CN108846657B

CN108846657B - Electronic transfer method and related device

Info

Publication number: CN108846657B
Application number: CN201810524455.1A
Authority: CN
Inventors: 肖文; 李斌; 陈郁; 李磊; 易薇; 操晓峰; 王俊山
Original assignee: Guangzhou Tencent Technology Co Ltd
Current assignee: Guangzhou Tencent Technology Co Ltd
Priority date: 2018-05-28
Filing date: 2018-05-28
Publication date: 2023-08-08
Anticipated expiration: 2038-05-28
Also published as: CN108846657A

Abstract

The invention discloses a method for electronic transfer, which comprises the following steps: receiving electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type; determining a second employee identifier corresponding to the electronic transfer information according to the account corresponding relation, wherein the account corresponding relation comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relation among enterprise funds accounts; and completing transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise fund account. The invention also discloses a server and a client. The implementation can collect money or pay for the appointed staff more conveniently, and the problem of complex operation is solved, so that the practicability of the scheme is improved.

Description

Electronic transfer method and related device

Technical Field

The invention relates to the technical field of Internet, in particular to a method for electronic transfer and a related device.

Background

WeChat payment is taken as a payment platform of a large number of users, rich and various payment products are provided, and various payment license plates provided by' financial payment are used for protecting navigation for WeChat payment functions. While enterprise WeChat serves as a software-as-a-service (SAAS) platform at the enterprise level, it provides various enterprise-level application solutions for enterprises, as well as payment-type solutions.

From the point of view of policy legitimacy, the enterprise WeChat does not have the capability of independent payment, so if a solution to enterprise-level payment scheme is required, a user can find employees in the enterprise from the WeChat and transfer accounts to the employees respectively, still depending on a social platform like WeChat.

However, in practice, if the enterprise has hundreds or even thousands of employees, the transfer operation based on the above manner is very trivial, consumes a lot of time and effort, and may be due to the omission of employees, thus being disadvantageous in terms of practicality of the scheme.

Disclosure of Invention

The embodiment of the invention provides a method and a related device for electronic transfer, which can open a bridge between an enterprise-level client and a personal client, endow the enterprise-level client with transfer capability, collect or pay appointed staff more conveniently, solve the problem of complex operation, and further improve the practicability of a scheme.

A first aspect of the present invention provides a method of electronic transfer, comprising:

receiving electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type;

determining a second employee identifier corresponding to the electronic transfer information according to an account corresponding relationship, wherein the account corresponding relationship comprises an association relationship among the enterprise identifier, the first employee identifier, the second employee identifier and an enterprise funds account;

and completing transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise fund account.

A second aspect of the present invention provides a method of electronic transfer, comprising:

if the account transfer type is the collection type, receiving a collection message sent by a server, wherein the collection message carries the account transfer amount and a second employee identifier, the second employee identifier is determined as an account corresponding relation, and the account corresponding relation comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relation among enterprise funds accounts;

And sending the collection message to a second client so that an employee account corresponding to the second employee identifier pays an amount to the enterprise funds account, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

A third aspect of the present invention provides a method of electronic transfer, comprising:

if the transfer type is the collection type, receiving a collection message sent by a first client, wherein the collection message carries transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts;

and paying the money to the enterprise funds account through the employee account corresponding to the second employee identifier according to the collection message, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

A fourth aspect of the present invention provides a server comprising:

The receiving module is used for receiving electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type;

the determining module is used for determining a second employee identifier corresponding to the electronic transfer information received by the receiving module according to an account corresponding relation, wherein the account corresponding relation comprises the enterprise identifier, the first employee identifier, the second employee identifier and an association relation among enterprise funds accounts;

and the transfer module is used for completing transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier determined by the determination module according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise fund account.

A fifth aspect of the present invention provides a client, comprising:

the receiving module is used for receiving a collection message sent by the server if the transfer type is a collection type, wherein the collection message carries transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts;

And the sending module is used for sending the collection message received by the receiving module to a second client so as to enable an employee account corresponding to the second employee identifier to pay the enterprise fund account, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise fund account.

A sixth aspect of the present invention provides a client, comprising:

the receiving module is used for receiving a collection message sent by the first client if the transfer type is a collection type, wherein the collection message carries transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts;

and the payment module is used for paying the money to the enterprise fund account through the employee account corresponding to the second employee identifier according to the collection message received by the receiving module, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise fund account.

A seventh aspect of the present invention provides a server comprising: memory, transceiver, processor, and bus system;

wherein the memory is used for storing programs;

the processor is used for executing the program in the memory, and comprises the following steps:

completing transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise fund account;

the bus system is used for connecting the memory and the processor so as to enable the memory and the processor to communicate.

An eighth aspect of the present invention provides a client, the client comprising: memory, transceiver, processor, and bus system;

wherein the memory is used for storing programs;

sending the collection message to a second client so that an employee account corresponding to the second employee identifier pays an amount to the enterprise funds account, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account;

A ninth aspect of the present invention provides a client, the client comprising: memory, transceiver, processor, and bus system;

Wherein the memory is used for storing programs;

according to the collection message, paying the money to the enterprise funds account through the employee account corresponding to the second employee identifier, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise funds account;

A tenth aspect of the invention provides a computer readable storage medium having instructions stored therein which, when run on a computer, cause the computer to perform the method of the above aspects.

From the above technical solutions, the embodiment of the present invention has the following advantages:

in the embodiment of the invention, a method for electronic transfer is provided, firstly, a server receives electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type, then a second employee identifier corresponding to the electronic transfer information is determined according to an account corresponding relation, the account corresponding relation comprises the enterprise identifier, the first employee identifier, the second employee identifier and an association relation among enterprise funds accounts, and finally, the server transfers the transfer to the employee account corresponding to the second employee identifier through the enterprise funds account according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise funds account. Through the mode, the bridge between the enterprise-level client and the personal client can be opened, the enterprise-level client is endowed with the transfer capability, designated staff can be collected or paid more conveniently, the problem of complex operation is solved, and therefore the practicability of the scheme is improved.

Drawings

FIG. 1 is a schematic diagram of an architecture of an electronic transfer system according to an embodiment of the present invention;

FIG. 2 is an interactive schematic diagram of a method of electronic transfer in accordance with an embodiment of the present invention;

FIG. 3 is a schematic diagram of an embodiment of a method for electronic transfer in accordance with an embodiment of the present invention;

FIG. 4 is a schematic diagram of an embodiment of account intercommunication in an embodiment of the present invention;

FIG. 5A is a schematic diagram of an interface for provisioning an enterprise funds account in accordance with an embodiment of the invention;

FIG. 5B is a schematic diagram of another interface for provisioning an enterprise funds account in accordance with an embodiment of the invention;

FIG. 5C is a schematic diagram of another interface for provisioning an enterprise funds account in accordance with an embodiment of the invention;

FIG. 5D is a schematic diagram of another interface for provisioning an enterprise funds account in accordance with an embodiment of the invention;

FIG. 6 is a schematic flow chart of binding an enterprise identifier with an enterprise funds account in accordance with embodiments of the invention;

FIG. 7 is a schematic flow chart of enterprise red envelope distribution in the application scenario of the present invention;

FIG. 8 is a schematic flow chart of the enterprise directly initiating a cash register in the application scenario of the present invention;

FIG. 9 is a schematic flow chart of enterprise custom collection in the application scenario of the present invention;

FIG. 10 is a schematic view of another embodiment of a method of electronic transfer according to an embodiment of the present invention;

FIG. 11 is a schematic view of another embodiment of a method of electronic transfer according to an embodiment of the present invention;

FIG. 12 is a schematic diagram of an embodiment of a site fusion in an embodiment of the present invention;

FIG. 13 is a diagram of one embodiment of a server according to an embodiment of the present invention;

FIG. 14 is a diagram of another embodiment of a server according to an embodiment of the present invention;

FIG. 15 is a diagram of another embodiment of a server according to an embodiment of the present invention;

FIG. 16 is a diagram of a client according to an embodiment of the present invention;

FIG. 17 is a diagram of a client according to an embodiment of the present invention;

FIG. 18 is a diagram illustrating a client according to another embodiment of the present invention;

FIG. 19 is a schematic diagram of a server according to an embodiment of the present invention;

FIG. 20 is a schematic diagram of a client in an embodiment of the present invention;

Detailed Description

The terms "first," "second," "third," "fourth" and the like in the description and in the claims and in the above drawings, if any, are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that the embodiments of the invention described herein may be implemented, for example, in sequences other than those illustrated or otherwise described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

It should be understood that the scheme is mainly applied to enterprise-level instant messaging applications, and meanwhile, the enterprise-level payment scheme is solved by using the personal instant messaging application which has obtained the payment license plate, so that the enterprise-level instant messaging application can be fused with the personal instant messaging application, and services such as enterprise red packets, business-to-Customer (B2C), customer-to-Business (C2B) and the like are provided.

