CN112424809A - Electronic money issuing method by gold money recognition - Google Patents

Electronic money issuing method by gold money recognition Download PDF

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Publication number
CN112424809A
CN112424809A CN201980044869.7A CN201980044869A CN112424809A CN 112424809 A CN112424809 A CN 112424809A CN 201980044869 A CN201980044869 A CN 201980044869A CN 112424809 A CN112424809 A CN 112424809A
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China
Prior art keywords
electronic money
gold
identification pattern
pattern
coin
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Granted
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CN201980044869.7A
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Chinese (zh)
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CN112424809B (en
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金圣真
姜勇秀
姜秀姸
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Korea Electronic Gold Currency Co ltd
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Korea Electronic Gold Currency Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme

Abstract

Embodiments of the invention may include: reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the surface processed with the inherent identification pattern and reads the inherent identification pattern formed on the surface of the gold coin; a step of transferring the inherent identification pattern, when the inherent identification pattern is read from the surface of the photographed gold coin, the general-purpose terminal transfers the read inherent identification pattern to the electronic money management server; judging whether to register, wherein the electronic money management server reads the received inherent identification pattern, thereby judging whether a registration character string matched with the read inherent identification pattern is registered in the database; a step of providing an electronic money address, in which, when a registration character string matching the inherent identification pattern is registered in the database, the electronic money management server generates an inherent electronic money address, assigns the unique identification pattern thus read to the storage, and provides the generated electronic money address to the general-purpose terminal; and a step of issuing electronic money, when the gold coins read by the general-purpose terminal are actually put in storage, the electronic money management server issues electronic money corresponding to the market value of the put-in gold coins to the electronic money address allocated to the gold coins.

Description

Electronic money issuing method by gold money recognition
Technical Field
The present invention relates to a novel electronic money issuing method using a real object as a guarantee, and more particularly, to a method of identifying a genuine gold coin and converting it into electronic money for issuing.
Background
A Virtual-Currency (Virtual-Currency) represented by bitcoin has a common form of a transaction book called a Blockchain (Blockchain).
In summary, a general user downloads a wallet program of electronic money to his or her computer and installs it on his or her computer. The program then starts running and first performs the task of synchronizing (matching) itself with the blockchain recorded on the network. Since the data is tens of gigabytes, it generally takes 3 to 7 days. After the synchronization is finished, it is possible to generate its own address (a concept of a bank account) from its wallet and receive or transmit a bitcoin through the address. For bitcoins, the address is a 34-bit combination of English (upper and lower case) and digits that starts with a 1. Due to the difficulties with this approach, a server with an entire node provides a service that does not degrade the entire node as a network wallet service.
As described above, the existing virtual electronic money is a structure in which a block chain technique must be applied to unlock a password (random number) in real time to be able to prove that there is no real money as if it really exists, and thus, a mineworker is required to have a team of miners who operate a computer or an ASIC device for 365 days, and thus, much power is consumed.
In addition, due to the formation of the block chain, the devices are randomly connected on the network, thereby causing technical problems such as overlong transaction time, and even not being recognized as currency due to the virtual characteristics, so that the electronic money transaction technology itself is limited to be illegal.
Disclosure of Invention
Technical problem to be solved
The technical problem to be solved by the invention is a technical concept of converting the materialized gold coins into electronic money to issue based on the financial goods gold which is recognized as 'commodity' all over the world, and because the physical gold coins exist really, a password verification type block chain technology is not needed, so that the problems of power consumption and long-term transaction time are solved, and the virtual and intangible special problem which fundamentally threatens the electronic money technology is also technically overcome.
(II) technical scheme
Embodiments of the invention may include: reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the surface processed with the inherent identification pattern and reads the inherent identification pattern formed on the surface of the gold coin; a step of transferring an inherent identification pattern, when the inherent identification pattern is read from the surface of the photographed gold coin, the general-purpose terminal transfers the read inherent identification pattern to the electronic money management server; a step of judging whether to register, in which the electronic money management server reads the received inherent identification pattern, thereby judging whether a registration character string matching the read inherent identification pattern is registered in the database; a step of providing an electronic money address, in which, when a registration character string matching the unique identification pattern is registered in the database, the electronic money management server generates a unique electronic money address, assigns the unique identification pattern thus read to the memory, and provides the generated electronic money address to the general-purpose terminal; and a step of issuing electronic money, which issues electronic money corresponding to the market value of the deposited gold money to an electronic money address allocated to the gold money, when the gold money read by the general-purpose terminal is actually deposited.
