CN113570354A - Method, server and system for processing customs insurance bond data - Google Patents

Method, server and system for processing customs insurance bond data Download PDF

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Publication number
CN113570354A
CN113570354A CN202110864112.1A CN202110864112A CN113570354A CN 113570354 A CN113570354 A CN 113570354A CN 202110864112 A CN202110864112 A CN 202110864112A CN 113570354 A CN113570354 A CN 113570354A
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amount
tariff
customs
insurance
clearance
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施展
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN202110864112.1A priority Critical patent/CN113570354A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/123—Tax preparation or submission

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  • Accounting & Taxation (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
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Abstract

The invention provides a method, a server and a system for processing tariff and bond data, which can be used in the technical field of artificial intelligence, wherein the method comprises the following steps: receiving a relationship application transmitted by a user; if the electronic customs duty insurance letter corresponding to the clearance application exists, determining the amount of the tax bill according to the clearance application; the amount of the tax receipt is transmitted to the bank server so that the bank server can carry out tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.

Description

Method, server and system for processing customs insurance bond data
Technical Field
The invention relates to the technical field of information processing, in particular to the technical field of artificial intelligence, and particularly relates to a method, a server and a system for processing tariff and bond data.
Background
The customs insurance letter is a written document which is issued to the customs by the security bank in response to the application of the importer and ensures that the importer fulfills the customs duty of paying the customs duty, and when the customs transacts the services of clearance, clearance and the like, the client can directly finish paying the duties by using the insurance letter, thereby reducing the fund occupation of enterprises caused by paying the customs guarantee fund, and accelerating the clearance speed of the goods by using a mode of paying first and then paying. At present, most banks handle paper-edition duty insurance bond through offline channels, the handling efficiency is low, the paper insurance bond cannot be verified to be true or false, and the requirements of import business customers cannot be completely met.
Disclosure of Invention
One object of the present invention is to provide a method for processing tariff insurance data, which improves the efficiency and security of tariff payment using a tariff insurance. Another object of the present invention is to provide a customs server. It is yet another object of the present invention to provide a bank server. It is a further object of the present invention to provide a computer apparatus. It is a further object of this invention to provide such a readable medium.
In order to achieve the above object, the present invention discloses a method for processing tariff insurance data, which comprises:
receiving a relationship application transmitted by a user;
if the electronic customs duty insurance letter corresponding to the clearance application exists, determining the amount of the tax bill according to the clearance application;
and transmitting the amount of the tax receipt to a bank server so that the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
Preferably, before receiving the user-transmitted association request, further comprising:
receiving a tariff insurance application transmitted by a user, and determining a target bank server according to the tariff insurance application;
and forwarding the tariff insurance application to the target bank server so that the target bank server checks the tariff insurance application, and if the check is passed, forming an electronic tariff insurance to allow the bank server to carry out tariff clearance on a user account corresponding to the tariff insurance application according to the amount of a tax receipt.
Preferably, the method further comprises the following steps:
the target bank server forms a tariff and insurance message according to the electronic tariff and insurance, and transmits the tariff and insurance message to the supervision server so that the supervision server checks the tariff and insurance message;
and if the check is passed, receiving the tariff and insurance message transmitted by the monitoring server to obtain the electronic tariff and insurance.
Preferably, the transmitting the amount of the tax receipt to the bank server specifically includes:
forming a tax bill message according to the tax bill amount and the corresponding user information;
and transmitting the tax bill message to a bank server.
Preferably, the performing tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt specifically includes:
determining a corresponding user account according to the amount of the tax receipt;
deducting the tax form amount from the user account;
and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
Preferably, the method further comprises the following steps:
and forming out-of-table account information and transmitting the out-of-table account information to a user so that the user can pay cash in the user account according to the out-of-table account information to enable a bank server to deduct cash of the amount of the tax receipt from the user account.
Preferably, the method further comprises the following steps:
and if the duration of the insufficient balance state exceeds a preset time threshold, forming a recollection message and transmitting the recollection message to a bank server so that the bank server deducts the deposit of the amount of the tax bill from a deposit account of the user.