Referring to fig. 1, fig. 1 is a schematic diagram of an architecture of an electronic transfer system according to an embodiment of the present invention, as shown in the drawing, an enterprise administrator sets service contents, such as setting business red packets, B2C or C2B, through a merchant platform, where the merchant platform transmits data input by the enterprise administrator to a background server, where the server is one server integrating an enterprise-level instant messaging application service and a personal instant messaging application service, or may be a server cluster, where different servers are used to provide different services, such as, for example, the enterprise-level instant messaging application corresponds to a part of servers, and the personal instant messaging application corresponds to another part of servers, which is not limited herein.

In addition, it should be noted here that, to improve the security of the solution, the enterprise administrator typically sets a related service on the personal computer, and the merchant platform is usually turned on the personal computer, because the personal computer has a firewall and antivirus software, and it is difficult to install such software on devices such as a mobile phone and a tablet computer.

The server distributes the data input by the enterprise administrator to the terminal equipment, specifically, an enterprise instant messaging application program and a personal instant messaging application program are deployed on the terminal equipment, the identification of the same employee in the enterprise instant messaging application program and the identification of the personal instant messaging application program can be mutually converted, and the bridge between the enterprise instant messaging application program and the personal instant messaging application program can be opened by utilizing the association relation between the identifications, so that the employee can carry out operations such as payment or collection according to the request issued by the enterprise administrator.

For convenience of description, referring to fig. 2, fig. 2 is an interactive schematic diagram of a method for electronic transfer according to an embodiment of the present invention, as shown in the drawings, specifically;

in step S1, firstly, an enterprise administrator sends electronic transfer information to a server through a merchant platform, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, transfer amount and transfer type;

In step S2, a corresponding relationship of account numbers may be maintained in the server, a corresponding enterprise fund account may be found through an enterprise identifier, the first employee identifier refers to an identifier of an employee in the first client, and a second employee identifier of the employee in the second client may be known according to the first employee identifier;

in step S3, the server sends a first employee identification to a first client;

in step S4, the first client may then send the second employee identifier to the second client according to the correspondence between the first employee identifier and the second employee identifier, where, of course, both identifiers point to the same employee;

in step S5, the connection between the first client and the second client is opened, so that the employee can collect or pay with the enterprise funds account through the second client.

It should be understood that the first client in the present invention is an enterprise instant messaging application, and may specifically be an "enterprise WeChat" or other application similar to the application. The following description will take an example of "enterprise WeChat", but this should not be construed as limiting the first client functionality and manner of use. As an office communication tool, the enterprise WeChat is integrated with the functions of public fee telephone and mail besides the chat function similar to WeChat. Meanwhile, the functions of bulletin, attendance checking, leave requesting, reimbursement and the like can be realized in software. The enterprise WeChat has the following functions:

(1) The enterprise address book function supports batch importing of enterprise address books and unified management, and colleagues can find more accurately and conveniently;

(2) The video conference function is a high-definition stable video conference, supports document demonstration and screen sharing, supports telephone access, and can be participated by a plurality of people at the same time;

(3) The telephone function of the public fee, the telephone communication mode paid by the company unifies, facilitate the communication work with the clients, colleagues;

(4) The enterprise mailbox function is used for receiving and sending working mails, and can also forward the mails to group chat by one key, and the quick communication is based on the mails;

(5) The message cloud synchronization function is that the computer and the mobile phone multi-platform messages are synchronized in real time and stored in the cloud;

(6) The third party application function provides high-quality third party application for enterprises, and covers a plurality of fields such as mobile office, team cooperation, client relationship, cultural construction and the like;

(7) Application programming interfaces (Application Programming Interface, API) function, rich API interfaces, facilitate the development and access of more enterprise applications.

It should be understood that the second client in the present invention is a personal instant messaging application, and may specifically be a "WeChat", "QQ" or other similar application.

In the following, a method for electronic transfer according to the present invention will be described from the perspective of a server, referring to fig. 3, and one embodiment of the method for electronic transfer according to the present invention includes:

101. receiving electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type;

in this embodiment, the corporation administrator may set electronic transfer information through the merchant platform, where the electronic transfer information carries the corporation logo, the first employee logo, the transfer amount, and the transfer type. The enterprise identifier may be considered as an identity identifier of an enterprise, where each enterprise has a unique identifier, and the enterprise identifier may be represented as a content or bigworld 666. The first employee identifier refers to an identifier of the enterprise employee in the first client, for example, the identifier of the employee a in the first client may be jack123. The transfer amount refers to the amount of the transfer, usually the money is used as a unit, if the amount is 200, the enterprise really pays 200 yuan to the employee A or the enterprise receives 200 yuan to the employee A according to the transfer type.

The transfer type may indicate whether the payment type is a collection type, which is to charge fees to employees of the corporation, or a payment type, which is to pay fees to employees of the corporation, wherein the collection type may be a general payment, a red-envelope payment, or the like.

102. Determining a second employee identifier corresponding to the electronic transfer information according to the account corresponding relation, wherein the account corresponding relation comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relation among enterprise funds accounts;

in this embodiment, a corresponding relationship of accounts is maintained in the server, and the identifier of the transfer target employee a in the second client can be determined through the corresponding relationship of accounts, so as to obtain the identifier of the second employee. This is because the first client and the second client are not the same hierarchy, and even for the same employee, different identifiers may be associated with different clients, but the server may pull the identity information associated with the employee, thereby determining the relationship between the first employee identifier and the second employee identifier.

In addition, the account corresponding relation maintained by the server also comprises a relation between the enterprise identifier and the enterprise funds account, and the four form a corresponding relation shown in table 1.

TABLE 1

Table 1 illustrates an example of an enterprise identified as "happyshop666" where six employees currently work, each having account information in the first client and the second client. As can be seen from Table 1, the enterprise identifier has a unique correspondence with the enterprise funds account, while the second employee identifier has a correspondence with the employee account.

103. And completing transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee account, and the enterprise identifier has a unique corresponding relation with the enterprise fund account.

In this embodiment, after the server analyzes the electronic transfer information, the transfer type and the transfer amount are obtained, then the second employee identifier to be transferred is selected, and payment is made to the employee account corresponding to the second employee identifier through the enterprise fund account, or the enterprise fund account receives the money sent from the employee account corresponding to the second employee identifier.

Optionally, on the basis of the embodiment corresponding to fig. 3, before determining, according to the account corresponding relation, the second employee identifier corresponding to the electronic transfer information in the first optional embodiment of the method for electronic transfer provided by the embodiment of the present invention, the method may further include:

acquiring a first employee identifier and a second employee identifier, wherein the first employee identifier represents the identifier of the target employee in the first client, and the second employee identifier represents the identifier of the target employee in the second client;

acquiring an enterprise identifier and an enterprise funds account, wherein the enterprise identifier represents the identifier of an enterprise in a first client;

and establishing an account corresponding relation according to the first employee identification, the second employee identification, the enterprise identification and the enterprise fund account.

In this embodiment, the server needs to establish the account corresponding relationship in advance, for convenience of understanding, please refer to fig. 4, fig. 4 is a schematic diagram of an embodiment of account intercommunication in the embodiment of the present invention, as shown in the drawing, the first client is implemented based on a general account (virtual identity electronic identification, VID) system, and the payment and receipt of the second client is implemented based on an OPENID system. Therefore, the account intercommunication is to mutually convert the VID and the OPENID, wherein the VID can be a first employee identification, the OPENID can be a second employee identification, and if the first client of the employee uses the second client to share login, the conversion tool can be used for completing the mutual conversion between the identifications.

Where VID is the tool used by a user to prove his identity or to indicate a certain qualification in the network. The true identity or certain qualification of the party may also be determined based on the VID presented by the party in the network communication. The VID is to collect the identity information in the reality of the user including text information, voice, fingerprint and other information into a server and then generate an account.

OPENID is a user-centric digital identification framework that is open and decentralized. The creation of OPENID is based on the concept that a unique identity of a web site can be authenticated by the address of the web site, and similarly, we can also authenticate as the identity of the user in this way.

In the embodiment of the invention, the server needs to acquire the first employee identification, the second employee identification, the enterprise identification and the enterprise fund account in advance, and then associates the four in the background to form an account corresponding relation for subsequent use. Through the method, if the account numbers of the enterprise-level clients are logged in by sharing the personal clients, the enterprise-level clients and the personal clients can be converted, and the first employee identification in the enterprise-level clients is associated with the second employee identification in the personal clients, so that account intercommunication among different clients is realized, and the bottleneck among different systems is broken.

Optionally, on the basis of the first embodiment corresponding to fig. 3, in a second optional embodiment of the method for electronic transfer provided by the embodiment of the present invention, after obtaining the enterprise identifier and the enterprise funds account, the method may further include:

if the enterprise identifier is a legal enterprise identifier, N to-be-selected fund accounts associated with the enterprise identifier are acquired, wherein N is an integer greater than or equal to 0;

if N is greater than 0, selecting one account from N to-be-selected fund accounts as an enterprise fund account;

if N is equal to 0, an account application request is received to establish the enterprise funds account according to the account application request.

