CN106960315A

CN106960315A - Resource information processing method, apparatus and system

Info

Publication number: CN106960315A
Application number: CN201610127788.1A
Authority: CN
Inventors: 张毅
Original assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Current assignee: Shenzhen Star Electronic-Commerce Technology Co Ltd
Priority date: 2016-01-08
Filing date: 2016-03-07
Publication date: 2017-07-18

Abstract

The invention discloses a kind of resource information processing method, including：Server is receiving when opening the request of electronics red packet of first terminal transmission, and the electronics red packet for generating envelope load resource electronics card simultaneously pushes to second terminal；Whether detecting electronics red packet is taken apart；Reaching, the first preset time electronics red packet is taken apart and resource electronics card is not solved and paid, or electronics red packet is not when taking apart, recalls and preserves electronics red packet；Receiving that first terminal sends again when opening the request of electronics red packet, resetting the term of validity of electronics red packet；Electronics red packet after replacement is pushed into third terminal, pay and instruct and send to Third party system for third terminal triggering resource electronics card solution, resource electronics is demonstrate,proved corresponding resource information and is transferred to the corresponding accounts information of third terminal from the corresponding accounts information of first terminal by Third party system.The invention also discloses a kind of resource information processing apparatus and system.The present invention improves the efficiency of resource information circulation.

Description

Resource information processing method, apparatus and system

Technical field

The present invention relates to Internet technical field, more particularly to a kind of resource information processing method, device and System.

Background technology

Increasingly obtain extensively should with the development of science and technology, carrying out resource information circulation by electronics red packet With.For example, realizing that user is transferred to fund to other users whenever and wherever possible by wechat red packet, user's life is given Work brings great convenience.

However, in the prior art, when the electronics red packet of transmission is not got in time, having exceeded after the term of validity The electronics red packet just fails calcellation, and when user provides electronics red packet next time again, user must hold again again The operation of the corresponding generation electronics red packet of row, is generated after a new electronics red packet again again, could be by phase The resource information answered is circulated, and it is less efficient that resource information circulates.

The content of the invention

It is a primary object of the present invention to propose a kind of resource information processing method, apparatus and system, it is intended to Solve the less efficient technical problem of resource information circulation in the prior art.

To achieve the above object, the present invention is provided at a kind of resource information processing method, the resource information Reason method comprises the following steps：

Server is receiving when opening the request of electronics red packet of first terminal transmission, and generation envelope carries resource electricity The electronics red packet of son card, and the electronics red packet is pushed into second terminal；

Detect whether the electronics red packet is taken apart；

Taken apart in electronics red packet described in the first preset time of arrival and resource electronics card is not solved and paid, or When the electronics red packet is not taken apart, recall and preserve the electronics red packet；

Receiving that the first terminal sends again when opening the request of electronics red packet, resetting the electronics The term of validity of red packet；

Electronics red packet after replacement is pushed into third terminal, so that the third terminal triggers resource electronics Card solution, which is paid, to be instructed and sends to Third party system, and the resource electronics is demonstrate,proved corresponding by the Third party system Resource information is transferred to the corresponding account letter of the third terminal from the corresponding accounts information of the first terminal Breath.

Preferably, the server is receiving when opening the request of electronics red packet of first terminal transmission, raw The step of electronics red packet of resource electronics card is carried into envelope, and the electronics red packet is pushed into second terminal is wrapped Include：

Server is receiving when opening the request of electronics red packet of first terminal transmission, sends electronics red packet and sets Interface is put to the first terminal, sets interface to set so that the first terminal is based on the electronics red packet The relevant information of corresponding resource information and second terminal, the first terminal by the resource information with And the relevant information of second terminal feeds back to the server；

The card application instruction of resource electronics is sent to Third party system according to the resource information, for described the Three method, systems generate the corresponding resource electronics card of the resource information, and feed back the resource electronics card；

When receiving the resource electronics card, according to resource electronics card and the first preset time, Generation envelope carries the electronics red packet of the resource electronics card；

According to the relevant information of the second terminal, the electronics red packet of generation is pushed into second terminal.

Preferably, after the step of whether the detecting electronics red packet is taken apart, also include：

The electronics red packet is detected before the first preset time to take apart and resource electronics card solution pair When, send resource electronics card solution and pay instruction to Third party system, so that the Third party system is by the money Source electronics demonstrate,proves corresponding resource information and is transferred to the second terminal from the corresponding accounts information of the first terminal Corresponding accounts information.

It is preferably, described to receive that the first terminal sends again when opening the request of electronics red packet, The step of term of validity for resetting the electronics red packet, includes：

Receiving that the first terminal sends again when opening the request of electronics red packet, obtaining the institute preserved State electronics red packet；

Corresponding second preset time of the electronics red packet is set, the term of validity of the electronics red packet is reset；

Wherein, second preset time is more than first preset time.

Preferably, the electronics red packet by after replacement pushes to third terminal, for the third terminal Triggering resource electronics card solution, which pays to instruct, simultaneously to be sent to Third party system, and the Third party system is by the resource Electronics demonstrate,proves corresponding resource information and is transferred to the third terminal pair from the corresponding accounts information of the first terminal After the step of accounts information answered, also include：

When receiving the resource electronics card solution pair information that the third terminal is sent, according to described first eventually Hold corresponding accounts information, the corresponding accounts information of the third terminal and resource electronics card correspondence Resource information generation electronics red packet get status information；

The electronics red packet of generation is got into status information to send to the first terminal.

In addition, to achieve the above object, the present invention also proposes a kind of resource information processing method, the money Source information processing method comprises the following steps：

Third party system obtains the resource electronics card application when receiving the card application instruction of resource electronics The corresponding accounts information of first terminal and resource information included in instruction；

According to the accounts information and resource information generation resource electronics card；

The resource electronics card of generation is sent to server, so that server generation envelope carries described The electronics red packet of resource electronics card, and the electronics red packet is pushed into second terminal；

When the resource electronics card solution for receiving the second terminal triggering pays instruction, by the resource electronics Demonstrate,proving corresponding resource information, to be transferred to the second terminal from the corresponding accounts information of the first terminal corresponding Accounts information.

Preferably, it is described that the step that resource electronics is demonstrate,proved is generated according to the accounts information and the resource information Suddenly include：

Judge whether the available resource information in the accounts information is more than the resource information；

When available resource information in the accounts information is more than the resource information, from account letter Freeze the resource information, generation resource electronics card in available resource information in breath.

In addition, to achieve the above object, the present invention also proposes a kind of resource information processing device, the money Source information processing unit includes：

Generation module, for receiving when opening the request of electronics red packet of first terminal transmission, generation envelope The electronics red packet of resource electronics card is carried, and the electronics red packet is pushed into second terminal；

Detecting module, for detecting whether the electronics red packet is taken apart；

Processing module, for being taken apart and the resource electronics in electronics red packet described in the first preset time of arrival Card, which is not solved, to be paid, or the electronics red packet is not when taking apart, recalls and preserves the electronics red packet；

Update module, for receiving that the first terminal sends again when opening the request of electronics red packet, Reset the term of validity of the electronics red packet；

Pushing module, for the electronics red packet after replacement to be pushed into third terminal, for the described 3rd eventually Triggering resource electronics card solution in end, which is paid, to be instructed and sends to Third party system, and the Third party system is by the money Source electronics demonstrate,proves corresponding resource information and is transferred to the third terminal from the corresponding accounts information of the first terminal Corresponding accounts information.

Preferably, the generation module includes：

Transmitting element, for receiving when opening the request of electronics red packet of first terminal transmission, sends electricity Sub- red packet sets interface to the first terminal, so that the first terminal is set based on the electronics red packet Interface sets the relevant information of corresponding resource information and second terminal, and feed back the resource information with And the relevant information of second terminal；And resource electronics card application instruction is sent extremely according to the resource information Third party system, so that the Third party system generates the corresponding resource electronics card of the resource information, and Feed back the resource electronics card；

Generation unit, for when receiving resource electronics card, according to resource electronics card and First preset time, generation envelope carries the electronics red packet of the resource electronics card；

Push unit, for the relevant information according to the second terminal, by the electronics red packet of generation Push to second terminal.

