CN105590345B - A kind of system and method paid in service point using intelligent automobile - Google Patents
A kind of system and method paid in service point using intelligent automobile Download PDFInfo
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- CN105590345B CN105590345B CN201410688306.0A CN201410688306A CN105590345B CN 105590345 B CN105590345 B CN 105590345B CN 201410688306 A CN201410688306 A CN 201410688306A CN 105590345 B CN105590345 B CN 105590345B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
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- Devices For Checking Fares Or Tickets At Control Points (AREA)
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Abstract
The present invention discloses the system paid in service point using intelligent automobile, the system includes payment mechanism, payment device, settlement center, wherein, payment mechanism is set in the car and is associated with finance account, payment device is arranged on service point, and payment mechanism, payment device, settlement center are communicated by network；When payment mechanism is close to payment device, payment mechanism is communicated with payment device, wherein, the account information of the service of selection, information of vehicles, finance account is sent to payment device by payment mechanism, service and information of vehicles computational costs of the payment device according to selection, and communicated with settlement center to carry out operation of withholing according to the expense and account information.
Description
Technical field
The present invention relates to payment technologies, and more particularly to the system paid in service point using intelligent automobile and side
Method.
Background technology
In the prior art, less efficient, the user's body that parking lot, gas station, high speed charge station etc. charge to vehicle
It tests poor.Parking lot use manual toll collection or IC card automatic charging, wherein IC card automatic charging need user by IC card with pay
Take equipment close contact and completes payment.Gas station is charged two kinds using manual toll collection or gas filling card, both charge methods
Require that user interacts with the outer things of vehicle, for example, needing to illustrate the big of volume read-out to the staff of gas station before refueling
It is small.High speed charge station is charged using manual toll collection or ETC, and wherein manual toll collection is i.e. by manually distinguishing type of vehicle and being received
Take, ETC charges need to pre-establish the tracks ETC and install charge equipment on vehicle to charge.
Therefore, vehicle payment demand with isomorphism in parking lot, gas station, high speed charge station：It is more efficient, more just
It is prompt, more humane.
Invention content
In the prior art, vehicle uses manual toll collection mostly in the payment of public service point.It is numerous for vehicle user
Trivial artificial payment process will influence driving experience, will also cause waste of time.The shortcomings that IC card toll collection technique includes：No
Reusability usually uses different IC card under different payment scenes；User needs to handle card in advance, and needs advance
It is supplemented with money into IC card；User needs to complete to pay close to payment device by IC card.ETC technologies used in high speed payment have as follows
Disadvantage：Construction cost is expensive, and ETC system needs to pre-establish the tracks ETC, and assists a large amount of equipment；For different types of
Vehicle needs the different tracks ETC to be detected, this will increase the complexity of construction cost and payment.
The present invention discloses, the system paid in service point using intelligent automobile, which includes payment mechanism, payment
Equipment, settlement center, wherein payment mechanism is set in the car and is associated with finance account, and payment device is arranged on
Service point, payment mechanism, payment device, settlement center are communicated by network；When payment mechanism is close to payment device, branch
It pays device to communicate with payment device, wherein payment mechanism sends out the account information of the service of selection, information of vehicles, finance account
Payment device, service and information of vehicles computational costs of the payment device according to selection are given, and is believed according to the expense and account
Breath is communicated with settlement center to carry out operation of withholing.
Preferably, payment device is according to the expense and account information, with settlement center's online communication with operation of completing to withhold
Or it is communicated with settlement center to complete to withhold offline in the defined time.
Preferably, payment mechanism calls account information from safety chip or reads account information by access rights.
It is also disclosed that the method paid in service point using intelligent automobile, when payment fills in the car for setting
It sets and is arranged close in service point payment device, payment mechanism is communicated with payment device, wherein payment mechanism is by the clothes of selection
Business, information of vehicles, finance account account information be sent to payment device, service and information of vehicles of the payment device according to selection
Computational costs, and communicated with settlement center to carry out operation of withholing according to the expense and account information.
