CN115545956A - Guarantee fund transaction method and device - Google Patents

Guarantee fund transaction method and device Download PDF

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Publication number
CN115545956A
CN115545956A CN202211293462.8A CN202211293462A CN115545956A CN 115545956 A CN115545956 A CN 115545956A CN 202211293462 A CN202211293462 A CN 202211293462A CN 115545956 A CN115545956 A CN 115545956A
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deposit
user
bank
transaction
obtaining
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侯云飞
杨青刚
朱安国
党晓丽
张晓明
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Bank of China Ltd
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Bank of China Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/953—Querying, e.g. by the use of web search engines
    • G06F16/9535—Search customisation based on user profiles and personalisation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/953—Querying, e.g. by the use of web search engines
    • G06F16/9537—Spatial or temporal dependent retrieval, e.g. spatiotemporal queries
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Databases & Information Systems (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Data Mining & Analysis (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a guarantee fund transaction method and a device, which can be used in the technical field of finance, and the method comprises the following steps: obtaining user position information positioned by the 5G equipment; acquiring the area code of the area where the user is located according to the user position information; inquiring a plurality of banks butted with the deposit system of the area corresponding to the area code and the deposit types available for each bank; acquiring a bank selected by a user and a deposit type selected by the bank; carrying out deposit transaction at a bank selected by the user according to the deposit type selected by the user; and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message. The invention can realize high efficiency and is convenient for the customer to guarantee money transaction.

