CN1897050B - Automatic transaction device of organism authentication - Google Patents
Automatic transaction device of organism authentication Download PDFInfo
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- CN1897050B CN1897050B CN2006101056866A CN200610105686A CN1897050B CN 1897050 B CN1897050 B CN 1897050B CN 2006101056866 A CN2006101056866 A CN 2006101056866A CN 200610105686 A CN200610105686 A CN 200610105686A CN 1897050 B CN1897050 B CN 1897050B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
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Abstract
The invention provides an authentication method for preventing ID number operation of visually impaired people from being stolen by peeking, etc. The IC chip of an IC card in which biological information is registered can register up to ten veins or fingerprints, and numerical values from 0 to 9 are associated with the respective fingers of each customer. Selection inputs for transaction items and process inputs such as ''confirmation'' and ''correction'' are also registered in association with the respective fingers. In this way, the IC chip of the IC card is used as a translator and each customer can input numerical values or the like sequentially and make transactions at an automatic transaction device by simply putting his/her fingers over the finger information reader of an ATM. In the case of visually impaired people, transactions can be desirably made as they listen to voice guidance on a handset.
Description
Technical field
The present invention relates to a kind of automatic trading apparatus that is arranged in the financial institution, refer more particularly to automatic trading apparatus with the biometric authentication function of after confirming as me, concluding the business by the Biont information that reads client.
Background technology
In the financial transaction of between financial institution and client, carrying out, just begin transaction behind the execution client's of financial institution the authenticate himself.For example, under the situation of using automatic trading apparatus (ATM) transaction, utilize cash card (cash card) and password to carry out authenticate himself.In recent years, in the transaction of financial institution,,, improved security by strong request especially for the transaction that utilizes automatic trading apparatus owing to use killed increases such as robbed or burgled card or forgery card.
Method as above-mentioned raising security, in the IC chip of the card that financial institution issues, login Biont informations such as client's fingerprint or finger vein pattern in advance,, confirm that the biometrics authentication system that authenticates after me has begun to be practical according to the Biont information that reads.In this biometrics authentication system, even if known password wrongly by the malicious person because of stealing a glance at etc., owing to carry out authentication with the intrinsic Biont information of regular client, so can guarantee security.
Application examples as above-mentioned biometrics authentication system, use fingerprint as Biont information, carry out that each relevant apparatus of pointing the processing of extra senses also is suggested (with reference to patent documentation 1 (spy opens the 2001-265915 communique), patent documentation 2 (spy opens the 2001-274897 communique), patent documentation 3 (spy opens the 2002-41169 communique)).
Usually, the setting of automatic trading apparatus not only with healthy person, also with the prerequisite that is utilized as of visually impaired person.Therefore, the operation auxiliary unit when using the automatic trading apparatus transaction as visually impaired person provides the sense of touch drawing mark that is provided with around the hand-held set of 10 keys or the touch-screen.Use these unit to import under the situation of Transaction Information at visually impaired person, hand-held set is placed on hand and presses 10 keys, or contact the touch-screen that is positioned at its front, thereby can import necessary various information according to sense of touch drawing mark.But, press 10 keys of hand-held set or the state of contact sense of touch drawing mark even if allow the malicious person sniff visually impaired person, visually impaired person can not be realized, bad strick precaution.
In the past, as the means of stealing a glance at of preventing to password or amount of money input etc., begin to popularize countermeasure at healthy person, paste the confirmation of rear view mirror on automatic trading apparatus top, or in display frame, paste and be partial to filter coating, but only these are not enough to constitute perfectly sound preventing and steal a glance at countermeasure, the security countermeasure when especially operating as visually impaired person, and the countermeasure that can expect effect is seldom.
On the other hand, in patent documentation 1-3, not only biometric authentication function only is used for individual identification, also is applied to the operation of out of Memory input etc.That is, in patent documentation 1, ' reservation ' ' rejected ' in gerentocratic each fingerprint login ' admitting ', the ruling processing time with workflow is guaranteed in the security of hope shortening PC.In patent documentation 2, in mobile phone, assemble fingerprint reader, read finger corresponding to each telephone number, send automatically.In patent documentation 3, in order to ensure the security of PC, select corresponding to the program of the finger that reads etc., make it startup/end.