The invention also discloses a method for processing the tariff insurance data, which comprises the following steps:
receiving the amount of the tax receipt transmitted by the customs server, and clearing the customs of the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if the clearance application corresponds to the electronic clearance insurance policy, determining the amount of the tax receipt to obtain according to the clearance application.
The invention also discloses a customs server, comprising:
the information receiving module is used for receiving a relationship application transmitted by a user;
the tax determining module is used for determining the amount of the tax bill according to the clearance application if the electronic clearance bond corresponding to the clearance application exists;
and the tariff clearing module is used for transmitting the amount of the tax receipt to a bank server so that the bank server can carry out tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
The invention also discloses a bank server configured to:
receiving the amount of the tax receipt transmitted by the customs server, and clearing the customs of the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if the clearance application corresponds to the electronic clearance insurance policy, determining the amount of the tax receipt to obtain according to the clearance application.
The invention also discloses a system for processing the customs bond and bond letter data, which comprises a customs server and a bank server;
the customs server receives a customs clearance application transmitted by a user, determines the amount of a tax receipt according to the customs clearance application if an electronic customs clearance insurance letter corresponding to the customs clearance application exists, and transmits the amount of the tax receipt to the bank server;
and the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
The invention also discloses a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor,
the processor, when executing the program, implements the method as described above.
The invention also discloses a computer-readable medium, having stored thereon a computer program,
which when executed by a processor implements the method as described above.
The method for processing the customs clearance data receives a customs clearance application transmitted by a user, determines the amount of a tax receipt according to the customs clearance application if the electronic customs clearance corresponding to the customs clearance application exists, and transmits the amount of the tax receipt to a bank server so that the bank server carries out customs clearance on a user account corresponding to the customs clearance application according to the amount of the tax receipt. Therefore, the invention can receive the electronic clearance application transmitted by the user in a wired or wireless mode in real time, can determine whether the user sending the clearance application is authorized to obtain the electronic duty insurance policy according to the clearance application, and can determine the amount of the tax receipt according to the clearance application and transmit the amount of the tax receipt to the bank server for duty clearance if the electronic duty insurance policy corresponding to the clearance application exists. The bank server can deduct money from the user account according to the amount of the tax receipt to finish the customs clearance. Therefore, the invention can realize the whole flow online application, verification and use of the customs duty and the insurance letter, solves the problem of difficult verification of the offline paper customs duty and insurance letter, simultaneously ensures the handling speed and the use efficiency of the customs duty and insurance letter, and improves the efficiency and the safety of using the customs duty and insurance letter to pay the customs duty.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a block diagram illustrating a particular embodiment of a tariff bond data processing system according to the present invention;
FIG. 2 is a flow diagram illustrating a method for processing tariff bond data according to an embodiment of the present invention;
FIG. 3 is a flow chart of a specific embodiment S000 of the method for tariff insurance data processing according to the present invention;
FIG. 4 is a flow chart of an electronic tariff insurance check according to a specific embodiment of the tariff insurance data processing method of the present invention;
FIG. 5 is a flow chart of the method for processing the tariff insurance data according to the embodiment of the present invention for transmitting the amount of the tax receipt to the bank server;
fig. 6 is a flowchart illustrating the method for processing the tariff insurance data according to the embodiment of the present invention, in which S300, the user account corresponding to the clearance application is cleared for the tariff according to the amount of the tax receipt;
FIG. 7 is a block diagram illustrating a customs server embodiment of the present invention;
FIG. 8 shows a schematic block diagram of a computer device suitable for use in implementing embodiments of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that the method, the server and the system for processing the tariff and insurance data disclosed in the present application can be used in the technical field of artificial intelligence, and can also be used in any field except the technical field of artificial intelligence.
