CN112424809B - Electronic money issuing method by gold coin recognition - Google Patents

Electronic money issuing method by gold coin recognition Download PDF

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Publication number
CN112424809B
CN112424809B CN201980044869.7A CN201980044869A CN112424809B CN 112424809 B CN112424809 B CN 112424809B CN 201980044869 A CN201980044869 A CN 201980044869A CN 112424809 B CN112424809 B CN 112424809B
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China
Prior art keywords
electronic money
gold coin
pattern
identification pattern
gold
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CN201980044869.7A
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CN112424809A (en
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金圣真
姜勇秀
姜秀姸
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Korea Electronic Gold Currency Co ltd
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Korea Electronic Gold Currency Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme

Abstract

Embodiments of the present invention may include: a step of reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the inherent identification pattern processed on the surface, and reads the inherent identification pattern formed on the surface of the gold coin; a step of transmitting the unique identification pattern, wherein when the unique identification pattern is read from the photographed surface of the gold coin, the general terminal transmits the read unique identification pattern to the electronic money management server; judging whether the electronic money management server reads the received inherent identification pattern, thereby judging whether a registration character string matched with the read inherent identification pattern is registered in the database; providing an electronic money address, wherein when a registration character string matched with the unique identification pattern is registered in the database, the electronic money management server generates the unique electronic money address, assigns the unique identification pattern to be read for storage, and provides the generated electronic money address to the universal terminal; and a step of issuing electronic money, when the gold coin read through the general-purpose terminal is actually put in storage, the electronic money management server issues the electronic money corresponding to the market value of the put gold coin to an electronic money address allocated to the gold coin.

Description

Electronic money issuing method by gold coin recognition
Technical Field
The present invention relates to a novel electronic money issuing method using a real object as a guarantee, and more particularly, to a method of recognizing and converting a genuine gold coin into an electronic money for issuing.
Background
Virtual electronic money (Virtual-Currency), represented by bitcoin, has a common form of transaction book called Blockchain (Blockchain).
In summary, an ordinary user downloads a wallet program of electronic money to his own computer and installs it on his own computer. The program then starts running and first performs the task of synchronizing (matching) itself with the blockchain recorded on the network. Since this data is tens of gigabytes, it generally takes 3 to 7 days. After the synchronization is completed, an own address (concept of a bank account) can be generated from an own wallet, and a bitcoin can be received or transmitted through the address. For bitcoin, the address is a combination of 34 bits beginning with 1, consisting of english (case) and digits. Because of this difficulty, a server having the entire node provides a service that does not degrade the entire node as a network wallet service.
As described above, the existing virtual electronic money is a structure in which a blockchain technique must be applied to unlock a password (random number) in real time to be able to prove that money without an entity exists as if it were actually present, and thus, a mineworker team is required, and the mineworker needs to operate a computer or ASIC device for 365 days, thus consuming much power.
In addition, the above devices are randomly connected on the network due to the formation of the blockchain, which causes technical problems such as excessively long transaction time, and even because of its virtual characteristics, the devices are not considered as a commodity, so that there is a limit that the electronic money transaction technology itself becomes illegal.
Disclosure of Invention
First, the technical problem to be solved
The technical problem to be solved by the invention is to convert the materialized gold coin into electronic money to be issued based on the financial money's "commodity" which is known worldwide, and the technical concept is that the gold coin is actually existed, so that the password verification type blockchain technology is not needed, the problems of power consumption and long transaction time are avoided, and the virtual and intangible special problem which fundamentally threatens the electronic money technology is technically overcome.
(II) technical scheme
Embodiments of the present invention may include: a step of reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the inherent identification pattern processed on the surface, and reads the inherent identification pattern formed on the surface of the gold coin; a step of transmitting the unique identification pattern, wherein when the unique identification pattern is read from the photographed surface of the gold coin, the general terminal transmits the read unique identification pattern to the electronic money management server; a step of judging whether or not the electronic money management server reads the received unique identification pattern, thereby judging whether or not a registration character string matching the read unique identification pattern is registered in the database; providing an electronic money address, wherein when a registration character string matching the unique identification pattern is registered in a database, the electronic money management server generates the unique electronic money address, assigns the unique identification pattern to be read for storage, and provides the generated electronic money address to the universal terminal; and a step of issuing electronic money, when the gold money read by the general-purpose terminal is actually put in storage, the electronic money management server issues the electronic money corresponding to the market value of the put gold money to an electronic money address allocated to the gold money.
