CN111831385A - Business credit information processing method, device, equipment and storage medium - Google Patents

Business credit information processing method, device, equipment and storage medium Download PDF

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Publication number
CN111831385A
CN111831385A CN202010728241.3A CN202010728241A CN111831385A CN 111831385 A CN111831385 A CN 111831385A CN 202010728241 A CN202010728241 A CN 202010728241A CN 111831385 A CN111831385 A CN 111831385A
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China
Prior art keywords
service
information
server
credit
verification
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CN202010728241.3A
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Chinese (zh)
Inventor
周四强
姜欣桐
徐灿
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Beijing Sankuai Online Technology Co Ltd
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Beijing Sankuai Online Technology Co Ltd
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Priority to CN202010728241.3A priority Critical patent/CN111831385A/en
Publication of CN111831385A publication Critical patent/CN111831385A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44Arrangements for executing specific programs
    • G06F9/451Execution arrangements for user interfaces
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

The application provides a business credit information processing method, a business credit information processing device, business credit information processing equipment and a storage medium, and belongs to the technical field of the Internet. The method comprises the following steps: displaying a current interface at the electronic equipment, wherein the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by a target account on a target platform; sending an opening request to the server in response to the opening component being triggered; receiving an opening request sent by the electronic equipment at the server, acquiring first credit granting information corresponding to the second service based on the service identifier of the second service, performing authorization verification on the first service based on the first credit granting information, and returning the authorization verification information of the first service to the electronic equipment; and receiving the authorization verification information returned by the server at the electronic equipment, and displaying the credit authorization verification information in the current interface. The method and the device can improve the efficiency of business credit granting.

Description

Business credit information processing method, device, equipment and storage medium
Technical Field
The present application relates to the field of internet technologies, and in particular, to a method, an apparatus, a device, and a storage medium for processing service trust information.
Background
With the development of internet technology, users can realize order services such as purchasing goods, purchasing tickets, making a reservation for takeout and the like through an internet platform, and can pay for orders through a wallet or a credit card and the like on the internet platform. Before a user pays an order through a wallet or a credit card on an internet platform, the user needs to give credit for the services of the wallet, the credit card and the like on the internet platform.
Disclosure of Invention
The embodiment of the application provides a method, a device, equipment and a storage medium for processing business credit granting information, which can reduce the interface skip times in the credit granting verification process and improve the business credit granting efficiency. The technical scheme is as follows:
according to an aspect of the embodiments of the present application, a method for processing service trust information is provided, where the method includes:
displaying a current interface at the electronic equipment, wherein the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by the target account on the target platform;
responding to the triggering of the opening component, and sending an opening request to a server, wherein the opening request is used for the server to carry out credit authorization on a first service based on a second service which is already trusted by the target account on the target platform;
receiving an opening request sent by the electronic equipment at the server, acquiring first credit information corresponding to the second service based on the service identifier of the second service, performing authorization verification on the first service based on the first credit information, and returning authorization verification information of the first service to the electronic equipment;
and receiving the authorization verification information returned by the server at the electronic equipment, and displaying the credit authorization verification information in the current interface.
In a possible implementation manner, the granting verification information includes verification progress information, and returning, at the server, authorization verification information of the first service to the electronic device includes:
at the server, returning verification progress information of the first service to the electronic equipment in the process of performing credit authorization verification on the first service based on the first credit authorization information;
at the electronic device, receiving the authorization verification information returned by the server, and displaying the credit authorization verification information in the current interface, including:
receiving, at the electronic device, the verification progress information returned by the server, and displaying the verification progress information in the current interface.
In another possible implementation manner, the granting authentication information includes granting result information, and returning, at the server, the authorization authentication information of the first service to the electronic device includes:
at the server, in response to the completion of credit authorization verification on the first service, returning credit authorization result information of the first service to the electronic equipment;
at the electronic device, receiving the authorization verification information returned by the server, and displaying the credit authorization verification information in the current interface, including:
and receiving the credit granting result information returned by the server at the electronic equipment, and displaying the credit granting result information in the current interface.
In another possible implementation manner, displaying, at the electronic device, trust verification information of the first service in the current interface includes:
displaying a bullet frame in the current interface at the electronic equipment, and displaying credit granting verification information of the first service in the bullet frame.
In another possible implementation manner, performing, at the server, trust verification on the first service based on the first trust information includes:
at the server, acquiring identity information and verification information from the first credit information, and verifying the first service based on the identity information and the verification information;
acquiring wind control information of the target account in the target platform;
and auditing the first service according to the wind control information.
In another possible implementation manner, before displaying the current interface at the electronic device, the method further includes:
at the server, obtaining credit information of the target account in the target platform; responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment;
at an electronic device, displaying a current interface, comprising:
receiving interface data of the current interface sent by the server at the electronic equipment, and rendering the current interface based on the interface data.
In another possible implementation, the credit information includes activity information of the target account within the target platform; the method further comprises the following steps:
determining, at the server, a first credit value matching the active information according to the active information;
and in response to the first credit value being larger than a preset credit value, determining that the credit information meets the admission condition of the first service.
In another possible implementation manner, the credit information includes order information of at least one order of the target account in the target platform, and the method further includes:
determining the sum of the resource numerical values of the at least one order according to the order information of the at least one order at the server to obtain a first resource numerical value;
and determining that the credit information meets the admission condition of the first service in response to the first resource value being greater than a preset resource value.
In another possible implementation manner, before the displaying the current interface, the method further includes:
at the server, acquiring demand information of the target account;
and determining a first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information.
In another possible implementation manner, the demand information includes a second resource value of an order generated by the target account in the target platform;
at the server, according to the demand information, determining a first service meeting the demand information from at least one service which is not trusted by the target account, including:
at the server, acquiring a third resource value of the target account in the second service;
determining a difference value between the second resource value and the third resource value to obtain a fourth resource value;
and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
In another possible implementation manner, determining, at the server, a first service that satisfies the demand information from at least one service that is not trusted by the target account according to the demand information includes:
at the server, determining a service meeting the demand information from at least one service which is not trusted by the target account according to the demand information;
determining the recommended times of the determined services recommended in the current interface;
and in response to that the recommendation times do not reach the preset times, taking the determined service as the first service.
According to another aspect of the embodiments of the present application, there is provided a service trust information processing apparatus, including:
the first display module is used for displaying a current interface, the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by a target account on the target platform;
the sending module is used for responding to the triggering of the opening component and sending an opening request to a server, wherein the opening request is used for the server to carry out credit authorization on a first service based on a second service which is trusted by the target account on the target platform;
the first receiving module is used for receiving an opening request sent by the electronic equipment;
the acquisition module is used for acquiring first credit information corresponding to the second service based on the service identifier of the second service;
the verification module is used for performing authorization verification on the first service based on the first authorization information;
the return module is used for returning the authorization verification information of the first service to the electronic equipment;
the second receiving module is used for receiving the authorization verification information returned by the server;
and the second display module is used for displaying the credit authorization information in the current interface.
In a possible implementation manner, the credit authorization information includes authorization progress information;
the return module is used for returning verification progress information of the first service to the electronic equipment in the process of carrying out credit authorization verification on the first service based on the first credit authorization information;
and the second receiving module is used for receiving the verification progress information returned by the server and displaying the verification progress information in the current interface.