In this embodiment, a way of binding an enterprise funds account and an enterprise identifier is introduced, and it should be understood that, first, the premise of binding an enterprise funds account and an enterprise identifier is that an enterprise is required to be authenticated, and the enterprise has at least one legal funds account to be selected. For ease of understanding, referring to fig. 5A to 5D, fig. 5A to 5D are schematic views of an interface for opening an enterprise funds account, as shown in fig. 5A, first, an enterprise has a unique enterprise identifier (such as an organization code of the enterprise), the background may query whether the enterprise identifier is legal by accessing an office website, and if it is a legal company, an enterprise administrator may select an option of "open immediately", thereby entering the interface shown in fig. 5B. Referring to FIG. 5B, if the enterprise does not have a funds account to be selected, the option of "New application" is selected, and if the enterprise has at least one funds account to be selected, the option of "binding" is selected, that is, the enterprise administrator may bind an existing enterprise funds account or open a new enterprise funds account.

Next, the first client is bound to the enterprise funds account, and the enterprise administrator fills in the contact name, the mobile phone number, the short message verification code, the common mailbox, the merchant short name, and the like on the interface shown in fig. 5C. After the binding of the first client and the enterprise fund account is completed, the second client can open the payment special area product capability of the first client for the enterprise fund account, namely, the related service can be seen on the interface shown in fig. 5D, and after the payment special area capability of the first client is opened, the enterprise administrator can normally use various payment products such as enterprise red packages, enterprise collection, enterprise payment and the like provided by the first client.

Referring to fig. 6, fig. 6 is a schematic flow chart of binding an enterprise identifier and an enterprise funds account according to an embodiment of the present invention, as shown in the following, specifically:

in step A1, the enterprise administrator logs in to the management end of "enterprise WeChat", that is, the platform interfaces shown in fig. 5A to 5D, and assume that the enterprise organization code input by the enterprise administrator is 012345678;

in step A2, whether the enterprise passes authentication needs to be judged, and one verification mode is to judge whether the organization code of the enterprise is legal, namely, whether the enterprise is a registered enterprise can be inquired from an industrial and commercial office website, if yes, the step A3 is entered, and otherwise, the step A5 is skipped;

In step A3, after determining the validity of the corporation, acquiring a merchant list associated with the corporation, wherein the merchant list is used for displaying the fund account to be selected;

in step A4, if the enterprise does not pass the authentication, submitting the enterprise authentication qualification to the business office or related institutions, and entering step A3 after passing the authentication;

in step A5, judging whether a merchant number with relevance exists in the merchant list, wherein the merchant number is the fund account to be selected, if so, entering step A6, otherwise, jumping to step A8;

in the step A6, continuously judging whether two or more funds accounts to be selected are associated, if so, entering the step A7, otherwise, jumping to the step A9;

in step A7, on the premise of having a plurality of funds accounts to be selected, selecting a unique one of the funds accounts to be selected as the last payment and collection enterprise funds account;

in step A8, if there is no account to be selected with relevance in the merchant list, then the enterprise administrator is required to reapply an enterprise funds account;

in step A9, on the premise that there is only one to-be-selected funds account, the to-be-selected funds account is determined to be the enterprise funds account, so as to finish binding and residence.

In the embodiment of the invention, after the server acquires the enterprise identifier and the enterprise fund account, the validity of the enterprise identifier is judged first, and the enterprise fund account can be bound only under the legal condition, so that the safety of the scheme can be ensured. In addition, if an enterprise identity is not associated with any enterprise funds account, a legal enterprise funds account needs to be reapplied. If one enterprise identity is associated with multiple enterprise funds accounts, one of the enterprise funds accounts needs to be selected as the final enterprise funds account, thereby improving the feasibility and rationality of the solution.

Optionally, in a third alternative embodiment of the method for electronic transfer according to the present invention based on the first or second embodiment corresponding to the foregoing fig. 3 and the foregoing fig., according to the transfer type and the transfer amount in the electronic transfer information, the completing the transfer operation through the enterprise funds account and the employee account corresponding to the second employee identifier may include:

and if the transfer type is a payment type, paying the employee account corresponding to the second employee identifier through the enterprise fund account.

In this embodiment, a way for the enterprises to make payment directly will be described, wherein the payment directly has two common forms, namely, the release of the enterprise red package and the release of the enterprise directly. The enterprise red package issuing process is that an enterprise administrator directly completes the issuing by selecting staff, transmitting pictures, transmitting videos, setting red package amount and the like through an interface operation mode. The direct issuing of the enterprise is that the enterprise administrator directly selects the employee and then finishes paying for the employee. Because the first client does not have the capability of independent payment and collection, collection needs to be completed by the second client, the selected employee appears in the second client with a second employee identification, and therefore, the personal account of the employee corresponding to the employee needs to be associated by the second employee identification, and finally, the server pays the personal account of the employee through the enterprise fund account. In addition, the enterprise administrator can export enterprise red packet issuing streamlines and enterprise direct issuing streamlines.

For ease of understanding, referring to fig. 7, fig. 7 is a schematic flow chart of distribution of enterprise red packets, which are cash red packets, such as holiday red packets and bonus red packets, distributed to employees on behalf of the enterprise, in the application scenario of the present invention. The enterprise red envelope will be presented in the first client. The employee range, the red package amount, the red package issuer name, the head portrait and the message content can be issued in a self-defined mode, and the red package content supports picture insertion and video insertion. As shown in fig. 7, specifically:

in step B1, the enterprise administrator logs in to a WeChat payment merchant platform, i.e., a platform as shown in fig. 5A to 5B;

in the step B2, the WeChat payment merchant platform sends login information to the enterprise WeChat background, so as to judge whether an enterprise administrator logs in the enterprise WeChat;

in the step B3, the enterprise WeChat background logs in the enterprise WeChat and returns to a session control (session) state, after the enterprise WeChat is logged in, the enterprise WeChat returns an identifier which can not be traversed after special processing, the identifier is used for storing the enterprise and identity information of the user, and only the identifier is transmitted to the WeChat payment background for safety;

in the step B4, after the enterprise WeChat login is successful, the enterprise WeChat background returns a login success message to the WeChat payment merchant platform;

In step B5, the WeChat payment merchant platform uses the operation certificate to obtain merchant certificates of the WeChat payment background, wherein the merchant certificates are precautionary tools used for safety authentication in the WeChat payment, and the issuing of the certificates requires a local certificate plug-in to be installed by a user, so that the safety level is improved;

in the step B6, the merchant certificate is returned by the WeChat payment background;

in the step B7, an enterprise administrator initiates a red envelope task through a WeChat payment merchant platform;

in the step B8, the enterprise WeChat background acquires enterprise information and user information according to session;

in the step B9, the enterprise WeChat background submits the red packet to the WeChat payment background, namely, after the user submits the red packet issuing task, the request is forwarded to the enterprise WeChat background, and after the enterprise WeChat background performs certain verification, the task is forwarded to the WeChat payment background continuously;

in the step B10, the WeChat payment background checks whether the merchant credential is legal, wherein the checking of the merchant credential follows the principle of 'who generates by whom to verify', the WeChat payment background performs security verification, and the initiator operation of the red package task is checked to be legal;

in the step B11, the WeChat payment background checks the balance and finishes the money transfer, namely after finishing the security verification, the WeChat payment background firstly verifies whether the balance of the money is sufficient, if so, the red package logic is executed and the money transfer processing is finished;

In the step B12, the WeChat payment background adds the red packet task into a queue, after the WeChat payment background finishes the processing of the red packet logic, the enterprise WeChat background adds the red packet task into the release queue, and the automatic triggering is performed after the time arrives;

in step B13, the enterprise WeChat background informs the WeChat payment merchant platform whether the red package task is successful.

Further, in the embodiment of the present invention, a manner in which the corporation directly makes payment is introduced, and after the server determines that the transfer type is the payment type, the payment can be made to the employee account corresponding to the second employee identifier through the corporation's fund account. By the method, the enterprise-level payment task can be efficiently completed, so that staff can directly receive money from the enterprise fund account from the personal account, and the practicability of the scheme is improved.

Optionally, on the basis of the first or second embodiment shown in fig. 3 and corresponding to the foregoing fig. 3, in a fourth optional embodiment of the method for electronic transfer provided in the embodiment of the present invention, receiving electronic transfer information may include:

importing a configuration file, wherein the configuration file is a form class file;

analyzing the configuration file to obtain electronic transfer information;

According to the transfer type and the transfer amount in the electronic transfer information, completing the transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier, including:

In this embodiment, a payment method using a configuration file is introduced, firstly, a server imports the configuration file, the configuration file is a file of a form class, the configuration file is provided with a template, an enterprise administrator only needs to fill data corresponding to transfer into the form template, then imports the configuration file into the server, and the server can analyze the configuration file, so as to obtain electronic transfer information. According to the transfer type indicated in the electronic transfer information, if the current payment type is determined, the enterprise pays the employee, and in addition, the transfer amount can be obtained, so that the enterprise can know how much fee the employee should pay. As described in the above embodiment, the server makes payment to the employee account corresponding to the second employee identifier in the second client through the enterprise funds account.