But any known technology is not all considered numerical value inputs such as the password in the automatic trading apparatus or the amount of money, or transaction content selects transaction operation concrete in such financial institution, is not making a search aspect preventing that the malicious person steals a glance under the various operations.Promptly, above-mentioned any known technology all only is to use the organism authentication technology of fingerprint to make processing corresponding to each different fingers, automatic trading apparatus supposes that not only the utilization of healthy person also supposes the utilization of visually impaired person, and very difficult realization prevents stealing a glance at of malicious person and guarantees the formation of security.
Summary of the invention
The object of the present invention is to provide a kind of automatic trading apparatus, the operation of visually impaired person is also imagined in the operation of not only imagining healthy person, prevents to steal a glance at and guarantee security.
In the IC chip of the IC-card of logining Biont information, can login the finger vein or the fingerprint that amount to below 10, by different clients, point the numerical value of logining 0-9 corresponding to each.And, also point and login purpose selection input of transaction section or processing inputs such as ' affirmation ', ' correcting ' corresponding to each.In addition, with regard to these logins, which is pointed corresponding to which numerical value or processing, and each client can freely set.Thus, client is only by on the Biont information reading device that finger is placed on ATM, uses the password of touch-screen etc. before just can carrying out or extracts the input of the amount of money or transaction is selected etc., can use automatic trading apparatus to conclude the business.In other words, the present invention makes the IC chip that is equipped on the IC-card play the effect of the transducer of input command etc.
And, make finger information reading device and touch screen combination, can import more complicated processing command etc.In addition, under the situation of visually impaired person operation, but the embodiment that preferred limit listens the auditory tone cues limit of hand-held set to conclude the business.
Among the present invention, cell arrangement by client being imported various necessary informations at automatic trading apparatus from before touch-screen become the Biont information reading device, because just I people in addition in input operation does not know which numerical value of which finger corresponding to 0-9, or carry out any transaction and operate, input is hopeful to improve security so can feel at ease.
And, even if visually impaired person is not accepted explanation from the office worker, the operation of also can concluding the business simply, can expect to realize accessible, improve effect such as convenience.
Description of drawings
Fig. 1 is the block diagram that adopts the biometrics authentication system among the ATM of present embodiment.
Fig. 2 is the outside drawing that carries the card of IC chip.
Fig. 3 is the example that is built in the service function in the IC chip.
Fig. 4 is the system pie graph of client when utilizing ATM.
Fig. 5 is the data layout figure that is stored in the former account of account in the main frame.
Fig. 6 is the data layout figure that is stored in the Biont information in the IC chip.
Fig. 7 is the data layout figure that is stored in the Biont information in the IC chip.
Fig. 8 is the example of the transaction processing process flow diagram of present embodiment.
Fig. 9 is that the picture example is selected in the transaction that shows among the ATM.
Figure 10 is the password input picture example that shows among the ATM.
Figure 11 is the password confirming picture example that shows among the ATM.
Figure 12 is the extraction amount of money input picture example that shows among the ATM.
Figure 13 is the example of the transaction processing process flow diagram of present embodiment employing.
Embodiment
At first, with Fig. 1-5 basic comprising of the present invention is described.
Fig. 1 is the block diagram of the automatic trading apparatus that adopts embodiment of the present invention (below abbreviate ATM as).ATM101 is by constituting with lower device: read the finger vein reader 102 as client's finger vein pattern of Biont information; The liquid crystal display part 103 that demonstration is instructed client's transaction; The touch-screen input part of importing in order to conclude the business operation 104; Handle the mechanism for card 105 that inserts card; The bank not deposit and withdraw mechanism 106 of the bank note of processing bank not deposit and withdraw etc.; The coin not deposit and withdraw mechanism 107 of the coin of processing coin not deposit and withdraw etc.; Carry out the detail form printing mechanism 108 of detail form print processing; Carry out the deposit book printers structure 109 of bankbook print processing; The master control part 110 of control molar behavior.In addition, input part 104 is also can be unit with display part 103 incorporate liquid crystal touch screen types.
