CN112489303A - Gas station non-inductive payment method based on ETC, electronic equipment, storage medium and system - Google Patents
Gas station non-inductive payment method based on ETC, electronic equipment, storage medium and system Download PDFInfo
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- CN112489303A CN112489303A CN202011378280.1A CN202011378280A CN112489303A CN 112489303 A CN112489303 A CN 112489303A CN 202011378280 A CN202011378280 A CN 202011378280A CN 112489303 A CN112489303 A CN 112489303A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F13/00—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
- G07F13/02—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
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Abstract
The invention provides a gas station non-inductive payment method based on ETC, which comprises the following steps: generating a verification code according to the place of the owner, the gas station and the current time, and sending the verification code to the owner end of the automobile; receiving the transaction code and the refueling information uploaded by the refueling machine; checking the authenticity and accuracy of the current transaction according to the ETC antenna interaction result, the license plate recognition result and the verification code of the vehicle, and returning confirmation information to the oiling machine after the confirmation is correct; and deducting the payment account of the vehicle owner. The invention relates to an electronic device, a storage medium, and a system. According to the invention, the verification code is sent to the vehicle owner before the vehicle owner refuels, the vehicle owner informs the staff of the verification code or self-service inputs the verification code in the oiling machine after the oiling machine finishes oiling, and the system automatically deducts the oiling money from the oiling card account or the mobile payment account associated with the vehicle owner after the verification is finished, so that the safety of the vehicle owner and the gas station is ensured, the time spent by the vehicle owner in the payment process after oiling is greatly shortened, and the field management pressure caused by queuing is reduced.
Description
Technical Field
The invention relates to the field of automatic charging, in particular to a gas station non-inductive payment method, electronic equipment, storage medium and system based on ETC.
Background
Because of the special scene, there are six kinds of payment transaction modes of filling station at present mainly, do respectively: mobile payment, cash payment, oil card payment, license plate payment, ETC payment and handset payment.
Mobile payment and cash payment refer to: after the refueling is finished, the owner holds cash or a mobile phone to the office area of the refueling station for payment;
the fueling card payment is as follows: the owner shows and uses the fuel card allowed by the gas station before the owner refuels, and takes up the fuel gun to refuel after inputting the password on the fuel machine (the step can be skipped if the password is not needed in part), and the system settles the amount of the account in the card after refueling;
the license plate payment is as follows: the vehicle owner binds the license plate information to a corresponding account before refueling, and the system initiates a deduction to the account corresponding to the license plate after refueling;
ETC payment means: an OBU is loaded on a vehicle by a vehicle owner, and after the vehicle is refueled, an ETC antenna hung on the top of a refueling area interacts with the OBU and charges are deducted;
handset payment means: ETC payment and mobile payment's comprehensive mode, the staff of filling station uses the handheld machine of installing 5.8GHz DSRC agreement additional promptly, refuels the back accessible and car owner's on-vehicle OBU interaction charges, also can carry out the charge through scanning car owner's payment two-dimensional code.
The above six payment methods mainly have four problems:
1) the portable mobile payment system is not portable enough, and the problem of inconvenient payment in mobile payment, cash payment and oil card payment is solved. Cash payment and fuel card payment require corresponding payment media (cash or fuel card), wherein the payment of the fuel card also requires the fuel card which can be used by the corresponding gas station (for example, the fuel card in the medium petrochemical industry can not be used at the gas station in the medium petroleum industry). The refuelling card needs to be recharged before use, and congestion and time delay are easily caused when the balance in the card of the owner is insufficient. Cash payment and mobile payment still need go to the filling station office area and pay fees, and the car owner goes to this section of time that the office area carries out payment, and the vehicle need stop in the filling station, and payment when refueling the peak period is queued because of needs, and the car owner needs to spend longer time from accomplishing to refuel to accomplishing the payment, causes filling station interpolation team, the scheduling problem that blocks up easily.
2) The working environment is not safe enough, and the problem is mainly embodied in three modes of mobile payment, ETC payment and handset payment. Because of the characteristics of gasoline, a plurality of gasoline molecules are mixed in the air molecules in the gas station, and when a user makes a call and uses a network in the gas station, electric shock electromagnetic waves released by a mobile phone are suddenly strengthened, so that the air is easily ionized to generate sparks, and finally accidents are caused. Therefore, most of the gas stations in China currently prohibit the use of mobile payment in the fueling area. Meanwhile, the antenna equipment necessary for the ETC payment mode needs to be installed at the top of an oil filling area, sparks can be generated during installation and welding, the problem of high working temperature exists in actual operation, and potential safety hazards are easily generated.
