CN206557824U - Bank card and prepaid card with bar code payment function - Google Patents

Bank card and prepaid card with bar code payment function Download PDF

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Publication number
CN206557824U
CN206557824U CN201720845756.5U CN201720845756U CN206557824U CN 206557824 U CN206557824 U CN 206557824U CN 201720845756 U CN201720845756 U CN 201720845756U CN 206557824 U CN206557824 U CN 206557824U
Authority
CN
China
Prior art keywords
card
bar code
payment
bank
prepaid
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN201720845756.5U
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Chinese (zh)
Inventor
不公告发明人
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN201720845756.5U priority Critical patent/CN206557824U/en
Application granted granted Critical
Publication of CN206557824U publication Critical patent/CN206557824U/en
Priority to PCT/CN2018/000180 priority patent/WO2019010929A1/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

Landscapes

  • Engineering & Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Bank card and prepaid card with bar code payment function, the utility model patent are related to a kind of card medium with payment function.In practice, holder using bank card and prepaid card when being paid, it usually needs could be used by particular devices such as ATM (ATM), point of sales terminals (POS), convenience is poor, operating cost is big, can not also realize individual-to-individual face-to-face payment.This patent is not on the basis of the bank of issue of card sending mechanism institute card and prepaid card original function and use is changed, pass through Bar Code, card sending mechanism is sent out to the accounts information corresponding to the card image or card of bank card and prepaid card and is implanted into bar code, the unique corresponding relation of bar code information contained accounts information corresponding with card image or card is formed, and by bar code system on medium.In foreign payment, payment is realized by scanning the bar code on medium, makes that payment becomes easier, service efficiency is higher, application scenarios are more rich, effectively cuts operating costs.

Description

Bank card and prepaid card with bar code payment function
First, technical field
The utility model patent is related to a kind of card medium with payment function.
2nd, background technology
At present, in financial field, business bank is to its client distribution with consumer credit, the transfer and settlement of accounts, access cash etc. The bank card of all or part of function, is generally divided into credit card and debit card.Also some enterprises have issued prepayment to its client Block (including multipurpose prepaid card, single-use prepaid card), such as：Part non-banking payment mechanism is permitted through administrative department, is issued Commodity or the multipurpose prepaid card of service can be bought outside mechanism；Some enterprises have issued and can only buy this enterprise and carry The commodity of confession or the single-use prepaid card of service.The general plastic cards using certain specification of above-mentioned bank card and prepaid card is Jie Matter, is the basic voucher and the means of payment of fund receipt and payment between holder and card sending mechanism.
In practice, holder using bank card and prepaid card when carrying out payment funding, it usually needs passes through automated teller The particular devices such as machine (ATM), point of sales terminal (POS) could be used, therefore higher to demanding terminal, and convenience is poor, be managed Cost is larger, can not also realize individual-to-individual face-to-face payment funding.
3rd, the content of the invention
The utility model patent solve problem above technical scheme be：Do not change the bank of issue of card sending mechanism institute card and On the basis of prepaid card original function and use, by the bar code that has been widely used (including one-dimension code and Quick Response Code, under Identification technology together), the bank of issue of card sending mechanism institute is blocked and planted with the accounts information corresponding to the card image or card of prepaid card Enter bar code, form bar code information contained and the unique corresponding relation of the accounts information corresponding to card image or card, and should Appropriate location of the bar code printing on card, in foreign payment, passes through the bar code on the device scan card such as mobile phone, barcode scanning gun Just direct payment funding or individual-to-individual face-to-face payment funding can be realized, it is not necessary to use ATM (ATM), The particular devices such as point of sales terminal (POS), so as to preferably expand the payment function of bank card and prepaid card, become payment Easier, service efficiency is higher, application scenarios are more rich, also can effectively cut operating costs.
4th, illustrate
Fig. 1 is the front view using bank card card as the embodiment of the present application.
5th, embodiment
By taking the bank card card medium shown in scheming as an example, card has the essential information of certain issuing bank, card letter in figure Breath, card organizational information and bar code, bar code can be printed on any appropriate location of card positive and negative, and issuing bank is sent out to client When putting card, the accounts information corresponding to card image or card is implanted into bar code, it is ensured that bar code information contained and card image Or unique correspondence of the accounts information corresponding to card, and open barcode scanning payment function.

Claims (3)

1. a kind of bank card and prepaid card with bar code payment function, it is characterized in that：Pass through the bar code to being printed on card It is identified, realizes the direct payment funding of holder.
2. there is the bank card and prepaid card of bar code payment function according to claim 1, it is characterized in that：It is printed on card Jie Bar code in matter, which includes information and the accounts information corresponding to card image or card, has unique corresponding relation.
3. there is the bank card and prepaid card of bar code payment function according to claim 1, it is characterized in that：Do not changing bank On the basis of card and prepaid card original function and use, carried out by the equipment such as mobile phone, the barcode scanning gun bar code printed on chip to card Identification, is done directly payment funding.
CN201720845756.5U 2017-07-13 2017-07-13 Bank card and prepaid card with bar code payment function Expired - Fee Related CN206557824U (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201720845756.5U CN206557824U (en) 2017-07-13 2017-07-13 Bank card and prepaid card with bar code payment function
PCT/CN2018/000180 WO2019010929A1 (en) 2017-07-13 2018-05-16 Bank card and prepaid card having barcode payment function

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201720845756.5U CN206557824U (en) 2017-07-13 2017-07-13 Bank card and prepaid card with bar code payment function

Publications (1)

Publication Number Publication Date
CN206557824U true CN206557824U (en) 2017-10-13

Family

ID=60015510

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201720845756.5U Expired - Fee Related CN206557824U (en) 2017-07-13 2017-07-13 Bank card and prepaid card with bar code payment function

Country Status (2)

Country Link
CN (1) CN206557824U (en)
WO (1) WO2019010929A1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109102381A (en) * 2018-07-17 2018-12-28 中国银行股份有限公司 Accounting processing method and device
WO2019010929A1 (en) * 2017-07-13 2019-01-17 苏利萍 Bank card and prepaid card having barcode payment function

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1696970A (en) * 2004-05-12 2005-11-16 杨红芳 Payment card
CN103593757A (en) * 2013-11-29 2014-02-19 成树嘎 Method for bank transfer via mobile phone
CN204143474U (en) * 2014-07-08 2015-02-04 珠海市金邦达保密卡有限公司 A kind of financial IC card
CN104504560A (en) * 2014-12-17 2015-04-08 张家港保税区润桐电子技术研发有限公司 Pay card transfer method based on two-dimension code
CN206557824U (en) * 2017-07-13 2017-10-13 苏利萍 Bank card and prepaid card with bar code payment function

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2019010929A1 (en) * 2017-07-13 2019-01-17 苏利萍 Bank card and prepaid card having barcode payment function
CN109102381A (en) * 2018-07-17 2018-12-28 中国银行股份有限公司 Accounting processing method and device

Also Published As

Publication number Publication date
WO2019010929A1 (en) 2019-01-17

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CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20171013

CF01 Termination of patent right due to non-payment of annual fee