CN109102381A - Accounting processing method and device - Google Patents
Accounting processing method and device Download PDFInfo
- Publication number
- CN109102381A CN109102381A CN201810781646.6A CN201810781646A CN109102381A CN 109102381 A CN109102381 A CN 109102381A CN 201810781646 A CN201810781646 A CN 201810781646A CN 109102381 A CN109102381 A CN 109102381A
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- China
- Prior art keywords
- bank card
- dimensional code
- information
- accounting processing
- card
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
- G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
Abstract
The present invention provides a kind of accounting processing method and devices, this method comprises: scanning and identifying the two dimensional code of bank card, obtain the information of the bank card, wherein, the information of the bank card includes the card number of the bank card, and the two dimensional code is to be customized in advance by net connection platform according to the card number of the bank card；Accounting processing is carried out according to the information of the bank card.The present invention can improve the safety of accounting processing while providing accounting processing convenience.
Description
Technical field
The present invention relates to technical field of information processing more particularly to a kind of accounting processing method and devices.
Background technique
With the development of mobile payment technology, many businessmans develop respective mobile payment platform, such as wechat, branch one after another
Pay treasured etc..The prepared identification code of the mobile payment platform of different businessmans (such as two dimensional code) is different, when one businessman's of selection
When mobile payment platform carries out delivery operation, it is necessary to prepare the two dimensional code of a businessman.Due to the mobile payment platform of mainstream
There are more families, then just needs to prepare multiple two dimensional codes when carrying out delivery operation, this brings great inconvenience to user.For this
Problem, existing businessman formulate the two dimensional code for playing function served as bridge, are used in conjunction with for different mobile payment platforms, but these two dimensional codes
It cannot supervise, there are certain risks.
Summary of the invention
The present invention provides a kind of accounting processing method and device, to improve account while providing accounting processing convenience
The safety of processing.
The embodiment of the present invention provides a kind of accounting processing method, comprising: the two dimensional code for scanning and identifying bank card obtains institute
State the information of bank card, wherein the information of the bank card includes the card number of the bank card, and the two dimensional code is flat by net connection
Platform customizes in advance according to the card number of the bank card；Accounting processing is carried out according to the information of the bank card.
In one embodiment, the two dimensional code of bank card is scanned and identified, comprising: scan and identify using mobile payment application
The two dimensional code of bank card, the mobile payment application and the net join platform direct connection.
In one embodiment, accounting processing is carried out according to the information of the bank card, comprising: according to the letter of the bank card
Breath carries out the processing transferred accounts to the bank card.
In one embodiment, accounting processing is carried out according to the information of the bank card, comprising: according to the letter of the bank card
Breath inquire transaction record and the processing of remaining sum of the bank card.
The embodiment of the present invention separately provides a kind of accounting processing device, comprising: two dimensional code recognition unit is used for: scanning and knows
The two dimensional code of other bank card, obtains the information of the bank card, wherein the information of the bank card includes the card of the bank card
Number, the two dimensional code is to be customized in advance by net connection platform according to the card number of the bank card；Accounting processing unit, is used for: according to
The information of the bank card carries out accounting processing.
In one embodiment, two dimensional code recognition unit, comprising: two dimensional code identification module is used for: mobile payment application is utilized
Scan and identify that the two dimensional code of bank card, the mobile payment application and the net join platform direct connection.
In one embodiment, accounting processing unit, comprising: processing module of transferring accounts is used for: according to the information of the bank card
Carry out the processing transferred accounts to the bank card.
In one embodiment, accounting processing unit, comprising: query processing module is used for: according to the information of the bank card
Inquire transaction record and the processing of remaining sum of the bank card.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, the program
The step of the various embodiments described above the method is realized when being executed by processor.
The embodiment of the present invention also provides a kind of computer equipment, including memory, processor and storage are on a memory simultaneously
The computer program that can be run on a processor, the processor realize the various embodiments described above the method when executing described program
The step of.
Accounting processing method, accounting processing device, computer readable storage medium and the computer of the embodiment of the present invention are set
It is standby, by scanning and identifying the two dimensional code of the bank card by net connection platform building, and carried out according to the information of the bank card of identification
Accounting processing, due to being not based on a certain platform, but by flat by net connection after putting on record between net connection platform and each card sending mechanism
Platform is unified to be generated, while avoiding the incompatibility of the two dimensional code identification of different platform in use, and can utilize
The supervision effect of net connection platform improves the safety that bank card carries out payment processing.In addition, relying on mobile phone during mobile payment
Equal terminal devices, ensure that the usability whenever and wherever possible of two dimensional code by " the no electrification " of bank card or pendant, greatly be promoted
The property easy to use of two dimensional code.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.In the accompanying drawings:
Fig. 1 is the flow diagram of the accounting processing method of one embodiment of the invention；
Fig. 2 is the structural schematic diagram of the accounting processing device of one embodiment of the invention.
