CN113627944A - Automobile online payment system and method - Google Patents
Automobile online payment system and method Download PDFInfo
- Publication number
- CN113627944A CN113627944A CN202110913634.6A CN202110913634A CN113627944A CN 113627944 A CN113627944 A CN 113627944A CN 202110913634 A CN202110913634 A CN 202110913634A CN 113627944 A CN113627944 A CN 113627944A
- Authority
- CN
- China
- Prior art keywords
- face
- payment
- module
- payment system
- vehicle
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims description 18
- 230000006855 networking Effects 0.000 claims abstract description 44
- 230000003993 interaction Effects 0.000 claims abstract description 30
- 238000012795 verification Methods 0.000 claims description 7
- 230000008569 process Effects 0.000 claims description 6
- 230000007547 defect Effects 0.000 description 1
- 230000014509 gene expression Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an automobile online payment system which comprises an Internet of vehicles module, a personal payment system and a human-computer interaction module, wherein the human-computer interaction module is used for inputting an Internet of vehicles account number, the Internet of vehicles module is connected with the personal payment system through a network and is used for binding the Internet of vehicles account number with the personal payment system, and when the operation related to the payment function is carried out in an automobile through a human-computer interaction interface, the Internet of vehicles module is matched with the personal payment system through the Internet of vehicles account to complete the payment operation. The invention has the advantages that: simple structure, payment is convenient, when needs pay, calls individual payment system through FACE ID, car networking account number high-speed link and pays, and Ji 'ei nadan is reliable, and FACE ID, car networking account number verify safer, have guaranteed that the efficiency of payment has promoted the safety of payment simultaneously, have improved the experience of payment in the user's car, promote the perfection of the car networking function in the car.
Description
Technical Field
The invention relates to the field of internet payment, in particular to an automobile online payment system and method.
Background
In the prior art, the current automobile payment function is few, or the payment link still needs to jump to mobile phone code scanning payment (WeChat, Paibao and the like). Or other equipment is needed to bind the license plate to realize functions of automatic parking payment and the like.
With the development of the internet of vehicles, the development and application of the internet of vehicles function are rarely limited by the payment function under certain conditions, more services cannot be provided under the vehicle-mounted environment, or the payment two-dimensional code is displayed on a vehicle-mounted machine screen in the final payment link, and the final payment is realized by using payment software corresponding to a mobile phone.
Disclosure of Invention
The invention aims to overcome the defects of the prior art and provide an automobile online payment system and method, which realize the payment function by directly accessing and connecting a personal payment account, reduce the payment link and improve the payment efficiency in an automobile.
In order to achieve the purpose, the invention adopts the technical scheme that: the utility model provides an online payment system of car, includes car networking module, individual payment system, human-computer interaction module, the human-computer interaction module is used for inputing the car networking account number, the car networking module passes through the network and is connected with individual payment system for bind car networking account number and individual payment system, when carrying out the operation that relates to the payment function through human-computer interaction interface in the car, the car networking module passes through car networking account and matches individual payment system, accomplishes the payment operation.
The personal payment system is a third party payment service provider service system.
The system also comprises a face recognition module, wherein the face recognition module is used for recognizing and storing the face ID of the vehicle owner, the face recognition module is connected with the main control module, and the face ID of the vehicle owner is preset in the main control module; the master control module and the Internet of vehicles module are used for acquiring an Internet of vehicles account number in the Internet of vehicles module, and the master control module binds the face ID with the Internet of vehicles account number; when the operation related to the payment function is carried out in the vehicle through a human-computer interaction interface, the face recognition module collects a face image of a user and recognizes a face ID, the recognized face ID is compared with a preset vehicle owner face ID to verify the identity of the user, and after the verification is passed, the main control module calls a personal payment system matched with a vehicle networking account through the vehicle networking module to finish the payment operation.
The face recognition module comprises a camera and a face recognition chip, the camera is used for collecting face images of main driving or auxiliary driving in the vehicle and sending the face images to the face recognition chip, and the face recognition chip is used for recognizing face ID of a face.
The face recognition chip adopts a face recognition technology (DMS) algorithm to process the face to obtain the face ID.
The man-machine interaction module comprises a multimedia central control system and/or a vehicle-mounted voice system, and voice interaction operation is carried out through the multimedia central control system and/or the vehicle-mounted voice system to realize vehicle-mounted machine system operation with a payment function.
An automobile online payment method comprises the step that when operation related to a payment function is carried out in an automobile through a man-machine interaction system, a multimedia host completes payment operation by calling a personal payment system pre-bound with an account number of the automobile networking.