In another possible implementation manner, the credit authorization verification information includes credit authorization result information;
the return module is used for returning the credit granting result information of the first service to the electronic equipment in response to the completion of the credit granting verification of the first service;
and the second receiving module is used for receiving the credit granting result information returned by the server and displaying the credit granting result information in the current interface.
In another possible implementation manner, the second display module is configured to display a pop frame in the current interface, and display the credit granting verification information of the first service in the pop frame.
In another possible implementation manner, the verification module is configured to acquire identity information and verification information from the first trust information, and verify the first service based on the identity information and the verification information; acquiring wind control information of the target account in the target platform; and auditing the first service according to the wind control information.
In another possible implementation manner, the apparatus further includes:
the second acquisition module is used for acquiring the credit information of the target account in the target platform; responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment;
the first display module is configured to receive the interface data of the current interface sent by the server, and render the current interface based on the interface data.
In another possible implementation, the credit information includes activity information of the target account within the target platform; the device further comprises:
the first determining module is used for determining a first credit value matched with the active information according to the active information; and in response to the first credit value being larger than a preset credit value, determining that the credit information meets the admission condition of the first service.
In another possible implementation manner, the credit information includes order information of at least one order of the target account in the target platform, and the apparatus further includes:
the first determining module is used for determining the sum of the resource numerical values of the at least one order according to the order information of the at least one order to obtain a first resource numerical value; and determining that the credit information meets the admission condition of the first service in response to the first resource value being greater than a preset resource value.
In another possible implementation manner, the apparatus further includes:
the third acquisition module is used for acquiring the demand information of the target account;
and the second determining module is used for determining the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information.
In another possible implementation manner, the demand information includes a second resource value of an order generated by the target account in the target platform;
the second determining module is configured to obtain a third resource value of the target account in the second service; determining a difference value between the second resource value and the third resource value to obtain a fourth resource value; and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
In another possible implementation manner, the second determining module is configured to determine, according to the demand information, a service that meets the demand information from at least one service that is not trusted by the target account; determining the recommended times of the determined services recommended in the current interface; and in response to that the recommendation times do not reach the preset times, taking the determined service as the first service.
According to another aspect of embodiments of the present application, there is provided an electronic device including: the system comprises a processor and a memory, wherein at least one program code is stored in the memory, and the at least one program code is loaded and executed by the processor to realize the operation executed by the electronic equipment in the service credit information processing method according to any possible implementation mode.
According to another aspect of embodiments of the present application, there is provided a server, including: the system comprises a processor and a memory, wherein at least one program code is stored in the memory, and the at least one program code is loaded and executed by the processor to realize the operation executed by the server in the service credit information processing method according to any possible implementation mode.
According to another aspect of the embodiments of the present application, there is provided a computer-readable storage medium, where at least one program code is stored, and the at least one program code is loaded and executed by a processor to implement the operations in the service trust information processing method according to any one of the foregoing possible implementation manners.
According to another aspect of embodiments of the present application, there is provided a computer program product or a computer program comprising computer program code stored in a computer readable storage medium. The processor of the computer device reads the computer program code from the computer-readable storage medium, and executes the computer program code, so that the computer device performs the operations performed by the service trust information processing method in any one of the possible implementation manners.
In the embodiment of the application, an opening component of the first service which is not trusted is displayed in a current interface; the user triggers the opening component to trigger the electronic equipment to request the server to call the first credit granting information of the second business which is granted, and credit granting verification is carried out on the first business. In the method, the server directly calls the first credit granting information of the second service to grant the first service for verification, so that the electronic equipment does not need to display a plurality of interfaces to allow a user to input identity information and verification information, interface skip times in the credit granting verification process are reduced, and the efficiency of service credit granting can be improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a schematic illustration of an implementation environment provided by an embodiment of the present application;
fig. 2 is a flowchart of a method for processing service trust information according to an embodiment of the present application;
fig. 3 is a flowchart of a method for processing service trust information according to an embodiment of the present application;
fig. 4 is a schematic technical flow chart of a method for processing service trust information according to an embodiment of the present application;
fig. 5 is a schematic diagram of a service trust information processing process provided in an embodiment of the present application;
FIG. 6 is a schematic diagram of an experience flow of a target user according to an embodiment of the present application;
fig. 7 is a schematic diagram of a service trust information processing result according to an embodiment of the present application;
fig. 8 is a block diagram illustrating a structure of a service trust information processing apparatus according to an embodiment of the present application;
fig. 9 is a block diagram of an electronic device according to an embodiment of the present disclosure;
fig. 10 is a schematic structural diagram of a server according to an embodiment of the present application.
Detailed Description
To make the objects, technical solutions and advantages of the present application more clear, embodiments of the present application will be described in further detail below with reference to the accompanying drawings.
In the related art, when a user trusts a service, the user needs to trigger an opening interface for displaying service opening of electronic equipment, and the opening interface includes an opening button of the service to be opened. The user triggers the electronic equipment to display the identity information filling interface by triggering the opening button, inputs identity information in the identity information filling interface, and then triggers the electronic equipment to display the verification information input interface; the user inputs authentication information in the authentication information input interface. The electronic equipment performs real-name verification and information verification on the user based on the identity information and the verification information, and displays authorization result information in response to completion of the real-name verification and the information verification.
However, in the related art, the electronic device needs to jump to multiple interfaces to complete the credit authorization verification, so that the efficiency of the business credit authorization is low.
Fig. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present application. Referring to fig. 1, the implementation environment includes an electronic device 101 and a server 102.
The electronic device 101 and the server 102 are connected via a wireless or wired network. Moreover, a client that the server 102 provides services may be installed on the electronic device 101, and a user corresponding to the electronic device 101 may implement functions such as data transmission and message interaction with the server 102 through the client. The client may be a client installed on the electronic device 101 that includes an online shopping function. For example, the client may be a take-away application, a financial application, a shopping application, or a social application, among others.
The electronic device 101 may be a computer, a mobile phone, a tablet computer, or other electronic device. The server 102 may be a server, a server cluster composed of several servers, or a cloud computing service center.
Fig. 2 is a flowchart of a method for processing service trust information according to an embodiment of the present application. Referring to fig. 2, the method for processing the service trust information includes the following steps:
201. and displaying a current interface at the electronic equipment, wherein the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by the target account on the target platform.
202. And responding to the triggering of the opening component, and sending an opening request to the server, wherein the opening request is used for the server to perform credit authorization on the first service based on the second service which is trusted by the target account on the target platform.
203. And at the server, receiving an opening request sent by the electronic equipment, acquiring first credit granting information corresponding to the second service based on the service identifier of the second service, performing authorization verification on the first service based on the first credit granting information, and returning the authorization verification information of the first service to the electronic equipment.
204. And receiving the authorization verification information returned by the server at the electronic equipment, and displaying the credit authorization verification information in the current interface.
In a possible implementation manner, the granting verification information includes verification progress information, and the returning, at the server, the authorization verification information of the first service to the electronic device includes:
at the server, returning verification progress information of the first service to the electronic equipment in the process of performing credit authorization verification on the first service based on the first credit authorization information;
at the electronic equipment, receiving authorization verification information returned by the server, and displaying credit authorization verification information in a current interface, wherein the steps comprise:
and receiving the verification progress information returned by the server at the electronic equipment, and displaying the verification progress information in the current interface.
