CN113657895A - Electronic red packet processing method, device and system based on 5G message - Google Patents
Electronic red packet processing method, device and system based on 5G message Download PDFInfo
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Abstract
The invention discloses a method for processing an electronic red packet based on a 5G message, which comprises the following steps: the MAAP platform sends the 5G message red packet to a second user under the condition of receiving the 5G message red packet sent by the first user; the second user comprises at least one user; under the condition of receiving a second red packet amount sent by the second user, sending account information of the second user and the second red packet amount to a bank end; account information of the second user and a second red packet amount are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user should receive; when the payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user. Therefore, the red packet can be sent and received no matter whether the network condition is good or bad, so that the user experience is improved, an APP carrier does not need to be considered, and interaction of the red packet can be achieved among any users.
Description
Technical Field
The invention relates to the field of data processing, in particular to a method, a device and a system for processing an electronic red packet based on a 5G message.
Background
The current operation for receiving and sending the red packet usually uses a certain APP as a carrier, such as WeChat, QQ, Paibao, and the like, and each APP carrier for receiving and sending the red packet is independent and isolated, and the red packet cannot be sent between different APP carriers. In addition, the transaction processing time is long at the high peak of the red packet robbing, and a large number of people often cannot load the red packet robbed at the same time, so that the user experience is very poor.
Disclosure of Invention
In view of this, the embodiment of the invention discloses a method, a device and a system for processing an electronic red packet based on a 5G message, which solve the problems that red packet transmission between any two users cannot be realized and user experience is poor in the prior art.
The embodiment of the invention discloses a method for processing an electronic red packet based on a 5G message, which is applied to an MAAP platform and comprises the following steps:
under the condition of receiving a 5G message red packet sent by a first user, sending the 5G message red packet to a second user; the second user comprises at least one user;
under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
when payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user.
Optionally, the method further includes:
in the process of editing the 5G message red packet by the first user, after receiving a first service request sent by the first user, acquiring information of a payment bank; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
based on the information of the payment bank, sending the first service request to a bank terminal; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
Optionally, the 5G message red packet includes rich media information.
Optionally, when receiving a red packet of a 5G message sent by the first user terminal, the method further includes:
analyzing the 5G message red packet to obtain information of a second user;
and acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
Optionally, the method further includes:
in the process that a first user edits a 5G message red packet, after a second service request for sending the red packet is received, information of a payment bank and account information of the first user are obtained; the second service request includes at least: the first red packet amount and the verification information;
acquiring account information of a first user based on a preset incidence relation between the user information and the account information and the first user information;
based on the information of the payment bank, sending the second service request and the account information of the first user to the bank; and the account information of the first user, the first red packet amount in the second service request and the verification information are the basis for deducting money from the account of the first user by the bank terminal.
The embodiment of the invention also discloses a system for processing the electronic red packet based on the 5G message, which comprises the following steps:
the system comprises a user side, an MAAP platform side and a bank side;
the user terminal is used for sending a 5G message red packet to the MAAP platform end or receiving the 5G message red packet sent by the MAAP platform end;
the MAAP platform end is used for executing the processing method of the electronic red packet based on the 5G message in any one of the claims 1-5;
the bank end is used for transferring accounts to the second user based on the second bonus amount and feeding back a payment result to the MAAP platform end under the condition that the second bonus amount of the second user and account information of the second user, which are sent by the MAAP platform end, are received; the payment result is a transfer result to the user terminal receiving the red envelope, and the second user is the user receiving the red envelope.
Optionally, the bank end is further configured to deduct money from an account of the first user terminal based on the received red packet amount, the verification request, and the account information of the first user terminal; the first red packet amount is the red packet amount sent by the first user, and the first user is the user sending the red packet.
The embodiment of the invention discloses a processing device of an electronic red packet based on a 5G message, which comprises:
the first sending unit is used for sending the 5G message red packet to a second user under the condition of receiving the 5G message red packet sent by a first user; the second user comprises at least one user;
the second sending unit is used for sending the account information of the second user and the second red packet money amount to a bank end under the condition of receiving the second red packet money amount sent by the second user; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
the third sending unit is used for sending the payment feedback information to the first user under the condition of receiving the payment feedback information; and the payment feedback information represents the transfer result of the bank end to the second user.