It can be understood that the format of the configuration file may be form software developed by Microsoft corporation, i.e. Microsoft Excel, or may be library Office, google document, aceyooffice or other types of form software, which can intuitively display data.

Further, in the embodiment of the present invention, a payment method using a configuration file is introduced, where a server may directly import a preset import configuration file, parse the configuration file to obtain electronic transfer information, and if the transfer type is a payment type, pay to an employee account corresponding to a second employee identifier through an enterprise fund account. By means of the method, for the situation that the number of staff of an enterprise is very large, related transfer information of each staff is not required to be input in sequence, and the set configuration files are directly imported, so that data input efficiency is greatly improved.

Optionally, on the basis of the first or second embodiment shown in fig. 3 and corresponding to the foregoing fig. 3, in a fifth optional embodiment of the method for electronic transfer provided in the embodiment of the present invention, receiving electronic transfer information may include:

Receiving M electronic reimbursement documents, wherein. M is an integer greater than or equal to 1;

analyzing M electronic reimbursement documents to obtain electronic transfer information;

In this embodiment, a way of making payment by using an electronic reimbursement document is described, where an enterprise administrator or an enterprise employee may upload at least one electronic reimbursement document, and the server receives the electronic reimbursement documents, where information related to reimbursement, such as name of reimbursement person, department, job, date, reimbursement category, reimbursement fee, etc., needs to be filled in the electronic reimbursement document, where the server can identify key information, such as identification numbers or special characters, etc., so as to capture electronic transfer information in the electronic reimbursement document. According to the transfer type indicated in the electronic transfer information, if the current payment type is determined, the enterprise pays the employee, and in addition, the transfer amount can be obtained, so that the enterprise can know how much fee the employee should pay. As described in the above embodiment, the server makes payment to the employee account corresponding to the second employee identifier in the second client through the enterprise funds account.

Further, in the embodiment of the invention, a payment method of electronic reimbursement receipts is introduced, a server can receive M electronic reimbursement receipts uploaded by staff and analyze the M electronic reimbursement receipts to obtain electronic transfer information, and if the transfer type is a payment type, the server pays to the staff account through an enterprise fund account. Through the mode, enterprise staff can upload filled electronic reimbursement documents according to requirements, the operation can be that all electronic reimbursement documents are collected and uploaded uniformly, and all staff can upload the electronic reimbursement documents respectively, so that the electronic reimbursement documents are more flexible, faster and more convenient to use compared with the case that an enterprise administrator fills electronic transfer information in sequence.

Optionally, on the basis of the first or second embodiment shown in fig. 3 and corresponding to the foregoing fig. 3, in a sixth optional embodiment of the method for electronic transfer provided in the embodiment of the present invention, receiving electronic transfer information may include:

when the target application program calls an application programming interface API of the first client, receiving electronic transfer information through the target application program;

In this embodiment, the enterprise may further develop a target application according to actual needs, for example, the enterprise develops an application that rewards staff of the enterprise at regular time, and the first client opens an API interface, where the target application may call the API, and the server may obtain related electronic transfer information through the target application. If the transfer type is a payment type, the server may make a payment to the employee account corresponding to the second employee identification through the enterprise funds account.

Where APIs are predefined functions that are intended to provide applications and developers the ability to access a set of routines based on certain software or hardware without having to access source code or understand the details of the internal operating mechanisms. APIs can be applied to all computer platforms and operating systems. These APIs connect data in different formats. Each data format requires that the correct data communication be achieved with different data commands and parameters, but at the same time different types of errors may be generated. Thus, in addition to having the knowledge required to perform the data sharing task, these types of APIs must address many network parameter issues and possible error conditions, i.e., each application must know whether it has strong performance to support inter-program communications itself. Instead, since such an API handles only one information format, the information delivery API in this case only provides a small subset of commands, network parameters, and error conditions. Because of this, the delivery API approach greatly reduces system complexity, and therefore, when an application needs to share data across multiple platforms, it is a desirable choice to employ an information delivery API type.

Further, in the embodiment of the invention, the enterprise can develop the target application program according to the actual demand, pay the enterprise user based on the target application program, receive the electronic transfer information through the target application program, if the transfer type is the payment type, the server pays the employee account through the enterprise fund account. By the method, enterprises can develop the custom payment function according to actual demands, custom payment scenes are realized by means of the API, and the enterprises can conveniently develop flexible services, so that the flexibility and operability of a scheme are improved.

Optionally, in a seventh optional embodiment of the method for electronic transfer according to the embodiment of the present invention based on the first or second embodiment corresponding to the foregoing fig. 3 and the foregoing fig., according to a transfer type and a transfer amount in electronic transfer information, the completing the transfer operation through the enterprise funds account and the employee account corresponding to the second employee identifier may include:

if the transfer type is the collection type, sending a collection message to a second client through a first client, wherein the collection message carries transfer amount and a second employee identifier;

and receiving the amount paid by the employee account corresponding to the second employee identification through the enterprise funds account.

In this embodiment, the foregoing embodiment describes the present solution from the perspective of an enterprise payment that provides the ability to pay directly to an employee's personal account by the enterprise, with the payment message being received at the first client. And the method supports four modes of direct issuing, file issuing, reimbursement issuing and interface calling, and has fast fund accounting speed and convenient use and inquiry. The method is mainly used for solving the payment requirements of reasonable enterprises on staff, such as staff reimbursement and application.

In the following, a scheme of enterprise collection will be described, which provides the ability to pay the enterprise directly by staff, the collection message being received in the first client. The paid money enters into the enterprise fund account associated with the enterprise, and supports four modes of direct collection, file collection, two-dimension code collection and interface call, so that the fund account-checking speed is high, and the use and the inquiry are convenient. The method is mainly used for solving reasonable enterprise collection requirements, such as meal charging cards or parking fee payment and the like.

Specifically, in the direct collection scenario, the server issues a collection message through the first client, so that the collection message can be displayed on the interface of the first client, and after the collection message is triggered by the employee, the first client sends the collection message to the second client, so that the second client can determine the corresponding employee account according to the second employee identifier, and the employee account pays money to the enterprise funds account.

For ease of understanding, referring to fig. 8, fig. 8 is a schematic flow chart of directly initiating collection by an enterprise in the application scenario of the present invention, and specifically, as shown in the drawings:

in step C1, the enterprise administrator logs in to the WeChat payment merchant platform, i.e., the platform shown in fig. 5A to 5B;

in the step C2, the WeChat payment merchant platform sends login information to the enterprise WeChat background, so as to judge whether an enterprise administrator logs in the enterprise WeChat;

in step C3, the enterprise WeChat background logs in the enterprise WeChat and returns to a session control (session) state, after the enterprise WeChat is logged in, the enterprise WeChat returns an identifier which can not be traversed after special processing, the identifier is used for storing the enterprise and identity information of the user, and only the identifier is transmitted to the WeChat payment background for safety;

in the step C4, after the enterprise WeChat login is successful, the enterprise WeChat background returns a login success message to the WeChat payment merchant platform;

in step C5, the WeChat payment merchant platform uses the operation certificate to obtain the merchant certificate of the WeChat payment background, wherein the merchant certificate is a precaution tool for security authentication in the WeChat payment, and the issuing of the certificate requires the user to install a local certificate plug-in, so as to improve the security level;

In step C6, returning the merchant certificate by the WeChat payment background;

in step C7, the enterprise administrator initiates a collection task through a WeChat payment merchant platform;

in step C8, the WeChat payment merchant platform sends user information corresponding to the staff to the enterprise WeChat background, so that the enterprise WeChat background verifies the user information;

in step C9, the WeChat payment background verifies the merchant credentials of the corporation;

in step C10, after the merchant certificate of the enterprise is successfully verified, the WeChat payment background returns a verification interface to the WeChat background of the enterprise;

in step C11, pushing a collection message to an enterprise WeChat client after enterprise WeChat;

in step C12, the enterprise employee may click on the receipt message on the enterprise client, thereby initiating a receipt request;

in step C13, the enterprise WeChat client requests a pre-payment order, such as a pre-payment 68 element, from the WeChat payment background;

in step C14, the WeChat payment background will judge whether to meet the requirement according to the data of the prepaid order of the enterprise WeChat client, assuming that the amount of the prepaid order is 68 and the account balance is 30, the payment request cannot be met, if the account balance is greater than or equal to 68, the payment request is met;

In step C15, the enterprise WeChat client invokes the payment software development kit (Software Development Kit, SDK) of the WeChat client if the payment request is satisfied;

in step C16, the WeChat client pulls up the receipt, thus completing the payment process.

