CN201955846U - Customer self-service processing equipment and self-service authorized certification system - Google Patents
Customer self-service processing equipment and self-service authorized certification system Download PDFInfo
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Abstract
The utility model provides customer self-service processing equipment and a self-service authorized certification system. The system comprises customer self-service processing equipment, a self-service remote authorization terminal, a customer self-service access front end processor and a bank background server, wherein the customer self-service processing equipment comprises a customer information input device, a customer information acquisition device, a cash deposit and withdrawal processing device, an under limit cash disbursement key, an over limit cash disbursement key, an agreement signing key, a small account closing key and a self-service authorized business key; and the bank background server comprises an under limit cash disbursement processing device, an over limit cash disbursement processing device, a standard agreement signing processing device, a small account closing processing device, a self-service authorized business processing device, a data processing device and an information certification processing device. The system adopts different customer identity security certification technologies for customer identity certification and security authentication according to the customer self-service business, thereby improving the customer self-service level and security.
Description
Technical field
The utility model is about the identification safety authentication technology, particularly about the identification safety authentication technology based on banking system, is about a kind of customer self-service treatment facility, authorization identifying system concretely.
Background technology
In the prior art, the self-service processing ratio of account management business and part monetary transaction generally all lower (promptly on the low side) in the bank service site from the cabinet rate, risk control ability also a little less than, the handling cost height, resource consumption is big, so the client when handling account management class business and part monetary transaction, needs to handle to bank counter usually.
When account management business and part monetary transaction are carried out self-service processing, problem below existing usually:
The security performance of existing Possum is lower, after failing to solve bank card and password and being stolen or cloning, and the problem of arbitrarily withdrawing deposit.After customer bank card and password thereof are stolen or clone, as long as anyone obtains bank card password, just can be with being intended to carry out cash withdrawal on the Possum.This type of economic crime case remains incessant after repeated prohibition, security identification and control measure imperfection, and security has much room for improvement.
Existing Possum generally just can be operated this bank card by client's bank card and password, operation such as realize enchashment or transfer accounts, lack higher safety technique guarantee, therefore, in order to ensure the safety of clients fund, single withdrawal limit and odd-numbered day accumulative total enchashment limit generally all is set, and,, require the client to go to handle to the cash sales counter for client's fund security for the monetary transaction that surpasses withdrawal limits, reduced the efficient that part is normally drawn large sums of money from account, brought inconvenience to the client.
Existing Possum is generally all only supported the access of hundred yuans integral multiple number, makes client's business such as some small amount account closings to handle to the cabinet face.But under the more situation, the client also has other accounts in bank, its purpose only is cancellation, for the fund in the writing off family, be in no hurry to take out, needing so just to occur the client to go earlier cancellation of cabinet face and taking-up fund wherein, and then deposit fund in another account, the queuing that has increased bank outlets' cabinet faces is crowded.
In a word, existing bank self-aid apparatus has reduced security because the deficiency of function or secure context makes can not realize from the business that cabinet is handled for many handling and customer self-service is handled from cabinet, has wasted system resource.
The utility model content
The utility model provides a kind of customer self-service treatment facility, authorization identifying system and method, takes different client identity secure authentication technologies with the business of handling according to customer self-service, has improved the level and the security of customer self-service transacting business.
To achieve these goals, in one embodiment, the utility model provides a kind of customer self-service treatment facility, links to each other with the bank background server, this equipment comprises: central processing unit, the customer information input media, customer information harvester, cash-access treating apparatus, enchashment button in the limit, the volume enchashment button that transfinites, agreement is signed button, the professional button of little account closing button and self-service mandate; Described customer information input media, customer information harvester, cash-access treating apparatus, enchashment button in the limit, the volume enchashment button that transfinites, agreement is signed button, and the professional button of little account closing button and self-service mandate is connected with described central processing unit respectively; Wherein, described customer information input media is used to receive client's input information and reads client's perfect instrument information or biological information; Described customer information harvester is used to gather client identity document, biological information and imaging client information, and the information of gathering is sent to bank's background server; Described cash-access treating apparatus is used for operating selection according to the client and finishes cash-access; The enchashment button is used to trigger enchashment request in the limit in the described limit, finishes cash-access in the limit to drive described cash-access treating apparatus; The described volume enchashment button that transfinites is used for triggering the volume enchashment request of transfiniting, and finishes the volume cash-access that transfinites to drive described cash-access treating apparatus; Described agreement is signed the signing request that button is used to trigger service agreement between client and the bank; Described little account closing button is used to trigger small amount account closing request; The professional button of described self-service mandate is used to trigger self-service service authorization request and self-service professional remote authorization request.
To achieve these goals, in one embodiment, the utility model provides a kind of self-service authorization identifying system, and this system comprises: a plurality of customer self-service treatment facilities, and self-service professional remote authorization terminal, customer self-service inserts front end processor and bank's background server; Described customer self-service secure processing device inserts front end processor by bank's internal network and described customer self-service and is connected, described customer self-service inserts front end processor and is connected with described bank background server by bank's internal network, and described self-service professional remote authorization terminal is passed through bank's internal network and is connected with described bank background server; Wherein, described customer self-service treatment facility comprises: the customer information input media, be used to receive client's input information and read client's perfect instrument information or biological information, the customer information harvester, be used to gather client identity document, biological information and imaging client information, and the information of gathering sent to bank's background server, the cash-access treating apparatus, be used for operating selection according to the client and finish cash-access, enchashment button in the limit is used to trigger enchashment request in the limit, volume enchashment button transfinites, be used for triggering the volume enchashment request of transfiniting, agreement is signed button, and the service agreement that is used to trigger between client and the bank is signed request, little account closing button, be used to trigger small amount account closing request, the professional button of self-service mandate is used to trigger self-service mandate service request; Described bank background server comprises: enchashment treating apparatus in the limit, be used to receive enchashment request in the limit that the enchashment button triggers in the described limit, and drive described cash-access treating apparatus and finish cash-access in the limit, volume enchashment treating apparatus transfinites, be used to receive the volume that the transfinites enchashment request that the described volume enchashment button that transfinites triggers, and drive described cash-access treating apparatus and finish the volume cash-access that transfinites, standard agreement signing treating apparatus, be used for signing the service agreement signing of asking between realization client and the bank according to the service agreement that described agreement signing button triggers, small amount account closing treating apparatus, be used for realizing the cancellation processing of small amount account according to the small amount account closing request that described little account closing button triggers, self-service mandate business processing device, be used for finishing service authorization according to self-service service authorization request and self-service professional remote authorization request that the professional button of described self-service mandate triggers, data processing equipment, be used for storage and management data, the authentification of message treating apparatus, be used to receive enchashment request in the described limit, the volume enchashment request of transfiniting, service agreement is signed request, and small amount account closing request and self-service mandate service request are finished client identity document, the safety certification of biological information and imaging client information; Described self-service professional remote authorization terminal is used for the client who handles the remote authorization business is carried out the verification of client identity document, biological information and imaging client information, realizes remote authorization; Described customer self-service inserts front end processor and is used for the information between described customer self-service treatment facility and the bank's background server is formatd, and the information after the data format of transferingization.
