprises the module of affixing one's seal, and the used seal of the described module of affixing one's seal meets the regulation of the seal specifications of quality and the method for inspection among the GA241.1-241.8-2000.
In the 6th preferred embodiment that the utility model provides: described keyboard is metal encrypted keyboard, supports des and the 3des computing of each specification, supports Bank of Communications's code keypad hardware encryption.
In the 7th preferred embodiment that the utility model provides: described display is infrared touch panel LCD more than 15 cun, and contrast was not less than 1: 400, adopts capacitance plate.
In the 8th preferred embodiment that the utility model provides: described all-in-one also comprises service inquiry module, voice cue module and the security monitoring module of industrial control host control linkage;
Described service inquiry module provides the service of personal account inquiry and change of secret code; Described voice cue module is carried out voice suggestion to user's operation.
Described security monitoring module is arranging encrypted secret key, data access is by the form of secret key encryption, data to input and output are carried out validity checking, and each switch realizes rolling automatically account behind the door, and with data transmission to the backstage, automatically the status checking of door, ballot box, mailbox and the equipment of affixing one's seal before and after carrying out is preserved automatically and is backed up open the door monitoring record and the Operation Log of all-in-one.
In the 9th preferred embodiment that the utility model provides: described all-in-one rack enclosure is provided with rig camera.
The beneficial effect of the self-service all-in-one of a kind of service for corporate customers that the utility model provides comprises:
The self-service all-in-one of a kind of service for corporate customers that the utility model provides supports to handle the check business, IC can with the login of magnetic stripe card, can carry out anti-counterfeiting detection to check, data identification etc., the user can in unlimited time goes the self-service check business of handling.
Description of drawings
The structural representation of the self-service all-in-one of a kind of service for corporate customers that Fig. 1 provides for the utility model;
The structural representation of the embodiment of the self-service all-in-one of a kind of service for corporate customers that Fig. 2 provides for the utility model;
The check process flow figure of the self-service all-in-one of a kind of service for corporate customers that Fig. 3 provides for the utility model;
The bill that Fig. 4 provides for the utility model is self-service accepts the method flow diagram that machine is collected check;
The operator of bank that Fig. 5 provides for the utility model takes out the method flow diagram of check from the self-service all-in-one of this service for corporate customers;
The user that Fig. 6 provides for the utility model prints the method flow diagram of pay-in slip the 3rd at the self-service all-in-one of service for corporate customers.
Embodiment
The self-service all-in-one of a kind of service for corporate customers that the utility model provides, the structure of this all-in-one as shown in Figure 1, comprise rack, rack inside comprises power module, check processing module, card processing module, bill printing module and the daily record print module of industrial control host and this industrial control host control linkage, and rack is provided with the inner display that links to each other of rack, keyboard, printed tickets outlet, print log outlet, check is imported and exported and IC-card is imported and exported.
Power module provides power supply for whole self-aided terminal all-in-one.
The China second-generation identity card identification module carries out the authentication of user identity;
The check processing module is imported and exported with check and is linked to each other, and collects check, and check is identified, and judges check is collected or return.
The card processing module with stick into the outlet link to each other, to the insertion IC-card or magnetic stripe identify.
The bill printing module links to each other with the printed tickets outlet, and the receipt bill of the check of collecting is provided to the user by this printed tickets outlet.
The daily record print module links to each other with the print log outlet, provides Operation Log by this print log outlet to the user.
The self-service all-in-one of a kind of service for corporate customers that the utility model provides, the structure of the preferred embodiment of this all-in-one as shown in Figure 2.
The industrial control host performance is not less than the P42.8GHz of Intel, double-core.
Power module comprises primary power and standby power supply, and this primary power is the alternating current 220V power supply, should be able to automatically switch to the standby power supply power supply during primary power source de-energizes.
Main power voltage is when the 85%-110% of ratings range, and system need not carry out any adjustment still can operate as normal.Standby power supply is should be able to backed bill self-service accept that machine is finished the work of 100 parts of receipt of continuous printing or when non-receipt is printed working time reach 10min.
