CN106960312A

CN106960312A - Data processing method and device, data interactive method and system

Info

Publication number: CN106960312A
Application number: CN201610127522.7A
Authority: CN
Inventors: 张毅
Original assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Current assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Priority date: 2016-01-08
Filing date: 2016-03-07
Publication date: 2017-07-18

Abstract

The invention discloses a kind of data processing method and device, data interactive method and system, the processing method includes：The electronics red packet that server receives the transmission of granting end opens instruction；When getting the information for the electronics acceptance and guarantee voucher that bank end is provided, generate the configuration file of electronics red packet, and be packaged the configuration file of the information of electronics acceptance and guarantee voucher, solution pair application instruction, communication interaction window and electronics red packet according to preset rule, generate the script of electronics red packet and the copy of script；The copy of electronics red packet is sent to the receiving terminal of electron red packet so that receiving terminal shows the interface of electronics red packet according to the copy of the electronics red packet of reception, and show on interface communication interaction window, and to bank end sent solution and pay application and instruct.The present invention can improve treatment effeciency of the server to resource bag related feedback information, be conducive to grasp of the resource bag sender to the information or data of transmission by the way that electronics red packet is combined with communication interaction.

Description

Data processing method and device, data interactive method and system

Technical field

The invention belongs to computer and Internet technical field, more particularly to a kind of data processing method and device, Data interactive method and system.

Background technology

Along with computer and the high speed development of Internet technology, the life of people is increasingly to digitlization direction Development, people are frequently utilized that the terminals such as mobile phone, various types of resource bags are carried out by server each other The interaction of data, to promote affection exchange, for example：The interaction of electronics red packet data.But existing data In processing and interaction technique, server is when handling the resource bag transmitted between transmitting terminal and receiving terminal, it is impossible to Transmitting terminal and receiving terminal are obtained to the feedback information of the resource information in resource bag, the letter of pass is surrounded by for resource The treatment effeciency of breath is relatively low.

The content of the invention

The present invention provides a kind of data processing method and device, data interactive method and system, can improve service Device to the treatment effeciency of resource bag related feedback information, be conducive to resource bag sender to the information of transmission or The grasp of data.

The present invention provides a kind of data processing method, and methods described includes：Server, which is received, provides what end was sent Electronics red packet opens instruction, described to open the amount information opened in instruction comprising promising electronics red packet；When obtaining When getting the information for the electronics acceptance and guarantee voucher that bank end is provided, the configuration file of electronics red packet is generated, and Application instruction, communication interaction window and the electronics are paid by the information of the electronics acceptance and guarantee voucher, solution The configuration file of red packet is packaged according to preset rule, generates the script and the script of electronics red packet Copy；The copy of the electronics red packet is sent to the receiving terminal of electron red packet so that the receiving terminal according to The copy of the electronics red packet received, shows the interface of electronics red packet, and shows described on the interface Communication interaction window, and send the solution pair application instruction to the bank end.

Preferably, the copy by the electronics red packet includes after sending the receiving terminal of electron red packet： The feedback information that the receiving terminal is sent by the communication interaction window is received, the feedback information is write In the script of the electronics red packet, and the feedback information is sent to the granting end；Receive described provide The feedback information sent according to the feedback information is held, the feedback information is write to the original of the electronics red packet In this, and more new command is sent to the receiving terminal so that the receiving terminal is according to the original of the electronics red packet This renewal copy, the feedback information is included in the communication interaction window.

Preferably, methods described also includes：Obtain the currency data of the electronics red packet, and by the circulation Data are write in the script of the electronics red packet, and the currency data is turned each time including the electronics red packet The sender sent and the information data of recipient.

Preferably, the electronics red packet for receiving the transmission of granting end includes before opening instruction：Receive the hair The request of electronics red packet is opened in the application for putting end transmission, and the granting of the electronics red packet is included in the request The accounts information of side；Whether judge the account of the issuer has the authority for opening the electronics red packet；If Have, then the feedback information for authorizing the account of the issuer to open the electronics red packet is sent to the granting end.

The present invention provides a kind of data interactive method, and methods described includes：End is provided to be provided according to electronics red packet What side was triggered opens instruction, and generation electronics red packet opens instruction, and the electronics red packet is opened into instruction transmission To server, the electronics red packet opens the amount information opened in instruction comprising promising electronics red packet；It is described The electronics red packet is opened instruction and is transmitted to bank end by server；The bank end according to the amount information, Freeze the corresponding virtual resource of the amount information in the account of electronics red packet issuer, and generate electronics promise Evidence for payment and solution pay application instruction, and paying application by the information and the solution of the electronics acceptance and guarantee voucher refers to Order is sent to the server；The server generates the configuration file of electronics red packet, and the electronics is held The information of promise evidence for payment, the solution pay matching somebody with somebody for application instruction, communication interaction window and the electronics red packet Put file to be packaged according to preset rule, generate the script of electronics red packet and the copy of the script, will The copy of the electronics red packet sends the receiving terminal of electron red packet；The receiving terminal is according to the electricity of reception The copy of sub- red packet, shows the interface of electronics red packet, and shows on the interface communication interaction window, And send the solution pair application instruction to the bank end；Application instruction is paid in the bank end according to the solution, Virtual resource described in the electronics acceptance and guarantee voucher is shifted from the account of the electronics red packet issuer The granting end is sent to the account of recipient, and by result.

The present invention provides a kind of data processing equipment, and described device includes：Receiver module, is provided for receiving The electronics red packet that end is sent opens instruction, described to open the amount of money letter opened in instruction comprising promising electronics red packet Breath；Generation module, for when getting the information for the electronics acceptance and guarantee voucher that bank end is provided, generating The configuration file of electronics red packet, and by the information of the electronics acceptance and guarantee voucher, solution pay application instruction, it is logical The configuration file of letter interactive window and the electronics red packet is packaged according to preset rule, generates electronics The copy of the script of red packet and the script；Sending module, for the copy of the electronics red packet to be sent to The receiving terminal of electronics red packet so that the receiving terminal is according to the copy of the electronics red packet of reception, display electricity The interface of sub- red packet, and the communication interaction window is shown on the interface, and sent out to the bank end The solution is sent to pay application instruction.

Preferably, described device also includes：Communication module, the communication is passed through for receiving the receiving terminal The feedback information that interactive window is sent；Data update module, for the feedback information to be write into the electronics In the script of red packet；The sending module, is additionally operable to the feedback information being sent to the granting end；Institute Communication module is stated, is additionally operable to receive the feedback information that the granting end is sent according to the feedback information；It is described Data update module, is additionally operable to write the feedback information in the script of the electronics red packet；It is described to send Module, is additionally operable to send more new command to the receiving terminal so that the receiving terminal is according to the electronics red packet Script update the copy, the feedback information is included in the communication interaction window.

