CN112580306A - Method and device for generating insurance letter - Google Patents
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Abstract
The invention discloses a method and a device for generating an insurance letter, wherein the method comprises the following steps: responding to a building enterprise sponsor entering a link arranged on a insurance bank interface, and acquiring first insurance application information encrypted by an insurance bank, wherein the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor; responding to second insurance application information submitted by the user, combining the first insurance information with the second contained information and inquiring whether a construction enterprise manager confirms or not; in response to the confirmation instruction of the construction enterprise sponsor, sending a guarantee instruction to a guarantee company based on the first insurance application information and the second insurance application information; sending a deposit generation instruction to a deposit bank in response to the approval of the first deposit application information and the second deposit application information of the guarantee company; and responding to the encrypted electronic insurance file fed back after approval of the insurance bank, and pushing the encrypted electronic insurance file to the construction enterprise sponsor.
Description
Technical Field
The invention belongs to the technical field of insurance letters, and particularly relates to a method and a device for generating an insurance letter.
Background
The insurance Letter (L/G) is called a warranty, and refers to a written credit Guarantee certificate issued by a bank, an insurance company, a Guarantee company or an individual to a third party at the request of an applicant. Ensuring that a certain amount of money, a certain period of time, or an economic obligation is fulfilled on behalf of the insurer when the applicant fails to fulfill his obligation or obligation under the two-party agreement. The insurance policy is the insurance certificate, and for convenience, common companies and banks print insurance certificates with certain formats, and the functions of the insurance policy include goods delivery by insurance, issuing a clean bill of lading by insurance, and backing up a pre-borrowing bill of lading by insurance.
Tender insurance
The method is characterized in that a bidder (applicant) makes a guarantee, the bidder follows the nount, does not withdraw the bid, does not change the bid and does not change the original bid condition in the valid period of the bid of the bidder, and after the bidder wins the bid, the bidder signs a contract with the bidder within a certain time according to the stipulation of a bid document and the commitment of the bidder in the bid, and if the bidder wins the bid, a bank pays the bid with the amount of the contracted money within the guarantee limit. The amount typically varies from 1% to 5% of the total bid amount of the bidder.
Disclosure of Invention
An embodiment of the present invention provides a method and an apparatus for generating an insurance policy, which are used to solve at least one of the above technical problems.
In a first aspect, an embodiment of the present invention provides a method for generating an insurance policy, including: responding to a building enterprise sponsor entering a link arranged on a insurance bank interface, and acquiring first insurance application information encrypted by the insurance bank, wherein the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor; in response to second insurance application information submitted by the user, combining the first insurance information with the second inclusion information and asking the building enterprise sponsor whether to confirm; in response to a confirmation indication by the building enterprise sponsor, sending a warranty instruction to a warranty company based on the first warranty application information and the second warranty application information; sending a deposit generation instruction to the deposit bank in response to the guarantee company passing the filing examination of the first deposit application information and the second deposit application information; and responding to the encrypted electronic insurance file fed back after approval of the insurance bank, and pushing the encrypted electronic insurance file to the construction enterprise sponsor.
In a second aspect, an embodiment of the present invention provides an apparatus for generating an insurance policy, including: the system comprises an acquisition module, a storage module and a processing module, wherein the acquisition module is configured to respond to a building enterprise sponsor entering a link arranged on a insurance bank interface and acquire first insurance application information encrypted by the insurance bank, and the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor; a combination inquiry module configured to respond to second insurance application information submitted by the user, combine the first insurance application information with the second inclusion information and inquire whether the construction enterprise sponsor confirms; a first sending module configured to send a warranty instruction to a warranty company based on the first and second warranty application information in response to a confirmation indication by the construction enterprise sponsor; a second sending module, configured to send a deposit approval instruction to the deposit bank in response to the first deposit approval and the second deposit approval of the guarantee company; and the pushing module is configured to respond to the encrypted electronic insurance file fed back after the approval of the insurance bank is passed, and push the encrypted electronic insurance file to the construction enterprise sponsor.
In a third aspect, an electronic device is provided, comprising: at least one processor, and a memory communicatively coupled to the at least one processor, wherein the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the steps of the method of generating a warranty of any of the embodiments of the present invention.
In a fourth aspect, the present invention also provides a computer program product, which includes a computer program stored on a non-volatile computer-readable storage medium, the computer program including program instructions, which, when executed by a computer, cause the computer to perform the steps of the method for generating an insurance policy of any embodiment of the present invention.