Magnetic stripe read-write portion 111 that the magnetic stripe of the IC-card that client is inserted is read and write and the IC chip read-write portion 112 that the IC chip is read and write are set in mechanism for card 105.The Department of Communication Force 115 that each CPU113 that handles of control, storage carry out the storer 114 of the program of various processing usefulness or Transaction Information etc., use with main frame or server transceive data, the recording portion 116 and the power supply 117 of record and client's Transaction Information etc. successively are set in master control part 110.And, can take personage's camera 118 of client's face image in the front upper setting of ATM101.
Fig. 2 is the outside drawing of IC-card 201.In IC-card 201, carry magnetic stripe 202 and contact IC chip 203.Also can carry non-contact IC chip 204 in the IC-card 201.Fig. 3 represents to be stored in an example of the service function in the IC chip 203, has logined the account information of the cash card (cashcard) supported as publisher's financial institution or credit card etc., or as the client's of Biont information finger vein pattern.
Fig. 4 is the financial institution system pie graph of client 205 when utilizing ATM.Fig. 5 is an example that is stored in the former account data layout of account of the client in the database 206 of main frame 207 of IC chip 203 or financial institution.
Below, as embodiment 1-3, describe the of the present invention various embodiments that use above-mentioned formation in detail.
[embodiment 1]
Client is in order to begin the transaction based on organism authentication, and at first client will propose the application of this content to financial institution.Afterwards, the IC-card of distribution is mailed the own home, is held the IC-card the received business shop to financial institution by me.There, by office worker's operation, read client's Biont information (fingerprint, refer to vein etc.) by the Biont information reading device, login is in the IC-card that client held.At this moment, when login two hands amount to the Biont information of 10 fingers, also login in these fingers which corresponding to which numerical value of 0-9, or corresponding to which type of transaction, processing.In addition, which content which finger preferred client can freely set, select corresponding to.
Fig. 6 is Biont information and an example corresponding with it of so logining 10 fingers of two hands in the IC of IC-card 201 chip 203, as mentioned above, indication according to the office worker, each finger is logined with following content is corresponding, and this content is: extract or transaction such as deposit such as selects, confirms or correct at the numerical value input of handling input, 0-9, units such as ten thousand or thousand import.
Below, the treatment scheme when illustrating that with Fig. 8 client uses the IC-card 201 of above-mentioned login to conclude the business.Fig. 8 is as the 1st embodiment of the present invention, the transaction processing process flow diagram when being to use 10 fingers of two hands to conclude the business.In addition, in the present embodiment, numerical value ' 1248 ' is as client's password, and ' extraction ' concludes the business as type of transaction, ' 50,000 circles ' describe as extracting the amount of money.
At first, if client 205 inserts IC-card 201 in the mechanism for card 105 of ATM101, from magnetic stripe 202, read account information (step 301) from IC chip 203 by IC chip read-write portion 112 by magnetic stripe read-write portion 111.
Afterwards, in order to carry out authenticate himself, in display part 103, show guide picture, or utilize sound to come pilot operationp, client 205 finger is placed on the finger vein reader 102, read the vein pattern (step 302) of the finger of putting according to Biont information.The client's 205 who reads finger vein pattern is sent to IC chip 203 via master control part 110 and IC chip read-write portion 112.
In the IC chip 203, the right hand of contrast login and left hand amount to the finger vein pattern of 10 fingers and the finger vein pattern that reads, and carry out authenticate himself (step 303).If authenticate himself finishes, then show transaction selection picture shown in Figure 9, supervise client's option dealing.In the selection picture of Fig. 9, the Biont information for each pairing finger of concluding the business of reading prior login shown in Figure 6 can show side by side that also the available sounds indication waits and supervises.