Preferably, the receiver module, is additionally operable to obtain the currency data of the electronics red packet；The data Update module, is additionally operable to write the currency data in the script of the electronics red packet, the currency data The sender being forwarded each time including the electronics red packet and the information data of recipient.

Preferably, electronics red packet is opened in the receiver module, the application for being additionally operable to receive the granting end transmission Request, the accounts information of the issuer of the electronics red packet is included in the request；Described device is also wrapped Include：Whether judge module, the account for judging the issuer has the authority for opening the electronics red packet； The sending module, has the authority for opening the electronics red packet if being additionally operable to the account of the issuer, The feedback information for authorizing the account of the issuer to open the electronics red packet is sent to the granting end.

The present invention provides a kind of data interaction system, it is characterised in that the system includes：Provide end, clothes Business device, receiving terminal, bank end；Wherein, the granting end, for what is triggered according to electronics red packet issuer Instruction is opened, generation electronics red packet opens instruction, and the electronics red packet is opened into instruction and be sent to the clothes Business device, the electronics red packet opens the amount information opened in instruction comprising promising electronics red packet；The service Device, the bank end is transmitted to for the electronics red packet to be opened into instruction；The bank end, for basis The amount information, freezes the corresponding virtual resource of the amount information in the account of electronics red packet issuer, Generate electronics acceptance and guarantee voucher and solution pay application instruction, and by the information of the electronics acceptance and guarantee voucher and Solution pays application instruction and is sent to the server；The server, is additionally operable to generate the configuration text of electronics red packet Part, and by the information of the electronics acceptance and guarantee voucher, the solution pay application instruction, communication interaction window with And the configuration file of the electronics red packet is packaged according to preset rule, generate electronics red packet script and The copy of the script, the copy of the electronics red packet is sent the receiving terminal of electron red packet；It is described to receive End, for the copy of the electronics red packet according to reception, shows the interface of electronics red packet, and on the boundary The communication interaction window is shown on face, and solution is sent to the bank end and pays application instruction；The bank End, is additionally operable to pay application instruction according to the solution, by the virtual money described in the electronics acceptance and guarantee voucher Source is transferred to the account of recipient from the account of the electronics red packet issuer, and result is sent into institute State granting end.

Knowable to the embodiments of the present invention, the present invention is by the way that the information of electronics acceptance and guarantee voucher, solution are paid The configuration file of application instruction, communication interaction window and electronics red packet, electricity is encapsulated as according to preset rule Sub- red packet so that recipient can also utilize communication interaction window and red packet granting after electronics red packet is received Fang Jinhang information interchanges, it is of the invention by the way that electronics red packet is combined with communication interaction compared to prior art, During the electronics red packet resource bag that server is transmitted between processing transmitting terminal and receiving terminal, it can also obtain Transmitting terminal and receiving terminal are to the feedback information of electronics red packet, so as to improve server to resource bag relevant feedback The treatment effeciency of information, is conducive to grasp of the resource bag sender to the information or data of transmission.

Brief description of the drawings

In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to implementing The accompanying drawing to be used needed for example or description of the prior art is briefly described, it should be apparent that, describe below In accompanying drawing be only some embodiments of the present invention, for those skilled in the art, do not paying wound On the premise of the property made is laborious, other accompanying drawings can also be obtained according to these accompanying drawings.

Fig. 1 is that the data processing method that first embodiment of the invention is provided realizes schematic flow sheet；

Fig. 2 is that the data interactive method that second embodiment of the invention is provided realizes schematic flow sheet；

Fig. 3 is the flow chart for the data interactive method that third embodiment of the invention is provided；

Fig. 4 is user terminal and the interactive stream at bank end in the data interactive method that third embodiment of the invention is provided Cheng Tu；

Fig. 5 is the network structure for the data interactive method that third embodiment of the invention is provided；

Fig. 6 is user terminal and the interaction diagrams at bank end in the data interactive method that prior art is provided；

Fig. 7 is the network structure for the data interactive method that prior art is provided；

Fig. 8 is the structural representation for the data interactive method that third embodiment of the invention is provided；

Fig. 9 is the structural representation for the data processing equipment that fourth embodiment of the invention is provided；

Figure 10 is the structural representation for the data processing equipment that fifth embodiment of the invention is provided；

Figure 11 is the structural representation for the data interaction system that sixth embodiment of the invention is provided.

Embodiment

, below will knot to enable goal of the invention of the invention, feature, advantage more obvious and understandable The accompanying drawing in the embodiment of the present invention is closed, the technical scheme in the embodiment of the present invention is clearly and completely retouched State, it is clear that described embodiment is only a part of embodiment of the invention, and not all embodiments.Base Embodiment in the present invention, what those skilled in the art were obtained under the premise of creative work is not made Every other embodiment, belongs to the scope of protection of the invention.

Data processing method and data interactive method that following embodiment is provided, by taking electronics red packet as an example, It can be applied in server, server can be independently of bank end and provide the third-party server at end, or Person is a data processing module in third-party server, or can also be used as a data processing module Configure in the server for providing end owned enterprise, or can also directly be configured as a data module Provide in end.The granting end of electronics red packet and receiving terminal can be, but not limited to include：Smart mobile phone, flat board electricity The various computer equipments such as brain, desktop computer, wherein being configured with respective client, that is to say by the client End, which enters in data handling system, to be realized the granting of electronics red packet, circulates and collect.Meanwhile, circulation information all by Data processing module is recorded in each independent electronics red packet accordingly, forms an independent intelligent file, Can free flow on the internet.

Referring to Fig. 1, the data processing method that Fig. 1 provides for first embodiment of the invention realizes that flow is shown It is intended to.As shown in figure 1, this method is mainly included the following steps that：

The electronics red packet that S101, server receive the transmission of granting end opens instruction, opens in instruction comprising promising The amount information that electronics red packet is opened；

Further, the issuer user (hereinafter referred to as issuer) of electronics red packet is red using electronics is sent , it is necessary to open the request of electronics red packet, service to server transmission application by providing end before the business of bag Device receives this application and opens the request of electronics red packet, and judge the issuer account whether have open electronics The authority of red packet, the request includes the accounts information of issuer.The standard of judgement can be pre-set, can It is configured with the qualification of the account according to issuer, if for example, the account of issuer possesses certain scale Large enterprises, if there is good credit appraisal, if possessing the client of certain reserve fund, be construed as tool There is the authority for opening electronics red packet.If the account that judged result is the issuer has this authority, to granting end Send the feedback information for authorizing the account of the issuer to open electronics red packet.

