CN111694892B

CN111694892B - Resource transfer method, device, terminal, server and storage medium

Info

Publication number: CN111694892B
Application number: CN201910191177.7A
Authority: CN
Inventors: 王文渊; 陈郁; 李磊; 李斌
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2019-03-13
Filing date: 2019-03-13
Publication date: 2023-10-03
Anticipated expiration: 2039-03-13
Also published as: CN111694892A

Abstract

The embodiment of the invention discloses a resource transfer method, a resource transfer device, a resource transfer terminal, a resource transfer server and a resource transfer storage medium, and belongs to the technical field of Internet. The method comprises the following steps: receiving a resource transfer request of a first terminal, wherein the resource transfer request carries a target group of the first terminal, a target merchant number of a second terminal, a target account serving as a resource transfer object and a first numerical value; verifying the target group and the target merchant number according to a preset relation library; when the association relation between the target group and the target merchant number is determined, and the resource transfer request meets the preset condition, transferring the resource with the first value from the target merchant number to the target account; and sending a transfer completion notification to the first terminal and the second terminal, wherein the transfer completion notification is used for notifying the first terminal and the second terminal. The embodiment of the invention expands the mode of resource transfer, expands the application range of resource transfer, can orderly perform resource transfer, is convenient for resource management, and improves the effect of resource management.

Description

Resource transfer method, device, terminal, server and storage medium

Technical Field

The embodiment of the invention relates to the technical field of Internet, in particular to a resource transfer method, a device, a terminal, a server and a storage medium.

Background

With the rapid development of internet technology, the ways of daily life, work, entertainment, shopping and the like of people have changed greatly, and especially in the scene involving payment, the payment through the internet gradually becomes a common transaction way of people, and cash is not required to be carried in the process of carrying out the transaction through the way, so that the method is convenient and rapid.

In the related art, a group manager logs in a group management client installed on a terminal based on a group identifier, when the terminal detects a resource transfer operation triggered by the group manager on a resource transfer interface, a first value and a target account corresponding to the resource transfer operation are obtained, a resource transfer request carrying the first value and the target account is sent to a server, and the server transfers the resource of the first value to the target account from a merchant number having an association relationship with the group according to the resource transfer request.

In the scheme, the groups are in one-to-one correspondence with the merchant numbers, and the resource transfer can only be completed through a unique merchant number with an association relationship with the groups, so that the resource transfer mode is limited.

Disclosure of Invention

The embodiment of the invention provides a resource transfer method, a resource transfer device, a terminal, a server and a storage medium, which can solve the problems existing in the related technology. The technical scheme is as follows:

in one aspect, a resource transfer method is provided and applied to a server, and the method includes:

receiving a resource transfer request of a first terminal, wherein the resource transfer request carries a target group of the first terminal, a target merchant number of a second terminal, a target account serving as a resource transfer object and a first numerical value, and the mechanism attributes of users associated with one group are the same;

verifying the target group and the target merchant number according to a preset relation library, wherein the preset relation library comprises a plurality of groups with association relation and merchant numbers;

when it is determined that the target group and the target merchant number have an association relationship, and the resource transfer request meets a preset condition, transferring the resource with the first value from the target merchant number to the target account;

and sending a transfer completion notification to the first terminal and the second terminal, wherein the transfer completion notification is used for notifying the first terminal and the second terminal.

Optionally, before the receiving the resource transfer request of the first terminal, the method further includes:

receiving an association request of the second terminal, wherein the association request is used for requesting to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

when a determining association instruction of the first terminal is received, an association relation is established between the target group and the target merchant number, wherein the determining association instruction is used for indicating that the association relation is established between the target group of the first terminal and the target merchant number of the second terminal.

Optionally, after receiving the association request of the second terminal, the method further includes:

updating a request list based on the association request, wherein the request list comprises a plurality of association requests for requesting to establish an association relationship with the target group, and each association request carries a group and a merchant number;

and when receiving the list acquisition request of the first terminal, sending an updated request list to the first terminal.

Optionally, after the association relation is established between the target group and the target merchant number when the association determining instruction of the first terminal is received, the method further includes:

Setting the state of the association request as a first state, and sending the first state to the first terminal, wherein the first state indicates that the association request passes;

and sending a first association result to the second terminal, wherein the first association result is that the target group agrees to establish an association relationship.

when a refusing association instruction of the first terminal is received, ignoring an association request of the second terminal, wherein the refusing association instruction is used for refusing to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

setting the state of the association request to a second state, and sending the second state to the first terminal, wherein the second state indicates that the association request is refused;

and sending a second association result to the second terminal, wherein the second association result is that the target group refuses to establish an association relationship.

And storing the association relation into the preset relation library.

Optionally, after transferring the first value of the resource from the target merchant number to the target account, the method further includes:

generating numerical flow information, wherein the numerical flow information is used for representing the numerical flow condition based on the resource transfer request;

inquiring the preset relation library according to the numerical flow information to obtain a target object, wherein the target object comprises at least one of a group, a merchant number or an account, and the similarity between the numerical flow information of the target object and the numerical flow information is greater than or equal to a threshold value;

and establishing a potential association relation between the target object and the target group, the target merchant number of the second terminal or the target account in the preset relation library.

Optionally, the method further comprises:

receiving an auditing request of any object, wherein the auditing request is used for auditing the numerical value flow information of the object;

and outputting the numerical flow information of the object, the numerical flow information of the object with the association relation with the object and the numerical flow information of the object with the potential association relation with the object.

Optionally, after verifying the target group and the target merchant number according to the preset relational library, the method further includes:

and sending a verification result to the first terminal, wherein the verification result comprises a first verification result and a second verification result, the first verification result indicates that the target group and the target merchant number have an association relationship, and the second verification result indicates that the target group and the target merchant number do not have an association relationship.

Optionally, the target account includes a plurality of accounts, and when it is determined that the target group and the target merchant number have an association relationship, and the resource transfer request satisfies a preset condition, transferring the resource of the first value from the target merchant number to the target account includes:

when determining that the target group and the target merchant number have an association relationship, transferring a resource transfer package of the first value from the target merchant number to an intermediate account;

and when the operation of taking any account of the plurality of accounts for the resource transfer package is detected, transferring a resource with a second numerical value from the intermediate account to any account, wherein the second numerical value is smaller than the first numerical value.

In another aspect, a resource transfer method is provided and applied to a first terminal, where the first terminal installs a group management client, and the method includes:

logging in the group management client based on the group identification of the target group;

a resource transfer request is sent to a server, wherein the resource transfer request carries the target group, a target merchant number of a second terminal, a target account serving as a resource transfer object and a first numerical value, and the mechanism attributes of users associated with one group are the same;

when the target group and the target merchant number have an association relationship, receiving a transfer completion notification of the server;

and displaying the transfer completion notification.

Optionally, before the sending the resource transfer request to the server, the method further includes:

and when detecting an association triggering operation agreeing to the association request of the second terminal, sending an association determining instruction to the server, wherein the association determining instruction is used for indicating that an association relationship is established between the target group of the first terminal and the target merchant number of the second terminal.

Optionally, before sending the association determining instruction to the server when detecting the association triggering operation of agreement of the association request of the second terminal, the method further includes:

Transmitting a list acquisition request to the server to acquire a request list comprising a plurality of association requests for requesting to establish an association relationship with the target group, wherein each association request carries a group and a merchant number;

receiving an updated request list of the server;

and displaying the updated request list.

Optionally, when detecting an association triggering operation of agreement of the association request of the second terminal on the group management interface, after sending an association determining instruction to the server, the method further includes:

receiving a first state sent by the server, wherein the first state indicates that the association request passes;

and displaying the first state.

when detecting a refusing association triggering operation of the association request of the second terminal, sending an refusing association instruction to the server, wherein the refusing association instruction is used for refusing to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

receiving a second state sent by the server, wherein the second state indicates that the association request is refused;

And displaying the second state.

Optionally, after the sending the resource transfer request to the server, the method further includes:

receiving a verification result of the server, wherein the verification result comprises a first verification result and a second verification result, the first verification result indicates that an association relationship exists between the target group and the target merchant number, and the second verification result indicates that no association relationship exists between the target group and the target merchant number;

and displaying the verification result.

On the other hand, a resource transfer method is provided and applied to a second terminal, wherein the second terminal is provided with a merchant number application client, and the method comprises the following steps:

logging in the merchant number application client based on a target merchant number;

when a target group of a first terminal sends a resource transfer request for requesting to transfer a first numerical value from a target merchant number to a target account to a server, and the target group and the target merchant number have an association relationship, receiving a transfer completion notification of the server;

and displaying the transfer completion notification.

Optionally, when the target group of the first terminal sends a resource transfer request for requesting to transfer the first value of the resource from the target merchant number to the target account to the server, and the target group has an association relationship with the target merchant number, before receiving the transfer completion notification of the server, the method further includes:

And sending an association request to the server, wherein the association request carries the target group and the target merchant number and is used for requesting to establish an association relationship between the target group and the target merchant number.

Optionally, after the sending the association request to the server, the method further includes:

when the target group agrees to establish an association relationship between the target group and the target merchant number, receiving a first association result of the server, wherein the first association result agrees to establish the association relationship for the target group;

and displaying the first association result.

when the target group refuses to establish the association relationship between the target group and the target merchant number, receiving a second association result of the server, wherein the second association result establishes the association relationship for the target group refuses;

and displaying the second association result.

In another aspect, there is provided a resource transfer device applied to a server, the device including:

a transfer request receiving module, configured to receive a resource transfer request of a first terminal, where the resource transfer request carries a target group of the first terminal, a target merchant number of a second terminal, a target account as a resource transfer object, and a first value, where an organization attribute of a user associated with one group is the same;

The verification module is used for verifying the target group and the target merchant number according to a preset relation library, wherein the preset relation library comprises a plurality of groups with association relation and merchant numbers;

the transfer module is used for transferring the resources with the first value from the target merchant number to the target account when the association relationship between the target group and the target merchant number is determined and the resource transfer request meets the preset condition;

and the transfer notification sending module is used for sending a transfer completion notification to the first terminal and the second terminal, wherein the transfer completion notification is used for notifying the first terminal and the second terminal.

In another aspect, a resource transfer device is provided, applied to a first terminal, and the device includes:

the group login module is used for logging in the group management client based on the group identification of the target group;

a transfer request sending module, configured to send a resource transfer request to a server, where the resource transfer request carries the target group, a target merchant number of the second terminal, a target account as a resource transfer object, and a first value, where the mechanism attribute of a user associated with one group is the same;

A notification receiving module, configured to receive a transfer completion notification of the server when there is an association relationship between the target group and the target merchant number;

and the notification display module is used for displaying the transfer completion notification.

