CN111145437A - Non-inductive payment method and system for gas station - Google Patents
Non-inductive payment method and system for gas station Download PDFInfo
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- CN111145437A CN111145437A CN201911390740.XA CN201911390740A CN111145437A CN 111145437 A CN111145437 A CN 111145437A CN 201911390740 A CN201911390740 A CN 201911390740A CN 111145437 A CN111145437 A CN 111145437A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F13/00—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
- G07F13/02—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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Abstract
The invention provides a non-inductive payment method, which comprises the following steps: receiving tag information which is acquired by a tag reader and related to the refueling vehicle, wherein the tag information comprises tag identity information, vehicle identity information, dynamic verification information bound to a cloud end and bank account information; searching and matching a vehicle account related to the received tag identity information and verifying whether the dynamic verification information contained in the tag information is consistent with the dynamic verification information in the vehicle account; when the verification result is consistent, sending refueling authorization information to a refueling gun related to the tag reader-writer so as to refuel the refueling vehicle; receiving refueling expense information generated after refueling of a refueling gun; and sending the refueling expense information and the bank account information in the label information to a expense payment platform.
Description
Technical Field
The invention relates to the field of filling station intellectualization, in particular to a filling station non-inductive payment method and a filling station non-inductive payment system.
Background
With the development of economy in China, the holding amount of individual cars is exponentially increased. The personal car not only becomes an extremely important travel transportation mode in the life of people, but also is a basic transportation tool which is vigorously developed by the country, and brings influence of invisibility to many industries. The gasoline stations provide energy and power for vehicles, and the increase in the number of vehicles greatly increases the business of the gasoline stations.
Throughout the development process of gas stations at home and abroad, it can be seen that the demand of people on automobiles promotes the development of the automobile industry, and further becomes the main power for the development of gas stations. The traditional gas station only provides simple refueling service, and the payment mode of the general gas station is to pay cash or move the step and pay the oil fee, and the car owner gets off to the cashier's desk after refueling, adopts cash or mobile payment, returns in the car again, leaves the gas station. However, with the increasing number of motor vehicles, the phenomenon of payment in line at a gas station is increasingly serious, particularly on holidays, all the fuel guns of the gas station work simultaneously to refuel a plurality of vehicles simultaneously, so that the problem of refueling in line is solved.
Disclosure of Invention
The invention provides a non-inductive payment method and a system for a gas station, which have high payment efficiency and overcome the defects of the prior art.
In order to achieve the above object, the present invention provides a non-inductive payment method, comprising:
receiving tag information which is acquired by a tag reader and related to the refueling vehicle, wherein the tag information comprises tag identity information, vehicle identity information, dynamic verification information bound to a cloud end and bank account information;
searching and matching a vehicle account related to the received tag identity information and verifying whether the dynamic verification information contained in the tag information is consistent with the dynamic verification information in the vehicle account;
when the verification result is consistent, sending refueling authorization information to a refueling gun related to the tag reader-writer so as to refuel the refueling vehicle;
receiving refueling expense information generated after a refueling gun refuels;
and sending the refueling expense information and the bank account information in the label information to a expense payment platform.
According to an embodiment of the invention, the tag information further comprises identity information of a tag reader-writer for reading the tag information, the gas station non-inductive payment method verifies the identity information of the tag reader-writer after receiving the tag information, and searches and matches a vehicle account related to the received tag identity information after the verification is passed.
According to an embodiment of the invention, the vehicle identity information and the bank account information in the acquired tag information are encrypted information based on the dynamic verification information, and the tag reader decrypts the encrypted information based on the dynamic verification information after passing the authentication.
According to an embodiment of the present invention, when the dynamic authentication information contained in the tag information is verified to be consistent with the dynamic authentication information in the vehicle account:
sending reading success information;
and receiving new dynamic verification information generated by the tag reader-writer based on the reading success information and updating the new dynamic verification information in a vehicle account related to the refueling vehicle.
According to an embodiment of the invention, the method for the sensorless payment of the gas station further comprises the following steps:
receiving confirmation information after the refueling expense is paid;
and sending the vehicle identity information contained in the confirmation information and the label information to the terminal, and allowing the refueled vehicle to pass by the terminal based on the vehicle identity information.
According to an embodiment of the present invention, the fueling authorization information includes the number of the fueling gun associated with the tag reader/writer that acquired the tag information and the number of the fueling gun's fueling machine.