Provide termination to receive after the feedback information for allowing to open electronics red packet, set electronics red packet opens the amount of money, And instruction is opened by sending electronics red packet to server, this is opened into amount information is sent to server, refers to Show that the server opens corresponding amount information for electronics red packet, and, this is opened into amount information and electronics The accounts information of the recipient user (hereinafter referred to as recipient) of red packet is sent to bank end, indicates the bank End open the red packet amount of money, the bank end made according to the accounts information of issuer, the accounts information of recipient with And the red packet amount of money, generate electronics acceptance and guarantee voucher.Specifically, the electronics acceptance and guarantee voucher is silver letter card.

Silver letter card refers to that bank freezes required number fund according to the application of opener and opened, and promise to undertake according to Agreement solution pays the electronic certificate that condition handles payment and settlement.In bank's version electronics red packet scene, opener is To apply for providing the enterprise of electronics red packet to bank.After electronics red packet has been got, receipts of the user in silver letter card The bank account information of oneself is inputted at witness, card is received to bank's application, bank will i.e. within the time of agreement Fund is transferred to receipts card account.The operation flow of silver letter card is as follows：(1) opener is by internet or with other Mode is to Opening Bank's application for credit.(2) accept, examine after Opening Bank's checking identity, accounts information are errorless Core confirms to meet the condition of opening L/C, freezes to protect and silver letter card is opened after the fund of paying.(3) receive witness by internet or Otherwise receive and demonstrate,prove to recipient bank application.(4) after recipient bank checking identity, accounts information are errorless by Reason receives card (or receiving card automatically by recipient bank according to witness's setting is received).(5) receive witness and fulfil silver letter card item After lower basis transaction obligation, information of honouring an agreement is submitted (to be generally used for electric business field, receipts witness is businessman, is fulfiled After delivery obligation, Shipping Information is submitted, in electronics red packet field, due to being that opener is gratuitously transferred to receipts Witness, therefore avoid the need for fulfiling transaction obligation).(6) receiving witness or the third party specified will apply for that solution is paid Information sends to Opening Bank's application solution to pay and (in electronics red packet field, receives witness and fill in i.e. automatic after receipts card Application solution is paid).(7) Opening Bank's solution pays silver letter card and by funds transfer to recipient bank, and recipient bank will Fund is transferred to receipts card account.

It is to be appreciated that provide end also can not intended receiver, but specified by bank end according to end is provided The quantity of recipient, it is random in the user account for providing end association to determine recipient.

It is to allow bank it should be noted that server sends the demand information at the granting end to bank end Know that granting end will open the red packet of certain amount of money in end.Specifically, the demand information can be by servicing Device is on behalf of bank end is passed to, now, and the information transmitted is the electronic signature by providing end subscriber, To prove that the demand information is the mandate by providing end subscriber.The demand information can also be provided End is directly connected with its bank of deposit's end communication, is prepared and opens the amount of money of red packet and notify bank end.

S102, when getting the information for the electronics acceptance and guarantee voucher that bank end is provided, generate electronics red packet Configuration file, and by the information of electronics acceptance and guarantee voucher, solution pay application instruction, communication interaction window with And the configuration file of electronics red packet is packaged according to preset rule, the script and script of electronics red packet are generated Copy；

Payment amount described in the electronics acceptance and guarantee voucher is the amount of money that electronics red packet is opened.

Further, bank's termination transmitting-receiving puts the electronics red packet that end sends and opens amount information, and electronics The accounts information of the recipient of red packet, bank end judge virtual resource in the account of the issuer remaining sum whether More than the amount of money of opening of the electronics red packet, the remaining sum of the account can be the one or more in following three kinds： Save the amount of money, credit line, and loan limit.If being more than, freeze in the issuer account balance with This opens the equal fund of the amount of money, and correspondence generates electronics acceptance and guarantee voucher, and the electronics of generation is promised to undertake into branch The information of exchange order is sent to server, and the recipient of electronics red packet is included in the electronics acceptance and guarantee voucher Information, issuer information, the information such as payment.If being not more than, refusal generates the electronics acceptance and guarantee Card, and to end and server return announcement information is provided, to notify to provide end and server insufficient in amount, nothing Method provides electronics acceptance and guarantee voucher.Wherein virtual resource can be the cash gift or gift token, and recipient can be according to gift Gold or gift token exchange for ready money or material object.

Server is when getting the information for the electronics acceptance and guarantee voucher that bank end is provided, according to the electronics branch The accounts information and the accounts information of recipient of the electronics red packet issuer included in exchange order, generation is based on should The solution of electronics acceptance and guarantee voucher pays application instruction, and the solution, which pays application instruction, to be used to ask the bank end according to this The amount of money of electronics red packet, the virtual resource described in the electronics acceptance and guarantee voucher is provided from the electronics red packet Side is transferred to the recipient.It can also be generated it is to be appreciated that the solution pays application instruction by bank end.

S103, the receiving terminal by the copy transmission electron red packet of electronics red packet so that receiving terminal is according to reception Electronics red packet copy, show the interface of electronics red packet, and show communication interaction window on interface, with And send solution pair application instruction to bank end.

Server generates the configuration file of electronics red packet, and the interface of electronics red packet may be considered the electronics red packet Big envelope, by configuration file, by the interface configurations of electronics red packet for include a communication interaction window with And the information display area of electronics acceptance and guarantee voucher.Communication interaction window on the electronics red packet can be with Electronics red packet is together encapsulated, can also only be by the Information encapsulation of electronics acceptance and guarantee voucher in electronics red packet it Afterwards, then a communication interaction window is set up.The communication interaction window is used for electronics red packet holder and electronics is red Bag issuer carries out communication.

It should be noted that application instruction, generation communication interaction window can be paid in generation of same stage solution And the configuration file of generation electronics red packet, above-mentioned data can also be generated respectively in the different stages.For example, It can first generate communication interaction window before the information of electronics acceptance and guarantee voucher is received, and generate correspondence and match somebody with somebody File is put, to configure communication interaction window and the position relationship at the interface of electronics red packet, the electronics waiting that receives is held During the information of promise evidence for payment, regeneration solution pays application instruction, performs follow-up encapsulation operation.

Server is literary by the configuration of the information of electronics acceptance and guarantee voucher, communication interaction window and electronics red packet Part is packaged according to preset rule, generates the script of electronics red packet and the copy of script.Wherein, electronics The script of red packet is stored in server, and the copy of electronics red packet is sent to the receiving terminal of electronics red packet. Mirror image of the copy equivalent to script or mapping, receiving terminal update the copy received according to the change of script.Service Copy directly can be sent to receiving terminal by device, or the download link of script is sent into receiving terminal, be received End is according to download link, after script is copied to locally, the copy locally preserved as copy.

