CN112085531B

CN112085531B - Resource processing method, server, terminal, device, system and storage medium

Info

Publication number: CN112085531B
Application number: CN202010947595.7A
Authority: CN
Inventors: 张栋; 丁林润; 李春欢; 陆东东; 祝涛; 谷卓; 张丽; 李斌杰; 牟楠; 杨珂; 史颜丞; 张宇博; 羊梦娇; 杨冬敏
Original assignee: China Unionpay Co Ltd
Current assignee: China Unionpay Co Ltd
Priority date: 2020-09-10
Filing date: 2020-09-10
Publication date: 2023-06-23
Anticipated expiration: 2040-09-10
Also published as: CN112085531A; JP2023525498A; JP7438404B2; WO2022052894A1

Abstract

The application discloses a resource processing method, a server, a terminal, equipment, a system and a storage medium. The method comprises the following steps: receiving a resource acquisition request sent by a first application program, wherein the first application program is an application program for receiving input of a first user, the resource acquisition request comprises a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an electronic certificate provided for the first application program by the second application program, and the second application program is an application program for receiving input of the second user; distributing a target resource payment mark for the target electronic certificate correspondingly, and establishing a corresponding relation between the target resource payment mark and target resource authority information in the pre-stored resource authority information; and sending a target resource payment mark to the first application program, wherein the target resource payment mark is used for carrying out resource deduction in the resource authority characterized by the target resource authority information. According to the embodiment of the application, the compatibility of resource sharing can be improved.

Description

Resource processing method, server, terminal, device, system and storage medium

Technical Field

The application belongs to the field of data processing, and particularly relates to a resource processing method, a server, a terminal, equipment, a system and a storage medium.

Background

With the development of internet technology and the popularization of user terminals, more and more payment services, transaction services, etc. can be completed through various applications in the user terminals. In order to enrich the business between users, merchants, transaction facilities, etc., users, merchants, transaction facilities, etc. may share their own partial resources such as funds, electronic money, points, red packages, etc. to other users. For example, a user may formulate a coupon, share resources with other users through the coupon, and allow other users to use the corresponding resources of the coupon by using the coupon.

Users need to share resources to other users through business applications. However, at present, resource sharing between users can only be performed through the same service application program, and the implementation of resource sharing cannot be compatible with different service application programs, so that the compatibility of resource sharing is poor.

Disclosure of Invention

The embodiment of the application provides a resource processing method, a server, a terminal, equipment, a system and a storage medium, which can improve the compatibility of resource sharing.

In a first aspect, an embodiment of the present application provides a resource processing method, applied to a server, where the method includes: receiving a resource acquisition request sent by a first application program, wherein the first application program is an application program for receiving input of a first user, the resource acquisition request comprises a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an electronic certificate provided for the first application program by the second application program, and the second application program is an application program for receiving input of the second user; distributing a target resource payment mark for the target electronic certificate correspondingly, and establishing a corresponding relation between the target resource payment mark and target resource authority information in the pre-stored resource authority information; and sending a target resource payment mark to the first application program, wherein the target resource payment mark is used for carrying out resource deduction in the resource authority characterized by the target resource authority information.

In a second aspect, an embodiment of the present application provides a resource processing method, which is applied to a first user terminal, where the first user terminal installs a first application, and the first application is an application that receives an input of a first user, and the method includes: acquiring a target electronic certificate from a second application program, wherein the target electronic certificate is the electronic certificate obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user; sending a resource acquisition request to a server through a first application program, wherein the resource acquisition request comprises a target electronic certificate; the method comprises the steps that a first application program receives a target resource payment mark sent by a server, wherein the target resource payment mark is distributed by the server for a target electronic certificate and has a corresponding relation with target resource authority information in resource authority information pre-stored by the server, and the target resource payment mark is used for deducting resources in resource authorities represented by the target resource authority information.

In a third aspect, an embodiment of the present application provides a resource processing method, which is applied to a second user terminal, where the second user terminal is installed with a second application, and the second application is an application that receives an input of a second user, where the method includes: receiving target resource permission information input by a second user through a second application program; sending target resource authority information to the server through the second application program so that the server generates a target electronic certificate based on the target resource authority information; receiving a target electronic certificate sent by a server through a second application program; the method comprises the steps that a second application program provides a target electronic certificate for a first application program, so that the first application program obtains a target resource payment mark distributed by a server for the target electronic certificate, the target resource payment mark is used for carrying out resource deduction in a resource authority represented by target resource authority information, the target resource payment mark and the target resource authority information have a corresponding relation in the server, and the first application program is an application program for receiving input of a first user.

In a fourth aspect, an embodiment of the present application provides a resource processing method, applied to a payment executor device, where the method includes: receiving a resource payment request sent by a first application program, wherein the resource payment request comprises a target resource payment mark and payment resource information, the first application program is an application program for receiving input of a first user, the target resource payment mark is distributed by a server for a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an application program for receiving input of the second user and is provided for the first application program by the second application program; sending a target resource payment mark and payment resource information to a server; receiving target resource authority information which is sent by a server and corresponds to a target resource payment mark; and deducting the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

In a fifth aspect, embodiments of the present application provide a server, including: the receiving module is used for receiving a resource acquisition request sent by a first application program, wherein the first application program is an application program for receiving input of a first user, the resource acquisition request comprises a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an electronic certificate provided for the first application program by the second application program, and the second application program is an application program for receiving input of the second user; the processing module is used for correspondingly distributing a target resource payment mark for the target electronic certificate and establishing a corresponding relation between the target resource payment mark and target resource authority information in the pre-stored resource authority information; and the sending module is used for sending a target resource payment mark to the first application program, wherein the target resource payment mark is used for deducting resources in the resource authority represented by the target resource authority information.

In a sixth aspect, an embodiment of the present application provides a user terminal, where the user terminal installs a first application, and the first application is an application that receives an input of a first user, and the user terminal includes: the acquisition module is used for acquiring a target electronic certificate from a second application program, wherein the target electronic certificate is the electronic certificate obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user; the sending module is used for sending a resource acquisition request to the server through the first application program, wherein the resource acquisition request comprises a target electronic certificate; the receiving module is used for receiving a target resource payment mark sent by the server through the first application program, wherein the target resource payment mark is distributed by the server for the target electronic certificate and has a corresponding relation with target resource authority information in resource authority information pre-stored by the server, and the target resource payment mark is used for carrying out resource deduction in the resource authority represented by the target resource authority information.

In a seventh aspect, an embodiment of the present application provides a user terminal, where the user terminal installs a second application program, and the second application program is an application program that receives an input of a second user, and the user terminal includes: the receiving module is used for receiving target resource permission information input by a second user through a second application program; the sending module is used for sending the target resource authority information to the server through the second application program so that the server generates a target electronic certificate based on the target resource authority information; the receiving module is also used for receiving the target electronic certificate sent by the server through the second application program; the output module is used for providing the target electronic certificate for the first application program through the second application program so that the first application program obtains a target resource payment mark distributed by the server for the target electronic certificate, the target resource payment mark is used for carrying out resource deduction in the resource authority represented by the target resource authority information, the target resource payment mark and the target resource authority information have a corresponding relation in the server, and the first application program is an application program for receiving the input of the first user.

In an eighth aspect, embodiments of the present application provide a payment executor device, including: the receiving module is used for receiving a resource payment request sent by a first application program, wherein the resource payment request comprises a target resource payment mark and payment resource information, the first application program is an application program for receiving the input of a first user, the target resource payment mark is distributed by a server for a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an application program for receiving the input of the second user and is provided for the first application program; the sending module is used for sending the target resource payment mark and the payment resource information to the server; the receiving module is also used for receiving target resource authority information which is sent by the server and corresponds to the target resource payment mark; and the processing module is used for deducting the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

In a ninth aspect, embodiments of the present application provide a server, including: a processor and a memory storing computer program instructions; the processor, when executing the computer program instructions, implements the resource processing method in the first aspect.

In a tenth aspect, an embodiment of the present application provides a user terminal, including: a processor and a memory storing computer program instructions; the processor, when executing the computer program instructions, implements the resource handling method in the second aspect.

In an eleventh aspect, an embodiment of the present application provides a user terminal, including: a processor and a memory storing computer program instructions; the processor when executing the computer program instructions implements the resource processing method in the third aspect.

In a twelfth aspect, embodiments of the present application provide a payment executor device, including: a processor and a memory storing computer program instructions; the processor, when executing the computer program instructions, implements the resource processing method in the fourth aspect.

In a thirteenth aspect, an embodiment of the present application provides a resource processing system, including a server in the ninth aspect, a user terminal in the tenth aspect, a user terminal in the eleventh aspect, and a payment executor device in the twelfth aspect.

In a fourteenth aspect, embodiments of the present application provide a computer storage medium having stored thereon computer program instructions that, when executed by a processor, implement the resource processing method in any one of the first aspect, the second aspect, the third aspect, and the fourth aspect.