Before a personal payment system bound with a car networking account in advance is called, a face ID of a user is identified through a face identification module and is verified with a preset car owner face ID, and the car owner face ID is bound with the car networking account in advance; and after the verification is passed, calling the personal payment system matched with the Internet of vehicles account through the Internet of vehicles module to finish the payment operation.
The invention has the advantages that: simple structure, payment is convenient, when needs pay, calls individual payment system through FACE ID, car networking account number high-speed link and pays, and Ji 'ei nadan is reliable, and FACE ID, car networking account number verify safer, have guaranteed that the efficiency of payment has promoted the safety of payment simultaneously, have improved the experience of payment in the user's car, promote the perfection of the car networking function in the car.
Drawings
The contents of the expressions in the various figures of the present specification and the labels in the figures are briefly described as follows:
fig. 1 is a schematic view of the payment process of the present invention.
Detailed Description
The following description of preferred embodiments of the invention will be made in further detail with reference to the accompanying drawings.
The application provides a payment mode in car, is different from prior art, and this application payment mode is simple reliable more, and it specifically includes:
the utility model provides an online payment system of car, including the car networking module, personal payment system, the human-computer interaction module, face identification module, multimedia host, face identification module is used for discerning, the face ID of storage car owner, face identification module includes the camera, the face identification chip, the camera can set up on suitable positions such as well accuse platform, windscreen, mainly realize that the camera is used for gathering the face image of car owner's driving or copilot and send face image to face identification chip, face identification chip is used for discerning the face ID of people's face, face identification chip adopts face identification technique DMS algorithm to handle the people and acquires the face ID.
The face recognition module is connected with the main control module, the main control module can be realized by adopting a central control host/multimedia host, and the identity authentication can be realized by presetting the face ID of the vehicle owner in the host and comparing the collected face ID with the face ID of the vehicle owner during operation;
the main control module is connected with the Internet of vehicles module to acquire a preset Internet of vehicles account number in the Internet of vehicles module, and the face ID of the user is bound with the Internet of vehicles account number in a multimedia host (the main control module) in advance; the human-computer interaction module is used for inputting an account number of the Internet of vehicles, the Internet of vehicles module is connected with the personal payment system through a network and used for binding the account number of the Internet of vehicles with the personal payment system, and when the operation related to the payment function is carried out in the vehicle through the human-computer interaction interface, the Internet of vehicles module is matched with the personal payment system through the account of the Internet of vehicles to complete the payment operation.
The specific working principle is as follows: when the operation related to the payment function is carried out in the vehicle through a human-computer interaction interface (such as shopping and the like), the face recognition module collects a face image of a user and recognizes a face ID, the recognized face ID is compared with a preset vehicle owner face ID to verify the identity of the user, and after the verification is passed, the main control module calls a personal payment system matched with a vehicle networking account through the vehicle networking module to finish the payment operation. Therefore, the one-to-one correspondence of the face of the vehicle owner, the internet account and the personal payment account of the vehicle owner can be avoided, and the quick payment operation is realized.
The personal payment system is a third-party payment service provider service system, including but not limited to a WeChat payment system and a Payment treasure payment system. The payment can be completed only by accessing the preset personal WeChat payment system and the payment treasure payment system of the vehicle owner through the vehicle networking account through the vehicle networking module.
The payment system of the application firstly completes the setting and binding of the account, and then can realize the operation with the payment function. Before the vehicle-mounted payment system is used, authentication and binding are required, firstly, an account number of the internet of things is input through a human-computer interaction interface/touch screen of a multimedia host, and the account number is used for binding a personal payment system, such as a payment bank binding payment system, and the account number of the internet of things is bound to the payment bank payment system. The multimedia host accesses the personal payment system through the Internet of vehicles module and completes payment based on the personal payment account bound by the Internet of vehicles account. After the personal payment account of the car networking account is bound, the face needs to be bound, so that an automatic payment function can be conveniently realized according to the face, firstly, a face image is collected through a camera, then, the face ID of a car owner is identified through face recognition software and stored, then, the face ID is bound with the car networking account, the one-to-one correspondence between the face ID of the car owner and the car networking account is realized, and therefore, the whole face ID-car networking account-personal payment system is realized.