The copy for the electronics red packet that receiving terminal the reception server is sent, is detecting the copy of operation electronics red packet Order when being triggered, i.e. when receiving end subscriber and clicking on the icon of electronics red packet on display screen, operation Electronics red packet, shows the interface of electronics red packet, and show on interface communication interaction window, and passes through and communicate Interactive window is communicated with electronics red packet issuer.It is automatic to touch while the interface of electronics red packet is shown Hair sends the operation that solution pays application instruction, and sending solution to bank end pays application instruction, and the solution is paid application instruction and used In request bank end according to electronics red packet the amount of money, by the virtual resource described in electronics acceptance and guarantee voucher from The account of electronics red packet issuer is transferred to the account of recipient.The finger of application instruction is paid according to the solution in bank end Show, virtual resource in the electronics acceptance and guarantee voucher is shifted to the recipient of electron red packet, for example, thawing The fund freezed, the collecting account that user offer is provided before in, and processing information is fed back to The granting end of electronics red packet.Or, processing information is fed back to server by bank end, and server handles this Information is transmitted to granting end.

Further, server receives the feedback information that receiving terminal is sent by communication interaction window, will feed back In the script of information write-in electronics red packet, and feedback information is sent to granting end.For example：Recipient user It can input and " thanks in communication interaction window！" etc. word or expression picture, receiving terminal is by user input " thanks！" server is sent to, server " will thanks！" granting end is transmitted to, while " will thank Thank！" write in the script of electronics red packet, so, can be logical when recipient is again turned on electronics red packet The information being once transmitted across is viewed in letter interactive window.

Further, receive and provide the feedback information that end is sent according to feedback information, feedback information is write into electricity In the script of sub- red packet, and more new command is sent to receiving terminal so that receiving terminal is according to the script of electronics red packet More latest copy, feedback information is included in communication interaction window.For example：End is provided in display feedback letter While breath, point out whether issuer needs to reply, if issuer selection needs, display information input Window, obtains the feedback information of issuer input, such as " unfriendly ", and providing end " unfriendly " will send To server, server updates the script of " unfriendly " write-in electronics red packet while being sent to receiving terminal Instruction, receiving terminal obtains " unfriendly " and is shown on communication interaction window according to more new command.Due to It is to write feedback information originally, so, can be in communication interaction when recipient is again turned on electronics red packet The interactive communication information once sent and received is viewed in window.It is red by communication interaction window and electronics The combination of bag, a kind of new communication way is provided for interpersonal communication, meanwhile, electricity can be strengthened Sub- red packet participates in the exchange of each side in providing, extend the application of electronics red packet.

Further, server obtains the currency data of electronics red packet, and currency data write-in is described The script of electronics red packet, sender and connect that the currency data is forwarded each time including the electronics red packet The information data of debit.The electronics red packet received can be transferred to other people by recipient, and receiving terminal is according to connecing The transfer operations of debit, other receiving terminals, and the currency data that will be produced when forwarding are transmitted to by electronics red packet Server is sent to, currency data includes：Forwarding time, caller information, the recipient's information of forwarding etc. Deng.The currency data that server sends receiving terminal writes the script of electronics red packet, and electronics is formed in script The circulation track record of red packet, such as：Whom electronics red packet sent by, and is received by whom, and whom had been given to again later. So, latter recipient, can understand the circulation process of electronics red packet according to circulation track record, so that So that electronics red packet carries more information.

Data processing method provided in an embodiment of the present invention, by by the information of electronics acceptance and guarantee voucher, solution The configuration file of application instruction, communication interaction window and electronics red packet is paid, is encapsulated as according to preset rule Electronics red packet so that recipient can also be sent out after electronics red packet is received using communication interaction window with red packet The side of putting carries out information interchange, and compared to prior art, the present invention is by the way that electronics red packet is mutually tied with communication interaction Close, during the electronics red packet resource bag that server is transmitted between processing transmitting terminal and receiving terminal, may be used also The feedback information of transmitting terminal and receiving terminal to electronics red packet is obtained, it is related to resource bag so as to improve server The treatment effeciency of feedback information, is conducive to grasp of the resource bag sender to the information or data of transmission.

Referring to Fig. 2, the data interactive method that Fig. 2 provides for second embodiment of the invention realizes that flow is shown It is intended to.As shown in Fig. 2 this method is mainly included the following steps that：

S201, transmission electronics red packet open instruction；

Provide end and open instruction according to what electronics red packet issuer was triggered, set electronics red packet opens the amount of money, Generate electronics red packet and open instruction, and electronics red packet is opened into instruction and be sent to server, electronics red packet is opened The amount information opened in instruction comprising promising electronics red packet.

Further, electronics red packet issuer is sent out before using the business for sending electronics red packet, it is necessary to pass through Put end and send the request that electronics red packet is opened in application to server, server receives this application and opens electronics red packet Request, and judge whether the account of the issuer has and open the authority of electronics red packet, the request includes The accounts information of issuer.The standard of judgement can be pre-set, can be according to the qualification of the account of issuer It is configured, if for example, the account of issuer possesses the large enterprises of certain scale, if there is good credit Evaluate, if possessing the client of certain reserve fund, be construed as with the authority for opening electronics red packet.If Judged result is that the account of the issuer has this authority, then is sent to granting end and authorize the account of the issuer to open The feedback information of vertical electronics red packet.

S202, forwarding electronic red packet open instruction；

The electronics red packet for providing end transmission is opened instruction and is transmitted to bank end by server.

S203, freeze virtual resource, generation electronics acceptance and guarantee voucher and solution pay application instruction；

S204, the information for sending electronics acceptance and guarantee voucher and solution pay application instruction；

Bank end receives electronics red packet and opens instruction, judge virtual resource in the account of issuer remaining sum whether More than the amount of money of opening of the electronics red packet, the remaining sum of the account can be the one or more in following three kinds： Save the amount of money, credit line, and loan limit.If being more than, freeze in the issuer account balance with This opens the equal fund of the amount of money, and correspondence generates electronics acceptance and guarantee voucher and solution pays application instruction, by life Into electronics acceptance and guarantee voucher information and solution pay application an instruction be sent to server, the electronics acceptance and guarantee Include recipient's information of electronics red packet in voucher, issuer information, the information such as payment.If less In, then refusal generates electronics acceptance and guarantee card, and to end and server return announcement information is provided, with logical Know granting end and server insufficient in amount, it is impossible to provide electronics acceptance and guarantee voucher.Wherein virtual resource can be with It is the cash gift or gift token, recipient can be according to the cash gift or gift token exchange for ready money or material object.

S205, the script and copy for generating electronics red packet；

S206, the copy for sending electronics red packet；

Server generates the configuration file of electronics red packet, and by the information of electronics acceptance and guarantee voucher, Xie Fushen It please instruct, the configuration file of communication interaction window and electronics red packet is packaged according to preset rule, raw Into the script and the copy of script of electronics red packet, the copy of electronics red packet is sent to the receiving terminal of electron red packet.

