CN115115371A

CN115115371A - Risk reminding method and device, computer equipment and medium

Info

Publication number: CN115115371A
Application number: CN202110295052.6A
Authority: CN
Inventors: 朱静芸; 王旭东
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2021-03-19
Filing date: 2021-03-19
Publication date: 2022-09-27

Abstract

The embodiment of the application discloses a risk reminding method, a risk reminding device, computer equipment and a medium, and belongs to the technical field of computers. The method comprises the following steps: the resource transfer method comprises the steps of displaying a resource transfer interface, responding to confirmation operation in the resource transfer interface, displaying a risk reminding message under the condition that the resource transfer is not carried out, responding to viewing operation of the risk reminding message, playing a risk reminding video in the risk reminding interface, responding to re-confirmation operation in the re-displayed resource transfer interface after the risk reminding video is played, and carrying out resource transfer according to resource transfer data. The embodiment of the application provides a risk reminding mode, when resource transfer is carried out, risk reminding is carried out by playing a risk reminding video, reminding in a character form is not needed, a reminding effect is improved, resource transfer is carried out under the condition that a user confirms risks, and therefore safety of resource transfer is guaranteed.

Description

Risk reminding method and device, computer equipment and medium

Technical Field

The embodiment of the application relates to the technical field of computers, in particular to a risk reminding method, a risk reminding device, computer equipment and a medium.

Background

With the development of computer technology, electronic payment is more and more widely applied. In consideration of the fact that payment risks may exist in the electronic payment process, a risk reminding method is provided in the related art, when electronic payment is conducted, a risk reminding message is displayed in a text form, and a user can check the text risk reminding message to know the risks possibly existing in the current payment process. However, since the risk reminding message is displayed in a text form, the risk reminding message is very likely to cause the situation that the user does not want to see or understand the risk reminding message, and the reminding effect is poor.

Disclosure of Invention

The embodiment of the application provides a risk reminding method and device, computer equipment and medium, and the reminding effect can be improved. The technical scheme is as follows:

in one aspect, a risk reminding method is provided, and the method includes:

displaying a resource transfer interface, wherein the resource transfer interface comprises resource transfer data and is used for confirming resource transfer according to the resource transfer data;

responding to the confirmation operation in the resource transfer interface, and displaying a risk reminding message under the condition that the resource transfer is not carried out;

responding to the viewing operation of the risk reminding message, and playing a risk reminding video in a risk reminding interface;

and responding to the re-confirmation operation in the redisplayed resource transfer interface after the risk reminding video is played, and transferring resources according to the resource transfer data.

In one possible implementation manner, the risk reminding message includes a video playing entry, and the playing a risk reminding video in a risk reminding interface in response to a viewing operation on the risk reminding message includes:

and responding to the triggering operation of the video playing inlet, and playing the risk reminding video in the risk reminding interface.

In another possible implementation manner, the risk reminding message is used to remind a risk type corresponding to the resource transfer data, and the playing a risk reminding video in a risk reminding interface in response to the viewing operation of the risk reminding message includes:

and responding to the viewing operation of the risk reminding message, and playing a risk reminding video matched with the risk type corresponding to the resource transfer data in a risk reminding interface.

In another possible implementation manner, the playing a risk reminding video matched with a risk type corresponding to the resource transfer data in a risk reminding interface in response to the viewing operation on the risk reminding message includes:

responding to the viewing operation of the risk reminding message, sending a video acquisition request to a server, wherein the video acquisition request carries the risk type, and the server is used for inquiring the risk reminding video matched with the risk type and returning the risk reminding video;

and receiving the risk reminding video sent by the server, and playing the risk reminding video in the risk reminding interface.

In another possible implementation manner, the risk reminding message includes a video playing entry, the video playing entry is associated with a video identifier of the risk reminding video, and the playing the risk reminding video in a risk reminding interface in response to the viewing operation of the risk reminding message includes:

responding to the triggering operation of the video playing entrance, sending a video obtaining request to a server, wherein the video obtaining request carries the video identification associated with the video playing entrance, and the server is used for inquiring the risk reminding video corresponding to the video identification and returning the risk reminding video;

In another possible implementation manner, the displaying a risk reminding message without resource transfer in response to the confirmation operation in the resource transfer interface includes:

responding to the confirmation operation in the resource transfer interface, sending a second resource transfer request carrying the resource transfer data to a server, wherein the server is used for carrying out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, obtaining a risk type, and returning the risk reminding message matched with the risk type;

and receiving the risk reminding message sent by the server and displaying the risk reminding message.

In another aspect, a risk reminding method is provided, and the method includes:

receiving a second resource transfer request sent by a terminal, wherein the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in a resource transfer interface, the resource transfer interface comprises the resource transfer data, and the resource transfer interface is used for confirming resource transfer according to the resource transfer data;

under the condition that resource transfer is not carried out, carrying out risk detection on the resource transfer data to obtain a risk type corresponding to the resource transfer data;

and sending a risk reminding video matched with the risk type to the terminal, and playing the risk reminding video in a risk reminding interface by the terminal.

In one possible implementation, the resource transfer data includes a transfer-in party identification; under the condition that the resource transfer is not carried out, carrying out risk detection on the resource transfer data to obtain a risk type corresponding to the resource transfer data, wherein the risk type comprises the following steps:

querying the historical operation record of the transfer party identifier;

and carrying out risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain the risk type.

In another possible implementation manner, the performing risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain the risk type includes:

and calling a risk detection model, and carrying out risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain the risk type.

In another possible implementation manner, the sending, to the terminal, a risk reminding video matched with the risk type, and playing, by the terminal, the risk reminding video in a risk reminding interface includes:

sending a risk reminding message matched with the risk type to the terminal, and displaying the risk reminding message in the resource transfer interface by the terminal;

receiving a video acquisition request sent by the terminal, wherein the video acquisition request carries the risk type, and the video acquisition request is sent by the terminal in response to a viewing operation of the risk reminding message;

and responding to the video acquisition request, sending the risk reminding video matched with the risk type to the terminal, and playing the risk reminding video in the risk reminding interface by the terminal.

In another possible implementation manner, the sending the risk reminding video matched with the risk type to the terminal includes:

updating the risk reminding video according to the resource transfer data to obtain an updated risk reminding video;

and sending the updated risk reminding video to the terminal.

In another possible implementation manner, the updating the risk reminding video according to the resource transfer data to obtain an updated risk reminding video includes:

extracting target keywords matched with the risk reminding video from the resource transfer data;

performing voice conversion on the target keyword to obtain voice information corresponding to the target keyword;

and adding the voice information into the risk reminding video to obtain the updated risk reminding video.

In another possible implementation manner, the adding the voice information to the risk reminding video to obtain the updated risk reminding video includes:

and adding the voice information into a voice filling position of the risk reminding video to obtain the updated risk reminding video.

In another possible implementation manner, after the sending the risk reminding video matched with the risk type to the terminal, the method further includes:

receiving a first resource transfer request sent by the terminal, where the first resource transfer request is sent by the terminal in response to a reconfirmation operation in the resource transfer interface, and the first resource transfer request carries the resource transfer data and a risk confirmation message;

and under the condition that the first resource transfer request carries the risk confirmation message, carrying out resource transfer according to the resource transfer data.

In another aspect, a risk reminding device is provided, the device includes:

the resource transfer interface comprises resource transfer data and is used for confirming resource transfer according to the resource transfer data;

the display module is further used for responding to the confirmation operation in the resource transfer interface and displaying a risk reminding message under the condition that the resource transfer is not carried out;

the playing module is used for responding to the viewing operation of the risk reminding message and playing a risk reminding video in a risk reminding interface;

and the sending module is used for responding to the re-confirmation operation in the re-displayed resource transfer interface after the risk reminding video is played, and transferring the resources according to the resource transfer data.

In one possible implementation manner, the playing module includes:

the playing unit is used for playing the risk reminding video in the risk reminding interface and displaying a confirmation control, and the confirmation control is used for confirming that the video content in the risk reminding video is watched;

and the display unit is used for responding to the trigger operation of the confirmation control and redisplaying the resource transfer interface.

In another possible implementation manner, the playing unit is configured to play the risk reminding video in the risk reminding interface, and display risk prompt information and the confirmation control, where the risk prompt information is used to describe video content in the risk reminding video.

In another possible implementation manner, the playing unit is configured to play the risk reminding video in the risk reminding interface, and display the risk reminding information, the confirmation control, and a selection control, where the selection control is used to confirm the risk reminding information;

and the display unit is used for responding to the triggering operation of the confirmation control in the state that the selection control is selected and redisplaying the resource transfer interface.

In another possible implementation manner, the playing unit is configured to play the risk reminding video in the risk reminding interface, and display the confirmation control and an information input area, where the information input area is used to instruct to input information indicated by the risk reminding video;

the display unit is used for responding to the trigger operation of the confirmation control and verifying the input information in the information input area; and after the input information is verified, the resource transfer interface is redisplayed.

In another possible implementation manner, the risk reminding video includes a plurality of video clips, and the playing module includes:

the risk reminding device comprises a playing unit and a display unit, wherein the playing unit is used for playing a first video clip in the risk reminding interface and displaying a first confirmation control, and the first confirmation control is used for confirming that video content in the first video clip is watched;

the playing unit is further used for responding to the triggering operation of the first confirmation control and playing a second video clip in the risk reminding interface;

the first video clip is any one of the risk reminding videos, and the second video clip is a video clip associated with the first video clip.

In another possible implementation manner, the playing unit is configured to play the first video clip in the risk reminding interface, and display first risk prompt information and the first confirmation control, where the first risk prompt information is used to describe video content in the first video clip.

In another possible implementation manner, the playing unit is configured to play the first video clip in the risk reminding interface, and display the first risk prompt information, the first confirmation control, and a first selection control, where the first selection control is used to confirm the first risk prompt information;

the playing unit is further configured to play a second video clip in the risk reminding interface in response to a trigger operation on the first confirmation control in a state where the first selection control is selected.

In another possible implementation manner, the playing unit is configured to play the first video clip on the risk reminding interface, and display the first confirmation control and a first information input area, where the first information input area is used to instruct to input information indicated by the first video clip;

the playing unit is further used for responding to the triggering operation of the first confirmation control and verifying the input information in the first information input area; and after the input information is verified, playing the second video clip in the risk reminding interface, wherein the second video clip is a video clip which is associated with the first video clip and is used for playing when the verification is passed.

In another possible implementation form of the method,

the playing module is further configured to play a third video clip in the risk reminding interface when the verification of the input information fails, where the third video clip is a video clip associated with the first video clip and used for playing when the verification fails.

In another possible implementation form of the method,

the display module is further configured to respond to a trigger operation of a confirmation control corresponding to a target video clip in the risk reminding video, and redisplay the resource transfer interface.

In another possible implementation manner, the playing unit is further configured to respond to the triggering operation of the first confirmation control, and play the second video segment in the risk reminding interface according to a start time point of the second video segment associated with the first confirmation control.

In another possible implementation manner, the sending module is configured to send, in response to a reconfirmation operation in the redisplayed resource transfer interface, a first resource transfer request carrying the resource transfer data and a risk confirmation message to a server, where the server is configured to perform resource transfer according to the resource transfer data when the first resource transfer request carries the risk confirmation message.

In another possible implementation manner, the risk reminding message includes a video playing entry, and the playing module is configured to play the risk reminding video in the risk reminding interface in response to a viewing operation on the video playing entry.