The useful technique effect of the utility model embodiment is, the utility model can be taked the client identity secure authentication technology means of different stage according to the business that the client handles, as technological means such as biological information identification, authentications, the client is carried out strict authentication and safety anti-fake discriminating, the level and the security that have effectively improved the customer self-service transacting business.
Image information and client identity authentication authentication (collecting biological feature information) information by self-service professional remote authorization terminal remote transmission customer self-service transacting business, guaranteeing under the safe situation, make the client can utilize Possum to initiate multiple money transaction and the transaction of account management class, effectively having improved the monetary transaction treatment effeciency reaches from the cabinet rate, a large amount of conserve system resources, human resources have reduced risk and handling cost significantly.
Can effectively shunt monetary transaction for the client provides the function that the part monetary transaction is changed into no cash transaction, reduce handling cost significantly, save system resource in short supply day by day.
Description of drawings
In order to be illustrated more clearly in the utility model embodiment or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is embodiment more of the present utility model, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.In the accompanying drawings:
Fig. 1 is the structured flowchart of the utility model embodiment customer self-service treatment facility;
Fig. 2 provides self-service authorization identifying system result schematic diagram for the utility model embodiment;
Fig. 3 is the structured flowchart that the utility model embodiment customer self-service inserts front end processor;
Fig. 4 is the structured flowchart of the utility model embodiment bank background server;
The simple authentication authorisation process business process map of Fig. 5 the utility model embodiment;
Fig. 6 is a customer self-service treatment facility in the utility model embodiment simple authentication authorisation process operation flow, and customer self-service inserts the signaling diagram between front end processor and the bank's background server;
The complete Certificate Authority business processing workflow diagram of Fig. 7 the utility model embodiment;
Fig. 8 is a customer self-service treatment facility in the complete Certificate Authority business processing of the utility model embodiment workflow, and customer self-service inserts the signaling diagram between front end processor and the bank's background server;
The customer self-service remote authentication authorisation process business process map of Fig. 9 the utility model embodiment;
Figure 10 is a customer self-service treatment facility in the utility model embodiment customer self-service remote authentication authorisation process operation flow, and customer self-service inserts the signaling diagram between front end processor and the bank's background server.
Embodiment
For the purpose, technical scheme and the advantage that make the utility model embodiment is clearer, the utility model embodiment is described in further details below in conjunction with accompanying drawing.At this, illustrative examples of the present utility model and explanation thereof are used to explain the utility model, but not as to qualification of the present utility model.
As described in Figure 1, present embodiment provides a kind of customer self-service treatment facility 100, the (not shown) that should link to each other with the bank background server, this customer self-service treatment facility 100 comprises: central processing unit 101, customer information input media 102, customer information harvester 103, enchashment button 105 in the cash-access treating apparatus 104, limit, volume enchashment button 106 transfinites, agreement is signed button 107, little account closing button 108, the professional button 109 of self-service mandate, display 110 and printer 111.
Customer information input media 102, customer information harvester 103, cash-access treating apparatus 104, enchashment button 105 in the limit, volume enchashment button 106 transfinites, agreement is signed button 107, and the professional button 109 of little account closing button 108 and self-service mandate is connected with described central processing unit 101 respectively.
Customer information input media 102 receives client's input information and reads client's perfect instrument information or biological information; Customer information input media 102 comprises the client password input keyboard, the client enters respective services by clicking menu, and according to display 110 prompts displayed information and out of Memory, receive client's input information and read client's perfect instrument information or biological information automatically, send to central processing unit 110 and deliver bank's background server and carry out relevant information and handle according to customer selecting.
Client identity document and biological information are read in client's certificate and the collection of collecting biological feature information module, and the information of gathering is sent to described bank background server carry out identification and authorization identifying; Client identity document that client's certificate and the collection of collecting biological feature information module are read and collecting biological feature information device pass to bank's background server and carry out identification of holder's identity compliance and authorization identifying, obtain bank's agreement and mandate when handling some business, make client's business be able to successfully handle safely for the client.Server judges at first whether whether this client's that holds biological characteristic consistent with the people's that applies for card reservation biological characteristic when carrying out safety certification, if unanimity then authenticate is passed through, and finish the client trading information processing; If inconsistent, then authentification failure induces it to authenticate once more with the personal identification papers, and ends this transaction, confiscates bank card after the recording-related information, prevents that card or password are stolen.
Imaging client information is read in the collection of imaging client information acquisition module, and described imaging client information is sent to described bank background server examines and authorization identifying; The imaging client information of gathering can obtain bank's remote authorization when professional necessary image information is provided for the client handles self-service the mandate, so that it is passed to bank's background server and the remote authorization personnel authenticate and examine, whether decision should authorize to the client.
Described cash-access treating apparatus 104 can be operated according to the client and select to finish cash-access, guarantees that cash the safe, accurate of process such as checks.
The volume enchashment button 106 that transfinites can trigger the volume enchashment request of transfiniting, and finishes the volume cash-access that transfinites to drive described cash-access treating apparatus; By the volume enchashment button 106 that transfinites, the client can trigger the volume enchashment transaction flow that transfinites, and finishes transfinite volume enchashment transaction of client according to the compulsory exercise that system sets.Send the volume enchashment request of transfiniting to inserting front end processor and bank's background server by central processing unit 101, carry out service response, and response results fed back to cash-access treating apparatus 104, indication cash-access treating apparatus 104 is finished enchashment transaction in client's limit.In this process, central processing unit 101 commander client's certificates and collecting biological feature information module, client identity document and biological information are read in collection, and it is passed to bank's background server carry out holder's identity compliance identification and authorization identifying, obtain bank's agreement when the client is transfinited the volume encashment service and authorize to provide safeguard, support for the client handles, make client's business be able to successfully handle safely.
Agreement is signed the signing request that button 107 can trigger service agreement between client and the bank; Sign button 107 by agreement, the client can the trigger criteria agreement sign flow process, and finishes client's standard agreement signing transaction according to the compulsory exercise that system sets.Be used for that customer self-service is finished and bank between the signing of the simple standardization service agreement of part, and after this autonomous information of client is being carried out necessary change.At this moment, the client needs only and self-servicely verifies by " card number+password+identity perfect instrument " mode or " card number+password+identity perfect instrument+special licence number (or identifying code) " mode, just can self-servicely sign service agreement again or revise indivedual autonomous information in the agreement.Some trade fairs requires to obtain client's certificate and biometric secure authentication information and carries out safety certification and client's Electronic Signature when confirming, its information interaction is concluded the business similar substantially with the limit enchashment.