In addition, to achieve the above object, the present invention also proposes a kind of resource information processing system, the money Source information processing system includes first terminal, server and Third party system, wherein：

Electronics red packet is opened in first terminal transmission asks to server；

Server receive it is described open the request of electronics red packet when, generation envelope carries the electronics of resource electronics card Red packet, and the electronics red packet is pushed into second terminal；

Server detects whether the electronics red packet is taken apart；

Taken apart in electronics red packet described in the first preset time of arrival and resource electronics card is not solved and paid, or When the electronics red packet is not taken apart, server is recalled and preserves the electronics red packet；

Server is receiving that the first terminal sends again when opening the request of electronics red packet, resets institute State the term of validity of electronics red packet；

Electronics red packet after replacement is pushed to third terminal by server, is provided so that the third terminal is triggered Source electronics card solution, which is paid, to be instructed and sends to Third party system；

Third party system is when receiving the resource electronics card solution pair instruction, by resource electronics card pair The resource information answered is transferred to the corresponding account of the third terminal from the corresponding accounts information of the first terminal Information.

Resource information processing method proposed by the present invention, apparatus and system, first is received eventually in server When what end was sent opens the request of electronics red packet, generation envelope carries the electronics red packet of resource electronics card, and by the electricity Sub- red packet pushes to second terminal, if the electronics red packet is taken apart and money therein in the first preset time of arrival Electronics card in source, which is not solved, to be paid, or the electronics red packet is not when taking apart, then recalls and preserve the electronics red packet；It When opening the request of electronics red packet of first terminal transmission is received again in server afterwards, resets electronics red packet The term of validity, and the electronics red packet after replacement is pushed into third terminal, it is red to be based on electronics in third terminal Bag triggering resource electronics card solution is paid when instructing and sending to Third party system, and Third party system is by electronics red packet Resource electronics demonstrate,prove corresponding resource information and be transferred to third terminal correspondence from the corresponding accounts information of first terminal Accounts information.The scheme of the present embodiment avoids user when opening electronics red packet every time, and server is all The operation of resource electronics card generation electronics red packet sent by Third party system is needed, server is improved The efficiency of electronics red packet is generated, so as to improve the efficiency of resource information circulation.

Brief description of the drawings

Fig. 1 is the schematic flow sheet of resource information processing method first embodiment of the present invention；

Fig. 2 is the schematic diagram that first terminal of the present invention and second terminal are interacted by electronics red packet；

Fig. 3 is the structural representation that first terminal of the present invention and second terminal are interacted by electronics red packet；

Fig. 4 is the first platform account and the second platform account are interacted by electronics red packet in the prior art Schematic diagram；

Fig. 5 shows for the structure that the 4th terminal and the 5th terminal are interacted by electronics red packet in the prior art It is intended to；

Fig. 6 is the structural representation that transceiver electronicses red packet is carried out between issue terminal of the present invention and receiving terminal；

Fig. 7 is the electricity of generation envelope load resource electronics card in resource information processing method second embodiment of the present invention Sub- red packet, and the electronics red packet is pushed to the refinement schematic flow sheet of second terminal；

Fig. 8 is the schematic flow sheet of resource information processing method 3rd embodiment of the present invention；

Fig. 9 is the schematic flow sheet of resource information processing method fourth embodiment of the present invention；

Figure 10 is the high-level schematic functional block diagram of resource information processing device first embodiment of the present invention；

Figure 11 is the refinement functional module of generation module in resource information processing device second embodiment of the present invention Schematic diagram.

The realization, functional characteristics and advantage of the object of the invention will be done further referring to the drawings in conjunction with the embodiments Explanation.

Embodiment

It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, limit is not used to The fixed present invention.

The present invention provides a kind of resource information processing method, reference picture 1, and Fig. 1 is resource information of the present invention The schematic flow sheet of processing method first embodiment.

In the present embodiment, the resource information processing method comprises the following steps：

Step S10, server is receiving when opening the request of electronics red packet of first terminal transmission, generation Envelope carries the electronics red packet of resource electronics card, and the electronics red packet is pushed into second terminal；

In the present embodiment, terminal is set up with server by wireless network and is connected, wherein, the terminal The including but not limited to communication terminal, the end such as smart mobile phone, desktop computer, PAD (panel computer) The quantity at least two at end.When user A needs to send electronics red packet to other users, user A leads to Cross its corresponding first terminal and open electronics red packet granting function, set for example, the first terminal is default There is electronics red packet to provide control, when user A clicks on the electronics red packet granting control, trigger electronics red packet Instruction is provided, the first terminal is when receiving the electronics red packet granting instruction, and electronics is opened in transmission Red packet is asked to server.

The server receive it is described open the request of electronics red packet when, send and include respective resources information Resource electronics card application instruction to Third party system, the Third party system includes but is not limited to user A The payment platform such as the corresponding bank of accounts information, Alipay.The Third party system receive it is described During the card application instruction of resource electronics, the resource information included in application instruction is demonstrate,proved according to the resource electronics and is given birth to Sent into corresponding resource electronics card, and by the resource electronics card of generation to the server.Work as clothes When business device receives the resource electronics card, demonstrate,proved according to the resource electronics, and the electronics red packet set Corresponding first preset time, generates the electronics red packet that corresponding envelope carries the resource electronics card, wherein, First preset time is also the period of validity of the electronics red packet.The server is by the electronics Red packet pushes to the second terminal that electronics red packet receives user.Electronics red packet described in the server push This is not restricted for mode, for example, can be by various ways such as mailbox, wechats by the electronics red packet Push to the second terminal.It will be appreciated by persons skilled in the art that the second terminal can be One terminal for specifying, or a certain communication social platform.

Step S20, detects whether the electronics red packet is taken apart；

Step S30, takes apart in electronics red packet described in the first preset time of arrival and the resource electronics is demonstrate,proved not Solution is paid, or the electronics red packet is not when taking apart, recalls and preserves the electronics red packet；

After the electronics red packet is pushed to the second terminal by the server, the electronics is detected red The status information of bag, judges whether the electronics red packet is opened, the resource electronics card of the electronics red packet Whether solution pay etc. information.

The second terminal is after the electronics red packet is received, and the corresponding user of the second terminal can be with The electronics red packet is got before first preset time, the resource electronics of the electronics red packet is triggered Card solution is paid, so that obtaining the resource electronics demonstrate,proves corresponding resource information.But it there is circumstances in, institute Stating the corresponding user of second terminal, not get the electronics in time before first preset time red Bag, namely the server are detected and although taken apart in electronics red packet described in arrival first preset time But the resource electronics card of electronics red packet, which is not solved, to be paid, or electronics red packet is not taken apart also, now, the clothes Business device is recalled the electronics red packet and preserved, rather than sets the electronics red packet expired invalid, the electricity Sub- red packet remains unchanged effectively.

Step S40, is receiving that the first terminal sends again when opening the request of electronics red packet, weight Put the term of validity of the electronics red packet；

Afterwards, when user A needs to send electronics red packet again to other users, by described first eventually Hold transmission again to open electronics red packet to ask to the server.The server is receiving described open When electronics red packet is asked, the electronics red packet of preservation is subjected to the replacement of term of validity time, without to described Third party system sends the card application instruction of resource electronics, it is to avoid the Third party system is according to the resource The electronics card application instruction operation that generation resource electronics is demonstrate,proved again.In the present embodiment, receive it is described When opening the request of electronics red packet, the server is red to the electronics of preservation according to the second preset time of setting Bag carries out the replacement of term of validity time, is also set into second time period of validity of electronics red packet, Exactly recalculate the term of validity of the electronics red packet.

Step S50, third terminal is pushed to by the electronics red packet after replacement, so that the third terminal is touched Send out the card solution pair instruction of resource electronics simultaneously to send to Third party system, the Third party system is electric by the resource The corresponding resource information of son card is transferred to the third terminal correspondence from the corresponding accounts information of the first terminal Accounts information.