Description

Guarantee fund transaction method and device
Technical Field
The invention relates to the technical field of finance, in particular to a guarantee fund transaction method and device.
Background
In the existing scenes of travel, automobiles, house purchasing and the like, a merchant is often required to negotiate with a customer to pay a certain deposit, but sometimes, when a deposit system is abnormal or the types of the deposits are more, the customer has difficulty in selecting the deposit. In addition, the payment progress is guaranteed to be automatically inquired by a client, and the operation is complicated. Therefore, there is a need for an efficient deposit transaction scheme that is convenient for customers.
Disclosure of Invention
The embodiment of the invention provides a guarantee fund transaction method, which is used for realizing high-efficiency and convenient guarantee fund transaction for a client, and comprises the following steps:
obtaining user position information positioned by the 5G equipment;
acquiring the area code of the area where the user is located according to the user position information;
inquiring a plurality of banks and the type of the deposit which can be used by each bank and is butted by the deposit systems in the region corresponding to the region code;
acquiring a bank selected by a user and a deposit type selected by the bank;
carrying out deposit transaction at a bank selected by the user according to the deposit type selected by the user;
and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message.
The embodiment of the invention provides a guarantee fund transaction device, which is used for realizing high-efficiency guarantee fund transaction convenient for customers and comprises the following components:
the 5G positioning module is used for obtaining user position information positioned by the 5G equipment;
the area code obtaining module is used for obtaining the area code of the area where the user is located according to the user position information;
the 5G screening module is used for inquiring a plurality of banks butted with the deposit systems in the area corresponding to the area code and the deposit types available for each bank; acquiring a bank selected by a user and a deposit type selected by the bank;
the 5G transaction module is used for carrying out deposit transaction at a bank selected by the user according to the deposit type selected by the user;
and the 5G transaction reminding module is used for feeding back the deposit transaction result to the 5G equipment of the user in a 5G message.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the deposit transaction method when executing the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored, and when the computer program is executed by a processor, the computer program implements the aforementioned deposit transaction method.
An embodiment of the present invention further provides a computer program product, where the computer program product includes a computer program, and when executed by a processor, the computer program implements the aforementioned deposit transaction method.
In the embodiment of the invention, the user position information positioned by the 5G equipment is obtained; acquiring a region code of a region where a user is located according to the user position information; inquiring a plurality of banks butted with the deposit system of the area corresponding to the area code and the deposit types available for each bank; acquiring a bank selected by a user and a deposit type selected by the bank; in a bank selected by a user, carrying out deposit transaction according to the deposit type selected by the user; and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message. In the process, the bank and the deposit types can be quickly screened through 5G positioning, and after the deposit transaction is completed, 5G information is quickly fed back to 5G equipment of a user, so that great convenience is brought to the user, and the efficiency is greatly improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a first flowchart of a method for guaranteeing funds transaction according to an embodiment of the present invention;
FIG. 2 is a second flowchart of a method for guaranteeing a fund transaction according to an embodiment of the present invention;
FIG. 3 is a flow chart of a deposit transaction in an embodiment of the present invention;
FIG. 4 is a schematic diagram of a deposit transaction apparatus according to an embodiment of the invention;
FIG. 5 is a diagram of a computer device in an embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
In the description of the present specification, the terms "comprising," "including," "having," "containing," and the like are used in an open-ended fashion, i.e., to mean including, but not limited to. Reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," etc., means that a particular feature, structure, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the application. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. The sequence of steps involved in the various embodiments is provided to illustrate the practice of the present application, and the sequence of steps is not limited thereto and can be adjusted as needed.
First, terms related to the present invention will be explained.
5G message: the method is an upgrade of short message service, is a basic telecommunication service of operators, realizes the leap of service experience based on IP technology, and supports rich media formats including texts, pictures, audios and videos and the like by 5G messages.
Ensuring gold: the method is used for accounting deposits of various guarantee fund properties of financial institutions such as banks.
Fig. 1 is a first flowchart of a method for guaranteeing a fund transaction according to an embodiment of the present invention, as shown in fig. 1, the method includes:
step 101, obtaining user position information positioned by 5G equipment;
102, acquiring a region code of a region where a user is located according to the user position information;
103, inquiring a plurality of banks butted by the deposit systems in the area corresponding to the area code and the available deposit types of each bank;