Little account closing button 108 can trigger small amount account closing request; By little account closing button 108, the client can trigger the operation flow of similar small amount account closing in account management business and the monetary transaction, and finish client trading according to the compulsory exercise that system sets, make some monetary transactions transform for self-service no cash transaction and handle.For the client provides microfinance (for example below 50 yuan or littler) consumption recharging and paying, microfinance one's own profession account transfer, the free inter-bank of the microfinance function of transferring accounts, make some similar monetary transactions transform for self-service no cash transaction and handle.For reaching this purpose, the small amount account closing is provided with three class implementing procedures, makes it change the noncash mode into and finishes transaction: the one, and mode is supplemented in consumption with money, and the fund in the small amount account of being about to is used for consumption such as phone, mobile phone and supplements with money; The 2nd, account transfer mode in the row, the fund that is about in the small amount account forwards in other account of one's own profession; The 3rd, inter-bank account transfer mode, the fund in the small amount account of being about to freely forward him to manage it in my account, so owing to being that small amount can be free.Because small amount account closing safety certification must be strict scrupulous, so its information interaction is basic similar with the volume enchashment transaction of transfiniting.
The professional button 109 of self-service mandate can trigger self-service service authorization request and self-service professional remote authorization request; By the professional button 109 of self-service mandate, the client can trigger self-service mandate operation flow, and finishes customer self-service mandate business transaction according to the compulsory exercise that system sets.If the client handles some business, must obtain the personnel of bank remote authorization, just can finish, this moment, the client just needed the self-service mandate of application.Because the customer self-service mandate service needed remote authorization personnel of bank carry out remote authorization, can successfully handle after approving after examination, so in this process, it is mutual to finish following complex information: the one, and the professional button 109 of self-service mandate sends to central processing unit 101 with services request, and central processing unit 101 further sends services request customer self-service again and inserts front end processor and bank's background server; The 2nd, bank's background server notice central processing unit 101 transmits client's certificate and biological information and imaging client information and gives bank's background server; The 3rd, central processing unit 101 coordinated scheduling harvester collections are transmitted client's certificate and biological information and imaging client information and are given bank's background server; The 4th, bank's professional remote authorization terminal of background server notice customer self-service is carried out remote authorization; The 5th, self-service professional remote authorization terminal is had access to the data of examination client submission and is finished remote authorization, and Authorization result is fed back to bank's background server; The 6th, bank's background server feeds back to central processing unit 101 with the former road of remote authorization object information; The 7th, central processing unit 101 is dispatched the collaborative customer self-service mandate business of finishing of parts such as display 110, printer 111 according to the remote authorization result.
As shown in Figure 2, present embodiment provides a kind of self-service authorization identifying system, and this self-service authorization identifying system comprises: a plurality of customer self-service treatment facilities 100, and self-service professional remote authorization terminal 200, customer self-service inserts front end processor 300 and bank's background server 400.
Customer self-service secure processing device 100 inserts preposition 300 machines by bank's internal network and described customer self-service and is connected, described customer self-service inserts front end processor 300 and is connected with described bank background server 400 by bank's internal network, and described self-service professional remote authorization terminal 200 is passed through bank's internal network and is connected with described bank background server 400.
Customer self-service secure processing device 100 is cores of self-service authorization identifying system.Customer self-service secure processing device 100 can and assist the client to provide perfect instrument and biological information to carry out authentication according to professional actual needs prompting, and then realizes the automatic license confirmation of self-service change and system of client's enchashment on same day amount; Can take different technologies level other holder's authentication and security identification according to the amount that the client extracts cash, even guaranteeing bank card and password is stolen or clones by the lawless person, can not on Possum, arbitrarily withdraw deposit, thereby effectively contain and prevent the generation of this type of economic crime; Customer self-service secure processing device 100 can also provide the self-help remote mandate for the client, makes part account management business and part monetary transaction be converted into no cash transaction, effectively shunts monetary transaction.
Bank's background server 400 can be the customer self-service treatment facility 100 of this customer self-service security authorisation system, self-service professional remote authorization terminal 200, customer self-service inserts front end processor 300 information service and support is provided, be the core and the maincenter of system, being responsible for service response and relevant information handles, for other peripheral facility provides the platform of message exchange, and concentrate and manage, classify, store, handle between each terminal and the device and information data and system operational parameters, program and Relational database between device and the device.Bank's background server 400 receives client's service request information from self-service access front end processor 300, for different services request, carry out appropriate service and information processing, and responsive feedback information and result are returned to customer self-service insert front end processor 300, insert front end processor 300 by customer self-service again and return to customer self-service secure processing device 100 after treatment, assist the client to finish business handling.If the client wants the self-service remote authorization class business of handling, bank's background server 400 carries out remote authorization according to the professional remote authorization terminal 200 of client requests notice customer self-service, receive the Authorization result of the professional remote authorization terminal 200 of customer self-service then, return to customer self-service secure processing device 100 after handling accordingly in the lump, assist the client to finish business handling.
It can be multiple servers or PC that customer self-service inserts front end processor 300, be used to receive the relevant information that customer self-service secure processing device 100 sends to bank's background server 400, set up the bridge of bank's background server 400 and customer self-service secure processing device 100 services request and service response, information interaction and the format finished are between the two transmitted.Be used to receive the information that site customer self-service secure processing device 100 sends to bank's background server 400, be transmitted to bank's background server 400 after the format, and return to customer self-service treatment facility 100 after the processing result information format with bank's background server 400.
When the personnel of bank handled the transaction of remote authorization service class in the customer self-service application, 200 pairs of client identity authentication certificate informations of self-service professional remote authorization terminal, image, acoustic information carried out message audit, examine, and then finish remote authorization.Self-service professional remote authorization terminal 200 main and bank's background server 400 generation information interactions, receive the remote authorization instruction of bank's background server 400, make according to client's certificate information and audio and video information and to make the decision of whether authorizing, and the remote authorization result fed back to bank's background server 400, and then finish remote authorization to the customer self-service business.
This customer self-service treatment facility 100 comprises: central processing unit 101, customer information input media 102, customer information harvester 103, cash-access treating apparatus 104, enchashment button 105 in the limit, the volume enchashment button 106 that transfinites, agreement is signed button 107, little account closing button 108, the professional button 109 of self-service mandate, display 110 and printer 111.
Customer information input media 102, customer information harvester 103, cash-access treating apparatus 104, enchashment button 105 in the limit, volume enchashment button 106 transfinites, agreement is signed button 107, and the professional button 109 of little account closing button 108 and self-service mandate is connected with described central processing unit 101 respectively.