Electronics red packet after replacement is pushed to user by the server after the electronics red packet term of validity is reset The electronics red packet that A will be sent receives the corresponding third terminal of user.Wherein, the third terminal can be with Consistent with the second terminal, the third terminal can also be different from the second terminal.That is, working as The reception user of preceding electronics red packet can be identical with the reception user of electronics red packet before, can also with before The reception user of electronics red packet is different.The third terminal is when receiving the electronics red packet, and described The corresponding user of three terminals can get the electronics red packet before second preset time.For example, When the corresponding user of the third terminal views the electronics red packet by the third terminal, perform The touch operation for getting the electronics red packet is clicked on, triggering resource electronics card solution pays instruction.By the resource Electronics card solution is paid instruction and sent to the Third party system, and the Third party system is receiving the resource When electronics card solution pays instruction, the resource electronics is demonstrate,proved into corresponding resource information from first terminal correspondence Accounts information be transferred to the corresponding accounts information of the third terminal.

Resource information processing method of the present invention is described in detail by taking electronics red packet as an example below.Work as user A will by first terminal to other users send electronics red packet when, user A is sent out by the first terminal Send and open electronics red packet and ask to corresponding server.Receive it is described open the request of electronics red packet when, The server sends corresponding resource electronics card application instruction to the accounts information correspondence of the first terminal Third party system.For example, the corresponding bank of the accounts information of from the server to the user A sends bag Silver letter card application instruction containing certain amount information.It is understood that can also be by the first terminal The electronics red packet application comprising amount information is sent to instruct to the bank.The bank receive it is described Silver letter card application instruction when, first determine whether the available funds in user A accounts information whether be more than or The corresponding amount of money is instructed equal to the silver letter card application, namely is judged in the accounts information of the user A Whether available funds is enough.It is understood that the available funds in the accounts information of the user A can To be the savings amount of money in accounts information, or credit line, the loan limit in accounts information etc., Or be the total value of this several fund.

If judging, the available funds in user A accounts information is more than or equal to the silver letter card application and referred to When making the corresponding amount of money, then the corresponding amount of money is instructed to believe in user A account according to the silver letter card application Freeze the corresponding amount of money in breath, generate corresponding silver letter card.And send the silver letter card of generation to the clothes Business device.Preferably, the silver letter card of generation can also be sent to the first terminal.If judging user A Accounts information in available funds be less than it is described silver letter card application instruct the corresponding amount of money when, then without Response, electronics red packet failed regeneration, or to the first terminal feed back insufficient in amount prompting message.

It should be noted that silver letter card refer to bank required number fund is freezed according to the application of opener and Open, and promise to undertake the electronic certificate that payment and settlement is handled according to agreement solution pair condition.In bank, version electronics is red Make a block booking in scape, opener is the enterprise for applying for providing electronics red packet to bank.After electronics red packet has been got, User inputs the bank account information of oneself in receiving for silver letter card at witness, card, bank are received to bank's application Fund is transferred to receipts card account i.e. within the time of agreement.

The operation flow of silver letter card is as follows：

(1) opener is by internet or otherwise to Opening Bank's application for credit.

(2) accepted after Opening Bank's checking identity, accounts information are errorless, examination ＆ verification confirmation meets the condition of opening L/C, Freeze to protect and silver letter card is opened after the fund of paying.

(3) receive witness and receive card by internet or otherwise to recipient bank application.

(4) receipts card is accepted after recipient bank checking identity, accounts information are errorless (or to set according to witness is received Receive card automatically by recipient bank).

(5) receive witness to fulfil under silver letter card item after basis transaction obligation, submission information of honouring an agreement (is generally used for Electric business field, receipts witness is businessman, fulfils after delivery obligation, submits Shipping Information, in electronics red packet neck In domain, due to being that opener is gratuitously transferred to receipts witness, therefore avoid the need for fulfiling transaction obligation).

(6) receiving witness or the third party specified will apply for that solution is paid information and sent to Opening Bank and apply for that solution is paid (in red packet field, receive witness and fill in receive and apply for solution pair after card automatically).

(7) Opening Bank's solution pays silver letter card and by funds transfer to recipient bank, and recipient bank turns fund Enter to receive card account.

When the bank sends the silver letter card of generation to the server, the server is receiving When stating silver letter card, demonstrate,proved according to the silver letter, and corresponding first preset time of electronics red packet set, The electronics red packet that corresponding envelope carries the silver letter card is generated, wherein, first preset time is also institute State the period of validity of electronics red packet.The electronics red packet is pushed to red packet and receives user couple by the server The second terminal answered.This is not restricted for the mode of electronics red packet described in the server push, for example, The electronics red packet can be pushed into the second terminal by various ways such as mailbox, wechats.Ability Field technique personnel are it is understood that the quantity of the second terminal can be one, or multiple. Namely electronics red packet can be sent to a red packet recipient user, electronics red packet can also be sent to Multiple red packet recipient users.

For example, as shown in Figures 2 and 3, the corresponding first terminal of user 1 is transmitting terminal, 2 couples of user The second terminal answered is receiving terminal.The Bank Account Number correspondence Bank One Corp. server of user 1, user's 2 Bank Account Number correspondence secondary bank server.User 1 can be enterprise or individual.

Bank One Corp. server receives asking for the generation electronics red packet of the corresponding first terminal of user 1 submission After asking, the electronics red packet of the A amount of money is generated, and freezes the A amount of money in the Bank Account Number of user 1.User 1 corresponding first terminal sends the address of the electronics red packet of generation or the electronics red packet of the generation into domain Information.User 2 finds electronics red packet, receiving terminal enter red packet of robbing, accept covert payment, tear open red packet, neck Red packet etc. is operated, wherein, when confirming neck electronics red packet, the corresponding second terminal of user 2 notifies user 2 The corresponding secondary bank server of Bank Account Number, the verification of secondary bank server confirms backward first silver medal Row server sends request of thawing, and Bank One Corp. server is by the A freezed in the Bank Account Number of user 1 The amount of money is thawed, and the A amount of money is transferred into the Bank Account Number to user 2 from the Bank Account Number of user 1 In.

Sent in this programme after electronics red packet, the corresponding amount of money of electronics red packet is still in first terminal to application Freeze in the bank account at family, until the corresponding user of second terminal is got after the electronics red packet, by electronics The corresponding amount of money of red packet is released from the bank account of first terminal correspondence user to be freezed and transfers accounts to second eventually In the bank account for holding corresponding user.Therefore, peace of the fund on third-party platform is not present in this programme Full problem, the actual value of electronics red packet directly circulates in bank account.

And in the prior art, the hair of electronics red packet, rob, neck is based on platform, depart from platform then can not be real It is existing, and in electronics red packet amount of money deposit platform account, hair/receipts of electronics red packet are only the gold in plateform system In the transfer of specified number evidence and mark, the actual value deposit platform account of user, the peace of funds data is brought , there are third-party platform financial risks in full problem, and complex operation step of the prior art of withdrawing deposit.

For example, as shown in Figure 4 and Figure 5, user 3 is in the 4th terminal logs in platform, to identical platform User 4 sends electronics red packet (amount of money size is B), and user 4 collects electricity in the 5th terminal logs in platform Sub- red packet, the server of the platform performs the first platform account (electronics of the user 3 in platform of user 3 Account, is associated with the Bank Account Number of user 3 in advance) (user 4 exists with the second platform account of user 4 The electronic account of platform, is associated with the Bank Account Number of user 4 in advance) between electronic sum of money data clearing, I.e. platform background server is received after the request that gives bonus of the user 3 of the 4th terminal, generation correspondence electronics Red packet and the user 4 for being sent to the 5th terminal, and the remaining sum numeral of the first platform account is correspondingly subtracted into B, The remaining sum numeral of second platform account is added into B.Electronic account is only limitted in identical platform data effectively, Information exchange can not then be carried out by departing from platform, and the actually amount of money in the Bank Account Number of user 3 is transferred to first In the Bank Account Number of platform, by the sub- red packet of amount of money generating in the first platform account, but will in user 4 Before electronics red packet is cashed, the amount of money of stored value card is still in the bank account of platform.And if user 4 needs The electronics red packet got is cashed, then needs to close the Current electronic red packet page, is searched into wallet menu bar To the second platform account, button of withdrawing deposit is clicked on, the amount of money is withdrawn deposit into the Bank Account Number of association.

