CN109146462A - A kind of vehicle intelligent payment system - Google Patents
A kind of vehicle intelligent payment system Download PDFInfo
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- CN109146462A CN109146462A CN201710507293.6A CN201710507293A CN109146462A CN 109146462 A CN109146462 A CN 109146462A CN 201710507293 A CN201710507293 A CN 201710507293A CN 109146462 A CN109146462 A CN 109146462A
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- Prior art keywords
- payment
- display screen
- host
- control
- vehicle intelligent
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Accounting & Taxation (AREA)
- Strategic Management (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- User Interface Of Digital Computer (AREA)
Abstract
The present invention provides a kind of vehicle intelligent payment system, which includes: vehicular host, the first display screen, payment control, network communication module and second display screen;The host is communicated with the first display screen, payment control, network communication module and second display screen;The payment control, for initiating starting payment request to the host when by touch-control;The host, for receiving the starting payment request, start the payment software and payment related information is sent in by payment system by the network communication module, receive the payment code of the payment system feedback, show the payment code, on the second display screen so that beneficiary scans the payment code outside vehicle and completes to pay.Such technical solution can provide a key quick payment mode of drive-in/exempt from driving window for user.
Description
Technical field
The present invention relates to automotive fields, and in particular to a kind of vehicle intelligent payment system.
Background technique
User can need subscriber payment there are many scene during driving a car, such as: it goes to gas station to refuel, crosses and charge
It stands payment, parking lot is picked up the car etc..Currently, paying the fees under scene at these, user needs to be lined up cash payment of getting off, swipes the card and pay
Take, pay the fees alternatively, shaking driving window, this pure artificial pay charge way, payment efficiency is lower, be easy to cause traffic congestion.
Summary of the invention
Under scene described in the background, the automatic payment technology that there is an urgent need to research and develop a kind of drive-in, exempt from windowing,
It realizes vehicle intelligent payment function, improves payment efficiency.A kind of vehicle intelligent payment system provided by the invention has just filled up existing
There is the blank of technology, safe payment platform is realized on vehicle, user does not have to get off, can be rapidly completed without windowing
Payment.
The embodiment of the invention provides a kind of vehicle intelligent payment system, which includes:
Vehicular host, the first display screen, payment control, network communication module and second display screen;
The host is communicated with the first display screen, payment control, network communication module and second display screen;
The host loads have operating system, are mounted with payment software in the operating system;
First display screen be it is interior can touch-control display screen, for user provide can interactive interface, for receiving user
The payment related information of input;
The second display screen is visible display screen outside vehicle;
The payment control, for initiating starting payment request to the host when by touch-control;
The host starts the payment software and passes through the network communication mould for receiving the starting payment request
Payment related information is sent in payment system by block, the payment code of the payment system feedback is received, in the second display screen
The upper display payment code completes payment so that beneficiary scans the payment code outside vehicle.
Optionally, the payment control is hardware control.
Optionally, the payment control is a key on steering wheel.
Optionally, the payment control is the software controls shown by first display screen.
Optionally, the second display screen is integrated on the inside of the sunshading board of main driving.
Optionally, the second display screen is integrated on the side window glass of main driving position.
Optionally, the payment code is two dimensional code or bar code.
Optionally, the host is also used to receive the authentication failed prompting message of payment system feedback, described the
Authentication failed prompt information is popped up on one display screen, to prompt user to input correct payment related information.
Optionally, the host is also used to receive the payment system in the invoice information for completing payment feedback, saves institute
State invoice information.
Optionally, the system also includes fingerprint identification modules;
The fingerprint identification module, the finger print information of user's input, related using the finger print information as payment for identification
Information.
Optionally, the host uses two-path video channel, and video channel is connect with first display screen all the way;It is another
Road video channel is connect with the second display screen.