In another aspect, a resource transfer device is provided, applied to a second terminal, and the device includes:

the merchant number login module is used for logging in the merchant number application client based on the target merchant number;

the system comprises a notification receiving module, a server and a server, wherein the notification receiving module is used for receiving a transfer completion notification of the server when a target group of a first terminal sends a resource transfer request for requesting to transfer a first numerical value resource from a target merchant number to a target account to the server and the target group and the target merchant number have an association relation;

In another aspect, a server is provided that includes a processor and a memory having stored therein at least one instruction, at least one program, code set, or instruction set that is loaded and executed by the processor to perform an operation as performed in the resource transfer method.

In another aspect, a terminal is provided that includes a processor and a memory having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions that are loaded and executed by the processor to perform operations as performed in the resource transfer method.

In yet another aspect, a computer-readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions loaded by a processor and having an effect as performed in the resource transfer method is provided.

In the method, the device, the terminal, the server and the storage medium provided by the embodiment of the invention, the first terminal sends a resource transfer request to the server to request the server to transfer the resource value target account with the first value from the target merchant number, the server checks according to the preset relation library, and when the association relation between the target group and the target merchant number is determined, the first value resource is transferred from the target merchant number to the target merchant number, and the first terminal and the second terminal logging in the target merchant number are notified. In the method provided by the embodiment of the invention, each group can be provided with a plurality of associated merchant numbers, and the group can carry out resource transfer based on any one of the merchant numbers, so that the mode of resource transfer is expanded, and the application range of resource transfer is expanded.

And even if one group is provided with a plurality of administrators, the administrators can orderly transfer resources through different merchant numbers, so that the resource management is convenient, the effect of the resource management is improved, and the flexibility of the resource management is enhanced.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the description of the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic illustration of an implementation environment provided by an embodiment of the present invention;

FIG. 2 is an interactive flow chart of a resource transfer method provided by an embodiment of the present invention;

FIG. 3 is a schematic diagram of a payment interface for Enterprise A according to an embodiment of the present invention;

FIG. 4 is an interactive flow chart of a scenario in which an enterprise administrator sends out a red packet to an enterprise employee, provided by an embodiment of the present invention;

FIG. 5 is an interactive flow diagram of a scenario in which an enterprise administrator pays for enterprise employees, provided by an embodiment of the present invention;

FIG. 6 is an interactive flow diagram of a scenario in which an enterprise administrator pays for enterprise employees, provided by an embodiment of the present invention;

FIG. 7 is an interactive flowchart of a method for establishing an association relationship according to an embodiment of the present invention;

FIG. 8 is a schematic diagram of inputting a group identifier of a target group on a merchant number interface according to an embodiment of the present invention;

FIG. 9 is a schematic diagram of displaying a request list on a merchant number interface according to an embodiment of the present invention;

FIG. 10 is a schematic diagram showing a first association result according to an embodiment of the present invention;

FIG. 11 is a schematic diagram showing a status of an association request according to an embodiment of the present invention;

FIG. 12 is a schematic diagram showing a second association result according to an embodiment of the present invention;

FIG. 13 is a schematic diagram of a group and merchant number establishing a one-to-one association according to an embodiment of the present invention;

fig. 14 is a schematic diagram of a group and merchant number establishing a many-to-many association relationship according to an embodiment of the present invention;

FIG. 15 is a schematic diagram of entering a group in a merchant number interface according to an embodiment of the present invention;

FIG. 16 is a schematic diagram of a resource transfer device according to an embodiment of the present invention;

FIG. 17 is a schematic diagram of another resource transfer device according to an embodiment of the present application;

FIG. 18 is a schematic diagram of another resource transferring device according to an embodiment of the present application;

fig. 19 is a schematic structural diagram of a terminal according to an embodiment of the present application;

fig. 20 is a schematic structural diagram of a server according to an embodiment of the present application.

Detailed Description

For the purpose of making the objects, technical solutions and advantages of the embodiments of the present application more apparent, the following detailed description of the embodiments of the present application will be given with reference to the accompanying drawings.

It should be noted that, the collection, use and processing of information (including but not limited to user equipment information, user personal information, etc.), data (including but not limited to data for analysis, stored data, presented data, etc.), and signals (including but not limited to signals transmitted between user terminals and other devices, etc.) related to the present application need to comply with relevant laws and regulations and standards of relevant countries and regions.

Before explaining the embodiments of the present application in detail, the following explanation is first made on the related concepts:

1. group: refers to a group of individuals in a social application, such as an enterprise group containing multiple employees, an organization group containing multiple members, a family group containing multiple family members, a hobby group having multiple members who commonly love, and so forth.

2. Group identification: the group management client can register a group identifier, and the group identifier is used for determining a unique corresponding group, can represent the identity of the group, can be a group account number, a group nickname and the like, and can be the name of an enterprise, an organization code and the like when the group is the enterprise.

3. Group management client: the client is specially used for managing the group, and can perform various operations such as interaction, attendance checking and card punching, enterprise personnel management and the like between at least one user associated with the group identification based on the logged-in group identification.

For example, an administrator logs into a group management client based on a group identification, may view a punch-card record for a group member, send a red packet to the group member, and so on.

When the group is managed by the group management client, the resource management can be performed through a merchant number, wherein the merchant number is a merchant number which establishes an association relation with the group in advance, the merchant number can be regarded as a resource pool of the group, and the group can store resources into the merchant number and can transfer the resources from the merchant number to other accounts.

4. Merchant number application client: the client for managing the resources can execute various operations such as storing, transferring, exchanging and the like on the resources in the merchant numbers based on the logged-in merchant numbers, can be associated with groups, can enable the groups to manage the resources through the merchant numbers, and can also execute various operations such as storing, transferring, exchanging and the like on the resources in the merchant numbers by self without being associated with the groups.

For example, the merchant number is associated with a group, which may transfer resources to other accounts based on the associated merchant number.

It should be noted that, the merchant number application client and the group management client may be different clients or the same client. If the merchant number application client and the group management client are the same client, the user can log in the client based on different login information, different interfaces are displayed, and functions displayed in the different interfaces are different.

5. Association relation: the association relationship established between the group identifier and the merchant number is used for associating the two different types of users, and the association relationship can comprise the group identifier and the merchant number and can also comprise an interaction record between the group and the merchant number. The group and the merchant number can perform interaction, resource transfer, mutual transmission of prompt communication information and other operations based on the association relation between the group and the merchant number.

FIG. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present invention, the implementation environment including: the first terminal 101, the second terminal 102 and the server 103, the first terminal 101 and the second terminal 102 are connected to the server 103 via a network, respectively.

The first terminal 101 and the second terminal 102 may be a plurality of types of devices such as a mobile phone, a computer, a tablet computer, etc., and the server 103 may be a server, or a server cluster formed by a plurality of servers, or a cloud computing service center.

The first terminal 101 may install a group management client, log in the group management client based on the group identification, and interact with the server 103 through the group management client. The second terminal 102 may install a merchant number application client through which to interact with the server 103 based on the merchant number logging in to the merchant number application client.

The embodiment of the invention provides a method, which establishes an association relation between a target group logged in by a first terminal and a target merchant number logged in by a second terminal, and transfers resources from the target merchant number to a target account when the target group initiates resource transfer.

In a possible implementation manner, the method is applied to the first terminal 101, the second terminal 102 and the server 103, a plurality of groups with association relationships and merchant numbers are stored in a preset relationship library of the server 103 in advance, after the first terminal 101 sends a resource transfer request to the server 103, the server 103 verifies whether the target group and the target merchant number have association relationships according to the resource transfer request and the preset relationship library, and if so, the server transfers resources from the target merchant number to a target account to complete resource transfer.

Each group of the preset relationship library and the merchant number are a group and a merchant number with a pre-established association relationship, and each group of the preset relationship library and each group of the merchant number with the association relationship may be collected by an operator and then input to the server 103, or the second terminal 102 sends an association request to the server 103 based on the logged-in merchant number, establishes an association relationship between the two groups of the preset relationship library and the merchant number by the server 103 after agreement of the group logged in on the first terminal 101, and stores the association relationship to the server 103.

With the development of online payment, more and more enterprises access the fund processing scene into a payment channel, and the funds are transferred online, so that the payment is more convenient and quick, and an efficient fund processing mode can be provided for the enterprises.

In the related art, when performing resource transfer, a group administrator logs in a group management client installed on a first terminal based on a group identifier, and when the first terminal detects a resource transfer operation, obtains a first value and a target account corresponding to the resource transfer operation, sends a resource transfer request carrying the first value and the target account to a server, and the server transfers resources of the first value to the target account from a merchant number having an association relationship with the group according to the received resource transfer request. However, because the group corresponds to the merchant numbers one by one, the group can only transfer resources through the associated merchant numbers, so that the mode of transferring resources is limited, and when a plurality of administrators exist in the group, the mode of transferring resources by the plurality of administrators based on the same merchant number is easy to cause confusion of transferring resources, so that the resource management effect is poor, and even safety risks are brought.

For example, in a business-level payment-related application scenario, there are cases where one business needs to use multiple merchant numbers for funds processing. Based on the one-to-one association relationship in the related technology, all members in the enterprise can only share one merchant number to carry out fund processing, and the problems of confusing fund management or unclear accounts are easily caused.

The embodiment of the invention provides a resource transfer method, which establishes an association relation between each group and a plurality of merchant numbers aiming at each group in a plurality of groups, and when any group initiates a resource transfer request, if the resource transfer request is used for requesting to transfer resources from the merchant number with the association relation with any group, the corresponding resources are transferred from the merchant number to a target account, so that the resource transfer is completed. The same group can carry out resource transfer based on a plurality of merchant numbers, so that the mode of resource transfer is expanded, the orderly resource transfer is facilitated, the resource management effect is improved, and the resource management requirements of the group in various scenes are met.

Fig. 2 is an interactive flowchart of a resource transfer method according to an embodiment of the present invention. The interaction subject of the embodiment of the invention is a first terminal, a second terminal and a server shown in fig. 1, and a process of transferring resources to a target account by a target group based on a target merchant number is described. Referring to fig. 2, the method includes:

201. The first terminal sends a resource transfer request to the server based on a target group logged in by the group management client.