The embodiment of the application provides a resource processing method, a server, a terminal, equipment, a system and a storage medium, wherein a second application program provides target resource authority information for the server, and the server generates target electronic credentials corresponding to the target resource authority information and feeds the target electronic credentials back to the second application program. The second application provides the target electronic credential to the first application. The first application program sends the target electronic certificate to the server, and the server distributes a target resource payment mark for the target electronic certificate and feeds back the target resource payment mark to the first application program, so that the first application program can interact with the payment executor device by using the target resource payment mark in the subsequent payment process, and payment is realized. The target resource payment mark is a mark, and all kinds of application programs can store and use the target resource payment mark so that the payment executor equipment can deduct resources in the resource rights represented by the target resource rights information. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the embodiments of the present application will be briefly described, and it is possible for a person skilled in the art to obtain other drawings according to these drawings without inventive effort.

Fig. 1 is a schematic diagram of an example of an application scenario of a resource processing method provided in the present application;

FIG. 2 is a flow chart of an embodiment of a method for processing resources according to the first aspect of the present application;

FIG. 3 is a flow chart of a resource processing method according to another embodiment of the resource processing method provided in the first aspect of the present application;

FIG. 4 is a flow chart of yet another embodiment of a resource processing method provided in the first aspect of the present application;

FIG. 5 is a flow chart of a further embodiment of a method of resource processing provided in the first aspect of the present application;

FIG. 6 is a flow chart of an embodiment of a method for processing resources according to a second aspect of the present application;

FIG. 7 is a flow chart of a resource processing method according to another embodiment of the resource processing method provided in the second aspect of the present application;

FIG. 8 is a flow chart of yet another embodiment of a resource processing method provided in the second aspect of the present application;

FIG. 9 is a flowchart of an embodiment of a method for processing resources according to a third aspect of the present application;

FIG. 10 is a flowchart of another embodiment of a resource processing method provided in a third aspect of the present application;

FIG. 11 is a flowchart of an embodiment of a method for processing resources according to a fourth aspect of the present application;

FIG. 12 is a flow chart of another embodiment of a resource processing method provided in a fourth aspect of the present application;

FIG. 13 is a flowchart of one embodiment of a resource processing method applied to a resource processing system provided herein;

FIG. 14 is a schematic structural diagram of an embodiment of a server according to a fifth aspect of the present application;

FIG. 15 is a schematic structural diagram of another embodiment of a server according to the fifth aspect of the present application;

FIG. 16 is a schematic structural view of a further embodiment of a server according to the fifth aspect of the present application;

fig. 17 is a schematic structural diagram of an embodiment of a user terminal provided in the sixth aspect of the present application;

fig. 18 is a schematic structural diagram of another embodiment of a user terminal provided in the sixth aspect of the present application;

fig. 19 is a schematic structural diagram of an embodiment of a user terminal provided in a seventh aspect of the present application;

fig. 20 is a schematic structural diagram of another embodiment of a user terminal provided in the seventh aspect of the present application;

FIG. 21 is a schematic diagram illustrating the construction of an embodiment of a payment executor device according to an eighth aspect of the present application;

fig. 22 is a schematic structural diagram of an embodiment of a server provided in the ninth aspect of the present application.

Detailed Description

Features and exemplary embodiments of various aspects of the present application are described in detail below to make the objects, technical solutions and advantages of the present application more apparent, and to further describe the present application in conjunction with the accompanying drawings and the detailed embodiments. It should be understood that the specific embodiments described herein are intended to be illustrative of the application and are not intended to be limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the present application by showing examples of the present application.

With the development of internet technology and the popularization of user terminals, payment services, transaction services, etc. can be implemented through various applications in the user terminals. To enrich the traffic between users, merchants, transaction facilities, etc., a resource sharing service may be opened. That is, the user, merchant or transaction facility may share some of their resources, such as funds, electronic money, points, red packages, etc., to other users. Specifically, the user may utilize the electronic coupon to share resources to other users by formulating the electronic coupon. Other users use the corresponding resources by using the electronic ticket.

The above-mentioned process of sharing resources needs to be implemented by an application installed in the user terminal. Due to the diversity of application categories, resources may be shared through various applications. However, due to incompatibility among different kinds of application programs, resource sharing is limited to the application programs of the same kind, and resource sharing cannot be performed among the application programs of different kinds, so that the resource sharing compatibility is poor.

In order to solve the problem of poor compatibility of resource sharing, embodiments of the present application provide a resource processing method, a server, a terminal, a device, a system, and a storage medium, so that resource sharing can be performed not only between applications of the same kind, but also between applications of different kinds, thereby improving the compatibility of resource sharing.

The resource processing method in the embodiment of the present application may relate to a user terminal and a server, and in some cases, the resource processing method in the embodiment of the present application may further relate to a payment executor device, which is not limited herein. The different user terminals may be provided with the same kind of application programs or different kinds of application programs, and the present invention is not limited thereto. An application scenario of the resource processing method is described below with an example. The same category of application may refer to the same operator of the application or to the same issuer of the application.

Fig. 1 is a schematic diagram of an example of an application scenario of a resource processing method provided in the present application. As shown in fig. 1, both the user terminal 11 and the user terminal 12 may communicate with the server 13. The server 13 may be in communication with a payment performer device 14.

The user corresponding to the user terminal 11 is a second user, i.e. the user providing the shared resource. The user corresponding to the user terminal 12 is the first user, i.e. the user who obtains and uses the shared resources. The application program for sharing resources installed in the user terminal 11 and the application program for sharing resources installed in the user terminal 12 may be the same type of application program or different types of application program. The interaction among the user terminal 11, the server 13 and the user terminal 12 can realize the sharing and the acquisition of the shared resources between the second user corresponding to the user terminal 11 and the first user corresponding to the user terminal 12.

In some cases, payment executor device 14 may complete the payment directly. For example, if the first user directly uses an application of an institution such as a bank to make a payment, the payment executor device 14 may be a device operated by the institution such as the bank. In other cases, payment executor device 14 needs to interact with the resource manager device to effect the payment. For example, if the first user uses an application program of the third party payment platform to make a payment, the payment executor device 14 is a device operated by the third party payment platform; correspondingly, the resource manager device may be a device operated by an organization such as a bank.

The interaction between the server 13 and the payment executor device 14 may enable payment by the first user using the retrieved shared resource.

The resource processing method provided in the embodiment of the present application will be described below in terms of a server, a user terminal, a payment executor device, and the like, respectively.

Fig. 2 is a flowchart of an embodiment of a resource processing method provided in the first aspect of the present application. The resource processing method may be executed by a server, and may include steps S201 to S203.

In step S201, a resource retrieval request transmitted by a first application program is received.

The first application is an application that receives input from a first user. I.e. the first application is a first user-logged-on application. The first user is a user providing the shared resource. The first application may be installed at the first user terminal. The server may specifically receive a resource retrieval request sent by the first user terminal through the first application program.

The resource retrieval request includes the target electronic credential. The target electronic certificate is obtained by conversion according to the target resource authority information of the second user, and is provided for the first application program by the second application program. The second application is an application that receives input from a second user. I.e. the second application is a second user-logged-on application. The second user is the user who obtains the shared resource. The second application may be installed at the second user terminal.

The electronic certificates have uniqueness, and different resource authority information corresponds to different electronic certificates. By analyzing the electronic certificate, the unique resource mark with the electronic certificate characterization can be obtained. The electronic certificate can also be used as the unique resource mark. In some examples, the electronic voucher includes, but is not limited to, one or more of a two-dimensional code, a bar code, a short message, a link. The electronic certificate may be specifically generated by a server, and is not limited herein. The target electronic certificate is also an electronic certificate, i.e. the target electronic certificate can also comprise one or more of, but not limited to, two-dimensional codes, bar codes, short messages, links.

The resource rights information is used to define rights of the shared resource. In some examples, the resource permission information includes, but is not limited to, one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user. Under the condition that the second user and the first user share the resources by using the form of the card, the resource authority information is the information represented by the card. The target resource permission information is resource permission information, that is, the target resource permission information may include, but is not limited to, one or more of a resource account of the second user, a shared resource allowance, a designated shared application, a shared resource service, and identity authentication information of the first user.

The card forms may include card forms and ticket forms, among others. The granularity of the resource right information corresponding to the card form may be different from the granularity of the resource right information corresponding to the ticket form. In some examples, the granularity of the resource permission information corresponding to the ticket form may be less than the granularity of the resource permission information corresponding to the card form. For example, the shared resource service in the resource authority information corresponding to the card form may be a service under the granularity of the merchant, for example, the shared resource service in the resource authority information corresponding to the card form may specify payment authorities of all commodities in the merchant a. The shared resource service in the resource authority information corresponding to the ticket form can be a service under the granularity of commodities in the merchant. The shared resource service in the resource authority information corresponding to the coupon form can specify the payment authority of a certain type of commodity in the merchant A. In addition to sharing resource traffic, the granularity of other information in the target resource permission information may also be adjusted according to the card form or the ticket form, which is not limited herein.

The resource account of the second user may specifically include an account of the second user, a resource card of the second user, and the like. The resource card may be a bank card, etc., and is not limited herein. The account of the second user may be associated with a plurality of resource cards of the second user, and in the case where the account of the second user is associated with a plurality of resource cards, the resource account of the second user may designate one of the resource cards. The resource account of the second user is an account with the opened payment authority, and if the established resource account of the second user is an account without the opened payment authority, the server can send prompt information for prompting the second user to open the payment authority of the resource account to the first application program.