In order to facilitate understanding of the technical solutions provided in the present application, the following first describes relevant contents of the technical solutions in the present application. The method for processing the tariff insurance data provided by the embodiment of the invention can receive the electronic customs clearance application transmitted by the user in a wired or wireless mode in real time, can determine whether the user sending the customs clearance application is authorized to obtain the electronic tariff insurance according to the customs clearance application, and can determine the amount of the tax bill according to the customs clearance application and transmit the amount of the tax bill to the bank server for duty clearance if the electronic tariff insurance corresponding to the customs clearance application exists. The bank server can deduct money from the user account according to the amount of the tax receipt to finish the customs clearance. Therefore, the invention can realize the whole flow online application, verification and use of the customs duty and the insurance letter, solves the problem of difficult verification of the offline paper customs duty and insurance letter, simultaneously ensures the handling speed and the use efficiency of the customs duty and insurance letter, and improves the efficiency and the safety of using the customs duty and insurance letter to pay the customs duty.
Fig. 1 is a schematic structural diagram of a tariff insurance data processing system according to an embodiment of the present invention, and as shown in fig. 1, the tariff insurance data processing system according to the embodiment of the present invention includes a customs server 1 and a bank server 2.
The customs server 1 can receive the customs clearance application transmitted by the user, and if the customs clearance application has an electronic duty insurance policy corresponding to the customs clearance application, the amount of the tax receipt is determined according to the customs clearance application, and the amount of the tax receipt is transmitted to the bank server so that the bank server can carry out duty clearance on the user account corresponding to the customs clearance application according to the amount of the tax receipt.
It is noted that, in one or more embodiments, the tariff bond data processing system may further comprise a user terminal 3. The user terminal 3 can transmit the customs clearance application to the customs server 1, that is, the customs clearance application can be transmitted to the customs server 1 through an online mode of the internet, so as to complete clearance and clearance. In other embodiments, the user may also directly input the customs clearance request into the customs server 1 through an interactive device of the customs server 1, where the interactive device may include a display, a keyboard, a mouse, a scanner, and other devices. Thus, the user may transmit the customs clearance application to the customs server 1 in various ways, which is not limited by the present invention.
The bank server 2 can perform tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
The following describes an implementation process of the tariff insurance data processing method according to the embodiment of the present invention, taking the customs server 1 as an execution subject. It can be understood that the execution subject of the tariff insurance data processing method provided by the embodiment of the present invention includes, but is not limited to, the customs server 1.
According to one aspect of the invention, the embodiment discloses a method for processing tariff bond data. As shown in fig. 2, in this embodiment, the method includes:
s100: and receiving a relationship application transmitted by the user.
S200: and if the electronic customs duty corresponding to the clearance application exists, determining the amount of the tax bill according to the clearance application.
S300: and transmitting the amount of the tax receipt to a bank server so that the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
The method for processing the customs clearance data receives a customs clearance application transmitted by a user, determines the amount of a tax receipt according to the customs clearance application if the electronic customs clearance corresponding to the customs clearance application exists, and transmits the amount of the tax receipt to a bank server so that the bank server carries out customs clearance on a user account corresponding to the customs clearance application according to the amount of the tax receipt. Therefore, the invention can receive the electronic clearance application transmitted by the user in a wired or wireless mode in real time, can determine whether the user sending the clearance application is authorized to obtain the electronic duty insurance policy according to the clearance application, and can determine the amount of the tax receipt according to the clearance application and transmit the amount of the tax receipt to the bank server for duty clearance if the electronic duty insurance policy corresponding to the clearance application exists. The bank server can deduct money from the user account according to the amount of the tax receipt to finish the customs clearance. Therefore, the invention can realize the whole flow online application, verification and use of the customs duty and the insurance letter, solves the problem of difficult verification of the offline paper customs duty and insurance letter, simultaneously ensures the handling speed and the use efficiency of the customs duty and insurance letter, and improves the efficiency and the safety of using the customs duty and insurance letter to pay the customs duty.
In a preferred embodiment, as shown in fig. 3, the method further comprises, after receiving the user-transmitted association request, the previous S000:
s010: and receiving a tariff insurance application transmitted by a user, and determining a target bank server according to the tariff insurance application.
S020: and forwarding the tariff insurance application to the target bank server so that the target bank server checks the tariff insurance application, and if the check is passed, forming an electronic tariff insurance to allow the bank server to carry out tariff clearance on a user account corresponding to the tariff insurance application according to the amount of a tax receipt.