In another possible implementation manner, the risk reminding message is used for reminding a risk type corresponding to the resource transfer data, and the playing module is used for responding to a viewing operation of the risk reminding message and playing a risk reminding video matched with the risk type corresponding to the resource transfer data in a risk reminding interface.

In another possible implementation manner, the playing module includes:

the sending unit is used for responding to the viewing operation of the risk reminding message and sending a video obtaining request to a server, wherein the video obtaining request carries the risk type, and the server is used for inquiring the risk reminding video matched with the risk type and returning the risk reminding video;

and the receiving unit is used for receiving the risk reminding video sent by the server and playing the risk reminding video in the risk reminding interface.

In another possible implementation manner, the risk reminding message includes a video playing entry, the video playing entry is associated with a video identifier of the risk reminding video, the playing module is configured to respond to a triggering operation on the video playing entry and send a video acquisition request to a server, the video acquisition request carries the video identifier associated with the video playing entry, and the server is configured to query the risk reminding video corresponding to the video identifier and return the risk reminding video; and receiving the risk reminding video sent by the server, and playing the risk reminding video in the risk reminding interface.

In another possible implementation manner, the resource transfer interface includes resource transfer data, the display module is further configured to send a second resource transfer request carrying the resource transfer data to a server in response to the confirmation operation in the resource transfer interface, and the server is configured to perform risk detection on the resource transfer data without performing resource transfer, obtain a risk type, and return the risk notification message matched with the risk type; and receiving the risk reminding message sent by the server and displaying the risk reminding message.

In another aspect, a risk reminding device is provided, the device includes:

a receiving module, configured to receive a second resource transfer request sent by a terminal, where the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in a resource transfer interface, the resource transfer interface includes the resource transfer data, and the resource transfer interface is used to confirm resource transfer according to the resource transfer data;

the detection module is used for carrying out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, so as to obtain a risk type corresponding to the resource transfer data;

and the sending module is used for sending the risk reminding video matched with the risk type to the terminal, and the terminal plays the risk reminding video in a risk reminding interface.

In one possible implementation, the resource transfer data includes a transfer-in party identification; the detection module comprises:

the query unit is used for querying the historical operation record of the transfer party identifier;

and the detection unit is used for carrying out risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain the risk type.

In another possible implementation manner, the detecting unit is configured to invoke a risk detection model, and perform risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain the risk type.

In another possible implementation manner, the sending module includes:

a sending unit, configured to send a risk reminding message matched with the risk type to the terminal, and the terminal displays the risk reminding message in the resource transfer interface;

a receiving unit, configured to receive a video acquisition request sent by the terminal, where the video acquisition request carries the risk type, and the video acquisition request is sent by the terminal in response to a viewing operation on the risk reminding message;

the sending unit is further configured to send the risk reminding video matched with the risk type to the terminal in response to the video obtaining request, and the terminal plays the risk reminding video in the risk reminding interface.

In another possible implementation manner, the sending unit is further configured to update the risk reminding video according to the resource transfer data, so as to obtain an updated risk reminding video; and sending the updated risk reminding video to the terminal.

In another possible implementation manner, the sending unit is further configured to extract a target keyword matched with the risk reminder video from the resource transfer data; performing voice conversion on the target keyword to obtain voice information corresponding to the target keyword; and adding the voice information into the risk reminding video to obtain the updated risk reminding video.

In another possible implementation manner, the sending unit is further configured to add the voice information to a voice filling position of the risk reminding video to obtain the updated risk reminding video.

In another possible implementation form of the method,

the receiving module is further configured to receive a first resource transfer request sent by the terminal, where the first resource transfer request is sent by the terminal in response to a reconfirmation operation in the resource transfer interface, and the first resource transfer request carries the resource transfer data and the risk confirmation message;

and the resource transfer module is used for transferring resources according to the resource transfer data under the condition that the risk confirmation message is carried by the first resource transfer request.

In another aspect, a computer device is provided, and the computer device includes a processor and a memory, where at least one computer program is stored in the memory, and the at least one computer program is loaded by the processor and executed to implement the operations performed in the risk reminding method according to the above aspect.

In another aspect, a computer-readable storage medium is provided, in which at least one computer program is stored, and the at least one computer program is loaded and executed by a processor to implement the operations performed in the risk reminding method according to the above aspect.

In yet another aspect, a computer program product or a computer program is provided, the computer program product or the computer program comprising computer program code, the computer program code being stored in a computer readable storage medium. The processor of the computer device reads the computer program code from the computer readable storage medium, and executes the computer program code, so that the computer device realizes the operations performed in the risk reminding method according to the above aspect.

The beneficial effects brought by the technical scheme provided by the embodiment of the application at least comprise:

the method, the device, the computer equipment and the medium provided by the embodiment of the application provide a risk reminding mode based on video, when resource transfer is carried out, risk reminding is carried out by playing the risk reminding video without reminding in a character form, so that resource loss caused by neglecting a reminding message in a character form is reduced, the reminding pattern is enriched, and the reminding effect is improved. And only when the resource transfer is initiated again after the played risk reminding video is watched, the resource transfer is carried out according to the resource transfer data so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the safety of the resource transfer.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

FIG. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present application;

fig. 2 is a flowchart of a risk reminding method according to an embodiment of the present application;

fig. 3 is a flowchart of a risk reminding method according to an embodiment of the present application;

fig. 4 is a flowchart of a risk reminding method provided in an embodiment of the present application;

FIG. 5 is a schematic illustration of a displayed interface provided by an embodiment of the present application;

fig. 6 is a schematic diagram of a risk reminding video component provided in an embodiment of the present application;

FIG. 7 is a schematic illustration of a displayed interface provided by an embodiment of the present application;

fig. 8 is a flowchart of a risk reminding process according to an embodiment of the present application;

fig. 9 is a flowchart of a resource transfer process provided in an embodiment of the present application;

fig. 10 is a schematic structural diagram of a risk reminding device according to an embodiment of the present application;

fig. 11 is a schematic structural diagram of a risk reminding device according to an embodiment of the present application;

fig. 12 is a schematic structural diagram of a risk reminding device according to an embodiment of the present application;

fig. 13 is a schematic structural diagram of a risk reminding device according to an embodiment of the present application;

fig. 14 is a schematic structural diagram of a terminal according to an embodiment of the present application;

fig. 15 is a schematic structural diagram of a server according to an embodiment of the present application.

Detailed Description

To make the objects, technical solutions and advantages of the embodiments of the present application more clear, the embodiments of the present application will be further described in detail with reference to the accompanying drawings.

The terms "first," "second," and the like as used herein may be used herein to describe various concepts that are not limited by these terms unless otherwise specified. These terms are only used to distinguish one concept from another. For example, a first guide video can be referred to as a second guide video, and similarly, a second guide video can be referred to as a first guide video, without departing from the scope of the present application.

As used herein, the terms "at least one," "a plurality," "each," and "any," at least one of which includes one, two, or more than two, and a plurality of which includes two or more than two, each of which refers to each of the corresponding plurality, and any of which refers to any of the plurality. For example, the plurality of guide video clips includes 3 guide video clips, each of which refers to each of the 3 guide video clips, and any one of which refers to any one of the 3 guide video clips can be the first, or the second, or the third.

The function guide method provided by the embodiment of the application can be applied to computer equipment. Optionally, the computer device is a terminal or a server. Optionally, the server is an independent physical server, or a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing basic cloud computing services such as a cloud service, a cloud database, cloud computing, a cloud function, cloud storage, a web service, cloud communication, a middleware service, a domain name service, a security service, a CDN (Content Delivery Network), a big data and artificial intelligence platform, and the like. Optionally, the terminal is a smartphone, a tablet, a laptop, a desktop computer, a smart speaker, a smart watch, or the like.

Fig. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present application. Referring to fig. 1, the implementation environment includes a terminal 101 and a server 102. The terminal 101 and the server 102 are connected via a wireless or wired network. The terminal 101 has installed thereon a target application served by the server 102, through which the terminal 101 can implement functions such as resource transfer, message interaction, and the like. Optionally, the target application is a target application in an operating system of the terminal 101, or a target application provided by a third party. For example, the target application is an instant messaging application having an instant messaging function, but of course, the instant messaging application can also have other functions, such as a comment function, a shopping function, a navigation function, a resource transfer function, and the like. Optionally, the server 102 is a background server of the target application or a cloud server providing services such as cloud computing and cloud storage.

Optionally, the terminal 101 is configured to log in a target application based on a user identifier, send a resource transfer request carrying resource transfer data to the server 102 through the target application, and the server 102 is configured to receive the resource transfer request sent by the terminal 101, perform security detection on the resource transfer data under the condition that resource transfer is not performed, and provide a risk reminding message and a risk reminding video for the terminal 101 after determining a risk type corresponding to the resource transfer data. The server 102 is further configured to perform resource transfer according to the resource transfer data carried in the resource transfer request.

The method provided by the embodiment of the application can be used for various scenes.

For example, in a payment risk reminder scenario:

the terminal logs in a target application based on a user identifier, selects the target user identifier as a transfer-in party from a plurality of users associated with the user identifier, displays a resource transfer interface, and then adopts the risk reminding method provided by the embodiment of the application to remind the user that the current resource transfer data has risks through a risk reminding message and a risk reminding video under the condition that the resource transfer is not performed, so that the risk reminding effect is improved, the resource transfer is initiated again under the condition that the user checks the risk reminding video, the resource transfer is performed according to the resource transfer data, and the safety of the resource transfer is ensured.

Fig. 2 is a flowchart of a risk reminding method provided in an embodiment of the present application, and is applied to a terminal, as shown in fig. 2, the method includes:

201. and the terminal displays a resource transfer interface.

The resource transfer interface is used for confirming resource transfer according to the resource transfer data.

202. And the terminal responds to the confirmation operation in the resource transfer interface and displays the risk reminding message under the condition of not transferring the resources.

The risk reminding message is used for reminding risks existing in the process of resource transfer. And displaying a risk reminding message under the condition that the resource is not transferred so as to avoid the problem of resource loss caused by risk.

203. And the terminal responds to the viewing operation of the risk reminding message and plays a risk reminding video in the risk reminding interface.

The risk reminding interface is used for carrying out risk reminding, and the risk reminding video is used for reminding risks existing in resource transfer. And after the checking operation of the risk reminding message is detected, switching the resource transfer interface into a risk reminding interface, and playing the risk reminding video in the risk reminding interface so as to remind a user that the current resource transfer data has risks.

204. And after the terminal plays the risk reminding video, responding to the operation of reconfirming in the redisplayed resource transfer interface, and transferring the resources according to the resource transfer data.

After the risk reminding video is played, the terminal is switched to the resource transfer interface from the risk reminding interface again, then the re-determination operation is detected in the resource transfer interface, namely the risk for confirming the existence of the resource transfer data is detected, and then the resource transfer is carried out according to the resource transfer data in the resource transfer interface.

The embodiment of the application provides a risk reminding mode based on a video, when resource transfer is carried out, the risk reminding mode is carried out by playing the risk reminding video, reminding in a character form is not needed, resource loss caused by neglecting a reminding message in the character form is reduced, reminding patterns are enriched, and therefore the reminding effect is improved. And only when the resource transfer is initiated again after the played risk reminding video is watched, the resource transfer is carried out according to the resource transfer data so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the safety of the resource transfer.

Fig. 3 is a flowchart of a risk reminding method provided in an embodiment of the present application, and is applied to a server, as shown in fig. 3, the method includes:

301. and the server receives a second resource transfer request sent by the terminal.