According to the scheme provided by the method and the device, the defects that in the prior art, the letter opening process is complicated, the auditing time is long and the auditing efficiency is low are overcome by collecting the information submitted by the brokers of the construction enterprises and butting the information with the insurance bank.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on the drawings without creative efforts.
Fig. 1 is a flowchart of a method for generating an insurance policy according to an embodiment of the present invention;
fig. 2 is a flowchart of another method for generating an insurance policy according to an embodiment of the present invention;
fig. 3 is a service flow chart of a method for generating an insurance policy according to an embodiment of the present invention;
fig. 4a, 4b, 4c, 4d, 4e, 4f, 4g, 4h and 4i are operation flow diagrams of a method for generating an insurance policy according to an embodiment of the present invention;
fig. 5 is a flowchart illustrating an applet login authentication method for generating an insurance policy according to an embodiment of the present invention;
fig. 6a, 6b and 6c are payment flow diagrams of a method for generating an insurance policy according to an embodiment of the present invention;
fig. 7 is a block diagram of an apparatus for generating an insurance policy according to an embodiment of the present invention;
fig. 8 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, a flowchart of an embodiment of a scheme for generating an insurance policy according to the present application is shown, where the scheme for generating an insurance policy according to the present embodiment may be applied to terminals with a data transmission function, such as smart phones, smart computers, and other existing smart terminals.
As shown in fig. 1, in step 101, in response to a construction enterprise sponsor entering a link set on a insurance bank interface, acquiring first insurance application information encrypted by the insurance bank, where the first insurance application information at least includes bidding enterprise information corresponding to the construction enterprise sponsor;
in step 102, responding to second insurance application information submitted by the user, combining the first insurance information with the second inclusion information and inquiring whether the construction enterprise manager confirms or not;
in step 103, in response to a confirmation instruction of the construction enterprise sponsor, sending a guarantee instruction to a guarantee company based on the first insurance application information and the second insurance application information;
in step 104, in response to the guarantee company passing the record approval of the first insurance application information and the second insurance application information, sending an insurance generation instruction to the insurance bank;
in step 105, responding to the encrypted electronic insurance file fed back after the approval of the insurance bank is passed, pushing the encrypted electronic insurance file to the construction enterprise sponsor.
In this embodiment, for step 101, the device for generating a insurance policy obtains first insurance application information encrypted by the insurance bank in response to the building enterprise sponsor entering a link set on an insurance bank interface, where the first insurance application information at least includes bidding enterprise information corresponding to the building enterprise sponsor, for example, the building enterprise sponsor submits application information, bidding segment information, and bidding enterprise information to the insurance bank, all information encryption is spliced as a parameter by the insurance bank to an access link of the device for generating the insurance policy and then a jump link is returned, and the building enterprise sponsor opens a new connection and then decrypts the bidding enterprise information encrypted by the insurance bank;
for step 102, in response to second insurance application information submitted by the user, the device for generating insurance coverage combines the first insurance information with the second inclusion information and inquires whether the building enterprise manager confirms, for example, after the first insurance application information is decrypted, a two-dimensional code of the WeChat public number is displayed to the building enterprise broker, so that the building enterprise broker scans the code to log in the WeChat public number, for example, a new user firstly scans the code, needs to pay attention to the public number and needs to bind a mobile phone number, after scanning the code to log in, the building enterprise broker is required to search a selected standard section and apply for insurance coverage, and then the device for generating insurance coverage displays the small program code and confirms and pays through the small program of scanning the code to log in by the building enterprise broker;
for step 103, the means for generating a guarantee sends a guarantee instruction to a guarantee company based on the first and second guarantee application information in response to a confirmation instruction of the construction enterprise sponsor, e.g., after confirmation and payment by a construction enterprise broker, feeding back application information, bidding segment information, and bidding enterprise information to the guarantee company for filing and auditing via the guarantee company;
for step 104, the device for generating the insurance policy sends an insurance policy generation instruction to the insurance bank in response to the guarantee company passing the record audit of the first insurance application information and the second insurance application information, for example, after the record audit passes, the device pushes down the batch to the insurance bank, and sends out the electronic insurance policy after the batch is sent to the insurance bank through the wind control audit of the insurance bank and the wind control audit passes, and finally generates the electronic insurance policy;
for step 105, the means for generating an insurance envelope responds to the encrypted electronic insurance envelope file fed back after approval by the insurance bank to push the encrypted electronic insurance envelope file to the construction enterprise sponsor, for example, push a message to the construction enterprise broker to download the electronic insurance envelope via the construction enterprise broker after obtaining the encrypted electronic insurance envelope file fed back by the insurance bank.