Further, in the embodiment of the present invention, a manner is introduced in which an enterprise directly pays money, after the server determines that the transfer type is the money collection type, a money collection message may be initiated to the second client through the first client, and then an employee account in the second client is triggered to pay a corresponding amount to the enterprise funds account, thereby completing the money collection of the enterprise. By the method, the enterprise-level money collection task can be efficiently completed, so that the enterprise fund account can directly receive money from the staff personal account, and the practicability of the scheme is improved.

Optionally, on the basis of the first or second embodiment shown in fig. 3 and corresponding to the foregoing fig. 3, in an eighth optional embodiment of the method for electronic transfer provided in the embodiment of the present invention, receiving electronic transfer information may include:

analyzing the configuration file to obtain electronic transfer information;

In this embodiment, a manner of collecting money by using a configuration file is introduced, firstly, a server imports the configuration file, the configuration file is a file of a form class, the configuration file is provided with a template, an enterprise administrator only needs to fill data corresponding to transfer into the form template, then imports the configuration file into the server, and the server can analyze the configuration file, so that electronic transfer information is obtained. According to the transfer type indicated in the electronic transfer information, if the current money receiving type is determined, the money is paid to the enterprise by the staff, and in addition, the server can obtain the transfer amount, so that the staff can know how much money the enterprise should pay. As described in the above embodiments, the server receives the amount paid from the employee account in the second client through the enterprise funds account.

It will be appreciated that the format of the configuration file may be, but not limited to, microsoft Excel, form class software developed by Microsoft corporation, libre Office, google document, acey Office, or other types of form class software.

Further, in the embodiment of the present invention, a manner of collecting money by using a configuration file is introduced, a server may directly import a preset import configuration file, parse the configuration file to obtain electronic transfer information, and if the transfer type is a collection type, receive an amount paid from an employee account through an enterprise fund account. By means of the method, for the situation that the number of staff of an enterprise is very large, related transfer information of each staff is not required to be input in sequence, and the set configuration files are directly imported, so that data input efficiency is greatly improved.

Optionally, in a ninth optional embodiment of the method for electronic transfer according to the present invention based on the first or second embodiment corresponding to the foregoing fig. 3 and the foregoing fig., according to the transfer type and the transfer amount in the electronic transfer information, the completing the transfer operation through the enterprise funds account and the employee account corresponding to the second employee identifier may include:

If the transfer type is the collection type, a collection two-dimensional code is generated, wherein the collection two-dimensional code carries the transfer amount;

and when the target employee scans the two-dimensional code for collection and passes verification, receiving the amount paid by the employee account corresponding to the second employee identification through the enterprise fund account.

In this embodiment, a manner of collecting money by using a two-dimensional code will be described, firstly, after determining that an enterprise charges a fee to an employee, a server may generate a collection two-dimensional code according to electronic transfer information, where the collection two-dimensional code carries item information, may also carry an enterprise identifier, sends the collection two-dimensional code to a first client, and the employee of the enterprise may perform two-dimensional code identification by pressing the collection two-dimensional code for a long time, and may also perform identification by scanning the collection two-dimensional code through a camera. After verifying the enterprise employee identity, the server may receive, via the enterprise funds account, the amount paid from the employee account, wherein the employee account has a correspondence with the second employee identity.

It should be noted that, the two-dimension code of collection carries item information, and enterprise staff can input payment amount by self definition according to the content of the item information (such as paying party fee or paying meal card) after scanning the two-dimension code of collection.

Further, in the embodiment of the invention, a manner of collecting money by using a two-dimension code is introduced, if the enterprise needs to collect money for staff, the server can also generate a collected two-dimension code, and the staff pays money for the enterprise funds account in a form of scanning the collected two-dimension code. By the method, the channel for scanning the two-dimension code of collection is also provided when the enterprise collects the money, the enterprise staff can identify the two-dimension code of collection on the first client, pay money to the enterprise funds account after verification, the two-dimension code of collection can be shot, pay money to the enterprise funds account after verification, and in either way, the method is very convenient for the staff, and another collection channel is provided, so that the flexibility of the scheme is improved.

Optionally, on the basis of the first or second embodiment shown in fig. 3 and corresponding to the foregoing fig. 3, in a tenth optional embodiment of the method for electronic transfer provided in the embodiment of the present invention, receiving electronic transfer information may include:

when the target application program calls an API of the server, receiving electronic transfer information through the target application program;

In this embodiment, assuming that the enterprise needs to develop an application program for collecting party fees or collecting meal cards, a user-defined payment scenario can be developed by means of a javascript script language API. When the target application program calls an API of the server, the server can receive the electronic transfer information through the target application program, and then the server can send a collection message to the second client through the first client, and the enterprise staff can pay corresponding money to the enterprise fund account through the staff account.

For convenience of description, referring to fig. 9, fig. 9 is a schematic flow chart of enterprise custom collection in the application scenario of the present invention, as shown in the drawings, specifically;

in step D1, a user opens an enterprise WeChat client, wherein the user can be an enterprise employee or an enterprise administrator;

in step D2, when a user opens a user-defined application homepage, converting VID into OPENID through oauth2.0 mode or private javascript script language API;

In step D3, opening an enterprise WeChat webpage in the enterprise WeChat client, where the webpage may be a fifth step hypertext markup language (HyperText Markup Language, HTML) 5, where a request for opening the enterprise WeChat webpage carries a second employee identifier OPENID;

in step D4, the enterprise WeChat H5 requests the merchant background to generate a payment order, where the payment order carries payment parameter information (such as payer, payee, transfer amount, etc.) and OPENID;

in step D5, generating an order by a merchant background;

in step D6, the merchant background calls a unified ordering API;

in step D7, the enterprise administrator can use information such as enterprise identification and the like to call the unified ordering interface to the WeChat payment background to finish the ordering operation of the pre-paid order;

in step D8, the WeChat payment background returns the identification of the prepaid order information to the merchant background;

in step D9, the merchant background generates parameters to be called by the Java script language API page, and when the enterprise WeChat client receives the payment request operation, the enterprise WeChat client converts the Java script language data packet into a data packet in a payment format according to a certain conversion rule;

in step D10, the merchant back-office returns payment parameters to the WeChat corporation H5,

In step D11, the user confirms the payment operation through the enterprise WeChat H5;

in step D12, the enterprise WeChat H5 transmits parameters required by the javascript script language API to the enterprise WeChat client;

in step D13, the payment parameters call up WeChat payment by calling the payment SDK, namely, the enterprise WeChat client calls up the transformed data to call up WeChat payment SDK;

in step D14, the WeChat client initiates a payment request to the WeChat payment background;

in step D15, the WeChat payment background verifies information such as enterprise identification, VID, OPENID, payment logic and the like, including consistency verification and security verification;

in step D16, the WeChat payment background returns the payment permission to the WeChat client;

in step D17, the user inputs a payment password;

in step D18, the WeChat client submits a request of payment authorization to the WeChat payment background;

in step D19, the WeChat payment background performs validity verification on the payment data packet, and if the payment request initiated from the enterprise WeChat client is initiated, the verification is considered to be successful;

in the step D20, an asynchronous processing link is entered, and a WeChat payment background returns a payment result to a merchant background;

in step D21, the merchant background receives and stores the payment notice;

In step D22, the merchant background returns a message which is successfully processed to the WeChat payment background;

in step D23, the WeChat payment background feeds back a payment result to the WeChat client;

in step D24, the WeChat client performs callback operation on the payment state through a callback interface of the enterprise WeChat client;

in step D25, enabling the enterprise WeChat H5 to call back the payment state;

in step D26, the enterprise WeChat H5 inquires the actual payment result through the merchant background;

in step D27, the merchant background calls a query API of the WeChat payment background, so that a required payment result is obtained;

in step D28, after the WeChat payment verification is successful, the WeChat payment cash register is pulled up, the payment operation is completed, the payment callback address of the enterprise is called back, and the WeChat payment background returns a payment result to the merchant background;

in step D29, the merchant background returns a payment result to the enterprise WeChat H5;

in step D30, a page of payment results is displayed, so that the staff can see the final transfer situation through the corporate WeChat H5.

Further, in the embodiment of the invention, the enterprise can develop the target application program according to the actual demand, collect money to the enterprise user based on the target application program, receive the electronic transfer information through the target application program, and if the transfer type is the collection type, the server receives money paid by the employee account through the enterprise fund account. By the method, the enterprise can develop the custom payment function according to the actual demand, namely, the second client provides the opening capability for the enterprise developer to develop the custom application, and the custom payment scene is realized by means of JAPI, so that the enterprise can conveniently develop flexible business, and the flexibility and operability of the scheme are improved.