Client to point the regulation of login in advance (being forefinger here) and is placed on the finger vein reader 102 (step 304) in order to extract.In addition, in the present embodiment, so long as forefinger then both can be that left hand also can be the right hand.The vein pattern that refers to the forefinger that vein reader 102 reads is sent to IC chip 203, contrast successively with the vein pattern of 10 fingers of login, by confirms selection ' extraction ' (step 305) with the consistent of vein pattern of forefinger.
If transaction is selected to finish, then show the input picture of password shown in Figure 10.With above-mentioned same, also can show the indication of reading corresponding finger simultaneously, also can carry out the sound indication.Client is in order to input as ' 1 ' of the 1st of the front of password, refers on the vein reader 10 (step 306) so the little finger of left hand is placed on.The vein pattern of the left hand little finger that reads is sent to IC chip 203, contrasts successively with the vein pattern of 10 fingers of login, by confirming that with the consistent of little finger vein pattern of left hand identification value ' 1 ' is transfused to (step 307).
Below same, in order to input, place the third finger (step 308) of left hand as ' 2 ' of the 2nd of the front of password, contrast (step 309) with the vein pattern of the third finger of the left hand of login.In order to input as ' 4 ' of the 3rd of the front of password, place the forefinger (step 310) of left hand, contrast (step 311) with the vein pattern of the forefinger of the left hand of login.For input the 4th of front as password, promptly last position ' 8 ', place the middle finger (step 312) of the right hand, contrast (step 313) with the vein pattern of the middle finger of the right hand of login.As if the end of input of password, then show the affirmation picture of password shown in Figure 11.The result who confirms is if ' forefinger ' (step 314) that is equivalent to ' affirmation ' implication then placed in inerrancy etc.Think in generation under the situation of mistake or input error, if ' cancellation ' then placed on ' little finger ', if ' correcting ' then places on ' thumb ', re-entered etc.
The input sequence of password is not limited to above-mentioned, also can also can be imported at random by client according to the indication from device from last position beginning successively to anteposition input.And the input validation of ciphering sequence number shown in Figure 11 can be carried out after whole 4 of input, also can every input confirms 1 the time, revises in case of necessity etc.
The input picture that shows the extraction amount of money shown in Figure 12 then in order to import as ' 5 ' of the most preceding bit value of extracting the amount of money, to be placed on the thumb of left hand and to refer on the vein reader 10 (step 315).The vein pattern of the left hand thumb that reads is sent to IC chip 203, contrast with the vein pattern of the left hand thumb of login, numerical value ' 5 ' is transfused to (step 316).Later position too can be by placing the finger corresponding to each numerical value, input value successively, but sometimes according to the amount of money, simpler situation when also having input ' thousand ', ' ten thousand ' to wait unit also adopts this unit to import in the present embodiment.
That is, in the input of the said extracted amount of money, because from the input of the numerical value input unit of changing to, so, contact touch-screen (step 317) as the end of numerical value input.Afterwards,, place thumb (step 318), contrast (step 319) with the vein pattern of the thumb of login in order to import unit ' ten thousand ' as the anteposition of extracting the amount of money.Because the extraction amount of money of present embodiment,, contrasts by the vein pattern with the left index finger of logining with ' circle ' (step 320) of input as unit so place forefinger for no odd youngster's just in time 50,000 circles, unit ' circle ' is transfused to (step 321).The input of above-mentioned unit also is as long as the kind correspondence of finger then both can be that the right hand also can be a left hand.In addition, with regard to the input of above-mentioned 50,000 circles, 50,000 4 thousand circles wait under the situation of numerical value for example importing, and turning back to the numerical value input after the unit input once more is easily.Therefore, also can be on display panel the suitably switching push button of design ' numerical value input ' and ' unit input ' or ' determining ' button etc.