The first terminal may be provided with a group management client, log in the group management client according to the group identification, interact with the server based on the logged-in group, and the second terminal may be provided with a merchant number application client, log in the merchant number application client according to the merchant number, and interact with the server based on the logged-in merchant number.

Wherein, the group identification and the merchant number of the group can be unique numerical identification, nickname, name, organization code and the like. For example, the group identification is "XX technologies Co., ltd", and the merchant number is "ID12345X".

Each user can register a group identifier based on the group management client, and log in the group management client based on the group identifier, wherein the group identifier not only can represent the identity of the user, but also can represent the group corresponding to the user. The group may be any type of group, including a plurality of users, of an enterprise, organization, community, hobby group, family group, etc. Groups may also be created by the group management client, each group may select one or more group administrators, and operations for managing the groups, such as attendance management, personnel management, etc., may be performed by the group administrators. Users belonging to the same group can establish an association relationship, and users not belonging to the same group can also establish an association relationship.

Each user can register a merchant number based on the merchant number application client, and each merchant number can represent the identity of one user based on the merchant number logging in the merchant number application client, wherein the merchant number can be a personal merchant number or a group merchant number. The merchant number may be used to manage the resource, including receiving the resource and other merchant numbers or account transfer resources.

The group manages resources through the merchant numbers, comprises transferring and storing other merchant numbers or accounts into the merchant numbers with the association relationship, and further comprises transferring resources in the merchant numbers with the association relationship into the other merchant numbers or accounts.

In the embodiment of the invention, only the transfer of the resources from the target merchant number to the target merchant by the target group is taken as an example, the target group and the target merchant number have a pre-established association relationship, and the mechanism attributes of the users associated with one group are the same, i.e. the users associated with one group belong to the same mechanism, for example, the users associated with the target group belong to the same enterprise.

When the resource transfer is carried out, the first terminal logs in the group management client based on the group identification of the target group, and the second terminal logs in the merchant number application client based on the target merchant number. The first terminal interacts with the server based on the logged-in target group and sends a resource transfer request to the server.

The resource transfer request carries a target group of the first terminal, a target merchant number of the second terminal, a target account serving as a resource transfer object and a first value, and is used for transferring the resource of the first value in the target merchant number to the target account.

202. And the server receives the resource transfer request of the first terminal and checks the target group and the target merchant number according to a preset relation library.

The preset relation library is a pre-established relation library and is stored in the server, and the preset relation library comprises a plurality of groups with association relations and merchant numbers. In the preset relation library, each group can have an association relation with one or more merchant numbers, and each merchant number can also have an association relation with one or more groups, wherein the association relation is an association relation which is pre-established and stored in the preset relation library.

In one possible implementation manner, at least one terminal acquires a plurality of groups and merchant numbers with association, sends the groups and merchant numbers with association to a server, and the server stores the groups and merchant numbers with association and creates a preset relationship library according to the groups and merchant numbers with association.

In another possible implementation manner, the first type of terminal of the login group and the second type of terminal of the login merchant number interact with a server respectively, an association relation is requested to be established, the server stores the association relation after establishing the association relation between the group and the merchant number, and the preset relation library is established according to a plurality of groups with the association relation and the merchant number.

When a server receives a resource transfer request sent by a first terminal, acquiring a target group and a target merchant number carried in the resource transfer request, and checking the target group and the target merchant number according to a preset relation library to determine whether an association relation exists between the target group and the target merchant number.

In one possible implementation manner, the process of verifying the target group and the target merchant number according to the preset relational library includes: the server queries the merchant numbers with the association relation with the target group in a preset relation library according to the target group, and if the target group does not have the merchant numbers with the association relation, the server indicates that the target merchant numbers and the target group do not have the association relation; if the target group has a merchant number with an association relationship, judging whether the merchant number is the target merchant number, if so, indicating that the target merchant number has an association relationship with the target group, and if not, indicating that the target merchant number does not have an association relationship with the target group; if the target group has a plurality of merchant numbers with association, judging whether the target merchant numbers exist in the plurality of merchant numbers, if so, indicating that the target merchant numbers have association with the target group, and if not, indicating that the target merchant numbers do not have association with the target group.

After the verification is completed, in a possible implementation manner, the server determines a verification result and sends the verification result to the first terminal. The type of the verification result comprises a first verification result and a second verification result, wherein the first verification result indicates that the target group and the target merchant number have an association relationship, and the second verification result indicates that the target group and the target merchant number do not have an association relationship.

The first terminal receives the verification result sent by the server and displays the verification result on an interface of the group management client. The verification result can be displayed in a text form or in a voice form, for example, when the first terminal receives the first verification result sent by the server, the verification is displayed on a display interface of the first terminal.

203. When the association relation between the target group and the target merchant number is determined, and the resource transfer request meets the preset condition, the server transfers the resource with the first value from the target merchant number to the target account.

When the server determines that the association relationship exists between the target group and the target merchant number through verification, judging whether the resource transfer request meets a preset condition, transferring the resource with the first value from the target merchant number to the target account if the resource transfer request meets the preset condition, and not executing transfer operation, namely not transferring the resource if the resource transfer request does not meet the preset condition.

In one possible implementation, the preset condition is that the target account executes a retrieval operation of the resource to be transferred, when the target group and the target merchant number have an association relationship, the server transfers the resource with the first value from the target merchant number to the intermediate account, and when the retrieval operation of the resource by the target account is detected, the server transfers the resource with the first value from the intermediate account to the target account.

In another possible implementation manner, the target account includes a plurality of accounts, the resource transfer request is used for requesting transfer of the resource transfer package of the first value from the target merchant number to the target account, the preset condition is that any account in the plurality of accounts executes a retrieval operation of the resource transfer package, when the target group and the target merchant number have an association relationship, the server transfers the resource transfer package of the first value from the target merchant number to the middle account, and when the retrieval operation of any account in the plurality of accounts to the resource transfer package is detected, the any account of the second value is transferred from the middle account.

The second value may be a randomly selected value, a value preset by a user of the first terminal, a value obtained by shrinking the first value according to a preset proportion, or a value determined in other manners, where the second value is smaller than the first value.

For example, in an enterprise micro-letter, an administrator sends a random red packet with a total value of 100 yuan and a number of 20 to an enterprise micro-letter group, that is, the administrator does not preset the value in each red packet, a server transfers 100 yuan from a merchant number associated with the enterprise micro-letter to an intermediate account, when any user in the enterprise micro-letter group (staff of the enterprise) executes a picking operation by clicking the red packet, the server transfers the resource with a second value from the intermediate account to the account of any user until the 20 th user finishes picking, and after the 20 th user finishes picking the 100 th random red packet, the second value determined after each user clicks the red packet may be the same or different, but each second value is smaller than 100.

204. The server transmits a transfer completion notification to the first terminal and the second terminal.

After the resource transfer is completed, the server transmits a transfer completion notification to the first terminal and the second terminal, respectively, the transfer completion notification being used for notifying the first terminal and the second terminal.

Regarding the resource transfer completion notification, in one possible implementation, the transfer completion notification sent by the server to the first terminal is different from the transfer completion notification sent to the second terminal. The transfer completion notification sent to the first terminal is used for notifying the first terminal of the completion of the transfer of the resources, and the transfer completion notification sent to the second terminal is used for notifying the second terminal of the transfer of the target merchant number out of the resources with the first value.

For example, after the administrator sends a red packet to the user in the enterprise WeChat group based on the enterprise WeChat A that the first terminal has logged in, when the user A gets the red packet, the server transfers the resource corresponding to the red packet to the account of the user A, and sends a transfer completion notification "the user A gets your red packet" to the first terminal, and after receiving the transfer completion notification, the first terminal displays "the user A has got your red packet". The server also transmits a transfer completion notification to the second terminal that "enterprise WeChat A has transferred the first value of resources from the current merchant number to user A".

205. The first terminal receives a transfer completion notification of the server and displays the transfer completion notification.

When the first terminal receives the transfer completion notification sent by the server, the transfer completion notification is displayed on a display interface of the first terminal, at the moment, the first terminal indicates that the target group and the target merchant number have an association relationship, and the first numerical resource is successfully transferred from the target merchant number to the target account.

206. The second terminal receives the transfer completion notification of the server and displays the transfer completion notification.

And when the second terminal receives the transfer completion notification sent by the server, displaying the transfer completion notification on a display interface of the second terminal, wherein the transfer completion notification indicates that the target group has successfully transferred the resource value target account with the first value from the target merchant number.

The step 205 and the step 206 are independent of each other, and there is no necessary timing relationship, and the step 205 and the step 206 may be performed at the same time or at different times.

After the resource transfer is completed, in a possible implementation manner, a resource transfer record query function may also be provided in the display interfaces of the first terminal and the second terminal, so as to query the history record of the resource transfer, so as to perform resource check or resource clearing based on the history record later.

207. When it is determined that the target group and the target merchant number do not have an association relationship, or when the resource transfer request does not meet a preset condition, the server does not transfer the resource of the first value from the target merchant number to the target account.

In one possible implementation manner, the server determines that there is no association between the target group and the target merchant number, and at this time, the server does not transfer the resources in the target merchant number, i.e. ignores the resource transfer request sent by the first terminal based on the logged-in target group.

In another possible implementation manner, the server determines that the target group and the target merchant number have an association relationship, but the resource transfer request sent by the first terminal does not meet the preset condition, and at this time, the server does not transfer the resource in the target merchant number.

In another possible implementation manner, the server determines that the target group and the target merchant number have an association relationship, but the resource transfer request sent by the first terminal does not meet the preset condition, at this time, the server transfers the first-value resource from the target merchant number to the intermediate account, and when the resource transfer request still does not meet the preset condition within the preset time, the server transfers the first-value resource from the intermediate account to the target merchant number.

208. The server sends a transfer failure notification to the first terminal.

When the resource fails to be transferred from the target merchant number to the target account, the server sends a transfer failure notification to the first terminal to notify the first terminal that the resource fails to be transferred.

In one possible implementation, if the server does not transfer resources from the target merchant number, no notification is sent to the second terminal; if the server transfers the resource value middle account of the first value from the target merchant number, sending a resource transfer notification to the second terminal to notify the second terminal that the target merchant number transfers the resource with the first value, and after receiving the resource transfer notification, the second terminal displays the resource transfer notification on a display interface of the second terminal; if the resources transferred to the intermediate account are not or part of the resources are not picked up in the preset time, the server sends a resource return notification to the second terminal after transferring the non-picked up resources from the intermediate account to the target merchant number so as to inform the second terminal that the resources transferred from the target merchant number are returned by the intermediate account, and the second terminal displays the resource return notification on a display interface of the second terminal after receiving the resource return notification.