The second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in the resource transfer interface, the resource transfer interface includes resource transfer data, the resource transfer data is data for resource transfer, and the resource transfer interface is used for confirming resource transfer according to the resource transfer data.

302. And the server carries out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, so as to obtain a risk type corresponding to the resource transfer data.

Wherein the risk type is a type to which the risk of the resource transfer data exists belongs. Under the condition that resource transfer is not carried out, risk detection is carried out on the resource transfer data to determine the risk type corresponding to the resource transfer book, so that the problem of resource loss caused by the risk of the resource transfer data is avoided.

303. And the server sends a risk reminding video matched with the risk type to the terminal, and the terminal plays the risk reminding video in the risk reminding interface.

And sending the risk reminding video matched with the risk types to the terminal so that the subsequent terminal plays the risk reminding video to prompt the risk types corresponding to the current resource transfer data.

The embodiment of the application provides a risk reminding mode based on a video, when resource transfer is carried out, risk reminding is carried out by playing the risk reminding video, reminding in a character form is not needed, resource loss caused by neglecting a reminding message in the character form is reduced, reminding patterns are enriched, and therefore the reminding effect is improved. And only when the resource transfer is initiated again after the played risk reminding video is watched, the resource transfer is carried out according to the resource transfer data so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the safety of the resource transfer.

Fig. 4 is a flowchart of a risk reminding method provided in an embodiment of the present application, where an interaction subject in the embodiment of the present application includes a terminal and a server, and as shown in fig. 4, the method includes:

401. and the terminal displays a resource transfer interface.

The resource transfer interface comprises resource transfer data, the resource transfer data is used for resource transfer, and the resource transfer interface is used for confirming resource transfer according to the resource transfer data. Optionally, a resource transfer request can be initiated in the resource transfer interface. For example, in the resource transfer interface, it is possible to confirm that a resource transfer request for transferring a resource from the user 1 to the user 2 is initiated.

In one possible implementation manner, the resource transfer data includes a transfer-in party identifier, a transfer-out party identifier, and a resource quantity, where the resource quantity is used to indicate the quantity of the resources to be transferred, the transfer-in party identifier is used to indicate a party acquiring the resources, and the transfer-out party identifier is used to indicate a party transferring out the resources. Alternatively, the transfer-in party identifier is a mobile phone number, a bank card number, an identification card number, etc. of the transfer-in party, and the transfer-out party identifier is a mobile phone number, a bank card number, an identification card number, etc. of the transfer-out party.

Optionally, the resource transfer interface includes a first input area, a second input area, and a third input area. The first input area is used for inputting the identification of the transfer-out party, the second input area is used for inputting the identification of the transfer-in party, and the third input area is used for inputting the resource transfer quantity. In the resource interface, a user can respectively input the transferring-out party identifier, the transferring-in party identifier and the resource quantity in the first input area, the second input area and the third input area.

Optionally, the terminal is installed with a target application, and then step 401 includes: the terminal logs in the target application based on the transfer party identifier, displays a main interface of the target page, responds to the triggering operation of a resource transfer control in the main interface, and displays the resource transfer interface, wherein the resource transfer interface comprises the first input area, the second input area and the third input area.

Optionally, the terminal is installed with a target application, and then step 401 includes: the terminal logs in the target application based on a roll-out party identifier, displays a main interface of the target page, responds to a triggering operation of a resource transfer control in the main interface, displays an associated identifier list, responds to a triggering operation of a target user identifier in the associated identifier list, displays the resource transfer interface, wherein the resource transfer interface comprises the first input area, the second input area and the third input area, displays the roll-out party identifier in the first input area, and displays the target user identifier in the second input area.

The resource transfer control is used for initiating resource transfer, and the resource transfer control is associated with the association identification list. The association identifier list comprises a plurality of user identifiers associated with the roll-out identifier, and the target user identifier is any one of the plurality of user identifiers. And when the triggering operation of the target user identification is detected, namely the resource needs to be transferred to the target user identification, taking the target user identification as a transfer-in party identification. The resource transfer interface is displayed by selecting the transfer-in party identifier, the transfer-in party identifier and the transfer-out party identifier can be directly displayed in the resource transfer interface, the user does not need to input the information again, and the convenience of operation is improved.

In a possible implementation manner, the resource transfer data includes a resource transfer number and a transfer-in party identifier, and the resource transfer interface includes the transfer-in party identifier and a third input area. Wherein the third input area is used for inputting the amount of the resource to be transferred.

Optionally, the terminal is installed with a target application, and this step 401 includes: the terminal logs in the target application based on the roll-out party identifier, triggers the roll-in party identifier, and displays a conversation interface with the roll-in party identifier, wherein the conversation interface comprises a resource transfer control, responds to the triggering operation of the resource transfer control, and displays the resource transfer interface, and the roll-in party identifier, a resource quantity input box and a confirmation control are displayed in the resource transfer interface. Because the resource transfer interface is displayed after logging in the target application based on the transfer party identifier, the resource transfer data acquired from the resource transfer interface includes the transfer party identifier, the resource transfer quantity and the currently logged transfer party identifier when the resource transfer is initiated by executing the trigger operation on the confirmation control in the following process.

For example, the target application is an instant messaging application, after logging in the instant messaging application based on the user identifier, a main interface of the instant messaging application is displayed, a session interface with "friend 1" is displayed in response to a trigger operation on "friend 1", the session interface is as shown in a first diagram in fig. 5, and in the session interface, a current user can chat with "friend 1". The method comprises the steps that a user triggers a function display control in a conversation interface, a plurality of function controls are displayed in the conversation interface, as shown in a second graph in figure 5, the function controls comprise a photo control, a shooting control and a transfer control, a resource transfer interface is displayed when the user triggers the transfer control, the resource transfer interface is shown in a third graph in figure 5, the resource transfer interface comprises a friend 1, a third input area and a transfer control, the current user can input the number of resources to be transferred in the third input area, and the transfer control can be clicked subsequently to initiate a resource transfer request.

402. And the terminal responds to the confirmation operation in the resource transfer interface and sends a second resource transfer request carrying the resource transfer data to the server.

And if the confirmation operation in the resource transfer interface indicates that the resource transfer of the resource transfer data included in the resource transfer interface is confirmed, sending the second resource transfer request to the server so that the server can perform resource transfer according to the second resource transfer request.

In one possible implementation, the resource transfer interface includes a confirmation control, and step 402 includes: and responding to the trigger operation of the confirmation control, and sending a second resource transfer request carrying the resource transfer data to the server.

Optionally, in response to the trigger operation on the confirmation control, resource transfer data in the resource transfer interface is acquired, and a second resource transfer request carrying the resource transfer data is sent to the server. For example, the resource transfer interface includes an input area of resource transfer data, the user inputs the resource transfer data in the input area, and when the confirmation control is clicked, the resource transfer data input in the input area is acquired, and a first resource request carrying the resource transfer data is sent to the server.

403. And the server receives a second resource transfer request sent by the terminal, carries out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, obtains a risk type corresponding to the resource transfer data, and sends a risk reminding message matched with the risk type to the terminal.

Wherein the risk type is used to indicate a risk type to which the risk of the resource transfer data exists belongs. Optionally, the risk types include a fraud risk type, a gambling risk type, a theft risk type, a money laundering risk type, or a reimbursement risk type. The risk reminding message is used for reminding the risk type corresponding to the resource transfer data. In the embodiment of the application, the matched risk reminding messages of different risk types are different.

In order to ensure the safety of resources, the server carries out safety detection on the resource transfer data under the condition that the resources are not transferred so as to avoid the problem of resource loss caused by the risk of the resource transfer data, thereby ensuring the safety of resource transfer.

In one possible implementation, the resource transfer data includes a transfer-in party identification; the process of risk detection of resource transfer data includes: and inquiring the historical operation record of the transfer party identifier, and carrying out risk detection on the resource transfer data according to the historical operation record of the transfer party identifier to obtain a risk type.

The historical operation record is used for recording the historical operation of the transfer party identifier. Because the historical operation of the transferring party is recorded in the historical operation record of the transferring party, whether the identifier of the transferring party is safe can be determined through the historical operation record, and whether the resource transferring data has risks can be determined according to the historical operation record of the identifier of the transferring party, so that the resource loss of the transferring party is avoided.

For example, the operation that the transfer party identifier modifies the transfer password for multiple times within the latest period of time is recorded in the history operation record of the transfer party identifier, the transfer party identifier can be determined according to the history operation record, the resource transfer data can be determined to correspond to the stolen risk type according to the history operation record, and then a risk reminding message matched with the stolen risk type is sent to the terminal to prompt a user that the transfer party identifier is possibly stolen, so that the resource loss of the transfer party is avoided.

In one possible implementation manner, the resource transfer data includes a transfer-in party identifier, and the process of performing risk detection on the resource transfer data includes: and calling a risk detection model, and carrying out risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier to obtain a risk type corresponding to the resource transfer data.

Wherein the risk detection model is a network model for determining a risk category of the resource transfer data. And carrying out risk detection on the resource transfer data through a risk detection model so as to obtain the accuracy of the risk category.

In one possible implementation, this step 403 includes: and the server receives a second resource transfer request sent by the terminal, carries out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, obtains a risk type and a risk grade corresponding to the resource transfer data, and sends a risk reminding message matched with the risk type and the risk grade to the terminal.

In the embodiment of the present application, the risk types include multiple risk types, each risk type corresponds to multiple risk levels, and for a risk level of any risk type, the risk level is used to indicate a possibility that the resource transfer data has a risk belonging to the risk type. For example, the higher the risk level, the greater the likelihood that the resource transfer data has a risk belonging to the risk type, and the lower the risk level, the less likely the resource transfer data has a risk belonging to the risk type.

In addition, in the embodiment of the application, each risk type is matched with a plurality of risk reminding messages, and the risk reminding messages matched with different risk grades are different. Different risk reminding messages are configured for different risk grades of each risk type, so that the risk types and the risk grades of risks in the current resource transfer data of the user can be prompted, and the accuracy of the reminding messages is guaranteed.

404. And the terminal receives the risk reminding message sent by the server and displays the risk reminding message.

After the terminal receives the risk reminding message sent by the server to indicate that the resource transfer data sent by the terminal has risks, the risk reminding message is displayed to prompt the user of the risk type corresponding to the current resource transfer data.

In one possible implementation, this step 404 includes: and the terminal receives the risk reminding message sent by the server and displays a reminding window in the resource transfer interface, wherein the reminding window comprises the risk reminding message. The risk reminding message is displayed in a window form to highlight the display effect of the risk reminding message, so that the reminding effect of the risk reminding message is ensured.

In one possible implementation, the risk reminding message includes a video playing entry, and the video playing entry is used for playing a risk reminding video matched with the risk type. For example, the video playing entry is a video playing control. By displaying the video playing inlet, the risk reminding video can be played in the risk reminding interface subsequently.

Optionally, the risk alert message further includes a cancel control, and the cancel control is configured to close the risk alert message, that is, to indicate that the second resource transfer request is cancelled. By displaying the cancellation control, the subsequent user cancels the second resource transfer request when seeing the risk reminding message, and does not perform resource transfer any more, so as to ensure the safety of resources.

It should be noted that in the embodiment of the present application, the risk reminding message is displayed by the interaction between the terminal and the server, but in another embodiment, the step 402 and the step 404 do not need to be executed, and the risk reminding message can be displayed in other ways in response to the confirmation operation in the resource transfer interface without performing the resource transfer.

405. And the terminal responds to the viewing operation of the risk reminding message and sends a video acquisition request to the server.