The shared resource allowance is the amount of the shared resource. The shared resource amount may be an amount of shared resources that does not limit the period, or may be an amount of shared resources that limit the period. For example, in the case where the shared resource is funds, the shared resource limit is the amount of funds that can be shared, such as 500 yuan. For another example, where the shared resource is funds, the shared resource limit is the amount of funds that can be shared in a fixed period, such as 500 yuan per month.

The designated application may specifically be a designated application that retrieves the shared resource. The designated application and the first application may be the same type of application or different types of applications, and are not limited herein. By setting the designated application, an application that can pick up the shared resource can be designated.

The shared resource service is a specified service in which the shared resource is used. That is, in the case of setting the shared resource service, the shared resource can only be used in the designated service. For example, if the shared resource service is set as the payment service with the merchant a, the shared resource can only be used in the process of making payment with the merchant a.

The identity authentication information of the first user is used to identify the first user. The first user may be designated by setting the personal authentication information of the first user. The identity authentication information of the first user may include, but is not limited to, a login account number of the application program, a login password of the application program, a mobile phone number of the user, real name information of the user, a permission password, and the like, which are not limited herein.

The target electronic certificate has a corresponding relation with the target resource authority information. The correspondence between the electronic certificates and the resource rights information may be stored in a server. And the target resource authority information corresponding to the target electronic certificate can be inquired and obtained through the target electronic certificate. The resource rights characterized by the target resource rights information may be requested from the server via a resource retrieval request.

In step S202, a target resource payment label is allocated for the target electronic certificate, and a correspondence between the target resource payment label and target resource permission information in the pre-stored resource permission information is established.

The target resource payment token is a resource payment token corresponding to the target electronic voucher. The resource payment mark is used for deducting resources in the resource authority represented by the corresponding resource authority information. The resource payment mark has uniqueness, correspondingly, different resource payment marks are allocated for different electronic certificates, and the corresponding relation between the resource payment mark and the resource authority information corresponding to the electronic certificates is established. In some examples, the resource Payment Token may be a Payment Token, which is a data string composed of 13-19 digits and conforming to the basic authentication rules of an account number, and may be used as an identifier of the shared resource to complete the Payment transaction within the resource authority. The resource payment token may also be other formats of information, and is not limited herein.

By distributing the resource payment mark for the electronic certificate and establishing the corresponding relation between the resource payment mark and the resource authority information, the resource authority information can be obtained by inquiring the resource payment mark in the process of using the shared resource subsequently, so that the resource deduction is realized in the resource authority represented by the resource authority information.

In step S203, a target resource payment flag is sent to the first application.

The target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information. And sending the target resource payment mark to the first application program so that the first user can deduct the resources in the resource rights represented by the target resource rights information through the target resource payment mark received by the first application program in the subsequent use process of the shared resources.

For example, the resource authority represented by the target resource authority information comprises an account A of a second user, a shared resource quota of 500 yuan and a designated first user as a user B; correspondingly, the target resource payment token may deduct funds within 500 yuan from account a if the user using the target resource payment token is user B.

In the embodiment of the application, the server acquires the target electronic certificate from the resource acquisition request by receiving the resource acquisition request sent by the first application program. The target electronic certificate is provided by a second application program which can be logged in by the second user to a first application program which can be logged in by the first user, and the target electronic certificate is converted according to the target resource authority information of the second user. And the server allocates a target resource payment mark for the corresponding target electronic certificate, and establishes a corresponding relation between the target resource payment mark and target resource authority information. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark to deduct resources in the resource authority represented by the target resource authority information. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

In order to ensure the safety of the shared resource sharing process, the identity of the first user can be authenticated in the process of distributing the target resource payment mark. Fig. 3 is a flowchart of a resource processing method according to another embodiment of the resource processing method provided in the first aspect of the present application. Fig. 3 is different from fig. 2 in that step S202 shown in fig. 2 may be specifically subdivided into steps S2021 to S2023 shown in fig. 3.

In step S2021, target identity authentication information of the first user is acquired from the first application.

The target authentication information is authentication information of the first user acquired from the first application program. The identity authentication information may be used to identify the user. The target authentication information obtained from the first application may be the authentication information input to the first application by the first user, or may be the authentication information stored in the first application and used for login by the first user, which is not limited herein.

In some examples, the authentication information may include, but is not limited to, a permission password and/or a user identification. The user identification may include, but is not limited to, a login account number of the user login application, a mobile phone number of the user, real name information of the user, and the like.

In step S2022, in the case where the target identity authentication information matches the pre-stored identity authentication information, a target resource payment flag is allocated for the target electronic certificate correspondence.

The server pre-stores identity authentication information. The user corresponding to the identity authentication information pre-stored by the server is the user with the sharing authority. The target identity authentication information is matched with the identity authentication information pre-stored in the server, and the target identity authentication information indicates that a first user logging in the first application program is a user with sharing authority, and a target resource payment mark is correspondingly distributed to the target electronic certificate.

And under the condition that the target identity authentication information is not matched with the pre-stored identity authentication information, a target resource payment mark is not allocated to the target electronic certificate.

Through identity authentication, only users with sharing rights can obtain the target resource payment mark, and the shared resources can be used in the subsequent process. The users without sharing rights are prevented from using the shared resources, so that the safety and reliability of resource sharing are ensured.

In step S2023, a correspondence relationship between the target resource payment flag and the target resource authority information in the pre-stored resource authority information is established.

In some examples, the configuration of the display interface of the first application may be controlled according to the specific content of the target resource permission information, so that the first application may receive corresponding information requiring the first user input. Specifically, the server searches the resource authority information of the target corresponding to the target electronic certificate in the resource authority information; generating interface configuration information according to the target resource authority information; and sending interface configuration information to the first application program. The interface configuration information is used for configuring a display interface of the first application program.

The display interface of the first application may change as the target resource permission information changes, for example, in the case where the authentication information of the first user in the target resource permission information includes a permission password, the server-generated interface configuration information includes information for indicating a display password input box. The server transmits interface configuration information including information for indicating display of the password input box to the first application program so that the first application program can display a display interface including the password input box according to the received interface configuration information.

And establishing a corresponding relation between the target resource payment mark and target resource permission information in the pre-stored resource permission information, and searching the target resource permission information corresponding to the target resource payment mark in a server by using the target resource payment mark through a first application program in a subsequent payment process, so that resource deduction such as payment is realized by using the target resource permission information. Because the target resource payment tag is a universal tag, the target resource payment tag can be used commonly in all application programs, and therefore, any application program can accept, store and use the target resource payment tag to interact with the server so as to realize resource deduction in the resource authority represented by the target resource authority information.

The target electronic certificate in the above embodiment is generated by the server in the embodiment of the present application. The content of the server generating the target electronic voucher is described below. Fig. 4 is a flowchart of still another embodiment of the resource processing method provided in the first aspect of the present application. Fig. 4 is different from fig. 2 in that the resource processing method shown in fig. 4 further includes steps S204 to S206, and step S207.

In step S204, target resource permission information of the second user, which is sent by the second application program, is received.

The second application program is installed on the second user terminal and is an application program for receiving the input of the second user. I.e. the second application is the application that the second user is logged in to. The target resource permission information may be resource permission information input by the second user and received by the second user terminal, or may be resource permission information of the second user imported into the second application, which is not limited herein. The second user terminal sends the target resource information of the second user to the server through the second application program so that the server can acquire and store the target resource authority information. The details of the resource permission information may be referred to the related descriptions in the above embodiments, and will not be described herein.

In step S205, a target electronic certificate is generated based on the target resource right information.

The electronic certificate has uniqueness, and the target electronic certificate is the electronic certificate corresponding to the target resource authority information and can be generated according to the target resource authority information.

In step S206, the target electronic certificate is sent to the second application.

The form of the target electronic certificate may be referred to the related description in the above embodiment, and will not be described herein.

In step S207, a resource acquisition prompt is transmitted to the second application.

The resource acquisition prompt information is used for prompting that the resource sharing in the resource permission represented by the target resource permission information is successful. After the server sends the target resource payment mark to the first application program, the server sends resource acquisition prompt information to the second application program so as to prompt that the shared resource of the second user is acquired by the first user.

The process of how to make payment, i.e., deduction of resources, using the target resource payment sign will be described below. Fig. 5 is a flowchart of still another embodiment of the resource processing method provided in the first aspect of the present application. Fig. 5 is different from fig. 2 in that the resource processing method shown in fig. 5 may further include steps S208 to S211.

In step S208, the target resource payment flag and the payment resource information transmitted by the payment executor device are received.

The payment resource information is used to indicate resources required for payment. And after the first application program receives the target resource payment mark sent by the server, the target resource payment mark can be utilized to realize payment. The first application may send a resource payment request to the payment executor device, which sends the resource payment request to the server, so that target resource permission information corresponding to the target resource payment flag may be acquired in the server.

In step S209, target resource authority information corresponding to the target resource payment flag is searched for in the resource authority information.