Customer information input media 102 receives client's input information and reads client's perfect instrument information or biological information; Customer information input media 102 comprises the client password input keyboard, the client enters respective services by clicking menu, and according to display 110 prompts displayed information and out of Memory, receive client's input information and read client's perfect instrument information or biological information automatically, send to central processing unit 110 and deliver bank's background server and carry out relevant information and handle according to customer selecting.
Client identity document and biological information are read in client's certificate and the collection of collecting biological feature information module, and the information of gathering is sent to described bank background server carry out identification and authorization identifying; Client identity document that client's certificate and the collection of collecting biological feature information module are read and collecting biological feature information device pass to bank's background server and carry out identification of holder's identity compliance and authorization identifying, obtain bank's agreement and mandate when handling some business, make client's business be able to successfully handle safely for the client.Server judges at first whether whether this client's that holds biological characteristic consistent with the people's that applies for card reservation biological characteristic when carrying out safety certification, if unanimity then authenticate is passed through, and finish the client trading information processing; If inconsistent, then authentification failure induces it to authenticate once more with the personal identification papers, and ends this transaction, confiscates bank card after the recording-related information, prevents that card or password are stolen.
Imaging client information is read in the collection of imaging client information acquisition module, and described imaging client information is sent to described bank background server examines and authorization identifying; The imaging client information of gathering can obtain bank's remote authorization when professional necessary image information is provided for the client handles self-service the mandate, so that it is passed to bank's background server and the remote authorization personnel authenticate and examine, whether decision should authorize to the client.
Described cash-access treating apparatus 104 can be operated according to the client and select to finish cash-access, guarantees that cash the safe, accurate of process such as checks.
The volume enchashment button 106 that transfinites can trigger the volume enchashment request of transfiniting, and finishes the volume cash-access that transfinites to drive described cash-access treating apparatus; By the volume enchashment button 106 that transfinites, the client can trigger the volume enchashment transaction flow that transfinites, and finishes transfinite volume enchashment transaction of client according to the compulsory exercise that system sets.Send the volume enchashment request of transfiniting to inserting front end processor and bank's background server by central processing unit 101, carry out service response, and response results fed back to cash-access treating apparatus 104, indication cash-access treating apparatus 104 is finished enchashment transaction in client's limit.In this process, central processing unit 101 commander client's certificates and collecting biological feature information module, client identity document and biological information are read in collection, and it is passed to bank's background server carry out holder's identity compliance identification and authorization identifying, obtain bank's agreement when the client is transfinited the volume encashment service and authorize to provide safeguard, support for the client handles, make client's business be able to successfully handle safely.
Agreement is signed the signing request that button 107 can trigger service agreement between client and the bank; Sign button 107 by agreement, the client can the trigger criteria agreement sign flow process, and finishes client's standard agreement signing transaction according to the compulsory exercise that system sets.Be used for that customer self-service is finished and bank between the signing of the simple standardization service agreement of part, and after this autonomous information of client is being carried out necessary change.At this moment, the client needs only and self-servicely verifies by " card number+password+identity perfect instrument " mode or " card number+password+identity perfect instrument+special licence number (or identifying code) " mode, just can self-servicely sign service agreement again or revise indivedual autonomous information in the agreement.Some trade fairs requires to obtain client's certificate and biometric secure authentication information and carries out safety certification and client's Electronic Signature when confirming, its information interaction is concluded the business similar substantially with the limit enchashment.
Little account closing button 108 can trigger small amount account closing request; By little account closing button 108, the client can trigger the operation flow of similar small amount account closing in account management business and the monetary transaction, and finish client trading according to the compulsory exercise that system sets, make some monetary transactions transform for self-service no cash transaction and handle.For the client provides microfinance (for example below 50 yuan or littler) consumption recharging and paying, microfinance one's own profession account transfer, the free inter-bank of the microfinance function of transferring accounts, make some similar monetary transactions transform for self-service no cash transaction and handle.For reaching this purpose, the small amount account closing is provided with three class implementing procedures, makes it change the noncash mode into and finishes transaction: the one, and mode is supplemented in consumption with money, and the fund in the small amount account of being about to is used for consumption such as phone, mobile phone and supplements with money; The 2nd, account transfer mode in the row, the fund that is about in the small amount account forwards in other account of one's own profession; The 3rd, inter-bank account transfer mode, the fund in the small amount account of being about to freely forward him to manage it in my account, so owing to being that small amount can be free.Because small amount account closing safety certification must be strict scrupulous, so its information interaction is basic similar with the volume enchashment transaction of transfiniting.
The professional button 109 of self-service mandate can trigger self-service service authorization request and self-service professional remote authorization request; By the professional button 109 of self-service mandate, the client can trigger self-service mandate operation flow, and finishes customer self-service mandate business transaction according to the compulsory exercise that system sets.If the client handles some business, must obtain the personnel of bank remote authorization, just can finish, this moment, the client just needed the self-service mandate of application.Because the customer self-service mandate service needed remote authorization personnel of bank carry out remote authorization, can successfully handle after approving after examination, so in this process, it is mutual to finish following complex information: the one, and the professional button 109 of self-service mandate sends to central processing unit 101 with services request, and central processing unit 101 further sends services request customer self-service again and inserts front end processor and bank's background server; The 2nd, bank's background server notice central processing unit 101 transmits client's certificate and biological information and imaging client information and gives bank's background server; The 3rd, central processing unit 101 coordinated scheduling harvester collections are transmitted client's certificate and biological information and imaging client information and are given bank's background server; The 4th, bank's professional remote authorization terminal of background server notice customer self-service is carried out remote authorization; The 5th, self-service professional remote authorization terminal is had access to the data of examination client submission and is finished remote authorization, and Authorization result is fed back to bank's background server; The 6th, bank's background server feeds back to central processing unit 101 with the former road of remote authorization object information; The 7th, central processing unit 101 is dispatched the collaborative customer self-service mandate business of finishing of parts such as display 110, printer 111 according to the remote authorization result.
Self-service professional remote authorization terminal 200 is used for the client who handles the remote authorization business is carried out the verification of client identity document, biological information and imaging client information, realizes remote authorization;
Customer self-service inserts front end processor and is used for the information between described customer self-service treatment facility and the bank's background server is formatd, and the information after the data format of transferingization.
As shown in Figure 3, customer self-service inserts front end processor 300 and comprises: customer self-service treatment facility interface 301, bank's background server interface 302 inserts integrating apparatus 303 and metadata cache exchange processing module 304.
Insert integrating apparatus 303 respectively with customer self-service secure processing device interface 301, bank's background server interface 302 and metadata cache exchange processing module are connected 303.
Customer self-service treatment facility interface 301 is finished information transmit-receive and the exchange that inserts integrating apparatus 303 and customer self-service secure processing device according to the agreement prescribed form.
Bank's background server interface 302 is used for finishing information transmit-receive and the exchange that inserts between integrating apparatus 303 and the bank's background server according to the agreement prescribed form.