In the scheme of the embodiment, the defects of complex letter opening process, long checking time and low checking efficiency in the prior art can be overcome by collecting the information submitted by the building enterprise broker and butting the information with the letter bank.
Referring to fig. 2, a flowchart of another method for generating an insurance policy according to an embodiment of the present application is shown. The flowchart is mainly a flowchart of the steps further defined after acquiring the first insurance application information encrypted by the insurance bank in the flowchart 1 "the first insurance application information includes the access link of the bidding enterprise information and the insurance service side".
As shown in fig. 2, in step 201, decrypting the bidding enterprise information in the first insurance application information, generating registration information of the construction enterprise sponsor at the insurance service based on the access link of the insurance service and the bidding enterprise information, and inquiring whether the construction enterprise sponsor confirms the registration;
in step 202, in response to the construction enterprise manager confirming the registration, binding the bidding enterprise information with the registration account is completed;
in step 203, a filling interface of the second insurance application information is displayed to the construction enterprise sponsor.
In this embodiment, for step 201, the device for generating a insurance policy decrypts the bidding enterprise information in the first insurance application information, generates registration information of the construction enterprise sponsor at the insurance service based on the access link of the insurance service and the bidding enterprise information, and asks the construction enterprise sponsor whether to confirm the registration, for example, after decrypting the bidding enterprise information in the first insurance application information, automatically synchronizes the bidding enterprise information that has been input when the construction enterprise sponsor logs in the public resource recommendation center or is imported through the UK lock, and asks the construction enterprise broker whether to confirm the registration;
for step 202, the device for generating the insurance policy completes the binding of the bidding enterprise information and the registration account number in response to the confirmation of the registration of the construction enterprise sponsor, for example, the bidding enterprise information is recorded after the account number is registered, and the bidding enterprise information corresponding to the registration account number is directly called up when the device logs in next time or applies for the insurance policy;
for step 203, a filling interface of second insurance application information is presented to the building enterprise sponsor, e.g., via a building enterprise broker search for selected segments and applying for insurance.
In the scheme of the embodiment, the bidding enterprise information in the first insurance application information is decrypted, so that the bidding enterprise information corresponding to the first insurance application information can be automatically synchronized, and the construction enterprise broker is not required to fill in the investment enterprise information again.
In the method of the above embodiment, before responding to the building enterprise sponsor entering the link provided on the letter banking interface, the method further comprises:
collecting information of the construction enterprise manager logged in through a CA lock through a financial service system;
and responding to the building enterprise sponsor searching selected standard section application insurance letter and selecting the insurance bank as an insurance issuing mechanism, submitting an insurance issuing instruction to the insurance bank through the financial service system, and splicing the information encryption in the insurance issuing instruction with an access link of the insurance service party through the insurance bank to generate first insurance application information.
For example, a construction enterprise sponsor submits application information, bidding paragraph information, and bidding enterprise information to an insurance bank, encrypts all the information as parameters via the insurance bank, splices the encrypted information as parameters in an access link of a device for generating an insurance policy, and returns a jump link.
In the scheme of the embodiment, the information is encrypted through the insurance bank, so that the confidentiality of all information can be ensured.
In the method according to the above embodiment, the information in the insurance policy issuing instruction includes application information, section information that cannot be decrypted, and information of a biddable bidding enterprise.
For example, the application information includes a service serial number (unique) of the financial service system side, a request time, an opening mechanism, a deposit amount (i.e., a guarantee amount), tenderer information, bidding enterprise information, and bidding segment information. Wherein the information of the tenderer and the information of the mark section cannot be decrypted, and the rest information can be decrypted.
In the method of the above embodiment, the second insurance application information includes a selected field and a selected product included in the guaranty company.
In the method according to any of the above embodiments, before acquiring the first insurance application information encrypted by the insurance bank, the method further includes:
and registering the mark segment, issuing an insurance product by the guarantee company and/or confirming by the construction enterprise manager, sending the insurance application information to the insurance bank, contacting the insurance bank with the construction enterprise manager under the insurance bank line to determine service details, and finally issuing an electronic insurance.