Technical solution provided in an embodiment of the present invention has the advantage that
The vehicle intelligent payment system include: vehicular host, the first display screen, payment control, network communication module, with
And second display screen;The host is communicated with the first display screen, payment control, network communication module and second display screen;
The host loads have operating system, are mounted with payment software in the operating system;For a user, pass through the first display
Screen input payment related information (such as account number and payment cipher), then host stores the payment related information;When user drives
When vehicle enters the scene for needing to pay the fees, user only needs the touch-control payment control, a key payment function can be triggered, to host
Starting payment request is initiated, host receives the starting payment request, starts the payment software and pass through the network communication mould
Payment related information is sent in payment system by block, the payment code of the payment system feedback is received, on institute's second display screen
It shows the payment code, completes payment so that beneficiary scans the payment code outside vehicle.The embodiment of the present invention has just filled up existing
There is the blank of technology, safe payment platform can be realized on vehicle, provides drive-in, exempts from the quick and safe to open a window
The one key means of payment.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The some embodiments recorded in application can also be obtained according to these attached drawings other for those of ordinary skill in the art
Attached drawing.
Fig. 1 is a kind of structural schematic diagram of vehicle intelligent payment system provided in an embodiment of the present invention.
Specific embodiment
In order to enable those skilled in the art to better understand the solution of the present invention, with reference to the accompanying drawing with embodiment to this
Inventive embodiments are described in further detail.
It is a kind of structural schematic diagram of vehicle intelligent payment system provided in an embodiment of the present invention referring to Fig. 1, Fig. 1;Such as Fig. 1
It is shown, the vehicle intelligent payment system, comprising:
Vehicular host, the first display screen, payment control, network communication module and second display screen;
The host is communicated with the first display screen, payment control, network communication module and second display screen;
The host loads have operating system, are mounted with payment software in the operating system;
First display screen be it is interior can touch-control display screen, for user provide can interactive interface, for receiving user
The payment related information of input;
The second display screen is visible display screen outside vehicle;
The payment control, for initiating starting payment request to the host when by touch-control;
The host starts the payment software and passes through the network communication mould for receiving the starting payment request
Payment related information is sent in payment system by block, is received the payment code of the payment system feedback, is shown on a second display
Show the payment code, completes payment so that beneficiary scans the payment code outside vehicle.
Referring to Fig. 1, the connection arrow direction in Fig. 1 between module can be with the communication direction between characterization module, specifically such as
Under:
One-way communication is carried out between host and payment control, transmits signal from payment control to on-vehicle host;Host and
Two-way communication is carried out between one display screen;Two-way communication is carried out between host and network communication module;Host and second display screen
Between carry out one-way communication, from host to second display screen transmit signal.
Being explained using working principle of the angle to the vehicle-mounted payment system modules from user below.
For a user, the vehicle for being mounted with the vehicle-mounted payment system is driven, in the scene paid the fees into needs
When, enter gas station for example, user drives vehicle and refuel when needing to pay the fees, user just pays control by touch-control, starts the vehicle
Carry a key payment function of intelligent payment system.
Payment control in the vehicle intelligent payment system, predominantly user provide a key touch-control quick payment service, use
Family is when needing to pay the fees, the direct touch-control payment control, which initiates starting payment to host and ask when by touch-control
It asks.
In the specific implementation of the vehicle intelligent payment system, which can be hardware control, implement
When, which can be the hard switching of setting in the car.The hardware switch can be the existing hardware of vehicle
Switch increases a kind of new control model for the hardware switch, to start payment request for touch-control.The hardware switch can also be with
It has increased a hardware switch newly on vehicle, has been exclusively used in touch-control starting payment request.
In order to facilitate driver operation, the embodiment of the present invention for payment control specific implementation provide it is following it is several can
The scheme of choosing.
One independent hard key switch is provided on the steering wheel, is exclusively used in control starting payment function.
Increase a kind of touch control manner for a functionality controls on steering wheel, control is realized by newly-increased this touch control manner
System starting payment function.Such as: original control OK key on steering wheel, new growth press mode, starting are controlled by long-pressing mode
Payment function.Certainly, in addition to the payment control is arranged on the steering wheel, can also station etc. in the car be arranged elsewhere
The payment control.
After user's touch-control payment control, host receives starting payment request, responds the request, starts payment software
To execute corresponding function.
The vehicle intelligent payment system uses vehicular host, which has operating system, in the operating system
Be provided with payment software in advance, the considerations of for security performance, which can be just has matched in on-vehicle host factory
It sets, by safety certification.Certainly, which can also support user's autonomous configuration payment software, preparatory by user
Payment software is independently installed in the on-vehicle host.Payment software can be understood as can be realized the software of barcode scanning payment function,
The software that such as Alipay/wechat has payment function.