S207, the copy according to the electronics red packet of reception, show the interface of electronics red packet, and and at interface Upper display communication interaction window；

S208, transmission solution pay application instruction；

Receiving terminal receives the copy of electronics red packet, according to each data included in copy, generates and shows electricity The interface of sub- red packet, and communication interaction window is shown on interface, pass through communication interaction window and electronics red packet Issuer is communicated, and the operation that solution pays application instruction is sent while triggering, and sending solution to bank end pays application Instruction.

Further, receiving terminal may include by communication interaction window with providing the detailed process that end is communicated：

Receiving terminal obtains the feedback information that recipient inputs in communication interaction window, and is sent to server；Clothes Business device writes feedback information in the script of electronics red packet, and feedback information is sent into granting end；Provide end The feedback information is shown to issuer, the feedback information of issuer input is obtained, the feedback information is sent To server；Server writes feedback information in the script of electronics red packet, and refers to receiving terminal transmission renewal Order；Receiving terminal obtains feedback information and is shown in communication interaction window according to the script more latest copy of electronics red packet In mouthful.By the combination of communication interaction window and electronics red packet, one kind is provided for interpersonal communication New communication way, meanwhile, it can strengthen participating in the exchange of each side during electronics red packet is provided, extend electronics The application of red packet.

Further, electronics red packet is transmitted to recipient and referred to by receiving terminal when receiving red packet transfer instructions Other fixed receiving terminals, and the currency data produced when forwarding is sent to server, server circulates this Data write the script of electronics red packet, sender and connect that currency data is forwarded each time including electronics red packet The information data of debit.The currency data that server sends receiving terminal writes the script of electronics red packet, in original The circulation track record of electronics red packet is formed in this, such as：Whom electronics red packet sent by, and is received by whom, after Whom has been given to again.So, latter recipient, can understand electronics red packet according to circulation track record Circulation process, so that electronics red packet carries more information.

S209, application instruction is paid according to solution, by the virtual resource described in electronics acceptance and guarantee voucher from electronics The account of red packet issuer is transferred to the account of recipient；

S210, transmission result.

Application instruction, defrosting virtual resource, by described in electronics acceptance and guarantee voucher are paid according to solution in bank end Virtual resource is transferred to the account of recipient from the account of electronics red packet issuer, and result is sent to Provide end.

Data interactive method provided in an embodiment of the present invention, by server by the letter of electronics acceptance and guarantee voucher Breath, solution pay the configuration file of application instruction, communication interaction window and electronics red packet, according to preset rule Be encapsulated as electronics red packet so that recipient after electronics red packet is received, can also using communication interaction window with Red packet issuer carries out information interchange, compared to prior art, and the present invention is by by electronics red packet and the friendship that communicates It is combined with each other, during the electronics red packet resource bag that server is transmitted between processing transmitting terminal and receiving terminal, The feedback information of transmitting terminal and receiving terminal to electronics red packet can be also obtained, so as to improve server to resource bag The treatment effeciency of related feedback information, is conducive to grasp of the resource bag sender to the information or data of transmission.

Referring to Fig. 3, Fig. 3 is the flow chart for the data interactive method that third embodiment of the invention is provided, In the present embodiment, electronics red packet server is configured in the server of bank end 1 as a module.Such as Fig. 3 Shown, this method comprises the following steps：

S301, the server of bank end 1 generate electronics red packet packet according to the user of transmitting terminal request, and will The amount of money for sending corresponding electronics red packet in the Bank Account Number of end subscriber is freezed, by electronics red packet packet Copy be sent to receiving terminal, in the electronics red packet packet include communication interaction window.

S302, receiving terminal are sent according to the copy of the electronics red packet packet of reception to the server of bank end 2 Request of withdrawing deposit to electronics red packet.

The request of withdrawing deposit to electronics red packet that S303, the server receiving terminal of bank end 2 are sent, according to withdrawing deposit The amount of money that freezes of electronics red packet in Bank Account Number of the server of request transmitting bank end 1 to sending end subscriber enters Row is thawed, and the amount of money corresponding with electronics red packet in the Bank Account Number for sending end subscriber is transferred into receiving terminal In the Bank Account Number of user.

Communication interaction window in the copy that S304, receiving terminal pass through the electronics red packet packet of reception, is obtained The feedback information that recipient inputs in communication interaction window, and it is sent to the server of bank end 1.

S305, the server of bank end 1 write feedback information in electronics red packet packet, and by feedback information It is sent to transmitting terminal.

The feedback information is shown to issuer by S306, transmitting terminal, obtains the feedback information of issuer input, The feedback information is sent to the server of bank end 1.

S307, the server of bank end 1 write feedback information in electronics red packet packet, and are sent out to receiving terminal Send more new command.

S308, receiving terminal update the copy of electronics red packet packet according to the more new command, obtain feedback information And be shown in communication interaction window.

Existing internet electronic red packet, the electronics red packet of such as wechat platform, the electronics of Alipay platform are red Bag, does not support communication interaction function, i.e., existing internet electronic red packet is all that one-side data are passed It is defeated, it is impossible to realize multi-party information exchange, so as to limit the application of electronics red packet, reduce electronics red The treatment effeciency of the related feedback information of bag.

In the embodiment of the present invention, as shown in Figure 4,5, the terminal of user 1 is transmitting terminal, the terminal of user 2 2 be receiving terminal.The correspondence bank server 1 of Bank Account Number 1 of user 1, the correspondence of Bank Account Number 2 of user 2 Bank server 2.User 1 can be enterprise or individual.

Bank server 1 is received after the request of generation electronics red packet of the submission of user 1, the generation A amount of money Electronics red packet, and freeze the A amount of money in Bank Account Number 1.The transmitting terminal of user 1 sends generation into domain Electronics red packet or the generation electronics red packet address information.User 2 finds electronics red packet, enters to rob Red packet, accept covert payment, tear red packet, neck open and red packet and feedback information is sent to bank using communication interaction window The grade of server 1 is operated, wherein, when confirming neck electronics red packet, bank's clothes of the transmitting bank's account 2 of user 2 Business device 2, bank server 2 is verified, and thaw request, bank service are sent to bank server 1 after confirmation Device 1 is thawed the A amount of money freezed in Bank Account Number 1, and the A amount of money is drawn from Bank Account Number 1 Push in Bank Account Number 2.

