CN109102381B - Accounting processing method and device - Google Patents
Accounting processing method and device Download PDFInfo
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- CN109102381B CN109102381B CN201810781646.6A CN201810781646A CN109102381B CN 109102381 B CN109102381 B CN 109102381B CN 201810781646 A CN201810781646 A CN 201810781646A CN 109102381 B CN109102381 B CN 109102381B
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- bank card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
- G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
Abstract
The invention provides an accounting processing method and device, wherein the method comprises the following steps: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card; and performing accounting processing according to the information of the bank card. The invention can improve the safety of accounting processing while providing convenience of accounting processing.
Description
Technical Field
The invention relates to the technical field of information processing, in particular to an accounting processing method and device.
Background
With the development of mobile payment technology, many merchants develop their respective mobile payment platforms, such as WeChat, Paibao, and so on. The identification codes (such as two-dimensional codes) formulated by the mobile payment platforms of different merchants are different, and when the mobile payment platform of one merchant is selected to carry out payment operation, the two-dimensional code of one merchant needs to be prepared. Since there are many mainstream mobile payment platforms, it is necessary to prepare a plurality of two-dimensional codes during payment operation, which brings great inconvenience to users. Aiming at the problem, the existing merchants formulate two-dimensional codes playing a role of a bridge for different mobile payment platforms to use together, but the two-dimensional codes cannot be supervised, so that certain risks exist.
Disclosure of Invention
The invention provides an accounting processing method and device, which are used for improving the safety of accounting processing while providing convenience for accounting processing.
The embodiment of the invention provides an accounting processing method, which comprises the following steps: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card; and performing accounting processing according to the information of the bank card.
In one embodiment, scanning and identifying a two-dimensional code of a bank card comprises: and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
In one embodiment, the performing accounting processing according to the information of the bank card includes: and transferring accounts to the bank card according to the information of the bank card.
In one embodiment, the performing accounting processing according to the information of the bank card includes: and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card.
An embodiment of the present invention further provides an accounting processing apparatus, including: a two-dimensional code recognition unit for: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card; an accounting processing unit to: and performing accounting processing according to the information of the bank card.
In one embodiment, the two-dimensional code recognition unit includes: the two-dimensional code identification module is used for: and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
In one embodiment, the accounting processing unit includes: a transfer processing module to: and transferring accounts to the bank card according to the information of the bank card.
In one embodiment, the accounting processing unit includes: a query processing module to: and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card.
Embodiments of the present invention further provide a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the method described in the above embodiments.
The embodiment of the present invention further provides a computer device, which includes a memory, a processor, and a computer program stored in the memory and capable of running on the processor, and when the processor executes the computer program, the steps of the method described in the above embodiments are implemented.
The accounting processing method, the accounting processing device, the computer readable storage medium and the computer device of the embodiment of the invention scan and identify the two-dimensional code of the bank card customized by the internet platform, and perform accounting processing according to the information of the identified bank card. In addition, rely on terminal equipment such as cell-phone among the mobile payment process, the anytime and anywhere usability of two-dimensional code has been guaranteed through the "no electricity" of bank card or pendant, very big promotion the use convenience of two-dimensional code.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a flowchart illustrating an accounting processing method according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of an accounting processing apparatus according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Fig. 1 is a flowchart illustrating an accounting processing method according to an embodiment of the present invention. As shown in fig. 1, the accounting processing method of the embodiment may include:
step S110: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card;
step S120: and performing accounting processing according to the information of the bank card.
In step S110, before issuing the bank card, each card issuing entity may report information such as the card number of the bank card to the internet platform, so that the internet platform may uniformly generate the two-dimensional code corresponding to each bank card according to the information of the bank card reported by the card issuing entity. Due to the supervision requirement of mobile payment, all the existing mobile payment platforms need direct networking platforms, so that the corresponding two-dimensional codes are uniformly generated for the newly generated bank cards through the networking platforms, and all the mobile payment platforms can recognize the uniform two-dimensional codes of the bank cards.
After acquiring the card number of the bank card in step S120, possible accounting processes, such as transferring money, inquiring, etc., may be performed on the bank card.
In this embodiment, through scanning and discerning the two-dimensional code of the bank card customized by the networking platform to carry out account processing according to the information of the bank card of discernment, not only can overcome the incompatible problem of discernment of the two-dimensional code that different payment terminals generated to other mobile payment platforms, can utilize the supervision effect of networking platform to improve the security that the bank card carries out payment processing moreover. Because the identification of the two-dimension code of the mobile payment depends on a two-dimension code generation platform, before the two-dimension code is released by an internet platform, a unified platform is not compatible with all two-dimension code identifications, the two-dimension code is produced in a mode different from that of the two-dimension code of the current mobile payment through the supervision requirement of the internet platform and the direct connection requirement of the mobile payment, the two-dimension code is not generated by the internet platform on the basis of a certain platform but is generated by the internet platform after the registration between the internet platform and each card releasing mechanism, meanwhile, the incompatibility of the two-dimension code identification of different platforms is avoided in the use process, and the mobile payment process depends on terminal equipment such as a mobile phone, so that the usability of the two-dimension code at any time and any place is ensured through the 'no electricity' of a bank card or a pendant, and the use convenience of the two-dimension code is greatly improved.