The present invention may be characterized in that the unique identification pattern is a non-visible unique identification pattern which is formed by at least one of a chemical method and a mechanical processing method and which cannot be recognized by a person.
The present invention may be characterized in that the chemical method is a method of spraying fluorescent ink onto the surface of the gold coin to form an intrinsic recognition pattern having an intrinsic ink motif, and the mechanical processing method is a method of processing a negative-working on the surface of the gold coin to form an intrinsic recognition pattern having an intrinsic negative-working motif.
The step of reading the intrinsic identification pattern may include the steps of: judging whether the shape of the read gold coin is a circular shape, and ending reading the inherent identification pattern when the shape of the read gold coin is not a circular shape; judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a chemical method when the shape of the gold coin to be read is a circular shape, and reading the ink pattern formed on the surface of the gold coin as the inherent identification pattern when the shape of the gold coin to be read is judged to be a chemical method; and judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a machining method, and reading the embossing pattern formed on the surface of the gold coin as the inherent identification pattern when the machining method is judged.
Determining whether the unique identification pattern formed on the surface of the gold coin is formed by a chemical method means that it is possible to determine whether there is reflected light of ink by irradiating special light to the surface of the gold coin, thereby determining whether it is formed by a chemical method.
The determination of whether or not the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that it is possible to determine whether or not micropores of a set size having a diameter of micrometer or less exist by enlarging the surface of the gold coin photographed by the identification method, thereby determining whether or not the pattern is formed by the machining method.
The reading of the intaglio pattern formed on the surface of the gold coin as the unique identification pattern means that when the surface of the gold coin is judged to have micropores after the mechanical processing method, namely the first magnification shooting is performed on the surface of the gold coin, the second magnification shooting can be performed at a second magnification higher than the first magnification so as to read the intaglio pattern.
Either one of the ink pattern and the intaglio pattern may be formed on the surface of the gold coin, or both the ink pattern and the intaglio pattern may be formed on the surface of the gold coin.
The present invention may be characterized in that, when the ink pattern and the embossing pattern are simultaneously formed on the surface of the gold coin, the ink pattern and the embossing pattern are simultaneously formed on the same surface of the gold coin, or the ink pattern and the embossing pattern are separately formed on surfaces of the gold coin which are different from each other, respectively.
The present invention may be characterized in that, when the ink motif pattern and the intaglio motif pattern are simultaneously formed on the same surface of the gold coin, the intaglio motif pattern is formed between each of the ink motif patterns, and the smaller the size or the larger the number of the intaglio motif patterns of the gold coin located between the ink motif patterns, the greater the market value.
The step of issuing electronic money may include the steps of: the electronic money management server reads the inherent identification pattern formed on the surface of the warehouse-in gold coin; and the electronic money management server extracts an electronic money address assigned to a registration character string matching the read unique identification pattern, and records electronic money corresponding to the market value of the in-store gold coin to the extracted electronic money address.
The electronic money address includes: an electronic money field for recording electronic money; and an owner information field for recording owner information of the money in storage, in which electronic money corresponding to market value of the money in storage is recorded in the electronic money field, and information of the owner of the money in storage is recorded in the owner information field, and when transfer of the issued electronic money occurs, the owner information of the transfer received can be updated and stored in the owner field.
(III) beneficial effects
According to the embodiments of the present invention, while preventing instability, confusion, etc. of the financial market caused by the existing virtual money by the new technical concept, it is possible to satisfy the time-series requirements such as easiness in transaction by the high new electronic money. In addition, it is expected to be proposed as a new example of electronic money based on real objects.
Drawings
Fig. 1 is a configuration diagram of an electronic money issuing system by gold coin recognition according to an embodiment of the present invention.
Fig. 2 is an exemplary diagram of a gold coin according to an embodiment of the present invention.
Fig. 3 is a DB exemplary diagram for assigning registration strings for each unique identification pattern according to an embodiment of the present invention.
Fig. 4 is a flowchart illustrating an electronic money issuing method by gold coin recognition according to an embodiment of the present invention.
