CN106960313A - The generation method and device of a kind of electronics red packet - Google Patents
The generation method and device of a kind of electronics red packet Download PDFInfo
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- CN106960313A CN106960313A CN201610127669.6A CN201610127669A CN106960313A CN 106960313 A CN106960313 A CN 106960313A CN 201610127669 A CN201610127669 A CN 201610127669A CN 106960313 A CN106960313 A CN 106960313A
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- red packet
- electronics red
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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Abstract
The present invention provides the generation method and device of a kind of electronics red packet, to improve the fund security of electronics red packet issuer and form the related application of electronics red packet and the viscosity of its user.Methods described includes：Receive the information related to generation electronics red packet that electronics red packet issuer is sent；The demand information of electronics red packet issuer is sent to bank's end server；Receive the silver letter card that bank's end server feeds back afterwards enough in the account fund for judging electronics red packet issuer；According to silver letter card and the information related to the generation of electronics red packet, the electronics red packet of the subsidiary audio of generation and/or video information.The technical scheme that the present invention is provided is on the one hand, it is ensured that the account fund safety of electronics red packet issuer, and on the other hand, the electronics red packet form of expression of generation is more enriched, and is more welcome by user, it is possible to increase the related application of electronics red packet and the viscosity of its user.
Description
Technical field
The invention belongs to the generation method and device of internet arena, more particularly to a kind of electronics red packet.
Background technology
Electronics red packet is the product that traditional custom is combined with network technology, is a kind of electronic shape of entity red packet
Formula.Electronics red packet is released by bank earliest, and e-commerce field is introduced into later, as on New Year's Day or other festivals when electricity
The mechanisms such as commercial business's industry, Internet firm attract customer, keep a kind of means of user here.With internet
(Internet) technology, especially mobile Internet (Mobile Internet) technology are developed rapidly, electronics
Red packet and its granting have no longer been these mechanisms " patent ", it is personal also can be by development of Mobile Internet technology
Electronics red packet is provided to relatives and friends.For example, the user of the instant messaging application software such as wechat, QQ uses
The electronics red packet function that these instant messaging application software are provided in itself, can be whenever and wherever possible to particular friend granting
Electronics red packet expresses certain emotion, or disposably provides multiple electronics red packets in circle of friends and rob good fortune for friends
Profit, increases the atmosphere in red-letter day whereby.
Although the electronics red packet species provided now by internet is more and more, for example, wechat red packet, branch
Precious red packet and Baidu's red packet etc. are paid, however, existing electronics red packet is all red packet interconnection networking under line mostly
Simple conversion.When providing electronics red packet, issuer is except by oneself account (including deposit card, credit card
Deng) in fund extract be stranded in the account of operator or by operator directly by fund from issuer
Account is marked outside the subject matter as electronics red packet, and some word classes can also be write in electronics red packet
Language is blessed, for example, may you be hapy and prosperous, New Year lucky, everything is just fine.
From the point of view of the releasing mode of above-mentioned existing electronics red packet, existing electronics red packet is at least present as follows not
Foot：
1) there are certain security breaches.Issuer is the account that the fund in oneself account is stranded in operator
Fund is directly marked by operator in family, due to issuer maloperation that may be present, can cause fund
Loss；
2) electronics red packet can not realize cross-platform transmitting-receiving and funds transfer.Sender and recipient must be same
After platform login account, red packet transmitting-receiving and the funds transfer in platform can be realized.
3) electronics red packet form lack of diversity.Because existing electronics red packet is only to enclose some word classes
Blessing language, form lacks flexibility and diversity.
The content of the invention
It is an object of the invention to provide a kind of generation method of electronics red packet and device, to improve electronics red packet
The fund security of issuer and application and the viscosity of its user for forming electronics red packet correlation.
First aspect present invention provides a kind of generation method of electronics red packet, and methods described includes：
Receive the information related to generation electronics red packet that electronics red packet issuer is sent；
The demand information of the electronics red packet issuer is sent to bank's end server；
Bank end server is received to feed back afterwards enough in the account fund for judging the electronics red packet issuer
Silver letter card；
According to the silver letter card and the information related to generation electronics red packet, the subsidiary audio of generation and/or video letter
The electronics red packet of breath.
Second aspect present invention provides a kind of generation method of electronics red packet, and methods described includes：
Receive the demand information of electronics red packet issuer；
According to the demand information, judge whether the account fund of the electronics red packet issuer is enough；
Judging that the account fund of the electronics red packet issuer generates silver letter card and to red packet maker afterwards enough
The silver letter card is fed back, the red packet maker is used for the basis information related to generation electronics red packet and described
The electronics red packet of silver letter card, the subsidiary audio of generation and/or video information.
Third aspect present invention provides a kind of generating means of electronics red packet, and described device includes：
First receiver module, the letter related to generation electronics red packet for receiving the transmission of electronics red packet issuer
Breath；
First sending module, the demand information for sending the electronics red packet issuer to bank's end server；
Second receiver module, the electronics red packet issuer is being judged for receiving bank end server
The silver letter card that account fund feeds back afterwards enough；
Generation module, for according to the silver letter card and the information related to the generation of electronics red packet, generation to be subsidiary
The electronics red packet of audio and/or video information.
Fourth aspect present invention provides a kind of generating means of electronics red packet, and described device includes：
Demand information receiver module, the demand information for receiving electronics red packet issuer；
Judge module, for according to the demand information, judging the account fund of the electronics red packet issuer
It is whether enough；
Silver letter card generation module, for being generated afterwards enough in the account fund for judging the electronics red packet issuer
Silver letter card is simultaneously demonstrate,proved to the red packet maker feedback silver-colored letter, and the red packet maker is used for according to generating electronics
The electronics red packet of the related information of red packet and the silver letter card, the subsidiary audio of generation and/or video information.