The unique identification pattern may be a non-visible unique identification pattern that is formed by at least one of a chemical method and a mechanical processing method and that cannot be recognized by a person.
The present invention may be characterized in that the chemical process is a process of spraying fluorescent ink on the surface of the gold coin to form the inherent identification pattern having the inherent ink pattern, and the mechanical process is a process of processing intaglio on the surface of the gold coin to form the inherent identification pattern having the inherent intaglio pattern.
The reading of the inherent identification pattern may include the steps of: judging whether the shape of the read gold coin is a circular shape or not, and if not, finishing reading the inherent identification pattern; judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a chemical method or not when the read gold coin is in a circular shape, and reading the ink pattern formed on the surface of the gold coin as the inherent identification pattern when the gold coin is judged to be the chemical method; and judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a mechanical processing method, and reading the intaglio pattern formed on the surface of the gold coin as the inherent identification pattern when the machining method is judged.
The determination of whether or not the unique identification pattern formed on the surface of the coin is formed by a chemical method means that whether or not the coin is formed by a chemical method can be determined by irradiating the surface of the coin with special light to determine whether or not there is ink reflection light.
The judgment of whether the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that whether the gold coin is formed by the machining method can be judged by enlarging and identifying the photographed gold coin surface to judge whether the micropores with the diameter of micron or less have the set size.
The step of reading the intaglio pattern formed on the surface of the gold coin as the unique identification pattern may be a step of performing a second magnified imaging at a second magnification higher than the first magnification to read the intaglio pattern, when it is determined that the mechanical processing method, i.e., the first magnified imaging of the surface of the gold coin at the first magnification has micropores.
Either one of the ink design and the intaglio design may be formed on the surface of the gold coin, or both the ink design and the intaglio design may be formed on the surface of the gold coin.
The present invention may be characterized in that, when the ink pattern and the intaglio pattern are simultaneously formed on the surface of the gold coin, the ink pattern and the intaglio pattern are simultaneously formed on the same surface of the gold coin, or the ink pattern and the intaglio pattern are separately formed on different surfaces of the gold coin, respectively.
The present invention may be characterized in that, when the ink patterns and the intaglio patterns are simultaneously formed on the same surface of the gold coin, the intaglio patterns are formed between each of the ink patterns, and the intaglio patterns positioned between the ink patterns of the gold coin having a greater market value are smaller in size or greater in number.
The step of issuing electronic money may include the steps of: the electronic money management server reads an inherent identification pattern formed on the surface of the deposited gold coin; and the electronic money management server extracts an electronic money address assigned to the registration character string matching the read inherent identification pattern, and records the electronic money corresponding to the market value of the put-in money to the extracted electronic money address.
The electronic money address includes: an electronic money field for recording electronic money; and an owner information field for recording owner information of the deposited gold coins, wherein in the electronic money storage step, electronic money corresponding to the market value of the deposited gold coins is recorded in the electronic money field, and information of an owner who deposits the gold coins is recorded in the owner information field.
(III) advantageous effects
According to the embodiments of the present invention, while instability, confusion, and the like of a financial market caused by existing virtual money are prevented by a new technical concept, it is possible to satisfy the era requirements such as the ease of trading by high and new electronic money. In addition, it is expected to come up with standards as a new example of physical electronic money.
Drawings
Fig. 1 is a configuration diagram of an electronic money issuing system by gold money recognition according to an embodiment of the present invention.
FIG. 2 is an exemplary diagram of a gold coin according to an embodiment of the present invention.
Fig. 3 is an exemplary diagram of a DB that assigns a registration character string per inherent recognition pattern according to an embodiment of the present invention.
Fig. 4 is a flowchart illustrating an electronic money issuing method through gold money recognition according to an embodiment of the present invention.
Fig. 5 is a detailed flowchart of reading an inherent identification pattern according to an embodiment of the present invention.
Fig. 6 is an exemplary diagram of generating an electronic money address and storing it to the DB according to an embodiment of the present invention.