The specific payment function logic takes shopping as an example, and shopping apps are integrated in the vehicle-mounted multimedia central control host. The shopping app is an operation with a payment function. After the payment function is operated, the camera acquires a face image, then the face ID in the face image is identified to be compared and judged with a preset vehicle owner face ID, if the face ID passes verification, the vehicle owner is the vehicle owner, and the vehicle networking module calls an account of a personal payment system bound by a vehicle networking account corresponding to the vehicle networking module to complete payment operation.
In the application, the man-machine interaction module adopts a multimedia central control system and/or a vehicle-mounted voice system, and voice interaction operation is carried out through the multimedia central control system and/or the vehicle-mounted voice system to realize vehicle-mounted machine system operation with a payment function. The multimedia central control system mainly adopts a touch screen to realize operation, and the voice interaction system mainly adopts voice os to realize man-machine interaction to operate various components in the car. Therefore, more intelligent voice-reliable man-machine interaction operation is realized and the payment function is completed.
The online payment method for the automobile mainly adopts the technical scheme that when the operation related to the payment function is carried out in the automobile through a man-machine interaction system, the payment operation is completed by calling the personal payment system which is bound with the Internet of vehicles account in advance through the multimedia host. Before a personal payment system bound with a car networking account in advance is called, a face ID of a user is identified through a face identification module and is verified with a preset car owner face ID, and the car owner face ID is bound with the car networking account in advance; and after the verification is passed, calling the personal payment system matched with the Internet of vehicles account through the Internet of vehicles module to finish the payment operation.
After the vehicle owner binds the personal payment software with the vehicle networking account for the first time, the whole process of taking out, ordering, selecting and paying is realized through voice interaction. Similarly, air tickets, train tickets, sight spot tickets, movie theatre times, seat selection and the like can all realize the whole payment process. The method comprises the steps of capturing the face of a vehicle owner by using a vehicle-mounted camera through a face recognition technology DMS algorithm, identifying and verifying the identity of the vehicle owner, calling payment software through a vehicle networking account bound with the vehicle owner, and realizing final payment through voice interaction. The payment method has the advantages that the payment types are rich, the payment experience is not sensitive, both hands are liberated really, and the vehicle owner can select more choices while driving safely. Face recognition and car machine realize the noninductive payment through pronunciation OS system.
It is clear that the specific implementation of the invention is not restricted to the above-described embodiments, but that various insubstantial modifications of the inventive process concept and technical solutions are within the scope of protection of the invention.
Claims (8)
1. An automobile online payment system is characterized in that: including car networking module, individual payment system, human-computer interaction module, the human-computer interaction module is used for inputing the car networking account number, the car networking module passes through the network and is connected with individual payment system for bind the car networking account number with individual payment system, when carrying out the operation that relates to the payment function through the human-computer interaction interface in the car, the car networking module passes through car networking account and matches individual payment system, accomplishes the payment operation.
2. An automobile online payment system as recited in claim 1, wherein: the personal payment system is a third party payment service provider service system.
3. An automobile online payment system as recited in claim 1, wherein: the system also comprises a face recognition module, wherein the face recognition module is used for recognizing and storing the face ID of the vehicle owner, the face recognition module is connected with the main control module, and the face ID of the vehicle owner is preset in the main control module; the master control module and the Internet of vehicles module are used for acquiring an Internet of vehicles account number in the Internet of vehicles module, and the master control module binds the face ID with the Internet of vehicles account number; when the operation related to the payment function is carried out in the vehicle through a human-computer interaction interface, the face recognition module collects a face image of a user and recognizes a face ID, the recognized face ID is compared with a preset vehicle owner face ID to verify the identity of the user, and after the verification is passed, the main control module calls a personal payment system matched with a vehicle networking account through the vehicle networking module to finish the payment operation.
4. An automobile online payment system as recited in claim 3, wherein: the face recognition module comprises a camera and a face recognition chip, the camera is used for collecting face images of main driving or auxiliary driving in the vehicle and sending the face images to the face recognition chip, and the face recognition chip is used for recognizing face ID of a face.
5. An automobile online payment system as recited in claim 4, wherein: the face recognition chip adopts a face recognition technology (DMS) algorithm to process the face to obtain the face ID.
6. An automobile online payment system as recited in any one of claims 1-5, wherein: the man-machine interaction module comprises a multimedia central control system and/or a vehicle-mounted voice system, and voice interaction operation is carried out through the multimedia central control system and/or the vehicle-mounted voice system to realize vehicle-mounted machine system operation with a payment function.
7. An automobile online payment method is characterized in that: the method comprises the step that when the operation related to the payment function is carried out in a vehicle through a man-machine interaction system, the multimedia host machine completes the payment operation by calling a personal payment system which is pre-bound with a vehicle networking account.