In another possible implementation manner, the granting authentication information includes granting result information, and the returning, at the server, the authorization authentication information of the first service to the electronic device includes:
at the server, in response to the completion of the credit granting verification of the first service, returning credit granting result information of the first service to the electronic equipment;
at the electronic equipment, receiving authorization verification information returned by the server, and displaying credit authorization verification information in a current interface, wherein the steps comprise:
and receiving the credit granting result information returned by the server at the electronic equipment, and displaying the credit granting result information in the current interface.
In another possible implementation manner, displaying, at the electronic device, the trust verification information of the first service in the current interface includes:
and displaying a bullet frame in the current interface at the electronic equipment, and displaying the credit granting verification information of the first service in the bullet frame.
In another possible implementation manner, performing, at a server, trust verification on a first service based on first trust information includes:
at the server, acquiring identity information and verification information from the first credit information, and verifying the first service based on the identity information and the verification information;
acquiring wind control information of a target account in a target platform;
and auditing the first service according to the wind control information.
In another possible implementation, before displaying the current interface at the electronic device, the method further includes:
at a server, acquiring credit information of a target account in a target platform; responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment;
at an electronic device, displaying a current interface, comprising:
and at the electronic equipment, receiving interface data of the current interface sent by the server, and rendering the current interface based on the interface data.
In another possible implementation, the credit information includes active information of the target account within the target platform; the method further comprises the following steps:
determining, at the server, a first credit value matching the active information according to the active information;
and in response to the first credit value being larger than the preset credit value, determining that the credit information meets the admission condition of the first service.
In another possible implementation, the credit information includes order information of at least one order of the target account within the target platform, and the method further includes:
determining the sum of the resource numerical values of at least one order according to the order information of at least one order at the server to obtain a first resource numerical value;
and in response to the first resource value being larger than the preset resource value, determining that the credit information meets the admission condition of the first service.
In another possible implementation manner, before displaying the current interface, the method further includes:
at a server, acquiring demand information of a target account;
and determining a first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information.
In another possible implementation manner, the demand information includes a second resource value of the order generated by the target account in the target platform;
at the server, according to the demand information, determining a first service meeting the demand information from at least one service which is not trusted by the target account, wherein the first service comprises:
at the server, acquiring a third resource value of the target account in the second service;
determining a difference value between the second resource value and the third resource value to obtain a fourth resource value;
and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
In another possible implementation manner, determining, at the server, a first service that satisfies the demand information from at least one service that is not trusted by the target account according to the demand information includes:
at the server, determining a service meeting the demand information from at least one service which is not trusted by the target account according to the demand information;
determining the recommended times of the determined business recommended in the current interface;
and in response to the fact that the recommended times do not reach the preset times, taking the determined service as a first service.
In the embodiment of the application, an opening component of the first service which is not trusted is displayed in a current interface; the user triggers the opening component to trigger the electronic equipment to request the server to call the first credit granting information of the second business which is granted, and credit granting verification is carried out on the first business. In the method, the server directly calls the first credit granting information of the second service to grant the first service for verification, so that the electronic equipment does not need to display a plurality of interfaces to allow a user to input identity information and verification information, interface skip times in the credit granting verification process are reduced, and the efficiency of service credit granting can be improved.
Fig. 3 is a flowchart of a method for processing service trust information according to an embodiment of the present application. Referring to fig. 3, the method for processing the service trust information includes the following steps:
301. at a server, acquiring credit information of a target account in a target platform; and responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment.
The interface data is used for rendering a current interface by the electronic equipment, the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by the target account on the target platform.
The interface data of the current interface comprises interface data corresponding to the opening component of the first service. Before the server sends the interface data of the current interface to the electronic equipment, the server needs to determine a first service meeting the admission condition, and then generates the interface data corresponding to the opening component of the first service according to the first service, and then executes the step of sending the interface data of the current interface to the electronic equipment.
The server determines that the first service meeting the admission condition can be realized through the following two ways:
the first method comprises the following steps: and the server determines the first service according to the demand information of the target account. Correspondingly, the step of the server determining the first service is as follows: the server acquires the demand information of the target account; according to the demand information of the target account, determining a first business meeting the demand information of the target account from at least one business which is not trusted by the target account.
Optionally, the demand information of the target account is at least one of a second resource value of the target account generating the order in the target platform and a third resource value in the second service.
In a possible implementation manner, the requirement information of the target account includes a second resource value of the target account for generating the order in the target platform, and the total amount of the resource value in the second service and the resource value in the first service needs to reach the second resource value. Correspondingly, the step that the server determines the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information is as follows: the server acquires a third resource value of the target account in the second service; determining a difference value between the second resource value and the third resource value to obtain a fourth resource value; and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
In another possible implementation manner, the amount of the resource value in the first service needs to reach the second resource value of the order generated by the target account in the target platform. Correspondingly, the step that the server determines the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information is as follows: and the server determines a first service with the quota larger than the second resource value from at least one service which is not trusted by the target account according to the demand information.
In another possible implementation manner, the requirement information of the target account includes a third resource value in the second service, and the amount of the resource value in the first service needs to be greater than the third resource value. Correspondingly, the step that the server determines the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information is as follows: the server acquires a third resource value of the target account in the second service; and determining the first service with the quota larger than the third resource value from at least one service which is not trusted by the target account.
In the embodiment of the application, the server determines the first service according to the demand information of the target account. Because the first service can meet the requirement of the target account, the probability of the first service granted by the target account on the target platform is increased, and the conversion rate from a user preparing to perform service granting to a user actually completing service granting is further improved.
In another possible implementation manner, the server determines the first service according to the requirement information of the target account and the recommended times of the services. Correspondingly, the step that the server determines the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information is as follows: the server determines a service meeting the demand information from at least one service which is not trusted by the target account according to the demand information; determining the recommended times of the determined business recommended in the current interface; and in response to the fact that the recommendation times do not reach the preset times, taking the determined service as a first service. In the embodiment of the present application, the numerical value of the preset times is not particularly limited, and may be set and modified as needed. Optionally, the preset number of times may be any number between 10 and 100 times; e.g., 50 times, 80 times, 100 times, etc.
In the embodiment of the application, the server determines the first service according to the recommended times of the target account and the service. The first service can meet the requirement of the target account, and the recommendation times are less than the preset times; therefore, the probability of the first service granted by the target account on the target platform is increased, and the conversion rate from the user ready for service granting to the user actually completing service granting is improved.
In another possible implementation manner, the server determines the first service according to the demand information of the target account and the recommendation time of the service. Correspondingly, the step that the server determines the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information is as follows: the server determines a service meeting the demand information from at least one service which is not trusted by the target account according to the demand information; determining the recommended time of the determined service recommended in the current interface; and in response to the fact that the recommendation time does not reach the first preset time, taking the determined service as a first service. In the embodiment of the present application, the value of the first preset duration is not specifically limited, and may be set and modified as needed. Alternatively, the first preset time period may be any value between 10 and 100 hours.
In the embodiment of the application, the server determines the first service according to the recommended times of the target account and the service. The first service can meet the requirement of the target account, and the recommendation time does not reach a first preset time; therefore, the probability of the first service granted by the target account on the target platform is increased, and the conversion rate from the user ready for service granting to the user actually completing service granting is improved.
And the second method comprises the following steps: the server determines the first service according to the credit information of the target account, wherein the credit information of the target account should meet the admission condition of the first service. Correspondingly, the step of sending the interface data of the current interface to the electronic equipment by the server is as follows: the server acquires credit information of a target account in a target platform; and responding to the credit information meeting the access condition of the first service, generating interface data corresponding to the opening component of the first service according to the first service, and sending the interface data of the current interface to the electronic equipment.