Knowable to the invention described above technical scheme, on the one hand, the generation of electronics red packet needs bank's end server
The silver letter card of generation, first freezes to transfer to electronics red packet recipient after fund corresponding with the electronics red packet amount of money and carries
The account of confession, it is ensured that the account fund safety of electronics red packet issuer；On the other hand, the electronics of generation is red
The subsidiary audio of bag and/or video information, compared with existing electronics red packet, form is more for flexibility and various
Property, and cross-platform transmitting-receiving and funds transfer can be realized.
Brief description of the drawings
Fig. 1 is that the generation method for the electronics red packet that the embodiment of the present invention one is provided realizes schematic flow sheet；
Fig. 2 is that the generation method for the electronics red packet that the embodiment of the present invention two is provided realizes schematic flow sheet；
Fig. 3 be the embodiment of the present invention three provide electronics red packet generation method in relevant party interaction flow
Schematic diagram；
Fig. 4 is the structural representation of the generating means for the electronics red packet that the embodiment of the present invention four is provided；
Fig. 5 is the structural representation of the generating means for the electronics red packet that the embodiment of the present invention five is provided；
Fig. 6 is the structural representation of the generating means for the electronics red packet that the embodiment of the present invention six is provided；
Fig. 7-a are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention seven is provided；
Fig. 7-b are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention eight is provided；
Fig. 7-c are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention nine is provided；
Fig. 8-a are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention ten is provided；
Fig. 8-b are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention 11 is provided；
Fig. 8-c are the structural representations of the generating means for the electronics red packet that the embodiment of the present invention 12 is provided；
Fig. 9 is the structural representation of the generating means for the electronics red packet that the embodiment of the present invention 13 is provided；
Figure 10 is the network structure of the sending method for the electronics red packet that the embodiment of the present invention 14 is provided；
Figure 11 is the user terminal and the interaction diagrams at bank end that the embodiment of the present invention 15 is provided；
Figure 12 is the electronics red packet transmission flow schematic diagram that prior art is provided；
Figure 13 is the network structure of the sending method for the electronics red packet corresponding to Figure 12 that prior art is provided；
Figure 14 is the network structure of the sending method for the electronics red packet that the embodiment of the present invention 16 is provided.
Embodiment
In order that the purpose of the present invention, technical scheme and beneficial effect are more clearly understood, below in conjunction with accompanying drawing
And embodiment, the present invention will be described in further detail.It should be appreciated that specific implementation described herein
Example is not intended to limit the present invention only to explain the present invention.
The embodiment of the present invention provides a kind of generation method of electronics red packet, and methods described includes：Receive electronics red
The information related to generation electronics red packet that bag issuer is sent；It is red that the electronics is sent to bank's end server
The demand information of bag issuer；Receive bank end server and judge the account of the electronics red packet issuer
The silver letter card that family fund is fed back afterwards enough；According to the silver letter card and the information related to generation electronics red packet,
The electronics red packet of the subsidiary audio of generation and/or video information.The embodiment of the present invention also provides corresponding electronics red packet
Generating means.It is described in detail individually below.
Accompanying drawing 1 is referred to, is that the generation method for the electronics red packet that the embodiment of the present invention one is provided realizes flow
Schematic diagram, its executive agent can be red packet maker, for example, being commonly called as the electronics red packet of " red packet emperorship "
Generate application program.The generation method of the electronics red packet of the example of accompanying drawing 1 comprises the following steps S101 to step
S104：
S101, receives the information related to generation electronics red packet that electronics red packet issuer is sent.
In embodiments of the present invention, electronics red packet issuer can be the individual of electronics red packet to be provided, mechanism
Deng terminal used in electronics red packet or the application program in terminal is provided, for example, it may be personal provide electricity
The intelligent terminal such as smart mobile phone, panel computer, mechanism are provided used in electronics red packet used in sub- red packet
That is run on PC, server etc. or above-mentioned intelligent terminal, PC or server should
With program etc.；It is being related to the safety operation of information, such as when being related to signature, electronics red packet issuer can be with
It is ID or account of the registrations such as the above-mentioned individual that provide electronics red packet, mechanism etc.；It is understood that on
The safety operation for being related to information for stating citing is also to provide electricity by individual, mechanism of electronics red packet to be provided etc.
Terminal used in sub- red packet or the application program in terminal are carried out.
As one embodiment of the invention, the related to generation electronics red packet of electronics red packet issuer transmission is received
Information can be realized with S1011 as follows to step S1014：
S1011, receives the instruction that electronics red packet is opened in electronics red packet issuer application.
Whether S1012, checking electronics red packet issuer has the authority for opening electronics red packet, if so, then feeding back
Information is to the electronics red packet issuer.
If red packet maker checking electronics red packet issuer has an authority for opening electronics red packet, feedback information,
For example, feedback allows to open confirmation message of electronics red packet etc. to the electronics red packet issuer.If checking electricity
Sub- red packet issuer does not have the authority for opening electronics red packet, then can directly terminate current operation, can be to electricity yet
Sub- red packet issuer feedback prompts information, is pointed out without the authority for opening electronics red packet.As for verifying whether
Whether the specific method with the authority for opening electronics red packet can be checking electronics red packet issuer in bank
End opens this business, logs in whether port is port that bank allows etc., and the present invention can be without limitation to this.
S1013, receive electronics red packet amount information that electronics red packet issuer sets and configuration audio and/or
Video information.
In embodiments of the present invention, the audio and/or video information of electronics red packet issuer configuration can be bells
One section of blessing language of the ready-made audio/video data such as sound, full animation expression, music or individual recording or
Person blesses the video of language and pairing, the picture for example paid a New Year call etc..
S102, the demand information of electronics red packet issuer is sent to bank's end server.