Compared to need to be circulated in the prior art in platform account and cumbersome step of withdrawing deposit, in this programme Step of withdrawing deposit it is easy, it is safe.Electronics red packet in this programme realizes cross-platform transmission, existing Electronics red packet data in technology are only capable of being transmitted in same platform interiors such as instant messaging, electric business platforms And processing, the hair of the electronics red packet in this programme and get and be not limited to identical platform, support between different platform Carry out transmitting, interact and handling for data.

In order to which the technical scheme preferably to the present embodiment is illustrated, with reference to accompanying drawing 6 to electronics red packet Issue is illustrated, specifically, the distributing electronic red packet of issue terminal 1 in Fig. 6, receiving terminal 2, is connect Receive terminal 3 ... receiving terminal n receive electronics red packet, when being got to electronics red packet, without with The identical platform of the distributing electronic red packet of issue terminal 1 is got.And give bonus in the prior art with leading red Bag is both needed to carry out in identical platform system, and receiving terminal 2, receiving terminal 3 ... connect in inventive embodiments The red packet of getting received in terminal n can be different plateform systems, such as mobile client of each bank. The present embodiment receiving terminal 2, receiving terminal 3 ... receiving terminal n can also get electronics red packet request The banking terminal for receiving the Bank Account Number of user is directly sent to, any plateform system is not necessarily based on.By this Embodiment, realizes the cross-platform transmission of electronics red packet and gets, improve in electronics red packet amount of money transmission and The security got.

After the electronics red packet is pushed to the second terminal by the server, the electronics is detected red The status information of bag, judges whether the electronics red packet is got, and whether the silver letter card of the electronics red packet Solution is paid.

The second terminal is after the electronics red packet is received, and the corresponding user of the second terminal can be with The electronics red packet is got before first preset time, the silver letter card solution of the electronics red packet is triggered Pay, so as to obtain the corresponding amount of money of electronics red packet.

Meanwhile, it there is circumstances in, the corresponding user of the second terminal is not default described first The electronics red packet is got before time in time, the server is detected when arrival described first is default Between the electronics red packet silver letter card do not solve pay, now, the server is recalled the electronics red packet and protected Deposit, rather than as set the electronics red packet expired invalid in the prior art, the electronics red packet remains unchanged Effectively.

Afterwards, when user A needs to send electronics red packet again to other users, by described first eventually Hold transmission again to open electronics red packet to ask to the server.The server is receiving described open When electronics red packet is asked, the electronics red packet of preservation is updated, without being sent out again to the bank Send silver letter card application instruction, it is to avoid bank generates silver letter card again according to the silver letter card application instruction Operation.In the present embodiment, receive it is described open the request of electronics red packet when, the server according to The second preset time set is updated to the electronics red packet of preservation, also i.e. by the term of validity of electronics red packet Limit is set to second time.

The server is after electronics red packet is updated, and the electronics red packet of renewal will be pushed into user A to send out The corresponding third terminal of electronics red packet recipient user sent.Wherein, the third terminal can with it is described Second terminal is consistent, and the third terminal can also be different from the second terminal.That is, current electricity Sub- red packet receives user can be identical with electronics red packet reception user before, can also be with electronics before It is different that red packet receives user.The third terminal is when receiving the electronics red packet, the third terminal Corresponding user can get the electronics red packet before second preset time.For example, when described When the corresponding user of third terminal views the electronics red packet by the third terminal, perform and click on neck The touch operation of the electronics red packet is taken, the silver letter card solution of triggering electronics red packet pays instruction.And by the silver Letter card solution is paid instruction and sent to the bank, the bank when receiving the silver letter card solution and paying instruction, The silver letter is demonstrate,proved into the corresponding amount of money and is transferred to the third terminal from the corresponding accounts information of the first terminal Corresponding accounts information, the amount of money that will also thaw is transferred in the corresponding account of red packet recipient user.

The scheme that the present embodiment is provided, when the electronics red packet of opening that server receives first terminal transmission please When asking, generation envelope carries the electronics red packet of resource electronics card, and the electronics red packet is pushed into second terminal, If reaching, the first preset time electronics red packet is taken apart and resource electronics therein card is not solved and paid, or should When electronics red packet is not taken apart, then recall and preserve the electronics red packet；Is received again in server afterwards When what one terminal was sent opens the request of electronics red packet, the term of validity of electronics red packet is reset, and by after replacement Electronics red packet pushes to third terminal, and being based on electronics red packet triggering resource electronics card solution pair in third terminal refers to When making and sending resource electronics card solution and pay instruction to Third party system, Third party system is by electronics red packet Resource electronics demonstrate,prove corresponding resource information and be transferred to third terminal correspondence from the corresponding accounts information of first terminal Accounts information.The scheme of the present embodiment avoids user when opening electronics red packet every time, and server is all The operation of resource electronics card generation electronics red packet sent by Third party system is needed, server is improved The efficiency of electronics red packet is generated, so as to improve the efficiency of resource information circulation.

Further, as shown in fig. 7, proposing resource information processing method of the present invention based on first embodiment Second embodiment, in the present embodiment, the step S10 include：

Step S11, server is receiving when opening the request of electronics red packet of first terminal transmission, sends Electronics red packet sets interface to the first terminal, so that the first terminal is set based on the electronics red packet The relevant information that interface sets corresponding resource information and second terminal is put, the first terminal will be described The relevant information of resource information and second terminal feeds back to the server；

In the present embodiment, the server opens electronics red packet receive that the first terminal sends During request, send electronics red packet and interface is set to the first terminal.User A passes through the first terminal In the electronics red packet, connecing for the corresponding resource information of input electronics red packet on interface and electronics red packet is set Receive the relevant information of the corresponding second terminal of user.Wherein, the relevant information of the second terminal includes institute State regional location, network information of second terminal connection of second terminal etc..

The first terminal be based on the electronics red packet set interface be provided with corresponding resource information and After the relevant information of second terminal, the first terminal is by the resource information and the correlation of second terminal Information is sent to the server.

Step S12, the card application instruction of resource electronics is sent to Third party system according to the resource information, So that the Third party system generates the corresponding resource electronics card of the resource information, and feed back the resource Electronics is demonstrate,proved；

The server is when receiving the relevant information of the resource information and second terminal, according to institute State resource information and send corresponding resource electronics card application instruction to the accounts information correspondence of the first terminal Third party system.The Third party system is obtained when receiving the resource electronics card application instruction The resource electronics card application instructs corresponding resource information, and corresponding according to resource information generation Resource electronics is demonstrate,proved.When generating the resource electronics card, resource electronics card is sent to the service Device.

Step S13, when receiving the resource electronics card, according to resource electronics card and first Preset time, generation envelope carries the electronics red packet of the resource electronics card；

The server, will be described when receiving the resource electronics card that the Third party system is sent Resource electronics card envelope is loaded onto in corresponding electronics red packet carrier.In the present embodiment, the server is connecing When the request of electronics red packet is opened described in receiving, corresponding electronics red packet carrier is also generated.People in the art Member it is understood that the electronics red packet carrier can be generated after resource electronics card is generated, It can also generate, not be limited herein before the resource electronics card is generated.The server will be received To resource electronics card envelope be loaded onto in corresponding electronics red packet carrier, it is and default according to the first of setting Time, generate corresponding electronics red packet.Wherein, envelope carries the resource electronics card in the electronics red packet, First preset time is the period of validity of the electronics red packet.

Step S14, according to the relevant information of the second terminal, the electronics red packet of generation is pushed To second terminal.