And in the prior art, as shown in Figure 6,7, user 3 logs in platform in terminal 3, to identical platform User 4 sends electronics red packet (amount of money size is B), and user 4 logs in the platform in terminal 4 and collects electronics Red packet, the server of the platform perform user 3 platform account 3 (user 3 platform electronic account, Associated in advance with the Bank Account Number 3 of user 3) with (electricity of the user 4 in platform of platform account 4 of user 4 Sub- account, is associated with the Bank Account Number 4 of user 4 in advance) between the clearing of electronic sum of money data, i.e. platform Background server is received after the request that gives bonus of the user 3 of terminal 3, and generation correspondence electronics red packet is simultaneously sent To the user 4 of terminal 4, and the remaining sum numeral of platform account 3 is correspondingly subtracted into B, by platform account 4 Remaining sum numeral adds B.Electronic account is only limitted to data in identical platform, and effectively, departing from platform can not then be carried out The amount of money in Bank Account Number 3 is transferred in the Bank Account Number 3 of platform by information exchange, actually user 3, is led to The sub- red packet of amount of money generating crossed in platform account 3, but before user 4 cashes electronics red packet, stored value card The amount of money be still in the bank account of platform.And if user 4 need to cash the electronics red packet got, and need The Current electronic red packet page is closed, platform account 4 is found into wallet menu bar, button of withdrawing deposit is clicked on, The amount of money is withdrawn deposit into the Bank Account Number 4 of association.

The hair of electronics red packet of the prior art, rob, neck is based on platform, depart from platform can not then realize, And in electronics red packet amount of money deposit platform account, hair/receipts of stored value card are only the value datas in plateform system Transfer and mark, user actual value deposit platform account in, bring the safety problem of funds data, There are third-party platform financial risks, and complex operation step of the prior art of withdrawing deposit.

Also, electronics red packet of the prior art all relies on specific propagation platform, it is impossible to cross-platform only Write a biography and broadcast, so as to limit the spread scope of electronics red packet, reduce the propagation efficiency of electronics red packet.And this hair The realization of electronics red packet in bright embodiment is not necessarily based on third-party platform realization, and user is sent after electronics red packet, The correspondence amount of money, which is still in the bank account for the person of giving bonus, to be freezed, until other users acknowledge receipt of electronics red packet Afterwards, the correspondence electronics red packet amount of money is released from the bank account for the person of giving bonus and freezes and transfer accounts to the person of accepting covert payment Bank account in.This programme is not present in safety problem of the fund on third-party platform, this programme, electricity The actual value of sub- wallet directly circulates in bank account, need to be in platform account compared in the prior art Step of withdrawing deposit in circulation and cumbersome step of withdrawing deposit, this programme is easy, safe.

Electronics red packet in this programme realizes cross-platform transmission, and electronics red packet data of the prior art are only capable of It is transmitted and handles in same platform interiors such as instant messaging, electric business platforms, the electronics red packet in this programme Hair and get and be not limited to identical platform, support to carry out between different platform the transmitting of data, interaction and handle.

In order to better illustrate the technical advantage of this programme, with reference to accompanying drawing 8, the distributing electronic of issue terminal 5 is red Bag, receives client 6, reception client 7 ... reception client n and receives electronics red packet, red to electronics When bag is got, got without the identical platform with the distributing electronic red packet of issue terminal 5, while respectively Receive client can also carry out feedback of the information by communication interaction window.And give bonus in the prior art with leading red Bag is both needed to carry out in identical platform system, and client 6 is received in this programme, client 7 ... reception is received Red packet of getting in client n can be different plateform systems, such as mobile client of each bank.This Client 6, reception client 7 ... reception client n are received in scheme can also get electronics red packet and ask The banking terminal for being directly sent to and receiving the Bank Account Number of user is sought, any plateform system is not necessarily based on.By this Scheme, realizes the cross-platform transmission of electronics red packet and gets.Meanwhile, handed over by allowing receiving terminal by communicating Mutual window carries out feedback of the information, is conducive to electronics red packet issuer to grasp granting situation and the reception of electronics red packet The feedback information of side.

Referring to Fig. 9, Fig. 9 is the structural representation for the data processing equipment that fourth embodiment of the invention is provided, For convenience of description, it illustrate only the part related to the embodiment of the present invention.The device can be above-mentioned first A module in the executive agent for the data processing method that embodiment is provided, such as server or server.Should Device mainly includes：Receiver module 401, generation module 402 and sending module 403.Each functional module is detailed Carefully it is described as follows：

Receiver module 401, the electronics red packet that end transmission is provided for receiving opens instruction, and this is opened in instruction The amount information opened comprising promising electronics red packet；

Generation module 402, for when getting the information for the electronics acceptance and guarantee voucher that bank end is provided, The configuration file of electronics red packet is generated, and the information of the electronics acceptance and guarantee voucher, solution pair application are instructed, The configuration file of communication interaction window and the electronics red packet is packaged according to preset rule, generates electronics The copy of the script of red packet and the script；

Sending module 403, the receiving terminal for the copy of the electronics red packet to be sent to electron red packet, makes Copy of the receiving terminal according to the electronics red packet of reception is obtained, the interface of electronics red packet is shown, and in institute State and shown on interface the communication interaction window, sending the solution to the bank end pays application instruction.

It should be noted that in the embodiment of the data processing equipment of figure 9 above example, each functional module Division be merely illustrative of, can be as needed in practical application, such as the configuration requirement of corresponding hardware or The convenient consideration of the realization of person's software, and above-mentioned functions are distributed and completed by different functional modules, it will be somebody's turn to do The internal structure of device is divided into different functional modules, to complete all or part of function described above. Moreover, in practical application, the corresponding functional module in the present embodiment can be realized by corresponding hardware, Corresponding software can also be performed by corresponding hardware to complete.Each embodiment that this specification is provided can all be answered Foregoing description principle is used, is repeated no more below.

The embodiment of the present invention does not use up details, refers to the description of embodiment described in earlier figures 1.

Referring to Fig. 10, Figure 10 is the structural representation for the data processing equipment that fifth embodiment of the invention is provided Figure, for convenience of description, illustrate only the part related to the embodiment of the present invention.In the data of Fig. 9 examples On the basis of processing unit, the difference of the present embodiment and the data processing equipment of Fig. 9 examples is, In the present embodiment：

Further, the device also includes：

Communication module 501, for receiving the feedback information that the receiving terminal is sent by the communication interaction window；

Data update module 502, for the feedback information to be write in the script of the electronics red packet；

Sending module 403, is additionally operable to the feedback information being sent to the granting end；

Communication module 501, is additionally operable to receive the feedback information that the granting end is sent according to the feedback information；

Data update module 502, is additionally operable to write the feedback information in the script of the electronics red packet；

Sending module 403, is additionally operable to send more new command to the receiving terminal so that the receiving terminal is according to the electricity The script of sub- red packet updates the copy, and the feedback information is included in the communication interaction window.

Further, receiver module 401, are additionally operable to obtain the currency data of the electronics red packet；

Data update module 502, is additionally operable to write the currency data in the script of the electronics red packet, the stream Sender and the information data of recipient that logical data are forwarded each time including the electronics red packet.