In embodiments of the present invention, red packet maker sends the need of electronics red packet issuer to bank's end server
It can be specifically that the hair signed with the electronics red packet issuer is sent to bank end server to seek information
Discharge the announcement information of the sub- red packet amount of money, and the announcement information is used to notify that electronics red packet is sent out to bank's end server
Send out the electronics red packet amount of money put in the side of putting；Announcement information carries the signature of the electronics red packet issuer, enhancing
The security that electronics red packet is provided.
S103, receives what bank's end server fed back afterwards enough in the account fund for judging electronics red packet issuer
Silver letter card.
In embodiments of the present invention, bank end server is receiving the demand information i.e. band of electronics red packet issuer
Have after the announcement information of the granting electronics red packet amount of money of the electronics red packet issuer signature, judge electronics red packet
The account fund of issuer whether enough, for example, by the account available funds and electronics of electronics red packet issuer
The amount of money corresponding to red packet issuer granting electronics red packet compares, if the former is not less than the latter, it is determined that electronics
The account fund of red packet issuer enough, otherwise terminates program or feeds back remaining sum not to electronics red packet issuer
The information of foot.Bank's end server generates silver after the account fund for judging electronics red packet issuer is enough
The electronic certificates such as letter card, and red packet maker is fed back to, red packet maker receives silver letter card information.Silver letter card
Refer to that bank freezes required number fund according to the application of opener and opened, and promise to undertake according to agreement solution pair bar
Part handles the electronic certificate of payment and settlement.Thing letter card is a kind of with commodity sign code and interactive interface, and can
Record the electronic certificate of the merchandise news.
The operation flow of silver letter card is as follows：
1) opener is by internet or otherwise to Opening Bank's application for credit.
2) accepted after Opening Bank's checking identity, accounts information are errorless, examination ＆ verification confirmation meets the condition of opening L/C, and freezes
Knot, which is protected, opens silver letter card after the fund of paying.
3) receive witness and receive card by internet or otherwise to recipient bank application.
4) receipts card is accepted after recipient bank checking identity, accounts information are errorless (or to set by receiving according to witness is received
Card is received automatically by card bank).
5) receive witness to fulfil under silver letter card item after basis transaction obligation, submission information of honouring an agreement (is generally used for electric business
Field, receipts witness is businessman, fulfils after delivery obligation, submits Shipping Information, in red packet field, due to
It is that opener is gratuitously transferred to receipts witness, therefore avoids the need for fulfiling transaction obligation).
6) receiving witness or the third party specified will apply for that solution is paid information and sent to Opening Bank and apply for that solution is paid (red
In bag field, receive witness and fill in receive and apply for solution pair after card automatically).
7) Opening Bank's solution pays silver letter card and by funds transfer to recipient bank, and fund is transferred to receipts by recipient bank
Demonstrate,prove account.
S104, according to silver letter card and the information related to generation electronics red packet, the subsidiary audio of generation and/or video
The electronics red packet of information.
In embodiments of the present invention, electronics red packet recipient refers in the terminal or terminal that receive electronics red packet
Application program.As one embodiment of the invention, according to silver letter card and the letter related to the generation of electronics red packet
The electronics red packet of breath, the subsidiary audio of generation and/or video information can as follows S1041 to step
S1042 is realized：
S1041, configuration is embedded with the electronics red packet big envelope of the blessing language with audio and/or visual form performance.
S1042, generation audio frequency and video electronics red packet in electronics red packet big envelope is packaged in by silver letter card.
Performed it should be noted that above-mentioned steps S1041 and step S1042 can actually overturn order, i.e.
Silver letter card first can be packaged in electronics red packet big envelope, then, by with the blessing of audio and/or visual form performance
Language is embedded in electronics red packet big envelope.
Through above-mentioned steps S1041 and S1042, after the generation of audio frequency and video electronics red packet, it can be sent out by red packet maker
Deliver to electronics red packet recipient.After electronics red packet recipient obtains the audio frequency and video electronics red packet, the sound is taken apart
Video electronic red packet, electronics red packet, which is received, conveniently can obtain audio-video document information, be solved while triggering silver letter card
Application instruction is paid, the instruction is fed back to bank's end server, and bank's end server generates silver letter before thawing
In the fund freezed during card, the collecting account that electronics red packet recipient offer is provided.It should be noted that
Because audio and/or video information can together be stored with electronics red packet big envelope, therefore, as electronics red packet recipient
When needing, these audios and/or video information can be called to re-read experience.
In the embodiments of the present invention, the generation method of electronics red packet also includes red packet maker and records audio frequency and video
Electronics red packet is the circulation track of the electronics red packet of subsidiary audio and/or video information, for example, audio frequency and video electronics
Whom red packet provided, by information such as whose receptions by.Record This move can receive electronics red packet in red packet maker
The feedback information of recipient is that electronics red packet recipient receives the laggard of feedack after audio frequency and video electronics red packet
OK.While record, electronics red packet recipient can also be received to feedack after audio frequency and video electronics red packet
Notify electronics red packet issuer, it is preferable that display electron red packet issuer.In other words, audio frequency and video electricity
The female parent of sub- red packet is stored in red packet generation, what other each side (for example, electronics red packet recipient) were known
All it is the mapped file of audio frequency and video electronics red packet, such as image, link；Other each side pass through mapping text
Part is modified to female parent, and female parent is finally all stored in red packet maker.
Knowable to the generation method of the electronics red packet of the above-mentioned example of accompanying drawing 1, on the one hand, the generation of electronics red packet
Need the silver letter card of bank end server generation, first freeze to transfer after fund corresponding with the electronics red packet amount of money to
The account that electronics red packet recipient provides, it is ensured that the account fund safety of electronics red packet issuer；The opposing party
Face, the subsidiary audio of electronics red packet and/or video information of generation, compared with existing electronics red packet, shows shape
Formula is more enriched, and is more welcome by user, it is possible to increase the related application of electronics red packet and the viscosity of its user.