After the electronics red packet is generated, the server, will according to the relevant information of the second terminal The electronics red packet of generation pushes to the second terminal.For example, according to the region of the second terminal Positional information, the second terminal that the electronics red packet of generation is pushed in the regional location.

Further, in the present embodiment, after the step S20, also include：

Step a, the electronics red packet is detected before the first preset time and is taken apart and the resource electronics Xie Fushi is demonstrate,proved, resource electronics card solution is sent and pays instruction to Third party system, so that the Third party system will The resource electronics demonstrate,proves corresponding resource information and is transferred to described the from the corresponding accounts information of the first terminal The corresponding accounts information of two terminals.

In the present embodiment, after the electronics red packet of generation is pushed to the second terminal by the server, If before first preset time is reached, the server detects the electronics red packet and taken apart and institute The resource electronics card Xie Fushi of electronics red packet is stated, resource electronics card solution is sent and pays instruction to third party system System.The Third party system is when receiving the resource electronics card solution pair instruction, by the resource electronics Demonstrate,proving corresponding resource information, to be transferred to the second terminal from the corresponding accounts information of the first terminal corresponding Accounts information.

Further, in the present embodiment, the step S40 includes：

Step b, is receiving that the first terminal sends again when opening the request of electronics red packet, is obtaining The electronics red packet preserved；

Step c, sets corresponding second preset time of the electronics red packet, resets the electronics red packet The term of validity；

Wherein, second preset time is more than first preset time.

As the corresponding user of the second terminal, not get the electronics before first preset time red Bag, the server recalls and preserves after the electronics red packet, when user A thinks to provide electronics red packet again, Sent again by the first terminal and open electronics red packet and ask to the server.The server exists When the request of electronics red packet is opened described in receiving, it is not necessary to send corresponding resource electronics card application again and refer to Order directly obtains the electronics red packet do not got preserved to the Third party system.Then basis Corresponding second preset time of electronics red packet of setting, term of validity time weight is carried out to the electronics red packet of preservation Put.Wherein, second preset time is the period of validity of the electronics red packet after updating, described second Preset time is more than first preset time.

After the term of validity of electronics red packet is reset, the server sends the electronics red packet after replacement to right The third terminal answered, the corresponding account of the third terminal is transferred to by corresponding resource information in electronics red packet In the information of family.

The scheme that the present embodiment is provided, the server opens electricity receive that the first terminal sends After the request of sub- red packet, corresponding resource electronics card application instruction is sent to Third party system, makes the third party be Resource information in system generation resource electronics card, the corresponding accounts information of the first terminal does not change, Until when second terminal solution pays the resource electronics card, the Third party system is just by the resource information The corresponding accounts information of the second terminal is transferred to from the corresponding accounts information of the first terminal.Therefore, The variation of the resource information in accounts information is reduced, the income of resource information has been ensured, has improved simultaneously The security of resource information in user account information.

Further, as shown in figure 8, proposing resource of the present invention based on first embodiment or second embodiment Information processing method 3rd embodiment, in the present embodiment, after the step S50, also includes：

Step S60, when receiving the resource electronics card solution pair information that the Third party system is sent, root According to the corresponding accounts information of the first terminal, the corresponding accounts information of the third terminal and the money Source electronics demonstrate,proves corresponding resource information generation electronics red packet and gets status information；

Step S70, gets status information by the electronics red packet of generation and sends to the first terminal.

In the present embodiment, after the third terminal receives electronics red packet, the third terminal correspondence User when getting the electronics red packet, the Third party system is by corresponding resource information from described first The corresponding accounts information of terminal is transferred to the corresponding accounts information of the third terminal.The Third party system exists Corresponding resource information from the corresponding accounts information of the first terminal is transferred to the third terminal corresponding After accounts information, send corresponding resource electronics card solution and pay information to the server.Preferably, it is described Resource electronics card solution is paid information simultaneously and sent to the first terminal by Third party system.Described first Terminal, can be according to the selection of user without response when receiving the resource electronics card solution pair information Processing, or corresponding feedback information is sent to the Third party system or the server.

The server is when receiving the resource electronics card solution pair information, according to the first terminal pair Accounts information, the corresponding accounts information of the third terminal and the resource electronics answered demonstrate,prove corresponding money Source information, generates corresponding electronics red packet and gets status information.The electronics red packet gets status information bag Include the corresponding accounts information of first terminal, the corresponding accounts information of the third terminal and the resource electronics Demonstrate,prove corresponding resource information.Preferably, the electronics red packet of generation is got into status information to be preserved.

After the generation electronics red packet gets status information, the server gets the electronics red packet Status information is sent to the first terminal.Preferably, the server can also be by the electronics red packet Status information is got to send to the third terminal.The first terminal is receiving the electronics red packet neck When taking status information, show that the electronics red packet gets status information, so that the first terminal is corresponding User A is checked.

The scheme that the present embodiment is provided, server is when receiving the resource electronics card solution pair information, root According to the corresponding accounts information of the first terminal, the corresponding accounts information of the third terminal and the money Source electronics demonstrate,proves corresponding resource information, generates corresponding electronics red packet and gets status information, and by the electricity Sub- red packet is got status information and sent to the first terminal.The first terminal is receiving the electronics When red packet gets status information, show that the electronics red packet gets status information, for the first terminal Corresponding user A is checked, knows the service condition of resource information, so as to improve Consumer's Experience.

The present invention further provides a kind of resource information processing method, reference picture 9, Fig. 9 provides for the present invention The schematic flow sheet of source information processing method fourth embodiment.

In this embodiment, the resource information processing method comprises the following steps：

Step S80, Third party system obtains the resource when receiving the card application instruction of resource electronics The corresponding accounts information of first terminal and resource information included in electronics card application instruction；

Step S90, generates resource electronics according to the accounts information and the resource information and demonstrate,proves；

Step S100, the resource electronics card of generation is sent to server, so that the server is given birth to The electronics red packet of the resource electronics card is carried into envelope, and the electronics red packet is pushed into second terminal；

Step S110, when the resource electronics card solution for receiving the second terminal triggering pays instruction, by institute State the corresponding resource information of resource electronics card and be transferred to described second from the corresponding accounts information of the first terminal The corresponding accounts information of terminal.

In the present embodiment, when user A needs to send electronics red packet to other users, user A passes through Electronics red packet is opened in its corresponding first terminal transmission asks to server.Server is receiving first eventually When what end was sent opens the request of electronics red packet, send the card application of the resource electronics comprising respective resources information and refer to Make to Third party system.Wherein, the Third party system includes but is not limited to user A accounts information pair The payment platforms such as bank, the Alipay answered.

The Third party system obtains the resource electricity when receiving the resource electronics card application instruction The corresponding accounts information of first terminal and resource information included in son card application instruction.And according to the account Family information and resource information generate corresponding resource electronics card.It is described after the resource electronics card is generated Third party system sends the resource electronics card of generation to the server.

When the server receives the resource electronics card, demonstrate,proved according to the resource electronics, Yi Jishe Corresponding first preset time of electronics red packet put, generates the electronics that corresponding envelope carries the resource electronics card Red packet, wherein, first preset time is also the period of validity of the electronics red packet.The service The electronics red packet is pushed to the second terminal that electronics red packet receives user by device.The server push institute Stating the mode of electronics red packet, this is not restricted, will for example, can pass through the various ways such as mailbox, wechat The electronics red packet pushes to the second terminal.It will be appreciated by persons skilled in the art that described Two terminals can be a terminal specified, or a certain communication social platform.

If before first preset time is reached, the corresponding user of the second terminal gets the electricity Sub- red packet, namely the electronics red packet takes apart and the resource electronics of the electronics red packet demonstrate,proves Xie Fushi, triggering Resource electronics card solution, which is paid, to be instructed, and pays instruction transmission to the Third party system by resource electronics card solution.

The Third party system is when receiving the resource electronics card solution pair instruction, by the resource electronics Demonstrate,proving corresponding resource information, to be transferred to the second terminal from the corresponding accounts information of the first terminal corresponding Accounts information.