Fig. 7 is an exemplary configuration of fields recorded in an electronic money address according to an embodiment of the present invention.
Best mode for carrying out the invention
Hereinafter, advantages and features of the present invention and a method of implementing the same will become apparent by referring to the accompanying drawings and embodiments to be described in detail later. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various forms different from each other, and the following embodiments are provided to more fully explain the scope of the present invention to those skilled in the art, and the present invention is defined only by the scope of the claims. In addition, in describing the present invention, if it is judged that the related well-known technology or the like may obscure the gist of the present invention, a detailed description thereof will be omitted.
Fig. 1 is a configuration diagram of an electronic money issuing system through gold coin recognition according to an embodiment of the present invention, fig. 2 is an exemplary diagram of gold coins according to an embodiment of the present invention, and fig. 3 is an exemplary diagram of a DB that assigns a registration character string per intrinsic recognition pattern according to an embodiment of the present invention.
The invention relates to an electronic financial service combining the traditional gold manufacturing industry, chemical/mechanical engineering and information communication technology. An inherent identification pattern as a code is inserted into a gold coin having a weight of 375g (1 st standard) made of 100% pure gold, and this inherent identification pattern becomes a medium connecting analog and digital so that the real gold coin is converted into electronic money (DON unit) to be issued, and the issued electronic money can be traded (remittance of electronic money, settlement/purchase of money, etc.) with respect to the whole world regardless of nationality.
For this, the electronic money issuing system through gold money recognition may include gold money (hereinafter, referred to as "gold money") in which an inherent recognition pattern is patterned, a wired/wireless communication network 100, a general-purpose terminal 200, and an electronic money management server 300.
The gold coin is a coin made of gold having an inherent identification pattern formed on the surface thereof, and is a gold coin made of 100% pure gold and having a weight of 375g (1 st standard). On the surface of the gold coin, a non-visible intrinsic identification pattern which cannot be identified by a person is formed so that the value of the gold coin itself can be identified. The pattern shape of the intrinsic identification pattern differs (difference in the amount of processing information) according to each method (chemical/mechanical processing), and the pattern shape should not be formed repeatedly.
The unique identification pattern is formed by one or more of a chemical method and a mechanical processing method.
The inherent identification pattern is formed on the surface of the gold coin by a chemical method, namely, fluorescent ink is sprayed on the surface of the gold coin to form the inherent identification pattern with the inherent ink pattern.
The forming of the unique identification pattern on the surface of the gold coin by the mechanical processing method means that the surface of the gold coin is processed with intaglio so as to form the unique identification pattern having the unique intaglio pattern. The fine size of such an intaglio is at minimum on the micrometer scale.
One method for forming the inherent identification pattern may be selected, or both methods may be processed simultaneously in parallel to improve accuracy or enhance security.
For example, when the ink pattern and the intaglio pattern are formed on the surface of the gold coin, as shown in fig. 2 (a) and 2 (b), either the ink pattern or the intaglio pattern may be formed on the surface of the gold coin.
Alternatively, as shown in fig. 2 (c) and 2 (d), an ink pattern and an intaglio pattern may be simultaneously formed on the surface of the coin, as shown in fig. 2 (c), an ink pattern and an intaglio pattern may be separately formed on different surfaces of the coin, respectively, or as shown in fig. 2 (d), an ink pattern and an intaglio pattern may be simultaneously formed on the same surface of the coin.
At this time, when the ink patterns and the intaglio patterns are simultaneously formed on the same surface of the gold coin, the intaglio patterns are formed between each ink pattern, and the number of the intaglio patterns positioned between the ink patterns of the gold coin having a greater market value is greater.
For the gold coins having higher market value, in order to secure the security, the ink patterns and the intaglio patterns are combined to be formed on the same surface, and are formed to increase the number of the intaglio patterns located between the ink patterns.
The wired/wireless communication network 100 is a communication network for supporting wired communication or wireless communication between the general-purpose terminal 200 and the electronic money management server 300. When such a wired/wireless communication network 100 is implemented as a wireless communication network, data communication can be performed using a wireless Mobile communication network composed of a Base Transceiver Station (BTS), a Mobile Switching Center (MSC), and a Home Location Register (HLR). When the wired/wireless communication network 100 is implemented as a wired communication network, it may be implemented as a network communication network that can perform data communication according to an Internet Protocol such as a Transmission Control Protocol/Internet Protocol (TCP/IP).