Preferably, payment device is according to the expense and account information, with settlement center's online communication with operation of completing to withhold
Or it is communicated with settlement center to complete to withhold offline in the defined time.
Preferably, payment mechanism calls account information from safety chip or reads account information by access rights.
Advantage of the invention is that including：It realizes that paying process user side interacts with payment collector not linking up.User is in compartment
Interior to be paid by operation touch-screen curtain, carried-on-vehicle computer system realizes that the information between payment device and intelligent automobile is handed over
Mutually, information transmission can need not open car door by the wireless telecom equipment of Vehicular communication system and payment device, user
Or vehicle window is exchanged with payment collector.By the touch screen of intelligent vehicle, user can intuitively know pay content, increase
Add payment transparency.Using payment wallet, payment expense is deducted from the finance account of binding, efficiently convenient.The present invention is applicable in
In a variety of payment scenes such as parking, oiling, high speed, and is paid on Support Line and also support offline electronic payment.The present invention is for public
Cause accepts end（Service point）Including advantage：Manpower and the time for reducing paying process save the efficiency that cost improves service；It pays
Expense process is operated by user self-help, is avoided the inconsiderate phenomenon of service that artificial payment is likely to occur, is improved service quality；Payment expense
It is deducted with by user's finance account, securely and reliably and facilitates accounting statistics；Payment information automatically generates.In addition, intelligent vapour
Vehicle can automatically obtain the information of vehicles of itself, such as license plate number, vehicle size type, these information can be used in payment
Among process, for example when high speed payment, information of vehicles can be sent to payment device by intelligent automobile, and payment device passes through vehicle
Type determines corresponding expense, has broken away from the complicated processes of high speed manual identified type of vehicle.
Description of the drawings
After the specific implementation mode for having read the present invention with reference to attached drawing, those skilled in the art will be more clearly
The solution present invention.It will be apparent to a skilled person that attached drawing, which is used only for cooperation specific implementation mode, illustrates the present invention's
Technical solution, and be not intended to and protection scope of the present invention is construed as limiting.
Fig. 1 is the schematic diagram of the system paid in service point using intelligent automobile.
Fig. 2 is the example for the process for carrying out on-line payment in service point using intelligent automobile.
Fig. 3 is the example for the process for carrying out on-line payment in service point using intelligent automobile.
Fig. 4 is the schematic diagram for calling account information when service point is paid using intelligent automobile.
Specific implementation mode
With reference to the accompanying drawings, the specific implementation mode of the present invention is described in further detail.It should be understood that can
Structure and function modification is carried out to described embodiment.In addition, any given or specific application institute's phase can be directed to
As hoping and being advantageous, the one or more features of one embodiment can be with the one or more features phase of another embodiment
Combination.
Fig. 1 is the schematic diagram of the system according to the ... of the embodiment of the present invention paid in service point using intelligent automobile.Such as
Shown in figure, which includes payment mechanism, payment device, settlement center.Wherein, payment mechanism be set in the car and with
Finance account is associated with.Payment mechanism can be the payment application being pre-installed on carried-on-vehicle computer system, and the payment is answered
With with the binding of the finance account of user, the expense thus paid will be deducted from finance account.Payment device is arranged on clothes
Business point, for example, parking lot, gas station, high speed charge station etc..Payment mechanism, payment device, settlement center are mutually communicated by network
Letter.For example, payment mechanism can carry out channel radio by the Vehicular communication system of vehicle and the wireless telecom equipment of payment device
Letter.Payment mechanism and payment device can also remotely be connected and communicated with settlement center respectively by internet etc..