Wherein the video acquisition request carries a risk type. After the checking operation of the risk reminding message is detected, the fact that a risk reminding video matched with the risk type prompted by the risk reminding message needs to be played is indicated, a video obtaining request carrying the risk type is sent to a server, and therefore a follow-up server returns the risk reminding video matched with the risk type and plays the risk reminding video.

In one possible implementation, if the risk alert message includes a video play entry, then step 405 includes: and responding to the triggering operation of the video playing inlet, and sending a video acquisition request to the server.

406. The server receives a video acquisition request sent by the terminal, inquires a risk reminding video matched with a risk type carried by the video acquisition request, and sends the risk reminding video matched with the risk type to the terminal.

In the embodiment of the application, the server stores the risk reminding videos matched with multiple risk types, after receiving the video obtaining request sent by the terminal, the server inquires the risk reminding videos matched with the risk types and sends the inquired risk reminding videos to the terminal, so that the follow-up terminal can play the risk reminding videos.

In one possible implementation, this step 406 includes: the server receives a video acquisition request sent by the terminal, inquires a risk reminding video matched with the risk type in a video database in the server, and sends the inquired risk reminding video to the terminal.

The video database comprises risk reminding videos which are stored correspondingly to the multiple risk types.

In one possible implementation manner, after querying the risk reminding video, the process of sending the risk reminding video to the terminal includes: and updating the risk reminding video according to the resource transfer data to obtain an updated risk reminding video, and sending the updated risk reminding video to the terminal.

The inquired risk reminding video is updated through the resource transfer data, so that the resource transfer data is blended into the updated risk reminding video, namely, the resource transfer data is contained in the video content of the updated risk reminding video, and therefore personalized risk reminding can be realized when the updated risk reminding video is played subsequently.

Optionally, the process of updating the risk reminding video includes the following two ways:

the first mode comprises the following steps: and extracting target keywords matched with the risk reminding video from the resource transfer data, carrying out voice conversion on the target keywords to obtain voice information corresponding to the target keywords, and adding the voice information into the risk reminding video to obtain an updated risk reminding video.

The target keyword is a keyword contained in the resource transfer data, and the target keyword is matched with the risk reminding video, for example, the target keyword is a transfer party identifier in the resource transfer data. When the target keyword is subjected To Speech conversion, a Text To Speech (TTS) technology can be adopted To acquire the Speech information corresponding To the target keyword.

By adding the voice information of the target keyword into the risk reminding video, the target keyword is contained in the video content in the updated risk reminding video, so that personalized risk reminding can be realized when the updated risk reminding video is played subsequently.

For example, the information indicated by the video content in the risk alert video is "fraud is present in the current transaction, do you confirm the transaction partner? "where". star "indicates content indicated by the voice information that needs to be added, the target keyword extracted from the resource transfer data is a transferring-in name" zhang san ", the voice information corresponding to the target keyword is added to the risk reminding video, and the obtained information indicated by the video content in the updated risk reminding video is" fraud exists in the current transaction, and do you confirm whether there is no risk of fraud for zhang san of the transaction? ".

Optionally, the process of adding voice information to the risk reminding video includes: and adding the voice information into the voice filling position of the risk reminding video to obtain the updated risk reminding video.

The risk reminding video comprises a voice filling position, and after the voice information corresponding to the target keyword is obtained, the voice information is added to the voice filling position to obtain the updated risk reminding video.

For example, the risk reminding video includes a plurality of voice filling positions, each voice filling position is used for filling voice information corresponding to different keywords, according to the plurality of voice filling positions, a target keyword matched with each voice filling position is extracted from the resource transfer data, voice conversion is performed on the obtained plurality of target keywords, voice information corresponding to each target keyword is obtained, the obtained plurality of voice information are respectively added to the voice filling positions matched with the corresponding target keywords, and the updated risk reminding video is obtained.

For example, the resource transfer data includes a roll-out party name, a roll-in party name, a transaction amount, a transaction mode, a transaction time, and the like, the risk reminding video includes a plurality of voice filling positions, the plurality of voice filling positions include a voice filling position corresponding to the roll-in party name, a voice filling position corresponding to the transaction mode, and a voice filling position corresponding to the transaction time, keywords are extracted from the resource transfer data, keywords matched with each voice filling position are extracted, then, voice information corresponding to each keyword is added to the corresponding voice filling position, an updated risk reminding video is obtained, and when the updated risk reminding video is played later, the updated risk reminding video can indicate the roll-in party name, the transaction mode, and the transaction time.

It should be noted that the risk reminding video is synthesized by image information and voice information, and the image information corresponds to the voice information, so that the image information and the voice information can be synchronized when the risk reminding video is played. The risk reminding information comprises track slots, and different track slots are used for filling different voice information. In the first manner, the voice filling position is a track groove filled with voice information in the risk reminding video, the risk reminding video already includes a plurality of track grooves corresponding to the image information and the image information, voice information is already filled in part of the track grooves, after the voice information corresponding to the target keyword is obtained, the voice information corresponding to the determined target keyword is added into the corresponding track groove, so that the updated risk reminding video is obtained.

As shown in fig. 6, the risk alert video includes a picture track and a sound track, the picture track includes a plurality of picture track slots, the sound track includes a plurality of sound track slots, and the plurality of picture track slots and the plurality of sound track slots correspond to one another one to one. Filling each track groove with corresponding image information, filling each track groove with sound information matched with the image information filled in the corresponding track groove, for example, when the voice information corresponding to the target keyword is "zhang san", and the voice information is filled in the track groove 4, the information described by the voice information in the track grooves is "fraud exists in the current transaction, do you confirm that there is no fraud risk in the other party of the transaction? ".

The second way includes: the resource transfer data comprises an identifier of the transfer-out party and an identifier of the transfer-in party: and inquiring first user information of the roll-out party identifier and second user information of the roll-in party identifier, extracting target keywords matched with the risk reminding video from the first user information and the second user information, carrying out voice conversion on the target keywords to obtain voice information corresponding to the target keywords, and adding the voice information into the risk reminding video to obtain an updated risk reminding video.

The first user information is information registered by the roll-out party identifier on the server, and the second user information is information registered by the roll-in party identifier on the server, for example, the user information includes information of multiple dimensions such as name, age, mobile phone number, identification number, occupation, and the like. And if the server stores the user information corresponding to the plurality of user identifications, the corresponding user information can be inquired according to the transfer-out party identification and the transfer-in party identification. In the second manner, the process of obtaining the updated risk notification information according to the first user information and the second user information is the same as the process of obtaining the updated risk notification information according to the resource transfer data in the first manner, and is not described herein again.

407. And the terminal receives the risk reminding video sent by the server and plays the risk reminding video in the risk reminding interface.

The risk reminding interface is used for playing a risk reminding video. The embodiment of the application provides a video-based risk reminding mode, which reminds a user of the risk of current resource transfer data by playing a risk reminding video in a risk reminding interface.

In the embodiment of the application, the risk reminding video comprises image information and voice information, and when the risk reminding is performed by playing the risk reminding video, the risk reminding effect is improved by combining video contents in the risk reminding video, such as subtitles, voice information, facial expressions of characters, body languages and the like.

In one possible implementation, this step 407 includes: and the terminal receives the risk reminding video sent by the server, skips to the risk reminding interface from the resource transfer interface, and plays the risk reminding video in the risk reminding interface.

After the risk reminding video is received, the terminal jumps to the risk reminding interface from the displayed resource transfer interface so as to play the risk reminding video in the risk reminding interface to remind the risk of the current resource transfer data, the display mode of the interface is enriched, a user can watch the played risk reminding video in the risk reminding interface, and therefore the risk reminding effect is improved.

In one possible implementation manner, the process of playing the risk reminding video in the risk reminding interface includes the following two manners:

the first mode comprises the following steps: and playing the risk reminding video in the risk reminding interface, displaying the confirmation control, responding to the triggering operation of the confirmation control, and redisplaying the resource transfer interface.

And the confirmation control is used for confirming the video content in the viewing risk reminding video. And when the trigger operation of the confirmation control is detected, the video content in the risk reminding video is shown to be watched, and the resource transfer interface is redisplayed so as to reinitiate the resource transfer request in the resource transfer interface.

In one possible implementation, the first way includes: and playing a risk reminding video in the risk reminding interface, and displaying risk reminding information and a confirmation control.

The risk prompt information is used for describing video content in the risk prompt video. For example, when the risk reminding video is played in the risk reminding interface, information that a person in the risk reminding video speaks a risk related to the resource transfer data is displayed, and the risk reminding information is risk reminding information of content spoken by the person in the risk reminding video. Optionally, the risk alert information is displayed in the form of text. In the risk reminding interface, not only the risk reminding video is played, but also risk prompt information used for describing video contents in the risk reminding video is displayed, and risk reminding is carried out in various ways so as to ensure the risk reminding effect.

In one possible implementation, the first way includes: and playing a risk reminding video in the risk reminding interface, displaying risk reminding information, a confirmation control and a selection control, responding to the trigger operation of the confirmation control in the selected state of the selection control, and redisplaying a resource transfer interface.

And the selection control is used for confirming the risk prompt message. And when the selection control is in the selected state, the confirmed risk prompt information is represented, namely the risk indicated by the confirmed risk reminding video is represented, and then the resource transfer interface is redisplayed in the triggering operation of the confirmation control so as to reinitiate the resource transfer request in the resource transfer interface.

For example, a risk reminding video is played in a risk reminding interface, and risk prompt information, a confirmation control and a selection control are displayed, wherein the risk prompt information is used for indicating the risk of the current resource transfer data. When the selection control is selected, the user is indicated to know the risk of the current resource transfer data, the resource transfer interface is displayed again and a confirmation message is sent to the server when the confirmation control is triggered, the server generates a confirmation protocol according to the confirmation message, the confirmation protocol comprises the current login user identification, the confirmation protocol is used for indicating that the user confirms the risk of the current resource transfer data, and the server stores the confirmation protocol. Subsequently, if the user identifier causes resource loss due to the risk of the resource transfer data, the confirmation protocol stored in the server can be used as a certificate to prove that the user confirms the risk of the resource transfer data, so that disputes are avoided.

For example, a risk reminding video is played in the risk reminding interface, and risk prompt information, a confirmation control and a selection control are displayed, wherein the risk prompt information is used for indicating that when the resource transfer data is not in compliance, target operation can be executed on the resource transfer function of the transfer party identifier, such as short-term or permanent limitation of the resource transfer function of the transfer party identifier. Upon selection of the selection control, the referrer has permitted to perform a target operation on the resource transfer function identified by the referrer when the resource transfer data is not compliant. And when the resource transfer data is not in compliance, the transfer party executes target operation on the resource transfer function of the transfer party identifier, and the server stores the confirmation protocol. And subsequently, if the resource transfer is carried out again according to the resource transfer data and the resource transfer data is not compliant, the confirmation protocol can be used as a certificate to limit the resource transfer function of the transfer party identifier.

Optionally, in the risk alert interface, when the selection control is selected, the selection control presents a first display state, and when the selection control is not selected, the selection control presents a second display state. The first display state is different from the second display state and is used for distinguishing whether the selection control is selected or not. For example, the selection control is displayed in a box, the check number is displayed in the box when the selection control is in the first display state, and the box is empty when the selection control is in the second display state.

Optionally, when the risk reminding video is played in the risk reminding interface, displaying a confirmation control and a selection control which are in an inactivated state, responding to a selection operation on the selection control, displaying that the state of the confirmation control is switched to an activated state, and responding to a trigger operation on the confirmation control which is in an activated state, and redisplaying the resource transfer interface.