If extract the end of input of the amount of money, the account information that the Department of Communication Force 115 of master control part 110 will read from IC chip 203, the password of input, extract the main frame 207 that the amount of money sends to the affairs center, receive necessary information (step 322).Afterwards, when receiving the answer that allows transaction from main frame 207, then bank not deposit and withdraw mechanism 106 carries out client 205 with coin not deposit and withdraw mechanism 107 and prepares (step 323) from the money that goes out of the amount of money of display part 103 inputs.Mechanism for card 105 is discharged card 201, and detail form printing mechanism 108 is discharged detail form, allows client 205 receive (step 324).Bank not deposit and withdraw mechanism 106 or coin not deposit and withdraw mechanism 107 emit currency or coin from the mouth of withdrawing the money separately, allow client 205 receive (step 325).
[embodiment 2]
ATM101 for my contrast,, makes it that each finger is blocked and is referring on the vein reader 102 the visually impaired person channeling conduct with sound by hand-held set etc.If I finish in contrast, then, implement the auditory tone cues of supervising transaction to select to visually impaired person according to the corresponding relation (Fig. 6) that is recorded in each finger and transaction choice menus in the IC-card 201.For example, can only inform to make it place finger,, can also use as " if ' extraction ' please place ' forefinger ' for forgetting the client of each finger with the corresponding relation of handling corresponding to type of transaction.If ' deposit ' please place ' thumb ' ... " comprise each finger and the indication of the sound of contents processing corresponding relation, auxiliary client's operation.In addition, this detailed auditory tone cues also can be implemented for the healthy person of the corresponding relation of forgetting each finger and contents processing not only to visually impaired person.
Below, equally before the affirmation (step 314 of Fig. 8) of password input (the step 306-step 313 of Fig. 8), password input, each of appointment (the step 315-321 of Fig. 8) of extracting the amount of money are handled, the sound guide of implementation tip client operating, and, also can implement to comprise client's each finger and the more detailed auditory tone cues of the relation of contents processing.
In addition, although must after inputs such as password or transaction content, dealing money, these information be notified to client and make it confirm the input content, under the situation of visually impaired person operation, only carry out by auditory tone cues based on hand-held set.This is because if use based on the demonstration of display etc. or common sound indication etc., then the malicious person can hold transaction content or input content by stealing a glance at or eavesdropping.Certainly, also can accompany display frame under the situation of visually impaired person the unsoundness person.At this moment, select option as Fig. 6 or transaction shown in Figure 7, can make it select ' the input content check that shows based on picture ', or in display part, be provided with whether carry out selector button that picture that transaction content confirms shows etc., allow client's (healthy person of company) or the office worker of bank select.
[embodiment 3]
Below, the embodiment of carrying out the situation corresponding to various operations same as described above with singlehanded finger only is described.Even in the present embodiment,, only be that 5 singlehanded fingers are not enough owing to will handle 10 kinds of information of numerical value 0-9.Therefore, by making singlehanded finger combination, can cover the shortage a little.Fig. 7 is corresponding routine when IC chip 203 login is only carried out transaction and selected, handles the numerical value input of input, 0-9 or unit input with 5 singlehanded fingers.Among the figure, vein data and the vein data of little finger this two kind of ' thumb+little finger ' expression that for example is equivalent to numerical value input ' 6 ' by the contrast thumb, input value ' 6 '.In addition, the step that the necessary informations such as corresponding relation of each finger is signed in to IC-card 201 is same as the previously described embodiments, so omit explanation.
Figure 13 is the transaction processing process flow diagram of present embodiment, and is identical with the embodiment of front, and password is ' 1248 ', and type of transaction is ' extraction ', and extracting the amount of money is ' 50,000 circles '.Below, according to this process flow diagram action is described.
At first, if client 205 inserts IC-card 201, then from magnetic stripe 202 or IC chip 203, read account information (step 401).Afterwards, carry out authenticate himself, client 205 finger is placed on the finger vein reader 102, read the vein pattern (step 402) of the finger of placement in order to utilize Biont information.The client's 205 who reads finger vein pattern is sent to IC chip 203.Amount to 5 finger vein patterns and the finger vein pattern that reads by the one hand of contrast login in IC chip 203 shown in Figure 7, implement authenticate himself (step 403).
