CN1867934A - 支付交易系统和方法 - Google Patents
支付交易系统和方法 Download PDFInfo
- Publication number
- CN1867934A CN1867934A CNA2004800296471A CN200480029647A CN1867934A CN 1867934 A CN1867934 A CN 1867934A CN A2004800296471 A CNA2004800296471 A CN A2004800296471A CN 200480029647 A CN200480029647 A CN 200480029647A CN 1867934 A CN1867934 A CN 1867934A
- Authority
- CN
- China
- Prior art keywords
- payment
- processor
- central office
- client
- shop
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (43)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2003904428A AU2003904428A0 (en) | 2003-08-18 | Mobile payment system | |
AU2003904428 | 2003-08-18 |
Publications (1)
Publication Number | Publication Date |
---|---|
CN1867934A true CN1867934A (zh) | 2006-11-22 |
Family
ID=34140291
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CNA2004800296471A Pending CN1867934A (zh) | 2003-08-18 | 2004-08-18 | 支付交易系统和方法 |
Country Status (8)
Country | Link |
---|---|
US (1) | US20070063015A1 (zh) |
EP (1) | EP1665154A4 (zh) |
JP (1) | JP2007503046A (zh) |
CN (1) | CN1867934A (zh) |
MY (1) | MY136799A (zh) |
NZ (1) | NZ545429A (zh) |
TW (1) | TWI338868B (zh) |
WO (1) | WO2005017795A1 (zh) |
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105027150A (zh) * | 2012-11-20 | 2015-11-04 | 福能私人有限公司 | 实施电子交易的方法和装置 |
CN112997208A (zh) * | 2018-12-07 | 2021-06-18 | 易思B2B公司 | 购买管理系统和方法 |
Families Citing this family (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050261970A1 (en) * | 2004-05-21 | 2005-11-24 | Wayport, Inc. | Method for providing wireless services |
JP4540495B2 (ja) * | 2005-02-07 | 2010-09-08 | 富士通株式会社 | データ処理装置、データ処理方法、データ処理プログラム、および記録媒体 |
US8261327B2 (en) | 2007-07-12 | 2012-09-04 | Wayport, Inc. | Device-specific authorization at distributed locations |
US8041338B2 (en) * | 2007-09-10 | 2011-10-18 | Microsoft Corporation | Mobile wallet and digital payment |
ITFI20090047A1 (it) * | 2009-03-12 | 2010-09-13 | Ivan Cipriani | Sistema di riconoscimento e pagamento per l'accesso a servizi di mobilita' |
WO2011091371A2 (en) * | 2010-01-22 | 2011-07-28 | Metaconn Corporation | Device, system, and method for securely enabling and/or disabling an account service |
US8843161B2 (en) * | 2011-11-27 | 2014-09-23 | Fortumo OÜ | System and method to facilitate in-application purchases on mobile devices |
US8639619B1 (en) | 2012-07-13 | 2014-01-28 | Scvngr, Inc. | Secure payment method and system |
US8783438B2 (en) | 2012-11-30 | 2014-07-22 | Heb Grocery Company, L.P. | Diverter arm for retail checkstand and retail checkstands and methods incorporating same |
US8770478B2 (en) | 2013-07-11 | 2014-07-08 | Scvngr, Inc. | Payment processing with automatic no-touch mode selection |
WO2017111271A1 (en) * | 2015-12-23 | 2017-06-29 | Lg Electronics Inc. | Mobile device and operating method hereof |
Family Cites Families (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6289322B1 (en) * | 1998-03-03 | 2001-09-11 | Checkfree Corporation | Electronic bill processing |
US5870725A (en) * | 1995-08-11 | 1999-02-09 | Wachovia Corporation | High volume financial image media creation and display system and method |
JP3660101B2 (ja) * | 1996-11-14 | 2005-06-15 | 松下電器産業株式会社 | パーソナル電子決済システム |
US6175922B1 (en) * | 1996-12-04 | 2001-01-16 | Esign, Inc. | Electronic transaction systems and methods therefor |
TW355899B (en) * | 1997-01-30 | 1999-04-11 | Qualcomm Inc | Method and apparatus for performing financial transactions using a mobile communication unit |
US6000608A (en) * | 1997-07-10 | 1999-12-14 | Dorf; Robert E. | Multifunction card system |
CA2388385A1 (en) * | 1999-05-15 | 2000-11-23 | John W.L. Ogilvie | Automatic broker tools and techniques |
EP1093097A3 (en) * | 1999-10-14 | 2004-01-07 | International Business Machines Corporation | System and method for providing secure financial transactions |
DE59905894D1 (de) * | 1999-12-23 | 2003-07-10 | Swisscom Mobile Ag | Zahlungstransaktionsverfahren und zahlungstransaktionssystem |
GB2357618A (en) * | 1999-12-23 | 2001-06-27 | Nokia Mobile Phones Ltd | Transaction system |