Correspondingly, the invention also provides a gas station non-inductive payment system, which comprises a vehicle information receiving module, a vehicle information verification module, a refueling authorization module, a refueling fee receiving module and a fee deduction information sending module. The vehicle information receiving module receives tag information which is acquired by the tag reader and related to the refueling vehicle, wherein the tag information comprises tag identity information, vehicle identity information, dynamic verification information and bank account information, and the dynamic verification information and the bank account information are bound to a cloud. The vehicle identity verification module searches and matches the vehicle account related to the received label identity information and verifies whether the identity dynamic verification information contained in the label information is consistent with the dynamic verification information in the vehicle account. And when the verification result is consistent, the refueling authorization module sends refueling authorization information to a refueling gun related to the tag reader-writer so as to refuel the refueling vehicle. The refueling expense receiving module receives refueling expense information generated after the refueling gun refuels. And the deduction information sending module sends the refueling expense information and the bank account information in the label information to the expense payment platform.
According to an embodiment of the invention, the tag information further comprises identity information of a tag reader-writer for reading the tag information, the gas station non-inductive payment system further comprises a reader-writer identity verification module, the reader-writer identity verification module verifies the identity information of the tag reader-writer after receiving the tag information, and the vehicle account related to the received tag identity information is searched and matched after verification is passed.
According to an embodiment of the invention, the gas station non-sensory payment system further comprises a decryption module, the vehicle identity information and the bank account information in the acquired label information are encrypted information based on dynamic verification information, and the encrypted information is decrypted based on the dynamic verification information after the dynamic verification information passes verification.
According to an embodiment of the invention, the gas station non-sensory payment system further comprises an updating module, and when the vehicle identity verification module passes the verification and sends the reading success information, the updating module receives new dynamic verification information generated by the tag reader-writer based on the reading success information and updates the new dynamic verification information in a vehicle account related to the refueled vehicle.
In summary, the gas station non-sensory payment method and system provided by the invention obtain the tag information related to the refueled vehicle by reading the tag installed on the refueled vehicle. And performing authority verification on the acquired label information and a pre-stored vehicle account, authorizing a refueling gun for refueling the vehicle after the verification is passed, and starting refueling. And after the refueling is finished, receiving the amount of money generated by refueling and deducting money by combining the bank account information in the label information, thereby realizing intelligent non-inductive payment. In the refueling payment process, a driver does not need to get off the vehicle, cash is not needed, mobile phone payment is not needed, the driver can leave after refueling, the labor intensity of a refueling toll collector is reduced, the time cost of a gas station driver is reduced, and the passing speed is increased.
Because the label information contains the identity information of the vehicle and the bank account information, in order to ensure the safety of the information, the label information contains dynamic identity verification information, and the dynamic identity information is updated after each verification, so that the safety of the information is ensured.
In order to make the aforementioned and other objects, features and advantages of the present invention comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
Fig. 1 is a flowchart illustrating a method for sensorless payment at a gasoline station according to an embodiment of the present invention.
Fig. 2 is a schematic block diagram of a gas station non-sensory payment system according to an embodiment of the present invention.
Detailed Description
In the existing gas station, after a driver drives a vehicle into the gas station, a gas station worker starts an oiling machine and an oiling gun to refuel the vehicle. And after the refueling is finished, the staff calculates the refueling cost, and the driver pays to a cashier desk of the gas station according to the calculated refueling cost. With the gradual popularization of household sports cars, the number of refueling vehicles of a refueling station is very large during holidays, drivers usually need to wait for a long time in line for payment, the refueling time cost is high, and the refueling efficiency of the refueling station is greatly influenced.
In view of this, the method for noninductive payment for a gas station provided by this embodiment includes: receiving tag information related to the refueling vehicle, which is acquired by the tag reader, wherein the tag information comprises tag identity information, vehicle identity information, dynamic verification information bound to the cloud end and bank account information (step S10). The vehicle account associated with the received tag identification information is searched and matched and it is verified whether the dynamic verification information included in the tag information is consistent with the dynamic verification information in the vehicle account (step S20). When the verification result is consistent, the refueling authorization information is sent to the refueling gun related to the tag reader-writer so as to refuel the refueled vehicle (step S30). Refueling cost information generated after refueling of the refueling gun is received (step S40). The fueling cost information and the bank account information within the tag information are transmitted to the cost payment platform (step S50).
The method for the sensorless payment at the gas station provided by the embodiment starts at step S10. In this step, the gas station non-inductive payment system receives the tag information related to the refueled vehicle read by the tag reader-writer. Specifically, in the present embodiment, a tag is installed at a fuel filler of a refueling vehicle, and information such as tag identity information, vehicle identity information, dynamic verification information, and bank account information is integrated in the tag. In this embodiment, the vehicle identification information refers to the license plate number of the vehicle. However, the present invention is not limited thereto.