If authenticate himself finishes, then, supervise client's option dealing by showing transaction selection picture shown in Figure 9.Because client selects ' extraction ' transaction, so forefinger is placed on the finger vein reader 102 (step 404).The vein pattern that refers to the forefinger that vein reader 102 reads is sent to IC chip 203, contrast successively with the vein pattern of each finger of login, by confirming with the consistent of vein pattern of forefinger, identification selection ' extraction ' conclude the business (step 405).
If transaction select to finish, then show the input picture of password shown in Figure 10, because client's input is as ' 1 ' of the 1st of the front of password, refer on the vein reader 10 (step 406) so little finger is placed on.The vein pattern of the little finger that reads is sent to IC chip 203, contrasts (consistent confirm) (step 407) with the vein pattern of little finger of login.Below same because input is as the numerical value ' 2 ' of the 2nd of the front of password,, contrast (step 409) with the vein pattern of the third finger of login so client places the third finger (step 408).Because input is as the numerical value ' 4 ' of the 3rd of the front of password,, contrast (step 411) with the vein pattern of the forefinger of login so client places forefinger (step 410).
Then, because input is as the numerical value ' 8 ' of the 4th of the front of password (last position), so at first place thumb (step 412) corresponding to numerical value ' 5 ', contrast with the vein pattern of the thumb of login, numerical value ' 5 ' is transfused to (step 413).Afterwards, because the addition of indication numerical value, so contact touch-screen (step 414).' the numerical value addition button ' of the addition of expression numerical value also can be set separately on touch-screen.Place middle finger (step 415) then, contrast, thereby carry out the input (step 416) of the numerical value ' 3 ' that addition uses with the vein pattern of middle finger of login corresponding to numerical value ' 3 '.As a result, as the 4th bit value of ciphering sequence number, ' 5+3=8 ' determines and is transfused to.
In addition, corresponding to the numerical value of each finger of band implication in advance, it is additional also can to carry out correspondence to other numerical value by addition as mentioned above, also can itself carry out specific implication and adds making up, and signs in in the IC-card 201.For example, also can add and make ' little finger+little finger ' corresponding to numerical value ' 20 '.In addition, in this case, for to ATM201 combination of notifications input, also can be in setting ' combinatorial input button ' in the touch-screen etc. etc.
As if the end of input of password, then show the input picture of the extraction amount of money shown in Figure 12.Because input as the numerical value ' 5 ' of the 1st of the front of extracting the amount of money, refers on the vein reader 10 (step 417) so client is placed on thumb.The vein pattern of the thumb that reads is sent to IC chip 203, contrasts with the vein pattern of thumb of login, and numerical value ' 5 ' is transfused to (step 418).
Afterwards, since in the input of extracting the amount of money from the input of the numerical value input unit of changing to, so, contact touch-screen (step 419) as the end of numerical value input.Afterwards, in order to import as ' ten thousand ' of the unit that extracts the amount of money, client places thumb (step 420), contrasts (step 421) with the vein pattern of the thumb of login.And, in order determine to extract the amount of money, place forefinger, with ' circle ' (step 422) of input expression amount of money unit, contrast (step 423) with the vein pattern of the left index finger of logining.Deposit ' 50,000 is round as mentioned above ' be transfused to.
If extract the end of input of the amount of money, the account information that the Department of Communication Force 115 of master control part 110 will read from IC chip 203, the password of input, extract the main frame 207 that the amount of money sends to the affairs center, receive necessary information (step 424).Afterwards, if receive the answer that allows transaction from main frame 207, then bank not deposit and withdraw mechanism 106 and coin not deposit and withdraw mechanism 107 carry out client 205 and prepare (step 425) from the money that goes out of the amount of money of display part 103 inputs.Mechanism for card 105 is discharged card 201, and detail form printing mechanism 108 is discharged detail form, allows client 205 receive (step 426).Bank not deposit and withdraw mechanism 106 or coin not deposit and withdraw mechanism 107 emit currency or coin from the mouth of withdrawing the money separately, allow client 205 receive (step 427).