Further, in the present embodiment, the step S90 includes：

Step d, judges whether the available resource information in the accounts information is more than the resource information；

Step e, when the available resource information in the accounts information is more than the resource information, from institute State and freeze the resource information in the available resource information in accounts information, generation resource electronics card.

In the present embodiment, the Third party system is got according to resource electronics card application instruction After the corresponding accounts information of first terminal and resource information, the corresponding account of the first terminal is first determined whether Whether the available resource information in information is more than the resource information, namely judges the first terminal correspondence Accounts information in available resource information it is whether enough.

When the available resource information in the corresponding accounts information of the first terminal is more than the resource information When, namely available resource information in the corresponding accounts information of the first terminal it is enough when, the described 3rd Method, system freezes the resource letter from the available resource information in the corresponding accounts information of the first terminal Breath, generates corresponding resource electronics card.Available resources in the corresponding accounts information of the first terminal Information be less than or equal to the resource information when, namely in the corresponding accounts information of the first terminal can When being insufficient to resource information, what the Third party system was not enough to the first terminal feedback resources information Prompt message.

The scheme that the present embodiment is provided, Third party system is when receiving the card application instruction of resource electronics, root The corresponding accounts information of first terminal included in application instruction and resource information generation are demonstrate,proved according to resource electronics Resource electronics is demonstrate,proved, and now the resource information in the corresponding accounts information of first terminal does not change, until When the resource electronics card solution for receiving second terminal triggering pays instruction, Third party system just demonstrate,proves resource electronics Corresponding resource information is transferred to the corresponding accounts information of second terminal from the corresponding accounts information of first terminal. Therefore, the variation of the resource information in accounts information is reduced, the income of resource information has been ensured, simultaneously Improve the security of resource information in user account information.

The present invention further provides a kind of resource information processing device, as shown in Figure 10, Figure 10 is this hair The high-level schematic functional block diagram of bright resource information processing device first embodiment.

In the present embodiment, the resource information processing device includes：

Generation module 10, for receiving when opening the request of electronics red packet of first terminal transmission, generation Envelope carries the electronics red packet of resource electronics card, and the electronics red packet is pushed into second terminal；

The server receive it is described open the request of electronics red packet when, generation module 10, which is sent, includes phase The resource electronics of resource information is answered to demonstrate,prove application instruction to Third party system, the Third party system is included but not It is limited to the payment platforms such as user the A corresponding bank of accounts information, Alipay.The Third party system exists When receiving the resource electronics card application instruction, demonstrate,prove what is included in application instruction according to the resource electronics Resource information generates corresponding resource electronics card, and the resource electronics card of generation is sent to the clothes Business device.When server receives the resource electronics card, generation module 10 is demonstrate,proved according to the resource electronics, And corresponding first preset time of electronics red packet set, generate corresponding envelope and carry the resource electronics card Electronics red packet, wherein, first preset time also be the electronics red packet period of validity.It is raw The electronics red packet is pushed into the second terminal that electronics red packet receives user into module 10.Generation module This is not restricted for the mode of the 10 push electronics red packets, for example, can be many by mailbox, wechat etc. The electronics red packet is pushed to the second terminal by the mode of kind.It will be appreciated by persons skilled in the art that The second terminal can be a terminal specified, or a certain communication social platform.

Detecting module 20, for detecting whether the electronics red packet is taken apart；

Processing module 30, for being taken apart and resource electricity in electronics red packet described in the first preset time of arrival Son card, which is not solved, to be paid, or the electronics red packet is not when taking apart, recalls and preserves the electronics red packet；

After the electronics red packet is pushed to the second terminal by generation module 10, detecting module 20 is detectd The status information of the electronics red packet is surveyed, judges whether the electronics red packet is opened, the electronics red packet Resource electronics card whether solve pay etc. information.

The second terminal is after the electronics red packet is received, and the corresponding user of the second terminal can be with The electronics red packet is got before first preset time, the resource electronics of the electronics red packet is triggered Card solution is paid, so that obtaining the resource electronics demonstrate,proves corresponding resource information.But it there is circumstances in, institute Stating the corresponding user of second terminal, not get the electronics in time before first preset time red Bag, namely detecting module 20 are detected and although taken apart in electronics red packet described in arrival first preset time But the resource electronics card of electronics red packet, which is not solved, to be paid, or electronics red packet is not also taken apart, now, handles mould Block 30 is recalled the electronics red packet and preserved, rather than sets the electronics red packet expired invalid, the electricity Sub- red packet remains unchanged effectively.

Update module 40, for opening the request of electronics red packet receive that the first terminal sends again When, reset the term of validity of the electronics red packet；

Afterwards, when user A needs to send electronics red packet again to other users, by described first eventually Hold transmission again to open electronics red packet to ask to the server.The server is receiving described open When electronics red packet is asked, the electronics red packet of preservation is carried out the replacement of term of validity time by update module 40, without Need to send the card application instruction of resource electronics to the Third party system, it is to avoid the Third party system root The application instruction operation that generation resource electronics is demonstrate,proved again is demonstrate,proved according to the resource electronics.In the present embodiment, exist When the request of electronics red packet is opened described in receiving, update module 40 is according to the second preset time of setting to protecting The electronics red packet deposited carries out the replacement of term of validity time, is also set to the period of validity of electronics red packet described Second time, exactly recalculate the term of validity of the electronics red packet.

Pushing module 50, for the electronics red packet after replacement to be pushed into third terminal, for the described 3rd Terminal triggering resource electronics card solution, which is paid, to be instructed and sends to Third party system, and the Third party system will be described Resource electronics demonstrate,proves corresponding resource information and is transferred to the described 3rd eventually from the corresponding accounts information of the first terminal Hold corresponding accounts information.

The update module 40 is after the electronics red packet term of validity is reset, and pushing module 50 is by the electricity after replacement The electronics red packet that sub- red packet pushes to user A and will sent receives the corresponding third terminal of user.Wherein, The third terminal can be consistent with the second terminal, and the third terminal can also be with described second eventually End is different.That is, the reception user of Current electronic red packet can be with electronics red packet before reception user's phase Together, can also be different from the reception user of electronics red packet before.The third terminal is receiving the electricity During sub- red packet, the corresponding user of the third terminal can get described before second preset time Electronics red packet.For example, when the corresponding user of the third terminal viewed by the third terminal it is described During electronics red packet, the touch operation clicked on and get the electronics red packet is performed, triggering resource electronics card solution is paid Instruction.Instruction is paid by resource electronics card solution to send to the Third party system, the Third party system When receiving resource electronics card solution and paying instruction, by the resource electronics demonstrate,prove corresponding resource information from The corresponding accounts information of the first terminal is transferred to the corresponding accounts information of the third terminal.

Resource information processing device of the present invention is described in detail by taking electronics red packet as an example below.Work as user A will by first terminal to other users send electronics red packet when, user A is sent out by the first terminal Send and open electronics red packet and ask to corresponding server.Receive it is described open the request of electronics red packet when, Generation module 10 sends corresponding resource electronics card application instruction to the accounts information pair of the first terminal Answer Third party system.For example, the corresponding bank's hair of the accounts information of from generation module 10 to the user A Send the silver letter card application instruction comprising certain amount information.It is understood that can also be by described first Terminal sends the electronics red packet application comprising amount information and instructed to the bank.The bank is receiving During the silver letter card application instruction, first determine whether whether the available funds in user A accounts information is more than Or the corresponding amount of money is instructed equal to the silver letter card application, namely judge the accounts information of the user A In available funds it is whether enough.It is understood that the available money in the accounts information of the user A Gold can be the savings amount of money in accounts information, or credit line in accounts information, loan limit Deng, or be the total value of this several fund.