Inserting integrating apparatus 303 carries out the services request of customer self-service treatment facility interface 301 to send to bank's background server interface 302 after Data Format Transform is handled, insert integrating apparatus 303 after receiving the processing result information that bank's background server interface 302 receives, return to customer self-service treatment facility interface 301 by format conversion processing to processing result information, then, by customer self-service treatment facility interface 301 processing result information is finally returned to customer self-service treatment facility 100 again.
Metadata cache exchange processing module 304 is used to receive the instruction of described access integrating apparatus 303, for the information of described customer self-service treatment facility interface 301 and bank's background server interface 302 transmitting-receivings provides metadata cache that the information of transmitting-receiving is formatd processing.
As shown in Figure 4, bank's background server 400 comprises: enchashment treating apparatus 401 in the limit, volume enchashment treating apparatus 402 transfinites, agreement signing treating apparatus 403, small amount account closing treating apparatus 404, self-service mandate business processing device 405, data processing equipment 406 and authentification of message treating apparatus 407.
The volume enchashment treating apparatus 402 that transfinites receives the volume that the transfinites enchashment request that the described volume enchashment button that transfinites triggers, and drive described cash-access treating apparatus 104 and finish the volume cash-access that transfinites, receive the volume that the transfinites enchashment request of customer self-service secure processing device, according to client requests information, 407 couples of clients of recalls information authentication apparatus " card number+password+identity perfect instrument+biological characteristic " carry out safety certification; According to authentication result, finish suitable information processing then, generate return message, feed back to customer self-service safety processing device 100 in the lump.If authentication by carry out related financial and handle, if authentication not by refuse this transaction request, only send Fail Transaction information to the client.
The service agreement signing request that agreement signing treating apparatus 403 triggers according to described agreement signing button realizes the service agreement signing between client and the bank, receive the standard agreement signing request of customer self-service secure processing device, according to client requests information, 407 couples of clients of recalls information authentication apparatus " card number+password+identity perfect instrument+biological characteristic " or " card number+password+identity perfect instrument+special licence number (or identifying code) " carry out safety verification; According to the checking result, finish suitable information processing then, generate return message, feed back to customer self-service treatment facility 100 in the lump.Then carry out relevant treatment if the verification passes, if the authentication not by refuse this transaction request, only send Fail Transaction information to the client.
Small amount account closing treating apparatus 404 is handled according to the cancellation that described little account closing button touches 108 small amount account closing request realization small amount account, receive the small amount account closing request of customer self-service secure processing device, according to client requests information, 407 couples of clients of recalls information authentication apparatus " card number+password+identity perfect instrument+biological characteristic " carry out safety certification; According to authentication result, finish information processing then, or supplement with money by consumption, or by transferring accounts in the row, or finish client trading by the capable freely mode of transferring accounts of money, and generate return message then, feed back to the customer self-service secure processing device in the lump.If authentication by carry out related financial and handle, if authentication not by refuse this transaction request, only send Fail Transaction information to the client.
Self-service mandate business processing device 405 is finished service authorization according to self-service service authorization request and self-service professional remote authorization request that the professional button of described self-service mandate triggers, and self-service mandate business processing device 405 comprises: self-service service authorization processing module and self-service professional remote authorization processing module.
Self-service service authorization processing module receives the self-service mandate service request of customer self-service secure processing device, according to client requests information, recalls information authentication apparatus 407 and self-service professional remote authorization processing module are carried out safety certification to client's " card number+password+identity perfect instrument+biological characteristic+audio-visual "; According to authentication result, finish information processing then, merge the generation return message, feed back to the customer self-service treatment facility in the lump.If authentication by carry out related financial and handle, if authentication not by refuse this transaction request, only send Fail Transaction information to the client.
Self-service professional remote authorization processing module is used for the personnel of bank when the transaction of remote authorization service class is handled in the customer self-service application, client identity authentication certificate information, image, acoustic information is carried out message audit, examines, and then finish remote authorization.Self-service professional remote authorization processing module receives the professional remote authorization request of customer self-service that the customer self-service secure processing device is sent, and information separated is sent to self-service professional remote authorization terminal 200; And the remote authorization object information of the professional remote authorization terminal 200 of reception customer self-service, generate return results information, return to self-service service authorization processing module, merge generation return results information by self-service service authorization processing module again, return to the customer self-service secure processing device in the lump.
Authentification of message treating apparatus 407 is used to receive enchashment request in the described limit, the volume enchashment request of transfiniting, service agreement is signed request, and small amount account closing request and self-service mandate service request are finished the safety certification of client identity document, biological information and imaging client information.
As shown in Figure 5, present embodiment provides a kind of self-service authorization and authentication method (simple authentication authorisation process operation flow), and this method comprises:
The customer self-service treatment facility inserts front end processor to customer self-service and sends enchashment request S501 in the limit; Described customer self-service inserts front end processor enchashment request in the limit is carried out sending to the background server S502 of bank behind the form; Described bank background server carries out safety certification to client identity, generates the interior enchashment request feedback information of limit and enchashment feedback information in the limit is sent to described customer self-service to insert front end processor S503; Described customer self-service inserts front end processor and receives enchashment feedback information in the described limit, and will send to described customer self-service treatment facility S504 after the format of enchashment feedback information in the described limit; Described customer self-service treatment facility calls the cash-access treating apparatus according to enchashment feedback information in the limit, and printer and display are finished enchashment S505 in client's limit.
Fig. 6 is a customer self-service treatment facility 100 in the self-service authorization and authentication method of present embodiment, and customer self-service inserts the signaling diagram between front end processor 300 and the bank's background server 400.
As shown in Figure 6, customer self-service safety processing device 100 will send to customer self-service and insert front end processor 300 by the interior enchashment request of the limit that the customer information input media is selected;
Customer self-service inserts front end processor 300 enchashment request in the limit is carried out sending to bank's background server 400 behind the form;
Bank's background server 400 calls data processing equipment 406 and authentification of message treating apparatus 407, and client identity is carried out safety certification, and carries out suitable relevant information according to authentication processing and handle, and then, generates enchashment request feedback information in the limit;
Bank's background server 400 sends to customer self-service with enchashment feedback information in the limit and inserts front end processor 300;
Further feed back to customer self-service safety processing device 100 after the format of enchashment feedback information in the limit that customer self-service access front end processor 300 sends bank's background server 400 again;
Customer self-service safety processing device 100 calls cash treatment, printer, display etc. and finishes enchashment in client's limit according to the feedback command of feedback bank background server 400.
