CN111738727B - Settlement method and settlement device - Google Patents
Settlement method and settlement device Download PDFInfo
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- CN111738727B CN111738727B CN201910226320.1A CN201910226320A CN111738727B CN 111738727 B CN111738727 B CN 111738727B CN 201910226320 A CN201910226320 A CN 201910226320A CN 111738727 B CN111738727 B CN 111738727B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
The invention discloses a settlement method and a settlement device, and mainly relates to the field of logistics. The method comprises the steps of obtaining an authentication request and identity information of a requester through a settlement device, sending the authentication request and the identity information to a server for auditing and returning an auditing result to the settlement device; and the settlement device identifies whether the audit result contains a settlement account number and a corresponding settlement rule which are associated with the identity information, and if so, the settlement account number and the corresponding settlement rule are bound with the requester.
Description
Technical Field
The invention relates to the field of express delivery and logistics, in particular to a settlement method and a settlement device.
Background
The frequent customers and monthly settlement of express service are the preferred choices of customers, but the offline monthly contract signing process is complicated and consumes a long time, and generally, the customers can receive monthly consignment account numbers within a worship time, so that the customer experience is seriously influenced, and the customer consignment is delayed.
At present, the rapid development of the mobile internet and the popularization of electronic signature and electronic deposit certificate bring new ideas to people, and make more convenient and safe contract signing possible.
Disclosure of Invention
The invention aims to provide a settlement method and a settlement device.
According to a first aspect of the present invention, there is provided a settlement method comprising:
acquiring an authentication request and identity information of a requester through a settlement device, sending the authentication request and the identity information to a server for verification, and returning a verification result to the settlement device;
and the settlement device identifies whether the audit result contains a settlement account number and a corresponding settlement rule which are related to the identity information, and if so, the settlement account number and the corresponding settlement rule are bound with the requester.
Further, the settlement device is triggered by the server to initiate credit evaluation,
the settlement device acquires evaluation information of a requester and sends the evaluation information to the server for credit evaluation, and an evaluation result is returned to the settlement device;
the settlement device identifies an electronic signature contract corresponding to the identity information in the evaluation result, and if so, triggers the electronic signature;
and canceling the validity period of the settlement account after the electronic signature is signed, acquiring a new settlement rule from the electronic signature contract, and updating the settlement rule of the settlement account.
Further, the obtaining of the authentication request and the identity information of the requester includes:
the server provides an information input interface for the requester through the settlement device, and provides a corresponding information input process for the requester through the information input interface according to different types of the requester.
Further, the identity information includes at least one of: the information of the third requester card, the authority of the requester, the name of the requester, the number of the mobile phone of the requester, the bank card of the requester, the identity card of the requester, the name of the contact person and the number of the mobile phone of the contact person.
And/or
The settlement rules include: settlement period and settlement period corresponding prepayment amount.
Further, the evaluation information includes at least one of: nature of the requestor, registration amount of the requestor, and historical settlement information of the requestor.
According to another aspect of the present invention, there is provided a settlement apparatus including:
the acquisition module is configured at the terminal and used for acquiring the authentication request and the identity information of the requester;
the communication module is configured for establishing data communication with the server, sending an authentication request and identity information to the server and receiving an audit result returned by the server;
and the execution module is configured to identify whether the audit result contains a settlement account number associated with the identity information and a corresponding settlement rule, and if so, the settlement account number and the corresponding settlement rule are bound with the requester.
Further, the obtaining module is configured to trigger credit evaluation through the server to obtain evaluation information of the requesting party;
the communication module is also configured to send evaluation information to the server and receive an evaluation result returned by the server;
the execution module is also configured to identify whether the evaluation result contains an electronic signature contract corresponding to the identity information, if so, trigger the electronic signature to cancel the validity period of the settlement account after the electronic signature is signed, acquire a new settlement rule from the electronic signature contract, and update the settlement rule of the settlement account.
Further, the obtaining module is further configured to provide an information input interface to the requester, specifically: and providing a corresponding information input process for the requester through an input interface according to different types of the requester.
Further, the identity information includes at least one of: the system comprises three pieces of information of a requester, an authority of the requester, a name of the requester, a mobile phone number of the requester, a bank card of the requester, an identity card of the requester, a name of a contact person and a mobile phone number of the contact person.
And/or
The settlement rules include: settlement period and settlement period corresponding prepayment amount.
Further, the evaluation information includes at least one of: nature of the requestor, registration amount of the requestor, and historical settlement information of the requestor.
According to another aspect of the present invention, there is provided a settlement system comprising the settlement apparatus as defined in any one of the above, and a server;
the server is configured to check the identity information sent by the settlement device, and if the identity information is true, configure a settlement account number and a corresponding settlement rule associated with the identity information of the requesting party.
The server is also configured to trigger credit evaluation of the settlement device, obtain evaluation information through the settlement device, perform credit evaluation on the evaluation information, and generate an electronic signature contract corresponding to the identity information if the evaluation passes.
Further, the checking of the identity information sent by the accounting device includes:
a first auditing mode is as follows: the server acquires a settlement account in the identity information, transfers a certain amount of money to the settlement account at random, feeds the amount of money back to the server by the client, if the amount of money is matched, the client passes the verification, and distributes a settlement account number associated with the identity information and a corresponding settlement rule;
or
And (4) auditing mode two: and the server acquires the identity information to start face recognition, if the identity information is matched with the face recognition, the face recognition is approved, and a settlement account number associated with the identity information and a corresponding settlement rule are distributed.
According to another aspect of the present invention, there is provided an apparatus comprising:
one or more processors;
a memory for storing one or more programs,
the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the method of any of the above.
According to another aspect of the invention, there is provided a computer readable storage medium storing a computer program which, when executed by a processor, performs the method as defined in any one of the above.
Compared with the prior art, the invention has the beneficial effects that:
1. according to the settlement method disclosed by the invention, the customer can complete the filling of information and the uploading of data on line by self without arranging staff to collect and verify the customer information at home, a convenient channel for signing the monthly settlement contract of the express delivery on line is provided for the customer, the contract signing period is shortened, and the cost is reduced.
2. The settlement device disclosed by the invention is configured at the terminal, can provide a convenient and fast channel for signing the monthly settlement contract for express on line for the client, shortens the contract signing period and reduces the cost.
3. The equipment disclosed by the embodiment of the invention can provide a convenient channel for signing the monthly settlement contract for the express on line for the client by executing the settlement method through the processor, shortens the contract signing period and reduces the cost.
4. The readable storage medium of the example of the invention stores the settlement method realized by the processor, which is convenient for the use and popularization of the settlement device.
Drawings
FIG. 1 is a flow chart of the settlement method of the present invention.
Detailed Description
In order to better understand the technical scheme of the invention, the invention is further explained by combining the specific embodiment and the attached drawings of the specification.
Example 1:
the embodiment provides a settlement device, which comprises the following modules:
the acquisition module is configured to acquire an authentication request and identity information of a requester by providing an information input interface for the requester and providing a corresponding information entry process for the requester through the input interface according to different types of the requester;
the communication module is configured to establish data communication with the server, send the authentication request and the entered identity information to the server at the rear end, respond to the authentication request by the server, verify the identity information, if the authentication request is true, configure a settlement account number associated with the identity information of the requester and return the settlement account number to the communication module, and the communication module receives a verification result returned by the server;
and the execution module is configured for identifying whether the audit result contains a settlement account number associated with the identity information and a corresponding settlement rule, wherein the settlement account number is a temporary settlement account number and is provided with a validity period.
The method further comprises the steps of triggering credit evaluation through a server, and obtaining evaluation information of a requester through an obtaining module, wherein the evaluation information comprises: the communication module sends evaluation information to the server according to the property of the requester, the registration amount of the requester and historical settlement information of the requester, the server distributes evaluation results to a settlement account number bound with the requester according to the evaluation information, and the communication module receives the evaluation results returned by the server; and the execution module identifies whether the evaluation result contains an electronic signature contract corresponding to the identity information, if so, the electronic signature is triggered to cancel the validity period after the electronic signature is signed, the settlement rule is acquired from the electronic signature contract, the settlement rule of the settlement account is updated, and if the electronic signature is not finished within the validity period, the settlement account is terminated.
The settlement device is configured at the terminal, can be embedded in the mobile phone social software APP (such as WeChat) or system application, is convenient for users to use, has high popularization degree, and does not need to additionally download the APP or other program plug-ins.
Through a public number interface embedded in the WeChat, a client (a requester) initiates an authentication request on a main page of the public number, the public number provides an information input interface for the client, and provides a corresponding information input process for the requester through the input interface according to different types of the requester so as to acquire identity information of the requester; the method comprises the following steps: the method specifically comprises an information input process of an enterprise account and an information input process of a personal account. In the information entry process of the enterprise account, an interface provides two modes: simplified monthly settlement service and complete monthly settlement service; in the information entry process of the simplified monthly settlement service, the prompting of the entered identity information comprises the following steps: enterprise three-certificate information, name and mobile phone number of the requester; in the information entry process of the complete monthly service, the prompting of the entered identity information comprises the following steps: three-certificate information of a requester (enterprise), an authorization book of the requester (enterprise), a name of the requester and a bank card of the requester; in the information entry process of the personal account, prompting the entered identity information comprises: personal name, mobile phone number, bank card and ID card of the requesting party.
After the identity information is submitted, a back-end service person can see the identity information in a sales system (server), and can activate a settlement account to send to a client after checking whether the authenticity of the file filling and the attachment information uploaded by the client is correct, wherein the settlement account is provided with a temporary settlement account with a validity period; the settlement device binds the settlement account and the corresponding settlement rule with the requesting party, binds the temporary settlement account and the settlement rule with the user micro signal, provides an automatic login function, and can see the settlement account, the corresponding validity period and the prepayment amount on the main interface of the temporary settlement account, for example, the validity period of the temporary settlement account can be set to 1 week and the corresponding temporary amount (prepayment amount) is granted.
Subsequent back-end service personnel trigger credit assessment of the customer in the sales system, and the assessment information is as follows: the method comprises the steps that a communication module sends evaluation information to a server, the server distributes evaluation results to a settlement account bound with a requester according to the evaluation information, an electronic signature application process is triggered after the evaluation is passed, after the process is filed, the contract takes effect formally, the validity period is cancelled, settlement rules are obtained from an electronic signature contract, the settlement rules of the settlement account are updated, the temporary settlement account is changed into the formal settlement account, contract contents, the settlement account, the corresponding settlement period and the advance payment amount can be seen on a main interface of the formal settlement account, the formal settlement account updates the settlement period and the advance payment amount, meanwhile, the validity period of the temporary settlement account should not exceed the settlement period of the formal contract, and the advance payment amount of the temporary settlement account should not exceed the advance payment amount of the formal contract.
The settlement method corresponding to the settlement device comprises the following steps:
s1: the settlement device acquires an authentication request and identity information of a requester and sends the authentication request and the identity information to the server for auditing; auditing mode one (for enterprise users): the server acquires a settlement account in the identity information, transfers a certain amount of money to the settlement account at random, feeds the amount of money back to the server by the client, if the amount of money is matched, the client passes the verification, and distributes a settlement account number associated with the identity information and a corresponding settlement rule; auditing mode two (for individual users): and the server acquires the identity information to start face recognition, if the identity information is matched with the face recognition, the face recognition is approved, and a settlement account number associated with the identity information and a corresponding settlement rule are distributed.
S2: the server responds to the authentication request, verifies the identity information, if the identity information is true, configures a settlement account number associated with the identity information of the requester, and returns a verification result to the settlement device;
s3: the settlement device receives an audit result returned by the server, identifies whether the audit result contains a temporary settlement account number and a corresponding settlement rule which are associated with the identity information, if so, binds the settlement account number and the corresponding settlement rule with the requester, and the settlement account number is provided with a valid period for the temporary settlement account number;
s4: triggering a settlement device through a server to initiate a credit evaluation flow, acquiring evaluation information of a requester, and sending the evaluation information to the server, wherein the evaluation information of the requester is as follows: nature of the requestor, registration amount of the requestor, and historical settlement information of the requestor.
S5: the server carries out credit evaluation on the evaluation information, if the evaluation information passes through the credit evaluation, an electronic signature contract corresponding to the identity information of the requester is generated and is returned to the settlement device as an evaluation result;
s6: and the settlement device receives the evaluation result returned by the server, identifies whether the electronic signature contract corresponding to the identity information exists, if so, triggers the electronic signature, updates the settlement rule of the settlement account number after the user finishes the electronic signature, cancels the validity period, and acquires the settlement period and the settlement mode from the electronic signature contract.
Based on the settlement device, a settlement system is exemplified, which comprises a server and the settlement device;
the server can be a computer and a service system of the sales system, is configured to receive request information and identity information sent by the settlement device, audit and evaluate the identity information, if the request information and the identity information pass the audit, configure a temporary settlement account number associated with the identity information of the requesting party and a corresponding settlement rule, and if the settlement information passes the evaluation, generate an electronic signature contract corresponding to the identity information.
In the following, with reference to specific examples, the settlement device is embedded in a WeChat public number used by a mobile phone end, and further description is made on a settlement system:
the first step is as follows: acquiring an authentication request and identity information of a requester, and sending the authentication request and the identity information to a server for auditing;
1) The client clicks to enter the public number, and the prompt is as follows: two page options of 'applying for a new settlement account' and 'I have a settlement account';
if no settlement account exists, clicking 'apply for new settlement account' to initiate an authentication request, and after entering an application process, providing two information input interfaces according to different client types:
an enterprise account and a personal account, wherein the enterprise account provides two application processes, namely a complete monthly service and a simplified monthly service;
enterprise account number simplification process: guiding the client to upload the three-certificate information, and filling in the name and the mobile phone number of the contact person;
and (3) enterprise account complete process: guiding to upload enterprise three-card information, enterprise authorization books, enterprise bank accounts and contact person information (names, mobile phone numbers, identity cards and the like);
the personal account number process: guiding to upload the ID card and filling in personal information (name, mobile phone number, bank card, ID card).
2) After the public number guides the client to finish information input through the visual interface, the request and the input information are sent to the background server through a wireless network;
the second step is that: the background server receives the request and/or the identity information, reviews and evaluates the identity information, and returns the review result to the settlement device:
1) After receiving the request and the identity information for the first time, the server is led into the associated sales system, and the sales personnel can see the identity information in the sales system, examine the uploaded identity information without errors, activate the temporary settlement account and feed the temporary settlement account back to the settlement device;
the specific auditing mode is as follows: auditing mode one (for enterprise users): the server acquires a settlement account in the identity information, transfers a certain amount of money to the settlement account at random, generally selects a random amount within 1 yuan, and feeds the amount back to the server for the client, if the amount is matched, the client passes the audit, and allocates a settlement account number associated with the identity information and a corresponding settlement rule;
auditing mode two (for individual users): the server acquires the identity information to start face recognition, if the identity information is matched with the identity information, the server passes the audit and distributes a settlement account number associated with the identity information and a corresponding settlement rule, and selectable modes of the face recognition comprise: the action mode, the reading mode and the light mode can be checked by adopting names, identity cards and mobile phone numbers besides the face recognition.
2) The service person continues to extract and identify from the received identity information,
if the information contained in the identity information is comprehensive and has an authorization book, the back-end service personnel further contacts with the client to carry out credit evaluation, and after the evaluation is passed, the electronic signature main contract is sent to a settlement device; if the information in the identity information is incomplete, wrong or does not contain an authorization book, the back-end service personnel further contacts the client and supplements and corrects the information, improves the information (such as enterprise property, invoicing information and the like) of the client, carries out credit evaluation, and sends the electronic signature main contract to a settlement device after the evaluation is passed;
the third step: and the settlement device receives the audit result returned by the background server, identifies whether the audit result contains a settlement account number associated with the identity information and a corresponding settlement rule, and binds the settlement account number and the corresponding settlement rule with the requester if the audit result contains the settlement account number and the corresponding settlement rule.
The method specifically comprises the following steps: whether the audit result includes a temporary settlement account or not is identified, if so, a micro signal configured by the customer at the mobile phone terminal is automatically bound, the customer can enter the temporary settlement account by clicking a public number without logging in the mobile phone terminal, normal posting is started, and the customer is prompted that the card is in a temporary card state settlement rule: 1000 yuan prepayment amount, 7 days effective period;
the fourth step: triggering credit evaluation through the server, and acquiring evaluation information of the requester by the settlement device and sending the evaluation information to the server for credit evaluation, wherein the evaluation information comprises at least one of the following information: the property of the requester, the registration amount of the requester and the historical settlement information of the requester are returned to the settlement device; the settlement device continuously identifies the returned checking result, if the returned checking result comprises a main contract, an electronic signature process is triggered, a client is guided to complete the electronic signature operation, after the process is finished and filed, the main contract formally takes effect, the temporary settlement account number is changed into a formal settlement account number, and the calculation rule is as follows: the settlement period is one month, the prepayment amount is awarded according to the credit evaluation result, the common enterprise is 2000-6000 yuan/month, and the individual is 200-600/month. After the formal settlement account takes effect, the client can enter a main contract management interface to check contract information after logging in the application system.
Use the settlement device in the express delivery field, to express delivery service's frequent visitor, carry out the express delivery according to the settlement account number and post the settlement of a expense according to the cycle, all settle accounts expense when not needing to post a at every turn, concrete advantage includes:
1) The application operation is simple and quick, can be completed on line, only needs five minutes according to the statistical application flow, greatly facilitates users, completely realizes paperless signing, saves the cost of back-and-forth mailing of paper contracts, and achieves the effects of environmental protection and money saving.
2) The labor cost is reduced: the information of the mobile phone client on the door of the employee is not required to be arranged, the settlement account can be activated only by the back-end service personnel through the sales system, and the express company is helped to reduce the labor cost in the contract signing process.
3) Shorten the application time limit, improve the business and send the work volume: originally, the customer applies for signing and signing an express delivery contract, can accomplish signing and posting of contract after a worship, and information activation accounts account number temporarily now, generally 2 hours later, the customer can use and begin to post, does not delay customer's issue, to a certain extent, promotes customer's posting volume.
The above description is only a preferred embodiment of the application and is illustrative of the principles of the technology employed. It will be appreciated by a person skilled in the art that the scope of the invention as referred to in the present application is not limited to the embodiments with a specific combination of the above-mentioned features, but also covers other embodiments with any combination of the above-mentioned features or their equivalents without departing from the inventive concept. For example, the features described above have similar functions to (but are not limited to) those disclosed in this application.
Claims (6)
1. A settlement method, comprising:
acquiring an authentication request and identity information of a requester through a settlement device, sending the authentication request and the identity information to a server for auditing, and returning an auditing result to the settlement device;
the settlement device identifies whether the audit result contains a settlement account number and a corresponding settlement rule which are associated with the identity information, and if so, the settlement account number and the corresponding settlement rule are bound with the requester; the settlement rules include: settlement period and pre-payment amount corresponding to the settlement period;
the obtaining of the authentication request and the identity information of the requester includes: the server provides an information input interface for the requester through the settlement device and provides a corresponding information input process for the requester through the information input interface according to different types of the requester;
triggering, by the server, a credit evaluation;
the settlement device acquires the evaluation information of the requester and sends the evaluation information to the server for credit evaluation, and returns an evaluation result to the settlement device;
the settlement device identifies an electronic signature contract corresponding to the identity information in the evaluation result, and if so, triggers the electronic signature;
and canceling the validity period of the settlement account after the electronic signature is signed, acquiring a new settlement rule from the electronic signature contract, and updating the settlement rule of the settlement account.