Specific embodiment
Understand in order to make the object, technical scheme and advantages of the embodiment of the invention clearer, with reference to the accompanying drawing to this hair
Bright embodiment is described in further details.Here, the illustrative embodiments of the present invention and their descriptions are used to explain the present invention, but simultaneously
It is not as a limitation of the invention.
Fig. 1 is the flow diagram of the accounting processing method of one embodiment of the invention.As shown in Figure 1, the account of the present embodiment
Business processing method, it may include:
Step S110: scanning and identifies the two dimensional code of bank card, obtains the information of the bank card, wherein the bank
The information of card includes the card number of the bank card, and the two dimensional code is fixed in advance according to the card number of the bank card by net connection platform
System；
Step S120: accounting processing is carried out according to the information of the bank card.
In above-mentioned steps S110, each card sending mechanism can put bank card on record to net connection platform before providing bank card
The information such as card number, so that each bank card institute can be generated according to the information unification for the bank card that card sending mechanism is put on record by netting connection platform
Corresponding two dimensional code.Due to the regulatory requirements of mobile payment, mobile payment platforms all at present requires associated network connection platform,
Therefore, corresponding two dimensional code is generated to newly-generated bank card by the way that net connection platform is unified, all mobile payment platforms all may be used
To identify the two dimensional code of unified bank card.
In above-mentioned steps S120, after the card number for obtaining bank card, possible accounting processing can be carried out to the bank card,
Such as it transfers accounts, inquire.
In the present embodiment, by scanning and identifying the two dimensional code of the bank card by net connection platform building, and according to identification
The information of bank card carries out accounting processing, the two dimension that different payment terminals can not only be overcome to generate other mobile payment platforms
The incompatible problem of the identification of code, and the peace that bank card carries out payment processing can be improved using the supervision effect of net connection platform
Quan Xing.Since the identification of the two dimensional code of mobile payment depends on the generating platform of two dimensional code, before net connection platform publication, not
The compatible all two dimensional code identification of unified platform, is required, two by the regulatory requirements of net connection platform and the direct connection of mobile payment
The production for tieing up code is different from the two dimensional code generating mode of current mobile payment, is not based on a certain platform, but flat by net connection
It is generated after putting on record between platform and each card sending mechanism by net connection platform is unified, while avoiding the two of different platform in use
The terminal devices such as mobile phone are relied on during the incompatibility and mobile payment of dimension code identification, pass through " the nothing of bank card or pendant
Electrification ", ensure that the usability whenever and wherever possible of two dimensional code, is greatly improved the property easy to use of two dimensional code.
In some embodiments, above-mentioned steps S110 scans and identifies the two dimensional code of bank card, it may include: utilize mobile branch
It pays application scanning and identifies the two dimensional code of bank card, the mobile payment application and the net join platform direct connection.
The mobile payment application for example can be the application such as wechat, Alipay.The mobile payment application scans bank card
After the image of two dimensional code, image recognition is carried out, and associated network joins platform, the information of available bank card, such as bank card
Card number.Since the payment platform of the applications such as such as wechat, Alipay is all joined the supervision of platform by net, it is flat to require associated network connection
Platform, therefore, the mobile payment application can identify the two dimensional code of the bank card by the unified customization of net connection platform, avoid difference
Terminal especially solves the otherness of wechat and the identification of Alipay two dimensional code to the identification incompatibility problem of two dimensional code, maximum
The identification and reading for improving bank card of degree, greatly improve the convenience that bank card uses.
In some embodiments, above-mentioned steps S120 carries out accounting processing according to the information of the bank card, it may include: root
The processing transferred accounts to the bank card is carried out according to the information of the bank card.Specifically, for example, retailer shows its bank
The two dimensional code of card, customer scan the two dimensional code by mobile payment application, then input spending amount, may be implemented to the bank
Card is transferred to spending amount, i.e. realization consumption and payment.