It should be noted that the above method steps are not intended to limit the execution order of the steps, and in fact, some steps may be executed simultaneously or in the reverse order of the steps, which is not limited herein.
The following description is provided to enable those skilled in the art to better understand the present disclosure by describing some of the problems encountered by the inventors in implementing the present disclosure and by describing one particular embodiment of the finally identified solution.
The inventor finds that the defects in the prior art are mainly caused by the following reasons in the process of implementing the application: in the prior art, a system developed by a bidding product company for opening a bidding insurance letter at least has the defects of complex operation, long auditing time, low efficiency and the like.
The main operation flow of the scheme of the application is as follows:
referring to fig. 4, a flowchart illustrating an operation of a method for generating an insurance policy according to an embodiment of the present invention is shown.
As shown in fig. 4a, which shows a window popped up by a browser for selecting an insurance bank to bid for an insurance product at a financial service system;
as shown in fig. 4b, it shows that the mobile phone opens the mobile phone WeChat, scans the two-dimensional code, and pays attention to the WeChat public number;
as shown in fig. 4c, after the attention public number is clicked, the operation is continued on the web page of the computer browser, and the user uses the mobile phone number to be verified for the first time;
as shown in fig. 4d, it shows inputting the phone number, clicking the "send" on the right side of the verification code, after receiving the verification, the phone fills in the "verification code" data column, and clicks the next step;
as shown in fig. 4e, which shows entering a chapter name, clicking "search";
as shown in fig. 4f, which shows the searched listing of paragraphs, click "select";
as shown in fig. 4g, which shows a pop-up prompt confirming a continuation application;
as shown in fig. 4h, which shows the check agreement terms, click "apply for immediately";
as shown in fig. 4i, which shows a prompt of "successful submission", the handset wechat scans the applet code, and the login applet proceeds to complete the payment.
Referring to fig. 5, a flowchart of applet login authentication for a method of generating an insurance policy according to an embodiment of the present invention is shown.
As shown in fig. 5, which illustrates that the user may select "micro cell phone number shortcut login".
Referring to fig. 6, a payment flow diagram of a method for generating an insurance policy according to an embodiment of the present invention is shown.
As shown in fig. 6a, it shows that clicking the bottom "insurance letter" page, clicking the record to be paid "confirm payment button, the bottom pops up the payment mode;
as shown in fig. 6b, which shows a WeChat Payment Page, a diagram of entering a payment password to complete payment;
as shown in fig. 6c, which shows the selection of the offline payment method, platform payee account information, offline down-accounting obligatory note order number (red box number in lower panel) is presented.
Referring to fig. 7, a block diagram of an apparatus for generating an insurance policy according to an embodiment of the present invention is shown.
As shown in fig. 7, the apparatus 700 for generating an insurance function includes: an acquisition module 710, a combined inquiry module 720, a first sending module 730, a second sending module 740, and a push module 750.
The obtaining module 710 is configured to obtain first insurance application information encrypted by the insurance bank in response to a building enterprise sponsor entering a link set on an insurance bank interface, where the first insurance application information at least includes bidding enterprise information corresponding to the building enterprise sponsor; a binding inquiry module 720 configured to, in response to second insurance application information submitted by the user, bind the first insurance information with the second inclusion information and inquire whether the construction enterprise sponsor confirms; a first sending module 730 configured to send a warranty instruction to a warranty company based on the first warranty application information and the second warranty application information in response to a confirmation indication by the construction enterprise sponsor; a second sending module 740, configured to send a deposit approval instruction to the deposit bank in response to the first deposit approval of the first deposit application information and the second deposit application information passed by the guarantee company; and the pushing module 750 is configured to respond to the encrypted electronic insurance file fed back after the approval of the insurance bank, and push the encrypted electronic insurance file to the construction enterprise sponsor.
It should be understood that the modules depicted in fig. 7 correspond to various steps in the methods described with reference to fig. 1 and 2. Thus, the operations and features described above for the method and the corresponding technical effects are also applicable to the modules in fig. 7, and are not described again here.