209. The first terminal receives a transfer failure notification from the server and displays the transfer failure notification.

When the first terminal receives the transfer failure notice sent by the server, the transfer failure notice is displayed on a display interface of the first terminal, and the transfer failure notice indicates that the target group fails to transfer the resource value target account with the first value from the target merchant number.

It should be noted that, after the server in step 202 verifies the target group and the target merchant number according to the preset relationship library, steps 203-206 or steps 207-209 are determined to be executed according to the verification result, when the target group and the target merchant number have an association relationship, steps 203-206 are executed, and when the target group and the target merchant number do not have an association relationship, steps 207-209 are executed.

In one possible implementation manner, after the server transfers the first numeric resource value target account from the target merchant number in step 203, the method provided by the embodiment of the present invention may further include the following steps (1) - (3):

(1) And the server generates numerical value flow information according to the resource transfer condition.

The value flow information is used to indicate the value flow condition based on the resource transfer request, and includes at least one of value source (such as group transfer, merchant transfer number transfer), value size, value flow object (such as account transfer, etc.), and value flow time.

For example, the value flow information may be "resources of the third value in account a are transferred to account B at 1/3/2019".

(2) And the server queries a preset relation library according to the numerical value flow information to obtain a target object.

The target object may include at least one of a group, a merchant number, or an account, and the similarity of the numerical flow information and the numerical flow information of the target object is greater than or equal to a threshold. That is, according to the numerical flow information, an object with the similarity of the numerical flow information being greater than or equal to a threshold value is queried in a preset relational library, and the object is determined as a target object.

(3) And the server establishes a potential association relation between the target object and the target group, and between the target object and the target merchant number or the target account of the second terminal in a preset relation library.

After determining the target object, the server establishes a potential association relationship between the target object and a target group, a target merchant number or a target account related to the resource transfer request, wherein the numerical flow information representing the target object is similar to the numerical flow information of the resource transfer request, and although the association relationship between the target object and the target group, the target merchant number or the target account is not established, the target object may have a certain association relationship with the target group, the target merchant number or the target account.

The potential association relationship may represent a sub-company or a partner company with the target object being the target group, the target merchant number or the target account, or may represent that the target object is the target group, the target merchant number or the target account itself, but the names or the identifications are different, or other potential association relationships.

After the step (3), the method provided by the embodiment of the invention may further include the following step (4):

(4) The server receives the audit request of any object and outputs the numerical value flow information of the object, the numerical value flow information of the object with the association relation with the object and the numerical value flow information of the object with the association relation with the object. The auditing request is used for auditing the numerical flow information of the object.

The target group of the first terminal or the target merchant number of the second terminal can be the object, and an audit request is sent to the server to obtain corresponding numerical value flow direction information, the numerical value flow direction information of the object with the association relationship with the object and the numerical value flow direction information of the object with the potential association relationship with the object.

For example, when the first terminal sends an audit request based on the logged-in target group and the server receives the audit request sent by the first terminal, the value flow information of the target group, the value flow information of the merchant number and the value flow information of the account having an association relationship with the target group are sent to the first terminal, and the value flow information of the merchant number possibly having an association relationship with the target group and the value flow information of the account possibly having an association relationship with the target group are also sent to the first terminal.

In one possible implementation manner, when the server receives an audit request of any object, a plurality of numerical flow information stored in the server is screened to obtain numerical flow information related to the object, the numerical flow information related to the object and the numerical flow information of the object with the association relationship are output, and the object with the association relationship comprises the object with the real resource transfer and the object with the potential association relationship.

In one possible implementation manner, in order to guarantee the privacy of the value flow information, each object may set an audit password corresponding to the audit request, and only when the audit password is correct, the audit request may be sent to the server, and the value flow information of the object having an association relationship with the object sent by the server are received. When the auditing password is wrong, an auditing request can not be sent to the server, or the auditing request can be sent to the server, but the server can not inquire according to the auditing request, and can not output the numerical value flow information of the object and the numerical value flow information of the object with association relation with the object.

The method for acquiring the numerical flow information of the object and the numerical flow information of the object with the association relation with the object by sending the application request by the object can improve the authenticity of the information, can assist an auditing organization to acquire more information, and can immediately find whether the object has illegal actions or illegal actions in terms of resource transfer, for example, assist the auditing organization to investigate and evidence, immediately find fund fraud, tax leakage and illegal crimes by a leather bag company, thereby avoiding the occurrence of such actions and rectifying social wind.

Moreover, the method can help the objects to comb the relation among each other and the possible relation, and help the enterprise to inquire about possible fund problems.

For example, when the business administration investigates the enterprise a, an audit request for the enterprise a may be initiated to the server, and the fund flow direction of the enterprise a and the fund flow direction information of the enterprise or the account having an association relationship with the enterprise a output by the server may be obtained. During the investigation of enterprise a, the subsequent business administration may simultaneously investigate enterprise B based on the potential association.

According to the method provided by the embodiment of the invention, the first terminal sends a resource transfer request to the server to request the server to transfer the resource value target account with the first value from the target merchant number, the server performs verification according to the preset relation library, and when the association relation between the target group and the target merchant number is determined, the first terminal transfers the resource with the first value from the target merchant number to the target merchant number and notifies the first terminal and the second terminal logging in the target merchant number. In the method provided by the embodiment of the invention, each group can be provided with a plurality of associated merchant numbers, and the group can carry out resource transfer based on any one of the merchant numbers, so that the mode of resource transfer is expanded, and the application range of resource transfer is expanded.

Regarding the specific application scenario of the resource transfer method in the above embodiment, in one possible implementation manner, a scenario in which an enterprise administrator sends a red packet to an enterprise employee may be provided, in another possible implementation manner, a scenario in which an enterprise administrator pays an enterprise employee may be provided, and in another possible implementation manner, a scenario in which an enterprise administrator pays an employee may be provided, so that the requirements related to the enterprise-level funds turnover scenario can be met to a great extent and conveniently. In another possible implementation, it may also be in other scenarios related to resource transfer.

Referring to fig. 3, for example, the group is a corporation, the corporation's payment interfaces include payment capabilities and corresponding payment applications, and the corporation administrator may make resource transfers based on different payment capabilities or different payment applications in the payment interface. The payment capabilities include an outward payment capability, a collection of money to an employee capability, a payment of money to an employee capability, and a payment of a red envelope to an employee capability, and the payment applications include outward collection, outward payment, collection of money to an employee, payment of money to an employee, and payment of a red envelope to an employee.

Referring to fig. 4, the scenario that the enterprise administrator sends out a red packet to the enterprise employee may specifically include the following steps:

1. and the enterprise administrator performs red package making operation based on the enterprise account registered by the first terminal, and the first terminal sends a red package request to the server for requesting the server to transfer a first-value resource transfer package from a merchant number registered by the second terminal and having an association relationship with the enterprise account to the account of the enterprise employee.

2. And the server checks according to the preset relationship to determine whether the target enterprise and the target merchant number have an association relationship.

3. If the target enterprise has an association relationship with the target merchant number, the verification is successful, and the server acquires a resource transfer package of a first value from the target merchant number.

4. The server transfers the resource transfer package of the first value from the target merchant number.

5. The server detects whether an enterprise employee performs a red envelope retrieving operation.

6. When the server detects a red envelope retrieving operation by the enterprise employee, a second value of the resource is transferred to the enterprise employee, the second value being no greater than the first value.

7. The server informs the first terminal of completion of the reddening of the package to the enterprise employee.

8. If the target enterprise does not have the association relationship with the target merchant number, verification fails, and the server ignores the red packet request.

It should be noted that, after step 2, steps 3-7 or step 8 may be determined to be performed according to the verification result. And when the enterprise sends out the red packet to the enterprise staff, the type of the red packet can be a common red packet or a greeting card red packet. The method for sending out the red package can send out the red package through the interface, can send out the red package through the page, can send out the red package through the file, can also send out the red package after the approval passes through the set approval program.

Referring to fig. 5, a scenario in which an enterprise administrator pays for an enterprise employee may specifically include the following steps:

1. and the enterprise administrator performs payment operation based on the enterprise account registered by the first terminal, and the first terminal sends a payment request to the server for requesting the server to transfer the resources with the first value from the merchant number registered by the second terminal and having the association relation with the enterprise account to the account of the enterprise employee.

3. If the target enterprise has an association relationship with the target merchant number, the verification is successful, and the server acquires the resource with the first value from the target merchant number.

4. The server transfers the first value of the resource from the target merchant number to the account of the enterprise employee.

5. The server informs the first terminal that payment to the enterprise employee is complete.

6. If the target enterprise does not have the association relationship with the target merchant number, verification fails, and the server ignores the payment request.

It should be noted that, after step 2, steps 3-5 or step 6 may be determined to be performed according to the verification result.

Referring to fig. 6, the scenario in which an enterprise administrator pays an enterprise employee may specifically include the following steps:

1. and the enterprise administrator performs payment operation based on the enterprise account registered by the first terminal, and the first terminal sends a collection request to the server for requesting the server to transfer the resources with the first value from the account of the enterprise employee to the merchant number registered by the second terminal and having an association relationship with the enterprise account.

3. If the target enterprise has the association relation with the target merchant number, the verification is successful, and the server returns a collection notice to the enterprise staff to inform the enterprise staff to pay to the enterprise administrator.

4. When a payment operation of the enterprise employee is detected, the server transfers a first value of the resource from the account of the enterprise employee.

5. The server transfers the first value of the resource to the target merchant number.

6. The server informs the first terminal that the collection of money to the enterprise employee is completed.

7. If the target enterprise does not have the association relationship with the target merchant number, verification fails, and the server ignores the collection request.

It should be noted that, after step 2, steps 3-6 or step 7 may be determined to be performed according to the verification result.

When the association relationship exists between the group and the merchant number, the resource can be successfully transferred, so that in order to facilitate the resource management of the group, the association relationship needs to be established between the group and the merchant number in advance. Fig. 7 is an interaction flow chart of a method for establishing an association relationship according to an embodiment of the present invention. The interaction subject of the embodiment of the invention is a first terminal, a second terminal and a server shown in fig. 1, and a process of establishing an association relationship between a target group and a target merchant number is described. Referring to fig. 7, the method includes:

701. And the second terminal sends an association request to the server based on the target merchant number registered by the merchant number application client.

