CN106960328A

CN106960328A - Processing method, server and the client of electronics red packet

Info

Publication number: CN106960328A
Application number: CN201610129842.6A
Authority: CN
Inventors: 张毅
Original assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Current assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Priority date: 2016-01-08
Filing date: 2016-03-07
Publication date: 2017-07-18

Abstract

The invention discloses a kind of processing method of electronics red packet, it is included in when electronics red packet is sent to receiving terminal, encryption information corresponding with the electronics red packet is sent to receiving terminal, when receiving the checking request of receiving terminal transmission, the corresponding encryption information of the checking request is verified, when being verified, transmission is verified information to the receiving terminal, so that the receiving terminal is after receiving and being verified information, amount of money processing is carried out to the electronics red packet.The invention also discloses a kind of server and client side.The invention enables receiving terminal before the electronics red packet to receiving is handled, server can be first passed through authenticity verification is carried out to the electronics red packet, and when being verified amount of money processing can be carried out to electronics red packet, anti-counterfeit recognition effectively is carried out to the electronics red packet of reception, the security for receiving electronics red packet is improved.

Description

Processing method, server and the client of electronics red packet

Technical field

The present invention relates to Internet technical field, more particularly to a kind of processing method of electronics red packet, service Device and client.

Background technology

Along with the high speed development of Internet technology, electronics red packet arises at the historic moment.Such as wechat red packet, payment Precious red packet, QQ red packets, Baidu's red packet etc., various electronics red packets emerge in an endless stream.However, current electronics Red packet there is no anti-counterfeit measures during transmission.Receiving terminal after electronics red packet is received, It can only typically be discerned whether according to the electronics red packet icon of display as red packet.However, some criminals Generally virus etc. is disguised oneself as electronics red packet, causes receiving terminal after electronics red packet is received, it is easy in Poison.The defect of prior art is that electronics red packet does not have anti-counterfeit measures, there is certain potential safety hazard.

The content of the invention

It is a primary object of the present invention to provide a kind of processing method, server and the client of electronics red packet, Aim to solve the problem that the technical problem that electronics red packet does not have anti-counterfeit measures, there is certain potential safety hazard.

The processing method for the electronics red packet that the present invention is provided comprises the following steps：

When electronics red packet is sent to receiving terminal, encryption information corresponding with the electronics red packet is sent To receiving terminal；

When receiving the checking request of receiving terminal transmission, the corresponding encryption information of the checking request is verified；

When being verified, transmission is verified information to the receiving terminal, so that the receiving terminal is connecing Receive and be verified after information, amount of money processing is carried out to the electronics red packet.

Preferably, it is described when electronics red packet is sent to receiving terminal, will be corresponding with the electronics red packet Encryption information is sent to before the step of receiving terminal, and the processing method of the electronics red packet also includes：

When receiving electronics red packet generation information, it is determined that hair corresponding with electronics red packet generation information Put account and provide the amount of money；

Freeze the granting amount of money in the granting account, and generate corresponding electronics and freeze voucher；

The electronics is freezed into voucher to encapsulate to default red packet big envelope, electronics red packet is generated.

Preferably, the granting amount of money freezed in the granting account, and generate corresponding electronics and freeze After the step of voucher, the processing method of the electronics red packet also includes：

Freeze voucher to the electronics to be encrypted, generate encryption letter corresponding with the electronics red packet Breath；

One false proof layer is generated according to the encryption information, and the false proof layer is superimposed in the form of wire set It is placed on the electronics red packet.

In addition, the present invention further provides the processing method of electronics red packet comprise the following steps：

When receiving electronics red packet and corresponding encryption information, test corresponding with the encryption information is sent Card is asked to server；

When being verified information of server transmission is being received, amount of money processing is carried out to the electronics red packet.

Preferably, the processing method of the electronics red packet is further comprising the steps of：

When receiving electronics red packet and corresponding encryption information, by the corresponding false proof layer of the encryption information Overlapping display is on the electronics red packet in the form of wire.

In addition, the present invention further provides server include：

First sending module, will be with the electronics red packet for when electronics red packet is sent to receiving terminal Corresponding encryption information is sent to receiving terminal；

Authentication module, for when receiving the checking request of receiving terminal transmission, verifying the checking request Corresponding encryption information；

First sending module is additionally operable to when being verified, and transmission is verified information and received to described End, so that the receiving terminal is after receiving and being verified information, is carried out at the amount of money to the electronics red packet Reason.

Preferably, the server also includes：

Determining module, for when receiving electronics red packet generation information, it is determined that being given birth to the electronics red packet Account and the granting amount of money are provided into information is corresponding；

Generation module, freezes for freezing the granting amount of money in the granting account, and generating corresponding electronics Tie voucher；

Package module, is encapsulated to default red packet big envelope for the electronics to be freezed into voucher, generation electricity Sub- red packet.

Preferably, the generation module is additionally operable to freeze voucher to the electronics to be encrypted, and generates Encryption information corresponding with the electronics red packet；

The server also includes laminating module, and the laminating module is used to be generated according to the encryption information One false proof layer, and the false proof layer is arranged on the electronics red packet with superposition in the form of wire.

