CN101860835B - Value added service payment method and system - Google Patents
Value added service payment method and system Download PDFInfo
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- CN101860835B CN101860835B CN200910082311.6A CN200910082311A CN101860835B CN 101860835 B CN101860835 B CN 101860835B CN 200910082311 A CN200910082311 A CN 200910082311A CN 101860835 B CN101860835 B CN 101860835B
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Abstract
The invention relates to a value added service payment method and a value added service payment system. The method comprises the following steps of: receiving service information of value added service which is obtained from a service provider by a user by a self-service platform; verifying whether the service provider is legal, and if the service provider is legal, receiving a payment mode selected by the user and the payment information corresponding to the payment mode by interaction with the user; transmitting a withholding request carrying payment information and the service information to a value added service management platform; checking the payment information and the service information by the value added service management platform and triggering an account platform after the verification is passed to perform withholding operation on the value added service; and providing the value added service to the user by the service provider. The system comprises the self-service platform, the service provider, the value added service management platform and the account platform. The method and the system solve the problems of heavy management burden and/or unreasonable withholding of the value added service management platform caused by the value added service payment method in the prior art.
Description
Technical field
The present invention relates to the communication service technology, particularly a kind of value-added service payment methods and value-added service charging system belong to communication technical field.
Background technology
Along with the fast development of network and communications technology, just constantly change traditional business model based on the operator that communication traffic is provided, cooperate the scope of activating business with other service providers.Service provider (Service Provider; Hereinafter to be referred as: SP) be meant the direct supplier of mobile Internet service content application service, be responsible for according to user's requirement exploitation and provide being fit to the service that the cellphone subscriber uses.SP such as each big portal website just with operator's close cooperation, released multiple value-added service, as buy and sell that Q coin, the distribution card of game points, mobile phone are sent and received e-mail, voicemail service, digital photograph are developed and printed, video request program or the like, the kind of these value-added services is more and more abundanter, has vast potential for future development.
A kind of value-added service payment methods of prior art, determine the price of every value-added service by the value added service management platform of operator, when the user lands SP and selects a certain value-added service to pay, SP sends the request of deducting fees to value added service management platform, value added service management platform is deducted fees according to the price of fixed this value-added service, because SP issues each value-added service, all will arrive value added service management platform tests, examine, and then set price, and value added service management platform itself also need be stored use value-added service user's the information and the relevant information of every value-added service, can increase the weight of the administrative burden of value added service management platform like this, and SP only is responsible for providing the value-added service service.
The another kind of value-added service payment methods of prior art, determine the price of every value-added service by SP, when the user lands SP and selects a certain value-added service to pay, SP sends the request of deducting fees to value added service management platform, the value added service management platform operation of directly deducting fees, and whether the amount of money of deduction is not correctly done any check, though this method alleviates the administrative burden of value added service management platform, but whether reasonable, may cause mistake to detain the generation of situation if can't supervise according to the price of SP firm price information deduction.
Summary of the invention
The value-added service payment methods that the objective of the invention is to solve prior art cause the heavy and irrational problem of deducting fees of value added service management platform administrative burden.
For achieving the above object, the invention provides a kind of value-added service payment methods, comprising:
Receive the business information of the value-added service that the user obtains from the service provider from service platform, comprise in the described business information service provider of described value-added service information, value-added service order number, value-added service numbering and value-added service price are provided;
Verify whether described service provider is legal, if described service provider is legal, mutual by with described user then receives the means of payment that described user selects and the payment information of described means of payment correspondence, and described payment information comprises user ID and password at least;
Transmission is carried the expense of withholding of described payment information and business information and is asked to value added service management platform;
Described value added service management platform is tested to described payment information and business information, and the account platform is triggered to the described value-added service operation of deducting fees in the back of upchecking;
Described service provider provides described value-added service to described user.
The present invention also provides a kind of value-added service charging system, comprising:
From service platform, be used to receive the business information of the value-added service that the user obtains from the service provider, described business information kind comprises provides the service provider of described value-added service information, value-added service order number, value-added service numbering and value-added service price; Verify whether described service provider is legal, if described service provider is legal, mutual by with described user then receives the means of payment that described user selects and the payment information of described means of payment correspondence, and described payment information comprises user ID and password at least; Transmission is carried the expense of withholding of described payment information and business information and is asked to value added service management platform;
Value added service management platform, be used to receive the described expense that the withholds request of carrying described payment information and business information that sends from service platform, described payment information and business information are tested, and the account platform is triggered to the described value-added service operation of deducting fees in the back of upchecking;
The service provider is used for the business information of value-added service being provided and providing described value-added service to described user to the user;
The account platform is used for the described value-added service operation of deducting fees.