When the confirmation control is in the inactivated state, the triggering operation cannot be executed on the confirmation control, and when the confirmation control is in the activated state, the triggering operation can be executed on the confirmation control. When the confirmation control is in different states, the display effect of the confirmation control is different. For example, the confirmation control may be grayed out when the confirmation control is in the inactive state and highlighted when the confirmation control is in the active state.

In one possible implementation, the first way includes: and playing a risk reminding video in the risk reminding interface, displaying a confirmation control and an information input area, responding to the trigger operation of the confirmation control, verifying the input information in the information input area, and displaying the resource transfer interface again after the input information is verified.

The information input area is used for indicating that a user can input information in the information input area, wherein the information is indicated by the input risk reminding video. For example, the risk alert video indicates "please input the personal name", and the information input area is used to indicate the personal name indicated by the input risk alert video. Optionally, the information input area is a text input box in which the user can input text information. Alternatively, the information input area is a voice input area in which a user can input voice information.

And acquiring input information in the information input area by triggering a confirmation control in the risk reminding interface, verifying the input information, and displaying the resource transfer interface again only under the condition that the verification is passed so as to ensure that the user knows the video content in the risk reminding video, thereby ensuring the risk reminding effect. And only under the condition that the verification is passed, the resource transfer interface is displayed again, and a subsequent user can initiate a resource transfer request again on the resource transfer interface so as to ensure the security of resource transfer.

For example, the risk reminding video indicates "please input the name of the person", and the resource transfer interface is redisplayed only when the input information in the information input area is the real name of the currently logged-in account, so that a subsequent user can initiate a resource transfer request again on the resource transfer interface.

It should be noted that, in the embodiment of the present application, the input information is included in the information input area, and the description is given under the condition that the input information is verified, but in another embodiment, after the risk reminding video is played in the risk reminding interface and the confirmation control and the information input area are displayed, the method further includes other manners.

In a possible implementation manner, under the condition that the information input area is empty, in response to a trigger operation on the confirmation control, a second reminding message is displayed in the risk reminding interface, and the second reminding message prompts that the input information in the information input area is not acquired. And displaying a second reminding message on the risk reminding interface to indicate that the user can input information in the information input area.

In another possible implementation manner, in response to the trigger operation of the confirmation control, the input information in the information input area is verified, if the input information is not verified, a third reminding message is displayed in the risk reminding interface, and the third reminding message is used for reminding that the input information in the information input area is not verified. And displaying the third reminding message in the risk reminding interface to enable the user to know that the input information in the current information input area is wrong, so that the subsequent user can input information in the information input area again.

The second way includes: and playing the first video clip in the risk reminding interface, displaying the first confirmation control, responding to the triggering operation of the first confirmation control, and playing the second video clip in the risk reminding interface.

In this embodiment of the application, the risk reminding video includes a plurality of video segments, a first video segment is any one of the video segments in the risk reminding video, a second video segment is a video segment associated with the first video segment, and the first confirmation control is used for confirming that the video content in the first video segment is watched. When a first video clip in the multiple video clips is played in the risk reminding interface, when the triggering operation of the first confirmation control is detected to indicate that the user confirms to watch the video content in the first video clip, a second video clip watched with the first video clip is played for the user to continuously watch the video content.

The risk reminding video provided by the embodiment of the application is an interactive video, the risk reminding video is divided into a plurality of video segments, and the next video segment is played only under the condition that the currently played video segment is confirmed to be watched, so that a user can respectively watch the video segments to know the risk of resource transfer data, namely, the risk reminding is realized in an interactive video mode based on the effect that the video segments are played by the user in a risk reminding interface, and the risk reminding effect is improved.

In one possible implementation, a first video clip is played in the risk alert interface, and first risk prompt information and a first confirmation control are displayed. Wherein the first risk hint information is used to describe the video content in the first video segment.

In one possible implementation, the second manner includes: and playing the first video clip in the risk reminding interface, displaying the first risk prompt information, the first confirmation control and the first selection control, and playing the second video clip in the risk reminding interface in response to the triggering operation of the first confirmation control under the condition that the first selection control is selected.

The first selection control is used for confirming the first risk prompt message. This step is similar to the scheme for displaying the selection control in the first mode, and is not described herein again.

In one possible implementation, the second manner includes: the method comprises the steps of playing a first video clip on a risk reminding interface, displaying a first confirmation control and a first information input area, responding to the triggering operation of the first confirmation control, verifying input information in the first information input area, and playing a second video clip in the risk reminding interface after the input information is verified.

The second video clip is related to the first video clip and is used for playing when the verification is passed, and the first information input area is used for indicating information indicated by inputting the first video clip. And acquiring input information in the first information input area during the triggering operation of the first confirmation control, verifying the input information, and playing the next video clip only under the condition that the verification is passed so as to ensure that the user knows the video content in the currently played video clip, thereby ensuring the risk reminding effect.

Optionally, after verifying the input information, the method further comprises: and if the input information fails to be verified, playing a third video clip in the risk reminding interface.

And the third video clip is a video clip which is related to the first video clip and is used for playing when the verification fails. After the input information is verified unsuccessfully, the third video segment is played, so that the verification failure can be reminded through the played third video segment subsequently.

For example, after the input information is verified unsuccessfully, a third video clip is played in the risk reminding interface, a second confirmation control and a second information input area are displayed, the input information in the second information input area is verified again in response to the triggering operation of the second confirmation control, and after the input information is verified, the second video clip is played in the risk reminding interface. Wherein the second video segment is also associated with a third video segment.

In one possible implementation, based on the second manner, the method further includes: and responding to the trigger operation of the confirmation control corresponding to the target video clip in the risk reminding video, and redisplaying the resource transfer interface.

The target video clip is any one of a plurality of video clips included in the risk reminding video. And the terminal plays a plurality of risk video clips in the risk reminding interface according to a second mode, when the target video clip is played in the risk reminding interface, the risk reminding interface also displays a confirmation control corresponding to the target video clip, and when the confirmation control is triggered to indicate that the risk reminding video is confirmed to be watched, the resource transfer interface is displayed again so as to initiate a resource transfer request in the resource transfer interface again in the following process.

In the second way, the risk reminding video comprises a plurality of video clips, and the video clips can exist in different forms.

In one possible implementation, the risk reminder video is composed of the plurality of video segments. For example, the duration of the risk reminding video is 20 minutes, the risk reminding video includes 4 video clips, the first video clip is a 0-5 minute video clip in the risk reminding video, the second video clip is a 5-10 minute video clip in the risk reminding video, the third video clip is a 10-15 minute video clip in the risk reminding video, and the fourth video clip is a 15-20 minute video clip in the risk reminding video.

Optionally, after playing the first video segment, the process of playing the second video segment includes: and responding to the triggering operation of the first confirmation control, and playing the second video clip in the risk reminding interface according to the starting time point of the second video clip associated with the first confirmation control.

The first confirmation control is associated with the starting time point of the second video segment associated with the first video segment. After the triggering operation of the first confirmation control is performed, the current playing time point of the risk reminding video jumps to the starting time point of a second video segment in the risk reminding video for playing, so that the effect of playing the second video segment in the risk reminding interface is realized.

In one possible implementation, each video clip is a complete video among a plurality of video clips included in the risk alert video. I.e. the plurality of complete segments are combined into the risk alert video.

Optionally, after playing the first video segment, the playing the second video segment includes: responding to the triggering operation of the first confirmation control, sending a video acquisition request to a server, wherein the video acquisition request carries a video identifier of a second video segment associated with the first video segment, after receiving the video acquisition request, the server inquires the second video segment corresponding to the video identifier, sends the second video segment to a terminal, and the terminal receives the second video segment and plays the second video segment in a risk reminding interface.

The process of acquiring the second video segment by the terminal through interaction with the server is similar to the step 406, and is not described herein again.

It should be noted that, in the two manners, in the process of playing the risk reminding video on the risk reminding interface, interaction is performed through a control or an information input area displayed in the risk reminding interface, and interaction can also be performed through a sound interaction manner, an eye movement interaction manner or a gesture interaction manner.

For example, in the process that the terminal plays the risk reminding video on the risk reminding interface, the terminal acquires the input voice information and executes the confirmation operation on the risk reminding video or the operation of inputting the information according to the voice information. Or in the process that the terminal plays the risk reminding video on the risk reminding interface, the terminal shoots the eye movement information of the user, and the confirmation operation on the risk reminding video or the operation of inputting the information is executed according to the eye movement information. Or in the process that the terminal plays the risk reminding video on the risk reminding interface, the terminal shoots the hand action of the user, and the confirmation operation or the information input operation on the risk reminding video is executed according to the hand action.

It should be noted that in the embodiment of the present application, the risk reminding video is played by interacting between the terminal and the server, and in another embodiment, step 405 and step 407 need not be executed, and in response to the viewing operation of the risk reminding message, the risk reminding video matched with the risk type corresponding to the resource transfer data can be played in the risk reminding interface in other ways.

It should be noted that in the embodiment of the present application, the risk reminding video is played by interacting between the terminal and the server, and in another embodiment, step 405 and step 407 do not need to be executed, and other ways can be adopted to respond to the viewing operation of the risk reminding message and play the risk reminding video in the risk reminding interface.

In a possible implementation manner, the risk reminding message includes a video playing entry, the video playing entry is associated with a video identifier of the risk reminding video, and the process of playing the risk reminding video through the risk reminding message includes: the method comprises the steps that a terminal responds to triggering operation of a video playing inlet, sends a video obtaining request to a server, the server inquires a risk reminding video which is carried by the video obtaining request and corresponds to a video identifier associated with the video playing inlet, sends the risk reminding video to the terminal, the terminal receives the risk reminding video sent by the server, and plays the risk reminding video in a risk reminding interface.

In a possible implementation manner, the risk reminding message includes a video playing entry, and the process of playing the risk reminding video through the risk reminding message includes: and responding to the triggering operation of the video playing inlet, and playing the risk reminding video in the risk reminding interface.

408. And the terminal responds to the re-confirmation operation in the redisplayed resource transfer interface and sends a first resource transfer request carrying the resource transfer data and the risk confirmation message to the server.

Wherein, the risk confirmation message is used for indicating that the watched and risk reminding video is confirmed, namely representing the risk of the confirmed resource transfer data. In the embodiment of the application, the risk confirmation message can be used as a credential for confirming the risk of the resource transfer data by the user. For example, the risk confirmation message can indicate that the user has confirmed the identity of the payee, or that the payment has been confirmed to be lost for self liability, and so forth.

In one possible implementation manner, the process of acquiring the risk confirmation message by the terminal includes: and playing a risk reminding video in the risk reminding interface, displaying a confirmation control, responding to the trigger operation of the confirmation control, redisplaying a resource transfer interface, and generating the risk confirmation message.

In another possible implementation manner, the risk reminding video includes a plurality of video segments, and the process of acquiring the risk confirmation message by the terminal includes: and playing the target video clip in the risk reminding interface, displaying a confirmation control corresponding to the target video clip, responding to the triggering operation of the confirmation control, redisplaying the resource transfer interface, and generating the risk confirmation message.

And sending a first resource transfer request to the server through the reconfirmation operation in the resource transfer interface so as to request the server to transfer the resources according to the first resource transfer request.

It should be noted that step 408 is similar to step 402, and is not described herein again.

409. The server receives a first resource transfer request sent by the terminal, and transfers resources according to the resource transfer data under the condition that the first resource transfer request carries the risk confirmation message.