In other embodiments, an embodiment of the present invention further provides a non-volatile computer storage medium, where the computer storage medium stores computer-executable instructions, and the computer-executable instructions may perform the method for generating a insurance policy in any of the above method embodiments;
as one embodiment, a non-volatile computer storage medium of the present invention stores computer-executable instructions configured to:
responding to a building enterprise sponsor entering a link arranged on a insurance bank interface, and acquiring first insurance application information encrypted by the insurance bank, wherein the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor;
in response to second insurance application information submitted by the user, combining the first insurance information with the second inclusion information and asking the building enterprise sponsor whether to confirm;
in response to a confirmation indication by the building enterprise sponsor, sending a warranty instruction to a warranty company based on the first warranty application information and the second warranty application information;
sending a deposit generation instruction to the deposit bank in response to the guarantee company passing the filing examination of the first deposit application information and the second deposit application information;
and responding to the encrypted electronic insurance file fed back after approval of the insurance bank, and pushing the encrypted electronic insurance file to the construction enterprise sponsor.
The non-volatile computer-readable storage medium may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created from use of the device that generates the insurance policy, and the like. Further, the non-volatile computer-readable storage medium may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some embodiments, the non-transitory computer readable storage medium optionally includes memory located remotely from the processor, which may be connected over a network to the means for generating the insurance policy. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
Embodiments of the present invention also provide a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, cause the computer to perform any of the above methods of generating an insurance policy.
Fig. 8 is a schematic structural diagram of an electronic device according to an embodiment of the present invention, and as shown in fig. 8, the electronic device includes: one or more processors 810 and a memory 820, with one processor 810 being an example in FIG. 8. The apparatus of the method of generating an insurance policy may further include: an input device 830 and an output device 840. The processor 810, the memory 820, the input device 830, and the output device 840 may be connected by a bus or other means, such as the bus connection in fig. 8. The memory 820 is a non-volatile computer-readable storage medium as described above. The processor 810 executes various functional applications of the server and data processing by executing nonvolatile software programs, instructions and modules stored in the memory 820, namely, implementing the method for generating the insurance policy of the above method embodiment. The input device 830 may receive input numeric or character information and generate key signal inputs related to user settings and function control of the device generating the insurance function. The output device 840 may include a display device such as a display screen.
The product can execute the method provided by the embodiment of the invention, and has corresponding functional modules and beneficial effects of the execution method. For technical details that are not described in detail in this embodiment, reference may be made to the method provided by the embodiment of the present invention.
As an embodiment, the electronic device is applied in an apparatus for generating an insurance policy, and is used for a client, and includes: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to:
responding to a building enterprise sponsor entering a link arranged on a insurance bank interface, and acquiring first insurance application information encrypted by the insurance bank, wherein the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor;
in response to second insurance application information submitted by the user, combining the first insurance information with the second inclusion information and asking the building enterprise sponsor whether to confirm;
in response to a confirmation indication by the building enterprise sponsor, sending a warranty instruction to a warranty company based on the first warranty application information and the second warranty application information;
sending a deposit generation instruction to the deposit bank in response to the guarantee company passing the filing examination of the first deposit application information and the second deposit application information;
and responding to the encrypted electronic insurance file fed back after approval of the insurance bank, and pushing the encrypted electronic insurance file to the construction enterprise sponsor.
The electronic device of the embodiments of the present application exists in various forms, including but not limited to:
(1) a mobile communication device: such devices are characterized by mobile communications capabilities and are primarily targeted at providing voice, data communications. Such terminals include smart phones (e.g., iphones), multimedia phones, functional phones, and low-end phones, among others.
(2) Ultra mobile personal computer device: the equipment belongs to the category of personal computers, has calculation and processing functions and generally has the characteristic of mobile internet access. Such terminals include: PDA, MID, and UMPC devices, etc., such as ipads.
(3) A portable entertainment device: such devices can display and play multimedia content. Such devices include audio and video players (e.g., ipods), handheld game consoles, electronic books, as well as smart toys and portable car navigation devices.
(4) The server is similar to a general computer architecture, but has higher requirements on processing capability, stability, reliability, safety, expandability, manageability and the like because of the need of providing highly reliable services.
(5) And other electronic devices with data interaction functions.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and the parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods of the various embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (10)
1. A method of generating an insurance, comprising:
responding to a building enterprise sponsor entering a link arranged on a insurance bank interface, and acquiring first insurance application information encrypted by the insurance bank, wherein the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor;
in response to second insurance application information submitted by the user, combining the first insurance information with the second inclusion information and asking the building enterprise sponsor whether to confirm;
in response to a confirmation indication by the building enterprise sponsor, sending a warranty instruction to a warranty company based on the first warranty application information and the second warranty application information;
sending a deposit generation instruction to the deposit bank in response to the guarantee company passing the filing examination of the first deposit application information and the second deposit application information;
and responding to the encrypted electronic insurance file fed back after approval of the insurance bank, and pushing the encrypted electronic insurance file to the construction enterprise sponsor.