In addition, the present invention further provides client include：

Second sending module, for when receiving electronics red packet and corresponding encryption information, sending and institute The corresponding checking request of encryption information is stated to server；

Processing module, it is red to the electronics for receiving when being verified information of server transmission Bag carries out amount of money processing.

Preferably, the client also includes display module, and the display module is used to receive electronics When red packet and corresponding encryption information, the corresponding false proof layer of the encryption information is superimposed in the form of wire It is shown on the electronics red packet.

Processing method, server and the client for the electronics red packet that the present invention is provided, by electronics is red When bag is sent to receiving terminal, encryption information corresponding with the electronics red packet is sent to receiving terminal, and When receiving the checking request of receiving terminal transmission, the corresponding encryption information of the checking request is verified, is being tested When card passes through, transmission is verified information to the receiving terminal, so that the receiving terminal is receiving checking After information, amount of money processing is carried out to the electronics red packet, so that receiving terminal is to receiving Before electronics red packet is handled, server can be first passed through authenticity verification is carried out to the electronics red packet, and Amount of money processing can be carried out to electronics red packet, effectively the electronics red packet of reception is carried out when being verified Anti-counterfeit recognition, improves the security for receiving electronics red packet.

Brief description of the drawings

The flow for the first embodiment that Fig. 1 is applied to server for the processing method of electronics red packet of the present invention is shown It is intended to；

The flow for the second embodiment that Fig. 2 is applied to server for the processing method of electronics red packet of the present invention is shown It is intended to；

The flow for the fourth embodiment that Fig. 3 is applied to server for the processing method of electronics red packet of the present invention is shown It is intended to；

The flow for the first embodiment that Fig. 4 is applied to client for the processing method of electronics red packet of the present invention is shown It is intended to；

Fig. 5 is the high-level schematic functional block diagram of server first embodiment of the present invention；

Fig. 6 is the high-level schematic functional block diagram of server second embodiment of the present invention；

Fig. 7 is the high-level schematic functional block diagram of server fourth embodiment of the present invention；

Fig. 8 is the high-level schematic functional block diagram of client first embodiment of the present invention；

Fig. 9 is the high-level schematic functional block diagram of client second embodiment of the present invention；

Figure 10 is the flow example figure of electronics red packet transmission in one embodiment of the invention；

Figure 11 is the system architecture exemplary plot of electronics red packet transmission in one embodiment of the invention；

Figure 12 is the flow example figure that prior art carries out electronics red packet transmission；

Figure 13 is the system architecture exemplary plot that prior art carries out electronics red packet transmission；

Figure 14 is another system framework exemplary plot of electronics red packet transmission in one embodiment of the invention.

The realization, functional characteristics and advantage of the object of the invention will be done further referring to the drawings in conjunction with the embodiments Explanation.

Embodiment

It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, limit is not used to The fixed present invention.

The present invention provides a kind of processing method of electronics red packet, and this method can be realized based on server, example Such as, it can be realized, be performed by red packet server to electricity based on red packet server and bank's end server simultaneously The work such as encryption, the encapsulation of sub- red packet, are performed to the granting amount of money in electronics red packet by bank server The work such as manage, freeze, remitting money；Or bank server realization can also be based only on.Reference picture 1, figure 1 is the schematic flow sheet that the processing method of electronics red packet of the present invention is applied to the first embodiment of server, this The processing method for inventing the electronics red packet proposed comprises the following steps：

Step S11, will encryption corresponding with the electronics red packet when electronics red packet is sent to receiving terminal Information is sent to receiving terminal；

In the present embodiment, the corresponding encryption information of electronics red packet can automatically generate for server, or Person generates according to preset rules, or Time Of Release according to electronics red packet, provides account, provides gold What volume or other release informations were generated.

Can individually it be sent to receiving terminal between encryption information and electronics red packet, in independent send, The mark of carrying electronics red packet is needed in encryption information.

Between encryption information and electronics red packet can also together with send to receiving terminal, for example, generation electronics During red packet, encryption information can be superimposed on electronics red packet.Encryption information can be a character string, And the form of encryption information can be an anti-counterfeiting line being covered on electronics red packet, the anti-counterfeiting line is one Bar character string, by being zoomed in and out to the character string after processing, raw into a line, i.e., above-mentioned anti-counterfeiting line, It is a character string after being amplified.So that have an anti-counterfeiting line on the electronics red packet that receiving terminal is shown, Improve the experience of user.

Step S12, when receiving the checking request of receiving terminal transmission, verifies that the checking request is corresponding Encryption information；

When receiving terminal receives electronics red packet, in order to verify the true and false of the electronics red packet, red to the electronics , it is necessary to which first pass through server carries out authenticity verification to the electronics red packet before bag carries out any processing, so that To prevent that when electronics red packet is virus, the situation of poisoning will be caused to occur during processing electronics red packet.

When receiving terminal receives electronics red packet and corresponding encryption information, it is necessary to first send checking request extremely Server.The checking request can directly carry the encryption information, or can also carry to encryption letter The checking information that breath is generated after being encrypted.