3) The ETC account period is long, and the problem is mainly reflected in two modes of ETC payment and handset payment. The ETC top-level system design in China is suitable for the existing conditions of the expressway, the fund turnover time is long, the fund period from the ETC account of a vehicle owner to the account of a gas station may need more than 7 working days, and great fund risk is brought to the scene of the gas station with great daily fund flow demand.
4) The charging accuracy is low, and the problem is mainly embodied in two modes of license plate payment and ETC payment. For saving the cost, the ETC payment scheme at present usually needs one set of antenna and brand recognition equipment to recognize vehicles of a plurality of oiling machine positions and collect the oiling cost of a plurality of vehicles, the recognition accuracy rate is lower, and the system is easy to have wrong collection. Meanwhile, because the recognition accuracy of the license plate recognition equipment in the gas station environment is not stable enough, when only the license plate recognition result is taken as a money deduction basis, the problems of mistaken deduction and the like easily occur, the license plate payment is difficult to handle fake plate vehicles and the like, and the system safety risk exists.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention aims to provide the non-inductive payment method of the gas station based on the ETC, so that the safety of a vehicle owner and the gas station is ensured, the time spent by the vehicle owner in a payment process after refueling is greatly shortened, and the field management pressure caused by queuing is reduced.
The invention provides a gas station non-inductive payment method based on ETC, which comprises the following steps:
generating a verification code, generating the verification code according to the place of the owner, the gas station and the current time, and sending the verification code to a vehicle main terminal, wherein the vehicle main terminal is bound with the vehicle information and is associated with a payment account of the owner;
receiving information, namely receiving a transaction code and refueling information uploaded by a refueling machine;
checking the transaction, checking the authenticity and accuracy of the current transaction according to the ETC antenna interaction result, the license plate recognition result and the verification code of the vehicle, and returning confirmation information to the oiling machine after the confirmation is correct;
and paying the oil fee, and deducting the fee of the payment account of the vehicle owner.
Further, the payment account of the vehicle owner comprises a mobile payment account and a fueling card account.
Further, the method also comprises a step of reserving refueling, and the method receives and responds to a reserving refueling request of the vehicle main terminal.
Further, in the step of generating the verification code, the gas station includes a currently located gas station and a reserved gas station.
Further, the step of paying the oil fee further comprises the steps of receiving oiling finish information uploaded by the oiling machine, and if the transaction amount is not more than the balance of a mobile payment account or the balance of a oiling card account of the vehicle owner, deducting the fee of the mobile payment account or the oiling card account of the vehicle owner, and returning a payment success prompt to the oiling machine; otherwise, the payment failure is prompted, and the vehicle owner is required to transfer to other payment modes.
Further, the method also comprises a background resource releasing step, and the verification code used by the vehicle owner at the current time is subjected to invalidation treatment.
Further, the step of releasing the background resources further comprises the step of invalidating the valid certificate if the vehicle driving into the gasoline station does not submit the verification code at the gasoline dispenser within the preset time or does not submit the verification code at the specified gasoline station within the preset time after the reservation time, and skipping to the step of generating the verification code.
An electronic device, comprising: a processor;
a memory; and a program, wherein the program is stored in the memory and configured to be executed by the processor, the program comprising instructions for executing an ETC-based gas station non-sensory payment method.
A computer-readable storage medium having stored thereon a computer program for executing by a processor a gas station non-inductive payment method based on ETC.
ETC-based gas station non-inductive payment system, comprising: cloud platform, controller, removal end, ETC antenna, license plate recognition device, tanker aircraft, the ETC antenna license plate recognition device installs in the filling station entry, ETC antenna and mobile unit communication connection, the tanker aircraft license plate recognition device with controller communication connection, the controller the removal end with cloud platform communication connection, license plate recognition device is used for detecting vehicle and automatic identification and the vehicle license plate information of drawing through the filling station entry, the ETC antenna is used for carrying out data exchange with the mobile unit, the mobile unit deploys in the car, preserves the vehicle information of discernment when being used for getting into the filling station, the insensible payment method of filling station based on the ETC is carried out to the cloud platform.