Therefore, value-added service payment methods of the present invention and value-added service charging system are when the user carries out operation for paying the fee, the value added service management platform of operator is checked the pricing information of value-added service, value-added service price that the service provider determines inaccurate and the mistake button that causes or the un-reasonable phenomenon of deducting fees have been prevented, and value added service management platform is only tested to the value-added service price and is triggered the operation of deducting fees of account platform, has alleviated the administrative burden of value added service management platform.
Description of drawings
Fig. 1 is the value-added service payment methods first embodiment flow chart of the present invention;
Fig. 2 is the value-added service payment methods second embodiment flow chart of the present invention;
Fig. 3 is the signaling diagram of authentification of user among value-added service payment methods second embodiment of the present invention;
Fig. 4 is the signaling diagram of payment information check among value-added service payment methods second embodiment of the present invention;
Fig. 5 obtains the identifying code signaling diagram among value-added service payment methods second embodiment of the present invention;
Fig. 6 is the value-added service charging system first example structure figure of the present invention;
Fig. 7 is the value-added service charging system second example structure figure of the present invention.
Embodiment
Below by drawings and Examples, technical scheme of the present invention is described in further detail.
Fig. 1 is the value-added service payment methods first embodiment flow chart of the present invention, as shown in Figure 1, comprising:
Step 100, receive the business information of the value-added service that the user obtains from the service provider, comprise in this business information the service provider of value-added service information, value-added service order number, value-added service numbering and value-added service price are provided from service platform;
The user sends the request of selecting a certain value-added service to the service provider, the service provider is with order number, numbering, price and the service provider's self of this value-added service information, offer the user as information such as service provider's title, numberings, the user is sent to above-mentioned information from service platform.
Step 101, verify from service platform whether this service provider is legal, verify that promptly whether this service provider is the affiliate from the operator that service platform belonged to, if this service provider is legal, mutual by with the user then, receive the means of payment of user's selection and the payment information of means of payment correspondence, this payment information comprises user ID and password at least;
Wherein, certain means of payment of providing for the user from service platform has been provided as the user, the user will be from importing the payment information of this kind means of payment correspondence from service platform, user ID in the payment information may be user ID such as this means of payment corresponding account number and/or user name, and with this number of the account or the corresponding payment cipher of user ID.
Step 102, send the expense of withholding carry payment information and business information from service platform and ask to value added service management platform;
Step 103, value added service management platform are tested to this payment information and business information, and the back value added service management platform of upchecking triggers the account platform to this value-added service operation of deducting fees;
When the operator under service provider and the value added service management platform develops a certain value-added service cooperatively, the service provider can submit the ceiling price of this value-added service to value added service management platform to, value added service management platform is preserved the ceiling price of this value-added service, when value added service management platform receives after the expense that the withholds request that service platform sends, payment information and the business information that withholds in the expense request authenticated, promptly the price to value-added service compares with the ceiling price of having stored, if the price of value-added service does not exceed this ceiling price, the then value added service management platform operation of deducting fees, if the price of user's payment has surpassed this ceiling price, then value added service management platform is not carried out the follow-up operation of deducting fees.
After step 104, value added service management platform were deducted fees and operated, the service provider provided this value-added service to the user.
The operation of deducting fees that value added service management platform triggering account platform carries out mainly contains pre-payment and back paying dual mode, adopting which kind of mode is by the type decided of paying account, adopt prepayment mode mostly such as account card, radio telephone account, landline telephone and broadband access account adopt the back way of paying.If prepaid account, then when deducting fees operation, value added service management platform is at first to account platform mail sending charge per message reservation request, the account platform carries out the charge future operation, the service provider provides value-added service to the user, sending this value-added service collection charges by value added service management platform to the account platform from service platform confirms, the account platform is to the value-added service operation of deducting fees, last value added service management platform generates the value-added service charges inventory, and to sending the success message of deducting fees from service platform; If back paying account, then when deducting fees operation, value added service management platform at first generates the value-added service charges inventory, and this inventory is regularly passed to the account platform do the accounting processing of deducting fees, value added service management platform withholds the expense successful information to sending from service platform, and the service provider provides value-added service to the user after value added service management platform triggering account platform is deducted fees success.
