CN107369272A - Credit card handles the control system of machine automatically and its credit card handles machine automatically - Google Patents
Credit card handles the control system of machine automatically and its credit card handles machine automatically Download PDFInfo
- Publication number
- CN107369272A CN107369272A CN201710636428.9A CN201710636428A CN107369272A CN 107369272 A CN107369272 A CN 107369272A CN 201710636428 A CN201710636428 A CN 201710636428A CN 107369272 A CN107369272 A CN 107369272A
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- Prior art keywords
- credit card
- card
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
The invention discloses the control system that a kind of credit card handles machine automatically, including：First trial module, the details for providing applicant data carry out preliminary audit survey；Information comparison module, for the identity of applicant to be identified with former identity information according to the information of typing again；Password setup module, for setting password for credit card card；Fabrication goes out card apparatus, for providing information and password making credit card card and card release according to applicant；The first trial module is also connected by signal with bank remote terminal, and is provided with bank's remote terminal and is manually accepted module.The present invention can be unsatisfactory for the applicant of credit card application basic condition with masked segment, reduce burden during artificial accept；Credit card card taking people and the artificial same people of application are may insure simultaneously, with the situation for preventing credit card to be stolen；The present invention realizes the process that self-service credit card application is handled, and alleviates the burden of manual service, and reduces fault rate.
Description
Technical field
The invention belongs to bank service technical field, and more specifically, more particularly to a kind of credit card handles machine automatically
Control system and its credit card handle machine automatically.
Background technology
Credit card, it is exactly that bank is supplied to a kind of of user first to consume the micro-credit means of payment refunded afterwards, is bank
Or other financial institutions are signed and issued to the good personage of those credit status, for doing shopping and consuming or referring in specified businessman
Determine the special card of banking institution's access cash, be a kind of special credit vouchers.Credit card is that bank is sent out to personal and unit
Capable, whereby to the shopping of contributing unit, consumption and to bank access cash, the tailor-made vehicles card with consumer credit.Credit
Card is divided into credit card and quasi- credit card, it is that credit card refers to issued by banks and give the certain credit line of holder, holder can
The credit card refunded afterwards is first consumed in credit line；Quasi- credit card refers to issued by banks.Holder deposits necessarily on request
The petty cash of the amount of money, when petty cash account balance deficiency is paid, the quasi- credit card that can be overdrawed in defined credit line.And
Credit card described in us, typically singly refers to credit card.
Credit card is one of most fast financial business of Developing, and it is that one kind can substitute tradition within the specific limits
The electronic money of cash circulation；Credit card has payment and two kinds of functions of credit simultaneously.Holder can buy commodity or enjoy with it
Serviced, also certain loan can be obtained from card sending mechanism by using credit card；Credit card is collection financial business and computer skill
Art is in the high-tech product of one；Credit card can reduce the use of cash currency；Credit card can provide clearing service, convenient shopping
Consumption, strengthen the sense of security；Credit card can simplify gathering formality, and economize in social labor power；Credit card can promote merchandise sales, stimulate
Social demand.Credit card is due to the advantage with the above so that the quantity of credit card user is in the form of cumulative year after year.
Increased sharply with the user of credit card, for credit card when handling, audit time is longer, and examination ＆ verification data is more, on the one hand
Easily error, on the other hand, many applicants do not have the basic condition of credit card application, and these data can waste in examination ＆ verification
A large amount of manpowers.Existing self-service machine of handling can be only done application, and the credit card card after the completion of application needs to be mailed to applicant,
Can not self-service card taking on self-service machine again, wasting manpower and material resources, and post mode cannot ensure that applicant collects in person, have safety
Risk, and the card of mailing way also needs to applicant oneself and enters line activating, it is more troublesome.
The content of the invention
The invention aims to solve shortcoming present in prior art, and a kind of credit card proposed is handled automatically
The control system and its credit card of machine handle machine automatically.
To achieve the above object, the present invention provides following technical scheme：
A kind of credit card handles the control system of machine automatically, including：
Data Enter module, it is connected with CPU processor, the information needed for typing application credit card；
First trial module, it is the determining program being arranged in CPU processor, for providing applicant the specific thing of data
Item carries out preliminary audit survey；
SMS transmission module, it is connected with CPU processor, and the SMS notification of progress and information checking is handled for sending；
Information comparison module, it is the alignment programs being arranged in CPU processor, for the letter according to typing again
The identity of applicant is identified with former identity information for breath；
Password setup module, for setting password for credit card card；
Fabrication goes out card apparatus, and it is connected with CPU processor, for providing information and password making credit according to applicant
Card card and card release；
The first trial module is also connected by signal with bank remote terminal, and be provided with bank's remote terminal manually by
Manage module.
Preferably, the first trial module includes teenage age limit module, minimum monthly income limitation module and credit
Minimum molding block is spent, and first trial module can enter that applicant is inquired about at network reference center by applicant's identity information
People's credit situation.