The tag reader-writer is arranged on the oil gun of the oil station, and when the oil gun is close to an oil filling port of an oil vehicle, the tag reader-writer on the oil gun reads tag information of the vehicle. However, the present invention does not limit the mounting position of the tag on the vehicle or the installation position of the reader/writer in the gas station. In other embodiments, the tag may also be installed in the cab of the vehicle, and the reader-writer may also be a mobile reader-writer terminal, and the gas station staff holds the reader-writer terminal and approaches the tag located in the cab to obtain the tag information of the vehicle.
In order to realize the non-inductive payment, the label information contains the bank account information of the driver or the vehicle user. In order to ensure the security during the data transmission process, in this embodiment, the tag information includes dynamic verification information, and the vehicle identity information and the bank account information in the tag information are encrypted information based on the dynamic verification information.
In conventional vehicle identification, vehicle identification information (license plate number) is recognized by taking pictures. For a place with a plurality of entrances and exits, such as a gas station, due to the fact that the number of the entrances and exits is more and the entrance and exit channels are complex, the license plate number is difficult to accurately obtain by adopting a photographing identification mode. According to the gas station non-sensory payment method, the vehicle identity information is bound in the tag, the tag reader-writer can quickly and accurately obtain the information only by reading the tag, and the verification and encryption of the dynamic verification code ensure the safety of reading data information by using the tag.
After the sensorless fueling payment system acquires the tag information, step S20 is executed to search and match the vehicle account related to the received tag identity information and verify whether the dynamic verification information included in the tag information is consistent with the dynamic verification information in the vehicle account. Specifically, each tag has a unique and unchangeable TID number, and the TID number is bound with the identity information of the vehicle and the bank account information at the tag end; similarly, the TID number of each tag in the gas station non-sensory payment system is also associated with a vehicle account. Therefore, in step S20, the vehicle account corresponding to the refueled vehicle may be found in the system by looking up the TID number, and the dynamic verification information in the vehicle account is read, and the dynamic verification information is compared with the dynamic verification information in the tag information.
And if the two are the same, the vehicle is confirmed to meet the refueling authority, and step S30 is executed to send refueling authorization information to the refueling gun related to the tag reader-writer so as to refuel the refueled vehicle. In this embodiment, the tag reader is installed on the fueling gun, and the identity information of the tag reader is bound to the serial number of the fueling gun bearing the tag reader and the serial number of the fueling machine to which the fueling gun belongs in advance. The authorization information sent by the gas station non-sensory payment system contains the identity information of the tag reader-writer. In this embodiment, the gas station non-inductive payment system is docked to a gas station management platform, and the gas station management platform controls each fuel dispenser and the fuel gun under the fuel dispenser. Therefore, in step S30, the gas station non-sensory payment system sends a fueling authorization signal to the gas station management platform, and the gas station management platform finds the corresponding engine and fueling gun according to the identity information of the tag reader, so as to perform fueling. However, the present invention is not limited thereto. In other embodiments, the fuel station non-sensory payment system can directly authorize and control fuel dispensers and fuel guns within the fuel station.
In this embodiment, the identity information of the tag reader-writer is a unique key generated when the tag reader-writer leaves the factory. However, the present invention is not limited thereto. In other embodiments, each tag reader/writer may be assigned a number to serve as its identity information, and when the tag reader/writer reads a tag, the number is also written into the tag information.
In order to further improve the security of data transmission, in this embodiment, the tag information further includes identity information of a tag reader that reads the tag information, that is, a unique key generated when the tag reader leaves the factory. The gas station non-sensory payment method verifies the identity information of the tag reader after receiving the tag information (step S11), and searches and matches the vehicle account associated with the received tag identity information after the verification is passed (step S20). The step can avoid that a third party adopts other label readers to read the information of the label, thereby greatly improving the safety of information reading and transmission.
In this embodiment, when the step S20 verifies that the vehicle satisfies the fueling right, the fuel station sensorless payment method further includes a step S31 of decrypting the encrypted vehicle identification information and the bank account information based on the dynamic verification information.
After the refueling is completed, step S40 is executed to receive the refueling cost information generated after the refueling of the refueling gun sent by the refueling station management platform. In step S50, the received fueling fee information and the bank account information decrypted in step S31 are sent to a third party fee payment platform, so as to realize fueling deduction. The third party expense payment platform can be a bank transaction platform, a WeChat transaction platform or a Paibao transaction platform and the like.