The check processing module comprises the false proof verification module of check, anti-counterfeit of seals verification module, check scan module, magnetic code read module, the OCR(Optical Character Recognition that connects successively, optical character identification) module and check memory module.
Wherein check is imported and exported and is linked to each other with the false proof verification module of check, after the user sends check into the self-service all-in-one of this service for corporate customers by the check import and export, the false proof calibration mode BOB(beginning of block) of check is identified check, whether the paper of judging this check meets false proof requirement, judge that check enters anti-counterfeit of seals verification module after qualified the seal of check is differentiated, by after enter the check scan module.The check scan module carries out the scanning of two-sided coloured image to check, and the magnetic code read module is read the magnetic code on the check, the voucher on the OCR module Recognition and Acquisition check number and the hand-written amount of money, and the check memory module is stored check.
Check is not by in the false proof verification module of check, anti-counterfeit of seals verification module and the magnetic code read module after each, check is sent outside the all-in-one by the check import and export from all-in-one is mobile from inside to outside, the check processing module also comprises with check imports and exports the invalidated ticket memory module that links to each other, when importing and exporting the check return from check when the user does not in time fetch, this check is reclaimed automatically as invalidated ticket be stored in the invalidated ticket memory module.The casing part of this check memory module can be designed to meet GA166-2006(People's Republic of China (PRC) public safety standard-thief-resistant safe as requested).
The check processing module supports that disposable maximum quantity is 50 many continuous tickets of receiving, and is receiving continuously under the state of ticket, supports returned ticket automatically.The image experience seal system that two-sided colored continuous sweep speed is not less than 10/min scanning back image under the check scan module 200dpi tests seal back percent of pass automatically and on average is not less than 80%.
The card processing module is suction-type magnetic stripe, the two-in-one card reader of Contact Type Ic Card, realizes that the user logins by IC-card, magnetic stripe card.Magnetic card is handled the regulation that should meet GB/T15120.1-1994, GB/T15120.2-1994, GB/T15120.3-1994, GB/T15120.4-1994, GB/T15120.5-1994, IC-card is handled the requirement that meets GB/T14916-2006, GB/T16649.1-2006, GB/T16649.2-2006, GB/T16649.3-2006, by EMV, the PBOC2.0 demonstration.This card reader stable performance, reliable can be read by the magnetic card of demagnetization 1/3.
The print speed of bill printing module is not less than 40/minute standard A 4 paper, the paper feeding cassette capacity is not less than 1300 standard A 4 paper, support A4, A5 size paper, printer can be accomplished condition monitoring, but monitoring printer paperboard, the few paper of carton lack situations such as paper and print cartridge capacity are low.
The bill printing module also comprises the module of affixing one's seal, used seal meets the regulation of the middle seal specifications of quality of GA241.1-241.8-2000 " seal police management information system standard " and the method for inspection, used seal chapter face is smooth, and the seal literary composition deformation rate under difference is impressed pressure is compared less than 1% with standard seal literary composition.Literary composition that seal is impressed meets the performance index of seal automatic recognition system in " seal police management information system standard " and detection method about the standard of effective seal literary composition, and the degree of deformation of tested seal literary composition and standard seal literary composition is smaller or equal to 2%.Every page of paper support quantity: 1-4/A4 that affixes one's seal.Seal is changed and can be carried out at the equipment placement location by the personnel of bank or maintainer, and need not additional means.
It is stable, reliable that the daily record print module is printed, the state-detection that can accomplish few paper, scarce paper.
Keyboard is metal encrypted keyboard, supports des and the 3des computing of each specification, supports Bank of Communications's code keypad hardware encryption.
Display is infrared touch panel LCD more than 15 cun, high sensitivity, and contrast is not less than 1:400, adopts capacitance plate.
The interface display basic language of display is Chinese, can be multilingual according to local demand support, and the character set of interface display should be by the regulation of GB/T18789.For the transaction that produces service charge, on amount of money inputting interface, should increase the prompting of relevant formalities expense.