2. The method of claim 1, the first insurance application information including the bidding enterprise information and an access link of an insurance service, the method further comprising, after obtaining the first insurance application information encrypted via the insurance bank:
decrypting the bidding enterprise information in the first insurance application information, generating registration information of the construction enterprise sponsor at the insurance service party based on the access link of the insurance service party and the bidding enterprise information, and inquiring whether the construction enterprise sponsor confirms the registration;
responding to the confirmation of registration of the construction enterprise manager, and finishing the binding of the bidding enterprise information and the registration account;
and displaying a filling interface of the second insurance application information to the construction enterprise sponsor.
3. The method of claim 2, wherein prior to responding to the building enterprise sponsor entering a link disposed on the letter banking interface, the method further comprises:
collecting information of the construction enterprise manager logged in through a CA lock through a financial service system;
and responding to the building enterprise sponsor searching selected standard section application insurance letter and selecting the insurance bank as an insurance issuing mechanism, submitting an insurance issuing instruction to the insurance bank through the financial service system, and splicing the information encryption in the insurance issuing instruction with an access link of the insurance service party through the insurance bank to generate first insurance application information.
4. The method according to claim 3, wherein the information in the insurance issuing instruction includes application information and section information which cannot be decrypted and the information of the decrypting bidding enterprise.
5. The method of claim 1 wherein said second insurance application information includes selected segments and selected insurance products of said vouching company.
6. The method of any of claims 1-5, wherein prior to obtaining first insurance application information encrypted via the insurance bank, the method further comprises:
and registering the mark segment, issuing an insurance product by the guarantee company and/or confirming by the construction enterprise manager, sending the insurance application information to the insurance bank, contacting the insurance bank with the construction enterprise manager under the insurance bank line to determine service details, and finally issuing an electronic insurance.
7. An apparatus for generating an insurance, comprising:
the system comprises an acquisition module, a storage module and a processing module, wherein the acquisition module is configured to respond to a building enterprise sponsor entering a link arranged on a insurance bank interface and acquire first insurance application information encrypted by the insurance bank, and the first insurance application information at least comprises bidding enterprise information corresponding to the building enterprise sponsor;
a combination inquiry module configured to respond to second insurance application information submitted by the user, combine the first insurance application information with the second inclusion information and inquire whether the construction enterprise sponsor confirms;
a first sending module configured to send a warranty instruction to a warranty company based on the first and second warranty application information in response to a confirmation indication by the construction enterprise sponsor;
a second sending module, configured to send a deposit approval instruction to the deposit bank in response to the first deposit approval and the second deposit approval of the guarantee company;
and the pushing module is configured to respond to the encrypted electronic insurance file fed back after the approval of the insurance bank is passed, and push the encrypted electronic insurance file to the construction enterprise sponsor.
8. The method of claim 7, further comprising:
the decryption generation inquiry module is configured to decrypt the bidding enterprise information in the first insurance application information, generate registration information of the construction enterprise sponsor at the insurance service party based on the access link of the insurance service party and the bidding enterprise information, and inquire whether the construction enterprise sponsor confirms the registration;
the binding module is configured to respond to the confirmation of registration of the construction enterprise manager and complete the binding of the bidding enterprise information and the registration account;
and the display module is configured to display a filling interface of the second insurance application information to the construction enterprise sponsor.
9. An electronic device, comprising: at least one processor, and a memory communicatively coupled to the at least one processor, wherein the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the steps of the method of any one of claims 1 to 6.
10. A storage medium having stored thereon a computer program, characterized in that the program, when being executed by a processor, is adapted to carry out the steps of the method of any one of claims 1 to 6.
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| CN202011343137.9A CN112580306A (en) | 2020-11-25 | 2020-11-25 | Method and device for generating insurance letter |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011343137.9A CN112580306A (en) | 2020-11-25 | 2020-11-25 | Method and device for generating insurance letter |
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| CN202011343137.9A Pending CN112580306A (en) | 2020-11-25 | 2020-11-25 | Method and device for generating insurance letter |
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