As shown in Figure 7, present embodiment provides a kind of self-service authorization and authentication method (Certificate Authority business processing workflow fully), and this method comprises:
The customer self-service treatment facility sends to the background server S701 of bank with the small amount account closing request of customer selecting;
Described bank background server judges whether that according to small amount account closing request situation needs carry out client's safety certification, if send client's secure authenticated information acquisition instructions S702 to described customer self-service treatment facility;
Described customer self-service treatment facility calls client's certificate and the collecting biological feature information module is gathered client identity document and biological information, and client identity document and the biological information of gathering sent the described background server S703 of bank;
Described bank background server carries out safety certification to client identity, and generates small amount account closing request feedback information and described small amount account closing request feedback information is sent to described customer self-service treatment facility S704;
Described customer self-service treatment facility calls the cash-access treating apparatus according to described small amount account closing feedback information, and printer, display are finished the client's report and the voucher of small amount account closing and printed S705.
In step S701, before the customer self-service treatment facility sends to bank's background server with the small amount account closing request of customer selecting, described customer self-service inserts front end processor small amount account closing request is formatd, and sends to bank's background server then.
In step S702, if do not need to carry out client's safety certification, described customer self-service inserts front end processor and receives described small amount account closing feedback information, and will send to described customer self-service treatment facility after the described small amount account closing feedback information format; Described customer self-service treatment facility calls the cash-access treating apparatus according to described small amount account closing feedback information, and printer, display are finished the client's report and the voucher of small amount account closing and printed.
In step S702, before described customer self-service treatment facility sent client's secure authenticated information acquisition instructions, described customer self-service inserted front end processor client's secure authenticated information acquisition instructions is formatd at described bank background server.
In step S703, before described customer self-service treatment facility sent described bank background server with the client identity document gathered and biological information, described customer self-service inserted front end processor with described client identity document and biological information format.
In step S704, described bank background server carries out safety certification to client identity, and generate small amount account closing request feedback information and described small amount account closing request feedback information is sent to described customer self-service treatment facility, comprise: described bank background server carries out the safety certification of card number+password+identity document+biological characteristic to client identity, and generates small amount account closing request feedback information and described small amount account closing request feedback information is sent to described customer self-service access front end processor.
In step S704, before described bank background server sends to described customer self-service treatment facility with described small amount account closing request feedback information, described customer self-service inserts front end processor and receives described small amount account closing feedback information, and will send to described customer self-service treatment facility after the described small amount account closing feedback information format.
Fig. 8 is a customer self-service treatment facility 100 in the self-service authorization and authentication method of present embodiment, and customer self-service inserts the signaling diagram between front end processor 300 and the bank's background server 400.
In Fig. 8, the client selects small amount account closing business and selects a kind of cancellation mode according to prompting by the customer information input media, customer self-service treatment facility 100, sends to customer self-service and inserts front end processor 300 its small amount account closing request according to the cancellation mode of customer selecting;
Customer self-service inserts front end processor 300 small amount account closing request is carried out sending to bank's background server 400 behind the form;
Bank's background server 400 judges whether that according to the request situation needs carry out client's safety certification, if do not need the client identity safety certification, then generates small amount account closing information and forwards step 209 to and carry out; Otherwise, send the instruction of gathering client's secure authenticated information to device 1;
Customer self-service inserts and will pass to customer self-service treatment facility 100 after front end processor 300 will be gathered the order formatization of client's secure authenticated information;
Customer self-service treatment facility 100 calls client's certificate and secure authenticated information is gathered and collected to the collecting biological feature information module;
Customer self-service treatment facility 100 sends secure authenticated information and inserts front end processor 300 to customer self-service, further sends to bank's background server 400 after the format again;
Bank's background server 400 sends to customer self-service with small amount account closing request feedback information and inserts front end processor 300;
Further feed back to customer self-service treatment facility 100 after the small amount account closing feedback information format that customer self-service access front end processor 300 sends bank's background server 400 again;
Customer self-service treatment facility 100 calls cash treatment, printer, display etc. and finishes follow-up works such as client's report of small amount account closing, voucher printing according to the feedback command of bank's background server 400.
In the above-mentioned steps of Fig. 8, if do not need the client identity safety certification, then generate small amount account closing information, further feed back to customer self-service treatment facility 100 after the small amount account closing feedback information that customer self-service access front end processor 300 sends bank's background server 400 formats; Customer self-service treatment facility 100 calls cash treatment, printer, display etc. and finishes follow-up works such as client's report of small amount account closing, voucher printing according to the feedback command of bank's background server 400.
The volume enchashment workflow step that transfinites is basic identical with little account closing, and just authentication mode is more different, so repeat no more.
As shown in Figure 9, present embodiment provides a kind of self-service authorization and authentication method (customer self-service remote authentication authorisation process operation flow), and this method comprises:
The customer self-service treatment facility sends to the background server S901 of bank with the self-help remote authorization requests of customer selecting; Described bank background server generates client's secure authenticated information acquisition instructions according to small amount account closing request, and sends described client's secure authenticated information acquisition instructions S902 to described customer self-service treatment facility; Described customer self-service treatment facility calls the customer information harvester and gathers the remote authorization secure authenticated information and send to the described background server S903 of bank; Described bank background server carries out safety certification to client identity, if through safety certification, sends client's audio and video information and gives self-service professional remote authorization terminal S904 with safety certification successful information (the relevant appointed information of safety certification); Described self-service professional remote authorization terminal is carried out authorisation process according to self-service professional remote authorization request, client's audio and video information and safety certification successful information to self-service business, generates the remote authorization object information and sends the remote authorization object information to the described background server S905 of bank; Described bank background server generates remote authorization feedback result information according to Authorization result information, and described remote authorization feedback result information is sent to described customer self-service treatment facility S906; Described customer self-service treatment facility calls cash treatment, printer, display according to remote authorization feedback result information and finishes the professional S907 of customer self-service mandate that comprises that the client reports, voucher is printed.
In step S901, before the customer self-service treatment facility sends to bank's background server with the self-help remote authorization requests of customer selecting, described customer self-service inserts front end processor to small amount account closing request form, sends to described bank background server then.
In step S902, described bank background server is before described customer self-service treatment facility sends described client's secure authenticated information acquisition instructions, described customer self-service inserts front end processor client's secure authenticated information acquisition instructions is formatd, and passes to described customer self-service treatment facility then.
In step S903, at described customer self-service treatment facility with the remote authorization secure authenticated information and before sending to described bank background server, described customer self-service inserts front end processor the remote authorization secure authenticated information is formatd, and sends to described bank background server then.
In step S904, described bank background server carries out safety certification to client identity, comprising: described bank background server carries out the safety certification of card number+password+identity document+biological characteristic to client identity.
In step S904, if client identity is not through safety certification, generate the safety certification failure information, described bank background server generates remote authorization feedback result information according to Authorization result information, and described remote authorization feedback result information is sent to described customer self-service treatment facility; Described customer self-service treatment facility calls cash treatment, printer, display according to remote authorization feedback result information and finishes the customer self-service mandate business that comprises that the client reports, voucher is printed.