In one possible implementation, referring to fig. 4, the electronic device sends an admission request for traffic B to the server. And the server receives the admission request sent by the electronic equipment, acquires the credit information of the target account in the target platform through the wind control system, responds to the fact that the credit information meets the admission condition of the service B, and returns the admission result. And the server loads interface data corresponding to the opening component of the service B and sends the interface data of the current interface to the electronic equipment.
In the embodiment of the application, the server determines the first service according to the credit information of the target account. The credit information of the target account meets the admission condition of the first service, so that the default behavior of the target account can be avoided, and the security of the first service is improved.
In one possible implementation, the credit information includes active information of the target account within the target platform; correspondingly, the step of the server determining that the credit information meets the admission condition of the first service is as follows: the server determines a first credit value matched with the active information according to the active information; and in response to the first credit value being larger than the preset credit value, determining that the credit information meets the admission condition of the first service.
Optionally, the server stores a corresponding relationship between the active information and the first credit value, and correspondingly, the step of determining, by the server, the first credit value matched with the active information according to the active information includes: the server acquires active information of a target account in a target platform; and determining a first credit value matched with the active information of the target account in the target platform from the stored corresponding relation between the active information and the first credit value according to the active information. The active information comprises login times of a target account logging in a target platform within a first preset time. The first preset duration may be one day, one week or one month.
In the embodiment of the application, a first credit value matched with active information is determined according to the active information of a target account in a target platform; when the first credit value is larger than the preset credit value, the credit information is determined to meet the admission condition of the first service, so that the default behavior of the target account with the low first credit value can be avoided, and the safety of the first service is improved.
In another possible implementation manner, the credit information includes order information of at least one order of the target account in the target platform, and accordingly, the step of determining, by the server, that the credit information satisfies the admission condition of the first service is: the server determines the sum of the resource numerical values of at least one order according to the order information of at least one order to obtain a first resource numerical value; and in response to the first resource value being larger than the preset resource value, determining that the credit information meets the admission condition of the first service.
In the embodiment of the application, when the first resource value is greater than the preset resource value, the credit information is determined to meet the admission condition of the first service; the target account with the first resource value larger than the preset resource value has high probability of not causing default behaviors, so that the safety of the first service is improved.
In one possible implementation, in response to the electronic device completing the resource value transfer based on the second service, the server sends interface data of the current interface to the electronic device. For example, referring to fig. 5, the second service is successful in completing the resource value transfer to service a repayment. And responding to the success of payment of the electronic equipment based on the service A, and sending interface data of the current interface to the electronic equipment by the server, wherein the interface data of the current interface comprises interface data corresponding to the opening component of the service B.
In another possible implementation manner, in response to the electronic device opening the second service, the server sends interface data of the current interface to the electronic device.
It should be noted that the interface data corresponding to the provisioning component of the first service further includes interface data related to the first service. For example, with continued reference to fig. 5, the service B is a service having a monthly payment function, and the interface data corresponding to the opening component of the service B further includes interface data related to the monthly payment function, such as "this monthly flower", "lower monthly payment", "pen sending", and the like.
302. And at the electronic equipment, receiving interface data of the current interface sent by the server, and rendering the current interface based on the interface data, wherein the current interface comprises an opening component of the first service which is not trusted.
In a possible implementation manner, the interface data of the current interface includes interface data corresponding to the opening component of the first service; correspondingly, the step of displaying the current interface by the electronic equipment is as follows: the electronic equipment receives interface data of a current interface sent by a server; rendering the current interface according to the interface data, rendering the opening assembly including the first service in the current interface according to the interface data corresponding to the opening assembly of the first service, and displaying the current interface on the electronic equipment.
For example, with continued reference to fig. 5, the first service is service B, and the current interface includes an opening component of service B; the interface data of the current interface comprises interface data corresponding to the opening component of the service B. It should be noted that the provisioning component of the first service further includes interface information related to the first service. For example, with continued reference to fig. 5, the service B is a service having a monthly payment function, and the provisioning component of the service B further includes interface information related to the monthly payment function, such as "this monthly payment", "next monthly payment", "pen sending", and the like.
303. At the electronic device, an provisioning request is sent to a server in response to the provisioning component being triggered.
The opening component at least comprises an opening button; the user can trigger the open button to trigger the electronic device to send an open request to the server. The opening assembly also comprises service description information of the first service; the service description information includes feature information of the first service, a name of the first service, and the like. The provisioning button may be anywhere within the provisioning component of the first service. The opening button may be located at an upper, middle or lower portion of the opening assembly. For example, referring to fig. 6, the on button is a "one-key on" button located at a lower portion of the on assembly.
The opening request carries a service identifier of the second service or an account identifier of the target account. In a possible implementation manner, the activation request carries a service identifier of the second service; the second service is a service which is granted by the target account on the target platform. Correspondingly, before the electronic device sends the opening request to the server, the electronic device determines the service identifier of the second service.
The step of determining, by the electronic device, the service identifier of the second service includes: the electronic equipment determines the service identifier of at least one service which is trusted by the target account in the target platform, and determines the service identifier of a second service from the service identifier of the at least one service.
Responding to one service which is granted in the target platform by the target account; the electronic device directly uses the service identifier of the service as the service identifier of the second service. Responding to a plurality of services which are granted in the target platform by the target account; the electronic device selects a service identifier from the service identifiers of the plurality of services as the service identifier of the second service.
The electronic equipment randomly selects one service identifier from the service identifiers of the plurality of services as a service identifier of a second service; or the electronic equipment selects one service identifier with the latest credit granting time from the service identifiers of the plurality of services as the service identifier of the second service; or, the electronic device selects one service identifier with the same service type as the first service from the service identifiers of the plurality of services as the service identifier of the second service. In the embodiment of the present application, a specific manner of selecting the service identifier of the second service by the electronic device is not specifically limited.
304. And at the server, receiving an opening request sent by the electronic equipment, and acquiring first credit information corresponding to the second service according to the service identifier of the second service.
The first credit information is credit information for the target account to perform credit verification based on the second service. The first trust information comprises identity information and verification information of the target account. Wherein the identity information comprises one or more of an account name of the target account, a real name of the target account, and identification information of the target account. The authentication information includes one or more of a phone number of the target account, a social authentication account number of the target account, and biometric information of the target account.
In a possible implementation manner, a corresponding relationship between the account identifier of the target account, the service identifier of the second service, and the first trust information corresponding to the second service is stored in the server. Correspondingly, the step of acquiring, by the server, the first credit information corresponding to the second service according to the service identifier of the second service is: the server acquires an account identifier of the target account and a service identifier of the second service; and according to the account identifier and the service identifier, determining first credit information corresponding to the second service from the stored corresponding relation among the account identifier of the target account, the service identifier of the second service and the first credit information corresponding to the second service. Optionally, the opening request carries a service identifier of the second service and an account identifier of the target account.
Responding to the service identification of the second service carried by the opening request, and directly acquiring first credit information corresponding to the second service according to the service identification of the second service; responding to the opening request and carrying the account identification of the target account; the server determines the account identifier of the target account, determines the service identifier of at least one service which is trusted by the target account in the target platform, and determines the service identifier of a second service from the service identifier of at least one service.
The server stores the corresponding relation between the account identification and the service identification of the granted service; correspondingly, the step of determining, by the server, the service identifier of at least one service trusted by the target account in the target platform based on the account identifier of the target account includes: the server determines the service identifier of at least one service corresponding to the account identifier of the target account from the corresponding relation between the account identifier and the service identifier based on the account identifier of the target account, and determines the service identifier of a second service from the service identifier of at least one service.