Fig. 5 is a detailed flowchart of reading the intrinsic identification pattern according to an embodiment of the present invention.
Fig. 6 is an exemplary diagram of generating an electronic money address and storing it in a DB according to an embodiment of the present invention.
Fig. 7 is an example configuration of fields recorded in an electronic money address according to an embodiment of the present invention.
Best mode for carrying out the invention
The advantages and features of the present invention, as well as the methods of accomplishing the same, will become apparent from the following detailed description of embodiments and the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but is implemented in various forms different from each other, and the following embodiments are provided to more fully describe the scope of the present invention to those of ordinary skill in the art, which is defined only by the scope of the claims. In addition, in explaining the present invention, if it is determined that the gist of the present invention is likely to be obscured by related known techniques or the like, detailed explanation thereof will be omitted.
Fig. 1 is a configuration diagram of an electronic money issuing system by gold coin recognition according to an embodiment of the present invention, fig. 2 is an exemplary diagram of gold coins according to an embodiment of the present invention, and fig. 3 is a DB exemplary diagram of assigning registration strings per unique recognition pattern according to an embodiment of the present invention.
The invention relates to an electronic financial service combining the traditional gold manufacturing industry and chemical/mechanical engineering and information communication technology. The unique identification pattern as a code is inserted into a gold coin having a weight of 3.75g (1 money standard) composed of 100% pure gold, and this unique identification pattern is a medium connecting analog and digital so that a genuine gold coin is converted into electronic money (DON unit) for issuing, and the issued electronic money can be transacted worldwide (remittance of electronic money, settlement/purchase of property, etc.) regardless of nationality.
For this, the electronic money issuing system by the identification of the gold money may include gold money (hereinafter referred to as "gold money") whose unique identification pattern is patterned, a wired/wireless communication network 100, a general-purpose terminal 200, and an electronic money management server 300.
The gold coin is made of gold with an inherent identification pattern formed on the surface, and is composed of 100% pure gold and has a weight of 3.75g (1-note standard). On the surface of the gold coin, a unique invisible identification pattern which cannot be identified by a person is formed so as to be able to identify the value of the gold coin itself. The pattern shape of the intrinsic identification pattern differs according to each method (chemical/mechanical processing) (difference in the amount of processed information), and the pattern shape should not be repeatedly formed.
The unique identification pattern is formed by one or more of a chemical method and a mechanical processing method.
The chemically forming the unique identification pattern on the surface of the gold coin means that fluorescent ink is sprayed onto the surface of the gold coin to form the unique identification pattern having the unique ink motif pattern.
The forming of the unique identification pattern on the surface of the gold coin by the mechanical processing means that the embossing is performed on the surface of the gold coin to form the unique identification pattern having the unique embossing pattern. The smallest dimension of such an imprint is based on the micrometer dimension.
The method for forming the inherent identification pattern can be selected from one method, and the two methods can be processed simultaneously in parallel to improve accuracy or enhance safety.
For example, when the ink pattern and the intaglio pattern are formed on the surface of the gold coin, as shown in fig. 2 (a) and 2 (b), either one of the ink pattern and the intaglio pattern may be formed on the surface of the gold coin.
Alternatively, as shown in fig. 2 (c) and 2 (d), the ink motif and the intaglio motif may be simultaneously formed on the surface of the gold coin, as shown in fig. 2 (c), the ink motif and the intaglio motif may be separately formed on surfaces of the gold coin different from each other, respectively, or as shown in fig. 2 (d), the ink motif and the intaglio motif may be simultaneously formed on the same surface of the gold coin.
At this time, when the ink pattern and the intaglio pattern are simultaneously formed on the same surface of the gold coin, the intaglio pattern is formed between each of the ink pattern, and the greater the market value, the greater the number of the intaglio patterns of the gold coin located between the ink pattern patterns.
For the gold coin of higher market value, in order to secure security, the ink motif and the intaglio motif are combined to be formed on the same face, and are formed to increase the number of the intaglio motif located between the ink motif.
