CN104504560A - Pay card transfer method based on two-dimension code - Google Patents

Pay card transfer method based on two-dimension code Download PDF

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Publication number
CN104504560A
CN104504560A CN201410787664.7A CN201410787664A CN104504560A CN 104504560 A CN104504560 A CN 104504560A CN 201410787664 A CN201410787664 A CN 201410787664A CN 104504560 A CN104504560 A CN 104504560A
Authority
CN
China
Prior art keywords
bank
transfer
card
quick response
response code
Prior art date
Application number
CN201410787664.7A
Other languages
Chinese (zh)
Inventor
宋国华
Original Assignee
张家港保税区润桐电子技术研发有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 张家港保税区润桐电子技术研发有限公司 filed Critical 张家港保税区润桐电子技术研发有限公司
Priority to CN201410787664.7A priority Critical patent/CN104504560A/en
Publication of CN104504560A publication Critical patent/CN104504560A/en

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4018Transaction verification using the card verification value [CVV] associated with the card

Abstract

The invention discloses a pay card transfer method based on a two-dimension code. The pay card transfer method comprises the following steps: setting the unique two-dimension code including identity information and a bank card type for the bank card of an employee, binding the two-dimension code with the identity and the bank card type of the employee, and storing in the database of a corresponding bank; after a company obtains the identity information of the employee through scanning the two-dimension code on the bank card, storing the information of the two-dimension code in a database of the company, and accessing the bank through a URL (Uniform Resource Locator) associated with the two-dimension code and inputting a corresponding transfer amount; enabling the bank to accept a transfer request sent by the company and carry out comparison confirmation with the information of the employee. According to the pay card transfer method based on the two-dimension code provided by the invention, the two-dimension code including the identity information and the bank card type of the employee is set, and the company carries out a transfer operation on the bank card of the employee through the URL associated with the two-dimension code, so that the potential risk of cash transaction is avoided, and the operating efficiency of the company is improved while the precondition of electronic transaction reliability is realized.

Description

A kind of wage card transfer account method based on Quick Response Code

Technical field

The present invention relates to electronic information field, relate to a kind of wage card transfer account method based on Quick Response Code in particular.

Background technology

Company wants regular paying wages to employee, to make the achievement of employee certainly.When the wage number sent to employee is larger, there is very large potential safety hazard in traditional method of paying in cash, and the wage number difference between employee is apart from time larger, also easily affects the enthusiasm of employee work; And the mode that bank card pays, then need employee to provide bank's card number, then company makes transfer request by the bank transfer account of login company to the bank belonging to employee, in this transfer procedure, company needs a large amount of input Bank Account Numbers, Method compare of transferring accounts is loaded down with trivial details, not high to the utilization factor of time.

Summary of the invention

Based on the technical matters existed in background technology, the invention provides a kind of money transfer secure reliable, conveniently based on the wage card transfer account method of Quick Response Code.

The wage card transfer account method of a kind of Quick Response Code that the present invention proposes, comprises the following steps:

Arrange unique identity information and the Quick Response Code of bank card types to employee's bank card, the identity of described Quick Response Code and employee and bank card types are bound, and are stored in the database of corresponding bank; Described Quick Response Code is printed on bank card, and the surface of Quick Response Code is coated with anti-scraping coating;

Described 2 D code information, by the Quick Response Code on scanning bank card, after obtaining worker's information, is stored in the database of company, and by the URL that Quick Response Code associates, is connected in the bank transfer page corresponding to bank card by company;

The URL that company is associated by bank card, connects the bank transfer page, and in the described page, logs in the account of transferring accounts of company, to the transfer amounts that employee's Bank Account Number input of the described URL page is corresponding;

Bank accepts the transfer request that company sends, and the information of the database information of bank and employee is carried out contrast confirms, confirms errorlessly to complete transfer procedure, makes a mistake, send transfer error signal to company when information contrasts.

Preferably, described identity information comprises the name of employee, identification card number, bank's card number.

Preferably, described Quick Response Code classification is Chinese letter co.

Preferably, also comprise, be also provided with detailed inventory of transferring accounts in transfer page, end of transferring accounts, the central server of bank to employee's cell-phone number of bank card binding on send bill information of concluding the business.

The wage card transfer account method based on Quick Response Code that the present invention proposes, by arranging the Quick Response Code comprising worker's information and bank card types, company is by described Quick Response Code association URL, bank card to employee carries out operation of transferring accounts, avoid the potential safety hazard of money transaction, while realizing electronic transaction reliability prerequisite, improve the operational efficiency of company.

Accompanying drawing explanation

Fig. 1 is the structural representation of a kind of wage card transfer account method based on Quick Response Code that the present invention proposes.