The resource payment request comprises a target resource payment mark, and the server searches target resource permission information corresponding to the target resource payment mark in the stored resource permission information so as to be conveniently provided for the payment executive device, so that the payment executive device can deduct resources required by payment in the correct resource permission.

In step S210, the target resource right information is updated with the payment resource information.

After the payment corresponding to the resource payment request is finished, the resource authority indicated by the target resource authority information may be changed. In order to ensure the real-time performance and accuracy of the resource permission indicated by the target resource permission information, the payment resource information can be utilized to update the target resource permission information. For example, the target resource permission information includes a resource account and a shared resource quota of the second user, the resource required for payment indicated by the payment resource information is 300 yuan, and the shared resource quota in the target resource permission information which is not updated yet is 500 yuan, and the shared resource quota in the target resource permission information updated by the payment resource information is updated to 200 yuan.

In step S211, the target resource right information is sent to the payment executor device, so that the payment executor device deducts the resource indicated by the payment resource information from the resource right indicated by the target resource right information.

The execution sequence of step S210 and step S211 is not limited, and the non-updated target resource permission information may be sent to the payment executor device, so that the payment executor device may deduct the resource indicated by the payment resource information from the resource permission indicated by the target resource permission information. For example, the resources required for payment indicated by the payment resource information are 300 units of funds, the target resource permission information includes a resource account A1 of the second user and 500 units of shared resource quota funds, the payment executor device receives the target resource permission information, and the 300 units of funds can be deducted from the 500 units of quota funds in the resource account A1 indicated in the target resource permission information.

Due to the universality of the target resource payment mark, the target resource payment mark can be converted into target resource authority information by any application program in a server, and the target resource authority information is utilized by the server to interact with payment executive equipment so as to realize resource deduction in the resource authority indicated by the target resource authority information.

In the above embodiment, in the case that the server sends the target resource payment flag to the first application program, the resource is not deducted in advance within the resource authority represented by the target resource authority information. And in the process that the first application program requests the payment executive device to pay, deducting resources in the resource authority represented by the target resource authority information, so that the condition that the shared resources are wasted due to over time or subtracted from the second user but cannot be restored to the resources of the second user because the shared resources are not used by other users is avoided.

In some examples, where the resource permission information includes a shared resource quota, the server may further receive a resource quota query request sent by the first application prior to receiving the resource payment request sent by the payment executor device, the resource quota query request may include the target resource payment tag and the payment resource information. The server inquires shared resource allowance in the target resource authority information corresponding to the target resource payment mark in the stored resource authority information. The server may send a resource usage failure hint information to the first application in case the amount of resources indicated by the payment resource information exceeds the shared resource allowance in the target resource entitlement information. The resource use failure prompt information is used for prompting insufficient share resource quota. The server may also send payment mode change prompt information to the first application under the condition that the amount of the resource indicated by the payment resource information exceeds the share resource allowance in the target resource permission information. The payment method replacement prompt message is used for prompting the first user to replace the payment method.

Fig. 6 is a flowchart of an embodiment of a resource processing method according to the second aspect of the present application. The resource processing method may be specifically executed by the first user terminal. The first user terminal is provided with a first application program, and specific content of the first application program can be referred to the related description in the above embodiment, which is not described herein. As shown in fig. 6, the resource processing method may include steps S301 to S303.

In step S301, a target electronic certificate is acquired from a second application.

The target electronic certificate is an electronic certificate obtained by conversion according to the target resource authority information of the second user. The target electronic certificate may in particular be server generated and sent to the second application. The second application is an application that receives input from a second user. The details of the second application and the second user may be referred to the related descriptions in the above embodiments, and will not be described herein.

The manner in which the first application obtains the target electronic credential from the second application is not limited herein. In particular, the electronic voucher may include, but is not limited to, one or more of a two-dimensional code, a bar code, a short message, a link.

For example, the first user terminal may import the target electronic credential such as the two-dimensional code, the bar code, the short message, the link, etc. to the first application program by means of code scanning or pasting. For another example, the first user terminal receives a copy operation of the first user on the target electronic certificate such as the two-dimensional code, the bar code, the short message, the link and the like, so as to trigger the first application program to automatically acquire the target electronic certificate such as the two-dimensional code, the bar code, the short message, the link and the like. For another example, in the case that the first user logs in to the first application, the first application in the first user terminal actively detects whether there is an available target electronic certificate such as a two-dimensional code, a bar code, a short message, a link, etc.

In step S302, a resource retrieval request is transmitted to a server through a first application.

The resource retrieval request includes the target electronic credential. The specific content of the target electronic certificate can be referred to the related description in the above embodiments, and will not be repeated here.

In step S303, a target resource payment sign sent by the server is received by the first application.

The target resource payment mark is distributed by the server for the target electronic certificate, and has a corresponding relation with target resource authority information in the resource authority information pre-stored by the server. Specifically, the corresponding relation between the electronic certificate and the resource authority information is stored in the server, so that a target resource payment mark is allocated to the target electronic certificate, and the target resource payment mark allocated to the target electronic certificate is fed back to the first application program in the first user terminal.

The target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information. The target resource permission information is resource permission information corresponding to the target electronic certificate. The specific content of the target resource permission information may be referred to the related description in the above embodiment, and will not be described herein.

In some examples, the resource permission information includes one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user. The specific content of the resource permission information may also be referred to the related description in the above embodiment, and will not be described herein.

In the subsequent payment process, the first user terminal can send the target resource payment mark to the payment executor device through the first application program, so that the payment executor device can query target resource permission information corresponding to the target resource payment mark in the server by utilizing the target resource payment mark, and resource deduction is realized in the resource permission indicated by the target resource permission information.

In the embodiment of the application, the first user terminal may obtain the target electronic certificate from the second application program, and send, through the first application program, a resource acquisition request including the target electronic certificate to the server, so as to obtain a target resource payment tag sent by the server, where the target resource payment tag is generated by the server according to the target electronic certificate, and the target resource payment tag has a corresponding relationship with the target resource authority information. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark to deduct resources in the resource authority represented by the target resource authority information. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

In order to ensure the security of the shared resource sharing process, the first user may be authenticated prior to receiving the target resource payment token. Fig. 7 is a flowchart of a resource processing method according to another embodiment of the resource processing method provided in the second aspect of the present application. Fig. 7 is different from fig. 6 in that the resource processing method shown in fig. 7 may further include step S304, and step S303 in fig. 6 may be specifically thinned to step S3031 in fig. 7.

In step S304, target authentication information of the first user is transmitted to the server through the first application.

The target identity authentication information is the identity authentication information of the first user acquired from the first application program. The identity authentication information may be used to identify the user. The target authentication information obtained from the first application may be the authentication information input to the first application by the first user, or may be the authentication information stored in the first application and used for login by the first user, which is not limited herein.

In some examples, the authentication information may include a permission password and/or a user identification. The user identification may include, but is not limited to, a login account number of the user login application, a mobile phone number of the user, real name information of the user, and the like.

In step S3031, in the case that the target identity authentication information matches the identity authentication information pre-stored in the server, the target resource payment token sent by the server is received by the first application.

The user corresponding to the identity authentication information pre-stored by the server is the user with the sharing authority. The target identity authentication information is matched with the identity authentication information pre-stored in the server, and the first user is indicated to be the user with the sharing authority, and in this case, the target resource payment mark is received through the first application program.

And under the condition that the target identity authentication information is not matched with the identity authentication information pre-stored in the server, the first user terminal cannot receive the target resource payment mark.

In some examples, the display interface of the first application in the first user terminal may change as the target resource permission information changes. Specifically, the first user terminal may receive interface configuration information sent by the server through the first application program. The interface configuration information is generated by the server according to the target resource authority information. The first user terminal can configure a display interface of the first application program according to the interface configuration information. The specific content of the interface configuration information and the display interface of the first application program may be referred to the related description in the above embodiment, and will not be described herein.

Since the target resource payment token is a generic token, it is generic among various applications. Therefore, under the condition of sharing authority, any application program can acquire the target resource payment sign and can pay by using the target resource payment sign.

The process of the first user terminal for resource deduction by the first application using the target resource payment sign will be described below. Fig. 8 is a flowchart of still another embodiment of a resource processing method provided in the second aspect of the present application. Fig. 8 is different from fig. 6 in that the resource processing method shown in fig. 8 may further include step S305 and step S306.

In step S305, a resource payment request is sent to the payment executor device by the first application program, so that the payment executor device deducts the resource indicated by the payment resource information from the resource rights indicated by the target resource rights information.

In the above embodiment, the first user terminal acquires the target resource payment sign and stores the target resource payment sign. In the case where payment is required using the shared resource, the first user terminal may send a target resource payment sign through the first application. Specifically, the target resource payment token may be sent to the payment executor device via a resource payment request. I.e. the resource payment request comprises the target resource payment sign. The resource payment request may also include payment resource information. The specific content of the payment resource information may be referred to the related description in the above embodiments, and will not be described herein.

In some examples, before the first user terminal sends the resource payment request, payment verification may be initiated to the first user by the first application to verify whether the first user has permission to make a payment with the shared resource. And in case of successful payment verification, that is, the first user has the authority of making payment by using the shared resource, the resource payment request is allowed to be sent to the payment executor device. The payment verification may specifically include, but is not limited to, verification of the user's input of a payment password or verification of collected biometric features of the user.