Specifically, it can be understood that the user can use the electronic duty bond to pay for clearance and clearance at customs, and the electronic duty bond is applied to the bank in advance, the bank provides guarantee for the user and issues the electronic duty bond for the user, and the user can use the electronic duty bond as a certificate to quickly close clearance and clearance.
Thus, the user can submit the tariff insurance application to the customs server before receiving the customs clearance application transmitted by the user. The tariff insurance application may include the user information and a target bank for which the user applies for the tariff insurance. The customs server can analyze the customs bond application to obtain a target bank in the customs bond application, and determines the target bank server according to the target bank to forward the customs bond application to the target bank server.
And after receiving the customs duty request transmitted by the customs server, the bank server analyzes the customs duty request to obtain the user information. The bank server can search user qualification information such as credit line and client qualification corresponding to the user information from all user information prestored in the bank, and check the application of the customs insurance bond according to the user qualification information. If the verification is passed, an electronic duty insurance letter can be made for the user, and the electronic duty insurance letter is associated with the user account, so that the bank server can deduct cash corresponding to the amount of the tax bill from the user account to finish tax payment after receiving the amount of the tax bill corresponding to the electronic duty insurance letter transmitted by the customs server.
In a preferred embodiment, as shown in fig. 4, the method further comprises:
s030: and the target bank server forms a tariff and insurance message according to the electronic tariff and insurance, and transmits the tariff and insurance message to the supervision server so that the supervision server checks the tariff and insurance message.
S040: and if the check is passed, receiving the tariff and insurance message transmitted by the monitoring server to obtain the electronic tariff and insurance.
Specifically, it can be understood that the bank server may send the electronic customs insurance bond formed according to the application of the customs insurance bond to the customs server, so that the customs server may perform a customs clearance on the application of the customs bond according to the electronic customs insurance bond transmitted by the bank server after receiving the application of the customs bond transmitted by the user. In the preferred embodiment, the target bank server forms a insurance message according to the electronic customs insurance, and sends the electronic customs insurance to the supervision server in the form of a message, so that the supervision server can check and count the customs insurance messages transmitted by each large bank server. In one or more embodiments, the monitoring server may be, for example, a people bank server, and the monitoring server may monitor the electronic duty insurance bond issued by each large bank server, obtain the electronic duty insurance bond from the duty insurance bond message by parsing, and perform compliance verification on the electronic duty insurance bond according to a preset verification rule to ensure legal compliance of the electronic duty insurance bond. In practical application, the verification rule may be set according to actual requirements, which is not limited in the present invention. Furthermore, the monitoring server can also perform statistical analysis on the customs duty bond messages transmitted by the bank servers to form statistical analysis results and feed the statistical analysis results back to the monitoring personnel, so that the monitoring personnel can know the quantity, distribution and other conditions of the electronic customs duty bond.
And after the verification is passed, the supervision server can transmit the checked customs duty bond message to the customs server, and the customs server analyzes the customs duty bond message to obtain an electronic customs duty bond, stores the electronic customs duty bond and associates the electronic customs duty bond with the user information, so that the electronic customs duty bond corresponding to the user information in the customs application is obtained after the customs application is received, and the customs clearance is carried out.
It should be noted that the tariff and insurance message can be formed according to the electronic tariff and insurance letter through a preset message forming rule, and the security of the electronic tariff and insurance letter in the transmission process can be ensured by transmitting the electronic tariff and insurance letter in the form of the message. For example, the bank server may encrypt the electronic customs duties bond by using a key exchanged with the customs server in advance to obtain a customs bond message, and the customs server decrypts the customs bond message by using the key to obtain the electronic customs bond, so that the security in the transmission process of the electronic customs bond is ensured, and the electronic customs bond is prevented from being stolen or tampered.
In a preferred embodiment, as shown in fig. 5, the transmitting the tax fund amount to the bank server by S300 specifically includes:
s311: and forming a tax bill message according to the tax bill amount and the corresponding user information.
S312: and transmitting the tax bill message to a bank server.