When the bank sends the silver letter card of generation to the server, the server is receiving When stating silver letter card, generation module 10 is demonstrate,proved according to the silver letter, and the electronics red packet corresponding first set Preset time, generates the electronics red packet that corresponding envelope carries the silver letter card, wherein, described first it is default when Between also be the electronics red packet period of validity.The electronics red packet is pushed to red packet by generation module 10 Receive the corresponding second terminal of user.The mode that generation module 10 pushes the electronics red packet is not limited herein System, for example, the electronics red packet can be pushed into described second by various ways such as mailbox, wechats Terminal.It will be appreciated by persons skilled in the art that the quantity of the second terminal can be one, Can be multiple.Namely electronics red packet can be sent to a red packet recipient user, can also be by electricity Sub- red packet is sent to multiple red packet recipient users.

After the electronics red packet is pushed to the second terminal by generation module 10, detecting module 20 is detectd That surveys the electronics red packet gets status information, judges whether the electronics red packet is got, the electronics Whether the silver letter card of red packet, which solves, is paid.

The second terminal is after the electronics red packet is received, and the corresponding user of the second terminal can be with The electronics red packet is got before first preset time, the silver letter card solution of the electronics red packet is triggered Pay, so as to obtain the corresponding amount of money of the silver letter card.But it there is circumstances in, the second terminal pair The user answered does not get the electronics red packet, detecting module 20 in time before first preset time Detect not solve in the silver letter card for reaching electronics red packet described in first preset time and pay, now, processing Module 30 is recalled the electronics red packet and preserved, rather than as set the electronics red packet in the prior art Expired invalid, the electronics red packet remains unchanged effectively.

Afterwards, when user A needs to send electronics red packet again to other users, by described first eventually Hold transmission again to open electronics red packet to ask to the server.The server is receiving described open Electronics red packet ask when, the electronics red packet of preservation is updated by update module 40, without again to The bank sends silver letter card application instruction, it is to avoid bank is secondary again according to the silver letter card application instruction The operation of Cheng Yinxin cards.In the present embodiment, receive it is described open the request of electronics red packet when, update Module 40 is updated according to the second preset time of setting to the electronics red packet of preservation, is also that electronics is red The period of validity of bag is set to second time.

The update module 40 is after electronics red packet is updated, and pushing module 50 pushes away the electronics red packet of renewal Deliver to the corresponding third terminal of electronics red packet recipient user that user A will be sent.Wherein, described Three terminals can be consistent with the second terminal, and the third terminal can also be different from the second terminal. That is, current electronics red packet reception user can be identical with electronics red packet reception user before, also may be used It is different to receive user from electronics red packet before.The third terminal when receiving the electronics red packet, The corresponding user of the third terminal can get the electronics red packet before second preset time. For example, when the corresponding user of the third terminal views the electronics red packet by the third terminal, The touch operation clicked on and get the electronics red packet is performed, the silver letter card solution of triggering electronics red packet pays instruction. And the silver is believed that card solution pays instruction transmission to the bank, the bank is receiving the silver letter card solution When paying instruction, the silver letter is demonstrate,proved into the corresponding amount of money and is transferred to institute from the corresponding accounts information of the first terminal The corresponding accounts information of third terminal is stated, the amount of money that will also thaw transfers red packet recipient user correspondence Account in.

The scheme that the present embodiment is provided, when the electronics red packet of opening that server receives first terminal transmission please When asking, the generation envelope of generation module 10 carries the electronics red packet of resource electronics card, and the electronics red packet is pushed to Corresponding second terminal, if detecting module 20 detects the resource electricity up to the first preset time electronics red packet Son card do not solve pay when, then processing module 30 is recalled and preserves the electronics red packet；Connect again in server afterwards When opening the request of electronics red packet of first terminal transmission is received, it is red that update module 40 updates the electronics preserved The electronics red packet of renewal is pushed to corresponding third terminal, is based in third terminal by bag, pushing module 50 Electronics red packet triggering resource electronics card solution, which pays instruction and sends the resource electronics card solution, pays instruction to third party During system, the resource electronics of electronics red packet is demonstrate,proved corresponding resource information from first terminal pair by Third party system The accounts information answered is transferred to the corresponding accounts information of third terminal.The scheme of the present embodiment avoids user and existed When opening electronics red packet every time, server is required for the resource electronics sent by Third party system to demonstrate,prove generation The operation of electronics red packet, improves the efficiency that server generates electronics red packet, so as to improve resource information The efficiency of circulation.

Further, as shown in figure 11, resource information processing device of the present invention is proposed based on first embodiment Second embodiment, in the present embodiment, the generation module 10 include：

Transmitting element 11, for receiving when opening the request of electronics red packet of first terminal transmission, sends Electronics red packet sets interface to the first terminal, so that the first terminal is set based on the electronics red packet Put interface and the relevant information of corresponding resource information and second terminal is set, and feed back the resource information And the relevant information of second terminal, and resource electronics card application instruction is sent extremely according to the resource information Third party system, so that the Third party system generates the corresponding resource electronics card of the resource information, and Feed back the resource electronics card；

In the present embodiment, the server opens electronics red packet receive that the first terminal sends During request, transmitting element 11 sends electronics red packet and sets interface to the first terminal.User A passes through institute State first terminal and the corresponding resource information of input electronics red packet and electricity on interface are set in the electronics red packet The relevant information for receiving the corresponding second terminal of user of sub- red packet.Wherein, the correlation of the second terminal Information includes the regional location of the second terminal, network information of second terminal connection etc..

The server sends single when receiving the relevant information of the resource information and second terminal Member 11 sends corresponding resource electronics card application instruction to the first terminal according to the resource information The corresponding Third party system of accounts information.The Third party system is receiving the resource electronics card application During instruction, the corresponding resource information of the resource electronics card application instruction is obtained, and believe according to the resource The corresponding resource electronics card of breath generation.When generating the resource electronics card, the resource electronics is demonstrate,proved and sent out Deliver to the server.

Generation unit 12, for when receiving resource electronics card, according to resource electronics card with And first preset time, generation envelope carries the electronics red packet of the resource electronics card；

The server is when receiving the resource electronics card that the Third party system is sent, and generation is single Resource electronics card envelope is loaded onto in corresponding electronics red packet carrier by member 12.In the present embodiment, it is described Server receive it is described open the request of electronics red packet when, generation unit 12 generates corresponding electronics red packet Carrier.It will be appreciated by persons skilled in the art that the electronics red packet carrier can generate the money Generated after the electronics card of source, can also generate, not be limited herein before the resource electronics card is generated. The resource electronics received card envelope is loaded onto in corresponding electronics red packet carrier by generation unit 12, and root According to the first preset time of setting, corresponding electronics red packet is generated.Wherein, seal and carry in the electronics red packet The resource electronics card, first preset time is the period of validity of the electronics red packet.

Push unit 13, it is for the relevant information according to the second terminal, the electronics of generation is red Bag pushes to second terminal.

After the electronics red packet is generated, push unit 13, will according to the relevant information of the second terminal The electronics red packet of generation pushes to the second terminal.For example, according to the region of the second terminal Positional information, the second terminal that the electronics red packet of generation is pushed in the regional location.

Further, in the present embodiment, the pushing module 50 is additionally operable to：

In the present embodiment, when the pushing module 50 by the electronics red packet of generation push to it is described second eventually Behind end, if before first preset time is reached, it is red that the detecting module 20 detects the electronics Bag is taken apart and the resource electronics of the electronics red packet demonstrate,proves Xie Fushi, and pushing module 50 sends resource electronics card solution Instruction is paid to the Third party system.The Third party system is receiving the resource electronics card solution pair finger When making, the resource electronics is demonstrate,proved into corresponding resource information and turned from the corresponding accounts information of the first terminal Enter the corresponding accounts information of the second terminal.

Further, in the present embodiment, the update module 40 includes：

Acquiring unit, for receiving that the first terminal sends again when opening the request of electronics red packet, Obtain the electronics red packet preserved；

Updating block, for setting corresponding second preset time of the electronics red packet, resets the electronics The term of validity of red packet；

Wherein, second preset time is more than first preset time.