In some embodiments, above-mentioned steps S120 carries out accounting processing according to the information of the bank card, it may include: root
Inquire according to the information of the bank card transaction record and the processing of remaining sum of the bank card.Specifically, for example, user can
With with the two dimensional code of some application scannings (such as wechat, Alipay, Bank application etc.) its bank card, it is hereby achieved that the silver
The relevant information of row card, for example, account name, card number, remaining sum, transaction record etc., may not necessarily input card number with this can be looked into
Bank account information is ask, it is easy to use.
In some embodiments, in order to guarantee that holder's is convenient with blocking, in conjunction with the unitized of net connection platform and barcode scanning is moved
Popularization carries out two by the credit card that net connection platform identifies the bank card especially debit card of each bank's hair fastener and Unionpay
Code is tieed up, the quick use of " barcode scanning " new era is adapted to, guarantee bank card uses card convenience.
In some embodiments, accounting processing method use mainly pass through following below scheme: by credit card issuer before hair fastener and
Net connection platform links up customization, and generating has the unified two dimensional code generated of net connection platform；In use since each mobile payment is flat
The regulatory requirements of platform require and net connection platform direct connection, avoid the incompatibility problem of different platform two dimensional code identification.
Due to the policy requirement of net connection platform, Third-party payment requires to join platform by net, because of every kind of bank card
Fabrication be each bank completes alone, it is true by information such as card BIN (6 compare information with credit card issuer before bank card number)
Recognize different credit card issuers, two dimensional code payment of today relies on Alipay or wechat mostly, also there are multiple codes to select before trade company for user
It selects, net connection platform plays the role of being exactly to distribute a two dimensional code in fabrication for the bank card of each bank, in this way due to political affairs
Plan requires mobile payment etc. to require net connection, thus can be with one yard of a card, and different platform (receive by wechat, Alipay and bank
It is single) it can support.Key point is the unified identification in unified management and assignment and use process.Since difference is flat
Platform all can associated network join platform, identification is final all to be joined with net and is responsible for identification.Bank card two dimensional code can be printed upon on card or other
Medium can replace traditional card number, card number two dimensional code, improve the convenience in mobile payment epoch.
Compared with the two dimensional code of existing mobile payment, the two dimensional codeization of the bank card based on net connection platform exists following excellent
Point:
1, the hardware cost of the two dimensional code of mobile payment and power consumption, the invention are customized by net connection platform is unified, with
Bank's card number generates together, reduces the hardware cost expenditure that two dimensional code uses；
2, using the two dimensional code of the bank card of net connection platform, different terminals is avoided to ask the identification incompatibility of two dimensional code
Topic especially solves the otherness of wechat and the identification of Alipay two dimensional code, improves the identification and reading of bank card to the greatest extent
It takes.
Based on inventive concept identical with accounting processing method shown in FIG. 1, the embodiment of the present application also provides a kind of accounts
Business processing unit, as described in following example.The principle and accounting processing method phase solved the problems, such as due to the accounting processing device
Seemingly, therefore the implementation of the accounting processing device may refer to the implementation of accounting processing method, and overlaps will not be repeated.
Fig. 2 is the structural schematic diagram of the accounting processing device of one embodiment of the invention.As shown in Fig. 2, the account of the present embodiment
Business processing unit, it may include: two dimensional code recognition unit 210 and accounting processing unit 220, the two are connected with each other.
Two dimensional code recognition unit 210, is used for: it scans and identifies the two dimensional code of bank card, obtain the information of the bank card,
Wherein, the information of the bank card includes the card number of the bank card, and the two dimensional code is by net connection platform according to the bank
The card number of card customizes in advance；
Accounting processing unit 220, is used for: carrying out accounting processing according to the information of the bank card.
In some embodiments, two dimensional code recognition unit 210, it may include: two dimensional code identification module.Two dimensional code identification module,
For: scan and identify that the two dimensional code of bank card, the mobile payment application and the net join platform using mobile payment application
Direct connection.
In some embodiments, accounting processing unit 220, it may include: processing module of transferring accounts.It transfers accounts processing module, is used for: root
The processing transferred accounts to the bank card is carried out according to the information of the bank card.
In some embodiments, accounting processing unit 220, it may include: query processing module.Query processing module is used for: root
Inquire according to the information of the bank card transaction record and the processing of remaining sum of the bank card.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, the program
The step of the various embodiments described above the method is realized when being executed by processor.
The embodiment of the present invention also provides a kind of computer equipment, including memory, processor and storage are on a memory simultaneously
The computer program that can be run on a processor, the processor realize the various embodiments described above the method when executing described program
The step of.