Preferably, described information comparison module includes ID card information checking and fingerprint authentication, to ensure Shen
Ask someone my card taking.
Preferably, described information recording module includes：
Manual information fills in equipment, and it is touch-control input screen；
Identity information reads equipment, and it is identification card reader；
Finger print information collecting device, it is fingerprint reader；
Information collecting device is imaged, it is camera；
Scanning information collecting device, it is scanner；
Cell-phone number information authentication module, for ensuring effectively filling in for cell-phone number.
A kind of credit card handles machine automatically, including described credit card handles the control system of machine automatically.
The technique effect and advantage of the present invention：
1st, the present invention can be unsatisfactory for the application of credit card application basic condition by the design of first trial module with masked segment
People, reduce burden during artificial accept.
2nd, the present invention can pass through information comparison module, it can be ensured that credit card card taking people is artificial same with application
People, with the situation for preventing credit card to be stolen, and it can be activated during fabrication, it is very convenient.
3rd, the present invention realizes the process that self-service credit card application is handled, and alleviates the burden of manual service, and reduce
Fault rate.
Brief description of the drawings
Fig. 1 is the structural representation of present system；
Fig. 2 is the structural representation of first trial module of the present invention；
Fig. 3 is the flowage structure schematic diagram in implementation process of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.Herein
Described specific embodiment only to explain the present invention, is not intended to limit the present invention.Based on the embodiment in the present invention,
The every other embodiment that those of ordinary skill in the art are obtained under the premise of creative work is not made, belongs to this hair
The scope of bright protection.
Embodiment 1
The present invention in specific implementation process,
Application stage, applicant select to apply for credit card on touch-control input screen, and identity card then is put into identity card reads
Take whether progress identity reading, first step first trial, CPU processor on device judge applicant according to the age information on identity card
More than 18 one full year of life (without the minor for completing capacity for civil acts, it is impossible to apply for credit card)：It is unsatisfactory for the end of 18 one full year of life
Only apply；Met for 18 one full year of life then enters second step first trial.Second step first trial, CPU processor are stepped on according to applicant's identity information
Record network reference center (such as People's Bank of China's reference center) and inquire about its credit rating：Applicant's credit rating credit value is less than pre-
If value X termination application, applicant's credit rating credit value is higher than the preset value X step first trial of entrance the 3rd.3rd step first trial, application
People inputs the monthly income amount of money of oneself by touch-control input screen, and CPU processor is taken in situation according to applicant and judged：Application
Man month amount received terminates application, applicant's monthly income amount of money is more than preset value Z entrance other information less than preset value Z
Recording module.Other information recording module, including by fingerprint reader typing fingerprint, by camera typing head portrait, pass through
Scanner typing work proves and income documentary evidence, the typing cell-phone number by way of checking；Then data, CPU are submitted
The data of submission is passed to bank's remote terminal by processor, and progress manually accepts examination ＆ verification.
Examination ＆ verification is by the way that then CPU processor notifies the application of applicant not pass through by SMS transmission module.
The card taking stage, examination ＆ verification pass through after, applicant selects card taking on touch-control input screen, then by fingerprint reader with
And identification card reader reads the identity information and finger print information of applicant respectively, when the identity information and finger print information of applicant
In there are one and application materials to provide information when mismatching, terminate card taking；When applicant identity information and finger print information with
When information in application materials matches completely, into password setup module, after applicant completes Password Input, cpu controller
Control clip making machine to carry out fabrication, and record-keeping system card information, and be remotely sent to bank and enter line activating, then card release, applicant takes
Card is completed.
In summary：The present invention can be unsatisfactory for credit card application base strip by the design of first trial module with masked segment
The applicant of part, reduce burden during artificial accept；The present invention can pass through information comparison module, it can be ensured that credit card
Card taking people and the artificial same people of application, with the situation for preventing credit card to be stolen, and can activate during fabrication, very convenient；This
Invention realizes the process that self-service credit card application is handled, and alleviates the burden of manual service, and reduce fault rate.
Finally it should be noted that：The preferred embodiments of the present invention are the foregoing is only, are not intended to limit the invention,
Although the present invention is described in detail with reference to the foregoing embodiments, for those skilled in the art, it still may be used
To be modified to the technical scheme described in foregoing embodiments, or equivalent substitution is carried out to which part technical characteristic,
Within the spirit and principles of the invention, any modification, equivalent substitution and improvements made etc., it should be included in the present invention's
Within protection domain.
Claims (5)
1. a kind of credit card handles the control system of machine automatically, it is characterised in that：Including：
Data Enter module, it is connected with CPU processor, the information needed for typing application credit card；
First trial module, it is the determining program being arranged in CPU processor, and the details for providing applicant data are entered
Row preliminary audit survey；
SMS transmission module, it is connected with CPU processor, and the SMS notification of progress and information checking is handled for sending；
Information comparison module, it is the alignment programs being arranged in CPU processor, for according to the information of typing again with
The identity of applicant is identified former identity information；
Password setup module, for setting password for credit card card；
Fabrication goes out card apparatus, and it is connected with CPU processor, for providing information and password making credit card card according to applicant
Piece and card release；
The first trial module is also connected by signal with bank remote terminal, and is provided with bank's remote terminal and is manually accepted mould
Block.