Specifically, in the preferred embodiment, the customs server forms a tax receipt message according to the amount of the tax receipt and the corresponding user information, and transmits the tax receipt message to the bank server. The bank server can analyze the amount of the tax receipt and the user information according to the tax receipt message, and the bank server can further determine whether an electronic duty insurance bond corresponding to the user information exists according to the user information, and if so, cash of the amount of the tax receipt can be deducted from a user account corresponding to the electronic duty insurance bond, so that duty clearing is completed.
Similarly, in the preferred embodiment, the tax receipt message can be formed according to the tax receipt amount and the corresponding user information by the preset message forming rule, and the safety of the tax receipt amount and the user information in the transmission process can be ensured by transmitting the tax receipt amount and the user information in the form of the message. For example, the bank server may encrypt the tax bill amount and the user information by using a key exchanged with the customs server in advance to obtain a tax bill message, and the customs server may decrypt the tax bill message by using the key to obtain the tax bill amount and the user information, so that the security of the tax bill amount and the user information in the transmission process is ensured, and the tax bill amount and the user information are prevented from being stolen or tampered.
In a preferred embodiment, as shown in fig. 6, the step S300 of performing tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt specifically includes:
s321: and determining a corresponding user account according to the amount of the tax receipt.
S322: deducting the tax fund amount from the user account.
S323: and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
Specifically, the customs server forms a tax receipt message according to the tax receipt amount and corresponding user information, and transmits the tax receipt message to the bank server. The user information can be analyzed from the tax bill message, the corresponding user account can be determined according to the user information, cash of the amount of the tax bill is deducted from the user account in real time, real-time payment of the tax fee is completed, and the guarantee money limit of the user is avoided being occupied. When the cash balance in the user account is less than the amount of the tax receipt, the cash of the user account is not enough to cover the tax of the amount of the tax receipt. For the insufficient balance condition, the bank server can suspend the customs clearance business transaction of the user account based on the tax amount. Further, the bank server can return prompt information of money deduction failure to the customs server, so that the customs server can take further measures to complete customs clearance and clearance of the user according to the prompt information.
In a preferred embodiment, the method further comprises:
s400: and forming out-of-table account information and transmitting the out-of-table account information to a user so that the user can pay cash in the user account according to the out-of-table account information to enable a bank server to deduct cash of the amount of the tax receipt from the user account.
In particular, it will be appreciated that when the cash balance in the user account is less than the tax amount, the cash in the user account is insufficient to cover the tax of the tax amount. For the insufficient balance condition, the bank server can suspend the customs clearance business transaction of the user account based on the tax amount. Further, in the preferred embodiment, the bank server may further generate the account outside information, and feed the account outside information back to the user. For example, the out-of-form account information may be transmitted to the user terminal for feedback to the user. The user can pay cash to the user account after receiving the account information outside the form, and the bank server can normally deduct the cash of the tax amount from the user account to complete the customs clearance and also relieve the limitation of the customs clearance of the user account.
In a preferred embodiment, the method further comprises:
s500: and if the duration of the insufficient balance state exceeds a preset time threshold, forming a recollection message and transmitting the recollection message to a bank server so that the bank server deducts the deposit of the amount of the tax bill from a deposit account of the user.
Specifically, it can be understood that, when the user does not pay cash and completes the tariff clearance after exceeding the validity period (preset time threshold) of the electronic tariff insurance, the customs server may form a corresponding additional payment message, transmit the additional payment message to the bank server, and the bank server may deduct the deposit of the amount of the tax receipt from the deposit account of the user to complete the tariff clearance.
Therefore, the invention deducts the tariff amount from the user account preferentially, and avoids occupying the user's deposit. And when the balance of the user is insufficient, prompting the user to pay cash in time to meet the deduction of the amount of the customs duty, and completing the customs duty clearing in time. Further, when the valid period of the electronic tariff insurance letter is expired, the user still does not finish the tariff clearance, and then the corresponding guarantee amount of the tax bill is deducted from the guarantee amount account of the user to finish the tariff clearance. The invention adopts the electronic customs bond and the online real-time customs clearance, improves the efficiency and the safety of using the customs bond to pay the customs, simultaneously provides different customs clearance modes in different stages, avoids the occupation of the deposit while clearing the customs in real time, and improves the flexibility of paying the customs clearance and clearance taxes of the user.