The wired/wireless communication network 100 is a communication network for supporting wired communication or wireless communication between the general-purpose terminal 200 and the electronic money management server 300. When such a wired/wireless communication network 100 is implemented in a wireless communication network, data communication can be performed using a wireless mobile communication network consisting of a base transceiver station (Base Transceiver Station, BTS), a mobile switching center (Mobile Switching Center, MSC), and a home location register (Home Location Register, HLR). In addition, when the wire/wireless communication network 100 is implemented as a wire communication network, it may be implemented as a network communication network, which can perform data communication according to an internet protocol such as a transmission control protocol/internet protocol (Transmission Control Protocol/Internet Protocol, TCP/IP).
The general terminal 200 is a device provided with a camera to photograph the surface of the gold coin and read an inherent recognition pattern formed on the surface of the gold coin, and although a smart phone is illustrated in the drawings, it may be a desktop computer (desktop PC), a tablet PC, a touch screen tablet PC, a notebook computer (notebook computer), a palm computer (Personal Digital Assistants), a portable multimedia player (Portable Multimedia Player), etc., in addition to the smart phone. Of course, the terminal to which the present invention can be applied is not limited to the above-described kind, and it is supposed that all terminals capable of communicating with an external device may be included.
The electronic money management server 300 has the same configuration as a general web server in terms of hardware, and includes program modules implemented by various forms of languages such as C, C ++, java, visual Basic, visual C, and the like in terms of software to perform various functions. In addition, it can be realized by using various web server programs provided according to an operating system of DOS, windows, linux, unix, mac OS, or the like on common server hardware.
The electronic money management server 300 is configured to read the unique identification pattern received from the general-purpose terminal 200 to determine whether a registration character string matching the read unique identification pattern is registered in the database. When a registration character string matching the unique identification pattern is registered in the database, a unique electronic money address is generated and assigned to the read unique identification pattern to be stored, and the generated electronic money address is supplied to the universal terminal 200.
Thereafter, when the gold coins read through the general-purpose terminal 200 are actually put in the electronic money management operation finance company, electronic money corresponding to the market value of the put gold coins is issued to the electronic money address allocated to the gold coins.
For reference, as shown in fig. 3, the database in which the registration character string matching the unique identification pattern is registered has the unique registration character string registered for each unique identification pattern. The pattern shape of the intrinsic recognition pattern differs according to each method (chemical/mechanical processing) (difference in the amount of processed information), and the pattern shape cannot be repeated, such a registered character string should be the same as a non-repeated intrinsic character string as combined by 30-bit english/numerals. The database is recorded in a Memory bank, and the Memory bank is a module capable of inputting or outputting information, such as a solid state disk (Solid State Drive), a Flash Memory (Flash Memory), a Flash Memory Card (Compact Flash Card), a secure digital Card (Secure Digital Card), a Smart Media Card (Smart Media Card), a multimedia Card (Multi-Media Card), or a Memory Stick (Memory Stick), which may be provided inside the device or in a separate device.
Fig. 4 is a flowchart showing an electronic money issuing method by gold coin recognition according to an embodiment of the present invention, fig. 5 is a detailed flowchart of reading an intrinsic recognition pattern according to an embodiment of the present invention, fig. 6 is an exemplary diagram of generating an electronic money address and storing it in a DB according to an embodiment of the present invention, and fig. 7 is an exemplary configuration of fields recorded in the electronic money address according to an embodiment of the present invention.
As shown in fig. 4, the electronic money issuing method by the gold coin recognition of the present invention may include: a step of reading the unique identification pattern (S410), the general terminal 200 photographing the gold coin surface-processed with the unique identification pattern, and reading the unique identification pattern formed on the gold coin surface; a step of transmitting the unique identification pattern (S420), when the unique identification pattern is read from the photographed surface of the gold coin, the general terminal 200 transmits the read unique identification pattern to the electronic money management server 300; a step of judging whether or not to register (S430), the electronic money management server 300 reading the received unique identification pattern, thereby judging whether or not a registration character string matching the read unique identification pattern is registered in the database; a step (S440) of providing an electronic money address, wherein when a registration character string matching the unique identification pattern is registered in the database, the electronic money management server 300 generates the unique electronic money address, assigns the unique identification pattern to be read for storage, and provides the generated electronic money address to the universal terminal 200; and a step of issuing electronic money (S450), when the gold coin read through the general-purpose terminal 200 is actually put in storage, the electronic money management server 300 issues electronic money corresponding to the market value of the put gold coin to an electronic money address allocated to the gold coin. The following is a detailed description.
