CN108960941A - E-payment billing method - Google Patents

E-payment billing method Download PDF

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Publication number
CN108960941A
CN108960941A CN201810479159.4A CN201810479159A CN108960941A CN 108960941 A CN108960941 A CN 108960941A CN 201810479159 A CN201810479159 A CN 201810479159A CN 108960941 A CN108960941 A CN 108960941A
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Prior art keywords
invoice
payment
platform
electronic invoice
service platform
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CN201810479159.4A
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CN108960941B (en
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李春辉
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Beijing Ticket Tong Information Technology Co Ltd
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Beijing Ticket Tong Information Technology Co Ltd
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Priority to CN201810479159.4A priority Critical patent/CN108960941B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/10Tax strategies

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  • Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a kind of e-payment billing method, trade company's authorization electronic invoice service platform issues invoice, payment platform completes the page in payment and shows option of making out an invoice, after user's normal use payment software is paid, the page, which is completed, in payment clicks option of making out an invoice, after user licenses electronic invoice service platform, electronic invoice service platform calls payment platform authorization interface to obtain payment platform Transaction Information, is filled in the information such as the total, amount of money and detail of making out an invoice and is shown in electronic invoice and made out an invoice the page;User clicks button of making out an invoice after the page of making out an invoice fills in other relevant informations;Electronic invoice service platform receives billing request, connects tax system automatically according to merchant information for trade company and issues invoice, electronic invoice service platform is asynchronous to make out an invoice;After making out an invoice successfully, the electronic invoice issued is sent in mobile phone or mailbox that the page of making out an invoice is filled in.

Description

E-payment billing method
Technical field
The invention belongs to electronic trade technical fields, more particularly to a kind of e-payment billing method.
Background technique
With the rapid development of the national economy, huge variation also has occurred in the means of payment, from it is original pay in cash to CCredit card payment arrives e-payment again.Mobile phone barcode scanning payment at present in e-payment is especially prevailing, it suffices to say that has become people Daily life the main means of payment.In addition, as the consciousness of paying taxes of citizen generally enhances and to personal consumption equity Protection, invoice is also commonly used, but traditional mode speed of making out an invoice is slow, low efficiency, error-prone, can't hand in time sometimes Pay client.Then wait in line scene of making out an invoice after will appear payment, seriously affect consumption experience;Or due to mobile phone Barcode scanning payment amount is smaller, makes out an invoice inconvenient the case where just directly abandoning although wanting invoice.
Although there is the method for issuing of many electronic invoices at present, for example receipt two dimensional code is scanned again after the completion of payment, or Electronic invoice is directly issued after doing shopping using APP or small routine.But it individually carries out issuing hair again after these methods or payment The operation of ticket or additional installation procedure is needed, it is not very inconvenient for using.Therefore need one kind in daily life The solution directly to issue invoice after the middle scanning payment using mobile phone.