The general terminal 200 is a device provided with a camera to photograph the surface of the gold coin and read the inherent identification pattern formed on the surface of the gold coin, and although a smart phone is illustrated in the drawings, it may be a desktop PC (desktop PC), a tablet PC (tablet PC), a touch screen PC (slide PC), a notebook computer (notebook computer), a palm computer (Personal Digital Assistants), a Portable Multimedia Player (Portable Multimedia Player), or the like, in addition to the smart phone. Of course, the terminal to which the present invention can be applied is not limited to the above-described kind, and it should be understood that it may include all terminals capable of communicating with external devices.
The electronic money management server 300 has the same configuration as a general web server in terms of hardware, and includes program modules implemented by various forms of languages such as C, C + +, Java, Visual Basic, and Visual C in terms of software to execute various functions. In addition, it can be realized by using various web server programs provided by operating systems such as DOS, Windows, Linux, Unix, and Mac OS on general server hardware.
The electronic money management server 300 is configured to read the inherent identification pattern received from the general-purpose terminal 200 to determine whether or not a registration character string matching the read inherent identification pattern is registered in the database. When a registration character string matching the unique identification pattern is registered in the database, a unique electronic money address is generated and assigned to the read unique identification pattern to be stored, and the generated electronic money address is supplied to the general-purpose terminal 200.
Thereafter, when the gold coins read by the general-purpose terminal 200 are actually deposited into the electronic money management operation financial company, the electronic money corresponding to the market value of the deposited gold coins is issued to the electronic money address allocated to the gold coins.
For reference, as shown in fig. 3, a unique registration character string is registered for each unique identification pattern in the above-described database in which registration character strings matching the unique identification patterns are registered. The pattern shape of the unique identification pattern differs (difference in the amount of processing information) according to each method (chemical/mechanical processing), and the pattern shape cannot be repeated, and such a registration character string should also be a non-repeating unique character string as combined by 30-digit english/numerals. The database is recorded in a storage body, and the storage body is a module capable of inputting or outputting information, such as a Solid State Drive (Solid State Drive), a Flash Memory (Flash Memory), a Flash Memory Card (Compact Flash Card), a Secure Digital Card (Secure Digital Card), a Smart Media Card (Smart Media Card), a multimedia Card (Multi-Media Card), or a Memory Stick (Memory Stick), and the storage body may be disposed inside the device or in a separate device.
Fig. 4 is a flowchart illustrating an electronic money issuing method by gold money recognition according to an embodiment of the present invention, fig. 5 is a detailed flowchart of reading an inherent recognition pattern according to an embodiment of the present invention, fig. 6 is an exemplary diagram of generating an electronic money address and storing it in a DB according to an embodiment of the present invention, and fig. 7 is an exemplary configuration of recording a field in the electronic money address according to an embodiment of the present invention.
As shown in fig. 4, the electronic money issuing method by gold money recognition of the present invention may include: a step (S410) of reading the inherent identification pattern, in which the universal terminal 200 photographs the gold coin with the inherent identification pattern processed on the surface and reads the inherent identification pattern formed on the surface of the gold coin; a step (S420) of transferring the inherent identification pattern, when the inherent identification pattern is read from the photographed surface of the gold coin, the general-purpose terminal 200 transfers the read inherent identification pattern to the electronic money managing server 300; a step of judging whether or not to register (S430), the electronic money management server 300 reading the received inherent identification pattern, thereby judging whether or not a registration character string matching the read inherent identification pattern is registered in the database; a step (S440) of providing an electronic money address, in which, when a registration character string matching the inherent identification pattern is registered in the database, the electronic money management server 300 generates an inherent electronic money address, assigns the read inherent identification pattern to be stored, and provides the generated electronic money address to the general-purpose terminal 200; and a step of issuing electronic money (S450) in which, when the gold coin read by the general-purpose terminal 200 is actually put in storage, the electronic money management server 300 issues electronic money corresponding to the market value of the put-in gold coin to the electronic money address allocated to the gold coin. The details will be described below.