As the corresponding user of the second terminal, not get the electronics before first preset time red Bag, processing module 30 recalls and preserves after the electronics red packet, when user A thinks to provide electronics again red Bag, is sent and opens electronics red packet and ask to the server again by the first terminal.The service Device receive it is described open the request of electronics red packet when, it is not necessary to send corresponding resource electronics card Shen again It please instruct to the Third party system, but it is red that the electronics do not got preserved is obtained by acquiring unit Bag.Updating block is according to corresponding second preset time of electronics red packet of setting, to the electronics red packet of preservation Carry out the replacement of term of validity time.Wherein, second preset time is having for the electronics red packet after updating Imitate the time limit, second preset time is more than first preset time.

After the term of validity that updating block more resets electronics red packet, pushing module 50 is red by the electronics after replacement Bag is sent to corresponding third terminal, and corresponding resource information in electronics red packet is transferred into the described 3rd eventually Hold in corresponding accounts information.

The scheme that the present embodiment is provided, the server opens electricity receive that the first terminal sends After sub- red packet request, transmitting element 11 sends corresponding resource electronics card application instruction to Third party system, Third party system is set to generate resource electronics card, the resource information in the corresponding accounts information of the first terminal Do not change, until when second terminal solution pays the resource electronics card, the Third party system is just by institute State resource information and be transferred to the corresponding account letter of the second terminal from the corresponding accounts information of the first terminal Breath.Therefore, the variation of the resource information in accounts information is reduced, the income of resource information has been ensured, The security of resource information in user account information is improved simultaneously.

Further, resource information processing device of the present invention is proposed based on first embodiment or second embodiment 3rd embodiment, in the present embodiment, the generation module 10 are additionally operable to receiving the third party When the resource electronics card solution that system is sent pays information, according to the corresponding accounts information of the first terminal, institute State the corresponding accounts information of third terminal and the corresponding resource information generation electronics of resource electronics card is red Bag gets status information；

The pushing module 50, is additionally operable to the electronics red packet of generation getting status information and sends to institute State first terminal.

The server is when receiving the resource electronics card solution pair information, and generation module 10 is according to described The corresponding accounts information of first terminal, the corresponding accounts information of the third terminal and the resource electronics Corresponding resource information is demonstrate,proved, corresponding electronics red packet is generated and gets status information.The electronics red packet is got Status information includes the corresponding accounts information of first terminal, the corresponding accounts information of the third terminal and institute State the resource electronics and demonstrate,prove corresponding resource information.Preferably, the electronics red packet of generation is got into shape State information is preserved.

Generated in generation module 10 after the electronics red packet gets status information, the pushing module 50 will The electronics red packet is got status information and sent to the first terminal.Preferably, the pushing module 50 The electronics red packet can also be got into status information to send to the third terminal.The first terminal exists When receiving the electronics red packet and getting status information, show that the electronics red packet gets status information, with Checked for the corresponding user A of the first terminal.

The scheme that the present embodiment is provided, server is raw when receiving the resource electronics card solution pair information Into module 10 according to the corresponding accounts information of the first terminal, the corresponding accounts information of the third terminal And the resource electronics demonstrate,proves corresponding resource information, generate corresponding electronics red packet and get status information, The electronics red packet is got status information and sent to the first terminal by pushing module 50.Described first eventually End shows that the electronics red packet gets status information when receiving the electronics red packet and getting status information, So that the corresponding user A of the first terminal is checked, the service condition of resource information is known, so as to improve Consumer's Experience.

The present invention further provides a kind of resource information processing system, the resource information processing system includes First terminal, server and Third party system, wherein：

Server detects whether the electronics red packet is taken apart；

In the present embodiment, set up between first terminal, server and Third party system by wireless network Connection.Wherein, the first terminal includes but is not limited to smart mobile phone, desktop computer, PAD (flat boards Computer) etc. communication terminal.When user A needs to send electronics red packet to other users, user A passes through Its corresponding first terminal opens electronics red packet and provides function, for example, the first terminal is provided with Electronics red packet provides control, when user A clicks on the electronics red packet granting control, triggering electronics red packet hair Instruction is put, the first terminal is when receiving the electronics red packet granting instruction, and it is red that electronics is opened in transmission Bag is asked to server.

Electronics red packet after replacement is pushed to user by the server after the electronics red packet term of validity is reset The electronics red packet that A will be sent receives the corresponding third terminal of user.Wherein, the third terminal can be with Consistent with the second terminal, the third terminal can also be different from the second terminal.That is, working as The reception user of preceding electronics red packet can be identical with the reception user of electronics red packet before, can also with before The reception user of electronics red packet is different.The third terminal is when receiving the electronics red packet, and described The corresponding user of three terminals can get the electronics red packet before second preset time.For example, When the corresponding user of the third terminal views the electronics red packet by the third terminal, perform The touch operation for getting the electronics red packet is clicked on, triggering resource electronics card solution pays instruction, by the resource Electronics card solution is paid instruction and sent to the Third party system.The Third party system is receiving the resource When electronics card solution pays instruction, the resource electronics is demonstrate,proved into corresponding resource information from first terminal correspondence Accounts information be transferred to the corresponding accounts information of the third terminal.

The scheme that the present embodiment is provided, when the electronics red packet of opening that server receives first terminal transmission please When asking, generation envelope carries the electronics red packet of resource electronics card, and the electronics red packet is pushed into second terminal, If when the resource electronics card for reaching the first preset time electronics red packet is not solved and paid, recalling and preserving this Electronics red packet；When opening the request of electronics red packet of first terminal transmission is received again in server afterwards, The term of validity of electronics red packet is reset, and the electronics red packet after replacement is pushed into third terminal, the 3rd eventually End group is when electronics red packet triggering resource electronics card solution is paid and instructs and send to Third party system, third party system Unite and be transferred to the corresponding resource information of resource electronics card of electronics red packet from the corresponding accounts information of first terminal The corresponding accounts information of third terminal.The scheme of the present embodiment avoids user and is opening electronics red packet every time When, server is required for the operation of the resource electronics card generation electronics red packet sent by Third party system, Improve server and generate the efficiency of electronics red packet, so as to improve the efficiency of resource information circulation.

The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every The equivalent structure or equivalent flow conversion made using description of the invention and accompanying drawing content, or directly or Connect and be used in other related technical fields, be included within the scope of the present invention.

Claims

1. a kind of resource information processing method, it is characterised in that the resource information processing method include with Lower step：

Detect whether the electronics red packet is taken apart；

2. resource information processing method as claimed in claim 1, it is characterised in that the server exists When opening the request of electronics red packet of first terminal transmission is received, the electronics that generation envelope carries resource electronics card is red The step of wrapping, and the electronics red packet is pushed into second terminal includes：

3. resource information processing method as claimed in claim 2, it is characterised in that described in the detecting After the step of whether electronics red packet is taken apart, also include：

4. resource information processing method as claimed in claim 1, it is characterised in that described to receive When what the first terminal was sent again opens the request of electronics red packet, the term of validity of the electronics red packet is reset The step of include：

Wherein, second preset time is more than first preset time.

5. the resource information processing method as any one of claim 1-4, it is characterised in that institute State and the electronics red packet after replacement is pushed into third terminal, for third terminal triggering resource electronics card Solution, which is paid, to be instructed and sends to Third party system, and the resource electronics is demonstrate,proved corresponding money by the Third party system Source information is transferred to the corresponding accounts information of the third terminal from the corresponding accounts information of the first terminal After step, also include：

6. a kind of resource information processing method, it is characterised in that the resource information processing method include with Lower step：

7. resource information processing method as claimed in claim 6, it is characterised in that described in the basis The step of accounts information and resource information generation resource electronics are demonstrate,proved includes：

8. a kind of resource information processing device, it is characterised in that the resource information processing device includes：

9. resource information processing device as claimed in claim 8, it is characterised in that the generation module Including：

10. a kind of resource information processing system, it is characterised in that the resource information processing system includes First terminal, server and Third party system, wherein：

Server detects whether the electronics red packet is taken apart；