The second terminal logs in a merchant number application client installed on the second terminal based on the target merchant number, and the merchant number interface is displayed. When the second terminal detects the triggering operation of the association request, a group corresponding to the triggering operation is obtained, the group is used as a target group to be associated, and the association request is sent to the server, wherein the association request carries the target group and the target merchant number and is used for requesting to establish an association relationship between the target group and the target merchant number.

Referring to fig. 8, in one possible implementation manner, an input box is provided on a merchant number interface displayed after a target merchant number logs in a merchant number application client, a user may input a group identifier of a group to be associated in the input box, where the group identifier may be a group account number, a group nickname, or the like, and after the group identifier is input, the user may click an association button.

When the second terminal detects the triggering operation of the association button, the group identification and the target merchant number input by the user are acquired, the group corresponding to the group identification is determined to be the target group, and the association request carrying the target group and the target merchant number is sent to the server.

In another possible implementation manner, the second terminal displays a plurality of groups to be selected on a merchant number interface displayed after the target merchant number logs in the merchant number application client, and when a user selection operation on any group is detected, the any group is determined to be the target group. And the second terminal sends an association request carrying the target group and the target merchant number to the server.

702. The server receives an association request of the second terminal and updates the request list based on the association request.

When the server receives the association request sent by the second terminal, the association request is stored, a request list is updated according to the association request, and an updated request list is obtained, wherein the request list is related to the target group and comprises a plurality of association requests for requesting to establish association relation with the target group.

In one possible implementation manner, in addition to the above-mentioned association list, the server stores a plurality of request lists, where each request list includes a plurality of association requests for requesting to establish an association relationship with a corresponding group, and each association request carries a corresponding group and a merchant number.

After updating the request list based on the association request, the server transmits the updated request list to the first terminal.

In one possible implementation, the first terminal sends a list acquisition request to the server to acquire a request list including a plurality of association requests, and when the server receives the list acquisition request sent by the first terminal, the server sends an updated request list to the first terminal. And after the first terminal receives the updated request list sent by the server, displaying the updated request list on a display interface of the first terminal.

703. And when the first terminal detects an agreement association triggering operation of the association request of the second terminal, sending an association determining instruction to the server.

And displaying a plurality of association requests in the request list on a display interface of the first terminal, wherein each association request comprises a target merchant number and other merchant numbers for requesting to establish an association relationship with the target group.

Referring to fig. 9, regarding a display manner of the request list, in one possible implementation manner, the request list includes a plurality of association requests, each association request includes a merchant number, a request time, a type of the merchant number, and an association option, where the association option may include "grant", "reject", and "ignore", and after the user logs in the group management client of the first terminal based on the target group, a trigger operation may be performed on any one of the association options, or only the request list may be viewed, and no operation is performed on any association request in the request list.

When the first terminal detects an agreement to associate the request with the second terminal, sending an association determining instruction to the server, wherein the association determining instruction is used for instructing the server to establish an association relationship between the target group of the first terminal and the target merchant number of the second terminal.

704. When the server receives the association determining instruction of the first terminal, an association relationship is established between the target group and the target merchant number.

When the server receives a determining association instruction sent by the first terminal aiming at any association request, determining a merchant number corresponding to the any association instruction, and establishing an association relationship between the merchant number and a target group.

When the arbitrary association instruction is the association instruction sent by the second terminal logging in the merchant number application client based on the target merchant number, the server establishes an association relationship between the target group and the target merchant number, at this time, the target group and the target merchant number are associated with each other, and the target group can perform resource management based on the target merchant number, including transferring resources to the target merchant number and transferring resources from the target merchant number to other accounts.

After the server establishes the association relationship between the target group and the target merchant number, in one possible implementation manner, the server stores the association relationship into a preset relationship library, so that when a resource transfer request is subsequently received, the server performs query and verification according to the preset relationship library.

705. The server sets the state of the association request sent by the second terminal as a first state, sends the first state to the first terminal, and sends a first association result to the second terminal.

When the server establishes an association relationship between the target group and the target merchant number, the state of the association request sent by the second terminal is set to be a first state, wherein the first state indicates that the association request sent by the second terminal passes, and the association relationship between the target group and the target merchant number is established.

The server sends the first state to the first terminal, and notifies the first terminal that the server has established an association relationship between the target group and the target merchant number, and the subsequent target group can perform resource management based on the target merchant number.

The server sends a first association result to the second terminal, wherein the first association result agrees to establish an association relationship for the target group so as to inform the second terminal that the association request sent by the second terminal has passed the agreement of the target group, and the server establishes an association relationship between the target group and the target merchant number, and the target group and the target merchant number are associated with each other.

706. The first terminal receives the first state sent by the server and displays the first state.

When the first terminal receives the first state sent by the server, the first state is displayed on a display interface of the first terminal.

707. The second terminal receives the first association result sent by the server and displays the first association result.

When the second terminal receives the first association result sent by the server, the first association result is displayed, and the user of the second terminal can learn based on the first association result that the association request sent by the second terminal passes the agreement of the target group, and at the moment, the association relationship between the target group and the target merchant number is established.

Referring to fig. 10, for example, when the second terminal receives the first association result, the first association result "association request has passed-! ".

708. And when the first terminal detects a refusal association triggering operation of the association request of the second terminal, sending an association refusing instruction to the server.

When the first terminal detects a refusing association triggering operation of the association request of the second terminal, a refusing association instruction is sent to the server, wherein the refusing association instruction is used for refusing the server to establish an association relationship between the target group of the first terminal and the target merchant number of the second terminal.

709. The server ignores the association request of the second terminal, sets the state of the association request as a second state, sends the second state to the first terminal, and sends a second association result to the second terminal.

And when receiving a rejection association instruction sent by the first terminal for any association request, the server ignores any request.

When any association instruction is an association instruction sent by the second terminal logging in the merchant number application client based on the target merchant number, the server ignores the association instruction, and at this time, no association relation is established between the target group and the target merchant number, and the target group cannot perform resource management based on the target merchant number.

When the server ignores the association request sent by the second terminal, the state of the association request sent by the second terminal is set to a second state, and the second state indicates that the association request sent by the second terminal is refused.

The server sends the second state to the first terminal, and notifies the first terminal that the server has ignored the association request sent by the second terminal, and the subsequent target group cannot perform resource management based on the target merchant number.

The server sends a second association result to the second terminal, wherein the second association result is used for establishing association relation for the target group rejection, so as to inform the second terminal that the association request sent by the second terminal is rejected by the target group.

710. The first terminal receives the second state sent by the server and displays the second state.

And when the first terminal receives the second state sent by the server, displaying the second state on a display interface of the first terminal.

In one possible implementation, the display interface of the first terminal may display the states of the plurality of association requests, including association requests granted by the target group and association requests denied by the target group. The state of the association request agreed by the first terminal is a first state, and the state of the association request refused by the first terminal is a second state.

In another possible implementation manner, the display interface of the first terminal includes, in addition to the association request agreed by the target group and the association request refused by the target group, an association request ignored by the target group, where the state of the association request is a third state.

Referring to fig. 11, the display interface of the first terminal includes three association requests, where the three association requests are an association request a sent by a merchant number a, an association request B sent by a merchant number B, and an association request C sent by a merchant number C, respectively. The target group agrees with the association request a sent by the merchant number a, refuses the association request B sent by the merchant number B, ignores the association request C sent by the merchant number C, and states of the association request a, the association request B and the association request C are "passed", "refused" and "ignored", respectively.

711. And the second terminal receives a second association result sent by the server and displays the second association result.

When the second terminal receives the second association result sent by the server, the second association result is displayed, the user of the second terminal can learn based on the second association result that the association request sent by the second terminal is refused by the target group, and at the moment, the target group cannot manage resources based on the target merchant number.

Referring to fig. 12, for example, when the second terminal receives the second association result, the second association result "association request fails-! ".

In another possible implementation manner, the second terminal may also display the sent association request and the status of each association request based on the logged-in target merchant number, and may include at least one of an association request that has been granted by the counterpart, an association request that has been denied by the counterpart, an association request that has been ignored by the counterpart, or an association request that has not been responded to by the counterpart.

After the association between the target merchant number and the target group is established, the association may also be released in one possible implementation. The method for releasing the association relation may be that the first terminal sends a relation release request to the server based on the logged-in target group or the second terminal based on the logged-in target merchant number, and the server deletes the association relation between the two preset relation libraries according to the relation release request, and at this time, the association relation is released; the method for releasing the association relationship may be that the first terminal starts a manual service function based on the logged-in target group or the second terminal starts a manual service function based on the logged-in target merchant number, and the background technician releases the association relationship between the first terminal and the second terminal.

When the server releases the association according to the relationship release request, the server may first obtain the consent of the requested party, or may not need to obtain the consent of the requested party, and the specific mode is not limited.

Referring to fig. 13 and 14, each group may establish a one-to-one association with only one merchant number, or may establish an association with a plurality of merchant numbers, respectively, and similarly, each merchant number may also establish an association with one or more groups. When any one of the groups has an association relationship with a plurality of merchant numbers, and each of the merchant numbers also has an association relationship with the groups, the groups and the merchant numbers can form a many-to-many association relationship. Based on the association relation of many to many, the resource management can be facilitated, and the effect of the resource management is improved.

For example, a cooperation project is carried out between the enterprise A and the enterprise B, the two enterprises have the co-associated merchant numbers C, resource management on the cooperation project can be carried out based on the merchant numbers C, the enterprise A and the enterprise B do not need to carry out resource management based on different merchant numbers respectively, the complexity of carrying out resource management respectively is avoided, and the management efficiency is improved.

Referring to fig. 15, after the association relationship between the target group and the target merchant number is established, in one possible implementation manner, the user may view the group function in the "merchant number interface-my product" of the target merchant number, and enter the group by clicking the group function button, so as to achieve entering the group at the merchant number interface to achieve each function of the group.

After the server in step 702 updates the request list, steps 703 to 707 or steps 708 to 711 are determined to be performed according to the triggering operation of the association request to the second terminal detected by the first terminal, when the first terminal detects the association triggering operation of the association request to the second terminal, steps 703 to 707 are performed, and when the first terminal detects the association triggering operation of the association request to the second terminal, steps 708 to 711 are performed.

Regarding the process of establishing an association between the target group and the target merchant number, in another possible implementation, the target group may send an authorization notification to the target merchant number to notify the target merchant number that an association with the target group may be established. When the second terminal sends an association request to the server based on the logged-in target merchant number, the server can establish an association relationship between the target merchant number and the target group.