The step of reading the unique identification pattern (S410) is a step of the universal terminal 200 photographing the gold coin whose surface is processed with the unique identification pattern and reading the unique identification pattern formed on the surface of the gold coin.
The surface of the gold coin is formed with a non-visible intrinsic identification pattern which cannot be identified by a person, and the value of the gold coin itself can be identified by the intrinsic identification pattern. The pattern shape of the intrinsic identification pattern differs (difference in the amount of processing information) according to each method (chemical/mechanical processing), and the pattern shape is not repeatedly formed.
The unique identification pattern is formed by at least one of a chemical method and a mechanical processing method.
The inherent identification pattern is formed on the surface of the gold coin by a chemical method, namely, fluorescent ink is sprayed on the surface of the gold coin to form the inherent identification pattern with the inherent ink pattern.
The forming of the unique identification pattern on the surface of the gold coin by the mechanical processing method means that the surface of the gold coin is processed with intaglio so as to form the unique identification pattern having the unique intaglio pattern. The fine size of such an intaglio is at minimum on the micrometer scale.
One method for forming the inherent identification pattern may be selected, or both methods may be processed simultaneously in parallel to improve accuracy or enhance security.
For example, when the ink pattern and the intaglio pattern are formed on the surface of the gold coin, as shown in fig. 2 (a) and 2 (b), either the ink pattern or the intaglio pattern may be formed on the surface of the gold coin. Alternatively, as shown in fig. 2 (c) and 2 (d), an ink pattern and an intaglio pattern may be simultaneously formed on the surface of the coin, as shown in fig. 2 (c), an ink pattern and an intaglio pattern may be separately formed on different surfaces of the coin, respectively, or as shown in fig. 2 (d), an ink pattern and an intaglio pattern may be simultaneously formed on the same surface of the coin.
At this time, when the ink patterns and the intaglio patterns are simultaneously formed on the same surface of the gold coin, the intaglio patterns are formed between each ink pattern, and the size of the intaglio patterns between the ink patterns of the gold coin having a greater market value is smaller or the number thereof is greater. For the gold coins with higher market value, in order to ensure safety, the ink patterns and the intaglio patterns are combined and formed on the same surface, and the size of the intaglio patterns between the ink patterns is reduced or the number of the intaglio patterns is increased.
As described above, since the unique identification pattern is formed of the ink pattern and/or the intaglio pattern, the reading methods when the unique identification pattern is formed of the ink pattern and when the unique identification pattern is formed of the intaglio pattern are different from each other.
Therefore, the step of reading the unique identification pattern (S410) is described with reference to fig. 5, and the step of determining whether the shape of the coin to be shot and read (S411) is a circular shape (S412) and, if not, ending the reading of the unique identification pattern is executed. It is confirmed whether the reflector input to the image information photographed by the general-purpose terminal 200 is in a circular/rectangular shape (S412), and if not, it is immediately excluded from recognition.
When the read gold coin is in a circular shape in accordance with the server database information, it is judged whether the inherent identification pattern formed on the surface of the gold coin is formed by a chemical method, and when it is judged to be the chemical method, a step of reading the ink pattern formed on the surface of the gold coin as the inherent identification pattern is performed.
The determination of whether the unique identification pattern formed on the surface of the coin is chemically formed means that the surface of the coin is irradiated with special light (S413) to determine whether ink reflected light exists (S414), thereby determining whether the coin is chemically formed, and when the ink reflected light exists, the ink pattern is extracted as the unique identification pattern (S415).
If the pattern is not a chemical method, it is judged whether the intrinsic identification pattern formed on the surface of the gold coin is formed by a machining method, and if the pattern is judged to be a machining method, a step of reading the intaglio pattern formed on the surface of the gold coin as the intrinsic identification pattern is executed.
The judgment as to whether the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that whether or not the gold coin is formed by the machining method is judged by enlarging the surface of the gold coin photographed by the identification (S416) to judge whether or not there are micropores having a diameter of micrometers or less having a set size (S417).
In the case of the machining method, the step of reading the intaglio pattern formed on the surface of the gold coin as the unique identification pattern means that, when the machining method is determined, that is, when the surface of the gold coin is subjected to the first magnification photographing (S416) at a first magnification (for example, 2 times), and then the existence of the minute hole is determined (S417), the surface of the gold coin is subjected to the second magnification photographing (S418) at a second magnification (for example, 5 times) higher than the first magnification, and the intaglio pattern is extracted as the unique identification pattern (S419).