When payment mechanism is close to payment device, payment mechanism is communicated with payment device, wherein payment mechanism is by selection
Service, information of vehicles, finance account account information be sent to payment device.The communication of payment mechanism and payment device is according to clothes
The case where business point, can actively be initiated by payment mechanism（Such as when service point is gas station）Or it is actively sent out by payment device
It rises（Such as when service point is high speed charge station）.Selectable service can be sent to payment mechanism from payment device, pay
Selectable service can be provided according to information of vehicles to payment mechanism by taking equipment.Service and vehicle of the payment device according to selection
Information computational costs, and communicated with settlement center to carry out operation of withholing according to the expense and account information.
In one example, when vehicle enters service point, payment device equipment can identify vehicle by radio communication
Send the signal for being identified for payment device, rear vehicle information of vehicles can be sent to payment device, information of vehicles
Such as including license plate number, car owner's identity, type of vehicle, oil mass, vehicle-state etc..Payment device can be according to information of vehicles to branch
It pays device and selectable service, such as service type and service fee is provided.When payment device can according to information of vehicles
When the service of selection to payment mechanism, selectable service can be displayed on Vehicular display device to be selected for user.It may be selected
Service can be shown in the form of a list, the content of list for example can be gas station oil price table and user needed for refuel
Amount, the fee to be charged that high speed charge station determines according to car status information, the parking price table in parking lot and parking space information.User
It can confirm the service to be bought according to service list, such as institute's volume read-out and gasoline type, and will be bought（It is selected）Clothes
Business information is sent to payment device.
As described above, service and information of vehicles computational costs of the payment device according to selection, and according to the expense and account
Family information is communicated with settlement center to carry out operation of withholing.Payment device can push after computational costs to payment mechanism
The payment authentication message of expense, user can be for example by completing payment authentication with the associated touch screen of payment mechanism（Such as
It clicks and confirms manually）, under the scene of high speed charge station, automated validation mode may be used, by payment mechanism to payment authentication
Payment result information is simultaneously presented to the user by message automated validation, it is possible thereby to further save the time, keeps payment more convenient.
As described above, payment device is communicated with settlement center to carry out operation of withholing according to the expense and account information.This
In, operation of withholing can carry out or postpone to carry out in real time.According to an embodiment of the invention, the payment of expense can it is online or
It is offline to carry out.
Fig. 2 is the example of the process according to the ... of the embodiment of the present invention for carrying out on-line payment in service point using intelligent automobile.
As shown in Fig. 2, sending Hello information from intelligent automobile to payment device first.Payment device identifies intelligence according to Hello information
Energy automobile, and sent to intelligent automobile and confirm identification information.Then, intelligent automobile is sending information of vehicles to payment device
Afterwards, start to carry out information on services interaction with payment device, i.e., provide optional service, Yi Jiyou from payment device to intelligent automobile
The service that intelligent automobile selection needs.After the completion of service, payment Requisition Validation, user are sent from payment device to intelligent automobile
Confirmation payment is carried out at intelligent automobile end.Payment device is connect with settlement center after receiving payment confirming information to complete to prop up
It pays, such as will include expense and account information（Including account and password）Payment information be sent to settlement center, then by settling accounts
Center is communicated with the credit card issuer of account completes operation of withholing.After the on-line operation success of settlement center, respectively to intelligent automobile
Payment success message is sent with payment device.The case where paying on line, payment device and payment mechanism by settlement center with
Credit card issuer connects, and online in real time to complete payment, expense is directly deducted from the account of user.
Fig. 3 is the example of the process according to the ... of the embodiment of the present invention for carrying out offline electronic payment in service point using intelligent automobile.
As shown in figure 3, payment device after receiving confirmation payment, directly sends payment success message to intelligent automobile.And later,
Completion is connect in the defined time with settlement center to withhold.Offline electronic payment need not in real time be connect with settlement center, pass through payment
Device can be completed with payment device.Payment device can store payment information, periodically be connect with settlement center and credit card issuer
Complete final payment.In one example, user can be transferred to a certain number of amount of money as offline into payment mechanism in advance
Payment amount.In this case, payment mechanism is payment wallet application.