In step S906, before described bank background server sends to described customer self-service treatment facility with described remote authorization feedback result information, described customer self-service inserts front end processor remote authorization feedback result information is formatd, and sends to described customer self-service treatment facility then.
Figure 10 is a customer self-service treatment facility 100 in the self-service authorization and authentication method of present embodiment, and customer self-service inserts the signaling diagram between front end processor 300 and the bank's background server 400.
As shown in figure 10, the client is by customer information input media selection self-help remote mandate business and according to after selected a kind of concrete business of prompting and the remote authorization safety certification mode thereof, customer self-service treatment facility 100, sends to customer self-service and inserts front end processor 300 its self-help remote authorization requests according to the remote authorization safety certification mode of customer selecting;
Customer self-service inserts front end processor 300 small amount account closing request is carried out sending to bank's background server 400 behind the form;
Bank's background server 400 judges to determine which client's secure authenticated information needs gather, then, generate dependent instruction information according to the request situation, and sends the instruction of gathering client's secure authenticated information to customer self-service treatment facility 100;
Customer self-service inserts and will pass to customer self-service treatment facility 100 after front end processor 300 will be gathered the order formatization of client's secure authenticated information;
Customer self-service treatment facility 100 calls client's certificate and collecting biological feature information device and client's audio and video information harvester and gathers and collect the remote authorization secure authenticated information;
Customer self-service treatment facility 100 form according to the rules sends secure authenticated information to customer self-service access front end processor 300; Customer self-service further sends to bank's background server 400 after inserting front end processor 300 formats again;
Bank's background server 400 calls data processing equipment 406 and authentification of message treating apparatus 407, and client identity " card number+password+identity perfect instrument+biological characteristic " mode of carrying out is carried out safety certification earlier;
If safety certification is passed through, bank's background server 400 sends the relevant appointed information of client's audio and video information and safety certification to the professional remote authorization terminal of customer self-service, and the professional remote authorization terminal of instruction customer self-service is carried out remote authorization;
The professional remote authorization terminal of customer self-service is carried out authorisation process according to the security certification result of self-service professional remote authorization request and client's audio and video information and bank's background server 400 to the self-service business of this industry, and generates the remote authorization object information;
The professional remote authorization terminal of customer self-service sends the remote authorization object information to bank's background server 400;
Bank's background server 400 receiving remote Authorization result information after finishing relevant information and handling, merge and generate complete remote authorization feedback result information, feed back to customer self-service in the lump and insert front end processor 300;
Customer self-service inserts and further feeds back to customer self-service treatment facility 100 after front end processor 300 formats processing with self-service Authorization result again;
Customer self-service treatment facility 100 calls the subsequent treatment work that cash treatment, printer, display etc. are finished customer self-service mandate business according to the feedback command of bank's background server 400, as work such as client's report, voucher printings.
In above-mentioned steps, if client's safety certification is not passed through, after then generating safety certification failure feedback information, bank's background server 400 receiving remote Authorization result information, after finishing the relevant information processing, merge the complete remote authorization feedback result information of generation, feed back to customer self-service in the lump and insert front end processor 300; Customer self-service inserts and further feeds back to customer self-service treatment facility 100 after front end processor 300 formats processing with self-service Authorization result again; Customer self-service treatment facility 100 calls the subsequent treatment work that cash treatment, printer, display etc. are finished customer self-service mandate business according to the feedback command of bank's background server 400, as work such as client's report, voucher printings.
The useful technique effect of the utility model embodiment is, the utility model can be taked the client identity secure authentication technology means of different stage according to the business that the client handles, as technological means such as biological information identification, authentications, the client is carried out strict authentication and safety anti-fake discriminating, the level and the security that have effectively improved the customer self-service transacting business.
Image information and client identity authentication authentication (collecting biological feature information) information by self-service professional remote authorization terminal remote transmission customer self-service transacting business, guaranteeing under the safe situation, make the client can utilize Possum to initiate multiple money transaction and the transaction of account management class, effectively having improved the monetary transaction treatment effeciency reaches from the cabinet rate, a large amount of conserve system resources, human resources have reduced risk and handling cost significantly.
Can effectively shunt monetary transaction for the client provides the function that the part monetary transaction is changed into no cash transaction, reduce handling cost significantly, save system resource in short supply day by day.
The utility model is simple, convenient, and training cost is low, is convenient to promote; Two is functional: multi-functionals such as this device integrates deposit, the consumption of withdrawing the money, transfer accounts, account management, the false distinguishing of holder's identity, and powerful.
Above-described specific embodiment; the purpose of this utility model, technical scheme and beneficial effect are further described; institute is understood that; the above only is a specific embodiment of the utility model; and be not used in and limit protection domain of the present utility model; all within spirit of the present utility model and principle, any modification of being made, be equal to replacement, improvement etc., all should be included within the protection domain of the present utility model.
Claims (12)
1. customer self-service treatment facility, link to each other with the bank background server, it is characterized in that described equipment comprises: central processing unit, customer information input media, the customer information harvester, enchashment button in the cash-access treating apparatus, limit, volume enchashment button transfinites, agreement is signed button, the professional button of little account closing button and self-service mandate;
Described customer information input media, customer information harvester, cash-access treating apparatus, enchashment button in the limit, the volume enchashment button that transfinites, agreement is signed button, and the professional button of little account closing button and self-service mandate is connected with described central processing unit respectively; Wherein
Described customer information input media is used to receive client's input information and reads client's perfect instrument information or biological information;
Described customer information harvester is used to gather client identity document, biological information and imaging client information, and the information of gathering is sent to bank's background server;
Described cash-access treating apparatus is used for operating selection according to the client and finishes cash-access;
The enchashment button is used to trigger enchashment request in the limit in the described limit, finishes cash-access in the limit to drive described cash-access treating apparatus;
The described volume enchashment button that transfinites is used for triggering the volume enchashment request of transfiniting, and finishes the volume cash-access that transfinites to drive described cash-access treating apparatus;
Described agreement is signed the signing request that button is used to trigger service agreement between client and the bank;
Described little account closing button is used to trigger small amount account closing request;
The professional button of described self-service mandate is used to trigger self-service service authorization request and self-service professional remote authorization request.
2. equipment as claimed in claim 1 is characterized in that, described equipment also comprises:
Display is connected with described central processing unit, is used for showing comprising client's actions menu information, the business information of client's information and operation result information.
3. equipment as claimed in claim 1 is characterized in that, described equipment also comprises:
Printer is used to print client trading with bar.
4. equipment as claimed in claim 1 is characterized in that, described customer information harvester comprises:
Client's certificate and collecting biological feature information module are used for gathering and read client identity document and biological information, and the information of gathering is sent to described bank background server carry out identification and authorization identifying;
The imaging client information acquisition module is used for gathering and reads imaging client information, and described imaging client information is sent to described bank background server examines and authorization identifying.