The process of determining the service identifier of the second service from the service identifier of the at least one service by the server is similar to the process of determining the service identifier of the second service from the service identifier of the at least one service by the electronic device, and details are not repeated here.
305. And at the server, performing credit granting verification on the first service based on the first credit granting information.
In this step, the credit authorization for the first service includes verifying the account information of the target account and verifying the wind control information of the target account.
In one possible implementation, the account information of the target account includes identity information of the target account and authentication information of the target account. Correspondingly, the method comprises the following steps: acquiring identity information of a target account and verification information of the target account from the first credit information, and verifying the first service based on the identity information and the verification information; acquiring wind control information of a target account in a target platform; and auditing the first service according to the wind control information.
Optionally, the wind control information of the target account in the target platform includes a risk level of the target account; correspondingly, the server audits the first service according to the wind control information, and the auditing method comprises the following steps: and the server responds to the fact that the risk level meets the wind control requirement of the first service according to the risk level of the target account, and determines that the first service is approved.
The server determines the risk level of the target account in the following two ways:
the first method comprises the following steps: and the server determines the risk level of the target account according to the transaction information of the target account in the second service. Correspondingly, the server determines the risk level of the target account by the steps of: the server determines the first default times of the target account in the second service according to the transaction information of the target account in the second service; and determining the risk level of the target account from the corresponding relation between the first default times and the risk level according to the first default times. Optionally, the server stores a corresponding relationship between the first number of defaults and the risk level.
In the embodiment of the application, the server determines the risk level of the target account according to the first default times of the target account in the second service, and determines that the first service is approved when the risk level meets the wind control requirement of the first service; due to the fact that the risk level meets the approximate rate of the target account meeting the wind control requirement of the first business, default behaviors cannot occur, and therefore the safety of the first business is improved.
And the second method comprises the following steps: and the server determines the risk level of the target account according to the order information of the target account in the target platform. Correspondingly, the server determines the risk level of the target account by the steps of: determining a second default number of times of the target account in the target platform according to the order information of the target account in the target platform; and determining the risk level of the target account from the corresponding relation between the second default times and the risk level according to the second default times. Optionally, the server stores a corresponding relationship between the second number of defaults and the risk level.
In the embodiment of the application, the server determines the risk level of the target account according to the second default times of the target account in the target platform, and determines that the first service is approved when the risk level meets the wind control requirement of the first service; due to the fact that the risk level meets the approximate rate of the target account meeting the wind control requirement of the first business, default behaviors cannot occur, and therefore the safety of the first business is improved.
In this step, the server performs verification on the first service, including verifying the identity information of the target account and verifying the verification information of the target account for the first service. Correspondingly, the server checks the first service based on the identity information and the verification information, and the steps are as follows: the server acquires a service identifier of a first service, and determines a check standard and a verification standard corresponding to the first service according to the service identifier of the first service; and verifying the identity information of the target account according to the verification standard corresponding to the first service, and verifying the verification information of the target account according to the verification standard corresponding to the first service.
In a possible implementation manner, the server firstly verifies the identity information of the target account; and responding to the passing of the identity information verification of the target account, and verifying the verification information of the target account.
For example, with continued reference to fig. 6, the second service is service a, the first service is service B, the server performs real-name verification on the identity information of the target account, and verifies the verification information of the target account in response to the real-name verification passing.
It should be noted that, if the server fails to verify the first service, the server may also resend the verification request to the electronic device, where the verification request carries the identity information and the verification information that need to be supplemented. The electronic device receives the verification request and supplements the identity information and the verification information.
306. At the server, authorization verification information for the first service is returned to the electronic device.
The authorization verification information includes verification progress information and/or authorization result information. In response to the authorization verification information including verification progress information; then this step includes: and returning verification progress information of the first service to the electronic equipment in the process of performing credit authorization verification on the first service based on the first credit authorization information at the server.
The verification progress information is used for representing the credit granting progress of the first service. And the verification progress information is letter information used for representing the credit granting progress of the first service. Optionally, the verification progress information includes one or more of a provisioning middle period, real name verification, information verification, and a provisioning result.
For example, referring to fig. 4 continuously, the second service is service a, the first service is service B, the server performs real-name verification on the identity information of the target account through the client system to obtain a real-name verification result, and returns the progress information of the real-name verification result to the electronic device. And responding to the passing of the real-name verification, the server performs information verification on the verification information of the target account through the wind control system to obtain an information verification result, and returns the progress information of the information verification result to the electronic equipment.
In response to the authorization verification information including authorization result information; then this step includes: and at the server, in response to the completion of the credit authorization verification of the first service, returning credit authorization result information of the first service to the electronic equipment.
In one possible implementation, with continued reference to fig. 4, during the process of performing trust verification on the first service, the electronic device sends an asynchronous polling request to the server. The server receives an asynchronous polling request sent by the electronic equipment, and acquires the credit granting result information of the first service according to the asynchronous polling request. And the server returns the credit granting result information to the electronic equipment. The credit granting result information comprises one of successful opening, failure opening, abnormal service request and overtime opening.
307. And receiving the authorization verification information returned by the server at the electronic equipment, and displaying the authorization verification information in the current interface.
In a possible implementation manner, the electronic device directly displays the authorization verification information in a text display form in the current interface; or the electronic equipment displays the authorization verification information in the current interface in a bullet box mode. In response to the electronic device displaying the authorization verification information in the current interface in the form of a pop-up box, the method includes: and displaying a bullet frame in the current interface at the electronic equipment, and displaying the credit granting verification information of the first service in the bullet frame. Wherein, the bullet frame is located the upper portion, middle part or the lower part of first interface.
The authorization verification information includes verification progress information and/or authorization result information. In response to the authorization verification information including verification progress information; then this step includes: and receiving the credit granting result information returned by the server at the electronic equipment, and displaying the credit granting result information in the current interface.
For example, with continued reference to fig. 6, the verification progress information includes opening, real name verification, information verification, and opening success. The electronic equipment receives the verification progress information returned by the server as 'opening in progress', renders the current interface according to the verification progress information, and displays 'opening in progress' in the current interface. The electronic equipment receives the verification progress information returned by the server as real-name verification, renders the current interface according to the verification progress information, and displays the real-name verification in the current interface. The electronic equipment receives the verification progress information returned by the server as 'information verification', renders the current interface according to the verification progress information, and displays the 'information verification' in the current interface. The electronic equipment receives that the verification progress information returned by the server is 'opening success', renders the current interface according to the verification progress information, and displays 'opening success' in the current interface.
In response to the authorization verification information including authorization result information; then this step includes: and displaying a bullet frame in the current interface at the electronic equipment, and displaying the credit granting verification information of the first service in the bullet frame.
For example, referring to fig. 7, the trust result information includes one of an opening success, an opening failure, a service request exception, and an opening timeout. The electronic equipment receives the credit granting result information returned by the server as 'successful opening', renders the current interface according to the credit granting result information, and displays 'successful opening' in the current interface. The electronic equipment receives the credit granting result information returned by the server as 'opening failure', renders the current interface according to the credit granting result information, and displays the 'opening failure' in the current interface. The electronic equipment receives the credit granting result information returned by the server as 'service request abnormity', renders the current interface according to the credit granting result information, and displays 'service request abnormity' in the current interface. The electronic equipment receives the credit granting result information returned by the server as 'opening overtime', renders the current interface according to the credit granting result information, and displays 'opening overtime' in the current interface.