Referring to fig. 10, an embodiment of a method for electronic transfer according to the present invention includes:

201. if the account transfer type is the collection type, receiving a collection message sent by a server, wherein the collection message carries the account transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship comprises an enterprise identifier, a first employee identifier, a second employee identifier and an association relationship among enterprise funds accounts;

in this embodiment, the corporation administrator may set electronic transfer information through the merchant platform, where the electronic transfer information carries the corporation logo, the first employee logo, the transfer amount, and the transfer type. The enterprise identifier may be considered as an identity of an enterprise, and each enterprise has a unique identifier. The first employee identification refers to an identification of the enterprise employee in the first client. The transfer amount is the amount of the transfer, and is usually in the unit of RMB. The transfer type may indicate whether the payment type is a collection type, which is to charge fees to employees of the corporation, or a payment type, which is to pay fees to employees of the corporation, wherein the collection type may be a general payment, a red-envelope payment, or the like.

If the transfer type is the collection type, the first client may receive a collection message sent by the server, where the collection message carries the transfer amount and the second employee identifier.

202. And sending a collection message to the second client so that an employee account corresponding to the second employee identifier pays money to the enterprise funds account, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In this embodiment, a corresponding relationship of accounts is maintained in the server, and the identifier of the transfer target employee in the second client can be determined through the corresponding relationship of the accounts, so as to obtain the identifier of the second employee. This is because the first client and the second client are not the same hierarchy, and even for the same employee, different identifiers may be associated with different clients, but the server may pull the identity information associated with the employee, thereby determining the relationship between the first employee identifier and the second employee identifier.

The first client sends a collection message to the second client, the second client receives the collection message, and then corresponding personnel personal accounts are identified by the second personnel to pay corresponding amounts to the enterprise funds accounts. The second employee identifier has a correspondence with the employee account, and the enterprise identifier has a unique correspondence with the enterprise funds account.

In an embodiment of the present invention, a method for electronic transfer is provided, if the transfer type is a collection type, a first client receives a collection message sent by a server, where the collection message carries a transfer amount and a second employee identifier, and the first client sends the collection message to the second client, so that an employee account corresponding to the second employee identifier pays an amount to an enterprise funds account. Through the mode, the bridge between the enterprise-level client and the personal client can be opened, the enterprise-level client is endowed with the transfer capability, designated staff can be collected or paid more conveniently, the problem of complex operation is solved, and therefore the practicability of the scheme is improved.

Referring to fig. 11, an embodiment of the method for electronic transfer according to the present invention includes:

301. if the transfer type is the collection type, receiving a collection message sent by a first client, wherein the collection message carries transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relation, and the account corresponding relation comprises an enterprise identifier, a first employee identifier, a second employee identifier and an association relation among enterprise funds accounts;

If the transfer type is the collection type, the first client may receive a collection message sent by the server, where the collection message carries the transfer amount and the second employee identifier. The first client then sends a receipt message to the second client such that the second client is also able to receive the receipt message.

302. And paying the money to the enterprise funds account through the employee account corresponding to the second employee identifier according to the collection message, wherein the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In the embodiment of the invention, a method for electronic transfer is provided, if the transfer type is the collection type, a second client receives a collection message sent by a first client, the collection message carries transfer amount and a second employee identifier, and the second client can pay amount to an enterprise fund account through an employee account corresponding to the second employee identifier according to the collection message. Through the mode, the bridge between the enterprise-level client and the personal client can be opened, the enterprise-level client is endowed with the transfer capability, designated staff can be collected or paid more conveniently, the problem of complex operation is solved, and therefore the practicability of the scheme is improved.

Optionally, on the basis of the embodiment corresponding to fig. 11, in the first optional embodiment of the method for electronic transfer provided by the embodiment of the present invention, before the amount is paid to the enterprise funds account by the corresponding employee account through the second employee identifier, the method may further include:

acquiring a static resource request;

and rendering the interface of the second client according to the static resource request.

In this embodiment, since the first client cannot directly develop and pay related services, and needs to deploy the services to the site of the second client, the front end code is deployed to the second client side, and the server is implemented in a data forwarding manner.

For convenience of description, referring to fig. 12, fig. 12 is a schematic diagram of an embodiment of a site fusion in an embodiment of the present invention, and as shown in the drawing, a first client is "enterprise WeChat", and a second client is "WeChat" for example, specifically:

in step E1, after the enterprise administrator inputs 'pay. Weixin. Qq. Com/xxx' in the browser, entering a WeChat payment merchant platform;

in step E2, the WeChat payment merchant platform establishes a hypertext transfer protocol (HyperTextTransfer Protocol, HTTP) service, and initiates a static resource request, and after receiving the static resource request, the WeChat client can obtain a web page hypertext markup language (HyperTextMarkup Language, HTML), a picture, an operation script and the like, and render an interface of the WeChat client by using the static resources;

In step E3, the WeChat payment merchant platform establishes a connection with a WeChat payment server and a Content delivery network (Content DeliveryNetwork, CDN) server, the WeChat payment server is used for supporting payment services, and the CDN server is used for storing static resources;

in step E4, firstly, receiving an asynchronous request at the server side, where the asynchronous request may be a red packet issuing request or other transfer requests;

in step E5, the asynchronous request enters a reverse proxy (nginx proxy) server of WeChat payment, and the link realizes that the asynchronous request is forwarded from WeChat payment to enterprise WeChat;

in the step E6, checking the identity of the staff by the background of the enterprise WeChat, and continuing to carry out logic processing by the background of the enterprise WeChat, wherein no processing is needed in the process of being transmitted to the universal gateway interface (Common Gateway Interface, CGI);

in step E7, after the background of the enterprise WeChat completes logic processing, the enterprise WeChat background service can be invoked;

and E8, calling the enterprise WeChat background service, and then calling the WeChat payment background service.

In the embodiment of the invention, before the second client pays the money to the enterprise fund account through the employee account corresponding to the second employee identifier, the second client is required to acquire the static resource request, and then the interface of the second client is rendered according to the static resource request. By the method, when the first client pulls the function of the second client, the corresponding payment interface can be displayed when the first client jumps to the second client, and the dynamic resource request is completed on the server side, so that the problem that the first client cannot directly develop and pay related services is solved, the payment services are deployed into the second client, and service fusion among different clients can be completed, so that the operability of the scheme is improved.

Referring to fig. 13 for a detailed description of the server in the present invention, fig. 13 is a schematic diagram of an embodiment of the server in the present invention, and the server 40 includes:

the receiving module 401 is configured to receive electronic transfer information, where the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount, and a transfer type;

a determining module 402, configured to determine a second employee identifier corresponding to the electronic transfer information received by the receiving module 401 according to an account corresponding relationship, where the account corresponding relationship includes an association relationship among the enterprise identifier, the first employee identifier, the second employee identifier, and an enterprise funds account;

and a transfer module 403, configured to complete a transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier determined by the determining module 402 according to the transfer type and the transfer amount in the electronic transfer information, where the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise fund account.

In this embodiment, the receiving module 401 receives electronic transfer information, where the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type, and the determining module 402 determines, according to an account corresponding relationship, a second employee identifier corresponding to the electronic transfer information received by the receiving module 401, where the account corresponding relationship includes an association relationship among the enterprise identifier, the first employee identifier, the second employee identifier and an enterprise funds account, and the transfer module 403 completes a transfer operation through the enterprise funds account and an employee account corresponding to the second employee identifier determined by the determining module 402, where the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In the embodiment of the invention, a server is provided, firstly, the server receives electronic transfer information, wherein the electronic transfer information carries an enterprise identifier, a first employee identifier, a transfer amount and a transfer type, then a second employee identifier corresponding to the electronic transfer information is determined according to an account corresponding relation, the account corresponding relation comprises the enterprise identifier, the first employee identifier, the second employee identifier and an association relation among enterprise funds accounts, and finally, the server transfers accounts corresponding to the second employee identifier through the enterprise funds accounts according to the transfer type and the transfer amount in the electronic transfer information, wherein the second employee identifier has a corresponding relation with the employee accounts, and the enterprise identifier has a unique corresponding relation with the enterprise funds accounts. Through the mode, the bridge between the enterprise-level client and the personal client can be opened, the enterprise-level client is endowed with the transfer capability, designated staff can be collected or paid more conveniently, the problem of complex operation is solved, and therefore the practicability of the scheme is improved.

Optionally, referring to fig. 14 on the basis of the embodiment corresponding to fig. 13, in another embodiment of the server 40 provided in the embodiment of the present invention, the server 40 further includes an obtaining module 404 and an establishing module 405;

The obtaining module 404 is configured to obtain the first employee identifier and the second employee identifier before the determining module 402 determines, according to the account correspondence, the second employee identifier corresponding to the electronic transfer information, where the first employee identifier represents an identifier of a target employee in a first client, and the second employee identifier represents an identifier of the target employee in a second client;

acquiring the enterprise identifier and the enterprise funds account, wherein the enterprise identifier represents the identifier of an enterprise in the first client;

the establishing module 405 is configured to establish the account corresponding relationship according to the first employee identifier, the second employee identifier, the enterprise identifier, and the enterprise funds account acquired by the acquiring module 404.