The step of reading the unique identification pattern (S410) is a step in which the general-purpose terminal 200 photographs the gold coin surface-processed with the unique identification pattern, and reads the unique identification pattern formed on the gold coin surface.
The surface of the gold coin is formed with a non-visible intrinsic identification pattern which cannot be identified by a person, and the value of the gold coin itself can be identified by the intrinsic identification pattern. The pattern shape of the intrinsic identification pattern is different (difference in the amount of processed information) according to each method (chemical/mechanical processing), and the pattern shape is not repeatedly formed.
The intrinsic identification pattern is formed by at least one of a chemical method and a mechanical processing method.
The chemically forming the unique identification pattern on the surface of the gold coin means that fluorescent ink is sprayed onto the surface of the gold coin to form the unique identification pattern having the unique ink motif pattern.
The forming of the unique identification pattern on the surface of the gold coin by the mechanical processing means that the embossing is performed on the surface of the gold coin to form the unique identification pattern having the unique embossing pattern. The smallest dimension of such an imprint is based on the micrometer dimension.
The method for forming the inherent identification pattern can be selected from one method, and the two methods can be processed simultaneously in parallel to improve accuracy or enhance safety.
For example, when the ink pattern and the intaglio pattern are formed on the surface of the gold coin, as shown in fig. 2 (a) and 2 (b), either one of the ink pattern and the intaglio pattern may be formed on the surface of the gold coin. Alternatively, as shown in fig. 2 (c) and 2 (d), the ink motif and the intaglio motif may be simultaneously formed on the surface of the gold coin, as shown in fig. 2 (c), the ink motif and the intaglio motif may be separately formed on surfaces of the gold coin different from each other, respectively, or as shown in fig. 2 (d), the ink motif and the intaglio motif may be simultaneously formed on the same surface of the gold coin.
At this time, when the ink motif pattern and the intaglio pattern are simultaneously formed on the same surface of the gold coin, the intaglio pattern is formed between each of the ink motif patterns, and the smaller the size or the larger the number of the intaglio patterns of the gold coin located between the ink motif patterns, the greater the market value. For the gold coin of higher market value, in order to ensure safety, the ink motif pattern and the intaglio motif pattern are combined and formed on the same face, and the size of the intaglio motif pattern located between the ink motif patterns is reduced or increased in number.
As described above, since the unique identification pattern is formed of the ink motif pattern and/or the intaglio pattern, the reading modes are different respectively when the unique identification pattern is formed of the ink motif pattern and when the unique identification pattern is formed of the intaglio pattern.
For this purpose, the step of reading the unique identification pattern (S410) is described with reference to fig. 5, and it is determined whether the shape of the gold coin to be photographed and read (S411) is a circular shape (S412), and when the shape is not a circular shape, a step of ending reading the unique identification pattern is performed. It is confirmed whether the reflector input into the image information photographed by the general terminal 200 is in a circular/rectangular shape (S412), and if not, it is immediately excluded from recognition.
When the read gold coin is in a circular shape consistent with the server database information, judging whether the inherent identification pattern formed on the gold coin surface is formed by a chemical method, and when the read gold coin is judged to be a chemical method, executing the step of reading the ink floral pattern formed on the gold coin surface as the inherent identification pattern.
Wherein, judging whether the unique identification pattern formed on the surface of the gold coin is formed by a chemical method means judging whether the ink reflected light exists by irradiating special light to the surface of the gold coin (S413), thereby judging whether the ink reflected light exists or not, and extracting the ink floral pattern as the unique identification pattern when the ink reflected light exists (S415).
When the method is not a chemical method, it is judged whether or not the intrinsic recognition pattern formed on the surface of the gold coin is formed by a machining method, and when the method is judged to be a machining method, a step of reading the intaglio pattern formed on the surface of the gold coin as the intrinsic recognition pattern is performed.
Wherein, judging whether the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that whether micropores with the diameter of less than or equal to the micron of the set size exist or not is judged by enlarging the surface of the gold coin photographed by the identification (S416), thereby judging whether the unique identification pattern is formed by the machining method or not.