Interface display comprises waits for that transaction interface, speech selection interface, personal identification number inputting interface, function are selected the interface, wait for the interface, inquire about output interface, deposited the check interface in, check information is replenished the interface, deposit check-authentication failed interface, deposit the detailed display interface of check and Transaction Success interface.
Appearance is similar in the wait transaction interface " welcomes you to use the self-service machine of accepting of XXXX bill, please insert bank card " etc.Also can occur user's Service Phone in this interface, point out with information such as card safety, advertisements.
The self-service machine of accepting of bill can be supported multilingual selection, supports Chinese at least, and speech selection shows in the interface: " Chinese ", " English " etc.
The personal identification number inputting interface is defined voluntarily by the side of accepting, and shows personal identification number input grid.
Presentation Function is selected the interface behind the input personal identification number, shows " inquiry ", " deposits bill " etc. in.
Bill is self-service to be accepted machine and just can show in processing procedure and wait for and showing at the interface " handles please wait a moment " etc.
Function selects to select in interface or the inquiry output interface to occur depositing in after " depositing check " the check interface display " please insert check " etc.
Check information is replenished the interface, deposit check in after, behind the scanning check pros and cons image, replenish the interface in check information and demonstrate direct picture and other records that identify, require the user to check and replenish item by item.
According to OCR with read magnetic information, with the user's input information comparison, if consistance is lower than requirement, go out existing check-authentication failed interface after seal authentication failed or the nominal value authentication failed, show " woulding you please take away unrecognized check " etc.
Go out the detailed display interface of existing check after the check verification success, show the check drawer, income side, the amount of money, details such as date.
Occur the Transaction Success interface during Transaction Success, show printed words such as " Transaction Success ", and relevant voucher to be printed such as prompting.
The self-service all-in-one of a kind of service for corporate customers provided by the invention also comprises the service inquiry module of industrial control host control linkage and the security monitoring module of voice cue module.
The service inquiry module provides services such as personal account inquiry and change of secret code, and voice cue module is carried out voice suggestion to user's operation.
The security monitoring module is arranging encrypted secret key, data access is by the form of secret key encryption, data to input and output are carried out validity checking, and each switch realizes rolling automatically account behind the door, and with data transmission to the backstage, automatically carry out status checkings such as front and back door, ballot box, mailbox and the equipment of affixing one's seal, open the door monitoring record and the Operation Log of all-in-one are preserved automatically and backed up.
Bill is self-service accepts the no tangible indenture in rack enclosure surface, scuffing, crack, distortion, pollution etc. of machine, the surface coated layer even, non-foaming, the be full of cracks and wearing and tearing, metallic element non-corroding and other mechanical damages,. the unlatching of cabinet door should be flexible, electronic housing crack between a door and its frame gap is less than 3.5mm, the fastening non-loosening of parts, the control flexibility and reliability of keyboard switch key and other control assemblies.The outer literal by functions of shell, the symbol of the literal of this functions is clear to be rectified and meets the countries concerned's standard.
The self-service all-in-one of this service for corporate customers can also be provided with rig camera by rack enclosure.The self-service all-in-one of service for corporate customers is according to the placement location difference, and the self-service safety of accepting machine of bill can be designed to meet the relevant regulations among GB4943 and the GA745-2008.
The self-service all-in-one of service for corporate customers provided by the invention is to handle pattern in self-service 24 hours with check from the single solution mode expansion of traditional cabinet face, fully carry out BPR (Business Process Reengineering), it is minimum that check processing risk is dropped to, and reaches best user and experience and the low customer using cost of trying one's best.
This bill is self-service accepts check that machine can handle for the city check, and the check treatment scheme comprises as shown in Figure 3:
Step S1, the self-service machine of accepting of bill is collected check, provides the receipt bill to the user.
Step S2, the operator of bank takes out check from the self-service all-in-one of this service for corporate customers.
Step S3, the user prints pay-in slip the 3rd at the self-service all-in-one of service for corporate customers.