DE10007797A1 (de) * | 2000-02-16 | 2001-08-23 | Daimler Chrysler Ag | Verfahren zur systematischen Erfassung von Geschäftsabläufen für die Realisierung von E-Commerce Systemen |
JP2003196568A (ja) * | 2000-03-03 | 2003-07-11 | Eighting:Kk | 個人認証方法 |
JP2001344545A (ja) * | 2000-03-29 | 2001-12-14 | Ibm Japan Ltd | 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム |
US10185936B2 (en) * | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
DE20023263U1 (de) * | 2000-08-01 | 2003-08-21 | Mega Tel Ag Guemlingen | Elektronischer Zahlungsverkehr mit SMS |
JP4530509B2 (ja) * | 2000-09-19 | 2010-08-25 | 京セラ株式会社 | 店舗用精算システム |
GB2374711A (en) * | 2001-04-17 | 2002-10-23 | Christian Kreps | A mobile telephone for financial transactions |
JP2003006549A (ja) * | 2001-06-26 | 2003-01-10 | Nec Soft Ltd | 指紋認証装置を搭載した携帯電話による現金支払システムと方法 |
JP2003016371A (ja) * | 2001-06-27 | 2003-01-17 | Alan Corp | カード決済サービスにおける認証支援方法およびこれを実現するシステム |
WO2003015043A1 (en) * | 2001-08-03 | 2003-02-20 | Haltfern Limited | A credit card security system |
GB0200911D0 (en) * | 2002-01-15 | 2002-03-06 | Donnelly Alan | Credit 'C' phone |
US8190530B2 (en) * | 2002-01-30 | 2012-05-29 | Visa U.S.A. Inc. | Method and system for providing multiple services via a point-of-sale portal architecture |
HU224788B1 (hu) * | 2002-02-07 | 2006-02-28 | Enigma Software Rt | Architektúra kiterjedt ügyfélkörben végrehajtható bankkártyás fizetési tranzakciók egyszerûsített hardverigényû lebonyolításához, tranzakciós terminálegység, bõvített funkciós SIM kártya, valamint eljárások megszemélyesítésre és tranzakciók lebonyolítására |
US6934664B1 (en) * | 2002-05-20 | 2005-08-23 | Palm, Inc. | System and method for monitoring a security state of an electronic device |
GB0308629D0 (en) * | 2003-04-14 | 2003-05-21 | Tagboard Ltd | Payment apparatus and method |
-
2004
- 2004-08-18 MY MYPI20043372A patent/MY136799A/en unknown
- 2004-08-18 JP JP2006523815A patent/JP2007503046A/ja active Pending
- 2004-08-18 NZ NZ545429A patent/NZ545429A/en not_active IP Right Cessation
- 2004-08-18 CN CNA2004800296471A patent/CN1867934A/zh active Pending
- 2004-08-18 US US10/568,546 patent/US20070063015A1/en not_active Abandoned
- 2004-08-18 EP EP04775574A patent/EP1665154A4/en not_active Withdrawn
- 2004-08-18 WO PCT/SG2004/000250 patent/WO2005017795A1/en active Application Filing
- 2004-08-18 TW TW093124757A patent/TWI338868B/zh not_active IP Right Cessation
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105027150A (zh) * | 2012-11-20 | 2015-11-04 | 福能私人有限公司 | 实施电子交易的方法和装置 |
CN112997208A (zh) * | 2018-12-07 | 2021-06-18 | 易思B2B公司 | 购买管理系统和方法 |
CN112997208B (zh) * | 2018-12-07 | 2024-05-31 | 易思B2B公司 | 购买管理系统和方法 |
Also Published As
Publication number | Publication date |
---|---|
MY136799A (en) | 2008-11-28 |
WO2005017795A1 (en) | 2005-02-24 |
TWI338868B (en) | 2011-03-11 |
US20070063015A1 (en) | 2007-03-22 |
EP1665154A1 (en) | 2006-06-07 |
JP2007503046A (ja) | 2007-02-15 |
TW200527246A (en) | 2005-08-16 |
NZ545429A (en) | 2008-04-30 |
EP1665154A4 (en) | 2012-05-02 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
ASS | Succession or assignment of patent right |
Owner name: EXCELLENT INTELLECTUAL PROPERTY RIGHTS OF PRIVATE Free format text: FORMER OWNER: PRIME KING INVEST LTD. Effective date: 20060922 |
|
C41 | Transfer of patent application or patent right or utility model | ||
TA01 | Transfer of patent application right |
Effective date of registration: 20060922 Address after: Singapore City Applicant after: Marketing Intellectual Propert Address before: The British Virgin Islands of Tortola Applicant before: Prime King Invest Ltd. |
|
C06 | Publication | ||
PB01 | Publication | ||
C10 | Entry into substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
REG | Reference to a national code |
Ref country code: HK Ref legal event code: DE Ref document number: 1093374 Country of ref document: HK |
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C12 | Rejection of a patent application after its publication | ||
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Application publication date: 20061122 |
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