According to the method provided by the embodiment of the invention, the second terminal sends the association request to the server based on the logged-in target merchant number to request the establishment of the association relation with the logged-in target group of the first terminal, the server sends the request list to the first terminal, when the first terminal agrees with the association request sent by the second terminal, the server establishes the association relation between the target group and the target merchant number, so that the target group can carry out resource management based on the target merchant number, one merchant number can carry out resource management based on a plurality of merchant numbers by establishing the association relation between a plurality of groups and a plurality of merchant numbers, a plurality of groups can also carry out resource management based on common merchant numbers, the resource management mode is expanded, the application range of resource management is expanded, and the effect of resource management is improved.

Fig. 16 is a schematic structural diagram of a resource transferring device according to an embodiment of the present invention, referring to fig. 16, the device includes:

a transfer request receiving module 1601, configured to perform the step of receiving a resource transfer request of the first terminal in the above embodiment;

the verification module 1602 is configured to perform the step of verifying the target group and the target merchant number according to the preset relational library in the above embodiment;

A transferring module 1603, configured to perform the step of transferring the first-value resource from the target merchant number to the target account when it is determined that the target group and the target merchant number have an association relationship and the resource transfer request satisfies the preset condition in the above embodiment;

the transfer notification sending module 1604 is configured to perform the step of sending the transfer completion notification to the first terminal and the second terminal in the above embodiment.

Optionally, the apparatus further comprises:

an association request receiving module, configured to execute the step of receiving the association request of the second terminal in the foregoing embodiment;

the first establishing module is configured to execute the step of establishing an association between the target group and the target merchant number when the association determining instruction of the first terminal is received in the above embodiment.

Optionally, the apparatus further comprises:

an updating module, configured to execute the step of updating the request list based on the association request in the above embodiment;

the list sending module is configured to perform the step of sending the updated request list to the first terminal when the list acquisition request of the first terminal is received in the above embodiment.

Optionally, the apparatus further comprises:

a first state setting module, configured to perform the step of setting the state of the association request to the first state and sending the first state to the first terminal in the above embodiment;

And the first association result sending module is used for executing the step of sending the first association result to the second terminal in the embodiment.

Optionally, the apparatus further comprises:

the ignoring module is configured to execute the step of ignoring the association request of the second terminal when the association rejection instruction of the first terminal is received in the foregoing embodiment;

a second state setting module, configured to perform the step of setting the state of the association request to the second state and sending the second state to the first terminal in the above embodiment;

and the second association result sending module is configured to perform the step of sending the second association result to the second terminal in the foregoing embodiment.

Optionally, the apparatus further comprises:

the storage module is configured to execute the step of storing the association relationship in the preset relationship library in the above embodiment.

Optionally, the apparatus further comprises:

the generating module is used for executing the step of generating the numerical flow information in the embodiment;

the query module is used for executing the step of querying the preset relation library according to the numerical value flow direction information to obtain the target object in the embodiment;

the second establishing module is configured to perform the step of establishing a potential association relationship between the target object and the target group, the target merchant number of the second terminal, or the target account in the preset relationship library in the foregoing embodiment.

Optionally, the apparatus further comprises:

an audit request receiving module, configured to execute the step of receiving an audit request of any object in the above embodiment;

and the output module is used for executing the steps of outputting the numerical flow information of the object, the numerical flow information of the object with the association relation with the object and the numerical flow information of the object with the potential association relation with the object in the embodiment.

Optionally, the apparatus further comprises:

and the verification result sending module is used for executing the step of sending the verification result to the first terminal in the embodiment.

Optionally, the transfer module comprises:

a first transferring unit, configured to perform the step of transferring a resource transfer package of a first value from the target merchant number to the intermediate account when it is determined that the target group and the target merchant number have an association relationship in the above embodiment;

and the second transferring unit is configured to perform the step of transferring the second value of the resource from the intermediate account to any account when the operation of any account of the plurality of accounts for retrieving the resource transfer package is detected in the above embodiment.

Fig. 17 is a schematic structural diagram of a resource transferring device according to an embodiment of the present invention, referring to fig. 17, the device includes:

A group registration module 1701, configured to perform the step of registering a group management client based on the group identifier of the target group in the above embodiment;

a transfer request sending module 1702 configured to perform the step of sending a resource transfer request to the server in the above embodiment;

a notification receiving module 1703, configured to perform the step of receiving a transfer completion notification of the server when the target group and the target merchant number have an association relationship in the above embodiment;

the notification display module 1704 is configured to execute the step of displaying the transfer completion notification in the above embodiment.

Optionally, the apparatus further comprises:

and the determining instruction sending module is used for sending the determining association instruction to the server when the association triggering operation agreeing to the association request of the second terminal is detected in the embodiment.

Optionally, the apparatus further comprises:

a list obtaining module, configured to perform the step of sending a list obtaining request to the server to obtain a request list including a plurality of association requests for requesting association with the target group in the above embodiment;

a list receiving module, configured to execute the step of receiving the updated request list of the server in the above embodiment;

And the list display module is used for executing the step of displaying the updated request list in the embodiment.

Optionally, the apparatus further comprises:

a first state receiving module, configured to execute the step of receiving the first state sent by the server in the above embodiment;

the first state display module is configured to execute the step of displaying the first state in the above embodiment.

Optionally, the apparatus further comprises:

a reject instruction sending module, configured to perform the step of sending a reject association instruction to the server when the reject association triggering operation of the association request to the second terminal is detected in the above embodiment;

a second state receiving module, configured to execute the step of receiving the second state sent by the server in the above embodiment;

and the second state display module is used for executing the step of displaying the second state in the embodiment.

Optionally, the apparatus further comprises:

the verification result receiving module is configured to execute the step of receiving the verification result of the server in the foregoing embodiment;

and the verification result display module is used for executing the step of displaying the verification result in the embodiment.

Fig. 18 is a schematic structural diagram of a resource transferring device according to an embodiment of the present invention, referring to fig. 18, the device includes:

The merchant number login module 1801 is configured to perform the step of logging in the merchant number application client based on the target merchant number in the above embodiment;

a notification receiving module 1802, configured to perform the step of receiving a transfer completion notification of the server when the target group of the first terminal sends a resource transfer request to the server, the resource transfer request requesting to transfer the first value from the target merchant number to the target account, and the target group has an association relationship with the target merchant number;

a notification display module 1803, configured to perform the step of displaying a transfer completion notification in the above embodiment.

Optionally, the apparatus further comprises:

and the association request sending module is used for executing the step of sending the association request to the server in the embodiment.

Optionally, the apparatus further comprises:

the first association result receiving module is configured to execute the step of receiving the first association result of the server when the target group agrees to establish the association relationship between the target group and the target merchant number in the above embodiment;

and the first association result display module is used for executing the step of displaying the first association result in the embodiment.

Optionally, the apparatus further comprises:

the second association result receiving module is configured to execute the step of receiving the second association result of the server when the target group refuses to establish the association relationship between the target group and the target merchant number in the above embodiment;

And the second association result display module is used for executing the step of displaying the second association result in the embodiment.

It should be noted that: in the resource transfer device provided in the above embodiment, only the division of the above functional modules is used for illustration, and in practical application, the above functional allocation may be performed by different functional modules according to needs, that is, the internal structure of the processing device is divided into different functional modules, so as to perform all or part of the functions described above. In addition, the resource transfer device and the resource transfer method provided in the foregoing embodiments belong to the same concept, and detailed implementation processes of the resource transfer device and the resource transfer method are detailed in the method embodiments, which are not repeated herein.

Fig. 19 shows a block diagram of a terminal 1900 according to an exemplary embodiment of the present invention. The terminal 1900 may be a portable mobile terminal such as: smart phones, tablet computers, MP3 players (Moving Picture Experts Group Audio Layer III, motion picture expert compression standard audio plane 3), MP4 (Moving Picture Experts Group Audio Layer IV, motion picture expert compression standard audio plane 4) players, notebook computers, desktop computers, head mounted devices, or any other intelligent terminal. Terminal 1900 may also be referred to by other names as user equipment, portable terminal, laptop terminal, desktop terminal, etc.

Generally, terminal 1900 includes: a processor 1901 and a memory 1902.

Processor 1901 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and the like. The processor 1901 may be implemented in at least one hardware form of DSP (Digital Signal Processing ), FPGA (Field-Programmable Gate Array, field programmable gate array), PLA (Programmable Logic Array ). The processor 1901 may also include a main processor, which is a processor for processing data in the awake state, also called a CPU (Central Processing Unit ), and a coprocessor; a coprocessor is a low-power processor for processing data in a standby state. In some embodiments, the processor 1901 may incorporate a GPU (Graphics Processing Unit, image processor) for rendering and rendering content required for display by the display screen. In some embodiments, the processor 1901 may also include an AI (Artificial Intelligence ) processor for processing computing operations related to machine learning.

Memory 1902 may include one or more computer-readable storage media, which may be non-transitory. Memory 1902 may also include high-speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in memory 1902 is used to store at least one instruction for being possessed by processor 1901 to implement the resource transfer method provided by the method embodiments of the present application.

In some embodiments, terminal 1900 may optionally further include: a peripheral interface 1903 and at least one peripheral. The processor 1901, memory 1902, and peripheral interface 1903 may be connected by a bus or signal line. The individual peripheral devices may be connected to the peripheral device interface 1903 via buses, signal lines, or circuit boards. Specifically, the peripheral device includes: at least one of radio frequency circuitry 1904, display 1905, camera assembly 1906, audio circuitry 1907, positioning assembly 1908, and power supply 1909.

Peripheral interface 1903 may be used to connect at least one Input/Output (I/O) related peripheral to processor 1901 and memory 1902. In some embodiments, processor 1901, memory 1902, and peripheral interface 1903 are integrated on the same chip or circuit board; in some other embodiments, either or both of the processor 1901, memory 1902, and peripheral interface 1903 may be implemented on separate chips or circuit boards, which is not limited in this embodiment.