The concrete steps of described step S1 comprise as shown in Figure 4:
Step S101, user import pay-in slip information, and the self-service machine of accepting of bill verifies whether the check of this pay-in slip information correspondence is with the city check, is, execution in step S102 not, imports and exports returned check from check.
Pay-in slip is divided into three: the first coupling families and retains connection, second bank's bookkeeping copy, the 3rd enterprise's bookkeeping copy.
The first, the 3rd need give the enterprise customer, book keeping operation need be retained by second bank, superintends and directs the center after treating to mail in second day, carries out superintending and directing processing after corresponding.
Enterprise customer's two receipt do not have the requirement of concrete print format.
Bank retain the second owing to superintended and directed flow process after walking in second day, the section of the template identification of superintending and directing after considering, OCR identification, bill image etc., second will try one's best and pay-in slip form that bank prints is consistent.
Step S102, the checking cheque sum, checking is by back execution in step S103, and checking is not by importing and exporting returned check from check.
The self-service machine of accepting of bill is by the amount of money of display demonstration check, and whether this amount of money of user rs authentication is correct, judges and select to carry out next step operation or returned check.
Step S103, user deposit the check material object in, and the self-service check processing module of accepting machine of bill is collected check.
Step S104, the self-service bill printing module of accepting machine of bill is printed the receipt bill, sends by the printed tickets outlet after affixing one's seal through the module of affixing one's seal.
The self-service all-in-one of service for corporate customers with check receive appropriate after, need to print the receipt bill, just the pay-in slip user retains connection, adds a cover after printing successfully after bank receives appropriate seal, spues and takes away to the user.The user retains connection, does not have too high call format, as long as print format conforms to existing pay-in slip substantially.
Among the step S2, when the bill that prestores reaches when necessarily requiring, the operator of bank will all take the bill that prestores that check is concentrated away, after handling by the local bill exchange system, transfer to the sorting that bank carries out local bill, and concrete steps comprise as shown in Figure 5:
Step S201, the operator of bank selects to enter extraction check window at the self-service all-in-one of service for corporate customers.
Step S202 determines beginning bulk print pay-in slip the second, and the operator of bank collects whole second pay-in slips.
Step S203 joins check in kind.
Step S204 beats sign indicating number and swap data, finishes.
Wherein, the security monitoring module of the self-service all-in-one of service for corporate customers is arranging encrypted secret key, and data access is carried out validity checking by the form of secret key encryption to the data of input and output.
Among the step S3, after second day after the enterprise customer hands over check, if this check can normally keep accounts, the user can arrive and print pay-in slip the 3rd on the self-service all-in-one of service for corporate customers, the connection that keeps accounts, and concrete steps comprise as shown in Figure 6:
Step S301, user import pay-in slip serial number or number of the account.
Step S302, system queries pay-in slip result is check execution in step S303 when normally having kept accounts in result.
Step S303 prints the 3rd advance list, spues behind the paid clear chapter of lid fund and finishes to the user.
The 3rd print format is with first consistent the getting final product.
Should be noted that at last: above embodiment is only in order to illustrate that the technical solution of the utility model is not intended to limit, although with reference to above-described embodiment the utility model is had been described in detail, those of ordinary skill in the field are to be understood that: still can make amendment or be equal to replacement embodiment of the present utility model, and do not break away from any modification of the utility model spirit and scope or be equal to replacement, it all should be encompassed in the middle of the claim scope of the present utility model.
Claims (10)
1. self-service all-in-one of service for corporate customers, it is characterized in that, described all-in-one comprises rack, described rack inside comprises power module, China second-generation identity card identification module, check processing module, card processing module, bill printing module and the daily record print module of industrial control host and described industrial control host control linkage, and described rack is provided with the inner display that links to each other of rack, keyboard, printed tickets outlet, print log outlet, check is imported and exported and IC-card is imported and exported;
Described power module provides power supply for the self-service all-in-one of whole service for corporate customers;
Described China second-generation identity card identification module carries out user's authentication;
Described check processing module is imported and exported with described check and is linked to each other, and collects check, and check is identified, and judges check is collected or return;
Described card processing module with described stick into the outlet link to each other, to the insertion IC-card or magnetic stripe scan identification;
Described bill printing module links to each other with the printed tickets outlet, provides the receipt of collecting check voucher by described printed tickets outlet to the user;
Described daily record print module links to each other with described print log outlet, provides Operation Log by this print log outlet to the user.