The payment record of user can be stored in settlement center so that user can easily use payment application and knot
Calculation center connects to be checked.The payment application used can be registered in settlement center in advance, including personal information is recognized
Card and bank account information binding, will obtain the competency for operation of payment application after registration.
As described above, when payment mechanism is close to payment device, payment mechanism is communicated with payment device, wherein payment dress
It sets and the account information of the service of selection, information of vehicles, finance account is sent to payment device.According to an embodiment of the invention,
Account information can be called from safety chip.Storing the safety chip of account information can be used as independent unit for account information
High degree of safety is provided.The software transfer mode of no safety chip, in this approach, account information and other application can also be taken
Data can ensure that account information will not illegally be read by logic isolation by the way that access rights are arranged.It can also use soft
Part method of calling calls information of vehicles.Fig. 4 is the signal for calling account information when service point is paid using intelligent automobile
Figure.As shown in figure 4, the account information method of calling of payment application can be by " application controller " of carried-on-vehicle computer system certainly
Fixed, " application controller " safeguards that the routing table of an application ID and its position, different application correspond to different ID." application
Controller " can identify application ID and assign corresponding permission, and can judge its account information tune used for payment application
Use mode.It is applied that is, being paid come certification by application controller.For a payment application, if in " application control
Show to call account information using hardware in the log-on message of device ", then " application controller " is understood and be equipped with safety chip
Vehicle-mounted payment devices carry out safety certification and extract account information or information of vehicles.If the registration at " application controller " is believed
Show to use software transfer account information in breath, then payment application can be delivered carried-on-vehicle computer system by " application controller "
" central processing unit " processing, and then by authority acquiring account information, payment account information at this time is patrolled with other application information
Isolation is collected, the sandbox mechanism being similar in Android system can so ensure the safety of account information.In addition information of vehicles also may be used
To be called by " central processing unit ".
User is being handed over using payment in application, can be applied with payment in the interfaces UI of carried-on-vehicle computer system
Mutually, for example application payment, confirmation pay, check paid information on services etc..Carried-on-vehicle computer system is as vehicular applications
Operation platform can call the safety chip in vehicle-mounted payment devices by driver.
The embodiment of the present invention discloses the payment scheme under intelligent automobile environment.For example, using intelligent automobile for adding
The scheme that the public service point of oil, high speed charge, parking etc. is paid.The solution of the present invention can by following three parts Lai
It realizes：Intelligent automobile, public service point equipped with payment wallet accept the payment device and settlement center that end uses.Equipped with branch
Pay packet intelligent automobile can actively initiate payment request or from payment device receive information；Information of vehicles is sent to payment
Equipment；And payment confirming information and carry out payment authentication.Payment wallet on intelligent automobile can call Vehicular communication system
To be connect with payment device or settlement center.Payment device actively can initiate payment process to intelligent automobile or passively connect
Receive the payment request from intelligent automobile；It receives the information of vehicles of intelligent automobile and branch is calculated according to information of vehicles and information on services
Pay relevant information；Payment or non real-time communicated with settlement center on completion line are communicated with settlement center in real time and completes offline branch
It pays.Payment device channel can be connected with the Vehicular communication system on intelligent automobile by radio communication, realize payment device
Communication between intelligent automobile.
The intelligent automobile that the embodiment of the present invention utilizes can be integrated with environment sensing, programmed decision-making, multi-grade auxiliary
The functions such as driving are in the comprehensive vehicle system of one.Intelligent automobile can be made of different subsystems, such as carried-on-vehicle computer
System, Vehicular communication system etc..Carried-on-vehicle computer system is the central part of intelligent automobile, and user is operated by vehicular touch screen curtain
Carried-on-vehicle computer system.Screen is touched as the most important man-machine interactive interface of car-mounted computer, user can touch screen
Upper calling application program, input information confirm order, and application program feedack is presented to use by touching screen
Family.As vehicle-mounted computer system, it provides operation platform for application program, can install different types of application, such as
Pay wallet and social networking application.These applications can call other systems of intelligent automobile, such as payment wallet that can call vehicle
Carry payment system（For example, the vehicle-mounted payment devices equipped with safety chip）And Vehicular communication system, social networking application can call vehicle
Carry navigation system and vehicle entertainment system.Vehicular communication system can allow intelligent automobile and the communication device contact of surrounding, adopt
The communication technology includes radio honeycomb communication technology（Such as 3G/LTE technologies）, dedicated short-range communication（DSRC）Technology, near field are logical
Letter technology（NFC）Deng.For paying wallet application, Vehicular communication system can complete the connection of payment wallet and payment device,
And the connection of payment wallet and settlement center.Vehicular communication system is capable of providing comprehensive communication connection solution.