Optionally, referring to fig. 15 on the basis of the embodiment corresponding to fig. 14, in another embodiment of the server 40 provided in the embodiment of the present invention, the server 40 further includes a selection module 406;

the obtaining module 404 is further configured to obtain N to-be-selected funds accounts associated with the enterprise identifier if the enterprise identifier received by the receiving module 401 is a legal enterprise identifier after the obtaining module 404 obtains the enterprise identifier and the enterprise funds accounts, where N is an integer greater than or equal to 0;

a selecting module 406, configured to select an account from the N accounts to be selected as the enterprise funds account if the N is greater than 0;

the establishing module 405 is further configured to receive an account application request if the N is equal to 0, so as to establish the enterprise funds account according to the account application request.

Alternatively, in another embodiment of the server 40 provided in the embodiment of the present invention based on the embodiment corresponding to fig. 13, 14 or 15,

the transfer module 403 is specifically configured to pay to the employee account corresponding to the second employee identifier through the enterprise fund account if the transfer type is a payment type.

the receiving module 401 is specifically configured to import a configuration file, where the configuration file is a table file;

analyzing the configuration file to obtain the electronic transfer information;

the receiving module 401 is specifically configured to receive M electronic reimbursement documents, where the receiving module is configured to receive M electronic reimbursement documents. M is an integer greater than or equal to 1;

analyzing the M electronic reimbursement documents to obtain the electronic transfer information;

the receiving module 401 is specifically configured to receive, when a target application program invokes an API of the first client, the received electronic transfer information through the target application program;

the transfer module 403 is specifically configured to send a payment message to the second client through the first client if the transfer type is a payment type, where the payment message carries the transfer amount and the second employee identifier;

analyzing the configuration file to obtain the electronic transfer information;

the transfer module 403 is specifically configured to generate a two-dimensional code for receipt if the transfer type is a type for receipt, where the two-dimensional code for receipt carries the transfer amount;

the receiving module 401 is specifically configured to receive, when a target application program invokes an API of a server, the received electronic transfer information through the target application program;

Referring to fig. 16 for a detailed description of the first client in the present invention, fig. 16 is a schematic diagram of an embodiment of a client in an embodiment of the present invention, and the client 50 includes:

the receiving module 501 is configured to receive a receipt message sent by a server if the transfer type is a receipt type, where the receipt message carries a transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship includes an enterprise identifier, a first employee identifier, the second employee identifier, and an association relationship between enterprise funds accounts;

And a sending module 502, configured to send the collection message received by the receiving module 501 to a second client, so that an employee account corresponding to the second employee identifier pays an amount to the enterprise funds account, where the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In this embodiment, if the transfer type is the collection type, the receiving module 501 receives a collection message sent by the server, where the collection message carries a transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, the account corresponding relationship includes an enterprise identifier, a first employee identifier, the second employee identifier, and an association relationship between enterprise funds accounts, and the sending module 502 sends, to a second client, the collection message received by the receiving module 501, so that the employee account corresponding to the second employee identifier pays an amount to the enterprise funds account, where the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In the embodiment of the invention, if the transfer type is the collection type, the first client receives the collection message sent by the server, wherein the collection message carries the transfer amount and the second employee identification, and the first client sends the collection message to the second client so that the employee account corresponding to the second employee identification pays the amount to the enterprise funds account. Through the mode, the bridge between the enterprise-level client and the personal client can be opened, the enterprise-level client is endowed with the transfer capability, designated staff can be collected or paid more conveniently, the problem of complex operation is solved, and therefore the practicability of the scheme is improved.

Referring to fig. 17 for a detailed description of the second client in the present invention, fig. 17 is a schematic diagram of an embodiment of the client in the embodiment of the present invention, and the client 60 includes:

the receiving module 601 is configured to receive a receipt message sent by a first client if the transfer type is a receipt type, where the receipt message carries a transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, and the account corresponding relationship includes an enterprise identifier, a first employee identifier, the second employee identifier, and an association relationship between enterprise funds accounts;

And a payment module 602, configured to pay an amount to the enterprise funds account through an employee account corresponding to the second employee identifier according to the collection message received by the receiving module 601, where the second employee identifier has a corresponding relationship with the employee account, and the enterprise identifier has a unique corresponding relationship with the enterprise funds account.

In this embodiment, if the transfer type is the collection type, the receiving module 601 receives a collection message sent by the first client, where the collection message carries a transfer amount and a second employee identifier, the second employee identifier is determined by an account corresponding relationship, the account corresponding relationship includes an enterprise identifier, a first employee identifier, the second employee identifier, and an association relationship between enterprise funds accounts, and the payment module 602 pays an amount to the enterprise funds accounts through employee accounts corresponding to the second employee identifier according to the collection message received by the receiving module 601, where the second employee identifier has a corresponding relationship with the employee accounts, and the enterprise identifier has a unique corresponding relationship with the enterprise funds accounts.

Optionally, referring to fig. 18 on the basis of the embodiment corresponding to fig. 17, in another embodiment of the client 60 provided in the embodiment of the present invention, the client 60 further includes an obtaining module 603 and a rendering module 604;

the obtaining module 603 is configured to obtain a static resource request before the payment module 602 pays an amount to the enterprise funds account through the employee account corresponding to the second employee identifier;

the rendering module 604 is configured to render an interface of the second client according to the static resource request acquired by the acquiring module.

Fig. 19 is a schematic diagram of a server structure according to an embodiment of the present invention, where the server 700 may have a relatively large difference between configurations or performances, and may include one or more Central Processing Units (CPUs) 722 (e.g., one or more processors) and a memory 732, and one or more storage media 730 (e.g., one or more mass storage devices) for storing application programs 742 or data 744. Wherein memory 732 and storage medium 730 may be transitory or persistent. The program stored in the storage medium 730 may include one or more modules (not shown), each of which may include a series of instruction operations on a server. Still further, the central processor 722 may be configured to communicate with the storage medium 730 and execute a series of instruction operations on the server 700 in the storage medium 730.

The server 700 may also include one or more power supplies 726, one or more wired or wireless network interfaces 750, one or more input/output interfaces 758, and/or one or more operating systems 741, such as WindowsServerTM, macOSXTM, unixTM, linuxTM, freeBSDTM, and the like.

The steps performed by the server in the above embodiments may be based on the server structure shown in fig. 19.

In the embodiment of the present invention, the CPU 722 included in the terminal further has the following functions:

The embodiment of the present invention further provides another client, as shown in fig. 20, for convenience of explanation, only the portion relevant to the embodiment of the present invention is shown, and specific technical details are not disclosed, please refer to the method portion of the embodiment of the present invention. The terminal may be any terminal device including a mobile phone, a tablet computer, a Personal Digital Assistant (PDA), a point of sale (POS), a vehicle-mounted computer, and the like, taking the terminal as an example of the mobile phone:

Fig. 20 is a block diagram showing a part of the structure of a mobile phone related to a terminal provided by an embodiment of the present invention. Referring to fig. 20, the mobile phone includes: radio Frequency (RF) circuitry 810, memory 820, input unit 830, display unit 840, sensor 850, audio circuitry 860, wireless fidelity (WiFi) module 870, processor 880, and power supply 890. It will be appreciated by those skilled in the art that the handset configuration shown in fig. 20 is not limiting of the handset and may include more or fewer components than shown, or may combine certain components, or may be a different arrangement of components.

The following describes the components of the mobile phone in detail with reference to fig. 20:

the RF circuit 810 may be used for receiving and transmitting signals during a message or a call, and in particular, after receiving downlink information of a base station, it is processed by the processor 880; in addition, the data of the design uplink is sent to the base station. Typically, RF circuitry 810 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a Low Noise Amplifier (LNA), a duplexer, and the like. In addition, the RF circuitry 810 may also communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to global system for mobile communications (GSM), general Packet Radio Service (GPRS), code Division Multiple Access (CDMA), wideband Code Division Multiple Access (WCDMA), long Term Evolution (LTE), e-mail, short Message Service (SMS), etc.

The memory 820 may be used to store software programs and modules, and the processor 880 performs various functional applications and data processing of the cellular phone by executing the software programs and modules stored in the memory 820. The memory 820 may mainly include a storage program area that may store an operating system, application programs required for at least one function (such as a sound playing function, an image playing function, etc.), and a storage data area; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the handset, etc. In addition, memory 820 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device.