In the embodiment of the application, an opening component of the first service which is not trusted is displayed in a current interface; the user triggers the opening component to trigger the electronic equipment to request the server to call the first credit granting information of the second business which is granted, and credit granting verification is carried out on the first business. In the method, the server directly calls the first credit granting information of the second service to grant the first service for verification, so that the electronic equipment does not need to display a plurality of interfaces to allow a user to input identity information and verification information, interface skip times in the credit granting verification process are reduced, and the efficiency of service credit granting can be improved.
Fig. 8 is a schematic structural diagram of a service trust information processing apparatus according to an embodiment of the present application. Referring to fig. 8, the apparatus includes:
the first display module 801 is configured to display a current interface, where the current interface includes an opening component of a first service, and the first service is a service for which a target account is not trusted on a target platform;
a sending module 802, configured to send, in response to the activation component being triggered, an activation request to the server, where the activation request is used for the server to perform trust verification on the first service based on the second service that the target account has trusted on the target platform;
a first receiving module 803, configured to receive an opening request sent by an electronic device;
an obtaining module 804, configured to obtain, based on a service identifier of a second service, first subscription information corresponding to the second service;
the verification module 805 is configured to perform authorization verification on the first service based on the first authorization information;
a returning module 806, configured to return authorization and verification information of the first service to the electronic device;
a second receiving module 807, configured to receive the authorization verification information returned by the server;
and the second display module 808 is configured to display the credit authorization information in the current interface.
In one possible implementation manner, the credit authorization information includes information of authorization progress;
a returning module 806, configured to return verification progress information of the first service to the electronic device in a process of performing credit authorization verification on the first service based on the first credit authorization information;
the second receiving module 807 is configured to receive the verification progress information returned by the server, and display the verification progress information in the current interface.
In another possible implementation manner, the credit authorization verification information comprises credit authorization result information;
a returning module 806, configured to return, in response to completion of the trust verification on the first service, trust result information of the first service to the electronic device;
the second receiving module 807 is configured to receive the credit granting result information returned by the server, and display the credit granting result information in the current interface.
In another possible implementation manner, the second display module 808 is configured to display a pop frame in the current interface, and display the credit authorization information of the first service in the pop frame.
In another possible implementation manner, the verification module 805 is configured to obtain identity information and verification information from the first trust information, and perform verification on the first service based on the identity information and the verification information; acquiring wind control information of a target account in a target platform; and auditing the first service according to the wind control information.
In another possible implementation manner, the apparatus further includes:
the second acquisition module is used for acquiring credit information of the target account in the target platform; responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment;
the first display module 801 is configured to receive interface data of a current interface sent by a server, and render the current interface based on the interface data.
In another possible implementation, the credit information includes active information of the target account within the target platform; the device also includes:
the first determining module is used for determining a first credit value matched with the active information according to the active information; and in response to the first credit value being larger than the preset credit value, determining that the credit information meets the admission condition of the first service.
In another possible implementation manner, the credit information includes order information of at least one order of the target account in the target platform, and the apparatus further includes:
the first determining module is used for determining the sum of the resource numerical values of at least one order according to the order information of at least one order to obtain a first resource numerical value; and in response to the first resource value being larger than the preset resource value, determining that the credit information meets the admission condition of the first service.
In another possible implementation manner, the apparatus further includes:
the third acquisition module is used for acquiring the demand information of the target account;
and the second determining module is used for determining the first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information.
In another possible implementation manner, the demand information includes a second resource value of the order generated by the target account in the target platform;
the second determining module is used for acquiring a third resource value of the target account in the second service; determining a difference value between the second resource value and the third resource value to obtain a fourth resource value; and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
In another possible implementation manner, the second determining module is configured to determine, according to the demand information, a service that meets the demand information from at least one service that is not trusted by the target account; determining the recommended times of the determined service recommended in the current interface; and in response to the fact that the recommended times do not reach the preset times, taking the determined service as a first service.
In the embodiment of the application, an opening component of the first service which is not trusted is displayed in a current interface; the user triggers the opening component to trigger the electronic equipment to request the server to call the first credit granting information of the second business which is granted, and credit granting verification is carried out on the first business. In the method, the server directly calls the first credit granting information of the second service to grant the first service for verification, so that the electronic equipment does not need to display a plurality of interfaces to allow a user to input identity information and verification information, interface skip times in the credit granting verification process are reduced, and the efficiency of service credit granting can be improved.
Fig. 9 shows a block diagram of an electronic device 900 according to an exemplary embodiment of the present application. The electronic device 900 may be a portable mobile electronic device such as: a smart phone, a tablet computer, an MP3 player (movingpictureexpeerpertgroupapauudio layer iii, motion picture experts compressed standard audio layer 3), an MP4 player (movingpictureexpeerpertgroupapauudio layer iv, motion picture experts compressed standard audio layer 4), a notebook computer, or a desktop computer. Electronic device 900 may also be referred to by other names as user equipment, portable electronic device, laptop electronic device, desktop electronic device, and so on.
In general, the electronic device 900 includes: a processor 901 and a memory 902.
Processor 901 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and so forth. The processor 901 may be implemented in at least one hardware form of a DSP (digital signal processing), an FPGA (Field-Programmable gate array), and a PLA (Programmable logic array). The processor 901 may also include a main processor and a coprocessor, where the main processor is a processor for processing data in an awake state, and is also called a Central Processing Unit (CPU); a coprocessor is a low power processor for processing data in a standby state. In some embodiments, the processor 901 may be integrated with a GPU (graphics processing unit), which is responsible for rendering and drawing the content required to be displayed by the display screen. In some embodiments, the processor 901 may further include an AI (artificial intelligence) processor for processing computing operations related to machine learning.
Memory 902 may include one or more computer-readable storage media, which may be non-transitory. The memory 902 may also include high-speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in the memory 902 is used for storing at least one instruction, which is used for being executed by the processor 901 to implement the service trust information processing method provided by the method embodiment in the present application.
In some embodiments, the electronic device 900 may further optionally include: a peripheral interface 903 and at least one peripheral. The processor 901, memory 902, and peripheral interface 903 may be connected by buses or signal lines. Various peripheral devices may be connected to the peripheral interface 903 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: at least one of a radio frequency circuit 904, a display screen 905, a camera assembly 906, an audio circuit 907, a positioning assembly 908, and a power supply 909.
The peripheral interface 903 may be used to connect at least one peripheral related to I/O (Input/Output) to the processor 901 and the memory 902. In some embodiments, the processor 901, memory 902, and peripheral interface 903 are integrated on the same chip or circuit board; in some other embodiments, any one or two of the processor 901, the memory 902 and the peripheral interface 903 may be implemented on a separate chip or circuit board, which is not limited by this embodiment.
The radio frequency circuit 904 is used for receiving and transmitting RF (radio frequency) signals, also called electromagnetic signals. The radio frequency circuitry 904 communicates with communication networks and other communication devices via electromagnetic signals. The radio frequency circuit 904 converts an electrical signal into an electromagnetic signal to transmit, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 904 comprises: an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and so forth. The radio frequency circuitry 904 may communicate with other electronic devices via at least one wireless communication protocol. The wireless communication protocols include, but are not limited to: the world wide web, metropolitan area networks, intranets, generations of mobile communication networks (2G, 3G, 4G, and 5G), wireless local area networks, and/or WiFi (wireless fidelity) networks. In some embodiments, the radio frequency circuit 904 may further include NFC (near field Communication) related circuits, which are not limited in this application.