Accompanying drawing 2 is referred to, is that the generation method for the electronics red packet that the embodiment of the present invention two is provided realizes flow
Schematic diagram, its executive agent can be bank's end server.The generation method of the electronics red packet of the example of accompanying drawing 2
Comprise the following steps S201 to step S203：
S201, receives the demand information of electronics red packet issuer.
The demand information of electronics red packet issuer is initially sent by electronics red packet issuer, can be by red packet maker
It is forwarded to bank's end server.In embodiments of the present invention, the demand information of electronics red packet issuer specifically may be used
It is red to be the granting electronics with electronics red packet issuer signature that red packet maker is forwarded to bank's end server
The announcement information of volume covered with gold leaf, the announcement information is used to notify that electronics red packet issuer is sent out to bank's end server
The electronics red packet amount of money put.
S202, according to the demand information of reception, judges whether the account fund of electronics red packet issuer is enough.
Bank's end server carries the electronics red packet granting in the demand information for receiving electronics red packet issuer
After the announcement information of the granting electronics red packet amount of money of side's signature, judging the account fund of electronics red packet issuer is
It is no enough, for example, the account available funds of electronics red packet issuer and electronics red packet issuer are provided into electronics
The amount of money compares corresponding to red packet, if the former is not less than the latter, it is determined that the account money of electronics red packet issuer
It is golden enough.
S203, generates silver letter card in the account fund for judging electronics red packet issuer and is generated to red packet afterwards enough
Device feedback silver letter card.
In embodiments of the present invention, red packet maker is used for according to the information and silver related to generation electronics red packet
Sent after the electronics red packet of the silver letter card of row end server feedback, the subsidiary audio of generation and/or video information to electricity
Sub- red packet recipient.
As it was previously stated, red packet maker is anti-according to the information and bank end server related to the generation of electronics red packet
After the electronics red packet of the silver letter card of feedback, the subsidiary audio of generation and/or video information, by the electronics red packet send to
Electronics red packet recipient.After electronics red packet recipient obtains the audio frequency and video electronics red packet, the audio frequency and video are taken apart
Electronics red packet, electronics red packet, which is received, conveniently can obtain audio-video document information, while triggering silver letter card Xie Fushen
It please instruct, the instruction is fed back to bank's end server.Bank's end server receives silver letter card solution pair application and referred to
The fund freezed during silver letter card is generated after order, before defrosting, the gathering of electronics red packet recipient offer is provided
In account.
In order to be further illustrated technical scheme, accompanying drawing 3 give electronics red packet issuer,
Interaction between red packet maker, bank's end server and electronics red packet recipient, whole flow process includes step
S301 is described further below to step S320：
S301, electronics red packet provides direction red packet maker and sends the instruction that electronics red packet is opened in application.
Whether S302, red packet maker checking electronics red packet issuer has the authority for opening electronics red packet.
Red packet maker opens the instruction of electronics red packet receiving the application that electronics red packet issuer sends, to electricity
Whether sub- red packet issuer there is the authority for opening electronics red packet to be verified that specific verification method can be tested
Card electronics red packet issuer whether opened at bank end this business, log in port whether be bank allow port
Deng.By above-mentioned checking, if electronics red packet issuer has the authority for opening electronics red packet, step is performed
S303, otherwise terminates local terminal flow.
S303, red packet maker is to electronics red packet issuer feedback information.
If red packet maker checking electronics red packet issuer has after the authority for opening electronics red packet, red to electronics
Bag issuer feedack for example can be the confirmation message for allowing electronics red packet issuer to open electronics red packet
Deng.
S304, electronics red packet issuer sets electronics red packet amount information and configuration audio and/or video information.
Electronics red packet issuer sets electronics red packet amount information after the feedback information of red packet maker is received
With configuration audio and/or video information, wherein, the audio and/or video information of configuration can be the tinkle of bells, animation
The one section of blessing language or blessing language of the ready-made audio/video data such as expression, music or individual recording
With the video of pairing, picture for example paid a New Year call etc..
S305, electronics red packet issuer sends electronics red packet amount information to red packet maker.
The demand information of electronics red packet issuer is sent to bank end and serviced by S ' 305, electronics red packet issuer
Device.
The demand information that electronics red packet provides the end server transmission of direction bank can be specifically to the bank end
Server sends the announcement information for the granting electronics red packet amount of money signed with the electronics red packet issuer, should
Announcement information is used to notify that electronics red packet issuer sends out the electronics red packet amount of money put to bank's end server.
It should be noted that the demand information of electronics red packet issuer can also be forwarded by red packet maker, i.e.
Electronics red packet issuer first can send its demand information to red packet maker, then by red packet maker by electricity
The demand information of sub- red packet issuer is sent to bank's end server.
S " 305, electronics red packet issuer sends the audio and/or video information of configuration to red packet maker.
It should be noted that above-mentioned steps S305, S, ' 305 and the execution sequences of S " 305 can be overturned, for example,
Electronics red packet issuer first can send the demand information of electronics red packet issuer to bank's end server, so
Afterwards, then by electronics red packet amount information send to red packet maker, finally, by the audio and/or video of configuration
Information is sent to red packet maker, or, above three step can be performed simultaneously.
S306, bank's end server judges whether the account fund of electronics red packet issuer is enough.
Specifically, bank end server judge electronics red packet issuer account fund whether can be enough by
The account available funds of electronics red packet issuer provides amount of money phase corresponding to electronics red packet with electronics red packet issuer
Compare, if the former is not less than the latter, it is determined that the account fund of electronics red packet issuer enough, otherwise terminates
Program or to feed back the information that Sorry, your ticket has not enough value to electronics red packet issuer be to perform step S307.
S307, bank's end server feeds back the information that Sorry, your ticket has not enough value to electronics red packet issuer.