In step S306, the first application program receives the resource deduction prompt information sent by the payment executor device.

The resource deduction prompt information is used for prompting success of resource deduction indicated by the payment resource information in the resource permission represented by the target resource permission information. After completing the resource deduction, the payment executor device sends a resource deduction prompt message to the first user terminal so as to prompt the first user that the resource deduction is successful in the first application program.

Fig. 9 is a flowchart of an embodiment of a resource processing method provided in a third aspect of the present application. The resource handling method may in particular be performed by the second user terminal. The second user terminal is provided with a second application program, and the specific content of the second application program can be referred to the related description in the above embodiment, which is not described herein. As shown in fig. 9, the resource processing method may include steps S401 to S404.

In step S401, target resource authority information input by a second user is received through a second application.

In the embodiment of the application, the resource deduction resource authority can be formulated through the input target resource authority information. For example, resource sharing can be realized in the form of sharing the card, and the content formulation of the card is realized through the input target resource authority information.

The target resource authority information is resource authority information corresponding to the resource authority formulated by the second user. In some examples, the resource permission information may include, but is not limited to, one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user. The details of the resource permission information may be referred to the related descriptions in the above embodiments, and will not be described herein.

For example, the second user terminal may receive a selection input from the second user to the application list displayed by the second terminal, so as to obtain the specified sharing application in the target resource permission information. The second user terminal can receive the authorization operation of the second user on the resource account so as to acquire the resource account of the second user in the target resource permission information. The second user terminal may receive the shared resource allowance, the shared resource service, the identity authentication information of the first user desiring to obtain the shared resource, and the like of the second user, so as to determine the shared resource allowance, the shared resource service, the identity authentication information of the first user, and the like in the target resource authority information.

In step S402, the target resource permission information is sent to the server by the second application program, so that the server generates the target electronic certificate based on the target resource permission information.

The target electronic certificate is an electronic certificate generated by the server based on the target resource authority information, and specific content can be referred to the related description in the above embodiment, which is not described herein. In some examples, the electronic credential may include, but is not limited to, one or more of a two-dimensional code, a bar code, a short message, a link.

In some examples, payment verification may be initiated for the second user by the second application to verify whether the second user has the right to provide the shared resource before sending the target resource right information to the server. And in the case that the payment verification is successful, that is, the second user has the authority for providing the shared resource, the target resource authority information is allowed to be sent to the server. The payment verification may specifically include, but is not limited to, verification of the user's input of a payment password or verification of collected biometric features of the user.

In step S403, the target electronic certificate sent by the server is received by the second application.

After the server generates the target electronic certificate, the target electronic certificate is sent to a second application program in the second user terminal, so that the second user terminal can share the target electronic certificate with a first application program used by a first user desiring to share resources through the second application program. The first application is an application that receives input from a first user. The specific content of the first application, the first user terminal and the first user may be referred to the related descriptions in the above embodiments, and will not be described herein again.

In step S404, the second application program provides the target electronic certificate to the first application program, so that the first application program obtains a target resource payment mark allocated by the server for the target electronic certificate.

The target resource payment mark and the target resource authority information have a corresponding relation in the server. The target resource payment token may be used to make a resource deduction within the resource rights characterized by the target resource rights information. The specific content of the target resource payment sign may be referred to the related description in the above embodiments, and will not be described herein.

The manner in which the second application provides the target electronic credential to the first application is not limited herein. For example, the second application may send the target electronic credential directly to the first application. The second application program can also lead out the target electronic certificate in advance, and then lead in the target electronic certificate by the second application program.

In the embodiment of the application, the second user terminal receives the target resource permission information input by the user through the second application program, and sends the target resource permission information to the server, so that the server generates the target electronic certificate corresponding to the target resource permission information. The target electronic certificate can be transferred between the second application program and the first application program, which is equivalent to the transfer of the target resource permission information between the second application program and the first application program. The first application may obtain a target resource payment token assigned by the server for the target electronic voucher based on the target electronic voucher. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark to deduct resources in the resource rights represented by the target resource rights information corresponding to the target resource payment mark. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

In this embodiment of the present application, the second user terminal may further obtain, in time, a status of a resource sharing process through the second application, for example, whether resource sharing in the resource authority represented by the target resource authority information is successful, whether deduction of the resource in the resource authority represented by the target resource authority information is successful, and so on. Fig. 10 is a flowchart of another embodiment of a resource processing method provided in the third aspect of the present application. Fig. 10 is different from fig. 9 in that the resource processing method shown in fig. 10 may further include step S405 and step S406.

In step S405, a resource acquisition prompt message sent by the server is received.

The resource acquisition prompt information is sent by the server after a target resource payment mark is sent to the first application program and is used for prompting that the resource sharing in the resource authority represented by the target resource authority information is successful. The specific content of the resource acquisition prompt information can be referred to the related description in the above embodiment, and will not be described herein.

In step S406, the resource deduction prompt information sent by the payment executor device is received.

The resource deduction prompt information is used for prompting that the resource deduction in the resource authority represented by the target resource authority information is successful. The specific content of the resource deduction prompt information can be referred to the related description in the above embodiment, and will not be described herein.

The second user terminal can timely acquire the resource sharing condition by receiving the resource acquisition prompt information and the resource deduction prompt information, so that the information circulation among the first user terminal, the second user terminal, the server and the payment executive party equipment is realized.

Fig. 11 is a flowchart of an embodiment of a resource processing method provided in the fourth aspect of the present application. The resource processing method may be specifically executed by a payment executor device. As shown in fig. 11, the resource processing method may include steps S501 to S504.

In step S501, a resource payment request sent by a first application is received.

The resource payment request includes a target resource payment indicia and payment resource information. The first application program is installed on the first user terminal. The first user terminal initiates payment through a resource payment request sent by the first user. The target resource payment token is assigned by the server for the target electronic voucher. The target electronic certificate is obtained by conversion according to the target resource authority information of the second user, and is provided for the first application program by the second application program. The first application is an application that receives input from a first user. The second application is an application that receives input from a second user.

In some examples, the resource permission information may include, but is not limited to, one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user.

In some examples, the electronic credential may include, but is not limited to, one or more of a two-dimensional code, a bar code, a short message, a link.

The specific contents of the target resource payment sign, the payment resource information, the target electronic certificate, the first application program, the first user, the second application program and the second user may be referred to the related descriptions in the above embodiments, and will not be described herein.

In step S502, a target resource payment flag and payment resource information are transmitted to the server.

The payment executor device sends the target resource payment tag and the payment resource information to the server, so that the server can query the target resource permission information corresponding to the target resource payment tag, and update the target resource permission information by using the payment resource information.

In particular, the payment executor device may send the target resource payment tag and the payment resource information to the server through a resource payment request or other message, which is not limited herein.

In step S503, target resource authority information corresponding to the target resource payment flag transmitted by the server is received.

In step S504, the resources indicated by the payment resource information are deducted from the resource rights indicated by the target resource rights information according to the target resource rights information.

The target resource permission information may be used to characterize the resource permissions of the shared resource.

In this embodiment of the present application, the payer executing device may receive a resource payment request including a target resource payment flag and payment resource information sent by the first application, and send the target resource payment flag and payment resource information to the server, so as to receive target resource permission information corresponding to the target resource payment flag obtained by querying by the server. The payment executive device can deduct the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information, and complete payment. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark so that the payment executor equipment can deduct the resource in the resource authority represented by the target resource authority information corresponding to the target resource payment mark. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

Fig. 12 is a flowchart of another embodiment of a resource processing method provided in the fourth aspect of the present application. Fig. 12 is different from fig. 11 in that the resource processing method shown in fig. 11 may further include step S505.

In step S505, a resource deduction hint information is sent to the second application.

The resource deduction prompt information is used for prompting success of resource deduction indicated by the payment resource information in the resource permission represented by the target resource permission information. The specific content of the resource deduction prompt information can be referred to the related description in the above embodiment, and will not be described herein.

The flow of the resource processing method provided in the embodiment of the present application is described below in terms of a resource processing system. The resource processing system may comprise the first user terminal, the second user terminal, the server and the payment performer device of the above embodiments. FIG. 13 is a flowchart of an embodiment of a resource processing method applied to a resource processing system. As shown in fig. 13, the resource processing method may include steps S601 to S617.

In step S601, the second user terminal receives target resource permission information input by the second user through the second application.

In step S602, the second user terminal transmits the target resource authority information to the server through the second application.

In step S603, the server generates a target electronic certificate based on the target resource right information sent by the second user terminal through the second application program.

In step S604, the server sends the target electronic certificate to the second application in the second user terminal.

In step S605, the second user terminal provides the target electronic certificate to the first application in the first user terminal through the second application.

In step S606, the first user terminal transmits a resource retrieval request including the target electronic certificate to the server through the first application.

In step S607, the server acquires target authentication information of the first user from the first application in the first user terminal.

In step S608, if the target identity authentication information matches the identity authentication information pre-stored in the server, a target resource payment label is allocated to the target electronic certificate, and a correspondence between the target resource payment label and the target resource authority information is established.