After the server receives the first resource transfer request, under the condition that the first resource transfer request carries a risk confirmation message, the risk of the confirmed resource transfer data is indicated, and then the resource transfer is directly carried out according to the resource transfer book.

In one possible implementation manner, the resource transfer data includes an identifier of the transferring-out party, an identifier of the transferring-in party, and a resource quantity, and the resource transfer process includes: and transferring the resources of the resource quantity in the resource account of the transfer party identifier into the resource account of the transfer party identifier.

It should be noted that, in the embodiment of the present application, a case that resource transfer data carried by a second resource transfer request has a risk is described, and in another embodiment, after the server receives the second resource transfer request, the method further includes: and under the condition that the resource transfer is not carried out, carrying out risk detection on the resource transfer data, and responding to the passing of the detection on the resource transfer data, and carrying out resource transfer according to the resource transfer data.

It should be noted that in the embodiment of the present application, after the terminal redisplays the resource transfer interface, the terminal detects the reconfirmation operation in the resource transfer interface, and sends the resource transfer request to the server, and the server performs the resource transfer, whereas in another embodiment, the terminal can adopt other ways to perform the resource transfer according to the resource transfer data in response to the reconfirmation operation in the resource transfer interface without performing step 408 and 409.

And under the condition that the resource transfer is not carried out, the risk detection is carried out on the resource transfer data, and then the risk type corresponding to the resource transfer data is reminded to the user in a mode of playing a risk reminding video, so that the problem of resource loss caused by the risk of the resource transfer data is solved, and the safety of the resource transfer is ensured, namely the safety of online payment is ensured.

In addition, according to the method provided by the embodiment of the application, the risk reminding video comprises a plurality of video clips, and the plurality of video clips are played based on the operation executed by the user on the risk reminding interface, so that the risk reminding is realized based on an interactive video mode, and the risk reminding effect is improved.

And through the interactive video explanation and the risk reminding video confirmation mode, the user can independently confirm the risk of the resource transfer data to obtain the risk confirmation message, the resource transfer can be carried out only under the condition of the risk confirmation message, and the probability that the user complains on the payment platform due to the resource loss caused by the risk of the resource transfer data is reduced.

Based on the risk reminding method provided in the above embodiment, taking the example that the risk reminding video includes a plurality of video segments, after the resource transfer interface displayed by the terminal initiates the second resource transfer request, in the process of finally initiating the first resource transfer request again on the resource transfer interface displayed again, the interface displayed by the terminal is as shown in fig. 7.

After determining that the user needs to pay for the money of the gambling risk, the terminal displays a risk reminding message corresponding to the gambling risk type on the resource transfer interface, and displays the risk reminding message on the resource transfer interface, as shown in an interface 701.

After the user clicks the trigger operation of the "watch reminder" control in the risk reminder message, the terminal plays the first video clip in the risk reminder interface, and displays the risk reminder information and the "next" control corresponding to the first video clip, as shown in the interface 702, where the risk reminder information includes the reason for the risk reminder, the reminder time, and the description information of the gambling risk type, which are stated in the first video clip. During the playing of the first video segment, the characters in the video segment will show more serious and formal facial expressions, informing the user that the transaction at that time is at risk of gambling.

When the user clicks the "next" control, the terminal plays the second video clip on the risk reminding interface, and displays the risk prompt information, the selection control and the "next" control corresponding to the second video clip, as shown in an interface 703, the selection control is used for confirming the behavior belonging to the gambling risk type, and the risk prompt information includes the behavior belonging to the gambling risk type and taught in the second video clip.

In the state that the selection control is selected, the user clicks the 'next' control, the terminal plays the third video clip on the risk reminding interface, and risk reminding information, a text input box and the 'next' control corresponding to the third video clip are displayed, as shown in an interface 704, the risk reminding information comprises the name of the person required to be input in the text input box and stated in the second video clip. The real person in the third video segment asks "to ensure that the operation is personal, please enter the real name of the real name person in the account".

After the user inputs 'zhang san' in the text input box, the user clicks a 'next step' control, after the user clicks 'confirm', the real person in the second video clip replies 'understanding', the terminal plays the fourth video clip on the risk reminding interface, and displays risk prompt information, a selection control and a 'next step' control corresponding to the fourth video clip, as shown in an interface 705, the selection control is used for confirming the risk items spoken by the fourth video clip, and the risk prompt information comprises the risk items spoken in the fourth video clip.

In the selected state of the selection control, the user clicks the "next" control, the terminal plays the fifth video segment on the risk reminding interface, and displays the risk prompt information corresponding to the fifth video segment and the "confirm" control, as shown in the interface 706, the risk prompt information includes the risk of the confirmed resource transfer request stated in the second video segment. And after the user clicks the 'confirm' control, the terminal redisplays the resource transfer interface, and the resource transfer request is initiated again in the resource transfer interface redisplayed by the user for resource transfer.

And when the terminal plays the video clip in the risk reminding interface, displaying a video reminding message in the risk reminding interface, wherein the video reminding message is used for reminding the currently played video as a recorded video instead of a real-time video so as to avoid that the user mistakenly thinks that the played video is a video of a video call.

Fig. 8 is a risk reminding process provided in an embodiment of the present application, and as shown in fig. 8, the process includes:

1. the server judges whether the current transaction has risks, if so, the server carries out normal payment on the current transaction, and if so, the server sends a risk reminding message to the terminal.

2. The terminal displays a risk reminding message on the payment interface, the risk reminding message comprises a video watching control, and when a user clicks the video watching control, the risk reminding interface is displayed.

3. The terminal plays a video clip 1 in the risk reminding video in the risk reminding interface, and a real person in the video clip 1 explains the risk existing in the current transaction; the user clicks the confirmation control, the video clip 2 in the risk reminding video is played in the risk reminding interface, and the real person in the video clip 2 guides the user to give up the payment operation and needs to confirm the information; after the user inputs information, clicking a next step control, playing a video clip 3 in the risk reminding video in a risk reminding interface, and leading a real person in the video clip 3 to give up payment operation and requiring the user to confirm the information again; after the user inputs information, clicking a next step control, playing a video segment 4 in the risk reminding video in a risk reminding interface, and summarizing the current risk by a real person in the video segment 4; when the user clicks the "continue payment" control, the user returns to the payment interface, after which the payment request can be initiated again at the payment interface.

When the terminal plays any video clip in the risk reminding video in the risk reminding interface, the user can close the risk reminding page, if the user closes the risk reminding page, the terminal displays the payment interface, and the user can intercept again when the payment interface initiates a payment request, namely, the risk reminding message is displayed again.

Fig. 9 is a resource transfer process provided in an embodiment of the present application, and as shown in fig. 9, an interaction subject includes a terminal and a server, where the process includes:

1. the payer sends a payment request to the server through the terminal.

2. The server receives the payment request, calls a risk detection model, carries out risk detection on payment data in the payment request, determines whether the payment data has risks, and determines the risk type or the risk level corresponding to the payment data if the payment data has risks. If the payment data is determined to have no risk, normal transaction is carried out, and the resources of the payer are transferred to the payee according to the payment request; if the payment data is determined to have risks, inquiring a risk reminding video corresponding to the risk type corresponding to the payment data through a video Development tool, such as a video SDK (Software Development Kit), in the server, updating the inquired risk reminding video according to the payment data, and sending the updated risk reminding video to a terminal of the payer.

3. And after receiving the risk reminding video, the terminal plays the risk reminding video in the risk reminding page, and the user continues to send a payment request to the server after determining the risk.

4. The server receives the payment request, after determining that the payment request carries the risk confirmation message, the server cancels the interception of the payment request, carries out payment according to the payment request, and sends a payment success message to the terminal of the payer after the payment is successful, so as to prompt the payer to transfer funds to the payee.

Fig. 10 is a schematic structural diagram of a risk reminding device provided in an embodiment of the present application, and as shown in fig. 10, the device includes:

a display module 1001, configured to display a resource transfer interface, where the resource transfer interface includes resource transfer data, and the resource transfer interface is configured to confirm resource transfer according to the resource transfer data;

the display module 1001 is further configured to display a risk reminding message in response to a confirmation operation in the resource transfer interface without performing resource transfer;

the playing module 1002 is configured to play a risk reminding video in a risk reminding interface in response to a viewing operation on a risk reminding message;

a sending module 1003, configured to respond to a reconfirmation operation in the redisplayed resource transfer interface after the risk reminding video is played, and perform resource transfer according to the resource transfer data.

The embodiment of the application provides a risk reminding mode based on a video, when resource transfer is carried out, risk reminding is carried out by playing the risk reminding video, reminding in a character form is not needed, resource loss caused by neglecting a reminding message in the character form is reduced, reminding patterns are enriched, and therefore the reminding effect is improved.

In one possible implementation, as shown in fig. 11, the playing module 1002 includes:

the playing unit 1021 is used for playing the risk reminding video in the risk reminding interface and displaying a confirmation control, wherein the confirmation control is used for confirming the watching of the video content in the risk reminding video;

and a display unit 1022, configured to redisplay the resource transfer interface in response to a triggering operation on the confirmation control.

In another possible implementation manner, the playing unit 1021 is configured to play a risk reminding video in the risk reminding interface, and display risk prompt information and a confirmation control, where the risk prompt information is used to describe video content in the risk reminding video.

In another possible implementation manner, the playing unit 1021 is configured to play a risk reminding video in a risk reminding interface, and display risk reminding information, a confirmation control, and a selection control, where the selection control is used to confirm the risk reminding information;

the display unit 1022 is configured to redisplay the resource transfer interface in response to a triggering operation on the confirmation control in a state where the selection control is selected.

In another possible implementation manner, the playing unit 1021 is configured to play a risk reminding video in the risk reminding interface, and display a confirmation control and an information input area, where the information input area is used for indicating information indicated by the input risk reminding video;

a display unit 1022, configured to verify input information in the information input area in response to a trigger operation on the confirmation control; and after the input information is verified, redisplaying the resource transfer interface.

In another possible implementation manner, the risk reminding video includes a plurality of video segments, as shown in fig. 11, the playing module 1002 includes:

the playing unit 1021 is used for playing the first video segment in the risk reminding interface and displaying a first confirmation control, wherein the first confirmation control is used for confirming that the video content in the first video segment is watched;

the playing unit 1021 is further configured to play the second video segment in the risk alert interface in response to the trigger operation on the first confirmation control;

the first video clip is any one of the risk reminding videos, and the second video clip is a video clip related to the first video clip.

In another possible implementation manner, the playing unit 1021 is configured to play the first video segment in the risk reminding interface, and display first risk prompt information and a first confirmation control, where the first risk prompt information is used to describe video content in the first video segment.

In another possible implementation manner, the playing unit 1021 is configured to play the first video segment in the risk reminding interface, and display the first risk prompt information, the first confirmation control, and the first selection control, where the first selection control is used to confirm the first risk prompt information;

the playing unit 1021 is further configured to play the second video segment in the risk reminding interface in response to the triggering operation of the first confirmation control in the state where the first selection control is selected.

In another possible implementation manner, the played unit 1021 is configured to play the first video segment on the risk reminding interface, and display the first confirmation control and the first information input area, where the first information input area is used to indicate that information indicated by the first video segment is input;

the playing unit 1021 is further used for responding to the triggering operation of the first confirmation control and verifying the input information in the first information input area; and after the input information is verified, playing a second video clip in the risk reminding interface, wherein the second video clip is a video clip which is associated with the first video clip and is used for playing when the verification is passed.

In another possible implementation manner, the playing module 1002 is further configured to play a third video segment in the risk reminding interface when the input information fails to be verified, where the third video segment is a video segment associated with the first video segment and used for playing when the verification fails.