The Radio Frequency circuit 1904 is configured to receive and transmit RF (Radio Frequency) signals, also referred to as electromagnetic signals. The radio frequency circuit 1904 communicates with a communication network and other communication devices via electromagnetic signals. The radio frequency circuit 1904 converts an electrical signal into an electromagnetic signal for transmission, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 1904 includes: antenna systems, RF transceivers, one or more amplifiers, tuners, oscillators, digital signal processors, codec chipsets, subscriber identity module cards, and so forth. The radio frequency circuit 1904 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocol includes, but is not limited to: metropolitan area networks, various generations of mobile communication networks (2G, 3G, 4G, and 8G), wireless local area networks, and/or WiFi (Wireless Fidelity ) networks. In some embodiments, the radio frequency circuit 1904 may also include NFC (Near Field Communication ) related circuits, which the present application is not limited to.

The display 1905 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When display 1905 is a touch display, display 1905 also has the ability to collect touch signals at or above the surface of display 1905. The touch signal may be input as a control signal to the processor 1901 for processing. At this point, the display 1905 may also be used to provide virtual buttons and/or a virtual keyboard, also referred to as soft buttons and/or a soft keyboard. In some embodiments, the display 1905 may be one, providing a front panel of the terminal 1900; in other embodiments, the display 1905 may be at least two, each disposed on a different surface of the terminal 1900 or in a folded configuration; in still other embodiments, display 1905 may be a flexible display disposed on a curved surface or a folded surface of terminal 1900. Even more, the display screen 1905 may be arranged in a non-rectangular irregular pattern, i.e., a shaped screen. The display 1905 may be made of LCD (Liquid Crystal Display ), OLED (Organic Light-Emitting Diode), or other materials.

The camera assembly 1906 is used to capture images or video. Optionally, camera assembly 1906 includes a front camera and a rear camera. Typically, the front camera is disposed on the front panel of the terminal and the rear camera is disposed on the rear surface of the terminal. In some embodiments, the at least two rear cameras are any one of a main camera, a depth camera, a wide-angle camera and a tele camera, so as to realize that the main camera and the depth camera are fused to realize a background blurring function, and the main camera and the wide-angle camera are fused to realize a panoramic shooting and Virtual Reality (VR) shooting function or other fusion shooting functions. In some embodiments, camera assembly 1906 may also include a flash. The flash lamp can be a single-color temperature flash lamp or a double-color temperature flash lamp. The dual-color temperature flash lamp refers to a combination of a warm light flash lamp and a cold light flash lamp, and can be used for light compensation under different color temperatures.

The audio circuit 1907 may include a microphone and a speaker. The microphone is used for collecting sound waves of a user and the environment, converting the sound waves into electric signals, inputting the electric signals to the processor 1901 for processing, or inputting the electric signals to the radio frequency circuit 1904 for realizing voice communication. For purposes of stereo acquisition or noise reduction, the microphone may be multiple, each disposed at a different location on the terminal 1900. The microphone may also be an array microphone or an omni-directional pickup microphone. The speaker is used to convert electrical signals from the processor 1901 or the radio frequency circuit 1904 into sound waves. The speaker may be a conventional thin film speaker or a piezoelectric ceramic speaker. When the speaker is a piezoelectric ceramic speaker, not only the electric signal can be converted into a sound wave audible to humans, but also the electric signal can be converted into a sound wave inaudible to humans for ranging and other purposes. In some embodiments, audio circuit 1907 may also include a headphone jack.

The location component 1908 is used to locate the current geographic location of the terminal 1900 for navigation or LBS (Location Based Service, location based services).

A power supply 1909 is used to power the various components in terminal 1900. The power supply 1909 may be an alternating current, a direct current, a disposable battery, or a rechargeable battery. When the power supply 1909 includes a rechargeable battery, the rechargeable battery may support wired or wireless charging. The rechargeable battery may also be used to support fast charge technology.

In some embodiments, terminal 1900 also includes one or more sensors 1910. The one or more sensors 1910 include, but are not limited to: acceleration sensor 1911, gyroscope sensor 1912, pressure sensor 1913, fingerprint sensor 1914, optical sensor 1915, and proximity sensor 1916.

The acceleration sensor 1911 may detect the magnitudes of accelerations on three coordinate axes of a coordinate system established with the terminal 1900. For example, the acceleration sensor 1911 may be used to detect components of gravitational acceleration in three coordinate axes. The processor 1901 may control the display screen 1905 to display a user interface in either a landscape view or a portrait view based on gravitational acceleration signals acquired by the acceleration sensor 1911. Acceleration sensor 1911 may also be used for the acquisition of motion data of a game or user.

The gyro sensor 1912 may detect a body direction and a rotation angle of the terminal 1900, and the gyro sensor 1912 may collect a 3D motion of the user on the terminal 1900 in cooperation with the acceleration sensor 1911. The processor 1901 may implement the following functions based on the data collected by the gyro sensor 1912: motion sensing (e.g., changing UI according to a tilting operation by a user), image stabilization at shooting, game control, and inertial navigation.

Pressure sensor 1913 may be disposed on a side border of terminal 1900 and/or below display 1905. When the pressure sensor 1913 is disposed on the side frame of the terminal 1900, a grip signal of the terminal 1900 by the user can be detected, and the processor 1901 performs left-right hand recognition or quick operation according to the grip signal collected by the pressure sensor 1913. When the pressure sensor 1913 is disposed at the lower layer of the display screen 1905, the processor 1901 controls the operability control on the UI interface according to the pressure operation of the user on the display screen 1905. The operability controls include at least one of a button control, a scroll bar control, an icon control, and a menu control.

The fingerprint sensor 1914 is used to collect a fingerprint of the user, and the processor 1901 identifies the identity of the user based on the fingerprint collected by the fingerprint sensor 1914, or identifies the identity of the user based on the collected fingerprint by the fingerprint sensor 1914. Upon recognizing that the user's identity is a trusted identity, the user is authorized by the processor 1901 to have associated sensitive operations including unlocking the screen, viewing encrypted information, downloading software, paying for and changing settings, and the like. The fingerprint sensor 1914 may be disposed on the front, back, or side of the terminal 1900. When a physical key or vendor Logo is provided on terminal 1900, fingerprint sensor 1914 may be integrated with the physical key or vendor Logo.

The optical sensor 1915 is used to collect ambient light intensity. In one embodiment, the processor 1901 may control the display brightness of the display screen 1905 based on ambient light intensity collected by the optical sensor 1915. Specifically, when the intensity of the ambient light is high, the display luminance of the display screen 1905 is turned high; when the ambient light intensity is low, the display brightness of the display screen 1905 is turned down. In another embodiment, the processor 1901 may also dynamically adjust the shooting parameters of the camera assembly 1906 based on the ambient light intensity collected by the optical sensor 1915.

A proximity sensor 1916, also referred to as a distance sensor, is typically provided on the front panel of terminal 1900. The proximity sensor 1916 serves to collect a distance between a user and the front of the terminal 1900. In one embodiment, when proximity sensor 1916 detects a gradual decrease in the distance between the user and the front of terminal 1900, processor 1901 controls display 1905 to switch from the bright screen state to the off screen state; when the proximity sensor 1916 detects that the distance between the user and the front of the terminal 1900 gradually increases, the processor 1901 controls the display 1905 to switch from the off-screen state to the on-screen state.

Those skilled in the art will appreciate that the configuration shown in fig. 19 is not limiting and that terminal 1900 may include more or fewer components than shown, or may combine certain components, or may employ a different arrangement of components.

Fig. 20 is a schematic structural diagram of a server according to an embodiment of the present invention, where the server 2000 may have a relatively large difference due to different configurations or performances, and may include one or more processors (central processing units, CPU) 2001 and one or more memories 2002, where the memories 2002 store at least one instruction, and the at least one instruction is loaded and executed by the processors 2001 to implement the methods provided in the foregoing method embodiments. Of course, the server may also have a wired or wireless network interface, a keyboard, an input/output interface, and other components for implementing the functions of the device, which are not described herein.

The server 2000 may be configured to perform the steps performed by the resource transferring device in the above-described resource transferring method.

The embodiment of the invention also provides a resource transfer device, which comprises a processor and a memory, wherein at least one instruction, at least one section of program, code set or instruction set is stored in the memory, and the instruction, the program, the code set or the instruction set is loaded by the processor and has the operation executed in the resource transfer method of the embodiment.

The present invention also provides a computer readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions loaded by a processor and having operations performed in a resource transfer method to implement the above embodiments.

It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program for instructing relevant hardware, where the program may be stored in a computer readable storage medium, and the storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.

The foregoing description of the preferred embodiments of the present invention is not intended to limit the embodiments of the present invention, but is intended to cover any modifications, equivalents, improvements or alternatives falling within the spirit and principles of the embodiments of the present invention.

Claims

1. A method of resource transfer, for application to a server, the method comprising:

receiving a resource transfer request of a first terminal, wherein the resource transfer request carries a target group of the first terminal, a target merchant number of a second terminal, a target account serving as a resource transfer object and a first numerical value, the mechanism attribute of a user associated with one group is the same, and each group is provided with a plurality of associated merchant numbers;

transmitting a transfer completion notification to the first terminal and the second terminal, the transfer completion notification being used for notifying the first terminal and the second terminal;

after transferring the first value of the resource from the target merchant number to the target account, the method further includes:

2. The method of claim 1, wherein prior to receiving the resource transfer request of the first terminal, the method further comprises:

3. The method of claim 2, wherein after the receiving the association request of the second terminal, the method further comprises:

4. The method according to claim 2, wherein upon receiving the first terminal's determination association instruction, after establishing an association between the target group and the target merchant number, the method further comprises:

5. The method of claim 2, wherein after the receiving the association request of the second terminal, the method further comprises:

6. The method according to claim 2, wherein upon receiving the first terminal's determination association instruction, after establishing an association between the target group and the target merchant number, the method further comprises:

and storing the association relation into the preset relation library.

7. The method according to claim 1, wherein the method further comprises:

and outputting the numerical flow information of the object and the numerical flow information of the object with potential association relation with the object.

8. The method of claim 1, wherein after verifying the target group and the target merchant number according to a preset relational library, the method further comprises:

9. The method of claim 1, wherein the target account comprises a plurality of accounts, and wherein transferring the first value of the resource from the target merchant number to the target account when it is determined that there is an association between the target group and the target merchant number and the resource transfer request satisfies a preset condition comprises:

10. A resource transfer method, applied to a first terminal, the first terminal installing a group management client, the method comprising:

a resource transfer request is sent to a server, wherein the resource transfer request carries the target group, a target merchant number of a second terminal, a target account serving as a resource transfer object and a first numerical value, the mechanism attribute of a user associated with one group is the same, and each group is provided with a plurality of associated merchant numbers;

displaying the transfer completion notification;

the server is used for: after transferring the first value resource from the target merchant number to the target account, generating value flow information, wherein the value flow information is used for representing the value flow condition based on the resource transfer request; inquiring a preset relation library according to the numerical value flow direction information to obtain a target object, wherein the target object comprises at least one of a group, a merchant number or an account, the similarity between the numerical value flow direction information of the target object and the numerical value flow direction information is greater than or equal to a threshold value, and the preset relation library comprises a plurality of groups with association relations and merchant numbers; and establishing a potential association relation between the target object and the target group, the target merchant number of the second terminal or the target account in the preset relation library.