In step S609, the server transmits a target resource payment sign to the first application in the first user terminal.

In step S610, the server transmits a resource retrieval prompt to the second application in the second user terminal.

In step S611, the first user terminal stores the target resource payment flag.

In step S612, the first user terminal transmits a resource payment request including the target resource payment sign and the payment resource information to the payment executor device through the first application program.

In step S613, the payment executor device transmits the target resource payment flag and the payment resource information to the server.

In step S614, the server searches the stored resource authority information for the target resource authority information corresponding to the target electronic certificate, and updates the target resource authority information with the payment resource information.

In step S615, the server transmits the target resource right information to the payment executor device.

In step S616, the payment executor device deducts the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

In step S617, the payment executor device sends a resource deduction hint information to the second application in the second user terminal.

The resource processing method applied to the resource processing system may further include other steps, and details of the other steps may be referred to in the description of the foregoing embodiments, which are not described herein. In the resource processing system, the shared resources can be shared among the application programs of the same kind or different kinds through the resource processing method in the embodiment of the application, so that payment by using the shared resources is realized.

A fifth aspect of the present application provides a server, which may perform the resource processing method provided in the first aspect. Fig. 14 is a schematic structural diagram of an embodiment of a server according to the fifth aspect of the present application. As shown in fig. 14, the server 700 may include a receiving module 701, a processing module 702, and a transmitting module 703.

The receiving module 701 may be configured to receive a resource retrieval request sent by the first application.

The first application is an application that receives input from a first user. The resource retrieval request includes the target electronic credential. The target electronic certificate is obtained by conversion according to the target resource authority information of the second user, and is provided for the first application program by the second application program. The second application is an application that receives input from a second user.

In some examples, the electronic voucher includes one or more of a two-dimensional code, a bar code, a short message, a link.

The processing module 702 may be configured to allocate a target resource payment tag for the target electronic certificate, and establish a correspondence between the target resource payment tag and target resource permission information in the pre-stored resource permission information.

In some examples, the resource permission information includes one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user.

The sending module 703 may be configured to send the target resource payment token to the first application.

The target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information.

In some examples, the processing module 702 may be configured to obtain target authentication information of the first user from the first application; and under the condition that the target identity authentication information is matched with the pre-stored identity authentication information, correspondingly distributing a target resource payment mark for the target electronic certificate.

Specifically, the identity authentication information includes a permission password and/or a user identification.

Fig. 15 is a schematic structural diagram of another embodiment of a server provided in the fifth aspect of the present application. Fig. 15 differs from fig. 14 in that the server shown in fig. 15 may further include a first query module 704 and a generation module 705.

The first query module 704 may be configured to search the resource permission information for target resource permission information corresponding to the target electronic certificate.

The generating module 705 may be configured to generate interface configuration information according to the target resource permission information.

The sending module 703 may be configured to send interface configuration information to the first application.

The interface configuration information is used for configuring a display interface of the first application program.

In some examples, the receiving module 701 may be further configured to receive target resource permission information of the second user sent by the second application.

The processing module 702 may also be configured to generate a target electronic credential based on the target resource rights information.

The sending module 703 may also be used to send the target electronic certificate to the second application.

Fig. 16 is a schematic structural diagram of a further embodiment of a server provided in the fifth aspect of the present application. Fig. 16 differs from fig. 14 in that the server shown in fig. 16 may further include a second query module 706 and an update module 707.

The receiving module 701 may be further configured to receive the target resource payment tag and the payment resource information sent by the payment performing party device.

The second query module 706 may be configured to search the resource permission information for target resource permission information corresponding to the target resource payment sign.

The update module 707 may be configured to update the target resource authorization information with the payment resource information.

The sending module 703 may be further configured to send the target resource permission information to the payment executor device, so that the payment executor device deducts the resource indicated by the payment resource information from the resource permission indicated by the target resource permission information.

In some examples, the sending module 703 may also be used to send a resource retrieval hint to the second application.

The resource acquisition prompt information is used for prompting that the resource sharing in the resource permission represented by the target resource permission information is successful.

A sixth aspect of the present application provides a user terminal, which may perform the resource processing method provided in the second aspect, and may be regarded as the first user terminal in the foregoing embodiment, and is provided with a first application. The first application is an application that receives input from a first user. Fig. 17 is a schematic structural diagram of an embodiment of a user terminal provided in the sixth aspect of the present application. As shown in fig. 17, the user terminal 800 may include an acquisition module 801, a transmission module 802, and a reception module 803.

The acquisition module 801 may be used to acquire a target electronic credential from a second application.

The target electronic certificate is an electronic certificate obtained by conversion according to the target resource authority information of the second user. The second application is an application that receives input from a second user.

In some examples, the electronic credential may include one or more of a two-dimensional code, a bar code, a short message, a link.

The sending module 802 may be configured to send, through the first application, a resource retrieval request to the server.

The resource retrieval request includes the target electronic credential.

The receiving module 803 may be configured to receive, by the first application, a target resource payment sign sent by the server.

The target resource payment mark is distributed by the server for the target electronic certificate and has a corresponding relation with target resource authority information in the resource authority information pre-stored by the server. The target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information.

In some examples, the resource permission information may include one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user.

In the embodiment of the application, the user terminal may acquire the target electronic certificate from the second application program, and send, through the first application program, a resource acquisition request including the target electronic certificate to the server, so as to acquire a target resource payment tag sent by the server, where the target resource payment tag is generated by the server according to the target electronic certificate, and the target resource payment tag has a corresponding relationship with the target resource authority information. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark to deduct resources in the resource authority represented by the target resource authority information. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

In some examples, the sending module 802 may be further configured to send, by the first application, the target authentication information of the first user to the server.

The receiving module 803 may be configured to receive, by using the first application, the target resource payment token sent by the server, where the target authentication information matches the authentication information pre-stored by the server.

Fig. 18 is a schematic structural diagram of another embodiment of a user terminal provided in the sixth aspect of the present application. Fig. 18 differs from fig. 17 in that the user terminal shown in fig. 18 may further include a configuration module 804.

The receiving module 803 may be further configured to receive, by the first application, interface configuration information sent by the server.

The interface configuration information is generated by the server according to the target resource authority information;

the configuration module 804 is further configured to configure a display interface of the first application program according to the interface configuration information.

In some examples, the sending module 802 may be further configured to send, by the first application, a resource payment request to the payment effector device to cause the payment effector device to deduct the resources indicated by the payment resource information from within the resource rights indicated by the target resource rights information.

The resource payment request includes a target resource payment indicia and payment resource information.

The receiving module 803 may be further configured to receive, by using the first application program, a resource deduction hint information sent by the payment performer device.

The resource deduction prompt information is used for prompting success of resource deduction indicated by the payment resource information in the resource permission represented by the target resource permission information.

A seventh aspect of the present application provides a user terminal, which may perform the resource processing method provided in the third aspect, and may be regarded as the second user terminal in the foregoing embodiment, and is provided with a second application. The second application is an application that receives input from a second user. Fig. 19 is a schematic structural diagram of an embodiment of a user terminal provided in the seventh aspect of the present application. As shown in fig. 19, the user terminal 900 may include a receiving module 901, a transmitting module 902, and an output module 903.

The receiving module 901 may be configured to receive, through the second application, the target resource permission information input by the second user.

The sending module 902 may be configured to send, by the second application, the target resource permission information to the server, so that the server generates the target electronic certificate based on the target resource permission information.

The receiving module 901 is further configured to receive, through the second application, the target electronic credential sent by the server.

The output module 903 may be configured to provide the target electronic credential to the first application through the second application, so that the first application obtains a target resource payment tag allocated by the server for the target electronic credential.

The target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information. The target resource payment mark and the target resource authority information have a corresponding relation in the server. The first application is an application that receives input from a first user.

In the embodiment of the application, the user terminal receives the target resource permission information input by the user through the second application program, and sends the target resource permission information to the server, so that the server generates the target electronic certificate corresponding to the target resource permission information. The target electronic certificate can be transferred between the second application program and the first application program, which is equivalent to the transfer of the target resource permission information between the second application program and the first application program. The first application may obtain a target resource payment token assigned by the server for the target electronic voucher based on the target electronic voucher. The target resource payment mark is a mark, and each kind of application program can store and use the target resource payment mark to deduct resources in the resource rights represented by the target resource rights information corresponding to the target resource payment mark. The shared resources can be shared between the first application program and the second application program no matter the types of the first application program and the second application program are the same or different, and the compatibility of resource sharing is improved.

Fig. 20 is a schematic structural diagram of another embodiment of a user terminal provided in the seventh aspect of the present application. Fig. 20 is different from fig. 19 in that the user terminal shown in fig. 20 may further include a receiving module 904.

The receiving module 904 may be configured to receive the resource retrieval prompt information sent by the server.

The resource acquisition prompt information is sent by the server after a target resource payment mark is sent to the first application program and is used for prompting that the resource sharing in the resource authority represented by the target resource authority information is successful.

In some examples, the receiving module 904 may also be configured to receive a resource deduction hint message sent by the payment performer device.

The resource deduction prompt information is used for prompting that the resource deduction in the resource authority represented by the target resource authority information is successful.