When server receives checking request, the encryption information or checking information carried to the checking request Verified.It is understood that server can prestore the encryption for sending and being generated during electronics red packet Information, when receiving checking request, determines corresponding encryption information, and will determine according to checking request Encryption information be compared with the encryption information that prestores, be then verified when most comparing consistent, no Then verify and do not pass through when consistent；Or server can also prestore the relevant information of electronics red packet, with When receiving checking request, encryption information is generated according to electronics red packet again, and the encryption of generation is believed Cease encryption information corresponding with the checking request received to be compared, be then verified when comparing consistent, Then verify and do not pass through when comparing inconsistent.

Step S13, when being verified, transmission is verified information to the receiving terminal, is connect for described Receiving end carries out amount of money processing after receiving and being verified information to the electronics red packet.

In the present embodiment, after receiving terminal receives and is verified information, electronics red packet can be carried out Amount of money processing.Amount of money processing for example can be to take electronics red packet apart, and receive the amount of money in electronics red packet, Or can also be that electronics red packet is subjected to forward process etc..

It should be noted that obstructed out-of-date verifying, then it represents that the electronics red packet received is forgery red packet, With potential safety hazard, then checking can be sent to receiving terminal not by information, checking is received not in receiving terminal During by information, then directly electronics red packet is deleted, or forbid any operation behavior to electronics red packet； Or it is obstructed out-of-date verifying, server can not also send any information to receiving terminal, and receiving terminal is in hair Send and start timing after checking request, do not receive server return after preset duration is verified information When, then it is assumed that electronics red packet checking does not pass through, then directly deletes electronics red packet, or forbid to electricity Any operation behavior of sub- red packet.

The processing method for the electronics red packet that the present invention is provided, by when electronics red packet is sent to receiving terminal, Encryption information corresponding with the electronics red packet is sent to receiving terminal, and is receiving receiving terminal transmission During checking request, the corresponding encryption information of the checking request is verified, when being verified, checking is sent By information to the receiving terminal, so that the receiving terminal is after receiving and being verified information, to described Electronics red packet carries out amount of money processing, so that receiving terminal carries out processing in the electronics red packet to receiving Before, server can be first passed through authenticity verification is carried out to the electronics red packet, and can be right when being verified Electronics red packet carries out amount of money processing, effectively carries out anti-counterfeit recognition to the electronics red packet of reception, improves and connect Receive the security of electronics red packet.

Further, the first embodiment of the processing method based on electronics red packet of the present invention, the present invention is also carried The second embodiment of the processing method of electronics red packet, reference picture 2 are gone out, Fig. 2 is electronics red packet of the present invention Processing method is applied to before the schematic flow sheet of the second embodiment of server, step S11, the electricity The processing method of sub- red packet also includes：

Step S14, when receiving electronics red packet generation information, it is determined that generating information with the electronics red packet Corresponding granting account and the granting amount of money；

In the present embodiment, electronics red packet generation information can for example include providing the amount of money, provide account, It can also include receiving account etc..It can be savings account, credit card, Alipay account to provide account Family etc..

Step S15, freezes the granting amount of money in the granting account, and generate corresponding electronics and freeze voucher；

Step S16, freezes voucher by the electronics and encapsulates to default red packet big envelope, generates electronics red packet.

For example, it is ten yuan to provide the amount of money, then server can be frozen the ten yuan of amount of money provided in account Knot, and one electronics of generation freezes voucher.The electronics, which freezes voucher, can include providing accounts information, freeze Amount information etc..

In the present embodiment, the red packet big envelope can be for example a big envelope for carrying red packet pattern, connect When receiving end receives the big envelope of the corresponding red packet pattern of triggering electronics red packet, then it can eject electronics and freeze voucher Corresponding icon.

It should be noted that in other embodiments, electronics directly can also be freezed into voucher with red packet figure The form of case shows,

Hereafter in program, and until receiving terminal application thaw provide in account freeze the amount of money before, Do not occur fund transfer, be only to be freezed the granting amount of money provided in account.Therefore, pass through The amount of money will be provided to be freezed, the granting amount of money can be avoided repeatedly to shift, providing the amount of money only need to be in receiving terminal Transfer once, is effectively improved the efficiency for providing red packet when application is thawed.And due to providing the amount of money Only need to transfer successively, therefore the financial risks during transfer of reduction.

It should be noted that above-mentioned electronics, which freezes voucher, can also be referred to as silver letter card, silver letter card refers to silver Row freezes required number fund according to the application of opener and opened, and promises to undertake that paying condition according to agreement solution does Manage the electronic certificate of payment and settlement.In bank's version electronics red packet scene, opener applies sending out to bank Discharge the enterprise of sub- red packet.After electronics red packet has been got, user inputs certainly at the receipts witness of silver letter card Oneself bank account information, card is received to bank's application, and fund is transferred to receipts by bank within the time of agreement Demonstrate,prove account.