The value-added service payment methods of present embodiment, when the user selects a certain value-added service, and by from service platform when value added service management platform sends the expense that withholds and asks, value added service management platform compares the ceiling price of this value-added service of the pricing information of this value-added service and self storage, if exceed the ceiling price operation of then not deducting fees, prevented so effectively price that the service provider provides inaccurate and mistake that cause is deducted fees phenomenon, and value added service management platform is only tested to the value-added service price and is triggered the operation of deducting fees of account platform, has alleviated the administrative burden of value added service management platform.
Fig. 2 is the value-added service payment methods second embodiment flow chart of the present invention, and as shown in Figure 2, on the basis of first embodiment, the value-added service payment methods can be specially:
Whether step 202, prompting user need to land from service platform, then continue execution in step 203 if the user selects to land after step is landed in execution, if the user does not select to land from service platform, then execution in step 204;
The user is when carrying out logon operation, to input user ID and password, this user ID may be user name or number of the account, because this user may be registered user, the fixed telephone subscriber of operator or operator's wireless telephone user of the value added service management platform of operator, also may be operator's broadband access accounting number users or the account card user of operator, so the user ID that the user lands time input can be the user ID of above-mentioned each situation correspondence.
After step 207, user import user ID and payment cipher, the information of this input user ID and/or number of the account and payment cipher is sent to from service platform;
After step 210, the operation of deducting fees, the service provider provides this value-added service to the user.
Value added service management platform of the present invention provides channel of disbursement easily for the various users of the operator under it, the user of operator may be registered user, fixed telephone subscriber, wireless telephone user, the broadband access accounting number users of value added service management platform, also can be buy the various account card users of operator's distribution, as the buyer of the rechargeable card of operator's distribution or the card of game points etc. with payment function.More than various types of users can pay by the dissimilar accounts of its correspondence, the user who has multiple account simultaneously also can select an account to pay, and the authentification of user the when user who selects different way of paying landed, when importing payment information, the user obtains identifying code, and the check of payment information is by the value added service management platform of correspondence, broadband access platform and card management platform are finished, after treating that payment information is checked successfully, value added service management platform triggers the account platform of various means of payment correspondences, account platform as broadband access platform correspondence, account platform of card management platform correspondence or the like operation of deducting fees, value added service management platform, broadband access platform and card management platform all belong to the function platform under operator's management, are respectively applied for and manage user's accounts information separately.
Further, carry out authentification of user from service platform in the step 203 and can be specially following several situation, specifically referring to Fig. 3, Fig. 3 is the signaling diagram of authentification of user among value-added service payment methods second embodiment of the present invention, as shown in Figure 3:
Situation one, user can be the registered user of value added service management platform, the fixed telephone subscriber or the wireless telephone user of value added service management platform operator:
Situation two, user can be operator's broadband access account user:
The access time that step 2035b, value added service management platform are upgraded the user;
Situation three, user can also be the account card user of operator:
The access time that step 2035c, value added service management platform are upgraded the user;
In step 209, value added service management platform to the check of business information referring to first embodiment, value added service management platform is tested to payment information can be following several situations, specifically referring to Fig. 4, Fig. 4 is the signaling diagram of payment information check among value-added service payment methods second embodiment of the present invention, as shown in Figure 4:
Situation one, user can select account card to pay, and at this moment, the user ID in the payment information is the account card number
Whether the validity of step 2092a, card management platform check account card number and the payment cipher of account card number correspondence be correct;
User ID in situation two, the payment information can be wireless phone number or fixed telephone number
Whether step 2091b, value added service management platform check this identifying code correct.
User ID in situation three, the payment information can also be the broadband access number of the account
Whether step 2093c, value added service management platform check this identifying code correct.