2. The settlement method according to claim 1, wherein the identity information includes at least one of: the information of the third requester card, the authority of the requester, the name of the requester, the number of the mobile phone of the requester, the bank card of the requester, the identity card of the requester, the name of the contact person and the number of the mobile phone of the contact person.
3. The settlement method according to claim 1, wherein the evaluation information includes at least one of: nature of the requestor, registration amount of the requestor, and historical settlement information of the requestor.
4. A settlement device, which is arranged in a terminal, comprising:
the acquisition module is configured to acquire an authentication request and identity information of a requester;
the communication module is configured for establishing data communication with the server, sending an authentication request and identity information to the server and receiving an audit result returned by the server;
the execution module is configured to identify whether the audit result contains a settlement account number associated with the identity information and a corresponding settlement rule, and if so, the settlement account number and the corresponding settlement rule are bound with the requester; the settlement rules include: settlement period and advance payment amount corresponding to the settlement period;
the acquisition module is also configured to provide an information input interface for the requester and provide a corresponding information entry process for the requester through the input interface according to different types of the requester;
the acquisition module is also configured to trigger credit evaluation through the server to acquire evaluation information of the requester;
the communication module is also configured to send evaluation information to the server and receive an evaluation result returned by the server;
the execution module is also configured to identify whether the evaluation result contains an electronic signature contract corresponding to the identity information, if so, trigger the electronic signature to cancel the validity period of the settlement account after the electronic signature is signed, acquire a new settlement rule from the electronic signature contract, and update the settlement rule of the settlement account.
5. The settlement apparatus according to claim 4, wherein the identification information includes at least one of: the system comprises three pieces of information of a requester, an authority of the requester, a name of the requester, a mobile phone number of the requester, a bank card of the requester, an identity card of the requester, a name of a contact person and a mobile phone number of the contact person.
6. The settlement apparatus according to claim 4, wherein the evaluation information includes at least one of: nature of the requestor, registration amount of the requestor, and historical settlement information of the requestor.
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| CN201910226320.1A CN111738727B (en) | 2019-03-25 | 2019-03-25 | Settlement method and settlement device |
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| CN201910226320.1A CN111738727B (en) | 2019-03-25 | 2019-03-25 | Settlement method and settlement device |
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| CN111738727B true CN111738727B (en) | 2023-02-28 |
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Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101466086A (en) * | 2007-12-17 | 2009-06-24 | 江苏省烟草公司徐州市公司 | Mobile phone bank system and method |
| CN103942686A (en) * | 2014-04-25 | 2014-07-23 | 天地融科技股份有限公司 | Data security interactive system |
| CN106920066A (en) * | 2016-08-03 | 2017-07-04 | 阿里巴巴集团控股有限公司 | Information processing method and device |
| JP6240718B1 (en) * | 2016-07-08 | 2017-11-29 | 株式会社三井住友銀行 | Payment control system |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7248855B2 (en) * | 1998-09-15 | 2007-07-24 | Upaid Systems, Ltd. | Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account |
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2019
- 2019-03-25 CN CN201910226320.1A patent/CN111738727B/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101466086A (en) * | 2007-12-17 | 2009-06-24 | 江苏省烟草公司徐州市公司 | Mobile phone bank system and method |
| CN103942686A (en) * | 2014-04-25 | 2014-07-23 | 天地融科技股份有限公司 | Data security interactive system |
| JP6240718B1 (en) * | 2016-07-08 | 2017-11-29 | 株式会社三井住友銀行 | Payment control system |
| CN106920066A (en) * | 2016-08-03 | 2017-07-04 | 阿里巴巴集团控股有限公司 | Information processing method and device |
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