Optionally, the method further includes:
the analysis unit is used for analyzing the 5G message red packet to obtain the information of a second user;
and the acquisition unit is used for acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
Optionally, the method further includes:
the second obtaining unit is used for obtaining information of the payment bank after receiving a first service request sent by the first user in the process that the first user edits the 5G message red packet; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
the fourth sending unit is used for sending the first service request to a bank terminal based on the information of the payment bank; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
The embodiment of the invention discloses a method for processing an electronic red packet based on a 5G message, which comprises the following steps: the MAAP platform sends a 5G message red packet to a second user under the condition of receiving the 5G message red packet sent by a first user; the second user comprises at least one user; under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive; when payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user. Therefore, the red packet can be sent and received no matter whether the network condition is good or bad, so that the user experience is improved, an APP carrier does not need to be considered, and interaction of the red packet can be achieved among any users.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
FIG. 1 is a flow chart illustrating a method for processing an electronic red packet based on a 5G message according to an embodiment of the present invention;
FIG. 2 is a schematic structural diagram illustrating a system for processing an electronic red packet based on a 5G message according to an embodiment of the present invention;
fig. 3 is an interaction diagram illustrating a processing method of an electronic red packet based on a 5G message according to an embodiment of the present invention;
fig. 4 shows a schematic structural diagram of a processing device for an electronic red packet based on a 5G message according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The noun explains:
rich media Communication Suite (RCS, Rich Communication Suite): the global system for mobile communications association (GSMA) was proposed in 2008, and the core significance is to break the limitation of the traditional short message characters, and to send text, pictures, audio, video, and expressions, so that the content of the short message becomes rich.
5G message service: the traditional short message service cannot meet the diversified requirements of users due to simple functions and limited experience, the 5G era comes, global operators reach consensus, and the traditional short message service is upgraded to a rich media message service, also called a 5G message service. The 5G messaging service not only supports multimedia messaging interaction between individual users, but also enables industry customers to provide users with a new type of digital interactive services based on rich media. According to the GSMA plan, the 5G terminal will support the 5G message service in the future, and the related standards have completed the formulation work.
MaaP (Messaging as a platform): the message-based application service platform is a message platform, a platform is a service, and a service is an ecology.
Example 1
Referring to fig. 1, a flowchart illustrating a method for processing an electronic red packet based on a 5G message according to an embodiment of the present invention is shown, where in this embodiment, the method is applied to an MAAP platform, and the method includes:
s101: under the condition of receiving a 5G message red packet sent by a first user, sending the 5G message red packet to a second user; the second user comprises at least one user;
in this embodiment, a user may edit the 5G message red envelope on the terminal, where the edited content includes the amount of the red envelope and the recipient. Further, in order to enrich the content of the red packet, rich media information, such as audio, video, text, pictures and the like, can be added in the 5G message red packet.
In this embodiment, in the process of editing the red envelope, the user needs to complete payment of the amount of the red envelope, the payment of the red envelope needs to be completed by the bank, but the MAAP platform needs to transmit related information, so that the bank can realize payment of the red envelope, specifically, the method includes the following two implementation modes:
the first implementation mode comprises the following steps:
in the process of editing the 5G message red packet by the first user, after receiving a first service request sent by the first user, acquiring information of a payment bank; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
based on the information of the payment bank, sending the first service request to a bank terminal; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
In this embodiment, the user may provide an account for payment, wherein the extraction may include filling out the account information directly or selecting one of them based on pre-stored account information. And sending the account information, the first red packet amount and the verification information of the first user to the MAAP platform, sending the first red packet amount, the verification information and the account information of the first user contained in the first service request to the bank terminal by the MAAP platform, confirming the legality of the user by the bank terminal based on the verification information, and deducting money from the account of the first user under the condition that the user is legal, wherein the deducted money is consistent with the first red packet amount.
The verification information may be account information and verification code information.
The information of the payment bank is an account opening bank of the account of the first user.
The first red packet amount is the amount of the red packet which the first user wants to send.
The second embodiment:
in the process that a first user edits a 5G message red packet, after a second service request for sending the red packet is received, information of a payment bank and account information of the first user are obtained; the second service request includes at least: the first red packet amount and the verification information;
acquiring account information of a first user based on a preset incidence relation between the user information and the account information and the first user information;
based on the information of the payment bank, sending the second service request and the account information of the first user to the bank; and the account information of the first user, the first red packet amount in the second service request and the verification information are the basis for deducting money from the account of the first user by the bank terminal.