After the third party platform finishes the fee deduction, in this embodiment, the gas station non-inductive payment method further includes: confirmation information after payment of the fueling fee is received (step S60). The payment confirmation information and the vehicle identification information included in the tag information decrypted in step S31 are transmitted to the terminal, and the terminal permits the refueled vehicle based on the vehicle identification information (step S70).
In the fuel station non-sensory payment method provided by the present embodiment, the authentication in step S20 and the decryption in step S31 are both based on dynamic authentication information. To update the dynamic verification information, in this embodiment, when the dynamic verification information included in the tag information is verified to be consistent with the dynamic verification information in the vehicle account, the gas station sends a read success information to the tag reader/writer for the non-inductive payment (step S32). The tag reader generates new dynamic verification information based on the successful reading information, and the new dynamic verification information is written into the tag cloud and is simultaneously sent to the non-inductive payment system of the gas station. The gas station sensorless payment system receives new dynamic verification information generated by the tag reader based on the read success information and updates the new dynamic verification information in the vehicle account associated with the refueled vehicle (step S33). However, the present invention does not limit the updating manner of the dynamic verification information.
Correspondingly, as shown in fig. 2, the present embodiment further provides a gas station non-inductive payment system, which includes a vehicle information receiving module 10, a vehicle information verifying module 20, a fueling authorization module 30, a fueling fee receiving module 40, and a deduction fee information sending module 50. The vehicle information receiving module 10 receives tag information related to the refueling vehicle, which is acquired by the tag reader, where the tag information includes tag identity information, vehicle identity information, and dynamic verification information and bank account information bound to a cloud. The vehicle authentication module 20 searches for and matches the vehicle account associated with the received tag identification information and verifies whether the dynamic authentication information included in the tag information is consistent with the dynamic authentication information in the vehicle account. When the verification result is consistent, the fueling authorization module 30 sends fueling authorization information to the fueling gun associated with the tag reader-writer to refuel the fueled vehicle. The fueling cost information receiving module 40 receives fueling cost information generated after the fueling gun is fueled. The deduction information sending module 50 sends the fueling cost information and the bank account information in the tag information to the cost payment platform.
Further, the gas station non-sensory payment system further comprises a reader authentication module 11, a decryption module 31 and an updating module 32. The tag information acquired by the tag reader also includes the identity information of the tag reader, and the vehicle identity information and the bank account information are encrypted information based on the dynamic verification information. When the vehicle information receiving module 10 receives the tag information, the reader/writer authentication module 11 verifies whether the identity information of the tag reader/writer carried in the tag information is the same as the identity information of the tag reader/writer stored in advance. If the two are the same, a signal is sent to the vehicle information verification module 20. The vehicle information verification module 20 verifies the dynamic verification information, and the decryption module 31 decrypts the encrypted information based on the dynamic verification information after the verification is passed.
The vehicle information verification module 20 also sends a successful reading message to the tag reader/writer when the verification is passed, and the tag reader/writer generates a new dynamic verification message based on the successful reading message, writes the new dynamic verification message into the tag cloud, and sends the new dynamic verification message to the update module 32. The update module 32 receives the new dynamic verification information and updates the new dynamic verification information in a vehicle account associated with the refueled vehicle.
Further, the gas station non-sensory payment system further includes a fee payment confirming module 60 and a clearance information transmitting module 70. The fee payment confirmation module 60 receives confirmation of payment of the fueling fee. The release information sending module 70 sends the payment confirmation information and the vehicle identity information contained in the decrypted tag information to the terminal, and the terminal releases the refueled vehicle based on the vehicle identity information. In this embodiment, the terminal is a handheld terminal of a gas station worker, and the gas station worker releases a corresponding vehicle based on the confirmation information and the vehicle identity information after payment. However, the present invention is not limited thereto. In other embodiments, the terminal may be an intelligent gate.
The operation principle of the gas station sensorless payment system provided in this embodiment is as described in steps S10 to S70, which are not described herein again.
In summary, the gas station non-sensory payment method and system provided by the invention obtain the tag information related to the refueled vehicle by reading the tag installed on the refueled vehicle. And performing authority verification on the acquired label information and a pre-stored vehicle account, authorizing a refueling gun for refueling the vehicle after the verification is passed, and starting refueling. And after the refueling is finished, receiving the amount of money generated by refueling and deducting money by combining the bank account information in the label information, thereby realizing intelligent non-inductive payment. In the refueling payment process, a driver does not need to get off the vehicle, cash is not needed, mobile phone payment is not needed, the driver can leave after refueling, the labor intensity of a refueling toll collector is reduced, the time cost of a gas station driver is reduced, and the passing speed is increased.