The operation flow of silver letter card is as follows：

1.1st, opener is by internet or otherwise to Opening Bank's application for credit.

1.2nd, accepted after Opening Bank's checking identity, accounts information are errorless, examination ＆ verification confirmation meets the condition of opening L/C, Freeze to protect and silver letter card is opened after the fund of paying.

1.3rd, receive witness and receive card by internet or otherwise to recipient bank application.

1.4th, receipts card is accepted after recipient bank checking identity, accounts information are errorless (or to set according to witness is received Receive card automatically by recipient bank).

1.5th, receive witness to fulfil under silver letter card item after basis transaction obligation, submission information of honouring an agreement (is generally used for Electric business field, receipts witness is businessman, fulfils after delivery obligation, submits Shipping Information, in electronics red packet neck In domain, due to being that opener is gratuitously transferred to receipts witness, therefore avoid the need for fulfiling transaction obligation).

1.6th, receive witness or the third party that specifies will apply solution pay information send to Opening Bank's application solution and pay ( In electronics red packet field, receive witness and fill in receive and apply for solution pair after card automatically).

1.7th, Opening Bank's solution pays silver letter card and by funds transfer to recipient bank, and recipient bank turns fund Enter to receive card account.

Further, the second embodiment of the processing method based on electronics red packet of the present invention, the present invention is also carried Go out after the 3rd embodiment of the processing method of electronics red packet, step S15, the place of the electronics red packet Reason method also includes：Freeze voucher to the electronics to be encrypted, generation and the electronics red packet pair The encryption information answered.

In the present embodiment, freezing the algorithm that voucher is encrypted to electronics can be carried out according to actual needs Selection, for example, can freeze voucher to electronics and be encrypted by hash algorithm, according to hash algorithm An encrypted code is generated, encrypted code can be a string of character strings.

The present embodiment by electronics is freezed voucher be encrypted generate the electronics red packet it is corresponding plus Confidential information so that encryption information is safer, it is different because of red packet, it is effectively improved the electronics red packet Security.

It should be noted that in other embodiments, place can also be encrypted to the electronics red packet of generation Reason, and generate encryption information corresponding with the electronics red packet.

Further, in order to further improve the granting efficiency of electronics red packet, and further reduce safe hidden Suffer from, the second or third embodiments of the processing method based on electronics red packet of the present invention, the invention allows for The fourth embodiment of the processing method of electronics red packet, reference picture 3, Fig. 3 is the processing of electronics red packet of the present invention Method is applied to after the schematic flow sheet of the fourth embodiment of server, step S13, and the electronics is red The processing method of bag also includes：

Step S17, is asked receiving the receiving terminal based on the defrosting that the electronics freezes voucher transmission When, ask the corresponding granting amount of money for providing account to be thawed described thaw；

In the present embodiment, after receiving terminal receives and is verified information, it can be sent out from trend server Defrosting is sent to ask；Can also be after user's triggering electronics red packet, display electronics freezes the corresponding icon of voucher, When user triggers the icon, then receiving terminal will send to thaw and ask to server；Or on the icon also One defrosting control can be set, and when user triggers the defrosting control, then receiving terminal, which is sent, thaws request extremely Server.

Defrosting request can include providing account, provide amount of money etc., can also include receiving account.

Server determines that defrosting request is corresponding and provides the corresponding of account when receiving defrosting request The amount of money is provided, and the granting amount of money of the granting account is thawed.

Step S18, the granting amount of money after defrosting is transferred to the electronics red packet is corresponding and received in account.

Server can determine reception account according to the electronics red packet generation information received, can be with root Determine to receive account according to request of thawing.

The granting amount of money after defrosting is directly transferred corresponding reception account by the present embodiment by server, So as to further reduce the risk of fund transfer, and further increase the granting efficiency of electronics red packet.

Further, in order to lift user using safety experience during electronics red packet, based on electronics of the present invention The second of the processing method of red packet is to the 4th any embodiment, and the invention allows for the processing of electronics red packet 5th embodiment of method, described voucher is freezed to the electronics to be encrypted, generation and the electricity After the step of sub- red packet corresponding encryption information, the processing method of the electronics red packet also includes：

In the present embodiment, false proof layer can be character string, and false proof layer can be covered in string-like form It is placed on electronics red packet, the false proof layer is zoomed in and out after processing, life is into a line, after being amplified For a character string.So that showing one on the electronics red packet that client is shown in string-like form False proof layer, improves user using experience during electronics red packet, designs ingenious, attractive in appearance.

It should be noted that in other embodiments, directly electronics red packet and encryption information can also be sent out Client is delivered to, is completed to generate a false proof layer according to the encryption information by client, and will be described false proof Layer is the step of superposition is arranged on the electronics red packet in the form of wire.

The present invention further provides a kind of processing method of electronics red packet, applied to client, the client Can be mobile phone, panel computer, computer etc..Reference picture 4, Fig. 4 is the processing of electronics red packet of the present invention Method is applied to the schematic flow sheet of the first embodiment of client, the processing method bag of the electronics red packet Include following steps：

Step S21, when receiving electronics red packet and corresponding encryption information, sends and the encryption information Corresponding checking request is to server；

In the present embodiment, electronics red packet and corresponding encryption information can be sent from server to client. The corresponding encryption information of electronics red packet can automatically generate for server, or be generated according to preset rules , or Time Of Release, granting account, the granting amount of money or the life of other release informations according to electronics red packet Into.