Based on the same principle, the embodiment also discloses a method for processing the tariff insurance data. The method comprises the following steps:
receiving the amount of the tax receipt transmitted by the customs server, and clearing the customs of the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if the clearance application corresponds to the electronic clearance insurance policy, determining the amount of the tax receipt to obtain according to the clearance application.
In a preferred embodiment, the method further comprises, before receiving the user-transmitted association request:
and receiving the customs server to receive the forwarded customs duty application, auditing the customs duty application, and if the auditing is passed, forming an electronic customs duty to allow the bank server to carry out customs clearance on a user account corresponding to the customs duty application according to the amount of the tax receipt. The customs insurance application is obtained by the customs server receiving the customs insurance application transmitted by the user, determining a target bank server according to the customs insurance application, and forwarding the customs insurance application to the target bank server.
In a preferred embodiment, the method further comprises:
and forming a tariff and insurance message according to the electronic tariff and insurance, transmitting the tariff and insurance message to a supervision server so that the supervision server checks the tariff and insurance message, and transmitting the tariff and insurance message to a customs server if the check is passed so that the customs server obtains the electronic tariff and insurance.
In a preferred embodiment, the receiving the amount of the tax receipt transmitted by the customs server specifically includes:
and receiving a tax receipt message transmitted by the customs server, wherein the tax receipt message is formed by the customs server according to the amount of the tax receipt and corresponding user information.
In a preferred embodiment, the performing tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt specifically includes:
determining a corresponding user account according to the amount of the tax receipt;
deducting the tax form amount from the user account;
and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
In a preferred embodiment, the method further comprises:
and forming out-of-table account information and transmitting the out-of-table account information to a user so that the user can pay cash in the user account according to the out-of-table account information to enable a bank server to deduct cash of the amount of the tax receipt from the user account.
In a preferred embodiment, the method further comprises:
and if the duration of the insufficient balance state exceeds a preset time threshold, forming a recollection message and transmitting the recollection message to a bank server so that the bank server deducts the deposit of the amount of the tax bill from a deposit account of the user.
Because the principle of solving the problems by the method is similar to that of the method, the implementation of the method can be referred to the implementation of the method, and details are not repeated herein.
Based on the same principle, the embodiment also discloses a customs server. As shown in fig. 7, in the present embodiment, the customs server includes an information receiving module 11, a tax determining module 12, and a tariff clearing module 13.
The information receiving module 11 is configured to receive a relationship application transmitted by a user.
The tax determining module 12 is configured to determine the amount of the tax receipt according to the clearance application if there is an electronic clearance bond corresponding to the clearance application.
The tariff clearing module 13 is configured to transmit the amount of the tax receipt to the bank server, so that the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
In a preferred embodiment, the information receiving module 11 is further configured to, before receiving the user-transmitted association request: receiving a tariff insurance application transmitted by a user, and determining a target bank server according to the tariff insurance application; and forwarding the tariff insurance application to the target bank server so that the target bank server checks the tariff insurance application, and if the check is passed, forming an electronic tariff insurance to allow the bank server to carry out tariff clearance on a user account corresponding to the tariff insurance application according to the amount of a tax receipt.
In a preferred embodiment, the information receiving module 11 is further configured to form a tariff and insurance message by the target bank server according to the electronic tariff and insurance, and transmit the tariff and insurance message to the supervision server so that the supervision server checks the tariff and insurance message; and if the check is passed, receiving the tariff and insurance message transmitted by the monitoring server to obtain the electronic tariff and insurance.
In a preferred embodiment, the tariff clearing module 13 is specifically configured to form a tax form message according to the amount of the tax form and corresponding user information; and transmitting the tax bill message to a bank server.
In a preferred embodiment, the bank server is specifically configured to determine a corresponding user account according to the amount of the tax receipt; deducting the tax form amount from the user account; and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
In a preferred embodiment, the bank server is further configured to form and transmit the out-of-table account information to the user so that the user can pay cash into the user account according to the out-of-table account information, so that the bank server deducts cash of the tax amount from the user account.