Embodiment

As shown in Figure 1, Fig. 1 is the structural representation of a kind of wage card transfer account method based on Quick Response Code that the present invention proposes.

Embodiment one:

With reference to Fig. 1, the present invention proposes a kind of wage card transfer account method based on Quick Response Code, comprises the following steps:

Arrange unique identity information and the Quick Response Code of bank card types to employee's bank card, the identity of described Quick Response Code and employee and bank card types are bound, and are stored in the database of corresponding bank; Described Quick Response Code is printed on bank card, and the surface of Quick Response Code is coated with anti-scraping coating;

Described 2 D code information, by the Quick Response Code on scanning bank card, after obtaining worker's information, is stored in the database of company, and by the URL that Quick Response Code associates, is connected in the bank transfer page corresponding to bank card by company;

The URL that company is associated by bank card, connects the bank transfer page, and in the described page, logs in the account of transferring accounts of company, to the transfer amounts that employee's Bank Account Number input of the described URL page is corresponding;

Bank accepts the transfer request that company sends, and the information of the database information of bank and employee is carried out contrast confirms, confirms errorlessly to complete transfer procedure, makes a mistake, send transfer error signal to company when information contrasts.

Described identity information comprises the name of employee, identification card number, bank's card number; Described Quick Response Code classification is Chinese letter co, undertaken by scanner or mobile phone during the scanning of company to bank card, and after the bank card of company to employee scanned, the 2 D code information of employee's bank card is recorded in the database of company to be put on record, after needing to transfer accounts to employee next time, after directly recalling the two dimension card of employee's bank card, the URL of access Quick Response Code association.

The wage card transfer account method based on Quick Response Code that the present invention proposes, by arranging the Quick Response Code comprising worker's information and bank card types, company is by described Quick Response Code association URL, bank card to employee carries out operation of transferring accounts, avoid the potential safety hazard of money transaction, while realizing electronic transaction reliability prerequisite, improve the operational efficiency of company.

Embodiment two:

With reference to Fig. 1, the present invention proposes a kind of wage card transfer account method based on Quick Response Code, comprises the following steps:

Arrange unique identity information and the Quick Response Code of bank card types to employee's bank card, the identity of described Quick Response Code and employee and bank card types are bound, and are stored in the database of corresponding bank; Described Quick Response Code is printed on bank card, and the surface of Quick Response Code is coated with anti-scraping coating;

Described 2 D code information, by the Quick Response Code on scanning bank card, after obtaining worker's information, is stored in the database of company, and by the URL that Quick Response Code associates, is connected in the bank transfer page corresponding to bank card by company;

The URL that company is associated by bank card, connects the bank transfer page, and in the described page, logs in the account of transferring accounts of company, to the transfer amounts that employee's Bank Account Number input of the described URL page is corresponding;

Bank accepts the transfer request that company sends, and the information of the database information of bank and employee is carried out contrast confirms, confirms errorlessly to complete transfer procedure, makes a mistake, send transfer error signal to company when information contrasts.

Described identity information comprises the name of employee, identification card number, bank's card number; Described Quick Response Code classification is field character code, undertaken by scanner or mobile phone during the scanning of company to bank card, and after the bank card of company to employee scanned, the 2 D code information of employee's bank card is recorded in the database of company to be put on record, after needing to transfer accounts to employee next time, after directly recalling the two dimension card of employee's bank card, the URL of access Quick Response Code association, the URL that barcode scanning terminates to access Quick Response Code association transfers accounts, bank accepts to complete transfer procedure after transfer information confirms, and sends Transaction Information to the cell-phone number associated with bank card.

The wage card transfer account method based on Quick Response Code that the present invention proposes, by arranging the Quick Response Code comprising worker's information and bank card types, company is by described Quick Response Code association URL, bank card to employee carries out operation of transferring accounts, avoid the potential safety hazard of money transaction, while realizing electronic transaction reliability prerequisite, improve the operational efficiency of company.

The above; be only the present invention's preferably embodiment; but protection scope of the present invention is not limited thereto; anyly be familiar with those skilled in the art in the technical scope that the present invention discloses; be equal to according to technical scheme of the present invention and inventive concept thereof and replace or change, all should be encompassed within protection scope of the present invention.