When client receives electronics red packet, in order to verify the true and false of the electronics red packet, red to the electronics , it is necessary to which first pass through server carries out authenticity verification to the electronics red packet before bag carries out any processing, so that To prevent that when electronics red packet is virus, the situation of poisoning will be caused to occur during processing electronics red packet.

When client receives electronics red packet and corresponding encryption information, it is necessary to first send checking request extremely Server.The checking request can directly carry the encryption information, or can also carry to encryption letter The checking information that breath is generated after being encrypted.

Step S22, is receiving when being verified information of server transmission, the electronics red packet is being carried out Amount of money processing.

It should be noted that obstructed out-of-date in server authentication, then it represents that the electronics red packet received is puppet Red packet is made, with potential safety hazard, then server can be to client transmission checking not by information, in client When termination receives checking not by information, then directly electronics red packet is deleted, or forbid to electronics red packet Any operation behavior；Or it is obstructed out-of-date verifying, server can not also send any to client Information, client starts timing after checking request is sent, and does not receive server after preset duration and returns Return when being verified information, then it is assumed that the electronics red packet checking does not pass through, then directly electronics red packet is deleted Remove, or forbid any operation behavior to electronics red packet.

The processing method for the electronics red packet that the present invention is provided, by receive electronics red packet and it is corresponding plus During confidential information, checking request corresponding with the encryption information is sent to server, and receiving service When being verified information of device transmission, carries out amount of money processing, so that client to the electronics red packet Before the electronics red packet to receiving is handled, server can be first passed through the electronics red packet is carried out Authenticity verification, and when being verified amount of money processing can be carried out to electronics red packet, effectively to reception Electronics red packet carries out anti-counterfeit recognition, improves the security for receiving electronics red packet.

Further, the first embodiment of the processing method based on electronics red packet of the present invention, the present invention is also carried Gone out the second embodiment of the processing method of electronics red packet, the processing method of the electronics red packet also include with Lower step：It is when receiving electronics red packet and corresponding encryption information, the encryption information is corresponding anti- Pseudo- layer in the form of wire Overlapping display on the electronics red packet.

In the present embodiment, the electronics red packet and corresponding encryption information that client is received can have two kinds Form：

One kind is that not covered with the corresponding false proof layer of encryption information, now, client can be with electronics red packet One false proof layer is generated according to the encryption information, and the false proof layer is superimposed in the form of wire is arranged at On the electronics red packet, the electronics red packet for being superimposed false proof layer is then shown again, will the encryption letter Cease corresponding false proof layer in the form of wire Overlapping display on the electronics red packet.

Another is that the corresponding false proof layer of encryption information, now, client are had been covered with electronics red packet Directly display the electronics red packet for being superimposed false proof layer, i.e., it is directly that the encryption information is corresponding false proof Layer in the form of wire Overlapping display on the electronics red packet.

The present invention further provides a kind of server.The server can include red packet server and bank end Server, is performed to work such as encryption, the encapsulation of electronics red packet by red packet server, by bank server Perform to the management of the granting amount of money in electronics red packet, freeze, the work such as remit money；Or the server is also Bank server can be only included.

Reference picture 5, Fig. 5 is the high-level schematic functional block diagram of server first embodiment of the present invention, and the present invention is carried The server of confession includes：

First sending module 11, will be red with the electronics for when electronics red packet is sent to receiving terminal Corresponding encryption information is wrapped to send to receiving terminal；

Authentication module 12, for when receiving the checking request of receiving terminal transmission, verifying that the checking please Seek corresponding encryption information；

First sending module 11 is additionally operable to when being verified, and transmission is verified information and connect to described Receiving end, so that the receiving terminal is after receiving and being verified information, the amount of money is carried out to the electronics red packet Processing.

The server that the present invention is provided, will be with the electricity by when electronics red packet is sent to receiving terminal The corresponding encryption information of sub- red packet is sent to receiving terminal, and when receiving the checking request of receiving terminal transmission, The corresponding encryption information of the checking request is verified, when being verified, transmission is verified information to institute Receiving terminal is stated, so that the receiving terminal is after receiving and being verified information, the electronics red packet is carried out Amount of money processing, so that receiving terminal can first lead to before the electronics red packet to receiving is handled Cross server and authenticity verification is carried out to the electronics red packet, and electronics red packet can be carried out when being verified Amount of money processing, effectively carries out anti-counterfeit recognition to the electronics red packet of reception, improves and receive electronics red packet Security.