In some embodiments, the step S110 of scanning and identifying the two-dimensional code of the bank card may include: and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
The mobile payment application may be, for example, a WeChat, Payment treasure, or the like application. After scanning the image of the two-dimensional code of the bank card, the mobile payment application carries out image recognition and directly connects with the internet platform to obtain the information of the bank card, such as the card number of the bank card. Because the payment platforms such as the application of WeChat and Paibao are supervised by the Internet connection platform and directly connected with the Internet connection platform is needed, the mobile payment application can identify the two-dimensional code of the bank card uniformly customized by the Internet connection platform, the problem of incompatibility of different terminals in identifying the two-dimensional code is avoided, the difference of WeChat and Paibao two-dimensional code identification is particularly solved, the identification and reading of the bank card are improved to the maximum extent, and the use convenience of the bank card is greatly improved.
In some embodiments, the step S120 of performing accounting processing according to the information of the bank card may include: and transferring accounts to the bank card according to the information of the bank card. Specifically, for example, a seller presents a two-dimensional code of a bank card of the seller, a customer scans the two-dimensional code through a mobile payment application and then inputs a consumption amount, and transfer of the consumption amount to the bank card can be achieved, that is, consumption payment is achieved.
In some embodiments, the step S120 of performing accounting processing according to the information of the bank card may include: and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card. Specifically, for example, a user may scan (e.g., WeChat, Payment treasures, banking applications, etc.) the two-dimensional code of his bank card with some applications, so as to obtain relevant information of the bank card, such as account name, card number, balance, transaction record, etc., thereby inquiring the bank account information without inputting the card number, which is convenient to use.
In some embodiments, in order to ensure the convenience of card usage of a card holder, the unification of the internet platform and the popularity of code scanning are combined, and the two-dimensional coding is performed on bank cards issued by various banks, particularly debit cards and credit cards marked by the union pay through the internet platform, so that the method is suitable for the quick use of a new 'code scanning' era, and the convenience of card usage of the bank cards is ensured.
In some embodiments, the accounting processing method is mainly used through the following processes: communicating and customizing with the internet platform through an issuer before issuing cards to generate two-dimensional codes uniformly generated by the internet platform; in the using process, due to the supervision requirements of each mobile payment platform, the mobile payment platform is directly connected with the internet platform, so that the problem of incompatibility of two-dimension code identification of different platforms is solved.
Because of the policy requirements of the internet platform, third party payment needs to pass through the internet platform, because the card making of each bank card is independently completed by each bank, different issuing banks are confirmed through information such as the BIN (the comparison information of the front 6 bits of the bank card number and the issuing banks), the two-dimensional code payment mostly depends on payment treasures or WeChat, a plurality of codes are provided for users to select before merchants, the internet platform plays a role of distributing a two-dimensional code for the bank card of each bank during the card making, and the mobile payment and the like need to pass through the internet due to the policy requirements, so that one card can be used, and different platforms (WeChat, payment treasures and Bank receipts) can be supported. The key point is uniform management and dispatch, and uniform identification during use. Because different platforms can be directly connected with the internet platform, the identification is finally carried out by using the internet. The two-dimensional code of the bank card can be printed on the card or other media, can replace the traditional card number, realizes two-dimensional coding of the card number, and improves the convenience of the mobile payment era.
Compared with the two-dimension code of the existing mobile payment, the two-dimension code of the bank card based on the internet platform has the following advantages:
1. the invention relates to a mobile payment two-dimension code hardware cost and electricity consumption property, which is uniformly customized by an internet platform and generated together with a bank card number, thereby reducing the hardware cost expenditure for using a two-dimension code;
2. the two-dimensional code of the bank card using the internet platform avoids the problem of incompatibility of different terminals in identifying the two-dimensional code, particularly solves the difference of identifying the two-dimensional code of WeChat and Payment treasures, and improves the identification and reading of the bank card to the greatest extent.
Based on the same inventive concept as the accounting processing method shown in fig. 1, the embodiment of the present application further provides an accounting processing apparatus, as described in the following embodiments. Because the principle of solving the problem of the accounting processing device is similar to that of the accounting processing method, the implementation of the accounting processing device can refer to the implementation of the accounting processing method, and repeated details are not repeated.
Fig. 2 is a schematic structural diagram of an accounting processing apparatus according to an embodiment of the present invention. As shown in fig. 2, the accounting processing apparatus of the present embodiment may include: a two-dimensional code recognition unit 210 and an accounting processing unit 220, which are connected to each other.
A two-dimensional code recognition unit 210 configured to: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card;
an accounting processing unit 220, configured to: and performing accounting processing according to the information of the bank card.
In some embodiments, the two-dimensional code recognition unit 210 may include: two-dimensional code identification module. The two-dimensional code identification module is used for: and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
In some embodiments, the accounting processing unit 220 may include: and a transfer processing module. A transfer processing module to: and transferring accounts to the bank card according to the information of the bank card.