In conclusion the accounting processing method of the embodiment of the present invention, accounting processing device, computer readable storage medium and
Computer equipment, by scanning and identifying the two dimensional code of the bank card by net connection platform building, and according to the bank card of identification
Information carries out accounting processing, due to being not based on a certain platform, but by after putting on record between net connection platform and each card sending mechanism
It is generated by net connection platform is unified, while avoiding the incompatibility of the two dimensional code identification of different platform in use, and
The safety that bank card carries out payment processing can be improved using the supervision effect of net connection platform.In addition, during mobile payment
By terminal devices such as mobile phones, the usability whenever and wherever possible of two dimensional code, pole ensure that by " the no electrification " of bank card or pendant
Big improves the property easy to use of two dimensional code.
In the description of this specification, reference term " one embodiment ", " specific embodiment ", " some implementations
Example ", " such as ", the description of " example ", " specific example " or " some examples " etc. mean it is described in conjunction with this embodiment or example
Particular features, structures, materials, or characteristics are included at least one embodiment or example of the invention.In the present specification,
Schematic expression of the above terms may not refer to the same embodiment or example.Moreover, the specific features of description, knot
Structure, material or feature can be combined in any suitable manner in any one or more of the embodiments or examples.Each embodiment
Involved in the step of sequence be used to schematically illustrate implementation of the invention, sequence of steps therein is not construed as limiting, can be as needed
It appropriately adjusts.
It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer program
Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the present invention
Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the present invention, which can be used in one or more,
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces
The form of product.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects
Describe in detail it is bright, it should be understood that the above is only a specific embodiment of the present invention, the guarantor being not intended to limit the present invention
Range is protected, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in this
Within the protection scope of invention.
Claims (10)
1. a kind of accounting processing method characterized by comprising
The two dimensional code for scanning and identifying bank card obtains the information of the bank card, wherein the information of the bank card includes institute
The card number of bank card is stated, the two dimensional code is to be customized in advance by net connection platform according to the card number of the bank card；
Accounting processing is carried out according to the information of the bank card.
2. accounting processing method as described in claim 1, which is characterized in that scan and identify the two dimensional code of bank card, comprising:
Scan and identify that the two dimensional code of bank card, the mobile payment application and net connection platform are straight using mobile payment application
Connection.
3. accounting processing method as described in claim 1, which is characterized in that carried out at account according to the information of the bank card
Reason, comprising:
The processing transferred accounts to the bank card is carried out according to the information of the bank card.
4. accounting processing method as described in claim 1, which is characterized in that carried out at account according to the information of the bank card
Reason, comprising:
Inquire according to the information of the bank card transaction record and the processing of remaining sum of the bank card.
5. a kind of accounting processing device characterized by comprising
Two dimensional code recognition unit, is used for: scanning and identifies the two dimensional code of bank card, obtain the information of the bank card, wherein institute
The information for stating bank card includes the card number of the bank card, and the two dimensional code is the card number by net connection platform according to the bank card
Customization in advance；
Accounting processing unit, is used for: carrying out accounting processing according to the information of the bank card.
6. accounting processing device as claimed in claim 5, which is characterized in that two dimensional code recognition unit, comprising:
Two dimensional code identification module, is used for: the two dimensional code of bank card, the mobile payment are scanned and identified using mobile payment application
Join platform direct connection using with the net.
7. accounting processing device as claimed in claim 5, which is characterized in that accounting processing unit, comprising:
It transfers accounts processing module, is used for: carrying out the processing transferred accounts to the bank card according to the information of the bank card.
8. accounting processing device as claimed in claim 5, which is characterized in that accounting processing unit, comprising:
Query processing module is used for: inquire according to the information of the bank card transaction record and remaining sum of the bank card
Processing.
9. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is held by processor
The step of Claims 1-4 the method is realized when row.
10. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the step of processor realizes Claims 1-4 the method when executing described program.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810781646.6A CN109102381B (en) | 2018-07-17 | 2018-07-17 | Accounting processing method and device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810781646.6A CN109102381B (en) | 2018-07-17 | 2018-07-17 | Accounting processing method and device |
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| CN109102381A true CN109102381A (en) | 2018-12-28 |
| CN109102381B CN109102381B (en) | 2021-12-24 |
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Cited By (1)
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|---|---|---|---|---|
| CN112785286A (en) * | 2021-02-26 | 2021-05-11 | 中国工商银行股份有限公司 | Quick transfer method and device based on invitation codes |
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Also Published As
| Publication number | Publication date |
|---|---|
| CN109102381B (en) | 2021-12-24 |
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