Further, electronics red packet is opened in receiver module 401, the application for being additionally operable to receive granting end transmission Request, the accounts information of the issuer is included in the request；

The device also includes：

Whether judge module 503, the account for judging the issuer has the authority for opening the electronics red packet；

Sending module 403, has the authority for opening the electronics red packet if being additionally operable to the account of the issuer, The feedback information for authorizing the account of the issuer to open the electronics red packet is sent to the granting end.

Further, sending module 403, are additionally operable to opening this into the amount of money opened for electronics red packet in instruction Information is transmitted to the bank end so that the bank end generates the electronics acceptance and guarantee voucher according to the amount information, And the information of the electronics acceptance and guarantee voucher is sent to the server.

The embodiment of the present invention does not use up details, refers to the description of foregoing embodiment illustrated in fig. 1.

Knowable to the data processing equipment of above-mentioned Fig. 9 or Figure 10 examples, the present invention is by by electronics acceptance and guarantee The information of voucher, solution pay the configuration file of application instruction, communication interaction window and electronics red packet, according to pre- The rule put is encapsulated as electronics red packet so that recipient can also be handed over after electronics red packet is received using communication Mutual window carries out information interchange with red packet issuer, compared to prior art, and the present invention is by by electronics red packet It is combined with communication interaction, the electronics red packet resource bag that server is transmitted between processing transmitting terminal and receiving terminal During, the feedback information of transmitting terminal and receiving terminal to electronics red packet can be also obtained, so as to the service of improving Device to the treatment effeciency of resource bag related feedback information, be conducive to resource bag sender to the information of transmission or The grasp of data.And further, by recording circulation track, may be such that the more letters of electronics red packet carrying Breath, extends the application of electronics red packet.

Figure 11 is referred to, Figure 11 is the structural representation for the data interaction system that sixth embodiment of the invention is provided Figure, as shown in figure 11, the system includes：Provide end 601, server 602, receiving terminal 603, bank End 604；

Wherein, end 601 is provided, instruction is opened for what is triggered according to electronics red packet issuer, generates electronics Red packet opens instruction, and the electronics red packet is opened into instruction is sent to server 602, and the electronics red packet is opened The amount information opened in instruction comprising promising electronics red packet；

Server 602, bank end 604 is transmitted to for the electronics red packet to be opened into instruction；

Bank end 604, for according to the amount information, freezing the amount of money in the account of electronics red packet issuer The corresponding virtual resource of information, generation electronics acceptance and guarantee voucher and solution pay application instruction, and the electronics is held The information of promise evidence for payment and the solution pay application instruction and are sent to server 602；

Server 602, is additionally operable to generate the configuration file of electronics red packet, and by the electronics acceptance and guarantee voucher Information, the solution pay application instruction, the configuration file of communication interaction window and the electronics red packet according to preset Rule be packaged, generate electronics red packet script and the script copy, by the copy of the electronics red packet Send the receiving terminal 603 of electron red packet；

Receiving terminal 603, for the copy of the electronics red packet according to reception, shows the interface of electronics red packet, And the communication interaction window is shown on the surface, and send solution pair application instruction to bank end 604；

Bank end 604, is additionally operable to pay application instruction according to the solution, by described in the electronics acceptance and guarantee voucher Virtual resource the account of recipient is transferred to from the account of the electronics red packet issuer, and result is sent out Give granting end 601.

The said equipment each realizes that the process of its function specifically refers to above-mentioned first embodiment to the 3rd implementation Example, the structure of above-mentioned server specifically refers to above-mentioned fourth embodiment and the 5th embodiment, no longer goes to live in the household of one's in-laws on getting married herein State.

Data interaction system provided in an embodiment of the present invention, by server by the letter of electronics acceptance and guarantee voucher Breath, solution pay the configuration file of application instruction, communication interaction window and electronics red packet, according to preset rule Be encapsulated as electronics red packet so that recipient after electronics red packet is received, can also using communication interaction window with Red packet issuer carries out information interchange, compared to prior art, and the present invention is by by electronics red packet and the friendship that communicates It is combined with each other, during the electronics red packet resource bag that server is transmitted between processing transmitting terminal and receiving terminal, The feedback information of transmitting terminal and receiving terminal to electronics red packet can be also obtained, so as to improve server to resource bag The treatment effeciency of related feedback information, is conducive to grasp of the resource bag sender to the information or data of transmission.

In several embodiments provided herein, it should be understood that disclosed method, device and be System, can be realized by another way.For example, device embodiment described above is only schematic , for example, the division of the module, only a kind of division of logic function, can there is another when actually realizing Outer dividing mode, such as multiple module or components can combine or be desirably integrated into another system, or Some features can be ignored, or not perform.Another, shown or discussed coupling or straight each other Connect coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or module, Can be electrical, machinery or other forms.

The module illustrated as separating component can be or may not be it is physically separate, as The part that module is shown can be or may not be physical module, you can with positioned at a place, or It can also be distributed on multiple mixed-media network modules mixed-medias.It can select according to the actual needs therein some or all of Module realizes the purpose of this embodiment scheme.

In addition, each functional module in each embodiment of the invention can be integrated in a processing module, Can also be that modules are individually physically present, can also two or more modules be integrated in a module In.Above-mentioned integrated module can both be realized in the form of hardware, it would however also be possible to employ software function module Form is realized.

If the integrated module realized using in the form of software function module and as independent production marketing or In use, can be stored in a computer read/write memory medium.Understood based on such, the present invention The part that is substantially contributed in other words to prior art of technical scheme or the technical scheme whole or Part can be embodied in the form of software product, and the computer software product is stored in a storage medium In, including some instructions to cause a computer equipment (can be personal computer, server, or Person's network equipment etc.) perform all or part of step of each of the invention embodiment methods described.And it is foregoing Storage medium includes：USB flash disk, mobile hard disk, read-only storage (ROM, Read-Only Memory), Random access memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can be with The medium of store program codes.

It should be noted that for foregoing each method embodiment, for simplicity description, therefore it is all stated For a series of combination of actions, but those skilled in the art should know, the present invention is not by described The limitation of sequence of movement, because according to the present invention, some steps can use other orders or carry out simultaneously. Secondly, those skilled in the art should also know, embodiment described in this description belongs to be preferable to carry out Example, necessary to involved action and module might not all be the present invention.

In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, without detailed in some embodiment The part stated, may refer to the associated description of other embodiments.

It is that data processing method provided by the present invention and device, data interactive method and system are retouched above State, for those skilled in the art, according to the thought of the embodiment of the present invention, in embodiment and should With will change in scope, to sum up, this specification content should not be construed as limiting the invention.