Claims (4)

1., based on a wage card transfer account method for Quick Response Code, it is characterized in that, comprise the following steps:
Arrange unique identity information and the Quick Response Code of bank card types to employee's bank card, the identity of described Quick Response Code and employee and bank card types are bound, and are stored in the database of corresponding bank; Described Quick Response Code is printed on bank card, and the surface of Quick Response Code is coated with anti-scraping coating;
Described 2 D code information, by the Quick Response Code on scanning bank card, after obtaining worker's information, is stored in the database of company, and by the URL that Quick Response Code associates, is connected in the bank transfer page corresponding to bank card by company;
The URL that company is associated by bank card, connects the bank transfer page, and in the described page, logs in the account of transferring accounts of company, to the transfer amounts that employee's Bank Account Number input of the described URL page is corresponding;
Bank accepts the transfer request that company sends, and the information of the database information of bank and employee is carried out contrast confirms, confirms errorlessly to complete transfer procedure, makes a mistake, send transfer error signal to company when information contrasts.
2. the wage card transfer account method based on Quick Response Code according to claim 1, it is characterized in that, described identity information comprises the name of employee, identification card number, bank's card number.
3. the wage card transfer account method based on Quick Response Code according to claim 1, is characterized in that, described Quick Response Code classification is Chinese letter co or field character code.
4. the wage card transfer account method based on Quick Response Code according to claim 1, it is characterized in that, also comprise, in transfer page, be also provided with detailed inventory of transferring accounts, to transfer accounts end, the central server of bank to employee's cell-phone number of bank card binding on send bill information of concluding the business.
CN201410787664.7A 2014-12-17 2014-12-17 Pay card transfer method based on two-dimension code CN104504560A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201410787664.7A CN104504560A (en) 2014-12-17 2014-12-17 Pay card transfer method based on two-dimension code

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201410787664.7A CN104504560A (en) 2014-12-17 2014-12-17 Pay card transfer method based on two-dimension code

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105357230A (en) * 2015-12-24 2016-02-24 徐承柬 ID (identity) information registration method and system
WO2018068450A1 (en) * 2016-10-13 2018-04-19 中国互联网络信息中心 Online payment method, domain name system and online payment device
WO2019010929A1 (en) * 2017-07-13 2019-01-17 苏利萍 Bank card and prepaid card having barcode payment function
CN109872122A (en) * 2019-01-23 2019-06-11 德盈科技(深圳)有限公司 A kind of wage accounting method and system based on effective attendance data

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102222294A (en) * 2011-05-31 2011-10-19 李镇波 Novel mobile phone payment method
EP2610824A1 (en) * 2011-12-30 2013-07-03 Oberthur Technologies Bank card and method of response to a transaction request
CN103593757A (en) * 2013-11-29 2014-02-19 成树嘎 Method for bank transfer via mobile phone
CN103778728A (en) * 2014-02-23 2014-05-07 王恩惠 Method and system for realizing transaction without bank card through automatic teller machine
CN103839031A (en) * 2014-02-27 2014-06-04 杭州晟元芯片技术有限公司 Special embedded type two-dimensional code recognition method
CN103854170A (en) * 2012-12-07 2014-06-11 海尔集团公司 Payment system and payment method based on two-dimension code
CN103927319A (en) * 2013-12-11 2014-07-16 北京中久联科技有限公司 QR code business card information access method
US20140229379A1 (en) * 2013-02-08 2014-08-14 Hwal JANG Mobile communication terminal payment system using one-time code

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102222294A (en) * 2011-05-31 2011-10-19 李镇波 Novel mobile phone payment method
EP2610824A1 (en) * 2011-12-30 2013-07-03 Oberthur Technologies Bank card and method of response to a transaction request
CN103854170A (en) * 2012-12-07 2014-06-11 海尔集团公司 Payment system and payment method based on two-dimension code
US20140229379A1 (en) * 2013-02-08 2014-08-14 Hwal JANG Mobile communication terminal payment system using one-time code
CN103593757A (en) * 2013-11-29 2014-02-19 成树嘎 Method for bank transfer via mobile phone
CN103927319A (en) * 2013-12-11 2014-07-16 北京中久联科技有限公司 QR code business card information access method
CN103778728A (en) * 2014-02-23 2014-05-07 王恩惠 Method and system for realizing transaction without bank card through automatic teller machine
CN103839031A (en) * 2014-02-27 2014-06-04 杭州晟元芯片技术有限公司 Special embedded type two-dimensional code recognition method

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105357230A (en) * 2015-12-24 2016-02-24 徐承柬 ID (identity) information registration method and system
WO2018068450A1 (en) * 2016-10-13 2018-04-19 中国互联网络信息中心 Online payment method, domain name system and online payment device
WO2019010929A1 (en) * 2017-07-13 2019-01-17 苏利萍 Bank card and prepaid card having barcode payment function
CN109872122A (en) * 2019-01-23 2019-06-11 德盈科技(深圳)有限公司 A kind of wage accounting method and system based on effective attendance data

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Application publication date: 20150408