When it is determined that the machining method is performed, that is, when it is determined that micropores exist after performing a first magnification imaging (S416) of the surface of the gold coin at a first magnification (e.g., 2 times), the negative embossing pattern formed on the surface of the gold coin is read as the unique identification pattern, then performing a second magnification imaging (S418) of the surface of the gold coin at a second magnification (e.g., 5 times) higher than the first magnification, and extracting the negative embossing pattern as the unique identification pattern (S419).
The step of transmitting the unique identification pattern (S420) is a step of transmitting the read unique identification pattern to the electronic money management server 300 by the general-purpose terminal 200 when the unique identification pattern is read from the photographed surface of the gold coin.
The step of judging whether or not to register (S430) is a step in which the electronic money management server 300 reads the received unique identification pattern, thereby judging whether or not a registration character string matching the read unique identification pattern is registered in the database. When the registration character string does not exist in the database, the unauthorized processing is performed and processed as illegal gold coin.
In the step of providing the electronic money address (S440), when a registration character string matching the unique identification pattern is registered in the database, the unique electronic money address is generated and assigned to the read unique identification pattern to be stored, and the generated electronic money address is provided to the general-purpose terminal 200.
For example, when the read unique identification pattern is the first pattern and there is the first registration character string matching the first pattern, as shown in fig. 6, the unique electronic money address is generated as the electronic money address and stored in the first pattern, and the identification success notification and the generated electronic money address are presented to the general-purpose terminal 200.
Such an electronic money address becomes a non-duplicate intrinsic memory address such as 25 bits in the memory bank. Therefore, unique information can be recorded separately in each of the memory addresses as the electronic money addresses.
The step of issuing electronic money (S450) is a step in which the electronic money management server 300 issues electronic money corresponding to the market value of the money to be put in storage to an electronic money address allocated to the money when the money read through the general-purpose terminal 200 is actually put in storage. That is, after the issuer physically stores the read and registered gold coins, the electronic money management server 300 issues the electronic money GLD to an address that has been generated by reading the gold coins (or the electronic money management server 300 recognizes and generates in the gold coin storing step).
For this, the step of issuing electronic money (S450) may include the steps of: the electronic money management server 300 reads the unique identification pattern formed on the surface of the warehouse-in gold coin (S451); and the electronic money management server 300 extracts the electronic money address allocated to the registration character string matching the read unique identification pattern, and records the electronic money corresponding to the market value of the in-store gold coin to the extracted electronic money address (S452). For example, when the money in the warehouse is 1 coin, the electronic money corresponding to the market value of 1 coin is recorded to the extracted electronic money address, when the money in the warehouse is 2 coin, the electronic money corresponding to the market value of 2 coin is recorded to the extracted electronic money address, and when the money in the warehouse is 3 coin, the electronic money corresponding to the market value of 3 coin is recorded to the extracted electronic money address.
As shown in fig. 7, the electronic money address may include: an electronic money field for recording electronic money; and an owner field for recording an owner of the in-store gold coin.
Therefore, in the electronic money storing step, electronic money corresponding to the market value of the money in the storage is recorded in the electronic money field, and information of the owner of the money in the storage is recorded in the owner field.
In addition, when the electronic money that has been issued is transferred due to purchase, settlement, remittance, etc., information of the last owner who received the transfer is updated and stored in the owner field. Therefore, not only the electronic money but also the owner information of the electronic money are recorded in the electronic money address, and thus the illegal use of the electronic money by a third party other than the owner can be blocked.
The embodiment in the description of the present invention described above is shown in the form of a preferred example selected from various examples that can be implemented to assist understanding of those skilled in the art, however, the technical idea of the present invention is not necessarily limited to or restricted to only this embodiment, and various changes and modifications and other equivalent embodiments are possible within the scope not exceeding the technical idea of the present invention.