104, acquiring a bank selected by a user and a deposit type selected by the bank;
105, carrying out deposit transaction according to the deposit type selected by the user at the bank selected by the user;
and step 106, feeding back the deposit transaction result to the 5G equipment of the user in a 5G message.
In the embodiment of the invention, the 5G positioning can realize the rapid screening of the types of the bank and the deposit, and the 5G information is rapidly fed back to the 5G equipment of the user after the deposit transaction is finished, thereby bringing great convenience for the user and greatly improving the efficiency.
In step 101, obtaining user position information positioned by a 5G device;
in step 102, obtaining a region code of a region where the user is located according to the user position information;
in step 103, inquiring a plurality of banks and the deposit types which can be used by each bank and are butted by the deposit systems in the areas corresponding to the area codes;
in step 104, obtaining a bank selected by a user and a deposit type selected in the bank;
fig. 2 is a flowchart of a second method for guaranteeing a deposit transaction according to an embodiment of the present invention, in which the method further includes:
step 201, after inquiring a plurality of banks in butt joint with the deposit system in the area corresponding to the area code, displaying the deposit propaganda content of each bank in a 5G rich media mode;
step 202, acquiring banks selected by the user based on the deposit propaganda content of each bank.
Referring to fig. 2, in an embodiment, the method further comprises:
step 203, after the bank selected by the user is obtained, displaying the propaganda contents of all deposit types supported by the bank in a 5G rich media form;
and step 204, acquiring the deposit type selected by the user based on the promotional contents of all the deposit types.
In the steps, all available deposit funds in the region are screened by the bank and displayed to the customer in a 5G rich media form, so that the deposit funds can be conveniently, visually and quickly selected. The 5G rich media forms include text, pictures, video, and the like. The deposit propaganda content comprises merchant information, a deposit range, a deposit payment protocol and the like.
In one embodiment, obtaining the bank selected by the user based on the deposit promotional content of each bank comprises:
the method comprises the following steps of obtaining a bank selected by a user based on the deposit propaganda content of each bank: selecting text reply, voice reply and clicking selection by a user;
obtaining the deposit types selected by the user based on the promotional contents of all the deposit types, wherein the steps comprise:
obtaining the type of the deposit selected by the user based on the promotional contents of all the types of the deposit by adopting one of the following modes: the user replies to the selection with text, replies to the selection with voice, and clicks the selection.
In step 105, in the bank selected by the user, carrying out deposit transaction according to the deposit type selected by the user;
fig. 3 is a flowchart of a deposit transaction in an embodiment of the present invention, in an embodiment, a bank selected by a user performs a deposit transaction according to a deposit type selected by the user, where the method includes:
step 301, receiving an online signature of a user aiming at the deposit type at a bank selected by the user to obtain online signature information;
step 302, uploading the online signature information to a deposit system in a 5G rich media form for verification;
step 303, receiving a verification result fed back by the deposit system;
step 304, when the verification result is that the verification is passed, calling a login entry, and mutually recognizing the personal user information and the bank user information to obtain a mutual recognition result;
and 305, when the mutual authentication result is that the mutual authentication is passed, carrying out the deposit transaction of the deposit type. And prompting non-self transaction or non-clients of the bank without mutual confirmation, calling mobile phone payment software to initiate payment through mutual confirmation, and completing the payment of the deposit.
Referring to fig. 3, in an embodiment, after the deposit transaction is performed according to the type of deposit selected by the user, the method further includes:
and step 306, binding the login user number and the transaction serial number of the 5G equipment, and establishing a mapping relation, wherein the mapping relation is used for inquiring the deposit transaction of the 5G equipment.
Referring to fig. 3, in an embodiment, the method further comprises:
step 307, after receiving a guarantee fund inquiry instruction of the 5G equipment, obtaining a transaction serial number corresponding to a login user number of the 5G equipment according to a mapping relation;
step 308, obtaining a transaction state according to the transaction serial number;
and step 309, sending the transaction state to the 5G equipment.
In step 106, the deposit transaction result is fed back to the 5G device of the user in a 5G message.
In the embodiment of the invention, when the 5G equipment is started, the automatic positioning is realized, and the 5G rich media form display provides great convenience for users.
In summary, in the method provided by the embodiment of the present invention, the user location information located by the 5G device is obtained; acquiring the area code of the area where the user is located according to the user position information; inquiring a plurality of banks and the type of the deposit which can be used by each bank and is butted by the deposit systems in the region corresponding to the region code; acquiring a bank selected by a user and a deposit type selected by the bank; in a bank selected by a user, carrying out deposit transaction according to the deposit type selected by the user; and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message. In the process, the bank and the deposit types can be quickly screened through 5G positioning, and after the deposit transaction is completed, 5G information is quickly fed back to 5G equipment of a user, so that great convenience is brought to the user, and the efficiency is greatly improved.