In the present embodiment, same with the 2nd embodiment, by suitably implementing auditory tone cues etc. in case of necessity, also can be corresponding to the situation of visually impaired person utilization.
In addition,, in the above description, supposed to use the situation of vein that refer to, but also can obtain same effect when using fingerprint as Biont information by embodiment 1-3.And, the login of open-birth object information the IC chip in being equipped on card 201, but also can be in portable terminal device, for example mobile phone with the finger information login, as long as the IC-card read-write portion 112 of ATM101 not only also can be corresponding to contactless corresponding to contact, then, can obtain same effect by the wireless finger information of login in mobile phone that read.
Claims (8)
1. the automatic trading apparatus that client uses IC-card to conclude the business in financial institution is characterized in that,
Above-mentioned IC-card is stored the Biont information of each finger of a plurality of transaction operations and client accordingly;
Above-mentioned automatic trading apparatus has:
To the unit that client shows or the sound guidance transaction guides;
The Biont information reading unit reads the Biont information of finger;
IC-card reading unit, the reading and recording information in IC-card; And
Control part is controlled the transaction operation according to the information that is read by above-mentioned Biont information reading unit and above-mentioned IC-card reading unit;
From described a plurality of transaction operations, according to the transaction operation that the transaction guiding shows or sound guidance is stipulated,
The Biont information of the finger that will be read by above-mentioned Biont information reading unit sends to above-mentioned IC-card,
In above-mentioned IC-card, select consistent with the Biont information of the above-mentioned finger that reads, set up corresponding transaction operation with the Biont information of each finger of the above-mentioned client of storage, and notify above-mentioned automatic trading apparatus.
2. automatic trading apparatus according to claim 1 is characterized in that:
Above-mentioned Biont information is client's a fingerprint.
3. automatic trading apparatus according to claim 1 is characterized in that:
Above-mentioned Biont information is client's a finger vein.
4. automatic trading apparatus according to claim 1 is characterized in that:
Comprise any one the numerical value input operation of 0-9 corresponding to the transaction content of operation of the Biont information of above-mentioned each finger of client.
5. automatic trading apparatus according to claim 1 is characterized in that:
Comprise the selection input operation of type of transaction corresponding to the transaction content of operation of the Biont information of above-mentioned each finger of client.
6. automatic trading apparatus according to claim 1 is characterized in that:
Above-mentioned control part is according to the transaction content of operation of pointing more than two that combination determined by client, and the control transaction is operated.
7. automatic trading apparatus according to claim 1 is characterized in that:
Above-mentioned automatic trading apparatus also has the input block of input transaction operation, and above-mentioned control part is controlled the transaction operation according to client's Biont information and the combination from the transaction operation information of above-mentioned input block.
8. automatic trading apparatus according to claim 7 is characterized in that:
Above-mentioned input block is a touch-screen.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2005206308A JP4774245B2 (en) | 2005-07-15 | 2005-07-15 | Automatic transaction device for biometric authentication |
| JP206308/2005 | 2005-07-15 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN1897050A CN1897050A (en) | 2007-01-17 |
| CN1897050B true CN1897050B (en) | 2010-06-09 |
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| CN2006101056866A Expired - Fee Related CN1897050B (en) | 2005-07-15 | 2006-07-14 | Automatic transaction device of organism authentication |