Summary of the invention
The application directly can fill in invoice new line in the payment page and issue payment after purchaser is by mobile phone scanning payment The invoice of the amount of money, improves efficiency of making out an invoice.Specifically propose a kind of method for issuing electronic invoice in the e-payment page, step Are as follows:
CA certificate is licensed to electronic invoice service platform by step 1, trade company, is allowed electronic invoice service platform to provide and is opened Ticket service, electronic invoice service platform bind merchant identification of the trade company in payment platform;
Step 2, the payment platform complete the page in payment and shows option of making out an invoice, and the payment platform option that will make out an invoice links To electronic invoice service platform, and electronic invoice service platform is authorized to read trade company's Transaction Information permission;
Step 3, payment platform described in user's normal use is paid, and after the completion of payment, completes to go out in the page in payment It now makes out an invoice option, user clicks option of making out an invoice;
Step 4, the payment platform judge user whether be for the first time using the electronic invoice service platform, if with Family is to be needed user first to license electronic invoice service platform using electronic invoice service platform for the first time, just can be carried out step Five, step 5 is directly carried out if user is not use for the first time;
Step 5, payment platform make out an invoice to the initiation of electronic invoice service platform and jump URL sign test, electronic invoice service platform URL progress sign test is jumped to making out an invoice for payment platform initiation, after sign test passes through, electronic invoice service platform calls payment platform to award It weighs interface and obtains payment platform Transaction Information, the specific implementation steps are as follows:
Payment platform to electronic invoice service platform initiation make out an invoice jump URL sign test when, URL request parameter include transaction ID, short name, sub- short name, timestamp, random number, authentication token, signature value and mode of endorsing;Wherein transaction id, short Title, sub- short name are defined by payment platform;Timestamp is the millisecond number of current time;Random number is a random string; The character string that authentication token is made of transaction id, random number, timestamp obtains after carrying out md5 encryption;Signature value is by trading ID, short name, sub- short name, timestamp, random number, authentication token field are accorded with according to after initial ascending sort using & Number splicing Ecc endorse after character string composition;Mode of endorsing is ECC;
Electronic invoice service platform jumps URL request to making out an invoice of receiving and is decoded, then to decoded signature value Sign test is carried out, after sign test passes through, electronic invoice service platform calls the authorization interface function for obtaining payment platform Transaction Information, obtains The authorization interface function for taking payment platform Transaction Information includes authorization functions name and authorization functions parameter, the authorization functions ginseng Number includes at least APP and identifies, range and callback interface address, wherein APP mark is that electronic invoice service platform is being paid A unique identification in platform, the range are the scope of authority that payment platform is given, and the callback interface address is electronics hair The interface IP address of ticket service platform reception payment platform transaction data;
After payment platform authorization passes through, payment platform recalls the Transaction Information receiving interface of electronic invoice platform, electronics Invoice platform receives transaction data, and Transaction Information receiving interface includes receiver function name and authorization functions parameter, the authorization letter Number parameter includes at least authorization code and transaction data;The authorization code is that payment platform calls electronic invoice service platform number of deals It is passed over when according to receiving interface;Transaction data is that payment platform calls electronic invoice service platform transaction data receiving interface When the transaction data that passes over, include at least: transaction amount, trading item, seller Taxpayer Identification Number information;
Step 6, after electronic invoice service platform obtains payment platform Transaction Information, into electronic invoice service platform Electronic invoice is made out an invoice the page, electronic invoice make out an invoice the page according to the payment platform Transaction Information of acquisition to make out an invoice the total, amount of money and The information such as detail carry out Auto-writing and are shown in electronic invoice making out an invoice the page;
Step 7 fills in invoice in the page of making out an invoice and comes back, Taxpayer Identification Number, drawee's cell-phone number or drawee's mailbox letter User clicks " making out an invoice " button after breath;
Step 8, electronic invoice service platform receive billing request, and electronic invoice service platform is obtained according to payment platform The merchant identification in Transaction Information taken searches database and obtains the information and CA certificate authorization of corresponding trade company, and according to filling in Invoice come back and Taxpayer Identification Number and Transaction Information in the make out an invoice total, amount of money and managing detailed catalogue, connect automatically for trade company It connects tax system to issue invoice, and displays for a user the information that billing request has been filed on;
Step 9, after making out an invoice successfully, the electronic invoice issued will be sent in the mobile phone or mailbox that the page of making out an invoice is filled in.
Preferably, payment described in the step 2 completes the page and shows option of making out an invoice, it is characterised in that: by payment platform Unified display, but the trade company not opened cannot use this function, or be contacted by trade company and payment platform, be individually for trade company Show option of making out an invoice.
Preferably, the electronic invoice make out an invoice the page include electronic invoice service platform title, Amount in Total of making out an invoice, hair Ticket comes back, Taxpayer Identification Number, drawee's cell-phone number, drawee's mailbox, detail of making out an invoice, and button of making out an invoice.
Preferably, described in step 7 the page of making out an invoice fill in invoice come back, Taxpayer Identification Number, drawee's cell-phone number or Drawee's mailbox message, it is characterised in that: filled in manually by user in the page of making out an invoice or by payment platform Auto-writing.
It preferably, further include that invoice is added in the managing bill of payment platform in step 9.
The advantages of the application, is:
1, it after mobile phone scanning payment, directly makes out an invoice in payment page jump, simplifies step of making out an invoice.
2, only needing to fill in invoice new line and drawee's information can issue invoice, convenient and efficient.
3, the electronic invoice issued can be added to payment platform managing bill.
4, it makes out an invoice and is not limited by place, time, purchaser's mailbox can be delivered in time, saved manually for seller Cost greatly improves efficiency of making out an invoice.
Detailed description of the invention
Fig. 1 issues the flow chart of electronic invoice in the e-payment page;
Fig. 2 sends the flow chart of user after electronic invoice is issued;
Fig. 3 pays success page example;
Fig. 4 authorization of service page example;
Fig. 5 electronic invoice is made out an invoice page example;
Fig. 6 electronic invoice administration page example.
Specific embodiment
Invoice issuing can directly be carried out after mobile phone scans payment using the application e-payment billing method, it is convenient fast It is prompt.This method specifically includes the following steps:
Step 1, trade company authorize electronic invoice service platform to provide the service of making out an invoice, and electronic invoice service platform binds trade company Merchant identification in payment platform.
Trade company and electronic invoice service platform manufacturer sign use and make out an invoice after service agreement, and by the CA certificate authorization of trade company Electron invoice service platform allows electronic invoice service platform to provide the service of making out an invoice.Each payment platform can be to using certainly The unique merchant of the trade company one of own payment platform identifies, the trade company of payment platform where electronic invoice service platform binds trade company Mark, will pass through the determining trade company for needing to issue electronic invoice of merchant identification.
It will be described in detail by taking trade company A as an example in the present embodiment.Trade company A is signed with electronic invoice service platform manufacturer first It orders use to draw a bill service agreement, then the CA certificate of oneself is licensed to electronic invoice service platform by trade company A, and electronics is allowed to send out Ticket service platform provides invoice issuing service to oneself.Then trade company A registers user in electronic invoice service platform, and by trade company Merchant identification of the A in payment platform carries out binding authorization of making out an invoice.
Step 2, payment platform complete the page in payment and show option of making out an invoice, and the payment platform option that will make out an invoice is linked to electricity Sub- invoice service platform, and electronic invoice service platform is authorized to read trade company's Transaction Information permission.
The page is completed in payment and shows that option of making out an invoice can be by the unified display of payment platform, but the trade company not opened is not This function can be used, or is contacted by trade company and payment platform, trade company is individually for and shows option of making out an invoice.Option of making out an invoice can lead to It crosses and jumps URL to electronic invoice service platform.And the transaction that payment platform allows electronic invoice service platform to read trade company is believed Breath.
For example, trade company A is contacted with payment platform, it is desirable that increase is drawn a bill after option, and the payment interface of payment platform is being examined When to measure beneficiary be trade company A, page increase is completed in payment and is drawn a bill option, option of drawing a bill is connected to electronics by URL Invoice service platform, and payment platform allows the Transaction Information of electronic invoice service platform reading trade company A.
Step 3, user's normal use payment platform is paid, and after the completion of payment, completes to occur in the page in payment It makes out an invoice option, user clicks option of making out an invoice.
If Fig. 3, user B are paid at trade company A using payment platform, the page is completed in existing payment after the completion of payment The upper left corner increase option of drawing a bill, user B can click directly on selection and draw a bill.
Step 4, payment platform judge whether user is for the first time using electronic invoice service platform, if user makes for the first time With electronic invoice service platform, user is needed first to license electronic invoice service platform.
After clicking " drawing a bill " option for the first time such as Fig. 4, user B, it may appear that authorization of service interface, user need to select " really Recognize authorization " subsequent operation could be continued, it otherwise not can be carried out and make out an invoice.
Step 5, payment platform make out an invoice to the initiation of electronic invoice service platform and jump URL sign test, electronic invoice service platform URL progress sign test is jumped to making out an invoice for payment platform initiation, after sign test passes through, electronic invoice service platform calls payment platform to award It weighs interface and obtains payment platform Transaction Information.
The page make out an invoice as shown in figure 5, the page of making out an invoice includes the title of electronic invoice service platform, Amount in Total of making out an invoice, hair Ticket comes back, Taxpayer Identification Number, drawee's cell-phone number, drawee's mailbox, detail of making out an invoice, and button of making out an invoice etc..
In the present embodiment, payment platform to electronic invoice service platform initiation make out an invoice jump URL sign test when, URL request Parameter includes:
Transaction id: einv_trade_id=2016***;(payment platform definition)
Short name: m_short_name=JOYCITY;(payment platform definition)
Sub- short name: sub_m_short_name=JOYCIT_BJ_XD;(payment platform definition)
Timestamp: timestamp=1483410019329 (the millisecond number of current time);
Random number: random=3948485 (random string, data are example herein);
Token (authentication token): token=MD5 (einv_trade_id+random+timestamp);
Signature value:
Sign=xxxxxx (einv_trade_id, m_short_name, sub_m_short_name, timestamp, Random, token field are according to the character string after being endorsed after initial ascending sort using & symbol splicing Ecc)
It endorses mode: ECC
The specific assignment of above-mentioned parameter is all exemplary, and when specific implementation needs to carry out assignment according to the actual situation.
Electronic invoice service platform jumps URL request to making out an invoice of receiving and is decoded, then to decoded signature value Sign test is carried out, after sign test passes through, electronic invoice service platform calls the Transaction Information authorization interface for obtaining payment platform, and payment is flat After platform authorization passes through, payment platform recalls the Transaction Information receiving interface of electronic invoice platform.Electronic invoice platform, which receives, to be handed over After easy information success, the page of making out an invoice is jumped to, and made out an invoice Amount in Total and Item Detail information according to Transaction Information Auto-writing.
The Transaction Information authorization interface function of payment platform is obtained, as follows:
Authorization functions name: publicAppAuthorize
Authorization functions parameter list is as follows:
APP mark: app_id=*******;(app_id be electronic invoice service platform one in payment platform only One mark)
Range: scope=auth_invoice_info;(scope of authority that payment platform is given, for example invoice business is awarded Power)
Callback interface address: (electronic invoice service platform receives payment platform transaction data to redirect_uri=***** Interface IP address.)
The sub- invoice platform transaction data receiver function of ticket energization, as follows:
Receiver function name: redirect
Receiver function parameter list is as follows:
Authorization code: auth_code=***** (is that payment platform calls electronic invoice service platform transaction data to connect It is passed over when mouth, this is that payment platform defines.)
Transaction data: (payment platform calls electronic invoice service platform transaction data receiving interface to state=******* When, the transaction data that passes over.Specifically include that the information such as transaction amount, trading item, seller Taxpayer Identification Number)
Step 6, after electronic invoice service platform obtains payment platform Transaction Information, into electronic invoice service platform Electronic invoice is made out an invoice the page.Electronic invoice makes out an invoice the page according to the payment platform Transaction Information of acquisition to the total, amount of money of making out an invoice And the information such as detail fill in and be shown in electronic invoice and have made out an invoice the page.
Step 7, user fill in invoice in the page of making out an invoice and come back, Taxpayer Identification Number, drawee's cell-phone number or drawee's postal The information such as case, corresponding information fill in complete rear click " making out an invoice " button.
In the present embodiment, user B can fill in invoice in the page of making out an invoice manually and come back, Taxpayer Identification Number, drawee's hand The information such as machine number or drawee's mailbox, if payment platform further comprises managing bill, the invoice in the page of making out an invoice comes back It is filled out automatically after can also being read out from the managing bill of the payment platform of user B with Taxpayer Identification Number electronic invoice platform It writes.