In another possible implementation manner, the display module 1001 is further configured to redisplay the resource transfer interface in response to a triggering operation of a confirmation control corresponding to a target video segment in the risk alert video.

In another possible implementation manner, the playing unit 1021 is further configured to, in response to a triggering operation on the first confirmation control, play the second video segment in the risk reminding interface according to a starting time point of the second video segment associated with the first confirmation control.

In another possible implementation manner, the sending module 1003 is configured to send, in response to a reconfirmation operation in the redisplayed resource transfer interface, a first resource transfer request carrying resource transfer data and a risk confirmation message to the server, where the server is configured to perform resource transfer according to the resource transfer data when the first resource transfer request carries the risk confirmation message.

In another possible implementation manner, the risk reminding message includes a video play entry, and the playing module 1002 is configured to play the risk reminding video in the risk reminding interface in response to a trigger operation on the video play entry.

In another possible implementation manner, the resource transfer interface includes resource transfer data, the risk reminding message is used to remind a risk type corresponding to the resource transfer data, and the playing module 1002 is used to play a risk reminding video matched with the risk type corresponding to the resource transfer data in the risk reminding interface in response to a viewing operation on the risk reminding message.

In another possible implementation manner, as shown in fig. 11, the playing module 1002 includes:

the sending unit 1023 is used for responding to the checking operation of the risk reminding message and sending a video obtaining request to the server, wherein the video obtaining request carries the risk type, and the server is used for inquiring the risk reminding video matched with the risk type and returning the risk reminding video;

the receiving unit 1024 is configured to receive the risk reminding video sent by the server, and play the risk reminding video in the risk reminding interface.

In another possible implementation manner, the risk reminding message includes a video playing entry, the video playing entry is associated with a video identifier of the risk reminding video, and the playing module 1002 is configured to send a video obtaining request to the server in response to a triggering operation on the video playing entry, where the video obtaining request carries the video identifier associated with the video playing entry, and the server is configured to query the risk reminding video corresponding to the video identifier and return the risk reminding video; and receiving the risk reminding video sent by the server, and playing the risk reminding video in a risk reminding interface.

In another possible implementation manner, the resource transfer interface includes resource transfer data, and the display module 1001 is further configured to send a second resource transfer request carrying the resource transfer data to the server in response to a confirmation operation in the resource transfer interface, where the server is configured to perform risk detection on the resource transfer data without performing resource transfer, obtain a risk type, and return a risk notification message matched with the risk type; and receiving a risk reminding message sent by the server, and displaying the risk reminding message.

It should be noted that: the risk reminding device provided in the above embodiment is only illustrated by dividing the functional modules, and in practical applications, the function distribution can be completed by different functional modules according to needs, that is, the internal structure of the terminal is divided into different functional modules, so as to complete all or part of the functions described above. In addition, the risk reminding device and the risk reminding method provided by the above embodiments belong to the same concept, and the specific implementation process is described in the method embodiments in detail, which is not described herein again.

Fig. 12 is a schematic structural diagram of a risk reminding device according to an embodiment of the present application, and as shown in fig. 12, the risk reminding device includes:

a receiving module 1201, configured to receive a second resource transfer request sent by the terminal, where the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in a resource transfer interface, the resource transfer interface includes the resource transfer data, and the resource transfer interface is used to confirm resource transfer according to the resource transfer data;

the detecting module 1202 is configured to perform risk detection on the resource transfer data under the condition that the resource transfer is not performed, so as to obtain a risk type corresponding to the resource transfer data;

a sending module 1203, configured to send a risk reminding video matched with the risk type to the terminal, and play the risk reminding video in the risk reminding interface by the terminal.

The embodiment of the application provides a risk reminding mode based on a video, when resource transfer is carried out, the risk reminding mode is carried out by playing the risk reminding video, reminding in a character form is not needed, resource loss caused by neglecting a reminding message in the character form is reduced, reminding patterns are enriched, and therefore the reminding effect is improved.

In one possible implementation, the resource transfer data includes a transfer-in party identification; as shown in fig. 13, the detection module 1202 includes:

a query unit 1221, configured to query a historical operation record of the transfer party identifier;

and the detecting unit 1222 is configured to perform risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier, so as to obtain a risk type.

In another possible implementation manner, the detecting unit 1222 is configured to invoke a risk detection model, perform risk detection on the resource transfer data according to the historical operation record of the transfer-in party identifier, and obtain a risk type.

In another possible implementation manner, as shown in fig. 13, the sending module 1203 includes:

a sending unit 1231, configured to send a risk reminding message matching the risk type to the terminal, and the terminal displays the risk reminding message in the resource transfer interface;

a receiving unit 1232, configured to receive a video acquisition request sent by a terminal, where the video acquisition request carries a risk type, and the video acquisition request is sent by the terminal in response to a viewing operation performed on a risk notification message;

the sending unit 1231 is further configured to send, in response to the video obtaining request, a risk reminding video matched with the risk type to the terminal, and the terminal plays the risk reminding video in the risk reminding interface.

In another possible implementation manner, the sending unit 1231 is further configured to update the risk reminding video according to the resource transfer data, so as to obtain an updated risk reminding video; and sending the updated risk reminding video to the terminal.

In another possible implementation manner, the sending unit 1231 is further configured to extract a target keyword matched with the risk reminding video from the resource transfer data; performing voice conversion on the target keyword to obtain voice information corresponding to the target keyword; and adding the voice information into the risk reminding video to obtain an updated risk reminding video.

In another possible implementation manner, the sending unit 1231 is further configured to add the voice information to the voice filling position of the risk reminding video, so as to obtain the updated risk reminding video.

In another possible implementation manner, the receiving module 1201 is further configured to receive a first resource transfer request sent by the terminal, where the first resource transfer request is sent by the terminal in response to a reconfirmation operation in the resource transfer interface, and the first resource transfer request carries the resource transfer data and the risk confirmation message;

a resource transferring module 1204, configured to, when the first resource transferring request carries the risk confirmation message, perform resource transferring according to the resource transferring data.

It should be noted that: the risk reminding device provided in the above embodiment is exemplified by only the division of the above functional modules, and in practical applications, the functions can be allocated by different functional modules according to needs, that is, the internal structure of the server is divided into different functional modules, so as to complete all or part of the functions described above. In addition, the risk reminding device and the risk reminding method provided by the above embodiments belong to the same concept, and the specific implementation process is described in the method embodiments in detail, which is not described herein again.

The embodiment of the present application further provides a computer device, where the computer device includes a processor and a memory, where the memory stores at least one computer program, and the at least one computer program is loaded and executed by the processor to implement the operations performed in the risk reminding method of the foregoing embodiment.

Optionally, the computer device is provided as a terminal. Fig. 14 shows a block diagram of a terminal 1400 according to an exemplary embodiment of the present application. The terminal 1400 may be a portable mobile terminal such as: a smart phone, a tablet computer, an MP3 player (Moving Picture Experts Group Audio Layer III, motion video Experts compression standard Audio Layer 3), an MP4 player (Moving Picture Experts Group Audio Layer IV, motion video Experts compression standard Audio Layer 4), a notebook computer, or a desktop computer. Terminal 1400 can also be referred to as user equipment, a portable terminal, a laptop terminal, a desktop terminal, or other names.

Terminal 1400 includes: a processor 1401, and a memory 1402.

Processor 1401 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and so forth. The processor 1401 may be implemented in at least one hardware form of DSP (Digital Signal Processing), FPGA (Field-Programmable Gate Array), PLA (Programmable Logic Array). Processor 1401 may also include a main processor and a coprocessor, where the main processor is a processor for Processing data in an awake state, and is also referred to as a Central Processing Unit (CPU); a coprocessor is a low power processor for processing data in a standby state. In some embodiments, the processor 1401 may be integrated with a GPU (Graphics Processing Unit) that is responsible for rendering and drawing content that the display screen needs to display. In some embodiments, processor 1401 may further include an AI (Artificial Intelligence) processor for processing computing operations related to machine learning.

Memory 1402 may include one or more computer-readable storage media, which may be non-transitory. Memory 1402 may also include high speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in the memory 1402 is used to store at least one computer program for execution by the processor 1401 to implement the risk alert method provided by the method embodiments herein.

In some embodiments, terminal 1400 may further optionally include: a peripheral device interface 1403 and at least one peripheral device. The processor 1401, the memory 1402, and the peripheral device interface 1403 may be connected by buses or signal lines. Each peripheral device may be connected to the peripheral device interface 1403 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: at least one of radio frequency circuitry 1404, a display 1405, a camera assembly 1406, audio circuitry 1407, a positioning assembly 1408, and a power supply 1409.

The peripheral device interface 1403 can be used to connect at least one peripheral device related to I/O (Input/Output) to the processor 1401 and the memory 1402. In some embodiments, the processor 1401, memory 1402, and peripheral interface 1403 are integrated on the same chip or circuit board; in some other embodiments, any one or both of the processor 1401, the memory 1402, and the peripheral device interface 1403 may be implemented on a separate chip or circuit board, which is not limited in this embodiment.

The Radio Frequency circuit 1404 is used for receiving and transmitting RF (Radio Frequency) signals, also called electromagnetic signals. The radio frequency circuit 1404 communicates with a communication network and other communication devices by electromagnetic signals. The rf circuit 1404 converts an electrical signal into an electromagnetic signal to transmit, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 1404 includes: an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and so forth. The radio frequency circuit 1404 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocols include, but are not limited to: the world wide web, metropolitan area networks, intranets, generations of mobile communication networks (2G, 3G, 4G, and 5G), Wireless local area networks, and/or WiFi (Wireless Fidelity) networks. In some embodiments, the radio frequency circuit 1404 may further include NFC (Near Field Communication) related circuits, which are not limited in this application.

The display screen 1405 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When the display screen 1405 is a touch display screen, the display screen 1405 also has the ability to capture touch signals on or over the surface of the display screen 1405. The touch signal may be input to the processor 1401 for processing as a control signal. At this point, the display 1405 may also be used to provide virtual buttons and/or virtual keyboards, also referred to as soft buttons and/or soft keyboards. In some embodiments, the display 1405 may be one, disposed on the front panel of the terminal 1400; in other embodiments, the display 1405 may be at least two, respectively disposed on different surfaces of the terminal 1400 or in a foldable design; in other embodiments, display 1405 may be a flexible display disposed on a curved surface or on a folded surface of terminal 1400. Even more, the display 1405 may be arranged in a non-rectangular irregular pattern, i.e., a shaped screen. The Display 1405 may be made of LCD (Liquid Crystal Display), OLED (Organic Light-Emitting Diode), or other materials.

The camera assembly 1406 is used to capture images or video. Optionally, camera assembly 1406 includes a front camera and a rear camera. The front camera is arranged on the front panel of the terminal, and the rear camera is arranged on the back of the terminal. In some embodiments, the number of the rear cameras is at least two, and each rear camera is any one of a main camera, a depth-of-field camera, a wide-angle camera and a telephoto camera, so that the main camera and the depth-of-field camera are fused to realize a background blurring function, and the main camera and the wide-angle camera are fused to realize panoramic shooting and VR (Virtual Reality) shooting functions or other fusion shooting functions. In some embodiments, camera assembly 1406 may also include a flash. The flash lamp can be a single-color temperature flash lamp or a double-color temperature flash lamp. The double-color-temperature flash lamp is a combination of a warm-light flash lamp and a cold-light flash lamp, and can be used for light compensation at different color temperatures.