S308, bank's end server generation silver letter card.
Bank's end server freezes electronics red packet after the account fund for judging electronics red packet issuer is enough
Fund corresponding with the electronics red packet amount of money in the account of issuer, generation silver believes the electronic certificates such as card.
The silver letter card of generation is fed back to red packet maker by S309, bank's end server.
Silver letter card is packaged in electronics red packet big envelope by S310, red packet maker.
S311, red packet maker will be embedded in electronics red packet envelope with the blessing language of audio and/or visual form performance
In set.
As previously described, because receiving the audio of electronics red packet issuer configuration before red packet maker and/or regarding
Frequency information, therefore, red packet maker can will be embedded in electricity with the blessing language of audio and/or visual form performance
In sub- red packet big envelope.
It should be noted that step S310 and S311 execution sequence can be overturned, i.e. red packet maker
The blessing language that will first can also be showed with audio and/or visual form is embedded in electronics red packet big envelope, then by silver
Letter card is packaged in electronics red packet big envelope；After step S310 and step S311 are finished, the generation present invention
The audio frequency and video electronics red packet referred to, wherein being packaged with silver letter card, is accompanied with audio and/or video information again.
S312, red packet maker sends the audio frequency and video electronics red packet of generation to electronics red packet recipient.
S313, electronics red packet recipient obtains the audio and/or video information in audio frequency and video electronics red packet.
Electronics red packet recipient disassembles audio frequency and video after the audio frequency and video electronics red packet that red packet maker is sent is received
Electronics red packet, can obtain audio/video information therein.
S314, electronics red packet receives direction red packet maker feedback information.
S315, red packet maker recorded electronic red packet recipient feedack is in electronics red packet and is deposited
Storage.
S316, red packet maker notifies electronics red packet recipient's feedack to electronics red packet issuer.
Preferably, electronics red packet recipient feedack is shown electron red packet issuer by red packet maker.
In other words, the female parent of audio frequency and video electronics red packet is stored in red packet generation, and other each side are (for example, electronics is red
Wrap recipient) what is known is all the mapped file of audio frequency and video electronics red packet, such as image, link；Other
Each side is modified by the mapped file to female parent, and female parent is finally all stored in red packet maker.
S317, electronics red packet recipient triggering silver letter card solution pays application instruction.
As it was previously stated, the audio frequency and video electronics red packet that red packet maker is sent is packaged with the electronic certificates such as silver letter card,
Therefore, electronics red packet recipient can trigger silver letter card solution and pay application instruction.
Silver letter card solution is paid application instruction feedback to bank's end server by S318, electronics red packet recipient.
S319, bank's end server performs solution and pays operation.
Bank's end server performs Xie Fucao after the silver letter card solution for receiving electronics red packet recipient pays application instruction
Make, deblocking of funds corresponding with the electronics red packet amount of money will be freezed in the account of electronics red packet issuer before,
Transfer to electronics red packet recipient's destiny account.
S320, bank's end server feedback information electron red packet issuer.
Bank's end server by deblocking of funds and is being transferred to electronics red packet recipient's destiny account, to electronics
The status information of red packet issuer feedback silver letter card.
Accompanying drawing 4 is referred to, is the structural representation of the generating means for the electronics red packet that the embodiment of the present invention four is provided
Figure.For convenience of description, accompanying drawing 4 illustrate only the part related to the embodiment of the present invention.The example of accompanying drawing 4
Electronics red packet generating means be the example of accompanying drawing 1 electronics red packet generation method executive agent, it can
To be red packet maker, for example, being commonly called as the red packet generation application program of " red packet emperorship ".The example of accompanying drawing 4
The generating means of electronics red packet mainly include the first receiver module 401, the first sending module 402, second connect
Module 403 and generation module 404 are received, wherein：
First receiver module 401, for receiving being generated with generation electronics red packet for electronics red packet issuer transmission
Related information；
First sending module 402, the demand information for sending electronics red packet issuer to bank's end server；
Second receiver module 403, the account of electronics red packet issuer is being judged for receiving bank's end server
The silver letter card that fund is fed back afterwards enough；
Generation module 404, for according to silver letter card and the information related to generation electronics red packet, generation to be subsidiary
The electronics red packet of audio and/or video information.
It should be noted that in the embodiment of the generating means of the electronics red packet of the example of the figures above 4, respectively
The division of functional module is merely illustrative of, can be as needed in practical application, such as corresponding hardware is matched somebody with somebody
The convenient consideration of requirement or the realization of software is put, and above-mentioned functions are distributed and completed by different functional modules,
Will the internal structure of generating means of the electronics red packet be divided into different functional modules, more than completion
The all or part of function of description.Moreover, in practical application, the corresponding functional module in the present embodiment
Can be realized by corresponding hardware, corresponding software can also be performed by corresponding hardware and completed, for example,
The first foregoing receiver module, can be with the foregoing reception electronics red packet issuer transmission of execution and generation
The hardware of the related information of electronics red packet, such as the first receiver or is able to carry out corresponding computer
Program is so as to complete the general processor or other hardware devices of foregoing function；Generation module as the aforementioned again,
Can perform according to silver letter card and the information related to generation electronics red packet, the subsidiary audio of generation and/or video
The hardware of the electronics red packet of information, for example maker or be able to carry out corresponding computer program so as to
Completing the general processor or other hardware devices of foregoing function, (each embodiment that this specification is provided is all
Foregoing description principle can be applied).
First receiver module 401 of the example of accompanying drawing 4 can include instruction reception unit 501, checking feedback
Member 502 and information receiving unit 503, the electronics red packet that the embodiment of the present invention five is provided as shown in Figure 5
Generating means.Wherein：
Instruction reception unit 501, the instruction of electronics red packet is opened for receiving electronics red packet issuer application；
Feedback unit 502 is verified, for verifying whether electronics red packet issuer has the power for opening electronics red packet
Limit, if so, then feedback information is to electronics red packet issuer；
Information receiving unit 503, for receive electronics red packet issuer setting electronics red packet amount information and
The audio and/or video information of configuration.