Compared with the prior art, the invention has the beneficial effects that:
according to the invention, the verification code is sent to the vehicle owner before the vehicle owner refuels, the vehicle owner informs the staff of the verification code or automatically inputs the verification code in the oiling machine after the vehicle owner finishes refueling in front of the oiling machine, and the system automatically deducts the refueling money from the refueling card account or the mobile payment account associated with the vehicle owner after completing verification, so that the safety of the vehicle owner and the gas station is ensured, the time spent by the vehicle owner in the payment process after refueling is greatly shortened, and the field management pressure caused by queuing is reduced.
The foregoing description is only an overview of the technical solutions of the present invention, and in order to make the technical solutions of the present invention more clearly understood and to implement them in accordance with the contents of the description, the following detailed description is given with reference to the preferred embodiments of the present invention and the accompanying drawings. The detailed description of the present invention is given in detail by the following examples and the accompanying drawings.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the invention and together with the description serve to explain the invention without limiting the invention. In the drawings:
FIG. 1 is a block diagram of a non-inductive payment system of an ETC-based gasoline station according to the present invention;
fig. 2 is a flowchart of an ETC-based gas station non-inductive payment method of the invention.
Detailed Description
The present invention will be further described with reference to the accompanying drawings and the detailed description, and it should be noted that any combination of the embodiments or technical features described below can be used to form a new embodiment without conflict.
The non-inductive payment system of filling station based on ETC for in the filling station of car filling fuel, be applicable to traditional staff and refuel and neotype unmanned two kinds of modes of refueling, also can use in new energy automobile's charging station after simple transformation. As shown in fig. 1, includes: cloud platform, controller, removal end, ETC antenna, license plate identification equipment, tanker aircraft, ETC antenna, license plate identification equipment are installed in the entrance far away from the regional of refueling at filling station, have guaranteed the security of charging mode. The ETC antenna is in communication connection with the vehicle-mounted unit in a communication mode of a 5.8GHz DSRC protocol, the oiling machine and the license plate recognition device are in communication connection with the control machine, the control machine and the mobile terminal are in communication connection with the cloud platform, the license plate recognition device is used for detecting vehicles passing through an inlet of the gas station and automatically recognizing and extracting license plate information (including Chinese characters, English letters, Arabic numbers and license plate colors) of the vehicles, the ETC antenna is used for exchanging data with the vehicle-mounted unit, the vehicle-mounted unit is arranged in the vehicle and stores the recognized vehicle information when entering the gas station, key information such as license plate numbers and the like, the cloud platform executes a non-inductive payment method of the gas station based on ETC, and the cloud platform is a.
The non-inductive payment method of the ETC-based gas station, as shown in FIG. 2, comprises the following steps:
when the vehicle owner uses the vehicle for the first time, the vehicle information needs to be bound to the mobile terminal, and the mobile payment account or the virtual fuel card is associated, so that the user can be ensured to initiate payment from the mobile payment account or the fuel card account in subsequent transactions, and the fund flow for payment deduction is provided with an initiating object.
The mobile terminal can make an appointment for a gas station to go to, and the background receives and responds to the oil-filling appointment request of the vehicle main terminal, so that the oil-filling requirement of the unlicensed vehicle and the oil-filling appointment requirement of the licensed vehicle are met.
Generating a verification code, generating the verification code according to the information of the place where the owner is located, the current gas station or the reserved gas station, the current time and the like, and sending the verification code to the owner terminal of the vehicle;
after the vehicle drives into the gas station, the verification code and the refueling information are input on the refueling machine, and the refueling machine uploads the information to the background. The transaction verification mechanism for inputting the verification code on the oiling machine before the car owner refuels ensures the authenticity and accuracy of the transaction.
And receiving the information, and receiving the transaction code and the oiling information uploaded by the oiling machine by the background.
And (4) checking the transaction, checking the authenticity and the accuracy of the current transaction by the background according to the ETC antenna interaction result, the license plate recognition result and the verification code of the vehicle, returning confirmation information to the oiling machine after the confirmation is correct, and opening the oil gun authority of the oiling machine to start oiling. The transaction requirements of the ETC vehicle, a non-ETC vehicle, a license plate-free vehicle and other vehicles under various special conditions are met simultaneously by the triple verification modes of ETC interaction, license plate recognition and vehicle owner transaction codes.