The step of transferring the unique identification pattern (S420) is a step in which, when the unique identification pattern is read from the surface of the photographed gold coin, the general-purpose terminal 200 transfers the read unique identification pattern to the electronic money managing server 300.
The step of determining whether or not to register (S430) is a step of the electronic money management server 300 reading the received unique identification pattern, thereby determining whether or not a registration character string matching the read unique identification pattern is registered in the database. And when the registered character string does not exist in the database, performing unauthorized processing and processing the database into illegal money.
In the step of providing the electronic money address (S440), when the registration character string matching the inherent identification pattern is registered in the database, the inherent electronic money address is generated and assigned to the read inherent identification pattern to be stored, and the generated electronic money address is provided to the general-purpose terminal 200.
For example, when the unique identification pattern that is read is the first pattern and the first registration character string that matches the first pattern exists, as shown in fig. 6, the unique electronic money address is generated to be generated as the electronic money address and stored in the first pattern, and the identification success notification and the generated electronic money address are presented to the general-purpose terminal 200.
Such an electronic money address becomes a non-repetitive inherent memory address such as 25 bits in the memory bank. Therefore, it is possible to record unique information in each storage address as an electronic money address.
The step of issuing electronic money (S450) is a step of the electronic money management server 300 issuing electronic money corresponding to the market value of the deposited gold money to the electronic money address allocated to the gold money when the gold money read by the general-purpose terminal 200 is actually deposited. That is, after the issuer physically stores the read and registered gold coins, the electronic money management server 300 issues the electronic money GLD to an address that has been generated by reading the gold coins (or that the electronic money management server 300 identified in the gold coin storing step).
To this end, the step of issuing electronic money (S450) may include the steps of: the electronic money management server 300 reads the unique identification pattern formed on the surface of the deposited gold coin (S451); and the electronic money management server 300 extracts the electronic money address assigned to the registration character string matching the read unique identification pattern, and records the electronic money corresponding to the market value of the deposited gold money to the extracted electronic money address (S452). For example, when the deposited gold coin is 1 money, electronic money corresponding to the market value of 1 money is recorded to the extracted electronic money address, when the deposited gold coin is 2 money, electronic money corresponding to the market value of 2 money is recorded to the extracted electronic money address, and when the deposited gold coin is 3 money, electronic money corresponding to the market value of 3 money is recorded to the extracted electronic money address.
As shown in fig. 7, the electronic money address may include: an electronic money field for recording electronic money; and an owner field for recording the owner of the deposited gold coin.
Therefore, in the electronic money storing step, the electronic money corresponding to the market value of the deposited gold coin is recorded in the electronic money field, and the information of the owner of the deposited gold coin is recorded in the owner field.
Further, when the issued electronic money is transferred due to purchase, settlement, remittance, or the like, information of the last owner who received the transfer is updated and stored to the owner field. Therefore, the electronic money address records not only the electronic money but also the owner information of the electronic money, thereby preventing illegal use of the electronic money by a third party other than the owner.
The embodiments of the present invention described above are illustrated by selecting the most preferable example among various examples that can be implemented to help those skilled in the art understand, however, the technical idea of the present invention is not necessarily limited or restricted to this embodiment, and various changes and modifications and other equivalent embodiments can be made within the scope not departing from the technical idea of the present invention.

Claims (11)

1. An electronic money issuing method identified by gold money, comprising:
reading the inherent identification pattern, wherein the general terminal shoots the gold coin with the surface processed with the inherent identification pattern and reads the inherent identification pattern formed on the surface of the gold coin;
a step of transferring an inherent identification pattern, when the inherent identification pattern is read from the surface of the photographed gold coin, the general-purpose terminal transfers the read inherent identification pattern to the electronic money management server;
a step of judging whether to register, in which the electronic money management server reads the received inherent identification pattern, thereby judging whether a registration character string matching the read inherent identification pattern is registered in the database;
a step of providing an electronic money address, in which, when a registration character string matching the unique identification pattern is registered in the database, the electronic money management server generates a unique electronic money address, assigns the unique identification pattern thus read to the memory, and provides the generated electronic money address to the general-purpose terminal; and
and a step of issuing electronic money, which issues electronic money corresponding to a market value of the deposited gold money to an electronic money address allocated to the gold money, when the gold money read by the general-purpose terminal is actually deposited.