Further, the first embodiment based on server of the present invention, the invention allows for server Second embodiment, reference picture 6, Fig. 6 is the high-level schematic functional block diagram of server second embodiment of the present invention, The server also includes：

Determining module 13, for receive electronics red packet generation information when, it is determined that with the electronics red packet Generate the corresponding granting account of information and provide the amount of money；

Generation module 14, for freezing the granting amount of money in the granting account, and generates corresponding electronics Freeze voucher；

Package module 15, is encapsulated to default red packet big envelope for the electronics to be freezed into voucher, generation Electronics red packet.

Further, the second embodiment based on server of the present invention, the invention allows for server 3rd embodiment, the generation module 14 is additionally operable to freeze voucher to the electronics to be encrypted, raw Into encryption information corresponding with the electronics red packet.

Further, in order to further improve the granting efficiency of electronics red packet, and further reduce safe hidden Suffer from, based on the second or third embodiments of server of the present invention, the invention allows for the 4th of server Embodiment, reference picture 7, Fig. 7 is the high-level schematic functional block diagram of server fourth embodiment of the present invention, described Server also includes defrosting module 16, and the defrosting module 16 is used to receive the receiving terminal based on institute State electronics freeze voucher transmission defrosting request when, by it is described thaw ask it is corresponding provide account granting The amount of money is thawed；

First sending module 11 is additionally operable to transfer the granting amount of money after defrosting to the electronics red packet pair In the reception account answered.

Further, in order to lift user using safety experience during electronics red packet, based on present invention service The second of device is to the 4th any embodiment, and the invention allows for the 5th embodiment of server, the clothes Business device also includes：

Laminating module, for generating a false proof layer according to the encryption information, and by the false proof layer with line The form superposition of shape is arranged on the electronics red packet.

The present invention further provides a kind of client, the client can be mobile phone, panel computer, calculating Machine etc..Reference picture 8, Fig. 8 is the high-level schematic functional block diagram of client first embodiment of the present invention, the present invention The client of offer includes：

Second sending module 21, for when receiving electronics red packet and corresponding encryption information, send with The corresponding checking request of the encryption information is to server；

Processing module 22, for receiving when being verified information of server transmission, to the electronics Red packet carries out amount of money processing.

The client that the present invention is provided, by when receiving electronics red packet and corresponding encryption information, sending out Checking request corresponding with the encryption information is sent to server, and in the checking for receiving server transmission During by information, amount of money processing is carried out to the electronics red packet, so that client is to receiving Before electronics red packet is handled, server can be first passed through authenticity verification is carried out to the electronics red packet, and Amount of money processing can be carried out to electronics red packet, effectively the electronics red packet of reception is carried out when being verified Anti-counterfeit recognition, improves the security for receiving electronics red packet.

Further, the first embodiment based on client of the present invention, the invention allows for client Second embodiment, reference picture 9, Fig. 9 is the high-level schematic functional block diagram of client second embodiment of the present invention, The client also includes display module 23, and the display module 23 is used to receive electronics red packet and right During the encryption information answered, by the corresponding false proof layer of the encryption information in the form of wire Overlapping display in institute State on electronics red packet.

One application scenarios of the generation method of electronics red packet of the present invention set forth below：

Step one：Provide end and generate one and apply for opening the instruction of electronics red packet, and by the instruction send to Red packet server.

Step 2：Red packet server receives the instruction, verifies whether user has the power for opening electronics red packet Limit, terminate red packet if no authority and open flow；Authority is fed back if having permission by information to granting End, and perform step 3.

Step 3：End is provided after authority is received by information, display one sets the interface for providing the amount of money, So that user input provides the amount of money.

Step 4：After getting the granting amount of money of user input at granting end, according to the granting amount of money and correspondingly Granting account generation electronics red packet generation information, and electronics red packet generation information is sent to red packet clothes Business device is transmitted directly to bank server.Optionally, information can also be generated to electronics red packet by providing end Red packet server or bank server are then forwarded to after being signed electronically.

Step 5：After red packet server receives electronics red packet generation information, the electronics red packet is generated Information is transmitted to bank server.

Step 6：Bank server receive electronics red packet generation information after, it is determined that with the electronics red packet Generate the corresponding granting account of information and provide the amount of money, and judge whether the remaining sum in the granting account is more than Or equal to the granting amount of money.When remaining sum in the granting account is more than or equal to the granting amount of money, then freeze hair The amount of money is put, and generates electronics and freezes voucher, and electronics is freezed into voucher and feeds back to red packet server；At this When providing the remaining sum in account less than the amount of money is provided, then terminate red packet dispensing flow path, or Sorry, your ticket has not enough value for feedback Information is to providing end.It is to be appreciated that the remaining sum provided in account can be savings remaining sum, also may be used To be the remaining amount of credit, either remaining loan limit etc. or be the permutation and combination in three.

Step 7：After the electronics that red packet server receives the transmission of bank service area freezes voucher, to this Electronics freezes voucher and is encrypted, and generates encryption information.Electronics can be frozen by hash algorithm Knot voucher is encrypted, and generates a string of encrypted codes.

Step 8：Electronics is freezed voucher and is packaged in default electronics red packet big envelope by red packet server, raw Into an electronics red packet.