By the description of embodiment of above, those skilled in the art are it is understood that without departing from the present invention
Spirit and scope in the case of, can also to the present invention specific implementation mode make various changes and replacement.These change and
Replacement is all fallen in claims of the present invention limited range.
Claims (6)
1. a kind of system paid in service point using intelligent automobile, which is characterized in that the system includes payment mechanism, pays
Take equipment, settlement center, wherein payment mechanism is set in the car and is associated with finance account, and payment device is set
In service point, payment mechanism, payment device, settlement center are communicated by network；
When payment mechanism is close to payment device, payment mechanism is communicated with payment device, wherein payment mechanism is by the clothes of selection
Business, information of vehicles, finance account account information be sent to payment device, wherein payment device is according to information of vehicles to payment
The selectable service of device offer, service and information of vehicles computational costs of the payment device according to selection, and according to the expense
Communicated with settlement center with account information to carry out operation of withholing, information of vehicles include license plate number, car owner's identity, type of vehicle,
One or more in oil mass, vehicle-state,
Wherein, the account information method of calling of payment mechanism is determined by the application controller of carried-on-vehicle computer system, the account
Information method of calling includes hardware method of calling and software transfer mode, the application controller can identify application ID and for
Payment application can judge its account information method of calling used, if being judged as using software transfer mode, the application control
The payment application is delivered the central processing unit processing of carried-on-vehicle computer system and obtains account information in turn by device processed, if being judged as
Using hardware method of calling, then the application controller and the vehicle-mounted payment devices of safety chip are installed carry out safety certification simultaneously
Extract account information or information of vehicles.
2. the system as claimed in claim 1, which is characterized in that
Payment device is operated or with completing to withhold defined according to the expense and account information, with settlement center's online communication
Time is communicated with settlement center to complete to withhold offline.
3. the system as claimed in claim 1, which is characterized in that
Payment mechanism calls account information from safety chip or reads account information by access rights.
4. a kind of method paid in service point using intelligent automobile, which is characterized in that when payment fills in the car for setting
It sets and is arranged close in service point payment device, payment mechanism is communicated with payment device, wherein payment mechanism is by the clothes of selection
Business, information of vehicles, finance account account information be sent to payment device, wherein payment device is according to information of vehicles to payment
The selectable service of device offer, service and information of vehicles computational costs of the payment device according to selection, and according to the expense
Communicated with settlement center with account information to carry out operation of withholing, information of vehicles include license plate number, car owner's identity, type of vehicle,
One or more in oil mass, vehicle-state,
Wherein, the account information method of calling of payment mechanism is determined by the application controller of carried-on-vehicle computer system, the account
Information method of calling includes hardware method of calling and software transfer mode, the application controller can identify application ID and for
Payment application can judge its account information method of calling used, if being judged as using software transfer mode, the application control
The payment application is delivered the central processing unit processing of carried-on-vehicle computer system and obtains account information in turn by device processed, if being judged as
Using hardware method of calling, then the application controller and the vehicle-mounted payment devices of safety chip are installed carry out safety certification simultaneously
Extract account information or information of vehicles.
5. method as claimed in claim 4, which is characterized in that
Payment device is operated or with completing to withhold defined according to the expense and account information, with settlement center's online communication
Time is communicated with settlement center to complete to withhold offline.