The display screen 905 is used to display a UI (user interface). The UI may include graphics, text, icons, video, and any combination thereof. When the display screen 905 is a touch display screen, the display screen 905 also has the ability to capture touch signals on or over the surface of the display screen 905. The touch signal may be input to the processor 901 as a control signal for processing. At this point, the display 905 may also be used to provide virtual buttons and/or a virtual keyboard, also referred to as soft buttons and/or a soft keyboard. In some embodiments, the display screen 905 may be one, disposed on the front panel of the electronic device 900; in other embodiments, the number of the display panels 905 may be at least two, and the at least two display panels are respectively disposed on different surfaces of the electronic device 900 or are in a folding design; in other embodiments, the display 905 may be a flexible display, disposed on a curved surface or on a folded surface of the electronic device 900. Even more, the display screen 905 may be arranged in a non-rectangular irregular figure, i.e. a shaped screen. The display panel 905 can be made of LCD (liquid crystal display), OLED (organic light-emitting diode), and the like.
The camera assembly 906 is used to capture images or video. Optionally, camera assembly 906 includes a front camera and a rear camera. Generally, a front camera is disposed on a front panel of an electronic apparatus, and a rear camera is disposed on a rear surface of the electronic apparatus. In some embodiments, the number of the rear cameras is at least two, and each of the rear cameras is any one of a main camera, a depth-of-field camera, a wide-angle camera and a telephoto camera, so that the main camera and the depth-of-field camera are fused to realize a background blurring function, and the main camera and the wide-angle camera are fused to realize panoramic shooting and VR (virtual reality) shooting functions or other fusion shooting functions. In some embodiments, camera assembly 906 may also include a flash. The flash lamp can be a monochrome temperature flash lamp or a bicolor temperature flash lamp. The double-color-temperature flash lamp is a combination of a warm-light flash lamp and a cold-light flash lamp, and can be used for light compensation at different color temperatures.
Audio circuit 907 may include a microphone and a speaker. The microphone is used for collecting sound waves of a user and the environment, converting the sound waves into electric signals, and inputting the electric signals to the processor 901 for processing, or inputting the electric signals to the radio frequency circuit 904 for realizing voice communication. For stereo capture or noise reduction purposes, the microphones may be multiple and located at different locations of the electronic device 900. The microphone may also be an array microphone or an omni-directional pick-up microphone. The speaker is used to convert electrical signals from the processor 901 or the radio frequency circuit 904 into sound waves. The loudspeaker can be a traditional film loudspeaker or a piezoelectric ceramic loudspeaker. When the speaker is a piezoelectric ceramic speaker, the speaker can be used for purposes such as converting an electric signal into a sound wave audible to a human being, or converting an electric signal into a sound wave inaudible to a human being to measure a distance. In some embodiments, audio circuit 907 may also include a headphone jack.
The positioning component 908 is used to locate a current geographic location of the electronic device 900 to implement navigation or LBS (location based service). The positioning component 908 may be a positioning component based on the GPS (global positioning system) in the united states, the beidou system in china, or the galileo system in russia.
The power supply 909 is used to supply power to various components in the electronic device 900. The power source 909 may be alternating current, direct current, disposable or rechargeable. When the power source 909 includes a rechargeable battery, the rechargeable battery may be a wired rechargeable battery or a wireless rechargeable battery. The wired rechargeable battery is a battery charged through a wired line, and the wireless rechargeable battery is a battery charged through a wireless coil. The rechargeable battery may also be used to support fast charge technology.
In some embodiments, the electronic device 900 also includes one or more sensors 910. The one or more sensors 910 include, but are not limited to: acceleration sensor 911, gyro sensor 912, pressure sensor 913, fingerprint sensor 914, optical sensor 915, and proximity sensor 916.
The acceleration sensor 911 may detect the magnitude of acceleration in three coordinate axes of a coordinate system established with the electronic device 900. For example, the acceleration sensor 911 may be used to detect the components of the gravitational acceleration in three coordinate axes. The processor 901 can control the display screen 905 to display the user interface in a landscape view or a portrait view according to the gravitational acceleration signal collected by the acceleration sensor 911. The acceleration sensor 911 may also be used for acquisition of motion data of a game or a user.
The gyro sensor 912 may detect a body direction and a rotation angle of the electronic device 900, and the gyro sensor 912 and the acceleration sensor 911 cooperate to acquire a 3D motion of the user on the electronic device 900. The processor 901 can implement the following functions according to the data collected by the gyro sensor 912: motion sensing (such as changing the UI according to a user's tilting operation), image stabilization at the time of photographing, game control, and inertial navigation.
The pressure sensor 913 may be disposed on a side bezel of the electronic device 900 and/or underneath the display screen 905. When the pressure sensor 913 is disposed on the side frame of the electronic device 900, the user's holding signal of the electronic device 900 may be detected, and the processor 901 performs left-right hand recognition or shortcut operation according to the holding signal collected by the pressure sensor 913. When the pressure sensor 913 is disposed at a lower layer of the display screen 905, the processor 901 controls the operability control on the UI interface according to the pressure operation of the user on the display screen 905. The operability control comprises at least one of a button control, a scroll bar control, an icon control and a menu control.
The fingerprint sensor 914 is used for collecting a fingerprint of the user, and the processor 901 identifies the user according to the fingerprint collected by the fingerprint sensor 914, or the fingerprint sensor 914 identifies the user according to the collected fingerprint. When the user's identity is identified as a trusted identity, the processor 901 trusts the user to perform relevant sensitive operations, including unlocking the screen, viewing encrypted information, downloading software, paying, changing settings, and the like. The fingerprint sensor 914 may be disposed on the front, back, or side of the electronic device 900. When a physical button or vendor Logo is provided on the electronic device 900, the fingerprint sensor 914 may be integrated with the physical button or vendor Logo.
The optical sensor 915 is used to collect ambient light intensity. In one embodiment, the processor 901 may control the display brightness of the display screen 905 based on the ambient light intensity collected by the optical sensor 915. Specifically, when the ambient light intensity is high, the display brightness of the display screen 905 is increased; when the ambient light intensity is low, the display brightness of the display screen 905 is reduced. In another embodiment, the processor 901 can also dynamically adjust the shooting parameters of the camera assembly 906 according to the ambient light intensity collected by the optical sensor 915.
The proximity sensor 916, also known as a distance sensor, is typically disposed on the front panel of the electronic device 900. The proximity sensor 916 is used to capture the distance between the user and the front of the electronic device 900. In one embodiment, when the proximity sensor 916 detects that the distance between the user and the front of the electronic device 900 gradually decreases, the processor 901 controls the display 905 to switch from the bright screen state to the dark screen state; when the proximity sensor 916 detects that the distance between the user and the front surface of the electronic device 900 gradually becomes larger, the processor 901 controls the display 905 to switch from the breath screen state to the bright screen state.
Those skilled in the art will appreciate that the configuration shown in fig. 9 does not constitute a limitation of the electronic device 900, and may include more or fewer components than those shown, or combine certain components, or employ a different arrangement of components.