In some embodiments, the accounting processing unit 220 may include: and a query processing module. A query processing module to: and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card.
Embodiments of the present invention further provide a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the method described in the above embodiments.
The embodiment of the present invention further provides a computer device, which includes a memory, a processor, and a computer program stored in the memory and capable of running on the processor, and when the processor executes the computer program, the steps of the method described in the above embodiments are implemented.
In summary, in the accounting processing method, the accounting processing apparatus, the computer readable storage medium and the computer device of the embodiments of the present invention, the two-dimensional code of the bank card customized by the internet platform is scanned and identified, and the accounting processing is performed according to the information of the identified bank card. In addition, rely on terminal equipment such as cell-phone among the mobile payment process, the anytime and anywhere usability of two-dimensional code has been guaranteed through the "no electricity" of bank card or pendant, very big promotion the use convenience of two-dimensional code.
In the description herein, reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," "an example," "a particular example," or "some examples," etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. The sequence of steps involved in the various embodiments is provided to schematically illustrate the practice of the invention, and the sequence of steps is not limited and can be suitably adjusted as desired.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. An accounting processing method, comprising:
scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card;
and performing accounting processing according to the information of the bank card.
2. The accounting processing method of claim 1, wherein scanning and identifying the two-dimensional code of the bank card comprises:
and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
3. The accounting processing method of claim 1, wherein performing accounting processing according to the information of the bank card comprises:
and transferring accounts to the bank card according to the information of the bank card.
4. The accounting processing method of claim 1, wherein performing accounting processing according to the information of the bank card comprises:
and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card.
5. An accounting processing apparatus, comprising:
a two-dimensional code recognition unit for: scanning and identifying a two-dimensional code of a bank card to obtain information of the bank card, wherein the information of the bank card comprises a card number of the bank card, and the two-dimensional code is customized in advance by an internet platform according to the card number of the bank card;
an accounting processing unit to: and performing accounting processing according to the information of the bank card.
6. The accounting processing apparatus of claim 5, wherein the two-dimensional code recognition unit comprises:
the two-dimensional code identification module is used for: and scanning and identifying the two-dimensional code of the bank card by utilizing a mobile payment application, wherein the mobile payment application is directly connected with the internet platform.
7. The accounting processing apparatus of claim 5, wherein the accounting processing unit comprises:
a transfer processing module to: and transferring accounts to the bank card according to the information of the bank card.
8. The accounting processing apparatus of claim 5, wherein the accounting processing unit comprises:
a query processing module to: and processing for inquiring the transaction record and balance of the bank card according to the information of the bank card.
9. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 4.
10. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method according to any of claims 1 to 4 are implemented when the program is executed by the processor.
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| CN201810781646.6A CN109102381B (en) | 2018-07-17 | 2018-07-17 | Accounting processing method and device |
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| CN201810781646.6A CN109102381B (en) | 2018-07-17 | 2018-07-17 | Accounting processing method and device |
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| CN112785286A (en) * | 2021-02-26 | 2021-05-11 | 中国工商银行股份有限公司 | Quick transfer method and device based on invitation codes |
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| JPS56145457A (en) * | 1980-04-11 | 1981-11-12 | Hitachi Ltd | Automatic cash transaction system |
| KR20100070185A (en) * | 2008-12-17 | 2010-06-25 | 주식회사 우리은행 | System processing issue of an identification card using of internet |
| US20140337209A1 (en) * | 2012-08-20 | 2014-11-13 | Infosys Limited | Partner portal solution for financial sector |
| CN102881079B (en) * | 2012-08-28 | 2015-04-22 | 汪风珍 | Trampled multi-password early-warning type different card controllable bank card |
| CN103593757A (en) * | 2013-11-29 | 2014-02-19 | 成树嘎 | Method for bank transfer via mobile phone |
| CN105096120A (en) * | 2014-05-04 | 2015-11-25 | 银联商务有限公司 | Pre-authorization processing method and device |
| CN104574078B (en) * | 2014-11-27 | 2018-03-13 | 深圳市淘淘谷信息技术有限公司 | Bank card and the method for user social contact media account binding are realized based on POS transaction |
| CN104504560A (en) * | 2014-12-17 | 2015-04-08 | 张家港保税区润桐电子技术研发有限公司 | Pay card transfer method based on two-dimension code |
| CN105205660A (en) * | 2015-08-28 | 2015-12-30 | 深圳市泰久信息系统股份有限公司 | Two-dimensional code technology-based card-free payment method |
| CN105956644A (en) * | 2016-04-12 | 2016-09-21 | 上海海漾软件技术有限公司 | Coding method and coding device of wearable device, data synchronization method, data synchronization device, and coding system |
| CN112418847A (en) * | 2017-04-01 | 2021-02-26 | 网联清算有限公司 | Multi-payment mechanism bar code unified payment method and system |
| CN206557824U (en) * | 2017-07-13 | 2017-10-13 | 苏利萍 | Bank card and prepaid card with bar code payment function |
| CN108229966A (en) * | 2018-01-26 | 2018-06-29 | 中国银行股份有限公司 | A kind of bank card business dealing processing method, bank card and bank server |
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