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| KR (1) | KR100805280B1 (en) |
| CN (1) | CN1897050B (en) |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CA2857208C (en) | 2003-05-30 | 2018-09-04 | Privaris, Inc. | An in-circuit security system and methods for controlling access to and use of sensitive data |
| JP2007133528A (en) * | 2005-11-09 | 2007-05-31 | Hitachi Systems & Services Ltd | Transaction system |
| CN101136112B (en) * | 2007-09-07 | 2010-06-02 | 北京兆维电子(集团)有限责任公司 | Gate inhibition system using palmar metacarpal veins recognition technology to substitute IC card |
| CN107066862B (en) | 2007-09-24 | 2022-11-25 | 苹果公司 | Embedded verification system in electronic device |
| JP5217450B2 (en) * | 2008-01-24 | 2013-06-19 | 沖電気工業株式会社 | Automatic transaction system and automatic transaction device |
| JP5244521B2 (en) * | 2008-09-26 | 2013-07-24 | 日立オムロンターミナルソリューションズ株式会社 | Automatic transaction equipment |
| KR20100086686A (en) * | 2009-01-23 | 2010-08-02 | 김두윤 | Automatic teller machine gathering fingerprints |
| JP2013506210A (en) | 2009-09-30 | 2013-02-21 | インテル コーポレイション | Improve system biometric security |
| JP5722113B2 (en) * | 2011-04-25 | 2015-05-20 | 沖電気工業株式会社 | Customer operation terminal |
| JP5708353B2 (en) * | 2011-08-08 | 2015-04-30 | 大日本印刷株式会社 | Input device and verification system |
| JP5862882B2 (en) * | 2012-03-30 | 2016-02-16 | 株式会社日本総合研究所 | ATM, bank system and ATM operation simplification method |
| JP6023879B2 (en) | 2012-05-18 | 2016-11-09 | アップル インコーポレイテッド | Apparatus, method and graphical user interface for operating a user interface based on fingerprint sensor input |
| CN103324399B (en) * | 2013-07-12 | 2016-08-10 | 天地融科技股份有限公司 | The method and apparatus that a kind of amount of money inputs and shows |
| CN103425393B (en) * | 2013-08-13 | 2016-12-28 | 天地融科技股份有限公司 | The method and apparatus that a kind of amount of money inputs and shows |
| WO2017035828A1 (en) * | 2015-09-05 | 2017-03-09 | 何兰 | Method and atm for displaying different information according to different fingerprints |
| CN108765791B (en) * | 2018-05-30 | 2021-08-06 | 深圳市博洋精密科技有限公司 | Safe and reliable's face identification ATM device |
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| JPH0653679B2 (en) * | 1987-11-11 | 1994-07-20 | 帝人株式会社 | Urethral pressure enhancer |
| JPH11250251A (en) * | 1998-03-02 | 1999-09-17 | Casio Comput Co Ltd | Fingerprint collating device and record medium |
| JP2000268174A (en) * | 1999-03-18 | 2000-09-29 | Omron Corp | Fingerprint authentication registering method and device |
| JP3994363B2 (en) * | 1999-08-26 | 2007-10-17 | 株式会社日立製作所 | Fingerprint verification system and method in ATM |
| JP2002008107A (en) * | 2000-06-26 | 2002-01-11 | Fujitsu Ltd | Automated financial device system |
| JP2003076482A (en) * | 2001-08-31 | 2003-03-14 | Mitsumi Electric Co Ltd | Fingerprint authentication type input device |
| KR20040028441A (en) * | 2002-09-30 | 2004-04-03 | 코스텔(주) | terminal apparatus for dealing finance |
| KR20040069236A (en) * | 2003-01-28 | 2004-08-05 | 종 해 김 | The ID authentication system & method of the bank's ATM & card verification terminal. |
| JP2005056292A (en) * | 2003-08-07 | 2005-03-03 | Dainippon Printing Co Ltd | Ic card authentication method and system |
| JP4460367B2 (en) * | 2004-06-16 | 2010-05-12 | 株式会社日立製作所 | Personal identification device |
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2006
- 2006-07-14 KR KR1020060066173A patent/KR100805280B1/en not_active IP Right Cessation
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Non-Patent Citations (5)
| Title |
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| JP特开2001-143077A 2001.05.25 |
| JP特开2001-265915A 2001.09.28 |
| JP特开2001-274897A 2001.10.05 |
| JP特开2001-67523A 2001.03.16 |
| JP特开2002-41169A 2002.02.08 |
Also Published As
| Publication number | Publication date |
|---|---|
| CN1897050A (en) | 2007-01-17 |
| KR20070009457A (en) | 2007-01-18 |
| JP4774245B2 (en) | 2011-09-14 |
| JP2007026011A (en) | 2007-02-01 |
| KR100805280B1 (en) | 2008-02-20 |
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