Optionally, the encryption information of above-mentioned generation can be covered on electronics red packet and shown.Encryption letter The form of breath can be an anti-counterfeiting line being covered on electronics red packet, and the anti-counterfeiting line is a character string, By being zoomed in and out to the character string after processing, raw into a line, i.e., above-mentioned anti-counterfeiting line, after being amplified For a character string.So that there is an anti-counterfeiting line on the electronics red packet that receiving terminal is shown, use is improved The experience at family.

Red packet server sends the electronics red packet and encryption information of generation to bank server, bank's clothes The electronics red packet and encryption information that receive are forwarded to receiving terminal by business device.Or red packet server can be with Directly the electronics red packet and encryption information of generation are sent to receiving terminal.

It should be noted that freezing the step of voucher is encrypted to electronics with the electronics is freezed Voucher is encapsulated to default red packet big envelope, and the step of generating electronics red packet is in no particular order.

Step 9：Receiving terminal is received after electronics red packet and corresponding encryption information, is sent and the encryption The corresponding checking request of information is to bank server；

Step 10, bank server verifies the checking when receiving the checking request of receiving terminal transmission Corresponding encryption information is asked, and when being verified, transmission is verified information to the receiving terminal； It is obstructed out-of-date verifying, checking can be sent to receiving terminal and do not pass through information.

Step 11, receiving terminal sends that thaw please to bank server after receiving and being verified information Ask, defrosting request can carry granting accounts information, provide amount of money etc..

Step 12, bank server is received after defrosting request, is determined that defrosting request is corresponding and is provided The corresponding granting amount of money of account, the granting amount of money of the granting account is thawed, and by after defrosting The amount of money is provided to transfer into the corresponding reception account of the electronics red packet.

When may be appreciated, above-mentioned red packet server and bank server can also be same server, can With all for the server at bank end.

It should be noted that during the circulation of whole electronics red packet is cashed, the electronics red packet will be recorded All information relevant with the electronics red packet, that is, recorded electronic red packet circulation information, for example, hair Accounts information is put, accounts information is received, amount of money etc. is provided.

Optionally, it can also confirm that whether transfer success in receiving terminal, can also be to after transferring successfully Bank server sends and transfers successful information.Bank server receive receiving terminal feedback transfer success During information, this is transferred into successful information and is recorded in electronics red packet, notified while this is transferred into successful information To granting end, it is preferable that granting end can be shown in.The maternal of electronics red packet is stored in the server, What other ends were known is all the mapped file of electronics red packet, such as image, link.It that is to say and cross that together this reflects Penetrate file to modify to female parent, female parent is finally all stored on red packet server.

The Another Application scene of the generation method of electronics red packet of the present invention set forth below：

In the present invention, if user 1 is electronics red packet issuer, user 2 is electronics red packet recipient, is used The terminal at family 1 is electronics red packet transmitting terminal, and the terminal of user 2 is electronics red packet receiving terminal.User's 1 The correspondence bank server 1 of Bank Account Number 1, the correspondence bank server 2 of Bank Account Number 2 of user 2.User 1 can be enterprise or individual.

As shown in Figure 10 and Figure 11, in the present embodiment, bank server 1 receives user 1 and submitted Generation electronics red packet request after, generate the electronics red packet of the A amount of money, and freeze in Bank Account Number 1 The A amount of money.The transmitting terminal of user 1 sends the electronics red packet of generation or the electronics red packet of the generation into domain Address information.User 2 finds electronics red packet, enters red packet of robbing in receiving terminal, accepts covert payment, tears red open The operations such as bag, neck red packet, wherein, when confirming neck electronics red packet, the silver of the transmitting bank's account 2 of user 2 Row server 2, bank server 2 is verified, and thaw request, bank are sent to bank server 1 after confirmation Server 1 is thawed the A amount of money freezed in Bank Account Number 1, and by the A amount of money from Bank Account Number Transferred in 1 in Bank Account Number 2.

And in the prior art, as shown in Figure 12 and Figure 13, user 3 is logged in by sender's client 3 Platform, sends electronics red packet (amount of money size is B), user 4 is in recipient to the user 4 of identical platform Client 4 logs in the platform and collects electronics red packet, and the server of the platform performs the platform account 3 of user 3 (user 3 associates with the Bank Account Number 3 of user 3 in advance in the electronic account of platform) is with user's 4 Platform account 4 (user 4 associates with the Bank Account Number 4 of user 4 in advance in the electronic account of platform) it Between electronic sum of money data clearing, i.e., platform background server receives the user 3 of sender's client 3 The request that gives bonus after, generation correspondence electronics red packet is simultaneously sent to the user 4 of recipient's client 4, and right The remaining sum numeral of platform account 3 should be subtracted B, the remaining sum numeral of platform account 4 is added into B.Electronics account Family is only limitted to data in identical platform, and effectively, information exchange, actually user 3 can not then be carried out by departing from platform The amount of money in Bank Account Number 3 is transferred in the Bank Account Number 3 of platform, passes through the amount of money in platform account 3 Generate electricity sub- red packet, but before user 4 cashes electronics red packet, the amount of money of electronics red packet is still in platform In bank account.And if user 4 need to cash the electronics red packet got, needing to close Current electronic red packet The page, platform account 4 is found into wallet menu bar, clicks on button of withdrawing deposit, the amount of money is withdrawn deposit to association Bank Account Number 4 in.