6. method as claimed in claim 4, which is characterized in that
Payment mechanism calls account information from safety chip or reads account information by access rights.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410688306.0A CN105590345B (en) | 2014-11-26 | 2014-11-26 | A kind of system and method paid in service point using intelligent automobile |
| PCT/CN2015/094646 WO2016082687A1 (en) | 2014-11-26 | 2015-11-16 | System and method for performing payment at service point by using intelligent vehicle |
| TW104138320A TWI582722B (en) | 2014-11-26 | 2015-11-19 | The use of smart cars in the service point to pay the system and methods |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410688306.0A CN105590345B (en) | 2014-11-26 | 2014-11-26 | A kind of system and method paid in service point using intelligent automobile |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN105590345A CN105590345A (en) | 2016-05-18 |
| CN105590345B true CN105590345B (en) | 2018-09-21 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410688306.0A Active CN105590345B (en) | 2014-11-26 | 2014-11-26 | A kind of system and method paid in service point using intelligent automobile |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN105590345B (en) |
| TW (1) | TWI582722B (en) |
| WO (1) | WO2016082687A1 (en) |
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| CN108305396A (en) * | 2017-01-11 | 2018-07-20 | 宁波轩悦行电动汽车服务有限公司 | Electric vehicle leases offline electronic payment method |
| US20180247307A1 (en) * | 2017-02-28 | 2018-08-30 | Ncr Corporation | Systems and methods for beacon and cloud payments |
| CN106781593A (en) * | 2017-03-06 | 2017-05-31 | 辉泰（太仓）汽配有限公司 | A kind of intelligent transportation system based on intelligent signal lamp |
| EP3416117A1 (en) * | 2017-06-16 | 2018-12-19 | Nokia Technologies Oy | Methods, apparatus and computer programs for enabling transactions using digital attributes |
| CN109272584A (en) * | 2017-07-17 | 2019-01-25 | 张劭农 | Exempt from stop fare payment system, method and apparatus |
| CN107545416A (en) * | 2017-07-28 | 2018-01-05 | 阿里巴巴集团控股有限公司 | Refuel, refuel clearing, oiling method of payment, device and electronic equipment |
| CN109842865B (en) * | 2017-11-29 | 2021-12-07 | 北京聚利科技有限公司 | Anti-disassembly method of vehicle-mounted wireless terminal, vehicle-mounted wireless terminal and communication equipment |
| CN108806002A (en) * | 2018-05-19 | 2018-11-13 | 智车优行科技（北京）有限公司 | Vehicle and electronic bill payment equipment, method, computer readable storage medium |
| CN109993522A (en) * | 2019-03-07 | 2019-07-09 | 苏州工业园区职业技术学院 | Payment administrative system based on intelligent network connection automobile |
| CN114866579B (en) * | 2019-07-19 | 2024-10-22 | 西安艾润物联网技术服务有限责任公司 | ETC equipment-based vehicle service management system |
| CN115690930B (en) * | 2020-04-09 | 2024-08-06 | 西安艾润物联网技术服务有限责任公司 | Method and device for selecting ETC antenna in vehicle fee settlement |
| CN112200921A (en) * | 2020-08-23 | 2021-01-08 | 江苏通行宝智慧交通科技股份有限公司 | Account management method and device for open free flow traffic industry of expressway |
| CN113627944A (en) * | 2021-08-10 | 2021-11-09 | 宜宾凯翼汽车有限公司 | Automobile online payment system and method |
| CN114220235A (en) * | 2022-01-17 | 2022-03-22 | 中国银联股份有限公司 | Vehicle-mounted payment method, terminal, server, system and medium |
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Also Published As
| Publication number | Publication date |
|---|---|
| TWI582722B (en) | 2017-05-11 |
| CN105590345A (en) | 2016-05-18 |
| WO2016082687A1 (en) | 2016-06-02 |
| TW201629910A (en) | 2016-08-16 |
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