It should be noted that: in the service credit information processing apparatus provided in the above embodiment, when performing service credit information processing, only the division of the above functional modules is exemplified, and in practical applications, the above function allocation may be completed by different functional modules according to needs, that is, the internal structure of the server may be divided into different functional modules to complete all or part of the above described functions. In addition, the service trust information processing apparatus and the service trust information processing method provided by the above embodiments belong to the same concept, and specific implementation processes thereof are described in detail in the method embodiments and are not described herein again.
Fig. 10 is a block diagram of a server according to an embodiment of the present application, where the server 1000 may generate a relatively large difference due to a difference in configuration or performance, and may include one or more processors (CPUs) 1001 and one or more memories 1002, where at least one program code is stored in the memory 1002, and the at least one program code is loaded and executed by the processors 1001 to implement the service trust information processing method provided by each method embodiment. Of course, the server may also have components such as a wired or wireless network interface, a keyboard, and an input/output interface, so as to perform input/output, and the server may also include other components for implementing the functions of the device, which are not described herein again.
An embodiment of the present application further provides a computer-readable storage medium, where at least one program code is stored in the computer-readable storage medium, and the at least one program code is loaded and executed by a processor to implement the operations executed by the service trust information processing method in any one of the foregoing possible implementation manners.
Embodiments of the present application also provide a computer program product or a computer program comprising computer program code stored in a computer readable storage medium. The processor of the computer device reads the computer program code from the computer readable storage medium, and executes the computer program code, so that the computer device performs the operations performed by the service credit information processing method in any one of the possible implementation manners.
It will be understood by those skilled in the art that all or part of the steps of implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a storage medium, and the storage medium may be a read-only memory, a magnetic disk, an optical disk, or the like.
The above description is only an alternative embodiment of the present application and should not be construed as limiting the present application, and any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims (15)

1. A business trust information processing method is characterized by comprising the following steps:
displaying a current interface at an electronic device, wherein the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by a target account on a target platform;
responding to the triggering of the opening component, and sending an opening request to a server, wherein the opening request is used for the server to carry out credit authorization on the first service based on the second service which is trusted by the target account on the target platform;
receiving, at the server, an opening request sent by the electronic device, acquiring first trust information corresponding to the second service based on a service identifier of the second service, performing authorization verification on the first service based on the first trust information, and returning authorization verification information of the first service to the electronic device;
and receiving the authorization verification information returned by the server at the electronic equipment, and displaying the credit authorization verification information in the current interface.
2. The method of claim 1, wherein the credit authorization information includes authorization progress information, and wherein returning, at the server, authorization information of the first service to the electronic device includes:
at the server, returning verification progress information of the first service to the electronic equipment in the process of performing credit authorization verification on the first service based on the first credit authorization information;
at the electronic device, receiving the authorization verification information returned by the server, and displaying the credit authorization verification information in the current interface, including:
receiving, at the electronic device, the verification progress information returned by the server, and displaying the verification progress information in the current interface.
3. The method according to claim 1 or 2, wherein the credit authorization information includes credit authorization result information, and the returning, at the server, the authorization information of the first service to the electronic device includes:
at the server, in response to the completion of credit authorization verification on the first service, returning credit authorization result information of the first service to the electronic equipment;
at the electronic device, receiving the authorization verification information returned by the server, and displaying the credit authorization verification information in the current interface, including:
and receiving the credit granting result information returned by the server at the electronic equipment, and displaying the credit granting result information in the current interface.
4. The method of claim 1, wherein displaying, at the electronic device, trust verification information for the first service in the current interface comprises:
displaying a bullet frame in the current interface at the electronic equipment, and displaying credit granting verification information of the first service in the bullet frame.
5. The method of claim 1, wherein performing, at the server, trust verification on the first service based on the first trust information comprises:
at the server, acquiring identity information and verification information from the first credit information, and verifying the first service based on the identity information and the verification information;
acquiring wind control information of the target account in the target platform;
and auditing the first service according to the wind control information.
6. The method of claim 1, wherein prior to displaying the current interface at the electronic device, the method further comprises:
at the server, obtaining credit information of the target account in the target platform; responding to the credit information meeting the admission condition of the first service, and sending interface data of the current interface to the electronic equipment;
at an electronic device, displaying a current interface, comprising:
receiving interface data of the current interface sent by the server at the electronic equipment, and rendering the current interface based on the interface data.
7. The method of claim 6, wherein the credit information comprises activity information of the target account within the target platform; the method further comprises the following steps:
determining, at the server, a first credit value matching the active information according to the active information;
and in response to the first credit value being larger than a preset credit value, determining that the credit information meets the admission condition of the first service.
8. The method of claim 6, wherein the credit information includes order information for at least one order for the target account within the target platform, the method further comprising:
determining the sum of the resource numerical values of the at least one order according to the order information of the at least one order at the server to obtain a first resource numerical value;
and determining that the credit information meets the admission condition of the first service in response to the first resource value being greater than a preset resource value.
9. The method of claim 1 or 6, wherein prior to displaying the current interface, the method further comprises:
at the server, acquiring demand information of the target account;
and determining a first service meeting the demand information from at least one service which is not trusted by the target account according to the demand information.
10. The method of claim 9, wherein the demand information includes a second resource value for the target account to generate an order within the target platform;
at the server, according to the demand information, determining a first service meeting the demand information from at least one service which is not trusted by the target account, including:
at the server, acquiring a third resource value of the target account in the second service;
determining a difference value between the second resource value and the third resource value to obtain a fourth resource value;
and determining the first service with the quota reaching the fourth resource value from at least one service which is not trusted by the target account.
11. The method according to claim 9, wherein determining, at the server, a first service satisfying the demand information from at least one service not trusted by the target account according to the demand information comprises:
at the server, determining a service meeting the demand information from at least one service which is not trusted by the target account according to the demand information;
determining the recommended times of the determined services recommended in the current interface;
and in response to that the recommendation times do not reach the preset times, taking the determined service as the first service.
12. A business trust information processing device is characterized in that the device comprises:
the first display module is used for displaying a current interface, the current interface comprises an opening component of a first service, and the first service is a service which is not trusted by a target account on the target platform;
the sending module is used for responding to the triggering of the opening component and sending an opening request to a server, wherein the opening request is used for the server to carry out credit authorization on the first service based on the second service which is trusted by the target account on the target platform;
the first receiving module is used for receiving an opening request sent by the electronic equipment;
a first obtaining module, configured to obtain, based on the service identifier of the second service, first credit information corresponding to the second service;
the verification module is used for performing authorization verification on the first service based on the first authorization information;
the return module is used for returning the authorization verification information of the first service to the electronic equipment;
the second receiving module is used for receiving the authorization verification information returned by the server;
and the second display module is used for displaying the credit authorization information in the current interface.
13. An electronic device, characterized in that the electronic device comprises:
a processor and a memory, wherein the memory stores at least one program code, and the at least one program code is loaded by the processor and executed to implement the operations executed by the electronic device in the service trust information processing method according to any one of claims 1 to 11.
14. A server, characterized in that the server comprises:
a processor and a memory, wherein at least one program code is stored in the memory, and the at least one program code is loaded and executed by the processor to implement the operations executed by the server in the service trust information processing method according to any one of claims 1 to 11.
15. A computer-readable storage medium, wherein at least one program code is stored in the computer-readable storage medium, and the at least one program code is loaded into and executed by a processor to implement the operations executed in the service trust information processing method according to any one of claims 1 to 11.
CN202010728241.3A 2020-07-23 2020-07-23 Business credit information processing method, device, equipment and storage medium Pending CN111831385A (en)

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