After host receives starting payment request, starting payment software is connected by network communication module and payment system
It connects, payment system starts account identity and differentiates, if account identity passes through, starts payment function immediately, if account identity is distinguished
Do not pass through, then pop up the prompt informations such as information alert user " account is not logined, please logins account immediately ", when user passes through finger
After line identification or password login account, start payment function immediately.
Specifically, can first check whether to be stored with available payment phase after host receives starting payment request
Information is closed, payment related information is sent to by payment system by network communication module if so, then directly initiating payment software;
If it is not, prompting user to input payment related information by the first display screen display reminding information, then retransmiting to branch
The system of paying.Network communication module can be 3G/4G communication module, which can connect payment system and (can manage
Solution is payment software server), to complete to pay.When payment system receives payment related information, first the payment correlation is believed
Breath is verified, to be identified to account identity, such as: the legitimacy of validation of payment account, validation of payment account and password
Existing mode can be used to the verifying of payment related information to realize in correspondence, payment system.After payment system is verified,
It generates payment code and feeds back to host, payment code can be using two dimensional code or bar code etc..Such as: Alipay payment system generates phase
The bar code answered, wechat payment system generate corresponding two dimensional code.
It after host receives the payment code of payment system feedback, is sent to second display screen and is shown, for charge
Side passes through the scanning payment code outside vehicle and completes payment.It is real that existing mode can be used in the mode that payment collector barcode scanning completes payment
It is existing.
After the completion of payment, which exits payment function, revert to normal operating conditions, the second display
Display is automatically closed in screen.
In practical applications, since the payment related information input of user is wrong, can also there be payment related information verifying
The case where failure, in this case, payment system is to host feedback validation failure prompt information, then the on-vehicle host receives branch
The authentication failed prompt information for paying system feedback, pops up the authentication failed prompt information on the first display screen, for example, pop-up account
The prompt informations such as family is not present, account password is incorrect, to prompt user to re-enter correct payment related information, Jin Erzai
The secondary payment related information for receiving user's input initiates payment request again in turn.
It lays down a definition explanation to the first display screen in the vehicle intelligent payment system below.
Wherein, the first display screen be it is interior can touch-control display screen;In specific implementation, which can use
High-resolution LED display.First display screen be used for for user provide can interactive interface, user can pass through first show
Screen pre-enters payment related information, and host saves the payment related information, and then facilitates subsequent quick start payment function.
Furthermore first display screen can also be used to display payment process state, and payment process refers to be terminated from starting payment to payment
Entire dynamic process, so that user be facilitated intuitively to see entire payment process in the car.
In addition, payment control mentioned above can be hardware control, it is also possible to software controls;When payment control is
When software controls, it can be the software controls shown by first display screen, in order to user's operation.
Certainly, which can support both payment controls of hardware control and software controls simultaneously,
To support hard key control mode and touch screen touch control manner, two kinds are provided for user and efficiently pays Starting mode.In this way,
Host supports payment software, and can pass through hard key or touch screen signal quick start, that is, under any circumstance, can be with
Quick start payment function.
In practical applications, user by first display screen can preparatory one group of input payment related information (such as: branch
Pay account number and payment cipher), and then the on-vehicle host saves the payment related information, and to facilitate subsequent basis, this is prestored
Payment related information starts payment function.
Certainly, user can also pre-enter multiple groups payment related information, such as multiple payment accounts and payment cipher, then
Host needs that user is first prompted to determine currently used payment related information, that is, host, which checks, is stored with multiple groups payment phase
When closing information, by the first display screen to user's display reminding information, using prompt user select one group of payment related information as
Current payment related information to be used, and then the host sends the payment related information to payment system again, initiates payment and asks
It asks.
Certainly, user can not also prestore payment related information, but when needing to pay, it is shown according to the first display screen
Prompt complete payment related information input, and then the host obtain payment related information, send the payment to payment system
Relevant information initiates payment request.
After host receives the payment code of payment system feedback, host can directly wake up second display screen by rigid line,
Then by video signal transmission to second display screen, second display screen shows the payment code, and after the completion of payment, host passes through
Hard line control signal control second display screen is closed.