The embodiment of the invention also provides a deposit transaction device, the principle of which is similar to that of a deposit transaction method, and the details are not repeated here. Fig. 4 is a schematic diagram of a deposit transaction apparatus according to an embodiment of the present invention, including:
a 5G positioning module 401, configured to obtain user location information positioned by a 5G device;
a region code obtaining module 402, configured to obtain a region code of a region where the user is located according to the user location information;
the 5G screening module 403 is configured to query multiple banks and the deposit types that can be used by each bank and are butted by the deposit systems in the area corresponding to the area code; acquiring a bank selected by a user and a deposit type selected by the bank;
the 5G transaction module 404 is used for performing deposit transaction at the bank selected by the user according to the deposit type selected by the user;
and the 5G transaction reminding module 405 is configured to feed back the deposit transaction result to the 5G device of the user in a 5G message.
In one embodiment, the 5G display module is further configured to:
after a plurality of banks which are butted by the deposit system in the area corresponding to the area code are inquired, the deposit propaganda content of each bank is displayed in a 5G rich media mode;
and acquiring the bank selected by the user based on the deposit propaganda content of each bank.
In one embodiment, the 5G display module is further configured to:
after a bank selected by a user is obtained, displaying the propaganda contents of all deposit types supported by the bank in a 5G rich media form;
and obtaining the deposit types selected by the user based on the promotional contents of all the deposit types.
In an embodiment, the 5G screening module is specifically configured to:
the method comprises the following steps of obtaining a bank selected by a user based on the deposit propaganda content of each bank: selecting text reply, voice reply and clicking selection by a user;
and obtaining the deposit types selected by the user based on the promotional contents of all the deposit types by adopting one of the following modes: the user replies to the selection with text, replies to the selection with voice, and clicks the selection.
In one embodiment, the 5G transaction module is specifically configured to:
receiving the online signature of the user aiming at the deposit type at a bank selected by the user to obtain online signature information;
uploading the online signature information to a deposit system in a 5G rich media form for verification;
receiving a verification result fed back by the deposit system;
when the verification result is that the verification is passed, calling a login entry, and mutually recognizing the personal user information and the bank user information to obtain a mutual recognition result;
and when the mutual recognition result is that the mutual recognition is passed, carrying out the deposit transaction of the deposit type.
In one embodiment, the 5G transaction module is further to:
and binding the login user number of the 5G equipment with the transaction serial number, and establishing a mapping relation, wherein the mapping relation is used for inquiring the deposit transaction of the 5G equipment.
In one embodiment, the 5G transaction reminder module is further configured to:
after a guarantee fund inquiry command of the 5G equipment is received, a transaction serial number corresponding to a login user number of the 5G equipment is obtained according to a mapping relation;
obtaining a transaction state according to the transaction serial number;
and sending the transaction state to the 5G device.
In summary, in the apparatus provided in the embodiment of the present invention, the user location information located by the 5G device is obtained; acquiring the area code of the area where the user is located according to the user position information; inquiring a plurality of banks butted with the deposit system of the area corresponding to the area code and the deposit types available for each bank; acquiring a bank selected by a user and a deposit type selected by the bank; in a bank selected by a user, carrying out deposit transaction according to the deposit type selected by the user; and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message. In the process, the bank and the deposit types can be quickly screened through 5G positioning, and after the deposit transaction is completed, 5G information is quickly fed back to 5G equipment of a user, so that great convenience is brought to the user, and the efficiency is greatly improved.
Fig. 5 is a schematic diagram of a computer device in an embodiment of the present invention, where the computer device 500 includes a memory 510, a processor 520, and a computer program 530 stored in the memory 510 and capable of running on the processor 520, and when the processor 520 executes the computer program 530, the aforementioned deposit transaction method is implemented.
The embodiment of the invention also provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a processor, the computer program realizes the risk control method for the bank loan.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and the computer program is executed by a processor to realize the risk control method of the bank loan.
It will be appreciated by one skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program service system embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program business systems according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are provided to further explain the objects, technical solutions and advantages of the present invention in detail, and it should be understood that the above-mentioned embodiments are only examples of the present invention and should not be used to limit the scope of the present invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (17)