Because the label information contains the identity information of the vehicle and the bank account information, in order to ensure the safety of the information, the label information contains dynamic identity verification information, and the dynamic identity information is updated after each verification, so that the safety of the information is ensured.
Although the present invention has been described with reference to the preferred embodiments, it should be understood that various changes and modifications can be made therein by those skilled in the art without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (10)
1. A fuel station non-sensory payment method, comprising:
receiving tag information which is acquired by a tag reader and related to the refueling vehicle, wherein the tag information comprises tag identity information, vehicle identity information, dynamic verification information bound to a cloud end and bank account information;
searching and matching a vehicle account related to the received tag identity information and verifying whether the dynamic verification information contained in the tag information is consistent with the dynamic verification information in the vehicle account;
when the verification result is consistent, sending refueling authorization information to a refueling gun related to the tag reader-writer so as to refuel the refueling vehicle;
receiving refueling expense information generated after a refueling gun refuels;
and sending the refueling expense information and the bank account information in the label information to a expense payment platform.
2. The gas station non-sensory payment method of claim 1, wherein the tag information further comprises identity information of a tag reader-writer which reads the tag information, and the gas station non-sensory payment method verifies the identity information of the tag reader-writer after receiving the tag information, and searches for and matches a vehicle account related to the received tag identity information after the verification is passed.
3. The gas station sensorless payment method of claim 1, wherein the vehicle identity information and the bank account information in the acquired tag information are encrypted information based on dynamic verification information, and the encrypted information is decrypted based on the dynamic verification information after the dynamic verification information is verified.
4. The gas station non-sensory payment method according to claim 1, wherein when the dynamic verification information contained in the tag information is verified to be consistent with the dynamic verification information in the vehicle account:
sending reading success information;
and receiving new dynamic verification information generated by the tag reader-writer based on the reading success information and updating the new dynamic verification information in a vehicle account related to the refueling vehicle.
5. The fuel station sensorless payment method of claim 1, further comprising:
receiving confirmation information after the refueling expense is paid;
and sending the vehicle identity information contained in the confirmation information and the label information to a terminal, and allowing the refueled vehicle to pass by the terminal based on the vehicle identity information.
6. The fuel station sensorless payment method of claim 1, wherein the fueling authorization information includes a number of a fueling gun associated with a tag reader/writer that acquired tag information and a number of a fuel dispenser of the fueling gun.
7. A gas station sensorless payment system, comprising:
the system comprises a vehicle information receiving module, a tag reader-writer and a vehicle information processing module, wherein the vehicle information receiving module is used for receiving tag information which is acquired by the tag reader-writer and related to a refueling vehicle, and the tag information comprises tag identity information, vehicle identity information, dynamic verification information bound at a cloud end and bank account information;
a vehicle identity authentication module for authenticating a vehicle,
searching and matching a vehicle account related to the received label identity information and verifying whether identity dynamic verification information contained in the label information is consistent with dynamic verification information in the vehicle account;
the refueling authorization module sends refueling authorization information to a refueling gun related to the tag reader-writer to refuel a refueled vehicle when the verification result is consistent;
the refueling expense receiving module is used for receiving refueling expense information generated after a refueling gun refuels;
and the fee deduction information sending module is used for sending the refueling expense information and the bank account information in the label information to the expense payment platform.
8. The gas station sensorless payment system of claim 7, wherein the tag information further comprises identity information of a tag reader for reading the tag information, the gas station sensorless payment system further comprises a reader identity verification module, the reader identity verification module verifies the identity information of the tag reader after receiving the tag information, and searches for and matches a vehicle account related to the received tag identity information after verification is passed.
9. The gas station sensorless payment system of claim 7, wherein the gas station sensorless payment system further comprises a decryption module, the vehicle identity information and the bank account information in the obtained tag information are encrypted information based on dynamic verification information, and the encrypted information is decrypted based on the dynamic verification information after the dynamic verification information is verified.
10. The gas station sensorless payment system of claim 7, further comprising an update module, wherein when the vehicle authentication module verifies and sends the read success information, the update module receives new dynamic verification information generated by the tag reader based on the read success information and updates the new dynamic verification information in a vehicle account associated with the refueled vehicle.
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| CN113086931A (en) * | 2021-03-12 | 2021-07-09 | 宋阳 | Refueling payment method based on fuel dispenser and ETC Internet of things recognition |
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