An eighth aspect of the present application provides a payment executor device, which is capable of executing the resource processing method provided in the fourth aspect. Fig. 21 is a schematic structural diagram of an embodiment of a payment executor device provided in the eighth aspect of the present application. As shown in fig. 21, the payment performer device 1000 may include a receiving module 1001, a transmitting module 1002, and a processing module 1003.

The receiving module 1001 may be configured to receive a resource payment request sent by the first application.

The resource payment request includes a target resource payment indicia and payment resource information. The first application is an application that receives input from a first user. The target resource payment token is assigned by the server for the target electronic voucher. The target electronic certificate is obtained by conversion according to the target resource authority information of the second user, and is provided for the first application program by the second application program. The second application is an application that receives input from a second user.

The sending module 1002 may be configured to send the target resource payment sign and the payment resource information to the server.

The receiving module 1001 may be further configured to receive target resource permission information corresponding to the target resource payment flag sent by the server.

The processing module 1003 may be configured to deduct the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

In some examples, the sending module 1002 may be further configured to send the resource deduction hint information to the second application.

The ninth aspect of the present application also provides a server. Fig. 22 is a schematic structural diagram of an embodiment of a server provided in the ninth aspect of the present application. As shown in fig. 22, the server 1100 includes a memory 1101, a processor 1102, and a computer program stored on the memory 1101 and executable on the processor 1102.

In one example, the processor 1102 may include a Central Processing Unit (CPU), or an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or may be configured to implement one or more integrated circuits of embodiments of the present application.

Memory 1101 may include mass storage for data or instructions. By way of example, and not limitation, memory 1101 may comprise a Hard Disk Drive (HDD), floppy Disk Drive, flash memory, optical Disk, magneto-optical Disk, magnetic tape, or universal serial bus (Universal Serial Bus, USB) Drive, or a combination of two or more of the foregoing.

The Memory may include Read-Only Memory (ROM), random-access Memory (Random Access Memory, RAM), magnetic disk storage media devices, optical storage media devices, flash Memory devices, electrical, optical, or other physical/tangible Memory storage devices. Thus, in general, the memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by one or more processors) it is operable to perform the operations described with reference to the biometric terminal anomaly detection method in accordance with the present application.

The processor 1102 executes a computer program corresponding to the executable program code by reading the executable program code stored in the memory 1101 for implementing the resource processing method provided in the above-described first aspect.

In one example, the server 1100 may also include a communication interface 1103 and a bus 1104. As shown in fig. 22, the memory 1101, the processor 1102, and the communication interface 1103 are connected to each other via a bus 1104 and perform communication with each other.

The communication interface 1103 is mainly used for implementing communication between each module, device, unit and/or apparatus in the embodiments of the present application. Input devices and/or output devices may also be accessed through communication interface 1103.

Bus 1104 includes hardware, software, or both, coupling the components of server 1100 to one another. By way of example, and not limitation, bus 1104 may include an accelerated graphics port (Accelerated Graphics Port, AGP) or other graphics Bus, an enhanced industry standard architecture (Enhanced Industry Standard Architecture, EISA) Bus, a Front Side Bus (FSB), a HyperTransport (HT) interconnect, an industry standard architecture (Industrial Standard Architecture, ISA) Bus, an Infiniband interconnect, a Low Pin Count (LPC) Bus, a memory Bus, a micro channel architecture (Micro Channel Architecture, MCa) Bus, a peripheral component interconnect (Peripheral Component Interconnect, PCI) Bus, a PCI-Express (PCI-X) Bus, a serial advanced technology attachment (Serial Advanced Technology Attachment, SATA) Bus, a video electronics standards association local (Video Electronics Standards Association Local Bus, VLB) Bus, or other suitable Bus, or a combination of two or more of these. Bus 1104 may include one or more buses, where appropriate. Although embodiments of the present application describe and illustrate a particular bus, the present application contemplates any suitable bus or interconnect.

The tenth aspect of the present application also provides a user terminal. The user terminal may include a memory, a processor, and a computer program stored on the memory and executable on the processor. The processor executes a computer program corresponding to the executable program code by reading the executable program code stored in the memory, for realizing the resource processing method provided in the above second aspect.

In some examples, the user terminal may also include a communication interface and a bus. The memory, processor, and communication interface may be connected by a bus and communicate with each other.

The specific description of the memory, the processor, the computer program, the traffic interface, the bus, etc. in the user terminal can be referred to the related description of the memory, the processor, the computer program, the traffic interface, the bus, etc. in the server in the ninth aspect, and will not be repeated here.

The eleventh aspect of the present application also provides a user terminal. The user terminal may include a memory, a processor, and a computer program stored on the memory and executable on the processor. The processor executes a computer program corresponding to the executable program code by reading the executable program code stored in the memory, for realizing the resource processing method provided in the above third aspect.

A twelfth aspect of the present application also provides a payment performer device. The payment performer device may include a memory, a processor, and a computer program stored on the memory and executable on the processor. The processor executes a computer program corresponding to the executable program code by reading the executable program code stored in the memory, for realizing the resource processing method provided in the fourth aspect described above.

In some examples, the payment enforcer device may also include a communication interface and a bus. The memory, processor, and communication interface may be connected by a bus and communicate with each other.

The specific description of the memory, the processor, the computer program, the traffic interface, the bus, etc. in the payment executor device may be referred to the relevant description of the memory, the processor, the computer program, the traffic interface, the bus, etc. in the server in the ninth aspect, and will not be repeated here.

A thirteenth aspect of the present application also provides a resource processing system. The resource processing system may comprise a server provided in the ninth aspect, a user terminal provided in the tenth aspect, a user terminal provided in the eleventh aspect, a payment performer device provided in the twelfth aspect. The specific contents of the server, the user terminal and the payment executor device may be referred to the related descriptions in the above embodiments, and will not be described herein.

The embodiment of the present application further provides a computer readable storage medium, where a computer program is stored on the computer readable storage medium, where the computer program can implement the resource processing method provided in any one of the first aspect, the second aspect, the third aspect, and the fourth aspect when executed by a processor, and achieve the same technical effects, and for avoiding repetition, a detailed description is omitted herein. The computer readable storage medium may include, but is not limited to, read-Only Memory (ROM), random access Memory (Random Access Memory, RAM), magnetic or optical disk.

It should be understood that, in the present specification, each embodiment is described in an incremental manner, and the same or similar parts between the embodiments are all referred to each other, and each embodiment is mainly described in a different point from other embodiments. For server embodiments, user terminal embodiments, payment executor device embodiments, computer-readable storage medium embodiments, the relevant points may be found in the description of method embodiments. The present application is not limited to the specific steps and structures described above and shown in the drawings. Those skilled in the art may, after appreciating the spirit of the present application, make various changes, modifications and additions, or change the order between steps. Also, a detailed description of known method techniques is omitted here for the sake of brevity.

Aspects of the present application are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to being, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware which performs the specified functions or acts, or combinations of special purpose hardware and computer instructions.

Those skilled in the art will appreciate that the above-described embodiments are exemplary and not limiting. The different technical features presented in the different embodiments may be combined to advantage. Other variations to the disclosed embodiments can be understood and effected by those skilled in the art in view of the drawings, the description, and the claims. In the claims, the term "comprising" does not exclude other means or steps; the word "a" does not exclude a plurality; the terms "first," "second," and the like, are used for designating a name and not for indicating any particular order. Any reference signs in the claims shall not be construed as limiting the scope. The functions of the various elements presented in the claims may be implemented by means of a single hardware or software module. The presence of certain features in different dependent claims does not imply that these features cannot be combined to advantage.

Claims

1. A method for processing resources, applied to a server, the method comprising:

receiving a resource acquisition request sent by a first application program, wherein the first application program is an application program for receiving input of a first user, the resource acquisition request comprises a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user and is provided for the first application program by the second application program;

distributing a target resource payment mark for the target electronic certificate correspondingly, and establishing a corresponding relation between the target resource payment mark and the target resource authority information in the pre-stored resource authority information;

and sending the target resource payment mark to the first application program, wherein the target resource payment mark is used for deducting resources in the resource authority characterized by the target resource authority information.

2. The method of claim 1, wherein the correspondingly assigning the target resource payment token to the target electronic credential comprises:

acquiring target identity authentication information of the first user from the first application program;

And under the condition that the target identity authentication information is matched with the pre-stored identity authentication information, correspondingly distributing a target resource payment mark for the target electronic certificate.

3. The method according to claim 2, wherein the identity authentication information comprises a permission password and/or a user identification.

4. The method as recited in claim 2, further comprising:

searching the target resource authority information corresponding to the target electronic certificate in the resource authority information;

generating interface configuration information according to the target resource authority information;

and sending the interface configuration information to the first application program, wherein the interface configuration information is used for configuring a display interface of the first application program.

5. The method as recited in claim 1, further comprising:

receiving the target resource permission information of the second user, which is sent by the second application program;

generating the target electronic certificate based on the target resource authority information;

and sending the target electronic certificate to the second application program.