1. A method of securitization transaction, comprising:
obtaining user position information positioned by the 5G equipment;
acquiring the area code of the area where the user is located according to the user position information;
inquiring a plurality of banks butted with the deposit system of the area corresponding to the area code and the deposit types available for each bank;
acquiring a bank selected by a user and a deposit type selected by the bank;
carrying out deposit transaction at a bank selected by the user according to the deposit type selected by the user;
and feeding back the guarantee fund transaction result to the 5G equipment of the user in a 5G message.
2. The method of claim 1, further comprising:
after a plurality of banks which are butted by the deposit system in the area corresponding to the area code are inquired, the deposit propaganda content of each bank is displayed in a 5G rich media mode;
and acquiring the bank selected by the user based on the deposit propaganda content of each bank.
3. The method of claim 2, further comprising:
after the bank selected by the user is obtained, displaying the propaganda contents of all deposit types supported by the bank in a 5G rich media form;
and obtaining the deposit types selected by the user based on the promotional contents of all the deposit types.
4. The method of claim 3, wherein obtaining the bank selected by the user based on the deposit promotional content of each bank comprises:
and obtaining the bank selected by the user based on the deposit propaganda content of each bank by adopting one of the following modes: selecting text reply, voice reply and clicking selection by a user;
obtaining the deposit types selected by the user based on the promotional contents of all the deposit types, wherein the steps comprise:
obtaining the type of the deposit selected by the user based on the promotional contents of all the types of the deposit by adopting one of the following modes: the user replies to the selection with text, replies to the selection with voice, and clicks the selection.
5. The method of claim 1, wherein conducting a deposit transaction at a user-selected bank according to a user-selected deposit type comprises:
receiving the online signature of the user aiming at the deposit type at a bank selected by the user to obtain online signature information;
uploading the online signature information to a deposit system in a 5G rich media form for verification;
receiving a verification result fed back by the deposit system;
when the verification result is that the verification is passed, calling a login entry, and mutually recognizing the personal user information and the bank user information to obtain a mutual recognition result;
and when the mutual recognition result is that the mutual recognition is passed, carrying out the deposit transaction of the deposit type.
6. The method of claim 1, after conducting the deposit transaction according to the user selected deposit type, further comprising:
and binding the login user number of the 5G equipment with the transaction serial number, and establishing a mapping relation, wherein the mapping relation is used for inquiring the deposit transaction of the 5G equipment.
7. The method of claim 6, further comprising:
after a guarantee fund inquiry instruction of the 5G equipment is received, a transaction serial number corresponding to a login user number of the 5G equipment is obtained according to a mapping relation;
obtaining a transaction state according to the transaction serial number;
and sending the transaction state to the 5G device.
8. An deposit transaction apparatus, comprising:
the 5G positioning module is used for obtaining user position information positioned by the 5G equipment;
the area code obtaining module is used for obtaining the area code of the area where the user is located according to the user position information;
the 5G screening module is used for inquiring a plurality of banks butted with the deposit systems in the area corresponding to the area code and the deposit types available for each bank; acquiring a bank selected by a user and a deposit type selected by the bank;
the 5G transaction module is used for carrying out deposit transaction at a bank selected by the user according to the deposit type selected by the user;
and the 5G transaction reminding module is used for feeding back the deposit transaction result to the 5G equipment of the user in a 5G message.
9. The apparatus of claim 8, wherein the 5G display module is further configured to:
after a plurality of banks in butt joint with the deposit system in the area corresponding to the area code are inquired, the deposit propaganda content of each bank is displayed in a 5G rich media mode;
and acquiring the bank selected by the user based on the deposit propaganda content of each bank.
10. The apparatus of claim 9, wherein the 5G display module is further configured to:
after the bank selected by the user is obtained, displaying the propaganda contents of all deposit types supported by the bank in a 5G rich media form;
and acquiring the deposit types selected by the user based on the propaganda contents of all the deposit types.
11. The apparatus of claim 10, wherein the 5G screening module is specifically configured to:
and obtaining the bank selected by the user based on the deposit propaganda content of each bank by adopting one of the following modes: selecting a text reply by a user, selecting a voice reply, and clicking for selection;
and obtaining the deposit types selected by the user based on the promotional contents of all the deposit types by adopting one of the following modes: the user replies to the selection with text, replies to the selection with voice, and clicks the selection.
12. The apparatus of claim 8, wherein the 5G transaction module is specifically configured to:
receiving the online signature of the user aiming at the deposit type at a bank selected by the user to obtain online signature information;
uploading the online signature information to a deposit system in a 5G rich media form for verification;
receiving a verification result fed back by the deposit system;
when the verification result is that the verification is passed, calling a login entry, and mutually recognizing the personal user information and the bank user information to obtain a mutual recognition result;
and when the mutual recognition result is that the mutual recognition is passed, carrying out the deposit transaction of the deposit type.
13. The apparatus of claim 8, wherein the 5G transaction module is further to:
and binding the login user number and the transaction serial number of the 5G equipment to establish a mapping relation, wherein the mapping relation is used for inquiring the deposit transaction of the 5G equipment.
14. The apparatus of claim 13, wherein the 5G transaction reminder module is further to:
after a guarantee fund inquiry instruction of the 5G equipment is received, a transaction serial number corresponding to a login user number of the 5G equipment is obtained according to a mapping relation;
obtaining a transaction state according to the transaction serial number;
and sending the transaction state to the 5G device.
15. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 7 when executing the computer program.
16. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any one of claims 1 to 7.
17. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 7.
CN202211293462.8A 2022-10-21 2022-10-21 Guarantee fund transaction method and device Pending CN115545956A (en)

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Application Number Priority Date Filing Date Title
CN202211293462.8A CN115545956A (en) 2022-10-21 2022-10-21 Guarantee fund transaction method and device

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Application Number Priority Date Filing Date Title
CN202211293462.8A CN115545956A (en) 2022-10-21 2022-10-21 Guarantee fund transaction method and device

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CN115545956A true CN115545956A (en) 2022-12-30

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