The input unit 830 may be used to receive input numeric or character information and to generate key signal inputs related to user settings and function controls of the handset. In particular, the input unit 830 may include a touch panel 831 and other input devices 832. The touch panel 831, also referred to as a touch screen, may collect touch operations thereon or thereabout by a user (e.g., operations of the user on the touch panel 831 or thereabout using any suitable object or accessory such as a finger, stylus, etc.), and actuate the corresponding connection device according to a predetermined program. Alternatively, the touch panel 831 may include two portions of a touch detection device and a touch controller. The touch detection device detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection device and converts it into touch point coordinates, which are then sent to the processor 880 and can receive commands from the processor 880 and execute them. In addition, the touch panel 831 may be implemented in various types of resistive, capacitive, infrared, surface acoustic wave, and the like. The input unit 830 may include other input devices 832 in addition to the touch panel 831. In particular, other input devices 832 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, mouse, joystick, etc.

The display unit 840 may be used to display information input by a user or information provided to the user and various menus of the mobile phone. The display unit 840 may include a display panel 841, and optionally, the display panel 841 may be configured in the form of a liquid crystal display (liquid crystal display, LCD), an organic light-emitting diode (OLED), or the like. Further, the touch panel 831 may overlay the display panel 841, and when the touch panel 831 detects a touch operation thereon or thereabout, the touch operation is transferred to the processor 880 to determine the type of touch event, and the processor 880 then provides a corresponding visual output on the display panel 841 according to the type of touch event. Although in fig. 20, the touch panel 831 and the display panel 841 are implemented as two separate components to implement the input and input functions of the mobile phone, in some embodiments, the touch panel 831 and the display panel 841 may be integrated to implement the input and output functions of the mobile phone.

The handset may also include at least one sensor 850, such as a light sensor, motion sensor, and other sensors. Specifically, the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel 841 according to the brightness of ambient light, and the proximity sensor may turn off the display panel 841 and/or the backlight when the mobile phone moves to the ear. As one of the motion sensors, the accelerometer sensor can detect the acceleration in all directions (generally three axes), and can detect the gravity and direction when stationary, and can be used for applications of recognizing the gesture of a mobile phone (such as horizontal and vertical screen switching, related games, magnetometer gesture calibration), vibration recognition related functions (such as pedometer and knocking), and the like; other sensors such as gyroscopes, barometers, hygrometers, thermometers, infrared sensors, etc. that may also be configured with the handset are not described in detail herein.

Audio circuitry 860, speaker 861, microphone 862 may provide an audio interface between the user and the handset. The audio circuit 860 may transmit the received electrical signal converted from audio data to the speaker 861, and the electrical signal is converted into a sound signal by the speaker 861 to be output; on the other hand, microphone 862 converts the collected sound signals into electrical signals, which are received by audio circuit 860 and converted into audio data, which are processed by audio data output processor 880 for transmission to, for example, another cell phone via RF circuit 810, or which are output to memory 820 for further processing.

WiFi belongs to a short-distance wireless transmission technology, and a mobile phone can help a user to send and receive emails, browse webpages, access streaming media and the like through a WiFi module 870, so that wireless broadband Internet access is provided for the user. Although fig. 20 shows a WiFi module 870, it is understood that it does not belong to the necessary constitution of the handset, and can be omitted entirely as needed within the scope of not changing the essence of the invention.

The processor 880 is a control center of the mobile phone, connects various parts of the entire mobile phone using various interfaces and lines, and performs various functions of the mobile phone and processes data by running or executing software programs and/or modules stored in the memory 820, and calling data stored in the memory 820. In the alternative, processor 880 may include one or more processing units; alternatively, the processor 880 may integrate an application processor that primarily handles operating systems, user interfaces, applications, etc., with a modem processor that primarily handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 880.

The handset further includes a power supply 890 (e.g., a battery) for powering the various components, optionally in logical communication with the processor 880 through a power management system, as well as performing functions such as managing charge, discharge, and power consumption by the power management system.

Although not shown, the mobile phone may further include a camera, a bluetooth module, etc., which will not be described herein.

In the embodiment of the present invention, the processor 880 included in the terminal further has the following functions:

It will be clear to those skilled in the art that, for convenience and brevity of description, specific working procedures of the above-described systems, apparatuses and units may refer to corresponding procedures in the foregoing method embodiments, which are not repeated herein.

In the several embodiments provided in the present invention, it should be understood that the disclosed systems, devices, and methods may be implemented in other manners. For example, the apparatus embodiments described above are merely illustrative, e.g., the division of the units is merely a logical function division, and there may be additional divisions when actually implemented, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or units, which may be in electrical, mechanical or other form.

The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

In addition, each functional unit in the embodiments of the present invention may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.

The integrated units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied essentially or in part or all of the technical solution or in part in the form of a software product stored in a storage medium, including instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a read-only memory (ROM), a random access memory (random access memory, RAM), a magnetic disk, or an optical disk, or other various media capable of storing program codes.

The above embodiments are only for illustrating the technical solution of the present invention, and not for limiting the same; although the invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present invention.

Claims

1. A method of electronic transfer, comprising:

determining a second employee identification corresponding to the electronic transfer information according to the account number correspondence; the account corresponding relation comprises the association relation among the enterprise identifier, the first employee identifier, the second employee identifier and the enterprise fund account; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

2. The method according to claim 1, wherein before determining the second employee identifier corresponding to the electronic transfer information according to the account correspondence, the method further includes:

acquiring the first employee identification and the second employee identification;

and establishing the account corresponding relation according to the first employee identifier, the second employee identifier, the enterprise identifier and the enterprise funds account.

3. The method of claim 2, wherein after the obtaining the enterprise identification and the enterprise funds account, the method further comprises:

if the enterprise identifier is a legal enterprise identifier, acquiring N to-be-selected fund accounts associated with the enterprise identifier, wherein N is an integer greater than or equal to 0;

If the N is larger than 0, selecting one account from the N to-be-selected fund accounts as the enterprise fund account;

and if the N is equal to 0, receiving an account application request to establish the enterprise funds account according to the account application request.

4. A method according to any one of claims 1 to 3, wherein the completing the transfer operation through the corporate funds account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information comprises:

5. A method according to any one of claims 1 to 3, wherein the receiving electronic transfer information comprises:

importing a configuration file, wherein the configuration file is a form type file;

analyzing the configuration file to obtain the electronic transfer information;

and completing the transfer operation through the enterprise fund account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information, wherein the transfer operation comprises the following steps:

6. A method according to any one of claims 1 to 3, wherein the receiving electronic transfer information comprises:

receiving M electronic reimbursement documents, wherein M is an integer greater than or equal to 1;

7. A method according to any one of claims 1 to 3, wherein the receiving electronic transfer information comprises:

when a target application program calls an Application Programming Interface (API) of the first client, receiving the receiving electronic transfer information through the target application program;

8. A method according to any one of claims 1 to 3, wherein the completing the transfer operation through the corporate funds account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information comprises:

if the transfer type is a collection type, sending a collection message to the second client through the first client, wherein the collection message carries the transfer amount and the second employee identification;

9. A method according to any one of claims 1 to 3, wherein the receiving electronic transfer information comprises:

analyzing the configuration file to obtain the electronic transfer information;

10. A method according to any one of claims 1 to 3, wherein the completing the transfer operation through the corporate funds account and the employee account corresponding to the second employee identifier according to the transfer type and the transfer amount in the electronic transfer information comprises:

11. A method according to any one of claims 1 to 3, wherein the receiving electronic transfer information comprises:

when a target application program calls an API of a server, receiving the receiving electronic transfer information through the target application program;

12. A method of electronic transfer, comprising:

if the transfer type is the collection type, receiving a collection message sent by a server; the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

13. A method of electronic transfer, comprising:

if the transfer type is the collection type, receiving a collection message sent by a first client; the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

14. The method of claim 13, wherein prior to the payment of the amount to the corporate funds account by the second employee identifying the corresponding employee account, the method further comprises:

acquiring a static resource request;

and rendering an interface of the second client according to the static resource request.

15. A server, comprising:

the determining module is used for determining a second employee identifier corresponding to the electronic transfer information received by the receiving module according to the account corresponding relation; the account corresponding relation comprises the association relation among the enterprise identifier, the first employee identifier, the second employee identifier and the enterprise fund account; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

16. A client, comprising:

the receiving module is used for receiving the collection information sent by the server if the transfer type is the collection type; the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

17. A client, comprising:

the receiving module is used for receiving a collection message sent by the first client if the transfer type is a collection type; the account corresponding relationship comprises an enterprise identifier, a first employee identifier, the second employee identifier and an association relationship among enterprise funds accounts; the first employee identification represents the identification of the target employee in the first client, and the second employee identification represents the identification of the target employee in the second client;

18. A server, the server comprising: memory, transceiver, processor, and bus system;

wherein the memory is used for storing programs;

19. A client, the client comprising: memory, transceiver, processor, and bus system;

wherein the memory is used for storing programs;

20. A client, the client comprising: memory, transceiver, processor, and bus system;

wherein the memory is used for storing programs;

21. A computer readable storage medium comprising instructions which, when run on a computer, cause the computer to perform the method of any one of claims 1 to 11, or to perform the method of claim 12, or to perform the method of any one of claims 13 to 14.