In this embodiment, the MAAP platform stores the association relationship between the user information and the account information in advance, so that when the user information is obtained, the account information of the first user may be obtained based on the association relationship between the user information and the account information stored in advance, the MAAP platform sends the first red packet amount, the verification information, and the account information of the first user, which are included in the first service request, to the bank end, the bank end confirms the validity of the user based on the verification information, and deducts money from the account of the first user when the user is confirmed to be valid, where the deducted money amount is consistent with the first red packet amount.
The verification information may be account information and verification code information.
The information of the payment bank is an account opening bank of the account of the first user.
The first red packet amount is the amount of the red packet which the first user wants to send.
In this embodiment, the second user is a recipient of the red package, and the number of the second users is related to the number of recipients set by the user.
S102: under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
in this embodiment, on one hand, an account of the user can directly receive the red envelope, and on the other hand, in order to facilitate obtaining the account information of the user, the MAAP platform pre-stores an association relationship between the user information and the account information, so that the account information of the user can be directly called based on the user information, specifically, the method further includes:
analyzing the 5G message red packet to obtain information of a second user;
and acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
In this embodiment, as can be seen from the above description, the red packet of the 5G message at least includes the second user information and the amount of the red packet.
In one embodiment, the user information may be, for example, a telephone number, or other information that the MAAP platform can directly contact the user.
In one embodiment, the account information of the user may be information of a bank card, or account information of other financial institutions, for example, a wechat account number, a pay account number, a QQ account number, and the like.
And the bank terminal transfers accounts to the account of the second user under the condition of receiving the second account information and the red envelope amount, wherein the transferred amount is consistent with the second red envelope amount.
S103: when payment feedback information is received, sending the payment feedback information to a first user; the payment feedback information represents a transfer result of the bank end to the second user;
in this embodiment, after the bank finishes the operation of transferring accounts to the second user, the payment feedback information representing the sister transfer u is sent to the MAAP platform, and the MAAP platform sends the payment feedback information to the first user, so that the first user can see the condition that the sent red envelope is picked up in real time.
In this embodiment, the MAAP platform sends a 5G message red packet to a second user when receiving the 5G message red packet sent by a first user; the second user comprises at least one user; under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive; when payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user. Therefore, the 5G message red packet is directly transmitted through the MAAP platform, the network condition does not need to be considered, the user experience is improved, the APP carrier does not need to be considered, and the interaction of the red packet can be realized among any users.
Example 2
Referring to fig. 2, a schematic structural diagram of a system for processing an electronic red packet based on a 5G message according to an embodiment of the present invention is shown, where the system includes:
a user terminal 201, an MAAP platform terminal 202 and a bank terminal 203;
the user terminal is used for sending a 5G message red packet to the MAAP platform end or receiving the 5G message red packet sent by the MAAP platform end;
the bank end is used for transferring accounts to the second user based on the second bonus amount and feeding back a payment result to the MAAP platform end under the condition that the second bonus amount of the second user and account information of the second user, which are sent by the MAAP platform end, are received; the payment result is a transfer result to the user terminal receiving the red envelope, and the second user is the user receiving the red envelope.
The MAAP platform end is used for executing the following processing method of the electronic red packet based on the 5G message;
under the condition of receiving a 5G message red packet sent by a first user, sending the 5G message red packet to a second user; the second user comprises at least one user;
under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
when payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user.
Optionally, the method further includes:
in the process of editing the 5G message red packet by the first user, after receiving a first service request sent by the first user, acquiring information of a payment bank; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
based on the information of the payment bank, sending the first service request to a bank terminal; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
Optionally, the 5G message red packet includes rich media information.
Optionally, when receiving a red packet of a 5G message sent by the first user terminal, the method further includes:
analyzing the 5G message red packet to obtain information of a second user;
and acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
Optionally, the method further includes:
in the process that a first user edits a 5G message red packet, after a second service request for sending the red packet is received, information of a payment bank and account information of the first user are obtained; the second service request includes at least: the first red packet amount and the verification information;
acquiring account information of a first user based on a preset incidence relation between the user information and the account information and the first user information;
based on the information of the payment bank, sending the second service request and the account information of the first user to the bank; and the account information of the first user, the first red packet amount in the second service request and the verification information are the basis for deducting money from the account of the first user by the bank terminal.