8. The online payment method for automobiles according to claim 7, wherein: before a personal payment system bound with a car networking account in advance is called, a face ID of a user is identified through a face identification module and is verified with a preset car owner face ID, and the car owner face ID is bound with the car networking account in advance; and after the verification is passed, calling the personal payment system matched with the Internet of vehicles account through the Internet of vehicles module to finish the payment operation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110913634.6A CN113627944A (en) | 2021-08-10 | 2021-08-10 | Automobile online payment system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110913634.6A CN113627944A (en) | 2021-08-10 | 2021-08-10 | Automobile online payment system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN113627944A true CN113627944A (en) | 2021-11-09 |
Family
ID=78383976
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110913634.6A Pending CN113627944A (en) | 2021-08-10 | 2021-08-10 | Automobile online payment system and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN113627944A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105590345A (en) * | 2014-11-26 | 2016-05-18 | 中国银联股份有限公司 | System and method for performing payment at service point by using intelligent automobile |
| CN108985743A (en) * | 2018-05-14 | 2018-12-11 | 奇瑞汽车股份有限公司 | A kind of parking fee on-line payment system and method based on car networking |
| CN110490592A (en) * | 2018-05-15 | 2019-11-22 | 上海博泰悦臻网络技术服务有限公司 | Interior consumption and payment method and cloud server based on recognition of face |
| CN110717398A (en) * | 2019-09-09 | 2020-01-21 | 深圳壹账通智能科技有限公司 | Method for vehicle payment based on face recognition, related equipment and storage medium |
-
2021
- 2021-08-10 CN CN202110913634.6A patent/CN113627944A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105590345A (en) * | 2014-11-26 | 2016-05-18 | 中国银联股份有限公司 | System and method for performing payment at service point by using intelligent automobile |
| CN108985743A (en) * | 2018-05-14 | 2018-12-11 | 奇瑞汽车股份有限公司 | A kind of parking fee on-line payment system and method based on car networking |
| CN110490592A (en) * | 2018-05-15 | 2019-11-22 | 上海博泰悦臻网络技术服务有限公司 | Interior consumption and payment method and cloud server based on recognition of face |
| CN110717398A (en) * | 2019-09-09 | 2020-01-21 | 深圳壹账通智能科技有限公司 | Method for vehicle payment based on face recognition, related equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN204926181U (en) | Unmanned on duty electric automobile leases system | |
| CN105590345B (en) | A kind of system and method paid in service point using intelligent automobile | |
| CN104992364A (en) | Unattended electric car rental system and rental method | |
| CN109410634B (en) | Vehicle management method, system and storage medium | |
| CN110443953A (en) | A kind of license plate charging system for gas station | |
| CN107424613A (en) | The Phonetically door-opening Verification System and its method of a kind of unmanned taxi | |
| CN108985743A (en) | A kind of parking fee on-line payment system and method based on car networking | |
| CN112541980A (en) | In-vehicle device, in-vehicle terminal system, payment method, and non-transitory computer-readable storage medium | |
| CN112995403B (en) | Vehicle control method and related device | |
| CN112419517A (en) | Method and system suitable for identifying and charging unlicensed vehicles in unmanned parking lot | |
| CN109035430A (en) | Stop fee payment method, system and storage medium | |
| CN109249895A (en) | A kind of automobile and management control system and method based on living things feature recognition | |
| CN112417384B (en) | Automobile application software management system and method and automobile | |
| CN109146462A (en) | A kind of vehicle intelligent payment system | |
| CN106600083A (en) | Management method and management device for managing order receiving behavior of driver | |
| CN112721917B (en) | Automatic parking auxiliary system and method | |
| CN113627944A (en) | Automobile online payment system and method | |
| CN109035431B (en) | Vehicle payment method, system and computer readable storage medium | |
| CN114997848A (en) | Intelligent network-connected vehicle-mounted payment method | |
| CN112448925A (en) | Account management method, device and system | |
| CN112802213B (en) | Activation method and activation system for vehicle-mounted controller in electronic toll collection without stopping vehicle | |
| CN110033524A (en) | Method and apparatus for the payment of managed toll | |
| US8345857B2 (en) | Method for reducing non-value added time between calls serviced at a call center | |
| CN108551660A (en) | A kind of processing method and system violating the regulations based on car networking | |
| CN114240413A (en) | Vehicle-mounted payment method and device and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |