JP2023525498A - Resource processing method, server, terminal, device, system and storage medium - Google Patents

Abstract

The present application discloses a resource processing method, a server, a terminal, a device, a system and a storage medium. The method receives a resource receipt request sent from a first application program. The first application program is an application program that receives input from the first user. The resource acceptance request includes the subject electronic certificate. The target electronic certificate is obtained by conversion based on the target resource authority information of the second user, and is provided by the second application program to the electronic certificate of the first application program. The second application program is an application program that receives an input from a second user, assigns a target resource token corresponding to the target electronic certificate, and assigns the target resource token and the target resource in the pre-stored resource authorization information. A correspondence relationship with the authorization information is established, and the target resource token is sent to the first application program. The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. According to the embodiments of the present application, the compatibility of resource sharing can be improved. [Selection drawing] Fig. 2

Description

This application claims the priority of Chinese patent application 202010947595.7 entitled "Resource processing method, server, terminal, device, system and storage medium" filed on September 10, 2020, and all The contents are incorporated herein by reference.

The present application belongs to the field of data processing, and more particularly relates to resource processing methods, servers, terminals, devices, systems and storage media.

With the development of Internet technology and the popularization of user terminals, more and more payment operations, transaction operations, etc. can be completed by various application programs in user terminals. In order to enrich business among users, businesses, trading institutions, etc., users, businesses, trading institutions, etc. may transfer some of their resources, such as funds, electronic money, points, lucky money, etc., to others. can be shared with users. For example, a user can create a ticket, share a resource with other users via the ticket, and use the ticket to allow other users to use the resource corresponding to the ticket. became.

Users need to share resources with other users through business application programs. However, at the current stage, resource sharing among users can only be done in the same business application program, and the implementation of resource sharing cannot be compatible with different business application programs, and the compatibility of resource sharing is low.

Embodiments of the present application provide a resource processing method, a server, a terminal, a device, a system, and a storage medium that can improve resource sharing compatibility.

In a first aspect, an embodiment of the present application is a resource processing method applied to a server, wherein a second user's A resource containing a target electronic certificate provided to a first application program by a second application program which is an application program that receives input from a second user and is obtained by conversion based on the target resource authority information of Receiving an acceptance request, assigning a target resource token to a target electronic certificate correspondingly, and establishing a correspondence relationship between the target resource token and target resource authority information in pre-stored resource authority information. and sending to the first application program a target resource token used for deducting the resource within the resource authority indicated in the target resource authority information.

In a second aspect, an embodiment of the present application is a resource processing method applied to a first user terminal in which a first application program, which is an application program for accepting input from a first user, is installed, comprising: acquiring a target electronic certificate obtained by converting based on the target resource authority information of the second user from a second application program which is an application program that accepts input from the second user; sending a resource receipt request containing the subject digital certificate to a server by the application program of; and receiving a subject resource token sent from the server by the first application program; The target resource token is assigned to the target electronic certificate by the server and has a correspondence relationship with the target resource authority information in the resource authority information pre-stored in the server, and the target resource token is , is used to deduct the resource within the resource authority indicated in the target resource authority information.

In a third aspect, an embodiment of the present application is a resource processing method applied to a second user terminal in which a second application program, which is an application program for accepting input from a second user, is installed, comprising: receiving subject resource authority information entered by a second user by the application program of No. 2; transmitting target resource authorization information; receiving a target digital certificate transmitted from a server by a second application program; providing, by a second application program, a subject electronic certificate to a first application program, which is an application program that accepts input from a first user, so as to obtain the subject resource token Provided is a resource processing method that is used to deduct resources within the resource authority indicated in resource authority information, and in which a target resource token has a corresponding relationship with the target resource authority information in a server.

In a fourth aspect, an embodiment of the present application is a resource processing method applied to a payment-performing device, wherein a first application program, which is an application program that accepts input of a first user, sends a payment request. receiving a resource payment request including resource information and a subject resource token assigned to the subject digital certificate by the server, the subject digital certificate being converted based on subject resource authorization information of the second user; and an electronic certificate provided to the first application program by a second application program, which is an application program that accepts input from a second user, and transmitting the target resource token and payment resource information to the server. , receiving subject resource authority information corresponding to the subject resource token sent from the server; and based on the subject resource authority information, within the resource authority indicated by the subject resource authority information indicated by the paying resource information and deducting resources.

In a fifth aspect, the embodiment of the present application converts based on the target resource authority information of the second user transmitted from the first application program, which is the application program that accepts the input of the first user. a receiving module for receiving a resource acceptance request containing a subject electronic certificate provided to the first application program by a second application program, which is an application program that is received and receives input from a second user; a processing module that assigns a target resource token to a document correspondingly and establishes a correspondence relationship between the target resource token and target resource authority information in pre-stored resource authority information; and resource authority indicated in the target resource authority information. a sending module for sending to the first application program a subject resource token used to deduct resources within.

In a sixth aspect, an embodiment of the present application is a user terminal in which a first application program, which is an application program for accepting input from a first user, is installed, wherein the application program for accepting input from a second user is: An acquisition module for acquiring a target electronic certificate obtained by converting from a certain second application program based on target resource authority information of a second user, and a target electronic certificate to a server by the first application program. and a receiving module for receiving a subject resource token transmitted from the server by the first application program, the subject resource token being assigned to the subject digital certificate by the server. and has a corresponding relationship with the target resource authority information in the resource authority information pre-stored in the server, and the target resource token is used to deduct the resource within the resource authority indicated in the target resource authority information. Provide a user terminal.

In a seventh aspect, an embodiment of the present application is a user terminal installed with a second application program, which is an application program for accepting input from a second user, comprising a receiving module, a transmitting module, and an output module. , wherein the receiving module receives subject resource authority information entered by the second user through the second application program, and the transmitting module causes the server to generate a subject electronic certificate based on the subject resource authority information. so that the second application program transmits the target resource authority information to the server, the reception module receives the target electronic certificate transmitted from the server by the second application program, and the output module receives the first application The program provides the subject digital certificate to the first application program, which is the application program that accepts input from the first user, by the second application program such that the server obtains a subject resource token assigned to the subject digital certificate. The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information, and the user terminal is provided in which the target resource token has a corresponding relationship with the target resource authority information in the server.

In an eighth aspect, an embodiment of the present application comprises a receiving module, a transmitting module, and a processing module, wherein the receiving module transmits from a first application program that is an application program that accepts input from a first user. and the server receives the resource payment request including the subject resource token assigned to the subject digital certificate and the subject digital certificate to which the subject digital certificate is converted based on the second user's subject resource authorization information. A digital certificate obtained and provided to the first application program by the second application program, which is the application program that accepts the input of the second user, the sending module sending the server the target resource token and the payment resource information, the receiving module receives the target resource authority information corresponding to the target resource token sent from the server, and the processing module, based on the target resource authority information, determines the resource indicated by the target resource authority information. Providing the payer device to deduct the resources indicated by the payment resource information within its authority.

In a ninth aspect, an embodiment of the present application is a server comprising a processor and a storage unit having computer program instructions stored thereon, the processor executing the computer program instructions to to provide a server for implementing a resource processing method in .

In a tenth aspect, an embodiment of the present application is a user terminal comprising a processor and a storage unit having computer program instructions stored thereon, the processor executing the computer program instructions to provides a user terminal for implementing a resource processing method in .

In an eleventh aspect, an embodiment of the present application is a user terminal comprising a processor and a storage unit having computer program instructions stored thereon, the processor executing the computer program instructions to provides a user terminal for implementing a resource processing method in .

In a twelfth aspect, an embodiment of the present application is a payment making device comprising a processor and a storage unit having computer program instructions stored thereon, the processor executing the computer program instructions to perform a fourth A payment making device that implements the resource processing method in the aspect of .

In a thirteenth aspect, an embodiment of the present application comprises the server in the ninth aspect, the user terminal in the tenth aspect, the user terminal in the eleventh aspect, and the payment-performing device in the twelfth aspect. Provide a resource processing system.

In a fourteenth aspect, an embodiment of the present application stores computer program instructions, and the computer program instructions are executed by a processor to perform the first aspect, the second aspect, the third aspect, and the fourth aspect. A computer storage medium is provided that implements the resource processing method of any one of the aspects.

Embodiments of the present application provide a resource processing method, a server, a terminal, a device, a system and a storage medium, wherein a second application program provides target resource authority information to the server, and the server corresponds to the target resource authority information. A target electronic certificate is generated and fed back to the second application program. The second application program provides the target electronic certificate to the first application program. A first application program transmits a target electronic certificate to a server, and the server assigns a target resource token to the target electronic certificate and feeds back to the first application program so that the first application program The target resource token can be used later in the payment process to interact with the payment-making device to effectuate the payment. The target resource token is a kind of mark, and each type of application program can store and use the target resource token, thereby allowing the payment-performing device to use within the resource authority indicated in the target resource authority information. Subtract resources. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In order to describe the technical solutions of the embodiments of the present application more clearly, the following briefly introduces the drawings required for the embodiments of the present application. Those skilled in the art can obtain other drawings based on these drawings without creative effort.
1 is a schematic diagram of an example of an application scene of a resource processing method according to the present application; FIG. 1 is a flowchart of an embodiment of a resource processing method according to the first aspect of the present application; 4 is a flowchart of another embodiment of a resource processing method according to the first aspect of the present application; Fig. 4 is a flow chart of a further embodiment of a resource processing method according to the first aspect of the present application; Fig. 4 is a flow chart of a further embodiment of a resource processing method according to the first aspect of the present application; 4 is a flowchart of an embodiment of a resource processing method according to the second aspect of the present application; 4 is a flowchart of another embodiment of a resource processing method according to the second aspect of the present application; Figure 4 is a flow chart of a further embodiment of a resource processing method according to the second aspect of the present application; 4 is a flowchart of an embodiment of a resource processing method according to the third aspect of the present application; 4 is a flowchart of another embodiment of a resource processing method according to the third aspect of the present application; Figure 4 is a flowchart of an embodiment of a resource processing method according to the fourth aspect of the present application; FIG. 5 is a flowchart of another embodiment of a resource processing method according to the fourth aspect of the present application; FIG. 4 is a flow chart of an example of a resource processing method applied to a resource processing system according to an embodiment of the present application; FIG. 4 is a structural schematic diagram of an embodiment of a server according to the fifth aspect of the present application; FIG. 11 is a structural schematic diagram of another embodiment of a server according to the fifth aspect of the present application; FIG. 11 is a structural schematic diagram of another embodiment of a server according to the fifth aspect of the present application; FIG. 6 is a structural schematic diagram of an embodiment of a user terminal according to the sixth aspect of the present application; FIG. 8 is a structural schematic diagram of another embodiment of a user terminal according to the sixth aspect of the present application; FIG. 8 is a structural schematic diagram of an embodiment of a user terminal according to the seventh aspect of the present application; FIG. 11 is a structural schematic diagram of another embodiment of a user terminal according to the seventh aspect of the present application; FIG. 11 is a structural schematic diagram of an embodiment of a payment-performing device according to the eighth aspect of the present application; Fig. 10 is a structural schematic diagram of an embodiment of a server according to the ninth aspect of the present application;

The features and exemplary embodiments of various aspects of the present application are described in detail below, and in order to make the objectives, technical solutions and advantages of the present application more apparent, the following drawings and specific embodiments are referred to. , which describes the present application in more detail. It should be understood that the specific embodiments described herein are intended only to illustrate the present application and not to limit the present application. To those skilled in the art, the present application can be practiced without requiring some of these specific details. The following description of examples is used to better understand the present application by providing examples of the present application.

With the development of Internet technology and the spread of user terminals, it has become possible to realize payment operations, transaction operations, and the like by means of application programs in user terminals. In order to enrich the business between users, operators, trading institutions, etc., resource sharing business can be opened. That is, users, businesses, trading institutions, etc. can now share some of their resources, such as funds, electronic money, points, lucky money, etc., with other users. Specifically, by creating an electronic ticket, the user can use the electronic ticket to share resources with other users. Other users use the corresponding resource with the electronic ticket.

The resource sharing process should be implemented by an application program installed in the user terminal. The variety of application program types allows resources to be shared by different application programs. Due to the incompatibility between application programs of different kinds, resource sharing is limited between application programs of the same kind, resource sharing cannot be done between application programs of different kinds, and resource sharing compatibility is low.

To solve the problem of poor resource sharing compatibility, the embodiments of the present application provide a resource processing method, a server, a terminal, a device, a system and a storage medium, wherein resource sharing is performed by the same kind of application programs. between different types of application programs to improve resource sharing compatibility.

Resource processing methods in embodiments of the present application relate to user terminals and servers, and possibly resource processing methods in embodiments of the present application further relate to payment-making devices, and are not limited herein. Those installed in different user terminals may be the same kind of application programs or different kinds of application programs, and are not limited here. In the following, the application scene of the resource processing method is described according to one embodiment. Here, the same type of application programs means that the administration side of the application programs is the same, or that the issuing side of the application programs is the same.

FIG. 1 is a schematic diagram of an example of an application scene of the resource processing method according to the present application. As shown in FIG. 1 , both user terminal 11 and user terminal 12 can communicate with server 13 . Server 13 may communicate with payment-making device 14 .

The user corresponding to user terminal 11 is the second user, ie the user providing the shared resource. The user corresponding to user terminal 12 is the first user, ie the user who obtains and uses the shared resource. The application program for sharing resources installed in the user terminal 11 and the application program for sharing resources installed in the user terminal 12 may be the same type of application program or different types of applications. may The interactions between the user terminal 11, the server 13 and the user terminal 12 realize the sharing and receipt of shared resources between the second user corresponding to the user terminal 11 and the first user corresponding to the user terminal 12. be able to.

In some cases, the payment-making device 14 can complete the payment directly. For example, if the first user directly employs an application program of an institution such as a bank to make a payment, the payment-performing device 14 may be a device that runs at the institution such as a bank. In other cases, the payment-making device 14 needs to interact with the resource management device to effect the payment. For example, if the first user employs the application program of the third party payment platform to make the payment, the payment making device 14 is the device executing on the third party payment platform. Accordingly, the resource manager device may be a device running at an institution such as a bank.

The interaction between the server 13 and the payment-making device 14 can effectuate the payment made using the shared resource received by the first user.

Hereinafter, the resource processing method according to the embodiments of the present application will be described from the server, the user terminal, the payment execution side device, etc., respectively.

FIG. 2 is a flowchart of an embodiment of a resource processing method according to the first aspect of the present application. The resource processing method may specifically be executed by a server and may include steps S201-S203.

In step S201, a resource receipt request transmitted from the first application program is received.

The first application program is an application program that receives input from the first user. That is, the first application program is an application program to which the first user can log in. A first user is a user that provides a shared resource. The first application program may be installed on the first user terminal. Specifically, the server can receive a resource receipt request sent by the first user terminal through the first application program.

The resource acceptance request includes the subject electronic certificate. The target electronic certificate is a digital certificate converted based on the target resource authority information of the second user and provided to the first application program by the second application program. A second application program is an application program that receives input from a second user. That is, the second application program is an application program to which the second user can log in. The second user is the user who obtains the shared resource. The second application program may be installed on the second user terminal.

Electronic certificates are unique, and different resource authorization information corresponds to different electronic certificates. By analyzing the electronic certificate, it is possible to obtain a unique resource mark indicated in the electronic certificate. A digital certificate may be used as a resource mark with this uniqueness. In some examples, the electronic certificate includes, but is not limited to, one or more of a two-dimensional code, barcode, short message, link. The electronic certificate may specifically be generated by the server and is not limited here. The subject electronic certificate is also an electronic certificate, i.e. the subject electronic certificate includes, but is not limited to, one or more of two-dimensional code, barcode, short message, link.

Resource authority information is used to limit the authority of shared resources. In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. but not limited to these. When resources are shared between the second user and the first user in the form of a ticket, the resource authority information is information indicated on the ticket. The target resource privilege information is resource privilege information, that is, the target resource privilege information includes the resource account of the second user, the shared resource limit, the specified shared application program, the shared resource business, the identity of the first user. Including, but not limited to, one or more of authentication information.

Here, the ticket format can include a card format and a ticket format. The granularity of the resource entitlement information corresponding to the card format may be different from the granularity of the resource entitlement information corresponding to the ticket format. In some examples, the granularity of the resource entitlement information corresponding to the ticket type can be less than the granularity of the resource entitlement information corresponding to the card type. For example, the shared resource operations in the resource authority information corresponding to the card format may be operations at the granularity of the business operator. You can specify the payment authority for the goods. The shared resource business in the resource authority information corresponding to the ticket format may be the business in product granularity at the business operator. For example, the shared resource transaction in the resource authorization information corresponding to the ticket format can specify the payment authorization for a certain product at the operator A. Besides sharing resource services, the granularity of other information in the target resource entitlement information can also be adjusted based on the card format or ticket format, and is not limited here.

The second user's resource account may specifically include a second user's account, a second user's resource card, and the like. The resource card may specifically be a bank card or the like, and is not limited here. The second user's account may be associated with multiple second user's resource cards, and if the second user's account is associated with multiple resource cards, the second user's resource account may be associated with You can specify one resource card of If the second user's resource account is an account that has already opened payment authority, and if the specified second user's resource account is an account that has not opened payment authority, the server executes the first application program. to the second user offering to open payment authorization for the resource account.

The shared resource limit is the amount of shared resources. The amount of shared resources may be the amount of shared resources that does not limit the cycle, or the amount of shared resources that limits the cycle. For example, if the shared resource is funds, the shared resource limit is the amount of funds that can be shared, for example, RMB500. Also for example, if the shared resource is funds, the shared resource limit is the amount of funds that can be shared within a certain period, for example, 500 RMB per month.

The designated application program may specifically be an application program that receives the designated shared resource. The designated application program and the first application program may be the same type of application program, or may be different types of application programs, and are not limited here. By setting the designated application program, it is possible to designate the application program that can receive the shared resource.

A shared resource transaction is a specified transaction in which shared resources are used. That is, when setting up a shared resource service, the shared resource can be used only for the specified service. For example, if a shared resource business is set as a payment business with business operator A, the shared resource can only be used in the process of making payment with business operator A.

The first user's identification information is used to identify the first user. By setting the identity authentication information of the first user, the first user can be identified. The first user's identity authentication information includes, but is not limited to, application program login account, application program login password, user's mobile phone number, user's real name information, authority password, etc. .

The target electronic certificate and target resource authority information have a corresponding relationship. The correspondence relationship between the electronic certificate and the resource authority information may be stored in the server. The subject electronic certificate allows querying and obtaining subject resource authority information corresponding to the subject electronic certificate. The resource reception request can request the server for the resource authority indicated in the target resource authority information.

In step S202, a target resource token is assigned to the target electronic certificate, and a correspondence relationship between the target resource token and the target resource authority information in the pre-stored resource authority information is established.

A target resource token is a resource token corresponding to the target electronic certificate. A resource token is used to deduct a resource within the resource authority indicated in the corresponding resource authority information. A resource token has uniqueness, assigns different resource tokens to different electronic certificates accordingly, and establishes a correspondence relationship between the resource tokens and resource authorization information corresponding to the electronic certificates. In some examples, a resource token may be a Payment Token, a string of data consisting of 13-19 bit numbers and that conforms to the basic validation rules of an account, and is an identifier for a shared resource. and is used to complete the settlement within the resource authority. The resource token may be information in other formats and is not limited here.

By assigning a resource token to a digital certificate and establishing a correspondence relationship between the resource token and the resource authorization information, and then querying and acquiring the resource authorization information with the resource token in the process of using the shared resource. , it can be realized to deduct resources within the resource authority indicated in the resource authority information.

In step S203, the target resource token is sent to the first application program.

The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. The target resource token so that the resource can be deducted within the resource authority indicated in the target resource authority information by the target resource token received by the first application program in the course of subsequent use of the shared resource by the first user. to the first application program.

For example, the resource entitlements indicated in the subject resource entitlement information include the second user's account A, the shared resource limit of RMB 500, and the designated first user being user B. Accordingly, the subject resource token can deduct funds within 500 RMB from account A if the user using the subject resource token is user B.

In an embodiment of the present application, the server obtains the target digital certificate from the resource receipt request by receiving the resource receipt request sent by the first application program. A subject electronic certificate is provided to a second application program into which a second user can log in to a first application program into which a first user can log in, and a subject electronic certificate is a subject of the second user. It is converted and acquired based on the resource authority information. The server allocates a target resource token corresponding to the target electronic certificate, and establishes a correspondence relationship between the target resource token and target resource authority information. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and deduct the resource within the resource authority indicated in the target resource authority information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In order to ensure the security of the shared resource sharing process, the first user may be authenticated during the process of allocating the target resource token. FIG. 3 is a flowchart of another embodiment of a resource processing method according to the first aspect of the present application. 3 and 2 is that step S202 shown in FIG. 2 is specifically subdivided into steps S2021 to S2023 shown in FIG.

In step S2021, the target identity authentication information of the first user is obtained from the first application program.

The target identity authentication information is the identity authentication information of the first user obtained from the first application program. Identity authentication information is used to identify the user. The subject identity authentication information obtained from the first application program may be identity authentication information entered into the first application program by the first user, and stored in the first application program by the first user. may be the identity credentials for logging in, and is not limited here.

In some examples, the identity authentication information includes, but is not limited to, authorization passwords and/or user identifiers. The user identifier specifically includes, but is not limited to, a login account for the user to log into the application program, the user's mobile phone number, the user's real name information, and the like.

In step S2022, if the target identity authentication information matches the pre-stored identity authentication information, the target resource token is assigned to the target electronic certificate.

The server pre-stores the identity authentication information. A user corresponding to the identity authentication information pre-stored in the server is a user with sharing authority. The matching of the target identity authentication information with the identity authentication information pre-stored in the server indicates that the first user who logs in to the first application program is a user with sharing authority, and the target electronic certificate Assign a corresponding resource token to the document.

If the target identity authentication information does not match the pre-stored identity authentication information, the target resource token is not assigned to the target electronic certificate.

Identity authentication ensures that only users with sharing authority can obtain the target resource token, and can use the shared resource in the subsequent process. To avoid users without sharing authority from using shared resources, thereby ensuring safety and reliability of resource sharing.

In step S2023, a correspondence relationship is established between the target resource token and the target resource authority information in the pre-stored resource authority information. In some examples, based on the specific content of the target resource authority information, the first application program can receive the information that the corresponding first user needs to enter, so that the first can control the layout of the display screen of the application program. Specifically, the server inquires the target resource authority information corresponding to the target electronic certificate in the resource authority information. Screen layout information is generated based on the target resource authority information. Send screen layout information to the first application program. The screen layout information is used for arranging the display screens of the first application program.

The display screen of the first application program can change with changes in the target resource authority information. For example, if the first user's identity authentication information in the target resource authority information includes an authority password, the server generates The displayed screen layout information includes information for instructing to display the password input box. The server instructs the first application program to display the password entry box so that the first application program can display the display screen including the password entry box based on the received screen layout information. Send screen layout information including information for

establishing a correspondence relationship between the target resource token and the target resource authority information in the pre-stored resource authority information, and in the subsequent payment process, using the target resource token at the server through the first application program in the payment process; The subject resource entitlement information corresponding to the token is queried and obtained, so that the subject resource entitlement information can be used to implement resource deductions, eg, payments. Since the target resource token is a general-purpose mark, it can be used universally in each application program. Therefore, any application program can receive, store, and use the target resource token to interact with the server. With this, it is possible to realize deduction of resources within the resource authority indicated in the target resource authority information.

The target electronic certificate in the above embodiment is generated by the server in the embodiment of the present application. Next, the contents of the generation of the target electronic certificate by the server will be described. FIG. 4 is a flowchart of a further embodiment of a resource processing method according to the first aspect of the present application; 4 and 2 is that the resource processing method shown in FIG. 4 further includes steps S204 to S206 and step S207.

In step S204, the target resource authority information of the second user transmitted from the second application program is received.

The second application program is an application program that is installed in the second user terminal and receives input from the second user. That is, the second application program is an application program logged in by the second user. The target resource authority information may be the resource authority information input by the second user received by the second user terminal, and is to introduce the resource authority information of the second user in the second application program. may be used, and is not limited here. The second user terminal sends the target resource information of the second user to the server through the second application program, so that the server acquires and stores the target resource authorization information. The specific contents of the resource authority information can refer to the related explanations in the above embodiments, and the explanations are omitted here.

In step S205, a target electronic certificate is generated based on the target resource authority information.

The electronic certificate has uniqueness, the target electronic certificate is an electronic certificate corresponding to the target resource authority information, and can be generated based on the target resource authority information.

In step S206, the target electronic certificate is sent to the second application program.

Here, the format of the target electronic certificate can refer to the related description in the above embodiment, and the description is omitted here.

In step S207, resource receipt presentation information is sent to the second application program.

The resource receipt indication information is used to indicate that the resource sharing within the resource entitlement indicated in the target resource entitlement information was successful. After the server sends the target resource token to the first application program, the server sends a resource receipt offer information to the second application program so that the second user's shared resource is obtained by the first user. Present that.

The following describes how to pay using target resource tokens, that is, how to deduct resources. Figure 5 is a flowchart of a further embodiment of a resource processing method according to the first aspect of the present application; 5 and 2 is that the resource processing method shown in FIG. 5 further includes steps S208 to S211.

In step S208, the target resource token and payment resource information transmitted from the payment-performing device are received.

Payment resource information is used to indicate the resources required for payment. After receiving the target resource token sent from the server, the first application program can utilize the target resource token to implement the payment. The first application program can send a resource payment request to the payer device, and the payer device sends the resource payment request to the server to cause the server to access the subject resource corresponding to the subject resource token. Authority information can be obtained.

In step S209, the target resource authority information corresponding to the target resource token is inquired in the resource authority information.

The resource payment request includes a subject resource token, and the server subsequently provides to the payer device the subject resource entitlement information corresponding to the subject resource entitlement information in the stored resource entitlement information, and The device can deduct the required resources for payment within the correct resource entitlement.

In step S210, the target resource authorization information is updated using the payment resource information.

The resource entitlement indicated by the subject resource entitlement information may change after the payment corresponding to the resource payment request is completed. The payment resource information can be used to update the subject resource entitlement information to ensure the real-time and accuracy of the resource entitlement indicated by the subject resource entitlement information. For example, the subject resource entitlement information includes the second user's resource account and shared resource limit amount, the resource required for the payment indicated by the payment resource information has a fund of RMB 300, and the subject resource entitlement information has not been updated. If the shared resource limit is 500 RMB of funds, the shared resource limit in the subject resource authorization information after being updated using the payment resource information is updated to 200 RMB.

In step S211, the payer device sends subject resource entitlement information to the payer device such that the resource indicated by the payment resource information is deducted within the resource entitlement indicated by the subject resource entitlement information.

Here, the execution order of steps S210 and S211 is not limited, and here, the paying device can deduct the resource indicated by the payment resource information within the resource authority indicated by the target resource authority information. Send non-updated target resource entitlement information to the paying device, such as For example, the resource required for payment indicated by the payment resource information is RMB 300 in funds, the subject resource authorization information includes the second user's resource account A1 and shared resource limit funds of RMB 500, and the payment The performing device may receive the target resource entitlement information and deduct 300 RMB funds from the 500 RMB limit funds in the resource account A1 indicated in the target resource entitlement information.

Due to the versatility of the subject resource token, any application program can convert the subject resource token into subject resource authorization information at the server and utilize the subject resource authorization information via the server to interact with the payment making party device. By doing so, it is possible to deduct the resource within the resource authority indicated by the target resource authority information.

In the above embodiment, when the server sends the target resource token to the first application program, it does not first deduct the resource within the resource authority indicated in the target resource authority information. In the process of the first application program requesting payment from the payment-performing device, the resource is deducted within the resource authority indicated in the target resource authority information, and as a result, the shared resource is discarded because the deadline has passed, or the shared resource is discarded. To avoid a situation in which resources of a second user cannot be recovered because they have been deducted from the second user but are not used by other users.

In some examples, if the resource entitlement information includes a shared resource limit amount, the server further determines the resource limit sent by the first application program prior to receiving the resource payment request sent from the payer device. A resource limit query request can be received, and the resource limit query request can include the target resource token and payment resource information. The server queries the shared resource limit in the subject resource entitlement information corresponding to the subject resource token in the stored resource entitlement information. If the amount of resource indicated by the payment resource information exceeds the limit of the shared resource in the subject resource authorization information, the server can send resource use failure presentation information to the first application program. The resource use failure presentation information is used to present that the shared resource limit is insufficient. If the amount of resource indicated by the payment resource information exceeds the shared resource limit amount in the subject resource entitlement information, the server may send payment scheme exchange offer information to the first application program. The payment method exchange offer information is used to offer the first user to exchange payment methods.

FIG. 6 is a flowchart of an embodiment of a resource processing method according to the second aspect of the present application. The resource processing method is specifically performed by the first user terminal. A first application program is installed in the first user terminal, and the specific content of the first application program can be referred to the related description in the above embodiments, and the description is omitted here. As shown in FIG. 6, the resource processing method can include steps S301 to S303.

In step S301, the target electronic certificate is obtained from the second application program.

The target electronic certificate is an electronic certificate obtained by conversion based on the target resource authority information of the second user. Specifically, the target electronic certificate may be generated by the server and transmitted to the second application program. A second application program is an application program that receives input from a second user. The specific contents of the second application program and the second user can refer to the related description in the above embodiment, and the description is omitted here.

The method by which the first application program obtains the target electronic certificate from the second application program is not limited here. Specifically, the electronic certificate includes, but is not limited to, one or more of a two-dimensional code, barcode, short message, and link.

For example, the first user terminal can introduce a target electronic certificate such as a two-dimensional code, bar code, short message, or link into the first application program by scanning or pasting. Also, for example, the first user terminal receives a copy operation for the target electronic certificate such as the first user's two-dimensional code, barcode, short message, link, etc., thereby triggering the first application program and Automatically acquire target electronic certificates such as dimension codes, barcodes, short messages, and links. Furthermore, for example, when the first user logs in to the first application program, the first application program in the first user terminal can obtain a target electronic certificate such as a two-dimensional code, a barcode, a short message, a link, etc. Automatically detect whether there is a book or not.

In step S302, the first application program transmits a resource receipt request to the server.

The resource acceptance request includes the subject electronic certificate. For the specific contents of the target electronic certificate, the related description in the above embodiment can be referred to, and the description is omitted here.

In step S303, the target resource token transmitted from the server by the first application program is received.

The target resource token has a correspondence relationship with the target resource authority information in the resource authority information in which the server is assigned to the target electronic certificate and the target resource token is pre-stored in the server. Specifically, the server stores the correspondence relationship between the electronic certificate and the resource authority information, assigns the target resource token to the target electronic certificate, and assigns the target resource token assigned to the target electronic certificate to the first feedback to the first application program in the user terminal of .

The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. The target resource authority information is resource authority information corresponding to the target electronic certificate. The specific contents of the target resource authority information can refer to the related description in the above embodiment, and the description is omitted here.

In some examples, the resource authorization information includes one or more of the second user's resource account, the shared resource limit, the designated shared application program, the shared resource business, the first user's identity credentials. including. The specific content of the resource authority information can also be referred to the related description in the above embodiments, and the description is omitted here.

In the subsequent payment process, the first user terminal transmits the subject resource token to the payment-performing device by the first application program, so that the payment-performing device uses the subject resource token to send the subject in the server. By querying the target resource permission information corresponding to the resource token, deducting the resource within the resource permission indicated by the target resource permission information is realized.

In an embodiment of the present application, the first user terminal can obtain a target digital certificate from a second application program, and the first application program sends a resource receipt request containing the target digital certificate to the server. to obtain the target resource token sent from the server, the target resource token is generated by the server based on the target electronic certificate, and the target resource token has a corresponding relationship with the target resource authorization information. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and deduct the resource within the resource authority indicated in the target resource authority information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different, and resource sharing compatibility can be improved.

In order to ensure the security of the sharing process of the shared resource, the first user may be authenticated before receiving the target resource token. FIG. 7 is a flowchart of another embodiment of a resource processing method according to the second aspect of the present application. 7 and 6 is that the resource processing method shown in FIG. 7 further includes step S304, and step S303 of FIG. 6 can be specifically subdivided into step S3031 of FIG.

In step S304, the first application program sends the target identity authentication information of the first user to the server.

The target identity authentication information is the identity authentication information of the first user obtained from the first application program. Identity authentication information is used to identify the user. The subject identity authentication information obtained from the first application program may be identity authentication information entered into the first application program by the first user, and stored in the first application program by the first user. may be the identity credentials for logging in, and is not limited here.

In some examples, the identity credential may include an authorization password and/or a user identifier. The user identifier specifically includes, but is not limited to, a login account for the user to log into the application program, the user's mobile phone number, the user's real name information, and the like.

In step S3031, if the target identity authentication information matches the identity authentication information pre-stored in the server, the first application program receives the target resource token sent from the server.

A user corresponding to the identity authentication information pre-stored in the server is a user with sharing authority. Matching the subject identity authentication information with pre-stored identity authentication information on the server indicates that the first user is a user with sharing rights, in which case the subject identity authentication information is authenticated by the first application program. Receive a resource token.

If the target identity authentication information does not match the identity authentication information pre-stored in the server, the first user terminal cannot receive the target resource token.

Identity authentication ensures that only users with sharing authority can obtain the target resource token, and can use the shared resource in the subsequent process. To avoid users without sharing authority from using shared resources, thereby ensuring safety and reliability of resource sharing.

In some examples, the display screen of the first application program on the first user terminal can change as the target resource authority information changes. Specifically, the first user terminal can receive screen layout information transmitted from the server by the first application program. The screen layout information is generated by the server based on the target resource authority information. The first user terminal can arrange the display screen of the first application program based on the screen arrangement information. The specific contents of the screen layout information and the display screen of the first application program can be referred to the related description in the above embodiment, and the description is omitted here.

Since the target resource token is a general-purpose mark, it can be general-purpose in each application program. Therefore, any application program can obtain the subject resource token and make a payment using the subject resource token if it has the sharing authority.

A process in which the first user terminal deducts resources using the target resource token by the first application program will be described below. FIG. 8 is a flowchart of yet another embodiment of a resource processing method according to the second aspect of the present application. FIG. 8 differs from FIG. 6 in that the resource processing method shown in FIG. 8 further includes steps S305 and S306.

In step S305, the first application program sends a resource payment request to the payer device so that the payer device deducts the resource indicated by the payment resource information within the resource authorization indicated by the subject resource authorization information. do.

In the above embodiment, the first user terminal acquires the target resource token and stores the target resource token. The first user terminal can send the target resource token by the first application program when the shared resource needs to be used for payment. Specifically, the resource payment request may send the subject resource token to the payer device. That is, the resource payment request includes the subject resource token. The resource payment request may further include payment resource information. The specific contents of the payment resource information can refer to the related descriptions in the above embodiments, and the descriptions thereof are omitted here.

In some examples, before the first user terminal sends a resource payment request, the first application program performs payment verification to the first user so that the first user can utilize the shared resource. Verify that you are authorized to make payments. If the verification of the payment verification is successful, the first user is authorized to make a payment using the shared resource and is authorized to send a resource payment request to the payer device. The payment verification may specifically include methods such as verifying the payment password entered by the user or verifying the collected biometric features of the user, but is not limited herein.

In step S306, the resource deduction presentation information transmitted from the payment-performing device by the first application program is received.

The resource deduction presentation information is used to present that the resource indicated by the payment resource information within the resource entitlement shown in the subject resource entitlement information has been deducted successfully. After completing the resource deduction, the payment-performing device transmits resource deduction presentation information to the first user terminal, thereby presenting to the first application program that the first user resource has been deducted successfully. .

FIG. 9 is a flowchart of an embodiment of a resource processing method according to the third aspect of the present application. The resource processing method may specifically be performed by the second user terminal. A second application program is installed in the second user terminal, and the specific content of the second application program can be referred to the related description in the above embodiment, and the description is omitted here. As shown in FIG. 9, the resource processing method can include steps S401 to S404.

In step S401, target resource authority information input by a second user is received by a second application program.

In an embodiment of the present application, the resource entitlement deducted from the resource can be established according to the input target resource entitlement information. For example, resource sharing can be realized in the form of ticket sharing, and content creation of the ticket can be realized based on the input target resource authority information.

The target resource authority information is resource authority information corresponding to the resource authority created by the second user. In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. but not limited to these. The specific contents of the resource authority information can refer to the related explanations in the above embodiments, and the explanations are omitted here.

For example, the second user terminal can obtain the specified shared application program in the target resource authorization information by receiving a selection input of the application program list displayed on the second terminal by the second user. The second user terminal can acquire the second user's resource account in the target resource authority information by accepting the permission operation for the second user's resource account. The second user terminal can receive the second user's shared resource limit, shared resource business, identity authentication information of the first user desiring to acquire the shared resource, etc., thereby Shared resource limits, shared resource operations, first user identity credentials, etc. in the authorization information may be determined.

In step S402, the second application program sends the target resource authority information to the server so that the server generates the target electronic certificate based on the target resource authority information.

The target electronic certificate is an electronic certificate generated by the server based on the target resource authority information, and the specific content can be referred to the related description in the above embodiment, and the description is omitted here. In some examples, the electronic certificate includes, but is not limited to, one or more of a two-dimensional code, barcode, short message, link.

In some examples, whether the second user is authorized to provide the shared resource by performing payment verification to the second user by the second application program prior to sending subject resource authorization information to the server. verify whether or not If the verification of the payment verification is successful, i.e. if the second user is authorized to provide the shared resource, then allow the subject resource authorization information to be sent to the server. The payment verification may specifically include methods such as verifying the payment password entered by the user or verifying the collected biometric features of the user, but is not limited herein.

In step S403, the target electronic certificate transmitted from the server is received by the second application program.

After generating the target electronic certificate, the server transmits the target electronic certificate to the second application program in the second user terminal, so that the second user terminal receives the target electronic certificate from the second application program. A first application program used by a first user who wants to share a resource by sharing an electronic certificate is provided. The first application program is an application program that receives input from the first user. The specific contents of the first application program, the first user terminal and the first user can refer to the related descriptions in the above embodiments, and the descriptions thereof are omitted here.

In step S404, the first application program provides the subject digital certificate to the first application program by the second application program so that the server obtains the subject resource token assigned to the subject digital certificate.

In the server, the target resource token and target resource authority information have a corresponding relationship. The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. The specific contents of the target resource token can refer to the related description in the above embodiment, and the description is omitted here.

Here, the method by which the second application program provides the target electronic certificate to the first application program is not limited. For example, the second application program can directly send the target digital certificate to the first application program. The second application program can derive the target electronic certificate in advance and install the target electronic certificate by the second application program.

In an embodiment of the present application, the second user terminal receives subject resource authority information entered by the user through the second application program, and the server generates a subject electronic certificate corresponding to the subject resource authority information. , sending the target resource authorization information to the server; The subject electronic certificate is capable of being communicated between the second application program and the first application program, and is capable of communicating subject resource authorization information between the second application program and the first application program. Equivalent to realization. The first application program can obtain a target resource token assigned to the target digital certificate by the server based on the target digital certificate. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and can use the resource within the resource authority shown in the target resource authority information corresponding to the target resource token. minus realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In an embodiment of the present application, the second user terminal can also timely obtain the status of the resource sharing process by means of the second application program, for example, the resource sharing within the resource authority indicated in the target resource authority information is successful. and whether the deduction of resources within the resource authority indicated in the target resource authority information was successful. FIG. 10 is a flowchart of another embodiment of a resource processing method according to the third aspect of the present application. 10 and 9 is that the resource processing method shown in FIG. 10 further includes steps S405 and S406.

In step S405, the resource receipt presentation information transmitted from the receiving server is received.

The resource receipt indication information is sent by the server after sending the target resource token to the first application program, and is used to indicate that the resource sharing within the resource entitlement indicated in the target resource entitlement information has been successful. For the specific contents of the resource receipt presentation information, please refer to the related explanations in the above embodiments, and the explanations are omitted here.

In step S406, the resource deduction presentation information transmitted from the payment-performing device is received.

The resource deduction presentation information is used to present that deduction of resources within the resource authority indicated in the target resource authority information has been successfully deducted. The specific content of the resource deduction presentation information can be referred to the related description in the above embodiment, and the description is omitted here.

The second user terminal obtains resource sharing status in a timely manner by receiving the resource receipt presentation information and the resource deduction presentation information, and of information distribution can be realized.

FIG. 11 is a flowchart of an embodiment of a resource processing method according to the fourth aspect of the present application. The resource processing method is specifically executed by the payment-making device. As shown in FIG. 11, the resource processing method can include steps S501 to S504.

In step S501, a resource payment request sent from a first application program is received.

A resource payment request includes a target resource token and payment resource information. A first application program is installed on the first user terminal. The first user terminal initiates payment according to the resource payment request sent by the first user. The target resource token is assigned by the server to the target digital certificate. The target electronic certificate is a digital certificate converted based on the target resource authority information of the second user and provided to the first application program by the second application program. The first application program is an application program that receives input from the first user. A second application program is an application program that receives input from a second user.

In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. but not limited to these.

In some examples, the electronic certificate includes, but is not limited to, one or more of a two-dimensional code, barcode, short message, link.

For specific contents of the target resource token, payment resource information, target electronic certificate, first application program, first user, second application program, and second user, see the related description in the above embodiment. can be used, and the description is omitted here.

In step S502, the target resource token and payment resource information are sent to the server.

The payment-performing device sends the target resource token and the payment to the server so that the server can query the target resource permission information corresponding to the target resource token, and update the target resource permission information using the payment resource information. Send resource information.

Specifically, the payer device may, but is not limited to, send the target resource token and payment resource information to the server in a resource payment request or other message.

In step S503, the target resource authority information corresponding to the target resource token transmitted from the server is received.

In step S504, the resource indicated by the paid resource information is subtracted within the resource entitlement indicated by the subject resource entitlement information based on the subject resource entitlement information.

The target resource authority information is used to indicate the resource authority of the shared resource.

In an embodiment of the present application, the payment-performing device can receive a resource payment request including the subject resource token and payment resource information sent from the first application program, and send the subject resource token and payment resource information to the server. Send and receive subject resource authorization information corresponding to the subject resource token queried by the server. The paying device can deduct the resource indicated by the payment resource information within the resource authority indicated by the subject resource authority information based on the subject resource authority information to complete the payment. The target resource token is a kind of mark, and each kind of application program can store and use the target resource token, so that the payment making device can access the target resource corresponding to the target resource token. Subtract the resource within the resource authority shown in the authority information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

FIG. 12 is a flowchart of another embodiment of a resource processing method according to the fourth aspect of the present application. 12 and 11 is that the resource processing method shown in FIG. 11 further includes step S505.

In step S505, the resource deduction presentation information is sent to the second application program.

The resource deduction presentation information is used to present that deduction of the resource indicated by the payment resource information has been successful within the resource authority indicated by the target resource authority information. The specific content of the resource deduction presentation information can be referred to the related description in the above embodiment, and the description is omitted here.

The flow of the resource processing method according to the embodiment of the present application from the resource processing system will be described below. The resource processing system can include the first user terminal, the second user terminal, the server and the payment-making device in the above examples. FIG. 13 is a flow chart of an example of a resource processing method applied to a resource processing system according to an embodiment of the present application. As shown in FIG. 13, the resource processing method can include steps S601 to S617.

In step S601, the second user terminal receives target resource authorization information entered by the second user through the second application program.

In step S602, the second user terminal sends target resource authorization information to the server by means of the second application program.

In step S603, the server generates a target electronic certificate based on the target resource authority information transmitted by the second user terminal through the second application program.

In step S604, the server sends the target electronic certificate to the second application program in the second user terminal.

In step S605, the second user terminal provides the target electronic certificate to the first application program in the first user terminal by the second application program.

In step S606, the first user terminal transmits a resource receipt request including the target electronic certificate to the server by the first application program.

In step S607, the server obtains the first user's target identity authentication information from the first application program in the first user terminal.

In step S608, if the target identity authentication information matches the identity authentication information pre-stored in the server, assign the target resource token to the target electronic certificate, and establish a correspondence relationship between the target resource token and the target resource authorization information. do.

In step S609, the server sends the target resource token to the first application program on the first user terminal.

At step S610, the server sends the resource receipt offer information to the second application program at the second user terminal.

In step S611, the first user terminal stores the target resource token.

In step S612, the first user terminal sends a resource payment request including the subject resource token and payment resource information to the payment-performing device by the first application program.

In step S613, the paying device sends the target resource token and payment resource information to the server.

In step S614, the server queries the subject resource authority information corresponding to the subject electronic certificate in the stored resource authority information, and updates the subject resource authority information using the payment resource information.

In step S615, the server sends the subject resource authorization information to the paying device.

In step S616, the paying device deducts the resource indicated by the payment resource information within the resource entitlement indicated by the subject resource entitlement information based on the subject resource entitlement information.

In step S617, the paying device sends the resource deduction presentation information to the second application program at the second user terminal.

The resource processing method applied to the resource processing system may further include other steps, and the specific contents of the other steps can be referred to the related descriptions in the above embodiments, and are omitted here. do. In the resource processing system, the sharing of shared resources among application programs of the same type or different types can be realized through the resource processing method in the embodiments of the present application, so that payment by shared resources can be realized.

A fifth aspect of the present application provides a server capable of executing the resource processing method according to the first aspect. FIG. 14 is a structural schematic diagram of an embodiment of a server according to the fifth aspect of the present application. As shown in FIG. 14, the server 700 can include a receiving module 701 , a processing module 702 and a transmitting module 703 .

A receiving module 701 is used to receive a resource receipt request sent from the first application program.

The first application program is an application program that receives input from the first user. The resource acceptance request includes the subject electronic certificate. The target electronic certificate is a digital certificate converted based on the target resource authority information of the second user and provided to the first application program by the second application program. A second application program is an application program that receives input from a second user.

In some examples, the electronic certificate includes one or more of a two-dimensional code, barcode, text message, link.

The processing module 702 is used to assign a target resource token to a target digital certificate correspondingly, and establish a correspondence relationship between the target resource token and the target resource authority information in the pre-stored resource authority information.

In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. .

A sending module 703 is used to send the target resource token to the first application program.

The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information.

In an embodiment of the present application, the server obtains the target digital certificate from the resource receipt request by receiving the resource receipt request sent by the first application program. A subject electronic certificate is provided to a second application program into which a second user can log in to a first application program into which a first user can log in, and a subject electronic certificate is a subject of the second user. It is obtained by conversion based on resource authority information. The server assigns a target resource token to the target electronic certificate correspondingly, and establishes a correspondence relationship between the target resource token and the target resource authorization information. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and deduct the resource within the resource authority indicated in the target resource authority information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In some examples, the processing module 702 is used to obtain the first user's subject identification information from the first application program. It is used to assign a subject resource token to a subject electronic certificate correspondingly when the subject identity authentication information matches a pre-stored identity authentication information.

Specifically, the identity authentication information includes an authorization password and/or a user identifier.

FIG. 15 is a structural schematic diagram of another embodiment of a server according to the fifth aspect of the present application. FIG. 15 differs from FIG. 14 in that the server shown in FIG. 15 further includes a first query module 704 and a generation module 705 .

The first inquiry module 704 is used to inquire the subject resource authority information corresponding to the subject electronic certificate in the resource authority information.

The generation module 705 is used to generate screen layout information based on target resource authority information.

A transmission module 703 is used to transmit screen layout information to the first application program.

The screen layout information is used for arranging the display screens of the first application program.

In some examples, the receiving module 701 is also used to receive the second user's target resource authority information transmitted from the second application program. Processing module 702 is also used to generate a subject digital certificate based on the subject resource authorization information.

The sending module 703 is also used to send the target digital certificate to the second application program.

FIG. 16 is a structural schematic diagram of another embodiment of a server according to the fifth aspect of the present application. 16 and 14 is that the server shown in FIG. 16 further includes a second query module 706 and an update module 707. FIG.

The receiving module 701 is also used to receive the target resource token and payment resource information sent from the payment-making device.

A second query module 706 is used to query the subject resource authority information corresponding to the subject resource token in the resource authority information.

Update module 707 is used to update target resource entitlement information using payment resource information.

The transmitting module 703 is further configured to transmit the subject resource entitlement information to the payer device such that the payer device deducts the resource indicated by the payment resource information within the resource entitlement indicated by the subject resource entitlement information. Used.

In some examples, the send module 703 is also used to send the resource receipt offer information to the second application program.

The resource receipt indication information is used to indicate that the resource sharing within the resource entitlement indicated in the target resource entitlement information was successful.

A sixth aspect of the present application is a user terminal that can execute the resource processing method according to the second aspect, can be regarded as the first user terminal in the above embodiment, and has the first application program installed. provide a terminal. The first application program is an application program that receives input from the first user. FIG. 17 is a structural schematic diagram of an embodiment of a user terminal according to the sixth aspect of the present application. As shown in FIG. 17, user terminal 800 can include acquisition module 801 , transmission module 802 and reception module 803 .

Acquisition module 801 is used to acquire the target electronic certificate from the second application program.

The target electronic certificate is an electronic certificate obtained by conversion based on the target resource authority information of the second user. A second application program is an application program that receives input from a second user.

In some examples, the electronic certificate may include one or more of a two-dimensional code, barcode, short message, link.

The sending module 802 is used by the first application program to send a resource receipt request to the server.

The resource acceptance request includes the subject electronic certificate.

The receiving module 803 is used to receive the target resource token sent from the server by the first application program.

The target resource token has a corresponding relationship with the target resource authority information in the resource authority information that is assigned to the target electronic certificate by the server and stored in advance in the server. The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information.

In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. be able to.

In an embodiment of the present application, the user terminal can obtain the target digital certificate from the second application program, and the first application program sends a resource receipt request containing the target digital certificate to the server. Thus, the target resource token transmitted from the server is obtained, the target resource token is generated by the server based on the target electronic certificate, and the target resource token has a corresponding relationship with the target resource authorization information. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and deduct the resource within the resource authority indicated in the target resource authority information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In some examples, the sending module 802 is also used by the first application program to send the first user's subject identification information to the server.

The receiving module 803 is used to receive the target resource token sent from the server by the first application program when the target identity authentication information matches the identity authentication information pre-stored in the server.

Specifically, the identity authentication information includes an authorization password and/or a user identifier.

FIG. 18 is a structural schematic diagram of another embodiment of a user terminal according to the sixth aspect of the present application. 18 and 17 is that the user terminal shown in FIG. 18 further includes a configuration module 804. FIG.

The receiving module 803 is also used to receive screen layout information sent from the server by the first application program.

The screen layout information is generated by the server based on the target resource authority information.

The arrangement module 804 is used to arrange the display screens of the first application program further based on the screen arrangement information.

In some examples, the sending module 802 further directs the payment to be made by the first application program such that the payer device deducts the resource indicated by the payment resource information within the resource entitlement indicated by the subject resource entitlement information. Used to send a resource payment request to the side device.

A resource payment request includes a target resource token and payment resource information.

The receiving module 803 is also used to receive resource debit offer information sent from the payer device by the first application program.

The resource deduction presentation information is used to present that the resource indicated by the payment resource information has been deducted successfully within the resource entitlement indicated by the target resource entitlement information.

A seventh aspect of the present application is a user terminal that can execute the resource processing method according to the third aspect, can be regarded as the second user terminal in the above embodiment, and has a second application program installed. provide a terminal. A second application program is an application program that receives input from a second user. FIG. 19 is a structural schematic diagram of an embodiment of a user terminal according to the seventh aspect of the present application. As shown in FIG. 19, a user terminal 900 can include a first receiving module 901 , a transmitting module 902 and an output module 903 .

The first receiving module 901 is used to receive target resource authorization information entered by the second user through the second application program.

In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. be able to.

The sending module 902 is used by the second application program to send the target resource authorization information to the server so that the server generates the target digital certificate based on the target resource authorization information.

In some examples, the electronic certificate may include one or more of a two-dimensional code, barcode, short message, link.

The first receiving module 901 is also used to receive the target electronic certificate sent from the server by the second application program.

Output module 903 for providing the subject digital certificate to the first application program by the second application program so that the first application program obtains the subject resource token assigned to the subject digital certificate by the server. Used.

The target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. In the server, the target resource token and target resource authority information have a corresponding relationship. The first application program is an application program that receives input from the first user.

In an embodiment of the present application, the user terminal receives the target resource authority information entered by the user through the second application program, and the server generates the target electronic certificate corresponding to the target resource authority information. Send resource permission information to the server. The subject electronic certificate can be communicated between the second application program and the first application program, and achieves the transmission of subject resource authorization information between the second application program and the first application program. equivalent to The first application program can obtain a target resource token assigned to the target digital certificate by the server based on the target digital certificate. A target resource token is a kind of mark, and each type of application program can store and use the target resource token, and can use the resource within the resource authority shown in the target resource authority information corresponding to the target resource token. minus realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

FIG. 20 is a structural schematic diagram of another embodiment of a user terminal according to the seventh aspect of the present application. A difference between FIG. 20 and FIG. 19 is that the user terminal shown in FIG. 20 further includes a second receiving module 904 .

A second receiving module 904 is used to receive the resource receipt offer information sent from the server.

The resource receipt indication information is sent by the server after sending the target resource token to the first application program, and is used to indicate that the resource sharing within the resource entitlement indicated in the target resource entitlement information has been successful.

In some examples, the second receiving module 904 is also used to receive resource debit offer information transmitted from the payer device.

The resource deduction presentation information is used to present that deduction of resources within the resource authority indicated in the target resource authority information has been successfully deducted.

An eighth aspect of the present application provides a payment making device capable of executing the resource processing method according to the fourth aspect. FIG. 21 is a structural schematic diagram of an embodiment of a payment-making device according to the eighth aspect of the present application; As shown in FIG. 21, payment-performing device 1000 may include receiving module 1001 , transmitting module 1002 and processing module 1003 .

The receiving module 1001 is used to receive resource payment requests sent from the first application program.

A resource payment request includes a target resource token and payment resource information. The first application program is an application program that receives input from the first user. A subject resource token has been assigned to a subject digital certificate by the server. The target electronic certificate is a digital certificate converted based on the target resource authority information of the second user and provided to the first application program by the second application program. A second application program is an application program that receives input from a second user.

In some examples, the electronic certificate may include one or more of a two-dimensional code, barcode, short message, link.

In some examples, the resource authorization information includes one or more of a second user's resource account, a shared resource limit, a designated shared application program, a shared resource business, and the first user's identity credentials. be able to.

The send module 1002 is used to send the target resource token and payment resource information to the server.

The receiving module 1001 is also used to receive target resource authorization information corresponding to the target resource token sent from the server.

The processing module 1003 is used to deduct the resource indicated by the paid resource information within the resource entitlement indicated by the subject resource entitlement information based on the subject resource entitlement information.

In an embodiment of the present application, the payment-performing device can receive a resource payment request including the subject resource token and payment resource information sent from the first application program, and send the subject resource token and payment resource information to the server. Send and receive subject resource authorization information corresponding to the subject resource token queried by the server. The paying device can deduct the resource indicated by the payment resource information within the resource authority indicated by the subject resource authority information based on the subject resource authority information to complete the payment. The target resource token is a kind of mark, and each kind of application program can store and use the target resource token, so that the payment making device can access the target resource authorization corresponding to the target resource token. Subtract the resources within the resource permissions shown in the information. realizing sharing of shared resources between the first application program and the second application program regardless of whether the types of the first application program and the second application program are the same or different; Share compatibility can be improved.

In some examples, the sending module 1002 is also used to send the resource deduction presentation information to the second application program.

The resource deduction presentation information is used to present that deduction of the resource indicated by the payment resource information has been successful within the resource authority indicated by the target resource authority information.

A ninth aspect of the present application further provides a server. FIG. 22 is a structural schematic diagram of an embodiment of a server according to the ninth aspect of the present application. As shown in FIG. 22, the server 1100 includes a storage unit 1101 , a processor 1102 and a computer program stored in the storage unit 1101 and executable by the processor 1102 .

In one example, the processor 1102 may include a central processing device (CPU), an Application Specific Integrated Circuit (ASIC), or may be configured to implement one or more integrated circuits of the embodiments herein. may be configured to

Storage unit 1101 may include a large amount of memory for data and instructions. For example, the storage unit 1101 may be a hard disk drive (HDD), a flexible disk drive, a flash memory, an optical disk, a magneto-optical disk, a magnetic tape, a universal serial bus (USB) drive, or two or more of these. can include a combination of

The storage unit 1101 may be a read-only memory (ROM), a random access memory (RAM), a magnetic disk storage medium device, an optical storage medium device, a flash memory device, an electrical, optical or other physical memory device. / can include a tangible memory storage device. Thus, storage generally includes a tangible (non-transitory) computer-readable storage medium (e.g., storage device) that encodes one or more software comprising computer-executable instructions; When the software is executed (eg, in one or more processors), it is operated so as to be capable of performing the operations described under the biological identification terminal anomaly detection method of the present application.

The processor 1102 is used to implement the resource processing method according to the first aspect by reading the executable program code stored in the storage unit 1101 and executing a computer program corresponding to the executable program code. be done.

In one example, server 1100 can further include communication interface 1103 and bus 1104 . Among them, as shown in FIG. 22, the storage unit 1101, the processor 1102, and the communication interface 1103 are connected via a bus 1104 and complete communication between them.

The communication interface 1103 is mainly used to realize communication between each module, device, unit and/or device in the embodiments of the present application. Input and/or output devices may also be accessed via communication interface 1103 .

A bus 1104, which may include hardware, software, or both, couples components of server 1100 to each other. By way of example and not limitation, bus 1104 may be an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a Front Side Bus, FSB), Hyper Transport (HT) interconnect, Industrial Standard Architecture (ISA) bus, Infinite Bandwidth interconnect, Low pin count (LPC) bus, Memory bus, Micro Channel architecture (Micro Channel Architecture, MCA) bus, Peripheral Component Interconnect (PCI) bus, PCI-Express (PCI-X) bus, Serial Advanced Technology Attachment (SATA) bus, Video Electronics Standards Association It may include a local (Video Electronics Standards Association Local Bus, VLB) bus or other suitable bus or a combination of two or more. Bus 1104 may include one or more buses, where appropriate. Although the embodiments herein describe specific buses, any suitable buses or interconnects may be considered.

A tenth aspect of the present application further provides a user terminal. The user terminal may include a memory, a processor and a computer program stored in the memory and executable on the processor. The processor is used to implement the resource processing method according to the second aspect by reading the executable program code stored in the storage unit and executing a computer program corresponding to the executable program code.

In some examples, the user terminal can further include a communication interface and bus. The storage unit, processor, and communication interface can be connected via a bus to complete communication between them.

For the specific description of the storage unit, processor, computer program, traffic screen, bus, etc. in the user terminal, refer to the related description of the storage unit, processor, computer program, traffic screen, bus, etc. in the server in the ninth aspect. can be used, and the description is omitted here.

An eleventh aspect of the present application further provides a user terminal. The user terminal may include a memory, a processor and a computer program stored in the memory and executable on the processor. The processor is used to implement the resource processing method according to the third aspect by reading the executable program code stored in the storage unit and executing the computer program corresponding to the executable program code. . In some examples, the user terminal can further include a communication interface and bus. The storage unit, processor, and communication interface can be connected via a bus to complete communication between them.

For the specific description of the storage unit, processor, computer program, traffic screen, bus, etc. in the user terminal, refer to the related description of the storage unit, processor, computer program, traffic screen, bus, etc. in the server in the ninth aspect. can be used, and the description is omitted here.

A twelfth aspect of the present application further provides a payment making device. The payment-making device may include a memory, a processor, and a computer program stored in the memory and executable on the processor. The processor is used to implement the resource processing method according to the fourth aspect by reading the executable program code stored in the storage unit and executing a computer program corresponding to the executable program code. .

In some examples, the payment-making device can further include a communication interface and bus. The storage unit, processor, and communication interface can be connected via a bus to complete communication between them.

Specific descriptions of the storage unit, processor, computer program, traffic screen, bus, etc. in the payment execution side device refer to related descriptions of the storage unit, processor, computer program, traffic screen, bus, etc. in the server in the ninth aspect. can be referred to, and the description is omitted here.

A thirteenth aspect of the present application further provides a resource processing system. A resource processing system may include a server according to the ninth aspect, a user terminal according to the tenth aspect, a user terminal according to the eleventh aspect, and a payment-performing device according to the twelfth aspect. . The specific contents of the server, the user terminal and the payment-performing device can be referred to the related descriptions in the above embodiments, and the descriptions thereof are omitted here.

Embodiments of the present application further provide a computer readable storage medium, in which a computer program is stored, and when the computer program is executed by a processor, the above first aspect, the To realize the resource processing method provided by any one of the second aspect, the third aspect, and the fourth aspect, and achieve the same technical effect, and to avoid duplication Therefore, the explanation is omitted here. Here, the computer-readable storage medium includes read-only memory (abbreviated as ROM), random access memory (abbreviated as RAM), magnetic disk, optical disk, etc. is possible and is not limited here.

It is obvious that each embodiment in this specification is described in a gradual manner, and the same or similar parts among the embodiments can be referred to each other. All of the points explained intensively are different from the other embodiments. For the server embodiment, the user terminal embodiment, the payment effector device embodiment, the system embodiment, and the computer readable storage medium embodiment, see the description part of the method embodiment where relevant. can do. The application is not limited to the specific steps and structures described above. Those skilled in the art can make various changes, modifications and additions or change the order between steps after understanding the spirit of this application. And for the sake of simplicity, detailed descriptions of known methodologies are omitted here.

Aspects of the present application are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to example embodiments of the present application. It should be understood that each block in the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions are provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus, thereby generating a machine, by the processor of the computer or other programmable data processing apparatus. These executed instructions enable the implementation of the functions/acts specified in one or more blocks of the flowcharts and/or block diagrams. Such processors may be, but are not limited to, general purpose processors, special purpose processors, special application processors or field programmable logic circuits. It will be understood that each block in the block diagrams and/or flowcharts, and combinations of blocks in the block diagrams and/or flowcharts, may be implemented in, or may be implemented in, dedicated hardware to perform the specified functions or operations. and computer instructions.

As can be appreciated by those skilled in the art, none of the above examples are illustrative. Beneficial effects can be obtained by combining different technical features appearing in different embodiments. Other variations of the disclosed embodiments can be understood and effected by those skilled in the art upon study of the drawings, specification and claims. In the claims, the term "comprising" does not exclude other devices or steps. The quantifier "one" does not exclude the plural. The terms "first" and "second" are used to denote designations and do not imply any particular order. Any drawing symbols in the claims should not be construed as limiting the scope of protection. The functions of several parts recited in the claims may be implemented by one single hardware or software module. Where certain technical features appear in different dependent claims, this does not mean that these technical features cannot be combined to achieve beneficial effects.

Claims (35)

A resource handling method applied to a server, comprising:
An application program for accepting a second user's input, obtained by converting based on the second user's target resource authority information transmitted from the first application program, which is an application program for accepting the first user's input. receiving a resource acceptance request containing a subject digital certificate provided to the first application program by a second application program that is
assigning a target resource token correspondingly to the target electronic certificate, and establishing a correspondence relationship between the target resource token and the target resource authority information in pre-stored resource authority information;
sending to the first application program the target resource token used for deducting resources within the resource authority indicated in the target resource authority information;
including resource handling methods. Correspondingly assigning a subject resource token to the subject digital certificate includes:
obtaining target identity authentication information of the first user from the first application program;
correspondingly assigning a target resource token to the target digital certificate when the target identity authentication information matches a pre-stored identity authentication information;
The method of claim 1, comprising: 3. The method of claim 2, wherein the identity authentication information includes an authorization password and/or a user identifier. querying the subject resource authority information corresponding to the subject electronic certificate in the resource authority information;
generating screen layout information based on the target resource authority information;
transmitting the screen layout information for arranging the display screen of the first application program to the first application program;
3. The method of claim 2, further comprising: receiving the target resource authority information of the second user transmitted from the second application program;
generating the subject electronic certificate based on the subject resource authority information;
sending the target electronic certificate to the second application program;
2. The method of claim 1, further comprising: receiving the subject resource token and payment resource information sent from the payment-making device;
querying the target resource permission information corresponding to the target resource token in the resource permission information;
updating the subject resource entitlement information using the payment resource information;
a payer device transmitting the subject resource entitlement information to the payer device such that the resource indicated by the payment resource information is deducted within the resource entitlement indicated by the subject resource entitlement information;
2. The method of claim 1, further comprising: After transmitting the target resource token to the first application program, the second application program transmits resource receipt presentation information for presenting that resource sharing within the resource authority indicated in the target resource authority information has been successful. to send to
2. The method of claim 1, further comprising: the resource authorization information includes one or more of the second user's resource account, shared resource limit, designated shared application program, shared resource service, identity authentication information of the first user;
The method according to any one of claims 1-7. The electronic certificate contains one or more of a two-dimensional code, barcode, short message, link,
The method according to any one of claims 1-7. A resource processing method applied to a first user terminal in which a first application program, which is an application program for accepting input from a first user, is installed,
Acquiring a target electronic certificate obtained by conversion based on the target resource authority information of the second user from a second application program, which is an application program that accepts input from the second user;
sending a resource acceptance request containing the target digital certificate to a server by the first application program;
receiving a target resource token sent from the server by the first application program;
including
The target resource token is assigned to the target electronic certificate by the server and has a correspondence relationship with the target resource authority information in the resource authority information stored in advance in the server, and the target resource token is a resource processing method used to deduct resources within the resource authority indicated in the target resource authority information. Before receiving the target resource token sent from the server,
sending the first user's subject authentication information to the server by the first application program;
further comprising
Receiving, by the first application program, the target resource token transmitted by the server,
receiving, by the first application program, a target resource token transmitted by the server when the target identity authentication information matches identity authentication information pre-stored in the server;
11. The method of claim 10, comprising: 12. The method of claim 11, wherein said identity authentication information comprises an authorization password and/or a user identifier. receiving, by the first application program, screen layout information transmitted from the server and generated by the server based on the target resource authority information;
arranging the display screen of the first application program based on the screen arrangement information;
11. The method of claim 10, comprising: The first application program sends the subject resource token and the payment to the payment-making device by the first application program such that the payment-making party device deducts the resource indicated by the payment resource information from within the resource authority indicated by the subject resource authority information. sending a resource payment request including resource information;
A resource used by the first application program to indicate that the resource indicated by the payment resource information is deducted within the resource authority indicated by the target resource authority information transmitted from the payment-performing device. receiving the debit offer information;
11. The method of claim 10, further comprising: the resource authorization information includes one or more of the second user's resource account, shared resource limit, designated shared application program, shared resource service, identity authentication information of the first user;
A method according to any one of claims 10-14. The electronic certificate contains one or more of a two-dimensional code, barcode, short message, link,
A method according to any one of claims 10-14. A resource processing method applied to a second user terminal in which a second application program, which is an application program for accepting input from a second user, is installed,
receiving target resource authority information entered by the second user through the second application program;
sending the target resource authority information to a server by the second application program such that the server generates a target electronic certificate based on the target resource authority information;
receiving the target electronic certificate transmitted from the server by the second application program;
The first application program receives input from a first user by the second application program so that the server obtains a target resource token assigned to the target digital certificate. providing the target electronic certificate to an application program;
including
The target resource token is used to deduct a resource within the resource authority indicated in the target resource authority information, and the target resource token has a correspondence relationship with the target resource authority information in the server.
Resource handling method. To indicate that the resource sharing within the resource authority shown in the target resource authority information transmitted from the server after the server transmits the target resource token to the first application program is successful. receiving resource receipt offer information for use in
18. The method of claim 17, further comprising: Receiving resource deduction presentation information transmitted from the payer device used to indicate successful deduction of resources within the resource entitlement indicated in the subject resource entitlement information;
18. The method of claim 17, further comprising: resource authorization information includes one or more of the second user's resource account, shared resource limit, designated shared application program, shared resource service, identity authentication information of the first user;
A method according to any one of claims 17-19. The electronic certificate contains one or more of a two-dimensional code, bar code, short message, link,
A method according to any one of claims 17-19. A resource processing method applied to a payment-making device, comprising:
a server receiving a resource payment request including a target resource token assigned to a target electronic certificate and payment resource information transmitted from a first application program, which is an application program that accepts input from a first user; The electronic certificate is obtained by conversion based on the target resource authority information of the second user, and is transmitted to the first application program by the second application program, which is an application program that accepts input from the second user. be the electronic certificate provided; and
sending the target resource token and the payment resource information to a server;
receiving the target resource authorization information corresponding to the target resource token transmitted from the server;
based on the subject resource entitlement information, deducting the resource indicated by the paid resource information within the resource entitlement indicated by the subject resource entitlement information;
including,
Resource handling method. After subtracting the resource indicated by the paid resource information from the resource account of the second user indicated by the subject resource entitlement information;
transmitting to the second application program resource deduction presentation information used for presenting that the resource indicated by the payment resource information has been deducted within the resource authority indicated by the target resource authority information;
23. The method of claim 22, further comprising: resource authorization information includes one or more of the second user's resource account, shared resource limit, designated shared application program, shared resource service, identity authentication information of the first user;
24. A method according to claim 22 or 23. The electronic certificate contains one or more of a two-dimensional code, barcode, short message, link,
24. A method according to claim 22 or 23. An application program for accepting a second user's input, obtained by converting based on the second user's target resource authority information transmitted from the first application program, which is an application program for accepting the first user's input. a receiving module for receiving a resource acceptance request containing a subject electronic certificate provided to the first application program by a second application program that is
a processing module that assigns a target resource token correspondingly to the target electronic certificate and establishes a correspondence relationship between the target resource token and the target resource authority information in pre-stored resource authority information;
a transmission module configured to transmit the target resource token used for deducting resources within the resource authority indicated in the target resource authority information to the first application program;
A server with A user terminal in which a first application program, which is an application program that accepts input from a first user, is installed,
an acquisition module for acquiring a target electronic certificate obtained by converting based on the target resource authority information of the second user from a second application program, which is an application program that accepts input from a second user;
a transmission module for transmitting a resource receipt request containing the target electronic certificate to a server by the first application program;
a receiving module for receiving a target resource token transmitted from the server by the first application program;
with
The target resource token is assigned to the target electronic certificate by the server and has a correspondence relationship with the target resource authority information in the resource authority information stored in advance in the server, and the target resource token is used to deduct resources within the resource authority indicated in the target resource authority information. A user terminal in which a second application program, which is an application program that accepts input from a second user, is installed,
a receiving module, a transmitting module, and an output module;
the receiving module receives target resource authority information entered by the second user through the second application program;
the transmission module transmits the target resource authority information to the server by the second application program so that the server generates a target electronic certificate based on the target resource authority information;
The reception module receives the target electronic certificate transmitted from the server by the second application program,
The output module is an application program that receives input from a first user by the second application program so that the first application program obtains a target resource token assigned to the target digital certificate by the server. and the target resource token is used to deduct a resource within the resource authority indicated in the target resource authority information, and the target resource token is used in the server having a corresponding relationship with the target resource authority information;
User terminal. a receiving module, a transmitting module, and a processing module;
The receiving module receives a resource payment request including payment resource information and a target resource token assigned to a target electronic certificate, transmitted from a first application program, which is an application program that accepts input from a first user. received, the subject electronic certificate is obtained by converting based on the second user's subject resource authority information, and is a second application program that is an application program that accepts input from the second user; 1 is an electronic certificate provided to the application program,
the sending module sending the target resource token and the payment resource information to a server;
The receiving module receives the target resource authority information corresponding to the target resource token transmitted from the server;
the processing module, based on the subject resource entitlement information, deducts the resource indicated by the paid resource information within the resource entitlement indicated by the subject resource entitlement information;
payment-making device. A server comprising a processor and a storage unit in which computer program instructions are stored,
The processor implements the resource processing method according to any one of claims 1 to 9 by executing the computer program instructions,
server. A user terminal comprising a processor and a storage unit in which computer program instructions are stored,
The processor implements the resource processing method according to any one of claims 10 to 16 by executing the computer program instructions,
User terminal. A user terminal comprising a processor and a storage unit in which computer program instructions are stored,
The processor implements the resource processing method according to any one of claims 17 to 21 by executing the computer program instructions,
User terminal. A payment effector device comprising a processor and a storage unit in which computer program instructions are stored,
The processor implements the resource processing method according to any one of claims 22 to 25 by executing the computer program instructions,
payment-making device. a server according to claim 30;
a user terminal according to claim 31;
a user terminal according to claim 32;
a payment-making device of claim 33;
A resource processing system. A computer storage medium having computer program instructions stored thereon,
said computer program instructions being executed by a processor to implement a resource processing method according to any one of claims 1 to 25;
computer storage medium.

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