Paying the oil fee, and after oiling, if the transaction amount is not more than the balance of the mobile payment account or the oiling card account of the vehicle owner, automatically deducting the fee of the mobile payment account or the oiling card account of the vehicle owner by the background, and returning a payment success prompt to the oiling machine; otherwise, the payment failure is prompted, and the vehicle owner is required to transfer to other payment modes.
Releasing background resources, and carrying out invalidation treatment on the verification code used by the vehicle owner at the next time.
And if the vehicle driving into the gas station does not submit the verification code at the fuel dispenser within the preset time or does not submit the verification code at the appointed gas station within the preset time after the reservation time, the verification code of the check strip is invalidated and the step of generating the verification code is skipped. When the vehicle owner does not arrive at the reserved gas station for a long time for refueling or the vehicle owner triggers the identification system by mistake, partial background resources need to be released so as to facilitate payment of other vehicle owners.
The invention is generally applied to the transaction verification and transaction payment links before and after refueling, a vehicle owner can receive a verification code after driving into a gas station or making an appointment, the transaction verification can be carried out by reporting the verification code of a worker or automatically inputting the verification code after refueling, and the system automatically deducts transaction money from an account preset by the vehicle owner after the verification is finished. When the vehicle owner pays after refueling, other media such as a refueling card and the like are not needed. The newly-increased equipment is installed outside the refueling area, so that the safety risk of the ETC antenna equipment in the refueling area is avoided, and the safety of a vehicle owner and a gas station is guaranteed. The car owner does not need to be networked or communicated when carrying out transaction verification, and can realize payment only by using the verification code, so that the safety risk of using a mobile phone in the oil filling area is avoided. Compared with the traditional refueling mode, the refueling system has the advantages that a plurality of manual service links are omitted, the waiting time after refueling is greatly saved, the time spent by a vehicle owner in a payment process after refueling is greatly shortened, and the field management pressure caused by queuing is reduced. The vehicle owner can be associated with a plurality of mobile payment accounts or fueling card accounts at the same time, and the situation that payment fails due to insufficient balance of a single account is avoided. The invention comprises triple verification modes of the ETC antenna, the license plate equipment and the mobile phone number of the vehicle owner, which not only ensures the fund safety of an account, but also can identify illegal problems of fake plate vehicles and the like, and also meets the oiling requirements of new vehicles in special scenes such as no license plate and the like.
An electronic device, comprising: a processor;
a memory; and a program, wherein the program is stored in the memory and configured to be executed by the processor, the program comprising instructions for executing an ETC-based gas station non-sensory payment method.
A computer-readable storage medium having stored thereon a computer program for execution by a processor of a gas station non-inductive payment method based on ETC.
The foregoing is merely a preferred embodiment of the invention and is not intended to limit the invention in any manner; those skilled in the art can readily practice the invention as shown and described in the drawings and detailed description herein; however, those skilled in the art should appreciate that they can readily use the disclosed conception and specific embodiments as a basis for designing or modifying other structures for carrying out the same purposes of the present invention without departing from the scope of the invention as defined by the appended claims; meanwhile, any changes, modifications, and evolutions of the equivalent changes of the above embodiments according to the actual techniques of the present invention are still within the protection scope of the technical solution of the present invention.
Claims (10)
1. The method for the non-inductive payment of the gas station based on the ETC is characterized by comprising the following steps:
generating a verification code, generating the verification code according to the place of the owner, the gas station and the current time, and sending the verification code to a vehicle main terminal, wherein the vehicle main terminal is bound with the vehicle information and is associated with a payment account of the owner;
receiving information, namely receiving a transaction code and refueling information uploaded by a refueling machine;
checking the transaction, checking the authenticity and accuracy of the current transaction according to the ETC antenna interaction result, the license plate recognition result and the verification code of the vehicle, and returning confirmation information to the oiling machine after the confirmation is correct;
and paying the oil fee, and deducting the fee of the payment account of the vehicle owner.
2. The ETC-based gas station non-inductive payment method according to claim 1, wherein: the payment account of the vehicle owner comprises a mobile payment account and a fueling card account.
3. The ETC-based gas station non-inductive payment method according to claim 1, wherein: the method also comprises a step of reserving refueling, and the method receives and responds to a reserving refueling request of the vehicle main end.