Claims

1. a kind of data processing method, it is characterised in that methods described includes：

The electronics red packet that server receives the transmission of granting end opens instruction, and described open includes promising electricity in instruction The amount information that sub- red packet is opened；

When getting the information for the electronics acceptance and guarantee voucher that bank end is provided, the configuration of electronics red packet is generated File, and by the information of the electronics acceptance and guarantee voucher, solution pay application instruction, communication interaction window and The configuration file of the electronics red packet is packaged according to preset rule, generates script and the institute of electronics red packet State the copy of script；

The copy of the electronics red packet is sent to the receiving terminal of electron red packet so that the receiving terminal is according to connecing The copy for the electronics red packet received, shows the interface of electronics red packet, and shows described logical on the interface Believe interactive window, and the solution is sent to the bank end and pay application instruction.

2. according to the method described in claim 1, it is characterised in that the copy by the electronics red packet Include after the receiving terminal for sending electron red packet：

The feedback information that the receiving terminal is sent by the communication interaction window is received, by the feedback information In the script for writing the electronics red packet, and the feedback information is sent to the granting end；

The feedback information that the granting end is sent according to the feedback information is received, the feedback information is write In the script of the electronics red packet, and to the receiving terminal send more new command so that the receiving terminal according to The script of the electronics red packet updates the copy, and the feedback information is included in the communication interaction window In mouthful.

3. method according to claim 1 or 2, it is characterised in that methods described also includes：

Obtain the currency data of the electronics red packet, and the currency data is write to the original of the electronics red packet In this, sender and the information of recipient that the currency data is forwarded each time including the electronics red packet Data.

4. method according to claim 3, it is characterised in that the electronics that end is sent is provided in the reception Red packet includes before opening instruction：

The request of electronics red packet is opened in the application for receiving the granting end transmission, includes described in the request The accounts information of the issuer of electronics red packet；

Whether judge the account of the issuer has the authority for opening the electronics red packet；

The account of the issuer is authorized to open the anti-of the electronics red packet if so, then being sent to the granting end Feedforward information.

5. a kind of data interactive method, it is characterised in that methods described includes：

Provide end and open instruction according to what electronics red packet issuer was triggered, generation electronics red packet opens instruction, and The electronics red packet is opened into instruction and is sent to server, the electronics red packet, which is opened, includes promising electricity in instruction The amount information that sub- red packet is opened；

The electronics red packet is opened instruction and is transmitted to bank end by the server；

The bank end amount of money letter in the account of electronics red packet issuer is freezed according to the amount information Corresponding virtual resource is ceased, and generates electronics acceptance and guarantee voucher and solution pair application instruction, the electronics is held The information of promise evidence for payment and the solution pay application instruction and are sent to the server；

The server generates the configuration file of electronics red packet, and by the information of the electronics acceptance and guarantee voucher, The solution pays the configuration file of application instruction, communication interaction window and the electronics red packet according to preset rule Then it is packaged, the script of electronics red packet and the copy of the script is generated, by the copy of the electronics red packet Send the receiving terminal of electron red packet；

The receiving terminal shows the interface of electronics red packet according to the copy of the electronics red packet of reception, and The communication interaction window is shown on the interface, and the solution is sent to the bank end and pays application instruction；

Application instruction is paid in the bank end according to the solution, by the void described in the electronics acceptance and guarantee voucher The account for intending resource from the electronics red packet issuer is transferred to the account of recipient, and result is sent To the granting end.

6. a kind of data processing equipment, it is characterised in that described device includes：

Receiver module, the electronics red packet that end transmission is provided for receiving opens instruction, and described open in instruction is wrapped Contain the amount information opened for electronics red packet；

Generation module, for when getting the information for the electronics acceptance and guarantee voucher that bank end is provided, generating The configuration file of electronics red packet, and by the information of the electronics acceptance and guarantee voucher, solution pay application instruction, it is logical The configuration file of letter interactive window and the electronics red packet is packaged according to preset rule, generates electronics The copy of the script of red packet and the script；

Sending module, the receiving terminal for the copy of the electronics red packet to be sent to electron red packet so that institute Copy of the receiving terminal according to the electronics red packet of reception is stated, the interface of electronics red packet is shown, and on the boundary The communication interaction window is shown on face, and the solution is sent to the bank end and pays application instruction.

7. device according to claim 6, it is characterised in that described device also includes：

Communication module, for receiving the feedback information that the receiving terminal is sent by the communication interaction window；

Data update module, for the feedback information to be write in the script of the electronics red packet；

The sending module, is additionally operable to the feedback information being sent to the granting end；

The communication module, is additionally operable to receive the feedback information that the granting end is sent according to the feedback information；

The data update module, is additionally operable to write the feedback information in the script of the electronics red packet；

The sending module, be additionally operable to the receiving terminal send more new command so that the receiving terminal according to The script of the electronics red packet updates the copy, and the feedback information is included in the communication interaction window In mouthful.

8. device according to claim 7, it is characterised in that

The receiver module, is additionally operable to obtain the currency data of the electronics red packet；

The data update module, is additionally operable to write the currency data in the script of the electronics red packet, Sender and the information data of recipient that the currency data is forwarded each time including the electronics red packet.

9. device according to claim 8, it is characterised in that

The receiver module, is additionally operable to receive the request that electronics red packet is opened in the application that the granting end sends, Include the accounts information of the issuer of the electronics red packet in the request；

Described device also includes：

Whether judge module, the account for judging the issuer has the authority for opening the electronics red packet；

The sending module, has the authority for opening the electronics red packet if being additionally operable to the account of the issuer, The feedback information for authorizing the account of the issuer to open the electronics red packet is then sent to the granting end.

10. a kind of data interaction system, it is characterised in that the system includes：Provide end, server, Receiving terminal, bank end；

Wherein, the granting end, opens instruction for what is triggered according to electronics red packet issuer, generates electronics Red packet opens instruction, and the electronics red packet is opened into instruction is sent to the server, the electronics red packet Open the amount information opened in instruction comprising promising electronics red packet；

The server, the bank end is transmitted to for the electronics red packet to be opened into instruction；

The bank end, it is described in the account of electronics red packet issuer for according to the amount information, freezing The corresponding virtual resource of amount information, generation electronics acceptance and guarantee voucher and solution pay application instruction, and will be described The information and solution of electronics acceptance and guarantee voucher pay application instruction and are sent to the server；

The server, be additionally operable to generate electronics red packet configuration file, and by the electronics acceptance and guarantee with The configuration file that the information of card, the solution pay application instruction, communication interaction window and the electronics red packet is pressed It is packaged according to preset rule, the script of electronics red packet and the copy of the script is generated, by the electronics The copy of red packet sends the receiving terminal of electron red packet；

The receiving terminal, for the copy of the electronics red packet according to reception, shows the interface of electronics red packet, And the communication interaction window is shown on the interface, and send solution pair application instruction to the bank end；

The bank end, is additionally operable to pay application instruction according to the solution, by the electronics acceptance and guarantee voucher The virtual resource of record is transferred to the account of recipient from the account of the electronics red packet issuer, and will processing As a result it is sent to the granting end.