Claims (9)

1. An electronic money issuing method by gold coin recognition, comprising:
a step of reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the inherent identification pattern processed on the surface, and reads the inherent identification pattern formed on the surface of the gold coin;
a step of transmitting the unique identification pattern, wherein when the unique identification pattern is read from the photographed surface of the gold coin, the general terminal transmits the read unique identification pattern to the electronic money management server;
a step of judging whether or not the electronic money management server reads the received unique identification pattern, thereby judging whether or not a registration character string matching the read unique identification pattern is registered in the database;
providing an electronic money address, wherein when a registration character string matching the unique identification pattern is registered in a database, the electronic money management server generates the unique electronic money address, assigns the unique identification pattern to be read for storage, and provides the generated electronic money address to the universal terminal; and
a step of issuing electronic money, when the gold money read through the general-purpose terminal is actually put in storage, the electronic money management server issuing electronic money corresponding to the market value of the put gold money to an electronic money address allocated to the gold money,
wherein the intrinsic recognition pattern is an invisible intrinsic recognition pattern which cannot be recognized by a person and is formed by at least one of a chemical method and a mechanical processing method,
the step of reading the intrinsic identification pattern includes the steps of:
judging whether the shape of the read gold coin is a circular shape, and ending reading the inherent identification pattern when the shape of the read gold coin is not a circular shape;
judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a chemical method when the shape of the gold coin to be read is a circular shape, and reading the ink pattern formed on the surface of the gold coin as the inherent identification pattern when the shape of the gold coin to be read is judged to be a chemical method; and
judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a machining method, and reading the intaglio pattern formed on the surface of the gold coin as the inherent identification pattern when the machining method is judged.
2. The electronic money issuing method by gold coin recognition according to claim 1, wherein,
the chemical method is a method of spraying fluorescent ink onto the surface of a gold coin to form an inherent identification pattern having an inherent ink motif,
the machining method is a method of machining an intaglio on the surface of a gold coin to form an inherent identification pattern having an inherent intaglio pattern.
3. The electronic money issuing method by gold coin recognition according to claim 1, wherein,
the determination of whether or not the unique identification pattern formed on the surface of the gold coin is formed by a chemical method means that the surface of the gold coin is irradiated with a specific light to determine whether or not the reflected light of the ink exists, thereby determining whether or not the unique identification pattern is formed by a chemical method.
4. The electronic money issuing method by gold coin recognition according to claim 1, wherein,
the determination of whether or not the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that the surface of the gold coin photographed by the identification is enlarged to determine whether or not micropores of a set size having a diameter of micrometer or less exist, thereby determining whether or not the pattern is formed by the machining method.
5. The electronic money issuing method by gold coin recognition according to claim 4, wherein,
the reading of the intaglio pattern formed on the surface of the gold coin as the inherent identification pattern means that when the machining method is judged that micropores exist after the surface of the gold coin is subjected to first magnification shooting at a first magnification, the second magnification shooting is performed at a second magnification higher than the first magnification so as to read the intaglio pattern.
6. The electronic money issuing method by gold coin recognition according to claim 2, wherein,
forming any one of the ink pattern and the intaglio pattern on the surface of the gold coin or forming the ink pattern and the intaglio pattern on the surface of the gold coin at the same time,
when the ink floral pattern and the intaglio pattern are formed on the surface of the gold coin at the same time, the ink floral pattern and the intaglio pattern are formed on the same surface of the gold coin at the same time, or the ink floral pattern and the intaglio pattern are formed on the surfaces of the gold coin which are different from each other respectively.
7. The electronic money issuing method by gold coin recognition according to claim 6, wherein,
when the ink pattern and the intaglio pattern are simultaneously formed on the same surface of the gold coin, the intaglio pattern is formed between each of the ink pattern, and the size or the number of the intaglio patterns located between the ink pattern patterns of the gold coin having a greater market value is smaller.
8. The electronic money issuing method by gold coin recognition according to claim 1, wherein,
the step of issuing electronic money includes the steps of:
the electronic money management server reads the inherent identification pattern formed on the surface of the warehouse-in gold coin; and
the electronic money management server extracts an electronic money address assigned to a registration character string matching the read unique identification pattern, and records electronic money corresponding to the market value of the in-store gold coin to the extracted electronic money address.
9. The electronic money issuing method by gold coin recognition according to claim 8, wherein,
the electronic money address includes:
an electronic money field for recording electronic money; and
an owner information field for recording owner information of the in-store gold coin,
in the step of issuing electronic money, electronic money corresponding to the market value of the money to be put in the store is recorded in the electronic money field, information of the owner who has put the money in the store is recorded in the owner information field,
when a transfer of issued electronic money occurs, the owner information received from the transfer is updated and stored in the owner information field.
CN201980044869.7A 2018-07-10 2019-07-05 Electronic money issuing method by gold coin recognition Active CN112424809B (en)

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