2. a kind of credit card according to claim 1 handles the control system of machine automatically, it is characterised in that：The first trial mould
Block includes teenage age limit module, minimum monthly income limitation module and credit rating minimum molding block, and first trial module
The personal credit situation for inquiring about applicant in network reference center can be entered by applicant's identity information.
3. a kind of credit card according to claim 1 handles the control system of machine automatically, it is characterised in that：Described information ratio
Include ID card information checking and fingerprint authentication to authentication module, to ensure applicant's card taking.
4. a kind of credit card according to claim 1 handles the control system of machine automatically, it is characterised in that：Described information is recorded
Entering module includes:
Manual information fills in equipment, and it is touch-control input screen；
Identity information reads equipment, and it is identification card reader；
Finger print information collecting device, it is fingerprint reader；
Information collecting device is imaged, it is camera；
Scanning information collecting device, it is scanner；
Cell-phone number information authentication module, for ensuring effectively filling in for cell-phone number.
5. a kind of credit card handles machine automatically, it is characterised in that：Done automatically including the credit card described in claim any one of 1-4
The control system of reason machine.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710636428.9A CN107369272A (en) | 2017-07-31 | 2017-07-31 | Credit card handles the control system of machine automatically and its credit card handles machine automatically |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710636428.9A CN107369272A (en) | 2017-07-31 | 2017-07-31 | Credit card handles the control system of machine automatically and its credit card handles machine automatically |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107369272A true CN107369272A (en) | 2017-11-21 |
Family
ID=60308700
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710636428.9A Pending CN107369272A (en) | 2017-07-31 | 2017-07-31 | Credit card handles the control system of machine automatically and its credit card handles machine automatically |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107369272A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109697664A (en) * | 2018-12-15 | 2019-04-30 | 深圳壹账通智能科技有限公司 | Credit card automatic auditing method, device, equipment and medium based on recognition of face |
| CN109903207A (en) * | 2017-12-11 | 2019-06-18 | 航天信息股份有限公司 | Method and device thereof are handled in a kind of certificate strange land |
| CN117787970A (en) * | 2024-02-26 | 2024-03-29 | 四川金投科技股份有限公司 | Bank card management device, method and system based on identity authentication and chip identification |
Citations (4)
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|---|---|---|---|---|
| CN102081780A (en) * | 2009-11-30 | 2011-06-01 | 中国平安保险(集团)股份有限公司 | Remote multifunctional automatic card issuing system and method based on video communication |
| CN203465775U (en) * | 2013-08-31 | 2014-03-05 | 昆山建金工业设计有限公司 | Credit card applying machine for bank |
| CN104318281A (en) * | 2014-10-27 | 2015-01-28 | 中国建设银行股份有限公司 | Credit card granting system and method |
| CN106941503A (en) * | 2017-05-10 | 2017-07-11 | 金邦达有限公司 | Bank data collection and authentication method and system based on smart mobile phone |
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2017
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Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102081780A (en) * | 2009-11-30 | 2011-06-01 | 中国平安保险(集团)股份有限公司 | Remote multifunctional automatic card issuing system and method based on video communication |
| CN203465775U (en) * | 2013-08-31 | 2014-03-05 | 昆山建金工业设计有限公司 | Credit card applying machine for bank |
| CN104318281A (en) * | 2014-10-27 | 2015-01-28 | 中国建设银行股份有限公司 | Credit card granting system and method |
| CN106941503A (en) * | 2017-05-10 | 2017-07-11 | 金邦达有限公司 | Bank data collection and authentication method and system based on smart mobile phone |
Non-Patent Citations (1)
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| 微笑时好美: "申请信用卡—银行内部额审批流程你知道吗？", 《HTTPS://WWW.CARDBAOBAO.COM/CARDNEWS/CARDNEWS_16928.SHTML》 * |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109903207A (en) * | 2017-12-11 | 2019-06-18 | 航天信息股份有限公司 | Method and device thereof are handled in a kind of certificate strange land |
| CN109697664A (en) * | 2018-12-15 | 2019-04-30 | 深圳壹账通智能科技有限公司 | Credit card automatic auditing method, device, equipment and medium based on recognition of face |
| CN117787970A (en) * | 2024-02-26 | 2024-03-29 | 四川金投科技股份有限公司 | Bank card management device, method and system based on identity authentication and chip identification |
| CN117787970B (en) * | 2024-02-26 | 2024-05-03 | 四川金投科技股份有限公司 | Bank card management device, method and system based on identity authentication and chip identification |
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| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20171121 |