In a preferred embodiment, the bank server is further configured to form a recollection message and transmit the recollection message to the bank server if the duration of the insufficient balance state exceeds a preset time threshold, so that the bank server deducts the deposit of the amount of the tax receipt from the deposit account of the user.
Since the principle of solving the problem by the server is similar to the above method, the implementation of the server may refer to the implementation of the method, and is not described herein again.
Based on the same principle, the embodiment also discloses a bank server. In this embodiment, the bank server is configured to receive the amount of the tax receipt transmitted by the customs server, and perform the customs clearance on the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if an electronic duty insurance policy corresponding to the clearance application exists, the amount of the tax receipt is determined according to the clearance application to obtain the amount of the tax receipt.
In a preferred embodiment, the bank server is further configured to, before receiving the user-transmitted clearance application: and receiving the customs server to receive the forwarded customs duty application, auditing the customs duty application, and if the auditing is passed, forming an electronic customs duty to allow the bank server to carry out customs clearance on a user account corresponding to the customs duty application according to the amount of the tax receipt. The customs insurance application is obtained by the customs server receiving the customs insurance application transmitted by the user, determining a target bank server according to the customs insurance application, and forwarding the customs insurance application to the target bank server.
In a preferred embodiment, the bank server is further configured to form a tariff and insurance message according to the electronic tariff and insurance, transmit the tariff and insurance message to a monitoring server so that the monitoring server checks the tariff and insurance message, and transmit the tariff and insurance message to a customs server if the check is passed, so that the customs server obtains the electronic tariff and insurance.
In a preferred embodiment, the bank server is specifically configured to receive a tax receipt message transmitted by the customs server, where the tax receipt message is formed by the customs server according to the amount of the tax receipt and corresponding user information.
In a preferred embodiment, the banking server is specifically configured to determine a corresponding user account according to the amount of the tax receipt; deducting the tax form amount from the user account; and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
In a preferred embodiment, the bank server is further configured to form account outside information and transmit the account outside information to the user so that the user can pay cash into the user account according to the account outside information to enable the bank server to deduct cash of tax amount from the user account.
In a preferred embodiment, the bank server is further configured to form a recollection message and transmit the recollection message to the bank server if the duration of the insufficient balance state exceeds a preset time threshold, so that the bank server deducts a deposit of the amount of the tax receipt from a deposit account of the user.
Since the principle of solving the problem by the server is similar to the above method, the implementation of the server may refer to the implementation of the method, and is not described herein again.
Based on the same principle, the embodiment also discloses a tariff insurance data processing system. In this embodiment, the tariff insurance data processing system includes a customs server and a bank server.
The customs server receives a customs clearance application transmitted by a user, determines the amount of a tax receipt according to the customs clearance application if an electronic customs clearance insurance letter corresponding to the customs clearance application exists, and transmits the amount of the tax receipt to the bank server;
and the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
Since the principle of the system for solving the problem is similar to the above method, the implementation of the system can refer to the implementation of the method, and the detailed description is omitted here.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. A typical implementation device is a computer device, which may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
In a typical example, the computer device specifically comprises a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the method performed by the client as described above when executing the program, or the processor implementing the method performed by the server as described above when executing the program.
Referring now to FIG. 8, shown is a schematic diagram of a computer device 600 suitable for use in implementing embodiments of the present application.
As shown in fig. 8, the computer apparatus 600 includes a Central Processing Unit (CPU)601 which can perform various appropriate works and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM)) 603. In the RAM603, various programs and data necessary for the operation of the system 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output section 607 including a Cathode Ray Tube (CRT), a liquid crystal feedback (LCD), and the like, and a speaker and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 606 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted as necessary on the storage section 608.
In particular, according to an embodiment of the present invention, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the invention include a computer program product comprising a computer program tangibly embodied on a machine-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the units may be implemented in one or more software and/or hardware when implementing the present application.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims (13)

1. A method for processing tariff insurance data, comprising:
receiving a relationship application transmitted by a user;
if the electronic customs duty insurance letter corresponding to the clearance application exists, determining the amount of the tax bill according to the clearance application;
and transmitting the amount of the tax receipt to a bank server so that the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
2. The method of tariff payroll data processing according to claim 1, further comprising, prior to receiving a user-transmitted clearance request:
receiving a tariff insurance application transmitted by a user, and determining a target bank server according to the tariff insurance application;
and forwarding the tariff insurance application to the target bank server so that the target bank server checks the tariff insurance application, and if the check is passed, forming an electronic tariff insurance to allow the bank server to carry out tariff clearance on a user account corresponding to the tariff insurance application according to the amount of a tax receipt.