4. The ETC-based gas station non-inductive payment method according to claim 3, wherein: in the step of generating the verification code, the gas station comprises the current gas station and the reserved gas station.
5. The ETC-based gas station non-inductive payment method according to claim 2, wherein: the step of paying the oil fee further comprises the steps of receiving oil filling completion information uploaded by the oiling machine, and if the transaction amount is not more than the balance of a mobile payment account or the balance of an oiling card account of the vehicle owner, deducting the fee of the mobile payment account or the oiling card account of the vehicle owner, and returning a prompt of successful payment to the oiling machine; otherwise, the payment failure is prompted, and the vehicle owner is required to transfer to other payment modes.
6. The ETC-based gas station non-inductive payment method according to claim 3, wherein: the method also comprises a background resource releasing step, wherein the verification code used by the vehicle owner at the time is subjected to invalidation treatment.
7. The ETC-based gas station non-inductive payment method according to claim 6, wherein: and the step of releasing the background resources further comprises the step of invalidating the check code if the vehicle driving into the gasoline station does not submit the check code at the gasoline dispenser within the preset time or does not submit the check code at the appointed gasoline station within the preset time after the reservation time, and skipping to the step of generating the check code.
8. An electronic device, characterized by comprising: a processor;
a memory; and a program, wherein the program is stored in the memory and configured to be executed by the processor, the program comprising instructions for carrying out the method according to any one of claims 1-7.
9. A computer-readable storage medium having stored thereon a computer program, characterized in that: the computer program is executed by a processor for performing the method according to any of claims 1-7.
10. Gas station's noninductive payment system based on ETC, its characterized in that includes: cloud platform, controller, removal end, ETC antenna, license plate recognition device, tanker aircraft, the ETC antenna the license plate recognition device is installed in the filling station entry, ETC antenna and mobile unit communication connection, the tanker aircraft license plate recognition device with controller communication connection, the controller the removal end with cloud platform communication connection, license plate recognition device is used for detecting the vehicle and automatic identification and the vehicle license plate information of drawing through the filling station entry, the ETC antenna is used for carrying out data exchange with the mobile unit, the mobile unit deploys in the car, preserves the vehicle information of discernment when being used for getting into the filling station, the cloud platform carries out according to any one of claims 1-7 the method.
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| CN202011378280.1A CN112489303A (en) | 2020-11-30 | 2020-11-30 | Gas station non-inductive payment method based on ETC, electronic equipment, storage medium and system |
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| CN113283911A (en) * | 2021-07-22 | 2021-08-20 | 佛山市墨纳森智能科技有限公司 | Gas station secure and non-inductive payment method and system based on face recognition |
| CN113487311A (en) * | 2021-08-20 | 2021-10-08 | 车主邦（北京）科技有限公司 | Refueling payment method, platform, system and computer readable storage medium |
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| CN113936387A (en) * | 2021-12-02 | 2022-01-14 | 天津万物汇智科技有限公司 | Gas station intelligent payment system based on automobile electronic identification |
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| CN113283911A (en) * | 2021-07-22 | 2021-08-20 | 佛山市墨纳森智能科技有限公司 | Gas station secure and non-inductive payment method and system based on face recognition |
| CN113651283A (en) * | 2021-07-26 | 2021-11-16 | 合肥创博信息科技有限公司 | Control system and control method of intelligent oiling machine based on reservation oiling |
| CN113487311A (en) * | 2021-08-20 | 2021-10-08 | 车主邦（北京）科技有限公司 | Refueling payment method, platform, system and computer readable storage medium |
| CN113936387A (en) * | 2021-12-02 | 2022-01-14 | 天津万物汇智科技有限公司 | Gas station intelligent payment system based on automobile electronic identification |
| CN114973513A (en) * | 2022-04-25 | 2022-08-30 | 芯安微众(上海)微电子技术有限公司 | Internet vehicle intelligent refueling method based on vehicle-mounted safety chip |
| CN114882646A (en) * | 2022-05-20 | 2022-08-09 | 中国平安财产保险股份有限公司 | Non-inductive payment method, system, equipment and storage medium for gas station |
| CN114882646B (en) * | 2022-05-20 | 2023-09-19 | 中国平安财产保险股份有限公司 | Non-inductive payment method, system, equipment and storage medium for gas station |
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