The bank terminal is further used for deducting money from an account of the first user terminal based on the received money amount of the red envelope, the verification request and the account information of the first user terminal; the first red packet amount is the red packet amount sent by the first user, and the first user is the user sending the red packet.
Specifically, the method comprises the following steps:
verifying the validity of the user based on the verification information;
and deducting money from the account of the first user based on the first red envelope amount if the first user is legal.
Further, to explain an interaction process of each end in the system, referring to fig. 3, an interaction diagram of a processing method of an electronic red packet based on a 5G message provided by an embodiment of the present invention is shown, including:
the method comprises the steps that a user side edits a 5G message red packet, and sends the 5G message red packet to an MAAP platform;
the MAAP platform analyzes the 5G message red packet to obtain second user information;
sending the 5G message red packet to a second user;
the second user starts the 5G message red packet, displays the second red packet amount and sends the second red packet amount to the MAAP platform;
the MAAP platform acquires the account information of the first user and sends the account information of the second user and the second red envelope amount to the bank terminal;
the bank terminal transfers accounts to the second user based on the account information of the second user and the second red envelope amount;
the bank end feeds back payment feedback information representing the result of transferring the money to the second user to the MAAP platform;
and the MAAP platform sends the payment feedback information to the first user.
In addition, in the process of editing the 5G message red packet by the user, the user can designate an account and send a first service request containing account information of a first user designated by the user, the amount of the first red packet and verification information to the MAAP platform;
the MAAP platform sends the first service request to a bank terminal;
and the bank terminal verifies the legal condition of the first user based on the verification information, and deducts money from the account of the first user based on the account information of the first user and the first red packet amount under the condition that the first user is legal.
Alternatively, the first and second electrodes may be,
in the process of editing the 5G message red packet by the user, sending a second service request to the MAAP platform; the second service request includes at least: the first red packet amount and the verification information;
acquiring account information of a first user based on a preset incidence relation between the user information and the account information and the first user information;
sending a first service request containing account information of a first user, a first red packet amount and verification information to an MAAP platform;
the MAAP platform sends the first service request to a bank terminal;
and the bank terminal verifies the legal condition of the first user based on the verification information, and deducts money from the account of the first user based on the account information of the first user and the first red packet amount under the condition that the first user is legal.
Through the system of this embodiment, directly through in MAAP platform transmission 5G message red envelope, need not to consider the network condition, promoted user experience to need not to consider the APP carrier, all can realize the interaction of red envelope between any user.
Referring to fig. 4, a schematic structural diagram of a processing apparatus for an electronic red packet based on a 5G message disclosed in an embodiment of the present invention is shown, including:
a first sending unit 401, configured to send a 5G message red packet sent by a first user to a second user when the 5G message red packet is received; the second user comprises at least one user;
a second sending unit 402, configured to send, when a second red packet amount sent by the second user is received, account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
a third sending unit 403, configured to send the payment feedback information to the first user when the payment feedback information is received; and the payment feedback information represents the transfer result of the bank end to the second user.
Optionally, the method further includes:
the analysis unit is used for analyzing the 5G message red packet to obtain the information of a second user;
and the first acquisition unit is used for acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
Optionally, the method further includes:
the second obtaining unit is used for obtaining information of the payment bank after receiving a first service request sent by the first user in the process that the first user edits the 5G message red packet; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
the fourth sending unit is used for sending the first service request to a bank terminal based on the information of the payment bank; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
Optionally, the 5G message red packet includes rich media information.
Optionally, when receiving a red packet of a 5G message sent by the first user terminal, the method further includes:
the analysis unit is used for analyzing the 5G message red packet to obtain the information of a second user;
and the third acquisition unit is used for acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
Optionally, the method further includes:
the third acquisition unit is used for acquiring information of the payment bank and account information of the first user after receiving a second service request for sending the red packet in the process of editing the 5G message red packet by the first user; the second service request includes at least: the first red packet amount and the verification information;
the fourth obtaining unit is used for obtaining the account information of the first user based on the incidence relation between the preset user information and the account information and the first user information;
the sending unit is used for sending the second service request and the account information of the first user to a bank based on the information of the payment bank; and the account information of the first user, the first red packet amount in the second service request and the verification information are the basis for deducting money from the account of the first user by the bank terminal.