3. The tariff bond data processing method according to claim 2, further comprising:
the target bank server forms a tariff and insurance message according to the electronic tariff and insurance, and transmits the tariff and insurance message to the supervision server so that the supervision server checks the tariff and insurance message;
and if the check is passed, receiving the tariff and insurance message transmitted by the monitoring server to obtain the electronic tariff and insurance.
4. The method for processing tariff insurance data of claim 1, wherein the step of transmitting the amount of the tax receipt to the bank server specifically comprises:
forming a tax bill message according to the tax bill amount and the corresponding user information;
and transmitting the tax bill message to a bank server.
5. The method for processing tariff insurance data according to claim 1, wherein the step of performing tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt specifically comprises:
determining a corresponding user account according to the amount of the tax receipt;
deducting the tax form amount from the user account;
and if the cash balance in the user account is less than the amount of the tax receipt, the balance is insufficient, and the user account corresponding to the closing application is suspended from being subjected to closing clearance according to the amount of the tax receipt.
6. The tariff bond data processing method according to claim 5, further comprising:
and forming out-of-table account information and transmitting the out-of-table account information to a user so that the user can pay cash in the user account according to the out-of-table account information to enable a bank server to deduct cash of the amount of the tax receipt from the user account.
7. The tariff bond data processing method according to claim 5, further comprising:
and if the duration of the insufficient balance state exceeds a preset time threshold, forming a recollection message and transmitting the recollection message to a bank server so that the bank server deducts the deposit of the amount of the tax bill from a deposit account of the user.
8. A method for processing tariff insurance data, comprising:
receiving the amount of the tax receipt transmitted by the customs server, and clearing the customs of the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if the clearance application corresponds to the electronic clearance insurance policy, determining the amount of the tax receipt to obtain according to the clearance application.
9. A customs server, comprising:
the information receiving module is used for receiving a relationship application transmitted by a user;
the tax determining module is used for determining the amount of the tax bill according to the clearance application if the electronic clearance bond corresponding to the clearance application exists;
and the tariff clearing module is used for transmitting the amount of the tax receipt to a bank server so that the bank server can carry out tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
10. A banking server, configured to:
receiving the amount of the tax receipt transmitted by the customs server, and clearing the customs of the user account corresponding to the clearance application according to the amount of the tax receipt, wherein the amount of the tax receipt is that the customs server receives the clearance application transmitted by the user, and if the clearance application corresponds to the electronic clearance insurance policy, determining the amount of the tax receipt to obtain according to the clearance application.
11. A data processing system of a customs bond and insurance bond is characterized by comprising a customs server and a bank server;
the customs server receives a customs clearance application transmitted by a user, determines the amount of a tax receipt according to the customs clearance application if an electronic customs clearance insurance letter corresponding to the customs clearance application exists, and transmits the amount of the tax receipt to the bank server;
and the bank server performs tariff clearing on the user account corresponding to the clearance application according to the amount of the tax receipt.
12. A computer device comprising a memory, a processor, and a computer program stored on the memory and executable on the processor,
the processor, when executing the program, implements the method of any of claims 1-8.
13. A computer-readable medium, having stored thereon a computer program,
the program when executed by a processor implementing the method according to any one of claims 1-8.
CN202110864112.1A 2021-07-29 2021-07-29 Method, server and system for processing customs insurance bond data Pending CN113570354A (en)

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Application Number Priority Date Filing Date Title
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CN2705829Y (en) * 2004-06-21 2005-06-22 招商银行股份有限公司 Electronic letter protector
CN1713187A (en) * 2004-06-21 2005-12-28 招商银行股份有限公司 Electronic letter of guarantee and system method
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