2. all-in-one as claimed in claim 1 is characterized in that, described power module comprises primary power and standby power supply, and described primary power is alternating current 220V power supply, automatically switches to described standby power supply power supply during described primary power source de-energizes.
3. all-in-one as claimed in claim 1, it is characterized in that, described check processing module comprises the false proof verification module of check, anti-counterfeit of seals verification module, check scan module, magnetic code read module, OCR module and the check memory module that connects successively, and the false proof verification module of wherein said check is imported and exported with described check and linked to each other;
After the user sends check into described all-in-one by the check import and export, the false proof verification module of described check is identified described check, whether the paper of judging described check meets false proof requirement, judge that described check enters described anti-counterfeit of seals verification module after qualified the seal of described check is differentiated, by after enter described check scan module, described check scan module carries out two-sided coloured image scanning to check, described magnetic code read module is read the magnetic code on the described check, voucher on the described check of described OCR module Recognition and Acquisition number and the hand-written amount of money, described check memory module is stored check, and the chest portion of described check memory module is divided according to requiring to be designed to meet GA166-2006.
4. the all-in-one of stating as claim 3 is characterized in that, described check processing module also comprises the invalidated ticket memory module;
Check is not by in the false proof verification module of check, anti-counterfeit of seals verification module and the magnetic code read module after each, described check is sent outside the described all-in-one by described check import and export from described all-in-one is mobile from inside to outside, when importing and exporting the described check return from described check when the user does not in time fetch, described check is reclaimed automatically as invalidated ticket be stored in the described invalidated ticket memory module.
5. all-in-one as claimed in claim 1 is characterized in that, described card processing module is suction-type magnetic stripe and Contact Type Ic Card card reader.
6. all-in-one as claimed in claim 1 is characterized in that, described bill printing module also comprises the module of affixing one's seal, and the used seal of the described module of affixing one's seal meets the regulation of the seal specifications of quality and the method for inspection among the GA241.1-241.8-2000.
7. all-in-one as claimed in claim 1 is characterized in that, described keyboard is metal encrypted keyboard, supports des and the 3des computing of each specification, supports Bank of Communications's code keypad hardware encryption.
8. all-in-one as claimed in claim 1 is characterized in that, described display is infrared touch panel LCD more than 15 cun, and contrast was not less than 1: 400, adopts capacitance plate.
9. all-in-one as claimed in claim 1 is characterized in that, described all-in-one also comprises service inquiry module, voice cue module and the security monitoring module of industrial control host control linkage;
Described service inquiry module provides the service of personal account inquiry and change of secret code; Described voice cue module is carried out voice suggestion to user's operation;
Described security monitoring module is arranging encrypted secret key, data access is by the form of secret key encryption, data to input and output are carried out validity checking, and each switch realizes rolling automatically account behind the door, and with data transmission to the backstage, automatically the status checking of door, ballot box, mailbox and the equipment of affixing one's seal before and after carrying out is preserved automatically and is backed up open the door monitoring record and the Operation Log of all-in-one.
10. all-in-one as claimed in claim 1 is characterized in that, described all-in-one rack enclosure is provided with rig camera.
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CN104899740A (en) * | 2015-05-05 | 2015-09-09 | 深圳票联金融服务有限公司 | Local check information processing method and check information processing system |
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CN103700016A (en) * | 2013-12-09 | 2014-04-02 | 王美金 | Method and system for generating two-dimension code banking business application |
CN103793846A (en) * | 2014-01-20 | 2014-05-14 | 中国建设银行股份有限公司 | Processing method and device of element information of business voucher |
CN104899740A (en) * | 2015-05-05 | 2015-09-09 | 深圳票联金融服务有限公司 | Local check information processing method and check information processing system |
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