The hair of electronics red packet of the prior art, rob, neck is based on platform, depart from platform can not then realize, And in electronics red packet amount of money deposit platform account, hair/receipts of electronics red packet are only the amount of money numbers in plateform system According to transfer and mark, user actual value deposit platform account in, bring the safety of funds data to ask , there are third-party platform financial risks in topic, and complex operation step of the prior art of withdrawing deposit.

Relative to prior art, the transmission of electronics red packet and during withdrawing deposit in the application, electronics red packet pair The fund answered carries out resource only between sender's client and the corresponding bank account of recipient's client and turned Move, without using platform account number as middle transition, therefore effectively increase the safety of electronics red packet transmission Property.

In order to better illustrate the technical advantage of this programme, with reference to accompanying drawing 14, sender's client 5 is issued Electronics red packet, recipient's client 6, that recipient's client 7 ... recipient's client n receives electronics is red Bag, when being got to electronics red packet, without same with the distributing electronic red packet of sender's client 5 Platform is got.And the sub- red packet that generates electricity in the prior art is both needed in identical platform system with neck electronics red packet It is upper to carry out, in this programme in recipient's client 6, recipient's client 7 ... recipient's client n It can be different plateform systems, such as mobile client of each bank to get electronics red packet.In this programme Recipient's client 6, recipient's client 7 ... recipient's client n can also get electronics red packet Request is directly sent to the banking terminal for receiving the Bank Account Number of user, is not necessarily based on any plateform system.It is logical This programme is crossed, the cross-platform transmission of electronics red packet is realized and gets.

It should be noted that herein, term " comprising ", "comprising" or its any other variant Be intended to including for nonexcludability so that process, method, article including a series of key elements or Person's device not only includes those key elements, but also other key elements including being not expressly set out, or also Including for this process, method, article or the intrinsic key element of device.In the feelings of not more limitations Under condition, the key element limited by sentence "including a ...", it is not excluded that the process including the key element, Also there is other identical element in method, article or device.

The embodiments of the present invention are for illustration only, and the quality of embodiment is not represented.

Through the above description of the embodiments, those skilled in the art can be understood that above-mentioned Embodiment method can add the mode of required general hardware platform to realize by software, naturally it is also possible to logical Cross hardware, but the former is more preferably embodiment in many cases.Understood based on such, it is of the invention The part that technical scheme substantially contributes to prior art in other words can in the form of software product body Reveal and, the computer software product is stored in storage medium (such as ROM/RAM, magnetic disc, a light Disk) in, including some instructions are make it that a station terminal equipment (can be mobile phone, computer, service Device, air-conditioner, or network equipment etc.) perform method described in each of the invention embodiment.

In addition, the description for being related to " first ", " second " etc. in invention is only used for describing purpose, without It is understood that to indicate or imply its relative importance or the implicit quantity for indicating indicated technical characteristic. Thus, " first " is defined, the feature of " second " can express or implicitly include at least one and be somebody's turn to do Feature.In addition, the technical scheme between each embodiment can be combined with each other, but must be with ability Domain those of ordinary skill can be implemented as basis, when the combination appearance of technical scheme is conflicting or can not be real Now should people think that the combination of this technical scheme is not present, also not in the protection domain of application claims Within.

The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every The equivalent structure or equivalent flow conversion made using description of the invention and accompanying drawing content, or directly or Connect and be used in other related technical fields, be included within the scope of the present invention.

Claims

1. a kind of processing method of electronics red packet, it is characterised in that comprise the following steps：

2. the processing method of electronics red packet as claimed in claim 1, it is characterised in that described by electricity When sub- red packet is sent to receiving terminal, encryption information corresponding with the electronics red packet is sent to receiving terminal Before step, the processing method of the electronics red packet also includes：

3. the processing method of electronics red packet as claimed in claim 2, it is characterised in that described to freeze institute State the granting amount of money provided in account, and after generating the step of corresponding electronics freezes voucher, the electricity The processing method of sub- red packet also includes：

4. a kind of processing method of electronics red packet, it is characterised in that the processing method bag of the electronics red packet Include following steps：

5. the processing method of electronics red packet as claimed in claim 4, it is characterised in that the electronics is red The processing method of bag is further comprising the steps of：

6. a kind of server, it is characterised in that the server includes：

7. server as claimed in claim 6, it is characterised in that the server also includes：

8. server as claimed in claim 7, it is characterised in that the generation module is additionally operable to institute State electronics and freeze voucher and be encrypted, generate encryption information corresponding with the electronics red packet；

9. a kind of client, it is characterised in that the client includes：

10. client as claimed in claim 9, it is characterised in that the client also includes display Module, the display module is used for when receiving electronics red packet and corresponding encryption information, described will add The corresponding false proof layer of confidential information in the form of wire Overlapping display on the electronics red packet.