Through the device of this embodiment, directly through in MAAP platform transmission 5G message red envelope, need not to consider the network condition, promoted user experience to need not to consider the APP carrier, all can realize the interaction of red envelope between any user.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A processing method of electronic red packet based on 5G message is applied to MAAP platform, and is characterized by comprising:
under the condition of receiving a 5G message red packet sent by a first user, sending the 5G message red packet to a second user; the second user comprises at least one user;
under the condition of receiving a second red packet amount sent by the second user, sending the account information of the second user and the second red packet amount to a bank end; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
when payment feedback information is received, sending the payment feedback information to a first user; and the payment feedback information represents the transfer result of the bank end to the second user.
2. The method of claim 1, further comprising:
in the process of editing the 5G message red packet by the first user, after receiving a first service request sent by the first user, acquiring information of a payment bank; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
based on the information of the payment bank, sending the first service request to a bank terminal; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
3. The method of claim 1, wherein the 5G message red packet includes rich media information.
4. The method of claim 1, wherein when receiving a red packet of a 5G message sent by the first user terminal, further comprising:
analyzing the 5G message red packet to obtain information of a second user;
and acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
5. The method of claim 1, further comprising:
in the process that a first user edits a 5G message red packet, after a second service request for sending the red packet is received, information of a payment bank and account information of the first user are obtained; the second service request includes at least: the first red packet amount and the verification information;
acquiring account information of a first user based on a preset incidence relation between the user information and the account information and the first user information;
based on the information of the payment bank, sending the second service request and the account information of the first user to the bank; and the account information of the first user, the first red packet amount in the second service request and the verification information are the basis for deducting money from the account of the first user by the bank terminal.
6. A system for processing an electronic red envelope based on a 5G message, comprising:
the system comprises a user side, an MAAP platform side and a bank side;
the user terminal is used for sending a 5G message red packet to the MAAP platform end or receiving the 5G message red packet sent by the MAAP platform end;
the MAAP platform end is used for executing the processing method of the electronic red packet based on the 5G message in any one of the claims 1-5;
the bank end is used for transferring accounts to the second user based on the second bonus amount and feeding back a payment result to the MAAP platform end under the condition that the second bonus amount of the second user and account information of the second user, which are sent by the MAAP platform end, are received; the payment result is a transfer result to the user terminal receiving the red envelope, and the second user is the user receiving the red envelope.
7. The system of claim 6, wherein the bank end is further configured to deduct money from the account of the first user terminal based on the received amount of the red envelope, the verification request and the account information of the first user terminal; the first red packet amount is the red packet amount sent by the first user, and the first user is the user sending the red packet.
8. An apparatus for processing an electronic red packet based on a 5G message, comprising:
the first sending unit is used for sending the 5G message red packet to a second user under the condition of receiving the 5G message red packet sent by a first user; the second user comprises at least one user;
the second sending unit is used for sending the account information of the second user and the second red packet money amount to a bank end under the condition of receiving the second red packet money amount sent by the second user; the account information and the second red packet amount of the second user are the basis for transferring accounts from the bank end to the second user, and the second red packet amount is the red packet amount which the second user is supposed to receive;
the third sending unit is used for sending the payment feedback information to the first user under the condition of receiving the payment feedback information; and the payment feedback information represents the transfer result of the bank end to the second user.
9. The apparatus of claim 8, further comprising:
the analysis unit is used for analyzing the 5G message red packet to obtain the information of a second user;
and the first acquisition unit is used for acquiring the account information of the second user based on the preset incidence relation between the user information and the account information.
10. The apparatus of claim 8, further comprising:
the second obtaining unit is used for obtaining information of the payment bank after receiving a first service request sent by the first user in the process that the first user edits the 5G message red packet; the first service request at least comprises a first red packet amount, verification information and account information of a first user; the account information of the first user is specified by the first user;
the fourth sending unit is used for sending the first service request to a bank terminal based on the information of the payment bank; the first red packet amount, the verification information and the account information of the first user are the basis for deducting money from the account of the first user by the bank terminal.
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