The audio circuit 1407 may include a microphone and a speaker. The microphone is used for collecting sound waves of a user and the environment, converting the sound waves into electric signals and inputting the electric signals to the processor 1401 for processing, or inputting the electric signals to the radio frequency circuit 1404 for realizing voice communication. For stereo capture or noise reduction purposes, multiple microphones may be provided, each at a different location of terminal 1400. The microphone may also be an array microphone or an omni-directional pick-up microphone. The speaker is then used to convert electrical signals from the processor 1401 or the radio frequency circuit 1404 into sound waves. The loudspeaker can be a traditional film loudspeaker or a piezoelectric ceramic loudspeaker. When the speaker is a piezoelectric ceramic speaker, the speaker can be used for purposes such as converting an electric signal into a sound wave audible to a human being, or converting an electric signal into a sound wave inaudible to a human being to measure a distance. In some embodiments, the audio circuit 1407 may also include a headphone jack.

The positioning component 1408 serves to locate the current geographic position of the terminal 1400 for navigation or LBS (Location Based Service). The Positioning component 1408 may be based on the Positioning component of the GPS (Global Positioning System) in the united states, the beidou System in china, or the galileo System in russia.

Power supply 1409 is used to power the various components of terminal 1400. The power source 1409 can be alternating current, direct current, disposable, or rechargeable. When the power source 1409 comprises a rechargeable battery, the rechargeable battery can be a wired rechargeable battery or a wireless rechargeable battery. The wired rechargeable battery is a battery charged through a wired line, and the wireless rechargeable battery is a battery charged through a wireless coil. The rechargeable battery may also be used to support fast charge technology.

In some embodiments, terminal 1400 also includes one or more sensors 1410. The one or more sensors 1410 include, but are not limited to: acceleration sensor 1411, gyroscope sensor 1412, pressure sensor 1413, fingerprint sensor 1414, optical sensor 1415, and proximity sensor 1416.

The acceleration sensor 1411 may detect the magnitude of acceleration on three coordinate axes of a coordinate system established with the terminal 1400. For example, the acceleration sensor 1411 may be used to detect components of the gravitational acceleration in three coordinate axes. The processor 1401 can control the display 1405 to display a user interface in a landscape view or a portrait view according to the gravitational acceleration signal collected by the acceleration sensor 1411. The acceleration sensor 1411 may also be used for the acquisition of motion data of a game or a user.

The gyro sensor 1412 may detect a body direction and a rotation angle of the terminal 1400, and the gyro sensor 1412 and the acceleration sensor 1411 may cooperate to collect a 3D motion of the user on the terminal 1400. The processor 1401 can realize the following functions according to the data collected by the gyro sensor 1412: motion sensing (such as changing the UI according to a user's tilting operation), image stabilization at the time of photographing, game control, and inertial navigation.

Pressure sensors 1413 may be disposed on the side frames of terminal 1400 and/or underlying display 1405. When the pressure sensor 1413 is disposed on the side frame of the terminal 1400, the holding signal of the user to the terminal 1400 can be detected, and the processor 1401 performs left-right hand recognition or shortcut operation according to the holding signal collected by the pressure sensor 1413. When the pressure sensor 1413 is disposed at the lower layer of the display screen 1405, the processor 1401 controls the operability control on the UI interface according to the pressure operation of the user on the display screen 1405. The operability control comprises at least one of a button control, a scroll bar control, an icon control and a menu control.

The fingerprint sensor 1414 is used for collecting a fingerprint of a user, and the processor 1401 identifies the user according to the fingerprint collected by the fingerprint sensor 1414, or the fingerprint sensor 1414 identifies the user according to the collected fingerprint. Upon recognizing that the user's identity is a trusted identity, processor 1401 authorizes the user to perform relevant sensitive operations including unlocking the screen, viewing encrypted information, downloading software, paying for, and changing settings, etc. Fingerprint sensor 1414 may be disposed on the front, back, or side of terminal 1400. When a physical button or vendor Logo is provided on terminal 1400, fingerprint sensor 1414 may be integrated with the physical button or vendor Logo.

The optical sensor 1415 is used to collect ambient light intensity. In one embodiment, processor 1401 may control the display brightness of display 1405 based on the ambient light intensity collected by optical sensor 1415. Specifically, when the ambient light intensity is high, the display luminance of the display screen 1405 is increased; when the ambient light intensity is low, the display brightness of the display screen 1405 is reduced. In another embodiment, the processor 1401 can also dynamically adjust the shooting parameters of the camera assembly 1406 according to the intensity of the ambient light collected by the optical sensor 1415.

A proximity sensor 1416, also known as a distance sensor, is disposed on the front panel of terminal 1400. The proximity sensor 1416 is used to collect the distance between the user and the front surface of the terminal 1400. In one embodiment, when proximity sensor 1416 detects that the distance between the user and the front face of terminal 1400 is gradually decreasing, processor 1401 controls display 1405 to switch from the bright screen state to the dark screen state; when proximity sensor 1416 detects that the distance between the user and the front face of terminal 1400 is gradually increasing, display 1405 is controlled by processor 1401 to switch from the sniff state to the brighten state.

Those skilled in the art will appreciate that the configuration shown in fig. 14 is not intended to be limiting with respect to terminal 1400 and may include more or fewer components than those shown, or some components may be combined, or a different arrangement of components may be employed.

Optionally, the computer device is provided as a server. Fig. 15 is a schematic structural diagram of a server 1500 according to an embodiment of the present application, where the server 1500 may generate relatively large differences due to different configurations or performances, and may include one or more processors (CPUs) 1501 and one or more memories 1502, where at least one computer program is stored in the memory 1502, and is loaded and executed by the processors 1501 to implement the methods provided by the foregoing method embodiments. Certainly, the server may further have a wired or wireless network interface, a keyboard, an input/output interface, and other components to facilitate input and output, and the server may further include other components for implementing functions of the device, which are not described herein again.

The embodiment of the present application further provides a computer-readable storage medium, where at least one computer program is stored in the computer-readable storage medium, and the at least one computer program is loaded and executed by a processor to implement the operations performed in the risk reminding method of the foregoing embodiment.

Embodiments of the present application also provide a computer program product or a computer program comprising computer program code stored in a computer readable storage medium. The processor of the computer device reads the computer program code from the computer-readable storage medium, and the processor executes the computer program code, so that the computer device realizes the operations performed in the risk reminding method according to the above embodiment.

It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.

The above description is only an alternative embodiment of the present application and should not be construed as limiting the present application, and any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims

1. A risk reminding method is characterized by comprising the following steps:

2. The method of claim 1, wherein playing a risk alert video in a risk alert interface comprises:

playing the risk reminding video in the risk reminding interface, and displaying a confirmation control, wherein the confirmation control is used for confirming that the video content in the risk reminding video is watched;

and responding to the trigger operation of the confirmation control, and redisplaying the resource transfer interface.

3. The method of claim 2, wherein the playing the risk reminder video and displaying a confirmation control in the risk reminder interface comprises:

and playing the risk reminding video in the risk reminding interface, and displaying risk reminding information and the confirmation control, wherein the risk reminding information is used for describing video content in the risk reminding video.

4. The method of claim 3, wherein the playing the risk reminder video and displaying risk reminder information and the confirmation control in the risk reminder interface comprises:

the risk reminding video is played in the risk reminding interface, and the risk reminding information, the confirmation control and the selection control are displayed, wherein the selection control is used for confirming the risk reminding information;

the redisplaying the resource transfer interface in response to the triggering operation of the confirmation control comprises:

and responding to the triggering operation of the confirmation control in the state that the selection control is selected, and redisplaying the resource transfer interface.

5. The method of claim 2, wherein the playing the risk reminder video and displaying a confirmation control in the risk reminder interface comprises:

the risk reminding video is played in the risk reminding interface, and the confirmation control and the information input area are displayed, wherein the information input area is used for indicating and inputting the information indicated by the risk reminding video;

responding to the trigger operation of the confirmation control, and verifying the input information in the information input area;

and after the input information is verified, the resource transfer interface is displayed again.

6. The method of claim 1, wherein the risk alert video comprises a plurality of video clips, and wherein playing the risk alert video in the risk alert interface comprises:

playing a first video clip in the risk reminding interface, and displaying a first confirmation control, wherein the first confirmation control is used for confirming that video content in the first video clip is watched;

responding to the triggering operation of the first confirmation control, and playing a second video clip in the risk reminding interface;

7. The method of claim 6, wherein playing the first video clip and displaying the first confirmation control in the risk alert interface comprises:

and playing the first video clip in the risk reminding interface, and displaying first risk prompt information and the first confirmation control, wherein the first risk prompt information is used for describing video content in the first video clip.

8. The method of claim 7, wherein said playing the first video clip in the risk alert interface and displaying a first risk reminder information and the first confirmation control comprises:

playing the first video clip in the risk reminding interface, and displaying the first risk prompt information, the first confirmation control and a first selection control, wherein the first selection control is used for confirming the first risk prompt information;

the playing a second video clip in the risk alert interface in response to the triggering operation of the first confirmation control includes:

and responding to the triggering operation of the first confirmation control under the condition that the first selection control is selected, and playing a second video clip in the risk reminding interface.

9. The method of claim 6, wherein playing the first video clip and displaying the first confirmation control in the risk alert interface comprises:

playing the first video clip on the risk reminding interface, and displaying the first confirmation control and a first information input area, wherein the first information input area is used for indicating to input information indicated by the first video clip;

the playing a second video segment in the risk alert interface in response to the triggering operation of the first confirmation control comprises:

verifying the input information in the first information input area in response to a triggering operation of the first confirmation control;

and after the input information is verified, playing the second video clip in the risk reminding interface, wherein the second video clip is a video clip which is associated with the first video clip and is used for playing when the verification is passed.

10. The method of claim 9, wherein after verifying the input information in the first information input area in response to the triggering of the first confirmation control, the method further comprises:

and if the input information fails to be verified, playing a third video clip in the risk reminding interface, wherein the third video clip is a video clip which is associated with the first video clip and is used for playing when the verification fails.

11. The method of claim 6, further comprising:

and responding to the trigger operation of the confirmation control corresponding to the target video clip in the risk reminding video, and redisplaying the resource transfer interface.

12. The method of claim 6, wherein the playing a second video segment in the risk alert interface in response to the triggering of the first confirmation control comprises:

and responding to the triggering operation of the first confirmation control, and playing the second video clip in the risk reminding interface according to the starting time point of the second video clip associated with the first confirmation control.

13. The method according to any one of claims 1-12, wherein said performing a resource transfer according to said resource transfer data in response to a reconfirmation operation in said redisplayed resource transfer interface comprises:

and responding to the reconfirmation operation, and sending a first resource transfer request carrying the resource transfer data and a risk confirmation message to a server, wherein the server is used for carrying out resource transfer according to the resource transfer data under the condition that the first resource transfer request carries the risk confirmation message.

14. A risk reminding method is characterized by comprising the following steps:

15. A risk reminder device, the device comprising:

16. A risk reminder device, the device comprising:

17. A computer device, characterized in that the computer device comprises a processor and a memory, wherein at least one computer program is stored in the memory, and the at least one computer program is loaded by the processor and executed to implement the operations executed in the risk reminding method according to any claim from 1 to 13; or to implement the operations performed in the risk reminder method of claim 14.

18. A computer-readable storage medium, having at least one computer program stored therein, the at least one computer program being loaded and executed by a processor to perform the operations of the risk alert method of any one of claims 1 to 13; or to implement the operations performed in the risk alert method of claim 14.