The second display screen is integrated in outside vehicle in visible vehicle part, and beneficiary is facilitated to complete branch by barcode scanning outside vehicle
It pays.In the case where not changing vehicle original structure, about the specific implementation of second display screen, the embodiment of the invention also provides
Several implementations.
A kind of implementation is as follows:
Second display screen is integrated on the inside of the sunshading board of main driving.In this way, when needing to pay, driver is by sunshading board
It opens, second display screen will be shown outwardly, and beneficiary can carry out barcode scanning payment by windshield directly outside vehicle.Into one
Step, it is contemplated that the limited problem of sunshade plate thickness and weight, the second display screen can use OLED display screen.
Another implementation is as follows:
Second display screen is integrated on the side window glass of main driving position.
In this way, beneficiary directly can carry out barcode scanning against vehicle window and complete payment when needing to pay.
In addition, in specific implementation, can in second display screen integrated solar charging module, in this way, user is driving
During sailing vehicle, it can charge at any time for second display screen.
Certainly, the realization of the embodiment of the present invention is not limited to both the above mode, which can integrate
Any one in vehicle is in vehicle part visible outside vehicle, as the second display screen also can integrate in front windshield of vehicle
It is upper etc..
Vehicle intelligent payment system based on the embodiment of the present invention, for user when needing to pay, key triggering is quick
Payment function, for user without leaving vehicle, payment process is convenient and efficient in entire payment process.
Furthermore, it is contemplated that subscriber payment can also require the application scenarios for retaining invoice, the embodiment of the invention also provides phases
The solution answered.For a user, the first display screen can be first passed through in advance and fill in invoice recipient address, such as user oneself
Email address, cell-phone number etc., the host saves the invoice recipient address.
Corresponding, the host can be also used for receiving the payment system in the invoice information for completing payment feedback, protect
Deposit the invoice information.After saving the invoice information, which is sent to by reception based on the invoice recipient address
Side.Certainly, user can also be copied the invoice that host saves in the terminal of oneself to by the first display screen.
For the form for supporting fingerprint to pay, the embodiment of the invention also provides following solution.Specifically, this is vehicle-mounted
Intelligent payment system can also include: fingerprint identification module;
The fingerprint identification module, the finger print information of user's input, related using the finger print information as payment for identification
Information.For a user, user pre-enters payment account by the first display screen, recycles the fingerprint identification module, can
Using preparatory typing finger print information as payment cipher, and then host saves these payment related informations, is subsequent quick start branch
It pays and lays a solid foundation.
For the structure and system of preferably compatible existing vehicle, vehicle intelligent payment system provided in an embodiment of the present invention
It can be compatible with existing vehicle-mounted information and entertainment system, provide quick payment function and infotainment simultaneously for user.Having
When body is realized, the vehicular host in vehicle intelligent payment system provided in an embodiment of the present invention can use existing vehicle-mounted letter
The host of breath entertainment systems makes the host can be realized the corresponding function of above-described host in the host built-in payment software
Energy.
Further, for the navigation amusement function of preferably compatible vehicle-mounted information and entertainment system itself, which can be adopted
With two-path video channel, video channel is connect with first display screen all the way, is mainly used for interior display information;Another way view
Frequency channel is connect with the second display screen, is mainly used for showing outside the vehicle of payment code;It this two-path video channel can independent work
Make, does not interfere with each other;In this way, user can also enjoy infotainment while starting quick payment in the car, e.g., use
Family can also enjoy when starting payment and the service such as listen to music, play game, navigation.
Using vehicle intelligent payment system provided in an embodiment of the present invention, user is when passing through exit, gas station
When the scene that other oily time-consuming equal needs of payment are paid the fees, no longer needs to cash payment or adept machine gives fee-collector's barcode scanning, onboard may be used
It is paid with one-key start, quick and safe.
The present invention program can describe in the general context of computer-executable instructions executed by a computer, such as
Program unit.Generally, program unit include routines performing specific tasks or implementing specific abstract data types, it is program, right
As, component, data structure etc..The present invention program can also be practiced in a distributed computing environment, in these distributed computings
In environment, by executing task by the connected remote processing devices of communication network.In a distributed computing environment, program
Unit can be located in the local and remote computer storage media including storage equipment.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment
Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for device reality
For applying example, since it is substantially similar to the method embodiment, so describing fairly simple, related place is referring to embodiment of the method
Part explanation.The apparatus embodiments described above are merely exemplary, wherein described be used as separate part description
Unit may or may not be physically separated, component shown as a unit may or may not be
Physical unit, it can it is in one place, or may be distributed over multiple network units.It can be according to the actual needs
Some or all of the modules therein is selected to achieve the purpose of the solution of this embodiment.Those of ordinary skill in the art are not paying
In the case where creative work, it can understand and implement.