5. equipment as claimed in claim 1 is characterized in that, described customer information input media comprises the client password input keyboard.
6. a self-service authorization identifying system is characterized in that, described system comprises: a plurality of customer self-service treatment facilities, and self-service professional remote authorization terminal, customer self-service inserts front end processor and bank's background server;
Described customer self-service secure processing device inserts front end processor by bank's internal network and described customer self-service and is connected, described customer self-service inserts front end processor and is connected with described bank background server by bank's internal network, and described self-service professional remote authorization terminal is passed through bank's internal network and is connected with described bank background server; Wherein
Described customer self-service treatment facility comprises:
The customer information input media is used to receive client's input information and reads client's perfect instrument information or biological information,
The customer information harvester is used to gather client identity document, biological information and imaging client information, and the information of gathering is sent to bank's background server,
The cash-access treating apparatus is used for operating selection according to the client and finishes cash-access,
Enchashment button in the limit is used to trigger enchashment request in the limit,
The volume enchashment button that transfinites is used for triggering the volume enchashment request of transfiniting,
Agreement is signed button, and the service agreement that is used to trigger between client and the bank is signed request,
Little account closing button is used to trigger small amount account closing request,
The professional button of self-service mandate is used to trigger self-service mandate service request;
Described bank background server comprises:
Enchashment treating apparatus in the limit is used to receive enchashment request in the limit that the enchashment button triggers in the described limit, and drives described cash-access treating apparatus and finish cash-access in the limit,
The volume enchashment treating apparatus that transfinites is used to receive the volume that the transfinites enchashment request that the described volume enchashment button that transfinites triggers, and drives described cash-access treating apparatus and finish the volume cash-access that transfinites,
Standard agreement is signed treating apparatus, is used for signing the service agreement signing of asking between realization client and the bank according to the service agreement that described agreement signing button triggers,
Small amount account closing treating apparatus is used for realizing according to the small amount account closing request that described little account closing button triggers the cancellation processing of small amount account,
Self-service mandate business processing device is used for finishing service authorization according to self-service service authorization request and self-service professional remote authorization request that the professional button of described self-service mandate triggers,
Data processing equipment is used for storage and management data,
The authentification of message treating apparatus, be used to receive enchashment request in the described limit, the volume enchashment request of transfiniting, service agreement is signed request, and small amount account closing request and self-service mandate service request are finished the safety certification of client identity document, biological information and imaging client information;
Described self-service professional remote authorization terminal is used for the client who handles the remote authorization business is carried out the verification of client identity document, biological information and imaging client information, realizes remote authorization;
Described customer self-service inserts front end processor and is used for the information between described customer self-service treatment facility and the bank's background server is formatd, and the information after the data format of transferingization.
7. system as claimed in claim 6 is characterized in that, described customer self-service inserts front end processor and comprises: customer self-service treatment facility interface, and bank's background server interface inserts integrating apparatus and metadata cache exchange processing module;
Described access integrating apparatus respectively with customer self-service secure processing device interface, bank's background server interface and metadata cache exchange processing module are connected; Wherein
Described customer self-service treatment facility interface is used to finish information transmit-receive and the exchange that dress and customer self-service treatment facility are integrated in described access;
Bank's background server interface is used to finish information transmit-receive and the exchange between described access integrating apparatus and the bank's background server;
Described access integrating apparatus is in formaing the information between described customer self-service treatment facility interface and the bank's background server interface, and the information after the data format of transferingization;
The metadata cache exchange processing module is used to receive the instruction of described access integrating apparatus, for the information of described customer self-service treatment facility interface and the transmitting-receiving of bank background server interface provides metadata cache that the information of transmitting-receiving is formatd processing.
8. system as claimed in claim 7 is characterized in that, described self-service mandate business processing device comprises:
Self-service service authorization processing module is used for finishing service authorization according to the self-service service authorization request that the professional button of described self-service mandate triggers;
Self-service professional remote authorization processing module is used for finishing service authorization according to the self-service professional remote authorization request that the professional button of described self-service mandate triggers.
9. system as claimed in claim 7 is characterized in that, described customer self-service treatment facility also comprises:
Display is connected with described central processing unit, is used for showing comprising client's actions menu information, the business information of client's information and operation result information.
10. system as claimed in claim 7 is characterized in that, described customer self-service treatment facility also comprises:
Printer is used to print client trading with bar.
11. system as claimed in claim 7 is characterized in that, described customer information harvester comprises:
Client's certificate and collecting biological feature information module are used for gathering and read client identity document and biological information, and the information of gathering is sent to described bank background server carry out identification and authorization identifying;
The imaging client information acquisition module is used for gathering and reads imaging client information, and described imaging client information is sent to described bank background server examines and authorization identifying.
12. system as claimed in claim 7 is characterized in that, described customer information input media comprises the client password input keyboard.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011200406962U CN201955846U (en) | 2011-02-17 | 2011-02-17 | Customer self-service processing equipment and self-service authorized certification system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011200406962U CN201955846U (en) | 2011-02-17 | 2011-02-17 | Customer self-service processing equipment and self-service authorized certification system |
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| Publication Number | Publication Date |
|---|---|
| CN201955846U true CN201955846U (en) | 2011-08-31 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2011200406962U Expired - Lifetime CN201955846U (en) | 2011-02-17 | 2011-02-17 | Customer self-service processing equipment and self-service authorized certification system |
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| CN (1) | CN201955846U (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102176267A (en) * | 2011-02-17 | 2011-09-07 | 中国工商银行股份有限公司 | Client self-service processing equipment as well as self-service authority authentication system and method |
| CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
| CN107077666A (en) * | 2014-09-15 | 2017-08-18 | 温科尼克斯多夫国际有限公司 | Method and apparatus for being authorized to the action at self-aid system |
| CN111091664A (en) * | 2018-10-24 | 2020-05-01 | 上海浦东发展银行股份有限公司 | Bank self-service terminal |
-
2011
- 2011-02-17 CN CN2011200406962U patent/CN201955846U/en not_active Expired - Lifetime
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102176267A (en) * | 2011-02-17 | 2011-09-07 | 中国工商银行股份有限公司 | Client self-service processing equipment as well as self-service authority authentication system and method |
| CN107077666A (en) * | 2014-09-15 | 2017-08-18 | 温科尼克斯多夫国际有限公司 | Method and apparatus for being authorized to the action at self-aid system |
| CN106127973A (en) * | 2016-03-30 | 2016-11-16 | 中国联合网络通信集团有限公司 | A kind of method for authenticating, device, system in real time |
| CN111091664A (en) * | 2018-10-24 | 2020-05-01 | 上海浦东发展银行股份有限公司 | Bank self-service terminal |
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