6. The method as recited in claim 1, further comprising:

receiving a target resource payment mark and payment resource information sent by a payment executive device;

Searching the target resource authority information corresponding to the target resource payment mark in the resource authority information;

updating the target resource authority information by using the payment resource information;

and sending the target resource permission information to the payment executive device so that the payment executive device deducts the resources indicated by the payment resource information in the resource permission indicated by the target resource permission information.

7. The method of claim 1, further comprising, after said sending the target resource payment token to the first application:

and sending a resource acquisition prompt message to the second application program, wherein the resource acquisition prompt message is used for prompting that the resource sharing in the resource authority represented by the target resource authority information is successful.

8. The method of any of claims 1 to 7, wherein the resource permission information comprises one or more of a resource account of the second user, a shared resource allowance, a designated shared application, a shared resource service, and authentication information of the first user.

9. The method of any one of claims 1 to 7, wherein the electronic voucher comprises one or more of a two-dimensional code, a bar code, a short message, a link.

10. A resource processing method, applied to a first user terminal, the first user terminal being installed with a first application program, the first application program being an application program that receives an input of a first user, the method comprising:

acquiring a target electronic certificate from a second application program, wherein the target electronic certificate is an electronic certificate obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user;

sending a resource acquisition request to a server through the first application program, wherein the resource acquisition request comprises the target electronic certificate;

the target resource payment mark sent by the server is received through the first application program, the target resource payment mark is distributed by the server for the target electronic certificate and has a corresponding relation with the target resource authority information in the resource authority information pre-stored by the server, and the target resource payment mark is used for carrying out resource deduction in the resource authority represented by the target resource authority information.

11. The method of claim 10, further comprising, prior to said receiving the target resource payment token sent by the server:

Transmitting target identity authentication information of the first user to the server through the first application program;

the receiving, by the first application program, the target resource payment flag sent by the server, including:

and receiving a target resource payment mark sent by the server through the first application program under the condition that the target identity authentication information is matched with the identity authentication information pre-stored by the server.

12. The method of claim 11, wherein the identity authentication information comprises a permission password and/or a user identification.

13. The method as recited in claim 10, further comprising:

receiving interface configuration information sent by the server through the first application program, wherein the interface configuration information is generated by the server according to the target resource authority information;

and configuring a display interface of the first application program according to the interface configuration information.

14. The method as recited in claim 10, further comprising:

sending a resource payment request to a payment executor device through the first application program, wherein the resource payment request comprises the target resource payment mark and payment resource information, so that the payment executor device deducts resources indicated by the payment resource information in resource rights indicated by the target resource rights information;

And receiving, by the first application program, resource deduction prompt information sent by the payment executor device, where the resource deduction prompt information is used to prompt that resource deduction indicated by the payment resource information is successful in a resource authority represented by the target resource authority information.

15. The method of any of claims 10 to 14, wherein the resource permission information comprises one or more of a resource account of the second user, a shared resource allowance, a designated shared application, a shared resource service, and authentication information of the first user.

16. The method of any one of claims 10 to 14, wherein the electronic voucher comprises one or more of a two-dimensional code, a bar code, a short message, a link.

17. A resource processing method, applied to a second user terminal, the second user terminal being installed with a second application program, the second application program being an application program that receives an input of a second user, the method comprising:

receiving target resource permission information input by the second user through the second application program;

sending the target resource permission information to a server through the second application program so that the server generates a target electronic certificate based on the target resource permission information;

Receiving, by the second application, the target electronic certificate sent by the server;

the target electronic certificate is provided for a first application program through the second application program, so that the first application program obtains a target resource payment mark distributed by the server for the target electronic certificate, the target resource payment mark is used for carrying out resource deduction in a resource authority represented by the target resource authority information, the target resource payment mark and the target resource authority information have a corresponding relation in the server, and the first application program is an application program for receiving input of a first user.

18. The method as recited in claim 17, further comprising:

and receiving resource acquisition prompt information sent by the server, wherein the resource acquisition prompt information is sent by the server after the target resource payment mark is sent to the first application program and is used for prompting that the resource sharing in the resource authority represented by the target resource authority information is successful.

19. The method of claim 17, wherein the step of determining the position of the probe is performed,

and receiving resource deduction prompt information sent by payment executive equipment, wherein the resource deduction prompt information is used for prompting that the resource deduction in the resource authority represented by the target resource authority information is successful.

20. The method of any of claims 17 to 19, wherein resource rights information comprises one or more of a resource account of the second user, a shared resource allowance, a designated shared application, a shared resource service, and authentication information of the first user.

21. The method of any of claims 17 to 19, wherein the electronic voucher comprises one or more of a two-dimensional code, a bar code, a short message, a link.

22. A method of resource processing for use with a payment executor device, the method comprising:

receiving a resource payment request sent by a first application program, wherein the resource payment request comprises a target resource payment mark and payment resource information, the first application program is an application program for receiving input of a first user, the target resource payment mark is allocated by a server for a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an application program for receiving input of the second user and is provided for the first application program by the second application program;

Sending the target resource payment mark and the payment resource information to a server;

receiving the target resource permission information which is sent by the server and corresponds to the target resource payment mark;

and deducting the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

23. The method of claim 22, further comprising, after deducting the resources indicated by the payment resource information from the resource account of the second user indicated by the target resource entitlement information:

and sending a resource deduction prompt message to the second application program, wherein the resource deduction prompt message is used for prompting that the resource deduction indicated by the payment resource information is successful in the resource authority represented by the target resource authority information.

24. The method of claim 22 or 23, wherein resource rights information comprises one or more of a resource account of the second user, a shared resource quota, a designated shared application, a shared resource service, and authentication information of the first user.

25. The method of claim 22 or 23, wherein the electronic voucher comprises one or more of a two-dimensional code, a bar code, a short message, a link.

26. A server, comprising:

the device comprises a receiving module, a receiving module and a processing module, wherein the receiving module is used for receiving a resource acquisition request sent by a first application program, the first application program is an application program for receiving input of a first user, the resource acquisition request comprises a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, the second application program is an application program for receiving input of the second user and is provided for the first application program by the second application program;

the processing module is used for correspondingly distributing a target resource payment mark for the target electronic certificate and establishing a corresponding relation between the target resource payment mark and the target resource authority information in the pre-stored resource authority information;

and the sending module is used for sending the target resource payment mark to the first application program, wherein the target resource payment mark is used for deducting resources in the resource authority represented by the target resource authority information.

27. A user terminal, wherein the user terminal installs a first application, the first application being an application that receives input from a first user, the user terminal comprising:

The acquisition module is used for acquiring a target electronic certificate from a second application program, wherein the target electronic certificate is the electronic certificate obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user;

the sending module is used for sending a resource acquisition request to a server through the first application program, wherein the resource acquisition request comprises the target electronic certificate;

the receiving module is used for receiving a target resource payment mark sent by the server through the first application program, wherein the target resource payment mark is distributed by the server for the target electronic certificate and has a corresponding relation with the target resource authority information in the resource authority information pre-stored by the server, and the target resource payment mark is used for carrying out resource deduction in the resource authority represented by the target resource authority information.

28. A user terminal, wherein the user terminal is provided with a second application program, the second application program being an application program for receiving an input of a second user, the user terminal comprising:

the receiving module is used for receiving the target resource permission information input by the second user through the second application program;

The sending module is used for sending the target resource authority information to a server through the second application program so that the server generates a target electronic certificate based on the target resource authority information;

the receiving module is further used for receiving the target electronic certificate sent by the server through the second application program;

the output module is used for providing the target electronic certificate for a first application program through the second application program so that the first application program can obtain a target resource payment mark distributed by the server for the target electronic certificate, the target resource payment mark is used for carrying out resource deduction in the resource authority characterized by the target resource authority information, the target resource payment mark and the target resource authority information have a corresponding relation in the server, and the first application program is an application program for receiving the input of a first user.

29. A payment executor device, comprising:

the resource payment system comprises a receiving module, a processing module and a processing module, wherein the receiving module is used for receiving a resource payment request sent by a first application program, the resource payment request comprises a target resource payment mark and payment resource information, the first application program is an application program for receiving input of a first user, the target resource payment mark is allocated by a server for a target electronic certificate, the target electronic certificate is obtained by conversion according to target resource authority information of a second user, and the second application program is an application program for receiving input of the second user and is provided for the first application program;

The sending module is used for sending the target resource payment mark and the payment resource information to a server;

the receiving module is further used for receiving the target resource permission information which is sent by the server and corresponds to the target resource payment mark;

and the processing module is used for deducting the resources indicated by the payment resource information from the resource rights indicated by the target resource rights information according to the target resource rights information.

30. A server, comprising: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements the resource processing method of any of claims 1 to 9.

31. A user terminal, comprising: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements the resource processing method of any of claims 10 to 16.

32. A user terminal, comprising: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements the resource handling method of any of claims 17 to 21.

33. A payment executor device, comprising: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements the resource processing method of any of claims 22 to 25.

34. A resource handling system comprising a server according to claim 30, a user terminal according to claim 31, a user terminal according to claim 32 and a payment performer device according to claim 33.

35. A computer storage medium having stored thereon computer program instructions which, when executed by a processor, implement the resource processing method of any of claims 1-25.