11. The method of claim 10, wherein prior to sending the resource transfer request to the server, the method further comprises:

12. The method according to claim 11, wherein when an agreement to associate the request for association to the second terminal is detected, before sending the determine association instruction to the server, the method further comprises:

receiving an updated request list of the server;

and displaying the updated request list.

13. The method according to claim 11, wherein upon detecting an agreeing to associate trigger operation for an association request of the second terminal, the method further comprises, after sending a determine association instruction to the server:

and displaying the first state.

14. The method of claim 10, wherein prior to sending the resource transfer request to the server, the method further comprises:

and displaying the second state.

15. The method of claim 10, wherein after the sending the resource transfer request to the server, the method further comprises:

and displaying the verification result.

16. A resource transfer method, characterized in that it is applied to a second terminal, the second terminal is provided with a merchant number application client, the method comprising:

when a target group of a first terminal sends a resource transfer request for requesting to transfer a first numerical value from a target merchant number to a target account to a server, and the target group and the target merchant number have an association relationship, receiving a transfer completion notification of the server, wherein each group has a plurality of associated merchant numbers;

Displaying the transfer completion notification;

the server is used for: after transferring the first numerical resource from the target merchant number to the target account, generating numerical flow information, wherein the numerical flow information is used for representing the numerical flow condition based on the resource transfer request; inquiring a preset relation library according to the numerical value flow direction information to obtain a target object, wherein the target object comprises at least one of a group, a merchant number or an account, the similarity between the numerical value flow direction information of the target object and the numerical value flow direction information is greater than or equal to a threshold value, and the preset relation library comprises a plurality of groups with association relations and merchant numbers; and establishing a potential association relation between the target object and the target group, the target merchant number of the second terminal or the target account in the preset relation library.

17. The method of claim 16, wherein when the target group of the first terminal sends a resource transfer request to the server requesting transfer of the first value of the resource from the target merchant number to the target account, and the target group has an association with the target merchant number, the method further comprises, prior to receiving the transfer completion notification from the server:

18. The method of claim 17, wherein after the sending of the association request to the server, the method further comprises:

and displaying the first association result.

19. The method of claim 17, wherein after the sending of the association request to the server, the method further comprises:

and displaying the second association result.

20. A resource transfer apparatus for use with a server, said apparatus comprising:

A transfer request receiving module, configured to receive a resource transfer request of a first terminal, where the resource transfer request carries a target group of the first terminal, a target merchant number of a second terminal, a target account as a resource transfer object, and a first value, where an organization attribute of a user associated with one group is the same, and each group has a plurality of associated merchant numbers;

a transfer notification sending module, configured to send a transfer completion notification to the first terminal and the second terminal, where the transfer completion notification is used to notify the first terminal and the second terminal;

the apparatus further comprises:

the generation module is used for generating numerical flow information, and the numerical flow information is used for representing the numerical flow condition based on the resource transfer request;

The query module is used for querying the preset relation library according to the numerical flow information to obtain a target object, wherein the target object comprises at least one of a group, a merchant number or an account, and the similarity between the numerical flow information of the target object and the numerical flow information is greater than or equal to a threshold value;

the second establishing module is used for establishing a potential association relation between the target object and the target group, the target merchant number of the second terminal or the target account in the preset relation library.

21. The apparatus of claim 20, wherein the apparatus further comprises:

the association request receiving module is used for receiving an association request of the second terminal, wherein the association request is used for requesting to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

the first establishing module is used for establishing an association relation between the target group and the target merchant number when receiving a determining association instruction of the first terminal, wherein the determining association instruction is used for indicating to establish the association relation between the target group of the first terminal and the target merchant number of the second terminal.

22. The apparatus of claim 21, wherein the apparatus further comprises:

the updating module is used for updating a request list based on the association request, wherein the request list comprises a plurality of association requests for requesting to establish an association relationship with the target group, and each association request carries a group and a merchant number;

and the list sending module is used for sending an updated request list to the first terminal when receiving the list acquisition request of the first terminal.

23. The apparatus of claim 21, wherein the apparatus further comprises:

a first state setting module, configured to set a state of the association request to a first state, and send the first state to the first terminal, where the first state indicates that the association request has passed;

and the first association result sending module is used for sending a first association result to the second terminal, wherein the first association result is that the target group agrees to establish an association relationship.

24. The apparatus of claim 21, wherein the apparatus further comprises:

the ignoring module is used for ignoring the association request of the second terminal when receiving a refusing association instruction of the first terminal, wherein the refusing association instruction is used for refusing to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

The second state setting module is used for setting the state of the association request into a second state, and sending the second state to the first terminal, wherein the second state indicates that the association request is refused;

and the second association result sending module is used for sending a second association result to the second terminal, wherein the second association result is that the target group refuses to establish an association relationship.

25. The apparatus of claim 21, wherein the apparatus further comprises:

and the storage module is used for storing the association relation into the preset relation library.

26. The apparatus of claim 20, wherein the apparatus further comprises:

the auditing request receiving module is used for receiving auditing requests of any object, and the auditing requests are used for auditing the numerical value flow information of the object;

and the output module is used for outputting the numerical value flow direction information of the object and the numerical value flow direction information of the object with potential association relation with the object.

27. The apparatus of claim 20, wherein the apparatus further comprises:

the verification result sending module is used for sending a verification result to the first terminal, wherein the verification result comprises a first verification result and a second verification result, the first verification result indicates that the target group and the target merchant number have an association relationship, and the second verification result indicates that the target group and the target merchant number do not have an association relationship.

28. The apparatus of claim 20, wherein the target account comprises a plurality of accounts, the transfer module comprising:

the first transfer unit is used for transferring the resource transfer package of the first numerical value from the target merchant number to an intermediate account when the association relationship between the target group and the target merchant number is determined;

and the second transferring unit is used for transferring the resource with the second numerical value from the intermediate account to any account when the operation of taking any account of the plurality of accounts for the resource transfer package is detected, wherein the second numerical value is smaller than the first numerical value.

29. A resource transfer apparatus for use with a first terminal, the first terminal having a group management client installed therein, the apparatus comprising:

a transfer request sending module, configured to send a resource transfer request to a server, where the resource transfer request carries the target group, a target merchant number of the second terminal, a target account that is a target of resource transfer, and a first value, where a mechanism attribute of a user associated with one group is the same, and each group has a plurality of associated merchant numbers;

the notification display module is used for displaying the transfer completion notification;

30. The apparatus of claim 29, wherein the apparatus further comprises:

and the determining instruction sending module is used for sending a determining association instruction to the server when detecting the agreement of the association request of the second terminal to the association triggering operation, wherein the determining association instruction is used for indicating that an association relationship is established between the target group of the first terminal and the target merchant number of the second terminal.

31. The apparatus of claim 30, wherein the apparatus further comprises:

the list acquisition module is used for sending a list acquisition request to the server so as to acquire a request list comprising a plurality of association requests for requesting to establish association with the target group, wherein each association request carries a group and a merchant number;

a list receiving module, configured to receive an updated request list of the server;

and the list display module is used for displaying the updated request list.

32. The apparatus of claim 30, wherein the apparatus further comprises:

the first state receiving module is used for receiving a first state sent by the server, wherein the first state indicates that the association request passes;

and the first state display module is used for displaying the first state.

33. The apparatus of claim 29, wherein the apparatus further comprises:

a refusing instruction sending module, configured to send, when a refusing association triggering operation for an association request of the second terminal is detected, a refusing association instruction to the server, where the refusing association instruction is used to refuse to establish an association relationship between a target group of the first terminal and a target merchant number of the second terminal;

The second state receiving module is used for receiving a second state sent by the server, wherein the second state indicates that the association request is refused;

and the second state display module is used for displaying the second state.

34. The apparatus of claim 29, wherein the apparatus further comprises:

the verification result receiving module is used for receiving a verification result of the server, wherein the verification result comprises a first verification result and a second verification result, the first verification result indicates that the target group and the target merchant number have an association relationship, and the second verification result indicates that the target group and the target merchant number do not have an association relationship;

and the verification result display module is used for displaying the verification result.

35. A resource transfer apparatus for use with a second terminal, the second terminal having a merchant number application client installed thereon, the apparatus comprising:

a notification receiving module, configured to receive a transfer completion notification of a server when a target group of a first terminal sends a resource transfer request for requesting to transfer a first value of a resource from the target merchant number to a target account to the server, and the target group and the target merchant number have an association relationship, where each group has a plurality of associated merchant numbers;

36. The apparatus of claim 35, wherein the apparatus further comprises:

and the association request sending module is used for sending an association request to the server, wherein the association request carries the target group and the target merchant number and is used for requesting to establish an association relationship between the target group and the target merchant number.

37. The apparatus of claim 36, wherein the apparatus further comprises:

the first association result receiving module is used for receiving a first association result of the server when the target group agrees to establish an association relationship between the target group and the target merchant number, wherein the first association result agrees to establish the association relationship for the target group;

and the first association result display module is used for displaying the first association result.

38. The apparatus of claim 36, wherein the apparatus further comprises:

the second association result receiving module is used for receiving a second association result of the server when the target group refuses to establish an association relationship between the target group and the target merchant number, wherein the second association result refuses to establish the association relationship for the target group;

and the second association result display module is used for displaying the second association result.

39. A server comprising a processor and a memory having stored therein at least one instruction, at least one program, code set or instruction set, the instruction, program, code set or instruction set being loaded and executed by the processor to implement the resource transfer method of any of claims 1 to 9.

40. A terminal comprising a processor and a memory having stored therein at least one instruction, at least one program, code set or instruction set, the instruction, program, code set or instruction set being loaded and executed by the processor to implement the resource transfer method of any of claims 10 to 19.

41. A computer readable storage medium having stored therein at least one instruction, at least one program, code set, or instruction set, the instruction, program, code set, or instruction set being loaded and executed by a processor to implement the resource transfer method of any one of claims 1 to 19.