First sending module 402 of the example of accompanying drawing 4 can include notifying transmitting element 601, such as the institute of accompanying drawing 6
Show the generating means for the electronics red packet that the embodiment of the present invention six is provided.Notify that transmitting element 601 is used for bank
Server is held to send the announcement information for the granting electronics red packet amount of money signed with electronics red packet issuer.
The generation module 404 of accompanying drawing 4 to any example of accompanying drawing 6 can include big envelope dispensing unit 701 and envelope
Fill unit 702, the generation of electronics red packet as shown in accompanying drawing 7-a to the accompanying drawing 7-c embodiment of the present invention seven to nine
Device, wherein：
Big envelope dispensing unit 701, the blessing language showed with audio and/or visual form is embedded with for configuring
Electronics red packet big envelope；
Encapsulation unit 702, for silver letter card to be packaged in into generation audio frequency and video electronics red packet in electronics red packet big envelope.
The generating means of accompanying drawing 4 to the electronics red packet of any example of accompanying drawing 6 can also include logging modle 801,
The generating means of electronics red packet as shown in accompanying drawing 8-a to the accompanying drawing 8-c embodiment of the present invention ten to 12.Record
Module 801 is used for the circulation track for recording the electronics red packet of subsidiary audio and/or video information.
Logging modle 801 is used for the circulation track for recording the electronics red packet of subsidiary audio and/or video information.
Accompanying drawing 9 is referred to, is that the structure of the generating means for the electronics red packet that the embodiment of the present invention 13 is provided is shown
It is intended to.For convenience of description, accompanying drawing 9 illustrate only the part related to the embodiment of the present invention.Accompanying drawing 9 shows
The generating means of the electronics red packet of example are the executive agents of the generation method of the electronics red packet of the example of accompanying drawing 2, its
It can be bank's end server.The generating means of the electronics red packet of the example of accompanying drawing 9 mainly connect including demand information
Module 901, judge module 902 and silver letter card generation module 903 are received, wherein：
Demand information receiver module 901, the demand information for receiving electronics red packet issuer；
Judge module 902, for information according to demand, judge electronics red packet issuer account fund whether
Enough；
Silver letter card generation module 903, for being generated afterwards enough in the account fund for judging electronics red packet issuer
Silver letter card is simultaneously demonstrate,proved to red packet maker feedback silver letter, and red packet maker is used for according to related to generation electronics red packet
Information and the silver letter card, the electronics red packet of the subsidiary audio of generation and/or video information.
Below by way of the network structure of the sending method of the exemplary electron red packet of accompanying drawing 10, illustrate user terminal and silver
The interaction flow at row end, as shown in Figure 11：
The terminal of user 1 is transmitting terminal, and the terminal 2 of user 2 is receiving terminal.The Bank Account Number 1 of user 1
Correspondence bank server 1, the correspondence bank server 2 of Bank Account Number 2 of user 2.User 1 can be enterprise
Or it is personal.
Bank server 1 is received after the request of generation electronics red packet of the submission of user 1, the generation A amount of money
Electronics red packet, and freeze the A amount of money in Bank Account Number 1.The transmitting terminal of user 1 sends generation into domain
Electronics red packet or the generation electronics red packet address information.User 2 finds electronics red packet, is receiving
Hold into red packet of robbing, accept covert payment, tear red packet, the neck operation such as red packet open, wherein, when confirming neck electronics red packet,
The bank server 2 of the transmitting bank's account 2 of user 2, bank server 2 is verified, and confirms backward bank's clothes
Business device 1 sends request of thawing, and bank server 1 is thawed the A amount of money freezed in Bank Account Number 1,
And transfer the A amount of money into Bank Account Number 2 from Bank Account Number 1.
In the prior art, as shown in accompanying drawing 12,13, user 3 logs in platform in terminal 3, to identical platform
User 4 send electronics red packet (amount of money size is B), user 4 logs in the platform in terminal 4 and collects electronics
Red packet, the server of the platform perform user 3 platform account 3 (user 3 platform electronic account,
Associated in advance with the Bank Account Number 3 of user 3) with (electricity of the user 4 in platform of platform account 4 of user 4
Sub- account, is associated with the Bank Account Number 4 of user 4 in advance) between the clearing of electronic sum of money data, i.e. platform
Background server is received after the request that gives bonus of the user 3 of terminal 3, and generation correspondence electronics red packet is simultaneously sent
To the user 4 of terminal 4, and the remaining sum numeral of platform account 3 is correspondingly subtracted into B, by platform account 4
Remaining sum numeral adds B.Electronic account is only limitted to data in identical platform, and effectively, departing from platform can not then be carried out
The amount of money in Bank Account Number 3 is transferred in the Bank Account Number 3 of platform by information exchange, actually user 3, is led to
The sub- red packet of amount of money generating crossed in platform account 3, but before user 4 cashes electronics red packet, stored value card
The amount of money be still in the bank account of platform.And if user 4 need to cash the electronics red packet got, and need
The Current electronic red packet page is closed, platform account 4 is found into wallet menu bar, button of withdrawing deposit is clicked on,
The amount of money is withdrawn deposit into the Bank Account Number 4 of association.
From it is above-mentioned to accompanying drawing 12, the prior art of 13 examples knowable to, the hair of electronics red packet of the prior art,
Rob, neck is based on platform, departing from platform can not then realize, and in electronics red packet amount of money deposit platform account,
Hair/receipts of stored value card are only transfer and the mark of the value data in plateform system, and the actual value of user is deposited
Enter in platform account, bring the safety problem of funds data, there are third-party platform financial risks, and it is existing
Complex operation step of withdrawing deposit in technology.