Step 8, electronic invoice service platform receive billing request, and electronic invoice service platform is obtained according to payment platform The merchant identification in Transaction Information taken searches information and CA certificate authorization that database obtains corresponding trade company, and according to user The information such as the total, amount of money and detail of making out an invoice in invoice new line and Taxpayer Identification Number and Transaction Information filled in, are trade company Automatic connection tax system carries out invoice issuing, and shows the information that billing request has been filed on to user, and electronic invoice service is flat Platform is made out an invoice asynchronous.
In the present embodiment, user B is clicked after the completion of the page of making out an invoice is filled in and is made out an invoice, and electronic invoice service platform receives out Ticket application is found in the database the title of trade company A, pays taxes according to the merchant identification of trade company A in the Transaction Information of payment platform The relevant information of the trade companies A such as people's identifier, address, bank of deposit and account and the CA certificate authorization of trade company A, and according to user B The letter such as the total, amount of money and detail of making out an invoice in the invoice new line and Taxpayer Identification Number and payment platform Transaction Information filled in Breath carries out invoice issuing.Since invoice issuing is that asynchronous completion (first submits request of making out an invoice, then system is automatically performed out Ticket.) therefore electronic invoice service platform be user B return billing request have been filed on the page.
Step 9, after making out an invoice successfully, the electronic invoice issued by the mobile phone for being sent to user and filling in the page of making out an invoice or In mailbox.If payment platform has managing bill, invoice can also be added in the managing bill of payment platform by user.
After electronic invoice service platform is made out an invoice successfully, the electronic invoice issued is sent to user B in page of making out an invoice with reference to Fig. 2 In the mobile phone or mailbox that face is filled in.
If payment platform have the function of managing bill this, electronic invoice service platform may call upon payment platform and connect Mouthful, invoice information is synchronized to the managing bill of payment platform, the invoice issued is added to the managing bill of payment platform It is managed and saves.For example the invoice house keeper provided in the website that ant gold takes can be referred to the interface of Alipay platform Invoice house keeper is added in invoice by interface.
Finally, it should be noted that embodiment described above is only used to illustrate the technical scheme of the present invention, rather than it is limited System;Although the present invention is described in detail referring to the foregoing embodiments, those skilled in the art should understand that: its It can still modify to technical solution documented by previous embodiment, or part of or all technical features are carried out Equivalent replacement;And these modifications or substitutions, technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution Range.

Claims (5)

1. a kind of e-payment billing method, it is characterised in that steps are as follows:
CA certificate is licensed to electronic invoice service platform by step 1, trade company, and electronic invoice service platform is allowed to provide clothes of making out an invoice Business, electronic invoice service platform bind merchant identification of the trade company in payment platform;
Step 2, the payment platform complete the page in payment and show option of making out an invoice, and the payment platform option that will make out an invoice is linked to electricity Sub- invoice service platform, and electronic invoice service platform is authorized to read trade company's Transaction Information permission;
Step 3, payment platform described in user's normal use is paid, and after the completion of payment, completes to open in the page in payment Item is voted for, user clicks option of making out an invoice;
Step 4, the payment platform judge whether user is for the first time using the electronic invoice service platform, if user is Electronic invoice service platform is used for the first time, is needed user first to license electronic invoice service platform, just be can be carried out step 5, such as Fruit user is not to carry out step 5 using then direct for the first time;
Step 5, payment platform make out an invoice to the initiation of electronic invoice service platform and jump URL sign test, and electronic invoice service platform is to branch It pays making out an invoice for platform initiation and jumps URL progress sign test, after sign test passes through, electronic invoice service platform calls payment platform authorization to connect Mouth obtains payment platform Transaction Information, and the specific implementation steps are as follows:
Payment platform is made out an invoice to the initiation of electronic invoice service platform when jumping URL sign test, and URL request parameter includes transaction id, short Title, sub- short name, timestamp, random number, authentication token, signature value and mode of endorsing;Wherein transaction id, short name, Sub- short name is defined by payment platform;Timestamp is the millisecond number of current time;Random number is a random string;Identity is recognized The character string that card token is made of transaction id, random number, timestamp obtains after carrying out md5 encryption;Signature value is by transaction id, short name Claim, sub- short name, timestamp, random number, authentication token field uses & symbol to splice according to after initial ascending sort Character string after Ecc endorses forms;Mode of endorsing is ECC;
Electronic invoice service platform jumps URL request to making out an invoice of receiving and is decoded, then carries out to decoded signature value Sign test, after sign test passes through, electronic invoice service platform calls the authorization interface function for obtaining payment platform Transaction Information, obtains branch The authorization interface function for paying platform Transaction Information includes authorization functions name and authorization functions parameter, and the authorization functions parameter is extremely It less include that APP is identified, range and callback interface address, wherein APP mark is electronic invoice service platform in payment platform In a unique identification, the range is the scope of authority given of payment platform, and the callback interface address is electronic invoice clothes Business platform receives the interface IP address of payment platform transaction data;
After payment platform authorization passes through, payment platform recalls the Transaction Information receiving interface of electronic invoice platform, electronic invoice Platform receives transaction data, and Transaction Information receiving interface includes receiver function name and authorization functions parameter, the authorization functions ginseng Number includes at least authorization code and transaction data;The authorization code is that payment platform calls electronic invoice service platform transaction data to connect It is passed over when receiving interface;Transaction data is biography when payment platform calls electronic invoice service platform transaction data receiving interface The transaction data passed, includes at least: transaction amount, trading item, seller Taxpayer Identification Number information;
Step 6, after electronic invoice service platform obtains payment platform Transaction Information, into the electronics of electronic invoice service platform The bill billing page, electronic invoice make out an invoice the page according to the payment platform Transaction Information of acquisition to the total, amount of money and the detail of making out an invoice Etc. information carry out Auto-writing and be shown in electronic invoice making out an invoice the page;
Step 7 fills in invoice in the page of making out an invoice and comes back, after Taxpayer Identification Number, drawee's cell-phone number or drawee's mailbox message User clicks " making out an invoice " button;
Step 8, electronic invoice service platform receive billing request, and electronic invoice service platform is obtained according to payment platform Merchant identification in Transaction Information searches information and CA certificate authorization that database obtains corresponding trade company, and according to the hair filled in The make out an invoice total, amount of money and managing detailed catalogue in ticket new line and Taxpayer Identification Number and Transaction Information connect tax for trade company automatically Business system issues invoice, and displays for a user the information that billing request has been filed on;
Step 9, after making out an invoice successfully, the electronic invoice issued will be sent in the mobile phone or mailbox that the page of making out an invoice is filled in.
2. e-payment billing method according to claim 1, payment described in the step 2 is completed the page and is shown out Vote for item, it is characterised in that:
It is shown by payment platform is unified, but the trade company not opened cannot use this function, or by trade company and payment platform Connection, is individually for trade company and shows option of making out an invoice.
3. e-payment billing method according to claim 1, it is characterised in that:
The electronic invoice make out an invoice the page include electronic invoice service platform title, Amount in Total of making out an invoice, invoice come back, pay taxes People's identifier, drawee's cell-phone number, drawee's mailbox, detail of making out an invoice, and button of making out an invoice.
4. e-payment billing method according to claim 1 fills in invoice in the page of making out an invoice described in step 7 and comes back, Taxpayer Identification Number, drawee's cell-phone number or drawee's mailbox message, it is characterised in that:
It is filled in manually by user in the page of making out an invoice or by payment platform Auto-writing.
5. e-payment billing method according to claim 1, it is characterised in that:
It further include that invoice is added in the managing bill of payment platform in step 9.
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CN110430256A (en) * 2019-07-31 2019-11-08 中国工商银行股份有限公司 Push the method, apparatus and computer system of transaction message message
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