2. The electronic money issuing method identified by gold coins according to claim 1,
the unique identification pattern is a non-visible unique identification pattern which is formed by at least one of a chemical method and a mechanical processing method and cannot be identified by a person.
3. The electronic money issuing method identified by gold money according to claim 2, wherein,
the chemical method is a method of spraying fluorescent ink onto the surface of the gold coin to form an inherent identification pattern having an inherent ink pattern,
the machining method is a method of forming an inherent identification pattern having an inherent intaglio pattern by processing intaglio on the surface of the gold coin.
4. The electronic money issuing method identified by gold coins according to claim 2, wherein,
the step of reading the inherent identification pattern includes the steps of:
judging whether the shape of the read gold coin is a circular shape or not, and if not, finishing reading the inherent identification pattern;
judging whether the inherent identification pattern formed on the surface of the gold coin is formed by a chemical method or not when the shape of the read gold coin is a circular shape, and reading the ink pattern formed on the surface of the gold coin as the inherent identification pattern when the shape of the read gold coin is judged to be the chemical method; and
whether the inherent identification pattern formed on the surface of the gold coin is formed by a machining method is judged, and if the machining method is judged, the intaglio pattern formed on the surface of the gold coin is read as the inherent identification pattern.
5. The electronic money issuing method identified by gold coins according to claim 4, wherein,
the determination of whether the unique identification pattern formed on the surface of the coin is formed by a chemical method means that the surface of the coin is irradiated with special light to determine whether ink reflection light is present or not, thereby determining whether the identification pattern is formed by a chemical method or not.
6. The electronic money issuing method identified by gold coins according to claim 4, wherein,
the judgment of whether the unique identification pattern formed on the surface of the gold coin is formed by the machining method means that whether the gold coin is formed by the machining method is judged by enlarging and identifying the surface of the gold coin photographed and judging whether the micropores with the diameter of micron below the set size exist.
7. The electronic money issuing method identified by gold coins according to claim 6,
the step of reading the intaglio pattern formed on the surface of the gold coin as the inherent identification pattern means that when the mechanical processing method is judged that micropores exist after the first magnification shooting is carried out on the surface of the gold coin at a first magnification, the second magnification shooting is carried out at a second magnification higher than the first magnification so as to read the intaglio pattern.
8. The electronic money issuing method identified by gold coins according to claim 3,
forming any one of the ink design and the intaglio design on the surface of the gold coin, or simultaneously forming the ink design and the intaglio design on the surface of the gold coin,
when the ink pattern and the intaglio pattern are simultaneously formed on the surface of the gold coin, the ink pattern and the intaglio pattern are simultaneously formed on the same surface of the gold coin, or the ink pattern and the intaglio pattern are separately formed on different surfaces of the gold coin.
9. The electronic money issuing method identified by gold money according to claim 8, wherein,
when the ink patterns and the intaglio patterns are simultaneously formed on the same surface of the gold coin, the intaglio patterns are formed between each ink pattern, and the more valuable the gold coin is, the smaller the size or the larger the number of the intaglio patterns positioned between the ink patterns is.
10. The electronic money issuing method identified by gold coins according to claim 1,
the step of issuing electronic money includes the steps of:
the electronic money management server reads an inherent identification pattern formed on the surface of the deposited gold coin; and
the electronic money management server extracts an electronic money address assigned to the registration character string matching the read inherent identification pattern, and records electronic money corresponding to the market value of the deposited gold money to the extracted electronic money address.
11. The electronic money issuing method identified by gold coins according to claim 10,
the electronic money address includes:
an electronic money field for recording electronic money; and
an owner information field for recording owner information of the deposited gold coins,
in the electronic money storing step, electronic money corresponding to the market value of the deposited gold coins is recorded in the electronic money field, information of the owner of the deposited gold coins is recorded in the owner information field,
when a transfer of issued electronic money occurs, owner information of the received transfer is updated and stored to the owner field.
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