The embodiment of the present invention has been described in detail above, and specific embodiment used herein carries out the present invention
It illustrates, the above description of the embodiments is only used to help understand the method and apparatus of the present invention;Meanwhile for the one of this field
As technical staff, according to the thought of the present invention, there will be changes in the specific implementation manner and application range, to sum up institute
It states, the contents of this specification are not to be construed as limiting the invention.
Claims (11)
1. a kind of vehicle intelligent payment system, which is characterized in that the system includes:
Vehicular host, the first display screen, payment control, network communication module and second display screen;
The host is communicated with the first display screen, payment control, network communication module and second display screen;
The host loads have operating system, are mounted with payment software in the operating system;
First display screen be it is interior can touch-control display screen, for user provide can interactive interface, inputted for receiving user
Payment related information;
The second display screen is visible display screen outside vehicle;
The payment control, for initiating starting payment request to the host when by touch-control;
The host, for receiving the starting payment request, starting the payment software will by the network communication module
Payment related information is sent in payment system, receives the payment code of the payment system feedback, shows on the second display screen
Show the payment code, completes payment so that beneficiary scans the payment code outside vehicle.
2. vehicle intelligent payment system according to claim 1, which is characterized in that the payment control is hardware control.
3. vehicle intelligent payment system according to claim 2, which is characterized in that the payment control is on steering wheel
One key.
4. vehicle intelligent payment system according to claim 1, which is characterized in that the payment control is by described the
The software controls that one display screen is shown.
5. vehicle intelligent payment system according to claim 1, which is characterized in that the second display screen is integrated in master and drives
On the inside of the sunshading board sailed.
6. vehicle intelligent payment system according to claim 1, which is characterized in that the second display screen is integrated in master and drives
It sails on the side window glass of position.
7. vehicle intelligent payment system according to claim 1, which is characterized in that the payment code is two dimensional code or bar shaped
Code.
8. vehicle intelligent payment system according to claim 1, which is characterized in that the host is also used to receive the branch
The authentication failed prompting message for paying system feedback pops up authentication failed prompt information, on first display screen to prompt to use
Family inputs correct payment related information.
9. vehicle intelligent payment system according to claim 1, which is characterized in that the host is also used to receive the branch
The system of paying saves the invoice information in the invoice information for completing payment feedback.
10. vehicle intelligent payment system according to claim 1, which is characterized in that the system also includes: fingerprint recognition
Module;
The fingerprint identification module, the finger print information that user inputs for identification, using the finger print information as payment related information.
11. vehicle intelligent payment system according to claim 1, which is characterized in that the host is logical using two-path video
Road, video channel is connect with first display screen all the way;Another way video channel is connect with the second display screen.
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TWI775076B (en) * | 2019-11-26 | 2022-08-21 | 大陸商支付寶(杭州)信息技術有限公司 | Vehicle payment method, device, system and electronic device |
CN111815305A (en) * | 2020-08-19 | 2020-10-23 | 广州汽车集团股份有限公司 | Vehicle-mounted machine safety payment method and system |
CN112132569A (en) * | 2020-09-22 | 2020-12-25 | 华人运通(上海)云计算科技有限公司 | Vehicle-mounted payment method and device, vehicle-mounted terminal, storage medium and vehicle |
CN112529568A (en) * | 2020-11-30 | 2021-03-19 | 重庆长安汽车股份有限公司 | Vehicle-mounted payment method and system and automobile |
CN113539260A (en) * | 2021-06-29 | 2021-10-22 | 广州小鹏汽车科技有限公司 | Voice communication method and device based on vehicle |
CN113837748A (en) * | 2021-08-05 | 2021-12-24 | 上海极豆科技有限公司 | System and method for receiving and paying payment by using in-vehicle and out-vehicle two-dimensional codes |
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Application publication date: 20190104 |