Wherein, when the user selects broadband access number of the account, radio telephone account or landline telephone account to pay, when importing payment information, the user can also prevent that user's number of the account is stolen by the mode of obtaining identifying code, identifying code can be replied platform by the interactive voice in the business system and be obtained, also can obtain in the mode of short message by radio telephone SMS platform in the business system, the process of obtaining identifying code referring to, Fig. 5 obtains the identifying code signaling diagram among value-added service payment methods second embodiment of the present invention, as shown in Figure 5:
When the user selects broadband access number of the account, radio telephone account or landline telephone account to pay, can comprise between step 206 among second embodiment and the step 207 that the user obtains identifying code, and identifying code is carried at step in the payment information, the process of specifically obtaining identifying code is as follows:
Situation one, be the user name of broadband access number of the account or broadband access number of the account correspondence when this user ID
2061a, send the identifying code request of obtaining to value added service management platform from service platform;
2062a, value added service management platform identify to broadband access platform inquiring user;
2063a, broadband access platform return user ID and have information;
2064a, value added service management platform generate identifying code according to user ID;
2065a, value added service management platform send to interactive voice with this identifying code and reply platform;
2066a, interactive voice are replied platform this identifying code are sent to the user.
Situation two, when this user ID be fixed telephone number
2061b, send the identifying code request of obtaining to value added service management platform from service platform;
2062b, value added service management platform generate identifying code according to described user ID;
2063b, value added service management platform send to interactive voice with described identifying code and reply platform;
2064b, interactive voice are replied platform this identifying code are sent to the user.
Situation three, when this user ID be wireless phone number
2061c, send the identifying code request of obtaining to value added service management platform from service platform;
2062c, value added service management platform generate identifying code according to described user ID;
2063c, value added service management platform send to the radio telephone SMS platform with described identifying code;
2064c, radio telephone SMS platform send to the user by note with this identifying code.
The value-added service payment methods of present embodiment, for the user provides the paying of broadband access number of the account, radio telephone or multiple paying channels such as landline telephone paying and card paying, when carrying out operation for paying the fee, again the price of payment information, value-added service is checked, the validity of the number of the account of paying and the correctness of corresponding password have been verified, make convenient, the safety of payment procedure, alleviated the administrative burden of value added service management platform, avoided mistake to detain the generation of phenomenon again.
Fig. 6 is the value-added service charging system first example structure figure of the present invention, as shown in Figure 6, comprise: from service platform 1, value added service management platform 2, service provider 3 and account platform 4, wherein, the business information that is used to receive the value-added service that the user obtains from service provider 3 from service platform 1, comprise in this business information the service provider of value-added service is provided information, the value-added service order number, value-added service numbering and value-added service price, whether service for checking credentials provider 3 is legal, if service provider 3 is legal, mutual by with the user then, receive the means of payment of user's selection and the payment information of means of payment correspondence, payment information comprises user ID and password at least, sends the expense of withholding of carrying payment information and business information and asks to value added service management platform 2; Value added service management platform 2 is used to be received from the expense that the withholds request of carrying payment information and business information that service platform 1 sends, and payment information and business information is tested the back 4 pairs of value-added services of triggering account platform of the upchecking operation of deducting fees; Service provider 3 is used for the business information of value-added service being provided and providing described value-added service to the user to the user; Account platform 4 is used for this value-added service operation of deducting fees.The process of relevant above-mentioned each module work is referring to value-added service payment methods embodiment.
Value added service management platform 2 has been stored the registered user's of operator information, when a certain value-added service of service provider's 3 issues, the ceiling price information of this value-added service can be provided to value added service management platform 2, value added service management platform 2 needn't newly be issued the test of value-added service like this, the program of examining and setting price, and only store the ceiling price information of value-added service, alleviated the administrative burden of value added service management platform 2, when the user carries out operation for paying the fee, value added service management platform 2 is checked the value-added service price that service provider 3 determines again, prevent the phenomenon that mistake is deducted fees, simultaneously, value added service management platform 2 also generates the statement of expense that the user uses this value-added service in the process of deducting fees, help so regularly the operating position of a certain value-added service being carried out unified management and analysis.
Service provider 3 for the convenience of the user use and the value-added service navigation information that provides users with the convenient, the user can carry out inquiry, the order of value-added service easily and initiate to use or the like, service provider 3 determines the price of the value-added service that self creates, and the information such as price of a certain value-added service that the user is selected offer value added service management platform 2, withhold expense operation by value added service management platform 2, what the service provider can provide by self like this propagates and manages oneself value-added service as channels such as portal websites.
From service platform 1 by with the sending various solicited messages and receive various state informations to value added service management platform 2 alternately of service provider 3 and user, alleviated the administrative burden of value added service management platform 2.
The value-added service charging system of present embodiment provides users with the convenient, the way of paying of safety, prevented the generation of the phenomenon of by mistake deducting fees, simultaneously, because the service provider is by offering value added service management platform from service platform with the information such as price of value-added service, value added service management platform only need trigger deduct fees operation and recording user of account platform and use the statement of expense of value-added service, has alleviated the administrative burden of value added service management platform greatly.
Fig. 7 is the value-added service charging system second example structure figure of the present invention, as shown in Figure 7, the value-added service charging system can also comprise: broadband access platform 5 and card management platform 6, wherein broadband access platform 5 is used for the user is authenticated, the authentication back is upgraded user's access time and is sent authentication success message to value added service management platform 2, when the user ID in the payment information is the broadband access number of the account, the fixed telephone number of inquiry and the binding of this broadband access number of the account, and check the validity of this number and the correctness of corresponding password, and assay is sent to value added service management platform 2; Card management platform 6 is used to receive authentication request, the user is authenticated, after authentication, upgrade user's access time and send authentication success message to value added service management platform 2, when the user ID in the payment information is the account card number, the validity of check account number and the correctness of corresponding password, and the certificate of inspection is sent to value added service management platform 2 by the result.On the basis of a last embodiment, can specifically comprise from service platform 1: acquisition module 11, sending module 12 and authentication module 13, wherein, acquisition module 11 is used to receive the business information of the value-added service that the user obtains from service provider 3 and the means of payment that the user selects and the payment information of means of payment correspondence, sending module 12 is used to send the expense of withholding of carrying payment information and business information asks to value added service management platform 2, and whether authentication module 13 is used for service for checking credentials provider 3 legal; Value added service management platform 2 can specifically comprise: receiver module 21, inspection module 22 and the trigger module 23 of deducting fees, wherein, receiver module 21 is used to be received from the expense that the withholds request of carrying payment information and business information that service platform 1 sends, inspection module 22 is used for payment information and business information are tested, the trigger module 23 of deducting fees is used for after upchecking, and triggers the account platform to the described value-added service operation of deducting fees; Can also comprise from service platform 1: first sending module 14 and first acquisition module 15; Value added service management platform 2 can also comprise: first receiver module 24, second sending module 25, processing module 26 and first inspection module 27; The value-added service charging system of present embodiment can also comprise: interactive voice is replied platform 7 and radio telephone SMS platform 8; Wherein, when the user does not land from service platform 1, then first sending module 14 sends the information of whether landing to the user, first sending module 14 sends authentication request to the first receiver module 24, processing module 26 is carried out authentification of user, pass through the access time that the user is upgraded in the back in authentication, and return success response message to first acquisition module 15 by second sending module 25; First sending module 14 sends the multiple means of payment to the user and selects information, the user returns to first acquisition module 15 with this means of payment information after selected a kind of means of payment, after first acquisition module 15 receives the means of payment information that the user returns, send the request of importing payment information by first sending module 14 to the user, the user returns the payment information of input to first acquisition module 15; When user ID was the account card number, second sending module 25 sent account card number check request to card management platform 6, and after upchecking, card management platform 6 is to first receiver module, 24 backtrack test successful respond information; When user ID is the broadband access number of the account, first sending module 14 sends the identifying code request of obtaining to first receiver module 24, second sending module 25 identifies to broadband access platform 5 inquiring users, and at processing module 26 generation identifying codes, via second sending module 25 identifying code is sent to interactive voice again and reply platform 7, interactive voice is replied platform 7 identifying code is sent to the user; Perhaps, when user ID is a wireless phone number, processing module 26 can generate identifying code according to this user ID, by second sending module 25 identifying code is sent to radio telephone SMS platform 8 again, and radio telephone SMS platform 8 sends to the user with identifying code; When paying the information check, 26 pairs of identifying codes of processing module are tested.More than each step referring to the embodiment of value-added service payment methods.
The value-added service charging system of present embodiment provides many middle channel of disbursement for the user, as broadband access number account, landline telephone account, radio telephone account and card account or the like, for paying to operate, the user provides convenience, and in payment process, prevent that by identifying code user account is stolen, by value added service management platform the fail safe and the accuracy of the process of deducting fees have been guaranteed in the check of the information such as price of value-added service, and alleviated the administrative burden of value added service management platform.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (13)
1. value-added service payment methods is characterized in that, comprising:
Receive the business information of the value-added service that the user obtains from the service provider from service platform, comprise in the described business information service provider of described value-added service information, value-added service order number, value-added service numbering and value-added service price are provided;
Verify from service platform whether described service provider is legal, if described service provider is legal, mutual by with described user then receives the means of payment that described user selects and the payment information of described means of payment correspondence, and described payment information comprises user ID and password at least;
Sending the expense of withholding of carrying described payment information and business information from service platform asks to value added service management platform;
Described value added service management platform is tested to described payment information and business information, and the account platform is triggered to the described value-added service operation of deducting fees in the back of upchecking;
Described service provider provides described value-added service to described user.
2. value-added service payment methods according to claim 1, it is characterized in that, after the described service provider of checking was legal, mutual by with described user also comprised before receiving the payment information of the means of payment that described user selects and described means of payment correspondence:
Whether if it is described from service platform that described user does not land, it is described from service platform then to point out described user to land;
If it is described from service platform that described user selects to land, then finish land after, describedly by authentication request described user is authenticated from service platform.
3. value-added service payment methods according to claim 2 is characterized in that, described by authentication request described user the authentication specifically from service platform comprises:
Describedly send authentication request to described value added service management platform from service platform, described value added service management platform authenticates described user, and access time and return authentication successful respond information that authentication is upgraded described user by the back are extremely described from service platform; Perhaps
Describedly send authentication request by described value added service management platform to the broadband access platform from service platform, described broadband access platform authenticates described user, and the described user's of authentication back renewal access time is also extremely described from service platform by described value added service management platform return authentication successful respond information; Perhaps
Describedly send authentication request by described value added service management platform to card management platform from service platform, described card management platform authenticates described user, and the described user's of authentication back renewal access time is also extremely described from service platform by described value added service management platform return authentication successful respond information.
4. value-added service payment methods according to claim 3 is characterized in that, described mutual by with described user receives the means of payment that described user selects and the payment information of described means of payment correspondence and specifically comprise:
Describedly send multiple means of payment option to described user from service platform;
The selected a kind of means of payment of described user is also returned this means of payment information described from service platform;
Described after service platform receives described means of payment information, the request that sends the input payment information is to described user;
Described user returns the payment information of described means of payment correspondence to described from service platform.
5. value-added service payment methods according to claim 4 is characterized in that, described value added service management platform is tested to described payment information and specifically comprised:
When the user ID that comprises in described payment information was the account card number, described value added service management platform sent the check of account card number and asks to card management platform;
After upchecking, described card management platform returns account card number check successful respond information to described value added service management platform.
6. value-added service payment methods according to claim 4, it is characterized in that, return the payment information of described means of payment correspondence to described between service platform in the request of described transmission input payment information to described user and described user, also comprise: described user obtains identifying code, and described identifying code is carried in the described payment information.
7. value-added service payment methods according to claim 6 is characterized in that, described user obtains identifying code and specifically comprises:
Describedly send the identifying code request of obtaining to described value added service management platform from service platform, described value added service management platform is inquired about described user ID to described broadband access platform, generate identifying code according to described user ID, and described identifying code is sent to interactive voice reply platform, described interactive voice is replied platform described identifying code is sent to the user; Perhaps
Describedly send the identifying code request of obtaining to described value added service management platform from service platform, described value added service management platform generates identifying code according to described user ID, and described identifying code is sent to interactive voice reply platform, described interactive voice is replied platform described identifying code is sent to the user; Perhaps
Describedly send the identifying code request of obtaining to described value added service management platform from service platform, described value added service management platform generates identifying code according to described user ID, and described identifying code sent to the radio telephone SMS platform, described radio telephone SMS platform is sent to the user with described identifying code.
8. value-added service payment methods according to claim 7 is characterized in that, described value added service management platform is tested to described payment information and specifically comprised:
When the user ID that comprises in described payment information was wireless phone number or fixed telephone number, described value added service management platform was tested to described identifying code; Perhaps
When the user ID that comprises in described payment information was the broadband access number of the account, described value added service management platform was inquired about the fixed telephone number of binding with described broadband access number of the account to the broadband access platform, and described identifying code is tested.
9. a value-added service charging system is characterized in that, comprising:
From service platform, be used to receive the business information of the value-added service that the user obtains from the service provider, comprise in the described business information service provider of described value-added service information, value-added service order number, value-added service numbering and value-added service price are provided; Verify whether described service provider is legal, if described service provider is legal, mutual by with described user then receives the means of payment that described user selects and the payment information of described means of payment correspondence, and described payment information comprises user ID and password at least; Transmission is carried the expense of withholding of described payment information and business information and is asked to value added service management platform;
Value added service management platform, be used to receive the described expense that the withholds request of carrying described payment information and business information that sends from service platform, described payment information and business information are tested, and the account platform is triggered to the described value-added service operation of deducting fees in the back of upchecking;
The service provider is used for the business information of value-added service being provided and providing described value-added service to described user to the user;
The account platform is used for the described value-added service operation of deducting fees.
10. value-added service charging system according to claim 9 is characterized in that, also comprises:
The broadband access platform, be used for the user is authenticated, the authentication back is upgraded user's access time and is sent authentication success message to described value added service management platform, when the user ID in the payment information is the broadband access number of the account, the fixed telephone number of inquiry and the binding of this broadband access number of the account, and check the validity of this number and the correctness of corresponding password, and will verify that result and fixed telephone number are sent to described value added service management platform;
Card management platform, be used to receive authentication request, the user is authenticated, after authentication, upgrade user's access time and send authentication success message to described value added service management platform, when the user ID in the payment information is the account card number, the validity of check account card number sign indicating number and the correctness of corresponding password, and will verify by the result and be sent to described value added service management platform.
11. value-added service charging system according to claim 9 is characterized in that, describedly specifically comprises from service platform:
Acquisition module is used to receive the business information of the value-added service that the user obtains from described service provider and the means of payment that the user selects and the payment information of means of payment correspondence;
Sending module is used to send the expense that withholds of carrying described payment information and business information and asks to described value added service management platform;
Authentication module is used to verify whether described service provider is legal.
12. value-added service charging system according to claim 9 is characterized in that, described value added service management platform specifically comprises:
Receiver module is used to receive the described expense that the withholds request of carrying described payment information and business information that sends from service platform;
Inspection module is used for described payment information and business information are tested;
The trigger module of deducting fees is used for after upchecking, and triggers described account platform to the described value-added service operation of deducting fees.
13. according to each described value-added service charging system of claim 9-12, it is characterized in that, also comprise:
Interactive voice is replied platform, is used for sending identifying code to the user;
The radio telephone SMS platform is used for sending identifying code to the user.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN102208923B (en) * | 2011-05-19 | 2014-03-05 | 中国联合网络通信集团有限公司 | Application-type service management method of near filed communication intelligent card and system thereof |
| CN103037354A (en) * | 2011-10-10 | 2013-04-10 | 中国移动通信集团上海有限公司 | Custom-made method, device and system for value added service |
| CN103905286B (en) * | 2012-12-25 | 2017-09-29 | 中国银联股份有限公司 | Information exchange device and method |
| CN104143154A (en) * | 2013-05-10 | 2014-11-12 | 中国电信股份有限公司 | Generation method, device and system for value-added telecom service order |
| CN103475528A (en) * | 2013-09-29 | 2013-12-25 | 贵州省广播电视信息网络股份有限公司 | Service distribution and using method based on set top box |
| CN104767897A (en) * | 2014-01-02 | 2015-07-08 | 中国移动通信集团安徽有限公司 | Recharge control method and system based on mobile terminal rechargeable card |
| CN106303125B (en) * | 2015-06-03 | 2019-12-03 | 腾讯科技（深圳）有限公司 | Automated refill system, method and device |
| CN105405008B (en) * | 2015-10-23 | 2020-01-31 | 中国联合网络通信集团有限公司 | Fee deduction method and device |
| CN110119951B (en) * | 2019-04-15 | 2024-04-05 | 中国平安人寿保险股份有限公司 | Recording method, recording device, computer equipment and storage medium |
| CN111163051B (en) * | 2019-11-29 | 2022-05-03 | 中国联合网络通信集团有限公司 | Service ordering method, device and terminal equipment |
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| EP1544815A1 (en) * | 2003-12-19 | 2005-06-22 | Siemens Aktiengesellschaft | Method for billing a service in a communication network |
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