The realization of electronics red packet in the present invention is not necessarily based on third-party platform realization, and user sends electronics red packet
Afterwards, the correspondence amount of money, which is still in the bank account for the person of giving bonus, freezes, until other users acknowledge receipt of electronics
After red packet, will correspondence the electronics red packet amount of money is released from the bank account for the person of giving bonus freeze and transfer accounts to receipts it is red
In the bank account of bag person.The present invention is not present in safety problem of the fund on third-party platform, the present invention,
The actual value of stored value card directly circulates in bank account, need to be in platform account compared in the prior art
Step of withdrawing deposit in middle circulation and cumbersome step of withdrawing deposit, the present invention is easy, safe.
Electronics red packet in the present invention realizes cross-platform transmission, and electronics red packet data of the prior art are only capable of
It is transmitted and handles in same platform interiors such as instant messaging, electric business platforms, the electronics red packet in the present invention
Hair and get and be not limited to identical platform, support to carry out between different platform the transmitting of data, interaction and handle.
In order to which the technical advantage of the present invention is better described, with reference to accompanying drawing 14, the distributing electronic of issue terminal 5 is red
Bag, receiving terminal 6, receiving terminal 7 ... receiving terminal n receive electronics red packet, are carried out to electronics red packet
When getting, got without the identical platform with the distributing electronic red packet of issue terminal 5.And in the prior art
To give bonus be both needed to neck red packet and carried out in identical platform system, receiving terminal 6, receiving terminal in the present invention
Red packet of getting in 7 ... receiving terminal n can be different plateform systems, such as mobile client of each bank
End.Receiving terminal 6, receiving terminal 7 ... receiving terminal n, which can also get electronics red packet, in the present invention asks
The banking terminal for being directly sent to and receiving the Bank Account Number of user is sought, any plateform system is not necessarily based on.By this
Invention, realizes the cross-platform transmission of electronics red packet and gets.
It should be noted that the content such as information exchange, implementation procedure between each module/unit of said apparatus,
Due to being based on same design with the inventive method embodiment, its technique effect brought is implemented with the inventive method
Example is identical, and particular content can be found in the narration in the inventive method embodiment, and here is omitted.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment
It can be by program to instruct the hardware of correlation to complete, the program can be stored in a computer-readable and deposit
In storage media, storage medium can include：Read-only storage (ROM, Read Only Memory), with
Machine access memory (RAM, Random Access Memory), disk or CD etc..
The generation method and device of the electronics red packet provided above the embodiment of the present invention have carried out detailed Jie
Continue, specific case used herein is set forth to the principle and embodiment of the present invention, and the above is implemented
The explanation of example is only intended to help and understands the method for the present invention and its core concept；Simultaneously for this area
Those skilled in the art, according to the thought of the present invention, have change in specific embodiments and applications
Part, in summary, this specification content should not be construed as limiting the invention.
Claims (10)
1. a kind of generation method of electronics red packet, it is characterised in that methods described includes：
Receive the information related to generation electronics red packet that electronics red packet issuer is sent；
The demand information of the electronics red packet issuer is sent to bank's end server；
Bank end server is received to feed back afterwards enough in the account fund for judging the electronics red packet issuer
Silver letter card；
According to the silver letter card and the information related to generation electronics red packet, the subsidiary audio of generation and/or video letter
The electronics red packet of breath.
2. the method as described in claim 1, it is characterised in that the reception electronics red packet issuer is sent
To the related information of generation electronics red packet, including：
Receive the instruction that electronics red packet is opened in the electronics red packet issuer application；
Verify whether the electronics red packet issuer has the authority for opening electronics red packet, if so, then feedback letter
Cease to the electronics red packet issuer；
Receive the electronics red packet issuer electronics red packet amount information set and the audio configured and/or regard
Frequency information.
3. the method as described in claim 1, it is characterised in that described to send described to bank's end server
The demand information of electronics red packet issuer, including：
The granting electronics red packet gold signed with the electronics red packet issuer is sent to bank end server
The announcement information of volume.
4. the method as described in claims 1 to 3 any one, it is characterised in that described according to the silver
The electronics red packet of letter card and the information related to generation electronics red packet, the subsidiary audio of generation and/or video information,
Including：
Configuration is embedded with the electronics red packet big envelope of the blessing language with audio and/or visual form performance；
The silver is believed that card is packaged in generation audio frequency and video electronics red packet in electronics red packet big envelope.
5. the method as described in claims 1 to 3 any one, it is characterised in that methods described also includes：
Record the circulation track of the electronics red packet of the subsidiary audio and/or video information.
6. a kind of generation method of electronics red packet, it is characterised in that methods described includes：
Receive the demand information of electronics red packet issuer；
According to the demand information, judge whether the account fund of the electronics red packet issuer is enough；
Judging that the account fund of the electronics red packet issuer generates silver letter card and to red packet maker afterwards enough
Feedback silver letter card, the red packet maker is used to be believed according to the information related to generation electronics red packet and the silver
The electronics red packet of card, the subsidiary audio of generation and/or video information.
7. a kind of generating means of electronics red packet, it is characterised in that described device includes：
First receiver module, the letter related to generation electronics red packet for receiving the transmission of electronics red packet issuer
Breath；
First sending module, the demand information for sending the electronics red packet issuer to bank's end server；
Second receiver module, the electronics red packet issuer is being judged for receiving bank end server
The silver letter card that account fund feeds back afterwards enough；
Generation module, for according to the silver letter card and the information related to generation electronics red packet, generation to be subsidiary
The electronics red packet of audio and/or video information.
8. device as claimed in claim 7, it is characterised in that first sending module includes：
Transmitting element is notified, the electronics red packet issuer label are carried for being sent to bank end server
The announcement information of the granting electronics red packet amount of money of name.
9. the device as described in claim 7 to 8 any one, it is characterised in that the generation module bag
Include：
Big envelope dispensing unit, the electronics of the blessing language with audio and/or visual form performance is embedded with for configuring
Red packet big envelope；
Encapsulation unit, for the silver to be believed into card is packaged in generation audio frequency and video electronics red packet in electronics red packet big envelope.
10. a kind of generating means of electronics red packet, it is characterised in that described device includes：
Demand information receiver module, the demand information for receiving electronics red packet issuer；
Judge module, for according to the demand information, judging the account fund of the electronics red packet issuer
It is whether enough；
Silver letter card generation module, for being generated afterwards enough in the account fund for judging the electronics red packet issuer
Silver letter card is simultaneously demonstrate,proved to the silver-colored letter of red packet maker feedback, and the red packet maker is used for according to generating electronics red packet
The electronics red packet of related information and the silver letter card, the subsidiary audio of generation and/or video information.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2016100123458 | 2016-01-08 | ||
| CN201610012345 | 2016-01-08 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106960313A true CN106960313A (en) | 2017-07-18 |
Family
ID=59481283
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610127669.6A Pending CN106960313A (en) | 2016-01-08 | 2016-03-07 | The generation method and device of a kind of electronics red packet |
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| CN107493342A (en) * | 2017-08-24 | 2017-12-19 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN107508885A (en) * | 2017-08-24 | 2017-12-22 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN107566250A (en) * | 2017-08-24 | 2018-01-09 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN108335089A (en) * | 2018-02-13 | 2018-07-27 | 成诗文 | Distribution method, system, device and the computer readable storage medium of red packet rain |
| CN108647949A (en) * | 2018-04-04 | 2018-10-12 | 北京奇虎科技有限公司 | The implementation method of electronics red packet gets end, generates end and realizes system |
| CN108764871A (en) * | 2018-05-31 | 2018-11-06 | 张江涛 | A kind of electronic firecracker execution method, electronic firecracker, wireless terminal, remote server and computer program product to give bonus |
| CN108880986A (en) * | 2018-06-05 | 2018-11-23 | 郑州村村联网络技术有限公司 | Information interacting method, system and server |
| CN109146436A (en) * | 2018-06-07 | 2019-01-04 | 阿里巴巴集团控股有限公司 | A kind of electronics red packet generation method and device |
| CN109710410A (en) * | 2018-12-24 | 2019-05-03 | 微梦创科网络科技（中国）有限公司 | A kind of internet information resource distribution method and device |
| CN110533404A (en) * | 2019-09-05 | 2019-12-03 | 郁配华 | Red packet method of payment and system based on intermediary, business bank |
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| CN113077280A (en) * | 2021-02-05 | 2021-07-06 | 北京达佳互联信息技术有限公司 | Electronic resource allocation method and device, electronic equipment and storage medium |
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| CN107493342B (en) * | 2017-08-24 | 2019-12-27 | 维沃移动通信有限公司 | Resource transfer method, related equipment and system |
| CN107508885A (en) * | 2017-08-24 | 2017-12-22 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN107566250A (en) * | 2017-08-24 | 2018-01-09 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN107493342A (en) * | 2017-08-24 | 2017-12-19 | 维沃移动通信有限公司 | A kind of resource transfers method, relevant device and system |
| CN107566250B (en) * | 2017-08-24 | 2021-01-29 | 维沃移动通信有限公司 | Resource transfer method, related equipment and system |
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| CN108647949A (en) * | 2018-04-04 | 2018-10-12 | 北京奇虎科技有限公司 | The implementation method of electronics red packet gets end, generates end and realizes system |
| CN108764871A (en) * | 2018-05-31 | 2018-11-06 | 张江涛 | A kind of electronic firecracker execution method, electronic firecracker, wireless terminal, remote server and computer program product to give bonus |
| CN108880986B (en) * | 2018-06-05 | 2021-06-22 | 郑州村村联网络技术有限公司 | Information interaction method, system and server |
| CN108880986A (en) * | 2018-06-05 | 2018-11-23 | 郑州村村联网络技术有限公司 | Information interacting method, system and server |
| CN109146436A (en) * | 2018-06-07 | 2019-01-04 | 阿里巴巴集团控股有限公司 | A kind of electronics red packet generation method and device |
| CN109146436B (en) * | 2018-06-07 | 2021-11-02 | 创新先进技术有限公司 | Electronic red packet generation method and device |
| CN109710410A (en) * | 2018-12-24 | 2019-05-03 | 微梦创科网络科技（中国）有限公司 | A kind of internet information resource distribution method and device |
| CN109710410B (en) * | 2018-12-24 | 2021-08-13 | 微梦创科网络科技（中国）有限公司 | Internet information resource allocation method and device |
| CN111445221A (en) * | 2019-01-17 | 2020-07-24 | 腾讯科技（深圳）有限公司 | Cover generation method, picking method, device and equipment of virtual article package |
| CN111445221B (en) * | 2019-01-17 | 2023-09-26 | 腾讯科技（深圳）有限公司 | Method, device and equipment for generating and picking covers of virtual article packages |
| CN110533404A (en) * | 2019-09-05 | 2019-12-03 | 郁配华 | Red packet method of payment and system based on intermediary, business bank |
| CN110533404B (en) * | 2019-09-05 | 2023-02-24 | 郁配华 | Red envelope payment method and system based on commercial bank intermediary |
| CN113077280A (en) * | 2021-02-05 | 2021-07-06 | 北京达佳互联信息技术有限公司 | Electronic resource allocation method and device, electronic equipment and storage medium |
| CN113159752A (en) * | 2021-05-18 | 2021-07-23 | 中国银行股份有限公司 | Method and device for generating account transfer transaction certificate |
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Application publication date: 20170718 |